The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HOME DEPOT INC COM 437076102 2,069,173 5,867 SH SOLE 0 0 6,367
ISHARES TR US INDUSTRIALS 464287754 39,163 235 SH SOLE 0 0 235
ISHARES INC MSCI JAPAN ETF 46434G822 386,138 4,140 SH SOLE 0 0 4,407
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 157,200 30,000 SH SOLE 0 0 30,000
AMBEV SA SPONSORED ADR 02319V103 51,182 16,300 SH SOLE 0 0 16,300
SCHWAB CHARLES CORP COM 808513105 461,350 5,000 SH SOLE 0 0 5,000
ABBVIE INC COM 00287Y109 541,529 2,152 SH SOLE 0 0 3,022
ISHARES TR ISHARES BIOTECH 464287556 2,525,723 13,280 SH SOLE 0 0 14,175
ISHARES TR MSCI EURO FL ETF 464289180 4,040,612 103,632 SH SOLE 0 0 115,832
PROCTER & GAMBLE CO COM 742718109 2,345,800 15,997 SH SOLE 0 0 18,783
WISDOMTREE TR US MIDCAP DIVID 97717W505 144,126 2,550 SH SOLE 0 0 2,550
KB HOME COM 48666K109 153,346 2,450 SH SOLE 0 0 4,970
GOLDMAN SACHS GROUP INC COM 38141G104 450,060 445 SH SOLE 0 0 945
3M CO COM 88579Y101 263,913 1,630 SH SOLE 0 0 2,641
VANGUARD INDEX FDS VALUE ETF 922908744 21,793 100 SH SOLE 0 0 100
ISHARES TR CHINA LG-CAP ETF 464287184 2,047,917 64,828 SH SOLE 0 0 70,258
DISNEY WALT CO COM 254687106 244,441 2,540 SH SOLE 0 0 2,540
NUCOR CORP COM 670346105 248,366 1,115 SH SOLE 0 0 1,115
WISDOMTREE TR INTL EQUITY FD 97717W703 153,750 2,100 SH SOLE 0 0 4,100
SANA BIOTECHNOLOGY INC COM 799566104 82,172 23,545 SH SOLE 0 0 23,545
SOFI TECHNOLOGIES INC COM 83406F102 929,079 51,817 SH SOLE 0 0 51,817
PROSHARES TR ULTRAPRO QQQ 74347X831 1,109,700 13,700 SH SOLE 0 0 13,700
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,596,170 26,741 SH SOLE 0 0 26,741
SPDR SERIES TRUST ST STR SP BIOT 78464A870 1,266,000 8,000 SH SOLE 0 0 8,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769 79,189 214 SH SOLE 0 0 214
ST JOE CO COM 790148100 512,313 8,180 SH SOLE 0 0 8,180
ISHARES INC MSCI CDA ETF 464286509 51,876 900 SH SOLE 0 0 2,350
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 49,874 1,100 SH SOLE 0 0 1,100
PORCH GROUP INC COM 733245104 2,995,968 199,200 SH SOLE 0 0 199,200
ISHARES TR SELECT DIVID ETF 464287168 1,548,308 9,906 SH SOLE 0 0 11,113
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,663,369 36,706 SH SOLE 0 0 38,955
THEMES ETF TR LEVERAGE SHS 2X 88340C123 119,283 13,065 SH SOLE 0 0 13,065
VANGUARD WORLD FD FINANCIALS ETF 92204A405 160,157 1,217 SH SOLE 0 0 1,217
ISHARES TR 20 YR TR BD ETF 464287432 39,753 460 SH SOLE 0 0 460
GE AEROSPACE COM NEW 369604301 5,075,627 13,581 SH SOLE 0 0 15,813
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 415,049 7,742 SH SOLE 0 0 13,842
ORACLE CORP COM 68389X105 73,861 504 SH SOLE 0 0 15,714
DEERE & CO COM 244199105 435,150 686 SH SOLE 0 0 686
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,451,174 19,585 SH SOLE 0 0 19,585
META PLATFORMS INC CL A 30303M102 882,487 1,567 SH SOLE 0 0 2,067
JOHNSON & JOHNSON COM 478160104 2,935,638 11,559 SH SOLE 0 0 13,700
BRISTOL-MYERS SQUIBB CO COM 110122108 1,321,054 22,927 SH SOLE 0 0 27,439
DIREXION SHARES ETF TRUST DLY GOOGL BUL 2X 25461A841 795,900 7,000 SH SOLE 0 0 7,000
CATERPILLAR INC COM 149123101 9,211,385 8,650 SH SOLE 0 0 12,781
VANGUARD INDEX FDS GROWTH ETF 922908736 726,160 8,430 SH SOLE 0 0 8,430
GE VERNOVA INC COM 36828A101 4,074,623 3,468 SH SOLE 0 0 4,028
JPMORGAN CHASE & CO COM 46625H100 775,141 2,368 SH SOLE 0 0 5,080
MERCK & CO INC COM 58933Y105 196,923 1,532 SH SOLE 0 0 3,545
PEPSICO INC COM 713448108 1,798,654 13,284 SH SOLE 0 0 15,104
MORGAN STANLEY COM NEW 617446448 1,691,970 8,094 SH SOLE 0 0 11,894
ISHARES TR RUSSELL 2000 ETF 464287655 4,117,968 13,706 SH SOLE 0 0 14,028
PNC FINL SVCS GROUP INC COM 693475105 297,926 1,210 SH SOLE 0 0 2,010
ARK ETF TR INNOVATION ETF 00214Q104 208,677 2,582 SH SOLE 0 0 2,582
QUEST DIAGNOSTICS INC COM 74834L100 254,340 1,200 SH SOLE 0 0 1,200
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,093,830 15,352 SH SOLE 0 0 15,352
WATERS CORP COM 941848103 356,288 950 SH SOLE 0 0 950
ISHARES INC MSCI GERMANY ETF 464286806 1,418,288 34,283 SH SOLE 0 0 44,078
SPDR SERIES TRUST ST STR SP HOME 78464A888 6,106,999 52,847 SH SOLE 0 0 65,847
ELI LILLY & CO COM 532457108 243,693 203 SH SOLE 0 0 203
EXXON MOBIL CORP COM 30231G102 1,040,029 7,607 SH SOLE 0 0 9,732
NVIDIA CORPORATION COM 67066G104 10,146,378 50,709 SH SOLE 0 0 50,709
ALPHABET INC CAP STK CL C 02079K107 3,536,027 10,008 SH SOLE 0 0 10,578
ISHARES GOLD TR ISHARES NEW 464285204 253,638 3,359 SH SOLE 0 0 7,959
BAUSCH HEALTH COS INC COM 071734107 63,104 12,800 SH SOLE 0 0 12,800
CITIGROUP INC COM NEW 172967424 6,309,086 45,081 SH SOLE 0 0 58,415
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 19,814 450 SH SOLE 0 0 1,297
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,025,522 23,972 SH SOLE 0 0 23,972
AT&T INC COM 00206R102 886,353 42,819 SH SOLE 0 0 46,192
ISHARES TR US REGNL BKS ETF 464288778 285,544 4,590 SH SOLE 0 0 7,290
CORNING INC COM 219350105 664,118 2,600 SH SOLE 0 0 2,600
STARBUCKS CORP COM 855244109 282,147 2,761 SH SOLE 0 0 3,361
AMERICAN INTL GROUP INC COM NEW 026874784 1,512,884 20,299 SH SOLE 0 0 29,699
VANGUARD WORLD FD INF TECH ETF 92204A702 360,472 3,016 SH SOLE 0 0 3,016
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 216,228 600 SH SOLE 0 0 600
ALTRIA GROUP INC COM 02209S103 1,326,110 18,431 SH SOLE 0 0 24,707
ISHARES INC MSCI ISRAEL ETF 464286632 19,314 160 SH SOLE 0 0 160
ISHARES INC CORE MSCI EMKT 46434G103 1,478,611 17,849 SH SOLE 0 0 18,369
ADVANCED MICRO DEVICES INC COM 007903107 489,126 842 SH SOLE 0 0 842
ISHARES INC MSCI AUST ETF 464286103 182,195 6,470 SH SOLE 0 0 8,395
INVESCO QQQ TR UNIT SER 1 46090E103 2,897,773 3,935 SH SOLE 0 0 4,035
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 591,461 1,182 SH SOLE 0 0 1,182
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,168,513 10,453 SH SOLE 0 0 10,453
COSTCO WHOLESALE CORPORATION COM 22160K105 2,535,399 2,710 SH SOLE 0 0 2,710
ISHARES INC MSCI STH AFR ETF 464286780 30,963 490 SH SOLE 0 0 540
TESLA INC COM 88160R101 159,001 378 SH SOLE 0 0 2,723
APPLE INC COM 037833100 2,444,887 8,449 SH SOLE 0 0 12,129
ISHARES INC MSCI NETHERL ETF 464286814 413,036 5,872 SH SOLE 0 0 6,222
ISHARES TR U.S. REAL ES ETF 464287739 158,181 1,547 SH SOLE 0 0 2,543
ISHARES INC MSCI SWEDEN ETF 464286756 218,862 4,379 SH SOLE 0 0 5,679
KRANESHARES TRUST CSI CHI INTERNET 500767306 2,277,545 93,075 SH SOLE 0 0 112,950
WISDOMTREE TR US SMALLCAP DIVD 97717W604 116,182 2,856 SH SOLE 0 0 2,856
ISHARES TR CORE S&P SCP ETF 464287804 3,544,461 23,899 SH SOLE 0 0 28,269
ISHARES TR MRNING SM CP ETF 464288703 2,721,150 34,744 SH SOLE 0 0 45,274
CLOROX CO DEL COM 189054109 557,847 5,845 SH SOLE 0 0 7,380
ISHARES TR MSCI EMG MKT ETF 464287234 2,581,725 37,739 SH SOLE 0 0 42,631
GENERAL MILLS INC COM 370334104 115,327 3,314 SH SOLE 0 0 6,314
ISHARES INC MSCI HONG KG ETF 464286871 88,722 4,241 SH SOLE 0 0 6,241
COCA COLA CO COM 191216100 214,715 2,642 SH SOLE 0 0 4,612
DIREXION SHARES ETF TRUST DAILY SMALL CAP 25459W847 2,088,058 27,800 SH SOLE 0 0 27,800
MICROSOFT CORP COM 594918104 3,580,150 9,598 SH SOLE 0 0 13,718
EMERSON ELEC CO COM 291011104 284,869 1,990 SH SOLE 0 0 3,725
ISHARES TR INDIA 50 ETF 464289529 260,917 6,005 SH SOLE 0 0 6,005
ISHARES TR RUS 2000 VAL ETF 464287630 9,553,743 43,186 SH SOLE 0 0 49,111
ALPHABET INC CAP STK CL A 02079K305 1,806,095 5,054 SH SOLE 0 0 5,054
ISHARES INC MSCI BRAZIL ETF 464286400 288,731 8,369 SH SOLE 0 0 9,389
DIREXION SHARES ETF TRUST DA FT CH BU ETF 25460G195 300,580 14,000 SH SOLE 0 0 14,000
ISHARES TR RUS 1000 GRW ETF 464287614 179,798 1,448 SH SOLE 0 0 1,448
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 483,531 6,460 SH SOLE 0 0 8,010
ZILLOW GROUP INC CL C CAP STK 98954M200 211,940 6,724 SH SOLE 0 0 7,284
ISHARES TR RUS MDCP VAL ETF 464287473 1,073,521 6,522 SH SOLE 0 0 7,179
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 206,634 521 SH SOLE 0 0 521
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 246,784 3,856 SH SOLE 0 0 4,501
ISHARES TR CORE MSCI EURO 46434V738 1,238,049 16,740 SH SOLE 0 0 17,370
SPDR GOLD TR GOLD SHS 78463V107 279,969 890 SH SOLE 0 0 890
ISHARES TR ISHS 5-10YR INVT 464288638 53,170 1,000 SH SOLE 0 0 1,000
WISDOMTREE TR INTL SMCAP DIV 97717W760 412,331 4,921 SH SOLE 0 0 6,221
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 81,801 1,490 SH SOLE 0 0 5,490
AMAZON COM INC COM 023135106 18,374,346 77,093 SH SOLE 0 0 125,433
BANK OF AMER CORP COM 060505104 7,207,628 126,494 SH SOLE 0 0 157,224
ISHARES TR MSCI EAFE ETF 464287465 2,658,601 25,593 SH SOLE 0 0 26,201