The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 429,382 4,732 SH SOLE 0 0 4,732
ABBVIE INC COM 00287Y109 1,650,003 6,557 SH SOLE 0 0 6,557
ADVANCED MICRO DEVICES INC COM 007903107 347,965 599 SH SOLE 0 0 599
AMAZON COM INC COM 023135106 3,405,879 14,290 SH SOLE 0 0 14,290
AMGEN INC COM 031162100 214,013 591 SH SOLE 0 0 591
ANGEL OAK FUNDS TRUST ETF 03463K760 220,268 10,600 SH SOLE 0 0 10,600
ANGEL OAK FUNDS TRUST ETF 03463K752 856,119 16,785 SH SOLE 0 0 16,785
APPLE INC ETF 037833100 9,612,659 33,220 SH SOLE 0 0 33,220
AURORA INNOVATION INC COM 051774107 95,521 14,006 SH SOLE 0 0 14,006
BROADCOM INC COM 11135F101 297,289 787 SH SOLE 0 0 787
AMERICAN CENTY ETF TR COM 025072604 47,119,788 488,339 SH SOLE 0 0 488,339
AMERICAN CENTY ETF TR ETF 025072372 7,702,818 117,421 SH SOLE 0 0 117,421
AMERICAN CENTY ETF TR COM 025072703 88,692,550 994,311 SH SOLE 0 0 994,311
AMERICAN CENTY ETF TR COM 025072356 611,771 12,912 SH SOLE 0 0 12,912
AMERICAN CENTY ETF TR COM 025072299 743,644 9,309 SH SOLE 0 0 9,309
AMERICAN CENTY ETF TR ETF 025072281 1,893,708 21,393 SH SOLE 0 0 21,393
AMERICAN CENTY ETF TR ETF 025072885 1,011,832 7,900 SH SOLE 0 0 7,900
AMERICAN CENTY ETF TR ETF 025072349 818,519 8,974 SH SOLE 0 0 8,974
AMERICAN CENTY ETF TR ETF 025072877 9,056,578 72,592 SH SOLE 0 0 72,592
BERKSHIRE HATHAWAY INC DEL COM 084670702 1,276,495 2,551 SH SOLE 0 0 2,551
BERKSHIRE HATHAWAY INC DEL COM 084670108 748,850 1 SH SOLE 0 0 1
BONDBLOXX ETF TRUST ETF 09789C754 1,982,231 38,833 SH SOLE 0 0 38,833
BOEING CO COM 097023105 224,479 1,037 SH SOLE 0 0 1,037
CAPITAL GRP FIXED INCM ETF T ETF 14020Y607 241,212 9,142 SH SOLE 0 0 9,142
CARVANA CO COM 146869102 939,910 14,280 SH SOLE 0 0 14,280
CATERPILLAR INC COM 149123101 378,040 355 SH SOLE 0 0 355
CHEVRON CORPORATION COM 166764100 216,509 1,306 SH SOLE 0 0 1,306
CISCO SYS INC COM 17275R102 550,183 4,684 SH SOLE 0 0 4,684
CORNING INC COM 219350105 443,171 1,735 SH SOLE 0 0 1,735
COSTCO WHOLESALE CORPORATION COM 22160K105 961,663 1,028 SH SOLE 0 0 1,028
DEERE & CO COM 244199105 540,449 852 SH SOLE 0 0 852
DIMENSIONAL ETF TRUST ETF 25434V302 28,012,579 696,657 SH SOLE 0 0 696,657
DIMENSIONAL ETF TRUST ETF 25434V872 3,837,522 90,915 SH SOLE 0 0 90,915
DIMENSIONAL ETF TRUST ETF 25434V203 16,125,161 390,913 SH SOLE 0 0 390,913
DIMENSIONAL ETF TRUST ETF 25434V864 63,746,316 1,335,001 SH SOLE 0 0 1,335,001
DIMENSIONAL ETF TRUST COM 25434V807 1,940,614 35,924 SH SOLE 0 0 35,924
DIMENSIONAL ETF TRUST ETF 25434V724 16,040,132 291,586 SH SOLE 0 0 291,586
DIMENSIONAL ETF TRUST ETF 25434V401 2,625,849 32,046 SH SOLE 0 0 32,046
DIMENSIONAL ETF TRUST ETF 25434V500 784,783 9,531 SH SOLE 0 0 9,531
DIMENSIONAL ETF TRUST ETF 25434V609 4,872,449 69,706 SH SOLE 0 0 69,706
DIMENSIONAL ETF TRUST ETF 25434V104 8,377,306 162,068 SH SOLE 0 0 162,068
DIMENSIONAL ETF TRUST ETF 25434V666 40,522,425 1,024,846 SH SOLE 0 0 1,024,846
DIMENSIONAL ETF TRUST ETF 25434V823 365,455 13,970 SH SOLE 0 0 13,970
DIMENSIONAL ETF TRUST ETF 25434V815 28,502,151 734,781 SH SOLE 0 0 734,781
DISNEY WALT CO COM 254687106 312,139 3,243 SH SOLE 0 0 3,243
DOVER CORP COM 260003108 478,389 2,133 SH SOLE 0 0 2,133
DTE ENERGY CO COM 233331107 340,732 2,236 SH SOLE 0 0 2,236
EATON CORP PLC COM G29183103 299,562 703 SH SOLE 0 0 703
MORGAN STANLEY ETF TRUST ETF 61774R858 7,563,349 150,334 SH SOLE 0 0 150,334
EMERSON ELEC CO COM 291011104 233,764 1,633 SH SOLE 0 0 1,633
EATON VANCE TAX-MANAGED GLOB ETF 27829F108 195,219 19,900 SH SOLE 0 0 19,900
EXXON MOBIL CORP COM 30231G102 932,356 6,819 SH SOLE 0 0 6,819
FIDELITY COVINGTON TRUST ETF 316092527 293,536 5,554 SH SOLE 0 0 5,554
FIRST TR EXCHANGE-TRADED FD ETF 336917109 223,447 4,592 SH SOLE 0 0 4,592
GE VERNOVA INC COM 36828A101 454,671 387 SH SOLE 0 0 387
GE AEROSPACE COM 369604301 534,208 1,429 SH SOLE 0 0 1,429
GOLDMAN SACHS GROUP INC COM 38141G104 631,095 624 SH SOLE 0 0 624
ALPHABET INC COM 02079K305 1,176,636 3,292 SH SOLE 0 0 3,292
ALPHABET INC COM 02079K107 694,976 1,967 SH SOLE 0 0 1,967
HOME DEPOT INC COM 437076102 853,902 2,421 SH SOLE 0 0 2,421
SELECT SECTOR SPDR TR ETF 81369Y704 256,589 1,385 SH SOLE 0 0 1,385
INTERNATIONAL BUSINESS MACHS COM 459200101 203,034 722 SH SOLE 0 0 722
INVESCO QQQ TR ETF 46090E103 2,691,550 3,655 SH SOLE 0 0 3,655
ISHARES TR ETF 46436E718 1,480,633 14,708 SH SOLE 0 0 14,708
ISHARES TR ETF 464287457 485,229 5,910 SH SOLE 0 0 5,910
ISHARES TR ETF 464288646 5,378,000 102,614 SH SOLE 0 0 102,614
ISHARES TR ETF 464288638 2,396,638 45,075 SH SOLE 0 0 45,075
ISHARES TR COM 464287226 374,045 3,779 SH SOLE 0 0 3,779
ISHARES TR ETF 46435U853 273,127 7,378 SH SOLE 0 0 7,378
ISHARES TR ETF 464287564 252,328 3,731 SH SOLE 0 0 3,731
ISHARES TR ETF 464288356 1,049,106 18,201 SH SOLE 0 0 18,201
ISHARES TR ETF 46432F859 505,515 10,477 SH SOLE 0 0 10,477
ISHARES TR ETF 46432F842 298,046 3,086 SH SOLE 0 0 3,086
ISHARES INC ETF 46434G103 3,314,097 40,006 SH SOLE 0 0 40,006
ISHARES TR COM 464287200 27,025,351 36,087 SH SOLE 0 0 36,087
ISHARES TR ETF 464287507 2,985,082 38,712 SH SOLE 0 0 38,712
ISHARES TR ETF 464287804 3,733,556 25,174 SH SOLE 0 0 25,174
ISHARES TR COM 464287150 8,535,643 51,961 SH SOLE 0 0 51,961
ISHARES TR ETF 46434V613 7,160,092 155,148 SH SOLE 0 0 155,148
ISHARES TR ETF 46435U549 275,642 5,814 SH SOLE 0 0 5,814
ISHARES TR ETF 46429B655 19,078,246 373,717 SH SOLE 0 0 373,717
ISHARES TR ETF 46434V647 9,789,986 354,453 SH SOLE 0 0 354,453
ISHARES TR ETF 46434V407 691,283 16,300 SH SOLE 0 0 16,300
ISHARES TR ETF 464287242 428,754 3,931 SH SOLE 0 0 3,931
ISHARES TR ETF 464288588 822,797 8,705 SH SOLE 0 0 8,705
ISHARES TR ETF 464287465 1,496,198 14,403 SH SOLE 0 0 14,403
ISHARES TR ETF 464287234 611,312 8,936 SH SOLE 0 0 8,936
ISHARES TR ETF 464288414 12,582,715 116,918 SH SOLE 0 0 116,918
ISHARES TR ETF 464287622 707,082 1,727 SH SOLE 0 0 1,727
ISHARES TR ETF 464287499 530,639 4,810 SH SOLE 0 0 4,810
ISHARES TR ETF 464287481 314,489 2,148 SH SOLE 0 0 2,148
ISHARES TR ETF 464287309 4,599,226 33,442 SH SOLE 0 0 33,442
ISHARES TR ETF 464287408 1,651,861 7,275 SH SOLE 0 0 7,275
ISHARES TR ETF 464287879 204,473 1,496 SH SOLE 0 0 1,496
ISHARES TR ETF 464287168 465,305 2,977 SH SOLE 0 0 2,977
BLACKROCK ETF TRUST II ETF 092528884 796,987 15,771 SH SOLE 0 0 15,771
ISHARES TR ETF 464288158 3,988,579 37,462 SH SOLE 0 0 37,462
ISHARES TR ETF 46434V878 54,311,555 1,073,775 SH SOLE 0 0 1,073,775
ISHARES TR ETF 46432F339 382,905 1,745 SH SOLE 0 0 1,745
J P MORGAN EXCHANGE TRADED F ETF 46654Q575 29,955,448 591,070 SH SOLE 0 0 591,070
JANUS DETROIT STR TR ETF 47103U845 1,819,862 36,044 SH SOLE 0 0 36,044
JANUS DETROIT STR TR ETF 47103U753 1,394,079 29,442 SH SOLE 0 0 29,442
JOHNSON & JOHNSON COM 478160104 1,128,135 4,442 SH SOLE 0 0 4,442
J P MORGAN EXCHANGE TRADED F ETF 46654Q716 84,741,213 1,583,948 SH SOLE 0 0 1,583,948
JPMORGAN CHASE & CO ETF 46625H100 1,681,494 5,137 SH SOLE 0 0 5,137
J P MORGAN EXCHANGE TRADED F ETF 46641Q670 525,728 11,200 SH SOLE 0 0 11,200
J P MORGAN EXCHANGE TRADED F COM 46641Q332 736,253 13,036 SH SOLE 0 0 13,036
J P MORGAN EXCHANGE TRADED F ETF 46641Q159 243,328 5,284 SH SOLE 0 0 5,284
J P MORGAN EXCHANGE TRADED F ETF 46654Q773 3,125,816 59,893 SH SOLE 0 0 59,893
J P MORGAN EXCHANGE TRADED F ETF 46641Q647 19,265,262 380,323 SH SOLE 0 0 380,323
J P MORGAN EXCHANGE TRADED F ETF 46641Q274 1,473,187 31,248 SH SOLE 0 0 31,248
J P MORGAN EXCHANGE TRADED F ETF 46641Q837 308,730 6,105 SH SOLE 0 0 6,105
J P MORGAN EXCHANGE TRADED F ETF 46641Q654 10,943,682 214,582 SH SOLE 0 0 214,582
ELI LILLY & CO ETF 532457108 2,259,726 1,884 SH SOLE 0 0 1,884
MASTERCARD INCORPORATED COM 57636Q104 773,482 1,506 SH SOLE 0 0 1,506
META PLATFORMS INC COM 30303M102 420,337 746 SH SOLE 0 0 746
MICRON TECHNOLOGY INC COM 595112103 499,808 433 SH SOLE 0 0 433
MICROSOFT CORP ETF 594918104 2,099,869 5,629 SH SOLE 0 0 5,629
STATE STR SPDR S&P MIDCAP 40 ETF 78467Y107 6,669,422 9,483 SH SOLE 0 0 9,483
NETFLIX INC. COM 64110L106 263,252 3,687 SH SOLE 0 0 3,687
NORTHROP GRUMMAN CORP ETF 666807102 914,721 1,796 SH SOLE 0 0 1,796
NUSHARES ETF TR ETF 67092P730 29,456,799 1,174,514 SH SOLE 0 0 1,174,514
NUSHARES ETF TR ETF 67092P300 931,364 18,631 SH SOLE 0 0 18,631
NVIDIA CORPORATION COM 67066G104 1,265,796 6,326 SH SOLE 0 0 6,326
NEW YORK LIFE INVTS ACTIVE E ETF 45409F827 625,381 25,683 SH SOLE 0 0 25,683
ORACLE CORP COM 68389X105 614,924 4,196 SH SOLE 0 0 4,196
PIMCO ETF TR ETF 72201R866 2,806,157 53,349 SH SOLE 0 0 53,349
PIMCO ETF TR ETF 72201R585 462,297 17,432 SH SOLE 0 0 17,432
INVESCO EXCHANGE TRADED FD T ETF 46137V613 1,665,475 30,825 SH SOLE 0 0 30,825
RTX CORPORATION COM 75513E101 404,694 2,133 SH SOLE 0 0 2,133
TIDAL TRUST II ETF 88636J600 282,521 2,863 SH SOLE 0 0 2,863
ISHARES TR ETF 464287614 4,863,526 39,168 SH SOLE 0 0 39,168
ISHARES TR ETF 464287598 5,918,222 24,412 SH SOLE 0 0 24,412
ISHARES TR ETF 464287648 607,880 1,543 SH SOLE 0 0 1,543
ISHARES TR ETF 464287630 767,945 3,472 SH SOLE 0 0 3,472
ISHARES TR ETF 464287655 11,985,086 39,890 SH SOLE 0 0 39,890
ISHARES TR ETF 464287689 23,997,801 56,280 SH SOLE 0 0 56,280
SCHWAB STRATEGIC TR ETF 808524706 432,978 11,941 SH SOLE 0 0 11,941
SCHWAB STRATEGIC TR ETF 808524805 2,914,914 105,232 SH SOLE 0 0 105,232
SCHWAB STRATEGIC TR ETF 808524102 6,381,249 220,347 SH SOLE 0 0 220,347
SCHWAB STRATEGIC TR ETF 808524607 257,679 7,132 SH SOLE 0 0 7,132
SCHWAB STRATEGIC TR ETF 808524722 216,360 6,000 SH SOLE 0 0 6,000
SCHWAB STRATEGIC TR ETF 808524755 955,800 18,116 SH SOLE 0 0 18,116
SCHWAB STRATEGIC TR ETF 808524771 253,589 8,154 SH SOLE 0 0 8,154
SCHWAB STRATEGIC TR ETF 808524797 259,293 8,177 SH SOLE 0 0 8,177
SCHWAB STRATEGIC TR ETF 808524201 253,275 8,606 SH SOLE 0 0 8,606
SCHWAB STRATEGIC TR ETF 808524409 13,226,097 379,951 SH SOLE 0 0 379,951
SELECT SECTOR SPDR TR ETF 81369Y605 253,361 4,726 SH SOLE 0 0 4,726
SPDR SERIES TRUST ETF 78468R663 1,413,019 15,419 SH SOLE 0 0 15,419
SSGA ACTIVE ETF TR ETF 78467V848 5,812,194 147,256 SH SOLE 0 0 147,256
STATE STR SPDR DOW JONES IND ETF 78467X109 365,673 700 SH SOLE 0 0 700
SPDR GOLD TR ETF 78463V107 253,445 688 SH SOLE 0 0 688
SPDR SERIES TRUST ETF 78464A508 1,509,841 24,837 SH SOLE 0 0 24,837
STATE STR SPDR S&P 500 ETF T ETF 78462F103 30,515,727 40,864 SH SOLE 0 0 40,864
SPDR SERIES TRUST ETF 78464A284 2,903,315 114,124 SH SOLE 0 0 114,124
SYSCO CORP COM 871829107 200,592 2,400 SH SOLE 0 0 2,400
TAIWAN SEMICONDUCTOR MANUFAC COM 874039100 299,436 627 SH SOLE 0 0 627
TCW ETF TRUST ETF 29287L700 1,891,804 48,248 SH SOLE 0 0 48,248
TESLA INC COM 88160R101 247,733 589 SH SOLE 0 0 589
UMB FINL CORP COM 902788108 2,539,558 17,789 SH SOLE 0 0 17,789
UNITED RENTALS INC COM 911363109 245,837 217 SH SOLE 0 0 217
VANECK ETF TRUST ETF 92189H656 1,583,330 31,346 SH SOLE 0 0 31,346
VANECK ETF TRUST ETF 92189H748 11,812,139 223,081 SH SOLE 0 0 223,081
VANECK ETF TRUST ETF 92189F528 389,143 22,429 SH SOLE 0 0 22,429
VANGUARD MALVERN FDS ETF 922020748 106,165,425 1,374,618 SH SOLE 0 0 1,374,618
VANGUARD MUN BD FDS ETF 922907712 1,860,875 24,357 SH SOLE 0 0 24,357
VANGUARD MALVERN FDS ETF 922020755 18,036,322 232,499 SH SOLE 0 0 232,499
VANGUARD SPECIALIZED FUNDS ETF 921908844 529,082 2,236 SH SOLE 0 0 2,236
VANGUARD INTL EQUITY INDEX F ETF 922042858 1,394,896 23,369 SH SOLE 0 0 23,369
VANGUARD WORLD FD ETF 921910725 8,723,923 105,950 SH SOLE 0 0 105,950
VANGUARD WORLD FD ETF 921910733 16,067,821 121,505 SH SOLE 0 0 121,505
VANGUARD INDEX FDS ETF 922908736 9,699,333 112,600 SH SOLE 0 0 112,600
VANGUARD WHITEHALL FDS ETF 921946406 3,443,632 21,791 SH SOLE 0 0 21,791
VANGUARD WORLD FD ETF 92204A702 497,801 4,165 SH SOLE 0 0 4,165
VANGUARD BD INDEX FDS ETF 921937819 2,538,029 33,090 SH SOLE 0 0 33,090
VANGUARD SCOTTSDALE FDS ETF 92206C870 2,794,892 33,816 SH SOLE 0 0 33,816
VANGUARD INDEX FDS ETF 922908637 254,838 741 SH SOLE 0 0 741
VANGUARD SCOTTSDALE FDS ETF 92206C813 728,796 9,685 SH SOLE 0 0 9,685
VANGUARD MUN BD FDS ETF 922907688 1,076,512 10,275 SH SOLE 0 0 10,275
VANGUARD INDEX FDS ETF 922908629 881,228 10,937 SH SOLE 0 0 10,937
VANGUARD SCOTTSDALE FDS ETF 92206C771 4,467,500 95,439 SH SOLE 0 0 95,439
VANGUARD TAX-MANAGED FDS ETF 921943858 3,069,165 43,076 SH SOLE 0 0 43,076
VANGUARD INDEX FDS ETF 922908553 4,109,268 42,614 SH SOLE 0 0 42,614
VANGUARD SCOTTSDALE FDS ETF 92206C714 1,693,412 15,929 SH SOLE 0 0 15,929
VANGUARD SCOTTSDALE FDS ETF 92206C680 4,319,722 33,798 SH SOLE 0 0 33,798
VANGUARD SCOTTSDALE FDS ETF 92206C599 18,931,053 57,120 SH SOLE 0 0 57,120
VANGUARD INDEX FDS ETF 922908363 2,913,521 4,242 SH SOLE 0 0 4,242
VANGUARD ADMIRAL FDS INC ETF 921932505 3,644,533 44,112 SH SOLE 0 0 44,112
VANGUARD SCOTTSDALE FDS ETF 92206C409 3,005,037 38,024 SH SOLE 0 0 38,024
VANGUARD BD INDEX FDS ETF 921937827 6,941,572 89,097 SH SOLE 0 0 89,097
VANGUARD WELLINGTON FD ETF 921935870 1,866,333 18,422 SH SOLE 0 0 18,422
VANGUARD INDEX FDS ETF 922908751 1,078,980 3,560 SH SOLE 0 0 3,560
VANGUARD INDEX FDS ETF 922908611 4,337,045 17,849 SH SOLE 0 0 17,849
VANGUARD MUN BD FDS ETF 922907746 11,870,721 234,692 SH SOLE 0 0 234,692
VANGUARD BD INDEX FDS ETF 921937835 474,302 6,461 SH SOLE 0 0 6,461
VANGUARD STAR FDS ETF 921909768 1,229,261 14,379 SH SOLE 0 0 14,379
VANGUARD INDEX FDS ETF 922908769 171,242,171 462,767 SH SOLE 0 0 462,767
VANGUARD INDEX FDS ETF 922908744 16,312,819 74,853 SH SOLE 0 0 74,853
VISA INC COM 92826C839 638,147 1,860 SH SOLE 0 0 1,860
WALMART INC COM 931142103 280,545 2,477 SH SOLE 0 0 2,477
WELLTOWER INC COM 95040Q104 240,361 1,059 SH SOLE 0 0 1,059