The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 254,398 720 SH SOLE 0 0 720
ALPHABET INC CAP STK CL A 02079K305 642,551 1,798 SH SOLE 0 0 1,798
ALPS ETF TR ALERIAN MLP 00162Q452 252,158 4,863 SH SOLE 0 0 4,863
AMAZON COM INC COM 023135106 209,263 878 SH SOLE 0 0 878
AMERICAN CENTY ETF TR US SML CP VALU 025072877 8,384,939 67,209 SH SOLE 0 0 67,209
APPLE INC COM 037833100 2,895,626 10,007 SH SOLE 0 0 10,007
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 1,009,414 20,269 SH SOLE 0 0 20,269
BROADCOM INC COM 11135F101 231,183 612 SH SOLE 0 0 612
CATERPILLAR INC COM 149123101 254,511 239 SH SOLE 0 0 239
CISCO SYS INC COM 17275R102 352,967 3,005 SH SOLE 0 0 3,005
COCA COLA CO COM 191216100 565,395 6,957 SH SOLE 0 0 6,957
COHERENT CORP COM 19247G107 331,355 840 SH SOLE 0 0 840
COSTCO WHOLESALE CORPORATION COM 22160K105 202,062 216 SH SOLE 0 0 216
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,329,920 66,512 SH SOLE 0 0 66,512
DUKE ENERGY CORP NEW COM NEW 26441C204 266,831 2,108 SH SOLE 0 0 2,108
ELI LILLY & CO COM 532457108 1,600,040 1,334 SH SOLE 0 0 1,334
EXXON MOBIL CORP COM 30231G102 1,169,867 8,557 SH SOLE 0 0 8,557
FIDELITY COVINGTON TRUST FUN SMA MID ETF 316092295 134,843 3,529 SH SOLE 0 0 3,529
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 8,640,762 163,496 SH SOLE 0 0 163,496
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 197,215 2,886 SH SOLE 0 0 2,886
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 7,939,396 195,648 SH SOLE 0 0 195,648
FIRST TR EXCH TRADED FD III LNG/SHT EQUITY 33739P103 540,295 7,321 SH SOLE 0 0 7,321
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 6,098,795 141,372 SH SOLE 0 0 141,372
FLEXSHARES TR MORNSTAR UPSTR 33939L407 517,010 10,491 SH SOLE 0 0 10,491
GALLAGHER ARTHUR J & CO COM 363576109 1,795,008 7,819 SH SOLE 0 0 7,819
GENELUX CORPORATION COM 36870H103 436,173 144,908 SH SOLE 0 0 144,908
HARBOR ETF TRUST LONG TERM GROWER 41151J406 2,130,649 65,619 SH SOLE 0 0 65,619
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 133 2 SH SOLE 0 0 2
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 157,739 2,106 SH SOLE 0 0 2,106
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 109,357 2,151 SH SOLE 0 0 2,151
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 8,759 808 SH SOLE 0 0 808
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 9,180 424 SH SOLE 0 0 424
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 153,119 2,749 SH SOLE 0 0 2,749
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,311,585 10,864 SH SOLE 0 0 10,864
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 9,382,206 100,205 SH SOLE 0 0 100,205
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 128,537 2,379 SH SOLE 0 0 2,379
INVESCO QQQ TR UNIT SER 1 46090E103 626,676 851 SH SOLE 0 0 851
ISHARES INC CORE MSCI EMKT 46434G103 81,515 984 SH SOLE 0 0 984
ISHARES INC MSCI EMRG CHN 46434G764 2,917,731 28,521 SH SOLE 0 0 28,521
ISHARES TR S&P 100 ETF 464287101 1,009,435 2,759 SH SOLE 0 0 2,759
ISHARES TR SELECT DIVID ETF 464287168 52,517 336 SH SOLE 0 0 336
ISHARES TR TIPS BD ETF 464287176 13,132 120 SH SOLE 0 0 120
ISHARES TR CORE S&P500 ETF 464287200 298,807 399 SH SOLE 0 0 399
ISHARES TR MSCI EMG MKT ETF 464287234 22,575 330 SH SOLE 0 0 330
ISHARES TR IBOXX INV CP ETF 464287242 54,535 500 SH SOLE 0 0 500
ISHARES TR GLOBAL FINLS ETF 464287333 74,703 600 SH SOLE 0 0 600
ISHARES TR GLOBAL ENERG ETF 464287341 122,825 2,500 SH SOLE 0 0 2,500
ISHARES TR S&P 500 VAL ETF 464287408 193,455 852 SH SOLE 0 0 852
ISHARES TR 20 YR TR BD ETF 464287432 40,272 466 SH SOLE 0 0 466
ISHARES TR RUS MDCP VAL ETF 464287473 98,102 596 SH SOLE 0 0 596
ISHARES TR RUS MID CAP ETF 464287499 50,747 460 SH SOLE 0 0 460
ISHARES TR CORE S&P MCP ETF 464287507 192,852 2,501 SH SOLE 0 0 2,501
ISHARES TR ISHARES SEMICDTR 464287523 272,964 426 SH SOLE 0 0 426
ISHARES TR RUS 1000 VAL ETF 464287598 125,094 516 SH SOLE 0 0 516
ISHARES TR RUS 1000 GRW ETF 464287614 74,502 600 SH SOLE 0 0 600
ISHARES TR RUS 2000 VAL ETF 464287630 8,848 40 SH SOLE 0 0 40
ISHARES TR RUSSELL 2000 ETF 464287655 16,825 56 SH SOLE 0 0 56
ISHARES TR U.S. TECH ETF 464287721 407,604 1,616 SH SOLE 0 0 1,616
ISHARES TR CORE S&P SCP ETF 464287804 8,977,885 60,535 SH SOLE 0 0 60,535
ISHARES TR MSCI ACWI ETF 464288257 379,396 2,417 SH SOLE 0 0 2,417
ISHARES TR MRGSTR MD CP GRW 464288307 98 1 SH SOLE 0 0 1
ISHARES TR NATIONAL MUN ETF 464288414 269,696 2,506 SH SOLE 0 0 2,506
ISHARES TR MBS ETF 464288588 98,112 1,038 SH SOLE 0 0 1,038
ISHARES TR 3 7 YR TREAS BD 464288661 11,745 100 SH SOLE 0 0 100
ISHARES TR GLOB INDSTRL ETF 464288729 100,250 500 SH SOLE 0 0 500
ISHARES TR EAFE VALUE ETF 464288877 2,679 35 SH SOLE 0 0 35
ISHARES TR EAFE GRWTH ETF 464288885 1,617 13 SH SOLE 0 0 13
ISHARES TR FLTG RATE NT ETF 46429B655 3,232 63 SH SOLE 0 0 63
ISHARES TR MSCI EAFE MIN VL 46429B689 76,746 875 SH SOLE 0 0 875
ISHARES TR MSCI USA MIN ETF 46429B697 1,245,009 12,907 SH SOLE 0 0 12,907
ISHARES TR MSCI USA QLT FCT 46432F339 410,773 1,872 SH SOLE 0 0 1,872
ISHARES TR CORE MSCI EAFE 46432F842 282,786 2,928 SH SOLE 0 0 2,928
ISHARES TR CORE UNIVRSL USD 46434V613 13,430 291 SH SOLE 0 0 291
ISHARES TR CORE DIV GRWTH 46434V621 31,959,003 421,678 SH SOLE 0 0 421,678
ISHARES TR HDG MSCI EAFE 46434V803 563 12 SH SOLE 0 0 12
ISHARES TR CONV BD ETF 46435G102 2,516,733 20,673 SH SOLE 0 0 20,673
ISHARES TR MSCI USA SMCP MN 46435G433 80,708 1,753 SH SOLE 0 0 1,753
ISHARES TR BROAD USD HIGH 46435U853 903,037 24,393 SH SOLE 0 0 24,393
JOHNSON & JOHNSON COM 478160104 726,354 2,860 SH SOLE 0 0 2,860
JPMORGAN CHASE & CO COM 46625H100 444,187 1,357 SH SOLE 0 0 1,357
LAM RESEARCH CORP COM NEW 512807306 238,765 551 SH SOLE 0 0 551
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 6,122,086 174,568 SH SOLE 0 0 174,568
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 2,481,123 61,134 SH SOLE 0 0 61,134
MARATHON PETE CORP COM 56585A102 217,831 852 SH SOLE 0 0 852
MASTERCARD INCORPORATED CL A 57636Q104 261,422 509 SH SOLE 0 0 509
MCDONALDS CORP COM 580135101 260,849 965 SH SOLE 0 0 965
META PLATFORMS INC CL A 30303M102 279,392 496 SH SOLE 0 0 496
MICRON TECHNOLOGY INC COM 595112103 439,784 381 SH SOLE 0 0 381
MICROSOFT CORP COM 594918104 937,772 2,514 SH SOLE 0 0 2,514
NVIDIA CORPORATION COM 67066G104 715,922 3,578 SH SOLE 0 0 3,578
PACER FDS TR US CASH COWS 100 69374H881 51,688,184 831,000 SH SOLE 0 0 831,000
PEPSICO INC COM 713448108 205,943 1,521 SH SOLE 0 0 1,521
PIMCO ETF TR 25YR+ ZERO U S 72201R882 1,587,192 24,761 SH SOLE 0 0 24,761
PINNACLE FINL PARTNERS INC COM 72348N109 218,405 2,165 SH SOLE 0 0 2,165
PNC FINL SVCS GROUP INC COM 693475105 238,833 970 SH SOLE 0 0 970
PPG INDS INC COM 693506107 381,336 3,144 SH SOLE 0 0 3,144
PROCTER & GAMBLE CO COM 742718109 2,219,690 15,137 SH SOLE 0 0 15,137
PROSHARES TR ULTRPRO DOW30 74347X823 662,280 9,449 SH SOLE 0 0 9,449
PROSHARES TR ULTRPRO S&P500 74347X864 97,126 685 SH SOLE 0 0 685
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 2,496,573 49,000 SH SOLE 0 0 49,000
QXO INC COM NEW 82846H405 215,326 12,461 SH SOLE 0 0 12,461
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 31,362,954 1,065,680 SH SOLE 0 0 1,065,680
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 43,232,128 1,277,545 SH SOLE 0 0 1,277,545
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 299,410 9,442 SH SOLE 0 0 9,442
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 39,928 1,654 SH SOLE 0 0 1,654
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 127,075 2,500 SH SOLE 0 0 2,500
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 181,190 1,142 SH SOLE 0 0 1,142
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 46,443 396 SH SOLE 0 0 396
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 269,108 5,067 SH SOLE 0 0 5,067
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 178,039 3,321 SH SOLE 0 0 3,321
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 263,953 1,425 SH SOLE 0 0 1,425
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 425,050 2,231 SH SOLE 0 0 2,231
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 76,169 711 SH SOLE 0 0 711
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 77,053 1,750 SH SOLE 0 0 1,750
SOLITARIO RESOURCES CORP COM 8342EP107 22,069 29,332 SH SOLE 0 0 29,332
SPDR GOLD TR GOLD SHS 78463V107 439,109 1,192 SH SOLE 0 0 1,192
SPDR SERIES TRUST ST STR P500GRW 78464A409 138,266 1,162 SH SOLE 0 0 1,162
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 11,524 384 SH SOLE 0 0 384
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 2,203 84 SH SOLE 0 0 84
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 67,365 900 SH SOLE 0 0 900
SPDR SERIES TRUST ST STR SP DIV 78464A763 410,777 2,699 SH SOLE 0 0 2,699
SPDR SERIES TRUST ST STR SP INS 78464A789 48,792 800 SH SOLE 0 0 800
SPDR SERIES TRUST ST STR SP BANK 78464A797 85,275 1,250 SH SOLE 0 0 1,250
SPDR SERIES TRUST ST STR SP400VAL 78464A839 95 1 SH SOLE 0 0 1
SPDR SERIES TRUST ST STR P500ETF 78464A854 626,760 7,132 SH SOLE 0 0 7,132
SPDR SERIES TRUST ST STR SP BIOT 78464A870 47,475 300 SH SOLE 0 0 300
SPDR SERIES TRUST SP O&G EQP SERV 78468R549 44,832 400 SH SOLE 0 0 400
SPDR SERIES TRUST SP O&G EXPL PRO 78468R556 70,188 455 SH SOLE 0 0 455
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 23,918 261 SH SOLE 0 0 261
SPDR SERIES TRUST ST STR R1K LOWV 78468R754 5,951,605 41,601 SH SOLE 0 0 41,601
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 236,726 317 SH SOLE 0 0 317
T ROWE PRICE EXCHANGE-TRADED US EQUI RESH ETF 87283Q503 64,130,131 1,349,256 SH SOLE 0 0 1,349,256
TEXAS INSTRS INC COM 882508104 260,811 875 SH SOLE 0 0 875
UNITEDHEALTH GROUP INC COM 91324P102 443,062 1,066 SH SOLE 0 0 1,066
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 8,304 284 SH SOLE 0 0 284
VANECK ETF TRUST LONG MUNI ETF 92189F536 26,261 1,477 SH SOLE 0 0 1,477
VANECK ETF TRUST URANI NUCLE ETF 92189F601 222,682 1,920 SH SOLE 0 0 1,920
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1,946,443 18,723 SH SOLE 0 0 18,723
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,043,912 26,648 SH SOLE 0 0 26,648
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,123,835 27,260 SH SOLE 0 0 27,260
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 235,576 343 SH SOLE 0 0 343
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 12,718,904 64,367 SH SOLE 0 0 64,367
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 16,837,630 54,971 SH SOLE 0 0 54,971
VANGUARD INDEX FDS SML CP GRW ETF 922908595 613,645 1,678 SH SOLE 0 0 1,678
VANGUARD INDEX FDS SM CP VAL ETF 922908611 494,485 2,035 SH SOLE 0 0 2,035
VANGUARD INDEX FDS MID CAP ETF 922908629 120,533 1,496 SH SOLE 0 0 1,496
VANGUARD INDEX FDS GROWTH ETF 922908736 129,210 1,500 SH SOLE 0 0 1,500
VANGUARD INDEX FDS VALUE ETF 922908744 304,666 1,398 SH SOLE 0 0 1,398
VANGUARD INDEX FDS TOTAL STK MKT 922908769 148,016 400 SH SOLE 0 0 400
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 139,528 1,666 SH SOLE 0 0 1,666
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,565 177 SH SOLE 0 0 177
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 124,830 1,079 SH SOLE 0 0 1,079
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 367,644 1,554 SH SOLE 0 0 1,554
VANGUARD WORLD FD MEGA GRWTH IND 921910816 353,398 4,020 SH SOLE 0 0 4,020
VISA INC COM CL A 92826C839 217,519 634 SH SOLE 0 0 634
WALMART INC COM 931142103 463,460 4,092 SH SOLE 0 0 4,092
WISDOMTREE TR US MIDCAP DIVID 97717W505 57 1 SH SOLE 0 0 1
WISDOMTREE TR US MIDCAP FUND 97717W570 7,722,205 101,898 SH SOLE 0 0 101,898
WISDOMTREE TR JAPN HEDGE EQT 97717W851 86,760 500 SH SOLE 0 0 500
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 2,116,453 40,406 SH SOLE 0 0 40,406
WISDOMTREE TR ARTI INT INN FD 97717Y543 318,761 6,715 SH SOLE 0 0 6,715