| Schedule of loans and leases |
The following table presents loans and leases, excluding LHFS: | | | | | | | | | | | | | (dollars in millions) | June 30, 2026 | | December 31, 2025 | | Commercial and industrial | $53,467 | | | $49,232 | | | Commercial real estate | 23,817 | | | 24,580 | | | Total commercial | 77,284 | | | 73,812 | | | Residential mortgages | 36,374 | | | 35,024 | | | Home equity | 20,276 | | | 19,069 | | | Automobile | 1,482 | | | 2,310 | | | Education | 8,044 | | | 8,416 | | | Other retail | 4,031 | | | 4,061 | | | Total retail | 70,207 | | | 68,880 | | | Total loans and leases | $147,491 | | | $142,692 | |
The following table presents the composition of LHFS: | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | (dollars in millions) | Residential Mortgages(1) | | Commercial(2) | Total | | Residential Mortgages(1) | | Commercial(2) | Total | | Loans held for sale at fair value | $920 | | | $149 | | $1,069 | | | $895 | | | $170 | | $1,065 | | | Other loans held for sale | — | | | 389 | | 389 | | | — | | | 133 | | 133 | | Total loans held for sale | $920 | | | $538 | | $1,458 | | | $895 | | | $303 | | $1,198 | |
(1) Residential mortgage LHFS at fair value are originated for sale. (2) Commercial LHFS at fair value consist of loans managed by the Company’s commercial secondary loan desk. Other commercial LHFS primarily consist of loans associated with the Company’s syndication business.
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