v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Millions
Jun. 30, 2026
Dec. 31, 2025
Current assets    
Cash and cash equivalents $ 189.7 $ 141.5
Restricted cash 28.1 43.9
Trade receivables, net of allowances of $9.6 and $9.7 391.2 314.1
Finance receivables, net of allowances of $30.0 and $27.5 2,621.1 2,425.4
Other current assets 98.4 86.7
Total current assets 3,328.5 3,011.6
Other assets    
Goodwill 1,236.1 1,243.5
Customer relationships, net of accumulated amortization of $463.7 and $459.2 94.2 102.7
Other intangible assets, net of accumulated amortization of $570.9 and $555.0 135.2 142.8
Operating lease right-of-use assets 55.9 57.9
Property and equipment, net of accumulated depreciation of $139.4 and $141.5 98.0 104.2
Other assets 58.5 61.6
Total other assets 1,677.9 1,712.7
Total assets 5,006.4 4,724.3
Current liabilities    
Accounts payable 802.9 665.8
Accrued employee benefits and compensation expenses 42.8 50.8
Accrued interest 10.7 11.3
Other accrued expenses 85.4 90.8
Income taxes payable 15.9 21.4
Obligations collateralized by finance receivables 1,887.0 1,758.3
Current maturities of long-term debt 5.5 5.5
Total current liabilities 2,850.2 2,603.9
Non-current liabilities    
Long-term debt 529.2 530.1
Deferred income tax liabilities 0.5 0.6
Operating lease liabilities 50.8 53.0
Other liabilities 4.5 6.2
Total non-current liabilities 585.0 589.9
Commitments and contingencies (Note 9)
Temporary equity    
Series A convertible preferred stock 0.0 289.8
Stockholders' equity    
Common stock, $0.01 par value: Authorized shares: 400,000,000; Issued and outstanding shares: June 30, 2026: 122,930,643 December 31, 2025: 106,175,229 1.2 1.1
Additional paid-in capital 956.0 692.8
Retained earnings 671.3 586.7
Accumulated other comprehensive loss (57.3) (39.9)
Total stockholders' equity 1,571.2 1,240.7
Total liabilities, temporary equity and stockholders' equity $ 5,006.4 $ 4,724.3