The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 910,027 8,295 SH SOLE 0 0 0 8,295
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,852,212 22,986 SH SOLE 0 0 0 22,986
APPLE INC COM 037833100 1,483,656 5,846 SH SOLE 0 0 0 5,846
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 1,838,563 50,761 SH SOLE 0 0 0 50,761
BLACKROCK ETF TRUST ISHARES LARGE CA 09290C855 1,393,741 33,944 SH SOLE 0 0 0 33,944
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 8,485,020 257,512 SH SOLE 0 0 0 257,512
BLACKROCK ETF TRUST ISHARES INTL CTR 09290C764 2,764,451 85,978 SH SOLE 0 0 0 85,978
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,202,574 72,234 SH SOLE 0 0 0 72,234
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 687,190 13,233 SH SOLE 0 0 0 13,233
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 2,085,850 45,483 SH SOLE 0 0 0 45,483
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,892,782 96,904 SH SOLE 0 0 0 96,904
GLOBAL PMTS INC COM 37940X102 282,256 4,194 SH SOLE 0 0 0 4,194
GLOBAL X FDS DEFENSE TECH ETF 37960A529 5,879,507 82,997 SH SOLE 0 0 0 82,997
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 1,856,430 16,559 SH SOLE 0 0 0 16,559
ISHARES INC CORE MSCI EMKT 46434G103 454,770 6,520 SH SOLE 0 0 0 6,520
ISHARES TR US TREAS BD ETF 46429B267 1,323,009 57,748 SH SOLE 0 0 0 57,748
ISHARES TR MSCI USA QLT FCT 46432F339 2,053,415 10,705 SH SOLE 0 0 0 10,705
ISHARES TR CORE UNIVRSL USD 46434V613 2,181,554 47,230 SH SOLE 0 0 0 47,230
ISHARES TR CORE INTL AGGR 46435G672 1,010,408 20,192 SH SOLE 0 0 0 20,192
ISHARES TR S&P 500 VAL ETF 464287408 4,633,898 21,946 SH SOLE 0 0 0 21,946
ISHARES TR CORE S&P500 ETF 464287200 660,395 1,011 SH SOLE 0 0 0 1,011
ISHARES TR S&P 500 GRWT ETF 464287309 3,898,155 34,463 SH SOLE 0 0 0 34,463
ISHARES TR EAFE VALUE ETF 464288877 1,925,905 25,903 SH SOLE 0 0 0 25,903
ISHARES TR MBS ETF 464288588 1,401,525 14,761 SH SOLE 0 0 0 14,761
ISHARES TR MSCI ACWI EX US 464288240 2,570,158 37,537 SH SOLE 0 0 0 37,537
ISHARES TR RUS TP200 GR ETF 464289438 19,562,557 78,615 SH SOLE 0 0 0 78,615
LOWES COS INC COM 548661107 737,666 3,122 SH SOLE 0 0 0 3,122
NVIDIA CORPORATION COM 67066G104 468,656 2,687 SH SOLE 0 0 0 2,687
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 26,248,712 1,060,554 SH SOLE 0 0 0 1,060,554
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,994,430 387,417 SH SOLE 0 0 0 387,417
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,188,787 94,263 SH SOLE 0 0 0 94,263
SOUTHERN CO COM 842587107 1,506,840 15,612 SH SOLE 0 0 0 15,612
SPDR SERIES TRUST STATE STREET SPD 78464A474 4,606,363 153,188 SH SOLE 0 0 0 153,188
SPDR SERIES TRUST STATE STREET SPD 78464A854 6,878,182 89,864 SH SOLE 0 0 0 89,864
SPDR SERIES TRUST STATE STREET SPD 78468R606 4,424,154 189,715 SH SOLE 0 0 0 189,715
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,915,179 102,293 SH SOLE 0 0 0 102,293
VANGUARD INDEX FDS TOTAL STK MKT 922908769 34,054,928 106,153 SH SOLE 0 0 0 106,153
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,710,163 29,239 SH SOLE 0 0 0 29,239