v3.26.1
LOANS RECEIVABLE, NET - Schedule of Activity in Allowance by Portfolio (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for credit losses:          
Beginning balance $ 68,155 $ 57,676 $ 57,586 $ 60,086 $ 60,086
Provision for (recovery of) credit losses 3,944 4,774 17,779 4,940  
Charge-offs (3,683) (4,038) (7,432) (7,015) (23,452)
Recoveries 523 586 1,006 987  
Ending balance 68,939 58,998 68,939 58,998 57,586
Commercial portfolio | Commercial and industrial          
Allowance for credit losses:          
Beginning balance 11,279 15,322 13,276 13,505 13,505
Provision for (recovery of) credit losses 660 2,631 (513) 5,261  
Charge-offs (215) (1,148) (1,074) (1,971) (10,366)
Recoveries 13 214 48 224  
Ending balance 11,737 17,019 11,737 17,019 13,276
Commercial portfolio | Multifamily          
Allowance for credit losses:          
Beginning balance 16,872 3,151 4,792 2,794 2,794
Provision for (recovery of) credit losses 956 (394) 13,109 (37)  
Charge-offs (4) 0 (77) 0 (2,471)
Recoveries 0 0 0 0  
Ending balance 17,824 2,757 17,824 2,757 4,792
Commercial portfolio | Commercial real estate          
Allowance for credit losses:          
Beginning balance 1,697 1,589 1,779 1,600 1,600
Provision for (recovery of) credit losses 226 498 144 487  
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 1,923 2,087 1,923 2,087 1,779
Commercial portfolio | Construction and land development          
Allowance for credit losses:          
Beginning balance 1,463 1,252 1,506 1,253 1,253
Provision for (recovery of) credit losses (1,451) 34 (1,494) 33  
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 12 1,286 12 1,286 1,506
Retail portfolio | Residential real estate lending          
Allowance for credit losses:          
Beginning balance 7,012 9,538 7,157 9,493 9,493
Provision for (recovery of) credit losses (258) (601) (519) (562)  
Charge-offs 0 (235) (2) (304) (304)
Recoveries 55 274 173 349  
Ending balance 6,809 8,976 6,809 8,976 7,157
Retail portfolio | Consumer solar          
Allowance for credit losses:          
Beginning balance 28,961 25,005 28,149 29,095 29,095
Provision for (recovery of) credit losses 3,868 2,620 7,106 238  
Charge-offs (3,453) (2,643) (6,192) (4,617) (10,140)
Recoveries 450 92 763 358  
Ending balance 29,826 25,074 29,826 25,074 28,149
Retail portfolio | Consumer and Other          
Allowance for credit losses:          
Beginning balance 871 1,819 927 2,346 2,346
Provision for (recovery of) credit losses (57) (14) (54) (480)  
Charge-offs (11) (12) (87) (123) (171)
Recoveries 5 6 22 56  
Ending balance $ 808 $ 1,799 $ 808 $ 1,799 $ 927