v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income        
Loans and lease financing $ 190,727 $ 193,393 $ 377,116 $ 385,495
Available-for-sale investment securities 15,867 12,469 30,751 25,619
Held-to-maturity investment securities 15,121 16,299 30,184 32,946
Other 10,652 14,578 24,014 27,829
Total interest income 232,367 236,739 462,065 471,889
Interest expense        
Deposits 61,220 70,289 123,284 141,998
Short-term borrowings   2,627   5,226
Other 154 240 258 556
Total interest expense 61,374 73,156 123,542 147,780
Net interest income 170,993 163,583 338,523 324,109
Provision for credit losses 5,600 4,500 10,600 15,000
Net interest income after provision for credit losses 165,393 159,083 327,923 309,109
Noninterest income        
Service charges on deposit accounts 8,316 7,830 16,472 15,365
Credit and debit card fees 15,402 15,913 30,485 30,387
Other service charges and fees 14,409 13,350 28,193 25,517
Trust and investment services income 9,074 9,154 18,220 18,524
Bank-owned life insurance 7,069 4,724 11,160 9,095
Investment securities gains, net       37
Other 6,011 2,987 8,570 5,510
Total noninterest income 60,281 53,958 113,100 104,435
Noninterest expense        
Salaries and employee benefits 62,376 59,501 126,466 119,605
Contracted services and professional fees 18,402 15,997 32,366 30,836
Occupancy 7,902 7,934 15,718 16,034
Equipment 14,563 14,037 29,344 27,908
Regulatory assessment and fees 3,417 3,759 6,665 7,582
Advertising and marketing 2,178 2,035 4,430 4,214
Card rewards program 8,403 8,406 16,807 16,325
Other 13,204 13,270 26,534 25,995
Total noninterest expense 130,445 124,939 258,330 248,499
Income before provision for income taxes 95,229 88,102 182,693 165,045
Provision for income taxes 21,854 14,855 41,534 32,550
Net income $ 73,375 $ 73,247 $ 141,159 $ 132,495
Basic earnings per share $ 0.6 $ 0.58 $ 1.16 $ 1.05
Diluted earnings per share $ 0.6 $ 0.58 $ 1.15 $ 1.05
Basic weighted-average outstanding shares 121,669,238 125,321,837 122,061,243 125,799,060
Diluted weighted-average outstanding shares 122,339,836 125,833,064 122,830,138 126,493,569