The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 35,426,189 51,581 SH SOLE 0 0 51,581
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 27,548,583 381,137 SH SOLE 0 0 381,137
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 13,696,062 45,206 SH SOLE 0 0 45,206
INVESCO QQQ TR UNIT SER 1 46090E103 11,914,952 16,180 SH SOLE 0 0 16,180
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,113,470 127,970 SH SOLE 0 0 127,970
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 9,610,272 134,881 SH SOLE 0 0 134,881
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 8,620,987 94,518 SH SOLE 0 0 94,518
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 6,238,591 167,434 SH SOLE 0 0 167,434
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 5,210,659 124,866 SH SOLE 0 0 124,866
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,187,997 63,007 SH SOLE 0 0 63,007
SPDR SERIES TRUST ST STR SP DIV 78464A763 4,974,308 32,687 SH SOLE 0 0 32,687
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 3,735,977 94,486 SH SOLE 0 0 94,486
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,601,878 51,529 SH SOLE 0 0 51,529
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 3,140,961 34,275 SH SOLE 0 0 34,275
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 2,969,592 66,943 SH SOLE 0 0 66,943
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,824,074 69,490 SH SOLE 0 0 69,490
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,546,099 50,348 SH SOLE 0 0 50,348
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,387,128 6,451 SH SOLE 0 0 6,451
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1,867,935 54,738 SH SOLE 0 0 54,738
MARKEL GROUP INC COM 570535104 1,644,435 842 SH SOLE 0 0 842
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,391,858 33,742 SH SOLE 0 0 33,742
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 987,596 26,808 SH SOLE 0 0 26,808
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 803,126 1,605 SH SOLE 0 0 1,605
MICROSOFT CORP COM 594918104 597,579 1,602 SH SOLE 0 0 1,602
AMERICAN CENTY ETF TR US SML CP VALU 025072877 582,505 4,669 SH SOLE 0 0 4,669
JOHNSON & JOHNSON COM 478160104 554,671 2,184 SH SOLE 0 0 2,184
ISHARES TR RUS 1000 ETF 464287622 502,866 1,228 SH SOLE 0 0 1,228
ISHARES TR CORE S&P500 ETF 464287200 492,021 657 SH SOLE 0 0 657
ALPHABET INC CAP STK CL A 02079K305 473,873 1,326 SH SOLE 0 0 1,326
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 460,758 617 SH SOLE 0 0 617
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 457,860 1,935 SH SOLE 0 0 1,935
APPLE INC COM 037833100 426,517 1,474 SH SOLE 0 0 1,474
MERCK & CO INC COM 58933Y105 408,887 3,182 SH SOLE 0 0 3,182
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 341,223 8,486 SH SOLE 0 0 8,486
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 332,645 9,496 SH SOLE 0 0 9,496
ALPHABET INC CAP STK CL C 02079K107 325,771 922 SH SOLE 0 0 922
ISHARES TR CORE S&P SCP ETF 464287804 269,480 1,817 SH SOLE 0 0 1,817
ISHARES TR CORE US AGGBD ET 464287226 252,399 2,550 SH SOLE 0 0 2,550
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 248,888 4,815 SH SOLE 0 0 4,815
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 219,443 312 SH SOLE 0 0 312
MCKESSON CORP COM 58155Q103 213,835 283 SH SOLE 0 0 283