The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 295,486 1,825 SH SOLE 0 0 1,825
ABBVIE INC COM 00287Y109 244,846 973 SH SOLE 0 0 973
AIRBNB INC COM CL A 009066101 219,945 1,537 SH SOLE 0 0 1,537
ALLSTATE CORP COM 020002101 437,572 1,839 SH SOLE 0 0 1,839
ALPHABET INC CAP STK CL C 02079K107 1,746,146 4,942 SH SOLE 0 0 4,942
ALPHABET INC CAP STK CL A 02079K305 2,284,881 6,394 SH SOLE 0 0 6,394
AMAZON COM INC COM 023135106 1,523,231 6,391 SH SOLE 0 0 6,391
AMERICAN EXPRESS CO COM 025816109 410,974 1,215 SH SOLE 0 0 1,215
APPLE INC COM 037833100 5,025,387 17,367 SH SOLE 0 0 17,367
ARES CAPITAL CORP COM 04010L103 275,171 14,850 SH SOLE 0 0 14,850
AT&T INC COM 00206R102 443,138 21,408 SH SOLE 0 0 21,408
BANK OF NY MELLON CORP COM 064058100 782,774 5,413 SH SOLE 0 0 5,413
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,743,638 5,483 SH SOLE 0 0 5,483
BOEING CO COM 097023105 232,705 1,075 SH SOLE 0 0 1,075
BROADCOM INC COM 11135F101 239,124 633 SH SOLE 0 0 633
CAMBRIA ETF TR TAIL RISK 132061862 314,148 29,553 SH SOLE 0 0 29,553
CATERPILLAR INC COM 149123101 1,179,790 1,108 SH SOLE 0 0 1,108
CHEVRON CORPORATION COM 166764100 1,240,562 7,484 SH SOLE 0 0 7,484
CISCO SYS INC COM 17275R102 251,482 2,141 SH SOLE 0 0 2,141
COCA COLA CO COM 191216100 706,707 8,696 SH SOLE 0 0 8,696
COSTCO WHOLESALE CORPORATION COM 22160K105 707,585 756 SH SOLE 0 0 756
DISNEY WALT CO COM 254687106 215,949 2,244 SH SOLE 0 0 2,244
ENTERPRISE PRODS PARTNERS L COM 293792107 750,161 20,407 SH SOLE 0 0 20,407
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 325,376 8,511 SH SOLE 0 0 8,511
EXXON MOBIL CORP COM 30231G102 2,459,134 17,987 SH SOLE 0 0 17,987
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,520,269 29,780 SH SOLE 0 0 29,780
FLEXSHARES TR QUALT DIVD IDX 33939L860 733,747 8,160 SH SOLE 0 0 8,160
GE AEROSPACE COM NEW 369604301 333,973 894 SH SOLE 0 0 894
GE VERNOVA INC COM 36828A101 224,398 191 SH SOLE 0 0 191
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 576,223 7,823 SH SOLE 0 0 7,823
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 687,352 7,767 SH SOLE 0 0 7,767
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 2,001,982 21,203 SH SOLE 0 0 21,203
GOLDMAN SACHS GROUP INC COM 38141G104 367,689 364 SH SOLE 0 0 364
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 299,074 11,525 SH SOLE 0 0 11,525
HEICO CORP NEW COM 422806109 379,699 1,066 SH SOLE 0 0 1,066
HOME DEPOT INC COM 437076102 1,311,500 3,719 SH SOLE 0 0 3,719
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 906,360 18,314 SH SOLE 0 0 18,314
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 720,451 12,238 SH SOLE 0 0 12,238
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 236,976 5,164 SH SOLE 0 0 5,164
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 259,596 6,005 SH SOLE 0 0 6,005
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 375,354 8,717 SH SOLE 0 0 8,717
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 395,868 8,287 SH SOLE 0 0 8,287
INTEL CORP COM 458140100 425,313 3,046 SH SOLE 0 0 3,046
INTERNATIONAL BUSINESS MACHS COM 459200101 1,109,117 3,944 SH SOLE 0 0 3,944
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,148,898 3,792 SH SOLE 0 0 3,792
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 205,482 4,250 SH SOLE 0 0 4,250
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,977,461 46,893 SH SOLE 0 0 46,893
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 2,830,973 37,363 SH SOLE 0 0 37,363
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 5,641,220 33,487 SH SOLE 0 0 33,487
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 2,393,790 21,207 SH SOLE 0 0 21,207
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 208,781 3,410 SH SOLE 0 0 3,410
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 770,468 14,260 SH SOLE 0 0 14,260
INVESCO EXCHANGE TRADED FD T S&P500 EQL IND 46137V324 204,058 3,189 SH SOLE 0 0 3,189
INVESCO QQQ TR UNIT SER 1 46090E103 1,370,196 1,861 SH SOLE 0 0 1,861
ISHARES GOLD TR ISHARES NEW 464285204 4,010,865 53,117 SH SOLE 0 0 53,117
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 2,632,138 65,787 SH SOLE 0 0 65,787
ISHARES INC CORE MSCI EMKT 46434G103 921,432 11,123 SH SOLE 0 0 11,123
ISHARES TR CORE US AGGBD ET 464287226 8,952,501 90,448 SH SOLE 0 0 90,448
ISHARES TR CORE MSCI TOTAL 46432F834 5,656,778 59,271 SH SOLE 0 0 59,271
ISHARES TR CORE UNIVRSL USD 46434V613 16,357,888 354,450 SH SOLE 0 0 354,450
ISHARES TR CORE S&P500 ETF 464287200 3,375,733 4,508 SH SOLE 0 0 4,508
ISHARES TR MSCI EAFE ETF 464287465 1,583,761 15,246 SH SOLE 0 0 15,246
ISHARES TR RUS 2000 VAL ETF 464287630 978,146 4,422 SH SOLE 0 0 4,422
ISHARES TR RUS 1000 ETF 464287622 11,695,132 28,560 SH SOLE 0 0 28,560
ISHARES TR CORE MSCI EAFE 46432F842 2,594,512 26,864 SH SOLE 0 0 26,864
ISHARES TR RUSSELL 2000 ETF 464287655 4,833,467 16,087 SH SOLE 0 0 16,087
ISHARES TR HDG MSCI EAFE 46434V803 1,643,057 35,015 SH SOLE 0 0 35,015
ISHARES TR CORE S&P SCP ETF 464287804 2,196,835 14,812 SH SOLE 0 0 14,812
ISHARES TR GLB INFRASTR ETF 464288372 581,135 8,726 SH SOLE 0 0 8,726
ISHARES TR SELECT DIVID ETF 464287168 250,236 1,601 SH SOLE 0 0 1,601
ISHARES TR 3 7 YR TREAS BD 464288661 392,048 3,338 SH SOLE 0 0 3,338
ISHARES TR RUSSELL 3000 ETF 464287689 1,591,222 3,732 SH SOLE 0 0 3,732
ISHARES TR MSCI INTL QUALTY 46434V456 1,142,028 23,048 SH SOLE 0 0 23,048
ISHARES TR CORE S&P TTL STK 464287150 200,902 1,223 SH SOLE 0 0 1,223
ISHARES TR ESG MSCI LEADR 46435U218 307,906 2,319 SH SOLE 0 0 2,319
ISHARES TR U.S. TECH ETF 464287721 373,174 1,480 SH SOLE 0 0 1,480
ISHARES TR ESG MSCI KLD ETF 464288570 214,439 1,506 SH SOLE 0 0 1,506
ISHARES TR RUSEL 2500 ETF 46435G268 366,520 4,000 SH SOLE 0 0 4,000
ISHARES TR ESG AWARE MSCI 46435U663 212,374 3,797 SH SOLE 0 0 3,797
ISHARES TR MSCI USA QLT FCT 46432F339 813,363 3,707 SH SOLE 0 0 3,707
ISHARES TR US AER DEF ETF 464288760 1,072,952 4,426 SH SOLE 0 0 4,426
ISHARES TR RUS MDCP VAL ETF 464287473 495,446 3,010 SH SOLE 0 0 3,010
ISHARES TR CORE S&P US VLU 464287663 764,661 6,942 SH SOLE 0 0 6,942
ISHARES TR SHRT NAT MUN ETF 464288158 300,595 2,823 SH SOLE 0 0 2,823
ISHARES TR US INFRASTRUC 46435U713 256,195 4,064 SH SOLE 0 0 4,064
ISHARES TR RUS MID CAP ETF 464287499 245,352 2,224 SH SOLE 0 0 2,224
ISHARES TR RUS 1000 VAL ETF 464287598 207,278 855 SH SOLE 0 0 855
ISHARES TR CORE HIGH DV ETF 46429B663 493,380 18,000 SH SOLE 0 0 18,000
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 9,247,557 182,866 SH SOLE 0 0 182,866
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 4,854,759 71,837 SH SOLE 0 0 71,837
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 255,181 5,038 SH SOLE 0 0 5,038
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,641,714 51,798 SH SOLE 0 0 51,798
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 321,369 6,365 SH SOLE 0 0 6,365
JOHNSON & JOHNSON COM 478160104 908,019 3,575 SH SOLE 0 0 3,575
JPMORGAN CHASE & CO COM 46625H100 1,129,657 3,451 SH SOLE 0 0 3,451
LISTED FDS TR ROUN MA SEVE ETF 53656G498 268,911 4,182 SH SOLE 0 0 4,182
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 308,090 10,065 SH SOLE 0 0 10,065
LOWES COS INC COM 548661107 443,185 2,010 SH SOLE 0 0 2,010
LUMEN TECHNOLOGIES INC COM 550241103 76,800 10,000 SH SOLE 0 0 10,000
MERCK & CO INC COM 58933Y105 354,660 2,760 SH SOLE 0 0 2,760
META PLATFORMS INC CL A 30303M102 3,827,756 6,795 SH SOLE 0 0 6,795
MICROSOFT CORP COM 594918104 3,364,728 9,020 SH SOLE 0 0 9,020
MORGAN STANLEY COM NEW 617446448 514,438 2,461 SH SOLE 0 0 2,461
NEXTERA ENERGY INC COM 65339F101 2,965,697 33,789 SH SOLE 0 0 33,789
NORFOLK SOUTHN CORP COM 655844108 1,168,702 3,715 SH SOLE 0 0 3,715
NVIDIA CORPORATION COM 67066G104 1,449,228 7,243 SH SOLE 0 0 7,243
ONEOK INC NEW COM 682680103 384,598 4,424 SH SOLE 0 0 4,424
PACER FDS TR US SM CAP CA ETF 69374H857 1,629,343 32,194 SH SOLE 0 0 32,194
PACER FDS TR US CASH COWS 100 69374H881 2,910,862 46,798 SH SOLE 0 0 46,798
PDF SOLUTIONS INC COM 693282105 283,160 4,000 SH SOLE 0 0 4,000
PEPSICO INC COM 713448108 221,244 1,634 SH SOLE 0 0 1,634
ROYAL BK CDA COM 780087102 441,674 2,134 SH SOLE 0 0 2,134
RTX CORPORATION COM 75513E101 234,506 1,236 SH SOLE 0 0 1,236
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 24,364,157 783,413 SH SOLE 0 0 783,413
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 837,761 26,419 SH SOLE 0 0 26,419
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 10,058,038 190,638 SH SOLE 0 0 190,638
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 921,162 25,404 SH SOLE 0 0 25,404
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,961,570 359,623 SH SOLE 0 0 359,623
SCHWAB STRATEGIC TR US REIT ETF 808524847 11,650,218 491,986 SH SOLE 0 0 491,986
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,247,836 89,893 SH SOLE 0 0 89,893
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 894,688 22,548 SH SOLE 0 0 22,548
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 424,394 12,541 SH SOLE 0 0 12,541
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,798,395 234,751 SH SOLE 0 0 234,751
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 457,182 12,400 SH SOLE 0 0 12,400
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,193,312 40,547 SH SOLE 0 0 40,547
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 201,448 8,345 SH SOLE 0 0 8,345
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 509,525 9,594 SH SOLE 0 0 9,594
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 280,671 10,820 SH SOLE 0 0 10,820
SOUTHERN CO COM 842587107 421,890 4,408 SH SOLE 0 0 4,408
SPDR GOLD TR GOLD SHS 78463V107 2,735,958 7,427 SH SOLE 0 0 7,427
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541 1,101,431 16,364 SH SOLE 0 0 16,364
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 414,395 8,003 SH SOLE 0 0 8,003
SPDR SERIES TRUST ST STR SP DIV 78464A763 4,808,299 31,596 SH SOLE 0 0 31,596
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,607,110 14,729 SH SOLE 0 0 14,729
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 33,269,127 44,551 SH SOLE 0 0 44,551
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,254,718 8,893 SH SOLE 0 0 8,893
TESLA INC COM 88160R101 816,805 1,942 SH SOLE 0 0 1,942
TORONTO DOMINION BK ONT COM NEW 891160509 332,718 2,740 SH SOLE 0 0 2,740
TRANE TECHNOLOGIES PLC SHS G8994E103 736,740 1,500 SH SOLE 0 0 1,500
UNIFIED SER TR ONEASCENT INTL 90470L444 661,143 13,823 SH SOLE 0 0 13,823
UNION PAC CORP COM 907818108 994,704 3,657 SH SOLE 0 0 3,657
VANECK BITCOIN ETF SH BEN INT 92189K105 256,940 15,469 SH SOLE 0 0 15,469
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 34,738,906 141,095 SH SOLE 0 0 141,095
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,833,940 80,624 SH SOLE 0 0 80,624
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 17,368,213 180,112 SH SOLE 0 0 180,112
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 939,217 1,368 SH SOLE 0 0 1,368
VANGUARD INDEX FDS VALUE ETF 922908744 25,358,139 116,359 SH SOLE 0 0 116,359
VANGUARD INDEX FDS SM CP VAL ETF 922908611 13,157,103 54,147 SH SOLE 0 0 54,147
VANGUARD INDEX FDS SMALL CP ETF 922908751 459,104 1,515 SH SOLE 0 0 1,515
VANGUARD INDEX FDS GROWTH ETF 922908736 997,867 11,584 SH SOLE 0 0 11,584
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 25,691,307 306,762 SH SOLE 0 0 306,762
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 778,270 13,039 SH SOLE 0 0 13,039
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 465,357 5,999 SH SOLE 0 0 5,999
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 509,232 10,138 SH SOLE 0 0 10,138
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,995,404 197,616 SH SOLE 0 0 197,616
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 22,451,840 284,093 SH SOLE 0 0 284,093
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,683,366 20,367 SH SOLE 0 0 20,367
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 227,130 1,777 SH SOLE 0 0 1,777
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 314,855 950 SH SOLE 0 0 950
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 33,497,763 141,568 SH SOLE 0 0 141,568
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,725,531 52,288 SH SOLE 0 0 52,288
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 5,173,993 51,071 SH SOLE 0 0 51,071
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 391,200 2,475 SH SOLE 0 0 2,475
VANGUARD WORLD FD ENERGY ETF 92204A306 330,682 2,203 SH SOLE 0 0 2,203
VANGUARD WORLD FD ESG INTL STK ETF 921910725 377,611 4,586 SH SOLE 0 0 4,586
VANGUARD WORLD FD ESG US STK ETF 921910733 785,795 5,942 SH SOLE 0 0 5,942
WALMART INC COM 931142103 572,643 5,056 SH SOLE 0 0 5,056
WEBSTER FINL CORP COM 947890109 389,207 5,093 SH SOLE 0 0 5,093