The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 490,269 5,403 SH SOLE 0 0 5,403
ADVANCED MICRO DEVICES INC COM 007903107 145,228 250 SH SOLE 0 0 250
ALBEMARLE CORP COM 012653101 2,971 22 SH SOLE 0 0 22
ALPHABET INC CAP STK CL A 02079K305 358 1 SH SOLE 0 0 1
AMAZON COM INC COM 023135106 42,663 179 SH SOLE 0 0 179
ANGLOGOLD ASHANTI PLC COM SHS G0378L100 2,993 37 SH SOLE 0 0 37
APPLE INC COM 037833100 364,015 1,258 SH SOLE 0 0 1,258
BANK OF AMER CORP COM 060505104 15,385 270 SH SOLE 0 0 270
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345,270 690 SH SOLE 0 0 690
CENTRUS ENERGY CORP CL A 15643U104 2,686 16 SH SOLE 0 0 16
CNH INDL N V SHS N20944109 180,343 16,059 SH SOLE 0 0 16,059
COPT DEFENSE PROPERTIES SHS BEN INT 22002T108 4,076 112 SH SOLE 0 0 112
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 30,308,765 556,533 SH SOLE 0 0 556,533
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 27,739 581 SH SOLE 0 0 581
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 35,859,997 808,386 SH SOLE 0 0 808,386
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 24,706,166 670,634 SH SOLE 0 0 670,634
DORIAN LPG LTD SHS USD Y2106R110 4,209 121 SH SOLE 0 0 121
EA SERIES TRUST ALPHA ARCHITECT 02072Q275 170,484 2,995 SH SOLE 0 0 2,995
EA SERIES TRUST ALPHA ARCHITECT 02072Q358 680,207 12,789 SH SOLE 0 0 12,789
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 25,377 633 SH SOLE 0 0 633
GARTNER INC COM 366651107 84,772 654 SH SOLE 0 0 654
HUNTINGTON INGALLS INDS INC COM 446413106 2,520 9 SH SOLE 0 0 9
ISHARES TR CORE S&P500 ETF 464287200 257,619 344 SH SOLE 0 0 344
ISHARES TR RUS 1000 VAL ETF 464287598 149,913 618 SH SOLE 0 0 618
ISHARES TR RUS 2000 VAL ETF 464287630 92,293 417 SH SOLE 0 0 417
ISHARES TR RUS MDCP VAL ETF 464287473 14,485 88 SH SOLE 0 0 88
ISHARES TR SELECT DIVID ETF 464287168 76,048 487 SH SOLE 0 0 487
JOHNSON & JOHNSON COM 478160104 12,699 50 SH SOLE 0 0 50
MARRIOTT INTL INC NEW CL A 571903202 3,706 10 SH SOLE 0 0 10
MICROSOFT CORP COM 594918104 57,446 154 SH SOLE 0 0 154
NVIDIA CORPORATION COM 67066G104 201 1 SH SOLE 0 0 1
OMNICOM GROUP INC COM 681919106 122,573 1,683 SH SOLE 0 0 1,683
PALANTIR TECHNOLOGIES INC CL A 69608A108 4,551 39 SH SOLE 0 0 39
PROCTER & GAMBLE CO COM 742718109 163,651 1,116 SH SOLE 0 0 1,116
SALESFORCE INC COM 79466L302 25,849 165 SH SOLE 0 0 165
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 70,592 3,118 SH SOLE 0 0 3,118
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,906,267 77,302 SH SOLE 0 0 77,302
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 31,393 990 SH SOLE 0 0 990
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,702,546 47,123 SH SOLE 0 0 47,123
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 27,193 512 SH SOLE 0 0 512
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 160,965 869 SH SOLE 0 0 869
SEMPRA COM 816851109 35,972 388 SH SOLE 0 0 388
SPDR GOLD TR GOLD SHS 78463V107 167,982 456 SH SOLE 0 0 456
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 42,882 851 SH SOLE 0 0 851
STARBUCKS CORP COM 855244109 307 3 SH SOLE 0 0 3
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 89,677 120 SH SOLE 0 0 120
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 93,661 133 SH SOLE 0 0 133
TESLA INC COM 88160R101 4,206 10 SH SOLE 0 0 10
UNDER ARMOUR INC CL A 904311107 96 15 SH SOLE 0 0 15
UNDER ARMOUR INC CL C 904311206 374 60 SH SOLE 0 0 60
UNITED PARCEL SVCS INC CL B 911312106 98,578 917 SH SOLE 0 0 917
US BANCORP COM NEW 902973304 78,520 1,300 SH SOLE 0 0 1,300
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,468,654 262,722 SH SOLE 0 0 262,722
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 31,054,630 641,227 SH SOLE 0 0 641,227
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 44,841 182 SH SOLE 0 0 182
VANGUARD INDEX FDS GROWTH ETF 922908736 2,973,389 34,518 SH SOLE 0 0 34,518
VANGUARD INDEX FDS LARGE CAP ETF 922908637 103,646,266 301,376 SH SOLE 0 0 301,376
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,417 58 SH SOLE 0 0 58
VANGUARD INDEX FDS MID CAP ETF 922908629 1,123,679 13,947 SH SOLE 0 0 13,947
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 458,103 667 SH SOLE 0 0 667
VANGUARD INDEX FDS SM CP VAL ETF 922908611 24,299 100 SH SOLE 0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751 52,530,956 173,301 SH SOLE 0 0 173,301
VANGUARD INDEX FDS TOTAL STK MKT 922908769 828,328 2,238 SH SOLE 0 0 2,238
VANGUARD INDEX FDS VALUE ETF 922908744 2,411,030 11,063 SH SOLE 0 0 11,063
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 45,993,528 549,176 SH SOLE 0 0 549,176
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 61,601 1,032 SH SOLE 0 0 1,032
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 18,262,338 118,364 SH SOLE 0 0 118,364
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 40,497,539 686,632 SH SOLE 0 0 686,632
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 42,680,487 516,400 SH SOLE 0 0 516,400
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 29,538 631 SH SOLE 0 0 631
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,450 195 SH SOLE 0 0 195
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,453,517 23,048 SH SOLE 0 0 23,048
VANGUARD STAR FDS VG TL INTL STK F 921909768 209,989 2,456 SH SOLE 0 0 2,456
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 170,074 2,387 SH SOLE 0 0 2,387
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 416,138 2,633 SH SOLE 0 0 2,633
VANGUARD WORLD FD ENERGY ETF 92204A306 27,828 185 SH SOLE 0 0 185
VANGUARD WORLD FD ESG INTL STK ETF 921910725 501,990 6,097 SH SOLE 0 0 6,097
VERIZON COMMUNICATIONS INC COM 92343V104 2,922 69 SH SOLE 0 0 69
VIPER ENERGY INC CL A 64361Q101 3,392 80 SH SOLE 0 0 80
VISA INC COM CL A 92826C839 16,469 48 SH SOLE 0 0 48
WEC ENERGY GROUP INC COM 92939U106 10,393 89 SH SOLE 0 0 89
WILLIAMS COS INC COM 969457100 3,569 48 SH SOLE 0 0 48