<?xml version="1.0" ?><inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable"><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Ronald W. Hovsepian</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Jim Frankola</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>WITHHOLD</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Peter Schmitt</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, the compensation of our named executive officers;</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, the frequency of advisory votes on the compensation of our named executive officers;</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>ONE YEAR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To ratify the appointment of Ernst &amp; Young LLP as our Independent registered public accounting firm for the fiscal year ending January 31, 2026; and</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>AUDIT-RELATED</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>07/17/2025</inf:meetingDate><inf:voteDescription>To approve the adjournment of the Annual Meeting, to a later date or dates, if necessary or appropriate, as determined by the Board in its sole discretion, to solicit additional proxies if there are Insufficient votes at the time of the Annual Meeting to approve the presented proposals or to constitute a quorum.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>CORPORATE GOVERNANCE</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Michael S. Klein</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>WITHHOLD</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Denis Nikolaev</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To elect as directors the three nominees named in the accompanying Proxy Statement to a term of three years each, or until their successors have been elected and qualified: Arthur Gilliland</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>DIRECTOR ELECTIONS</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To approve, on an advisory basis, the compensation of our named executive officers;</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To approve the Second Amendment to the Skillsoft Corp. 2020 Omnibus Incentive Plan to increase the number of shares of common stock available for issuance under thereunder;</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>COMPENSATION</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To ratify the appointment of Ernst &amp; Young LLP as our Independent registered public accounting firm for the fiscal year ending January 31, 2027; and</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>AUDIT-RELATED</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>FOR</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>FOR</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable><inf:proxyTable><inf:issuerName>Skillsoft Corp.</inf:issuerName><inf:cusip>83066P309</inf:cusip><inf:isin>US83066P3091</inf:isin><inf:meetingDate>06/25/2026</inf:meetingDate><inf:voteDescription>To approve the adjournment of the Annual Meeting, to a later date or dates, if necessary or appropriate, as determined by the Board in its sole discretion, to solicit additional proxies if there are Insufficient votes at the time of the Annual Meeting to approve the presented proposals or to constitute a quorum.</inf:voteDescription><inf:voteCategories><inf:voteCategory><inf:categoryType>CORPORATE GOVERNANCE</inf:categoryType></inf:voteCategory></inf:voteCategories><inf:voteSource>ISSUER</inf:voteSource><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:sharesOnLoan>0</inf:sharesOnLoan><inf:vote><inf:voteRecord><inf:howVoted>AGAINST</inf:howVoted><inf:sharesVoted>3342.000000</inf:sharesVoted><inf:managementRecommendation>AGAINST</inf:managementRecommendation></inf:voteRecord></inf:vote><inf:voteSeries>S000005203</inf:voteSeries></inf:proxyTable></inf:proxyVoteTable>
