| Schedule of Selected Financial Data for Our Business Segments |
The table below shows selected financial data for our business segments for the three- and six-month periods ended June 30, 2026, and June 30, 2025. Capital is assigned to each business segment based on a combination of regulatory and economic equity. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ended June 30, | Consumer Bank | | Commercial Bank | | Other | | Total Key | | Dollars in millions | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | | SUMMARY OF OPERATIONS | | | | | | | | | | | | | Net interest income (TE) | $ | 757 | | $ | 731 | | | $ | 697 | | $ | 649 | | | $ | (196) | | $ | (230) | | | $ | 1,258 | | $ | 1,150 | | | Noninterest income | 253 | | 235 | | | 411 | | 425 | | | 42 | | 30 | | | 706 | | 690 | | Total revenue (TE) (a) | 1,010 | | 966 | | | 1,108 | | 1,074 | | | (154) | | (200) | | | 1,964 | | 1,840 | | | Provision for credit losses | 26 | | 55 | | | 67 | | 84 | | | (1) | | (1) | | | 92 | | 138 | | | Personnel expense | 239 | | 222 | | | 203 | | 179 | | | 344 | | 304 | | | 786 | | 705 | | | Other direct noninterest expense | 138 | | 140 | | | 75 | | 69 | | | 218 | | 240 | | | 431 | | 449 | | | Support and overhead | 339 | | 331 | | | 225 | | 203 | | | (564) | | (534) | | | — | | — | | Income (loss) from continuing operations before income taxes (TE) | 268 | | 218 | | | 538 | | 539 | | | (151) | | (209) | | | 655 | | 548 | | Allocated income taxes and TE adjustments | 65 | | 53 | | | 115 | | 116 | | | (33) | | (44) | | | 147 | | 125 | | | Income (loss) from continuing operations | 203 | | 165 | | | 423 | | 423 | | | (118) | | (165) | | | 508 | | 423 | | Income (loss) from discontinued operations, net of taxes | — | | — | | | — | | — | | | 1 | | 2 | | | 1 | | 2 | | | Net income (loss) | $ | 203 | | $ | 165 | | | $ | 423 | | $ | 423 | | | $ | (117) | | $ | (163) | | | $ | 509 | | $ | 425 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | AVERAGE BALANCES (b) | | | | | | | | | | | | | Loans and leases | $ | 33,263 | | $ | 36,138 | | | $ | 76,238 | | $ | 69,089 | | | $ | 571 | | $ | 488 | | | $ | 110,072 | | $ | 105,715 | | Total assets (a) | 36,630 | | 39,156 | | | 85,793 | | 78,624 | | | 65,877 | | 69,019 | | | 188,300 | | 186,800 | | | Deposits | 87,399 | | 88,002 | | | 58,895 | | 55,927 | | | 1,283 | | 3,517 | | | 147,577 | | 147,446 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
(a)Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States. (b)From continuing operations.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Six months ended June 30, | Consumer Bank | | Commercial Bank | | Other | | Total Key | | Dollars in millions | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | | SUMMARY OF OPERATIONS | | | | | | | | | | | | | Net interest income (TE) | $ | 1,495 | | $ | 1,437 | | | $ | 1,371 | | $ | 1,288 | | | $ | (378) | | $ | (470) | | | $ | 2,488 | | $ | 2,255 | | | Noninterest income | 492 | | 460 | | | 856 | | 835 | | | 81 | | 63 | | | 1,429 | | 1,358 | | Total revenue (TE) (a) | 1,987 | | 1,897 | | | 2,227 | | 2,123 | | | (297) | | (407) | | | 3,917 | | 3,613 | | | Provision for credit losses | 66 | | 97 | | | 137 | | 159 | | | (5) | | — | | | 198 | | 256 | | | Personnel expense | 471 | | 440 | | | 398 | | 368 | | | 660 | | 577 | | | 1,529 | | 1,385 | | | Other direct noninterest expense | 271 | | 283 | | | 141 | | 146 | | | 457 | | 471 | | | 869 | | 900 | | | Support and overhead | 682 | | 645 | | | 437 | | 402 | | | (1,119) | | (1,047) | | | — | | — | | Income (loss) from continuing operations before income taxes (TE) | 497 | | 432 | | | 1,114 | | 1,048 | | | (290) | | (408) | | | 1,321 | | 1,072 | | Allocated income taxes and TE adjustments | 120 | | 105 | | | 239 | | 225 | | | (68) | | (87) | | | 291 | | 243 | | | Income (loss) from continuing operations | 377 | | 327 | | | 875 | | 823 | | | (222) | | (321) | | | 1,030 | | 829 | | Income (loss) from discontinued operations, net of taxes | — | | — | | | — | | — | | | 1 | | 1 | | | 1 | | 1 | | | Net income (loss) | 377 | | 327 | | | 875 | | 823 | | | (221) | | (320) | | | 1,031 | | 830 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | AVERAGE BALANCES (b) | | | | | | | | | | | | | Loans and leases | $ | 33,630 | | $ | 36,476 | | | $ | 74,692 | | $ | 68,077 | | | $ | 589 | | $ | 486 | | | $ | 108,911 | | $ | 105,039 | | Total assets (a) | 36,984 | | 39,479 | | | 84,133 | | 77,725 | | | 66,163 | | 69,242 | | | 187,280 | | 186,446 | | | Deposits | 87,598 | | 88,153 | | | 58,912 | | 56,657 | | | 929 | | 3,180 | | | 147,438 | | 147,990 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
(a)Substantially all revenue generated by our major business segments is derived from clients that reside in the United States. Substantially all long-lived assets, including premises and equipment, capitalized software, and goodwill held by our major business segments, are located in the United States. (b)From continuing operations.
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