v3.26.1
Loans - Summary of Changes in Allowance for Credit Losses (Detail) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Allowance for loan losses        
Beginning balance $ 2,345 $ 4,508 $ 2,148 $ 4,666
Charge-offs (185) (335) (208) (752)
Recoveries 0 45 14 86
Net (charge-offs)/recoveries (185) (290) (194) (666)
Provision 124 341 377 611
Other (96) (22) (143) (74)
Ending balance $ 2,188 $ 4,537 $ 2,188 $ 4,537
Allowance ratio 0.90% 2.10% 0.90% 2.10%
Net charge-off ratio 0.30% 0.60% 0.20% 0.70%
Allowance for losses on lending commitments        
Beginning balance $ 792 $ 707 $ 731 $ 674
Provision (21) 40 41 72
Other 0 2 (1) 3
Ending balance 771 749 771 749
Wholesale        
Allowance for loan losses        
Beginning balance 2,345 2,060 2,148 2,099
Charge-offs (185) (6) (208) (66)
Recoveries 0 4 14 10
Net (charge-offs)/recoveries (185) (2) (194) (56)
Provision 124 34 377 101
Other (96) (22) (143) (74)
Ending balance $ 2,188 $ 2,070 $ 2,188 $ 2,070
Allowance ratio 0.90% 1.10% 0.90% 1.10%
Net charge-off ratio 0.30% 0.00% 0.20% 0.10%
Allowance for losses on lending commitments        
Beginning balance $ 792 $ 707 $ 731 $ 674
Provision (21) 40 41 72
Other 0 2 (1) 3
Ending balance 771 749 771 749
Consumer        
Allowance for loan losses        
Beginning balance 0 2,448 0 2,567
Charge-offs 0 (329) 0 (686)
Recoveries 0 41 0 76
Net (charge-offs)/recoveries 0 (288) 0 (610)
Provision 0 307 0 510
Other 0 0 0 0
Ending balance $ 0 $ 2,467 $ 0 $ 2,467
Allowance ratio 0.00% 12.80% 0.00% 12.80%
Net charge-off ratio 0.00% 6.10% 0.00% 6.40%
Allowance for losses on lending commitments        
Beginning balance $ 0 $ 0 $ 0 $ 0
Provision 0 0 0 0
Other 0 0 0 0
Ending balance $ 0 $ 0 $ 0 $ 0