v3.26.1
Reportable Operating Segments - Selected Business Segment and Corporate/Other Financial Information (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Selected business segment financial information        
Total interest income $ 232,367 $ 236,739 $ 462,065 $ 471,889
Total interest expense (61,374) (73,156) (123,542) (147,780)
Net interest income (expense) 170,993 163,583 338,523 324,109
(Provision) benefit for credit losses (5,600) (4,500) (10,600) (15,000)
Net interest income after provision for credit losses 165,393 159,083 327,923 309,109
Noninterest income 60,281 53,958 113,100 104,435
Salaries and employee benefits 62,376 59,501 126,466 119,605
Contracted services and professional fees 18,402 15,997 32,366 30,836
Occupancy (7,902) (7,934) (15,718) (16,034)
Equipment (14,563) (14,037) (29,344) (27,908)
Card rewards program $ 8,403 $ 8,406 $ 16,807 $ 16,325
Segment Reporting, Other Segment Item, Composition, Description Other segment items included in segment net income includes advertising and marketing, regulatory assessment and fees, allocations and transfer pricing on non-earning assets, liabilities and equity, and other miscellaneous and administrative fees. Amounts included in the Corporate/Other column are not related to the segments but include the effect of certain expense allocations or transfer pricing to the segments. Other segment items included in segment net income includes advertising and marketing, regulatory assessment and fees, allocations and transfer pricing on non-earning assets, liabilities and equity, and other miscellaneous and administrative fees. Amounts included in the Corporate/Other column are not related to the segments but include the effect of certain expense allocations or transfer pricing to the segments. Other segment items included in segment net income includes advertising and marketing, regulatory assessment and fees, allocations and transfer pricing on non-earning assets, liabilities and equity, and other miscellaneous and administrative fees. Amounts included in the Corporate/Other column are not related to the segments but include the effect of certain expense allocations or transfer pricing to the segments. Other segment items included in segment net income includes advertising and marketing, regulatory assessment and fees, allocations and transfer pricing on non-earning assets, liabilities and equity, and other miscellaneous and administrative fees. Amounts included in the Corporate/Other column are not related to the segments but include the effect of certain expense allocations or transfer pricing to the segments.
Noninterest expense $ (130,445) $ (124,939) $ (258,330) $ (248,499)
Income (loss) before (provision) benefit for income taxes 95,229 88,102 182,693 165,045
(Provision) benefit for income taxes (21,854) (14,855) (41,534) (32,550)
Net income 73,375 73,247 141,159 132,495
Operating Segments        
Selected business segment financial information        
Total interest income 232,367 236,739 462,065 471,889
Total interest expense (61,374) (73,156) (123,542) (147,780)
Net interest income (expense) 170,993 163,583 338,523 324,109
(Provision) benefit for credit losses (5,600) (4,500) (10,600) (15,000)
Net interest income after provision for credit losses 165,393 159,083 327,923 309,109
Noninterest income 60,281 53,958 113,100 104,435
Salaries and employee benefits (62,376) (59,501) (126,466) (119,605)
Contracted services and professional fees (18,402) (15,997) (32,366) (30,836)
Occupancy (7,902) (7,934) (15,718) (16,034)
Equipment (14,563) (14,037) (29,344) (27,908)
Card rewards program (8,403) (8,406) (16,807) (16,325)
Other segment items (18,799) (19,064) (37,629) (37,791)
Noninterest expense (130,445) (124,939) (258,330) (248,499)
Income (loss) before (provision) benefit for income taxes 95,229 88,102 182,693 165,045
(Provision) benefit for income taxes (21,854) (14,855) (41,534) (32,550)
Net income 73,375 73,247 141,159 132,495
Other Segment Disclosures:        
Depreciation and amortization 5,397 5,730 11,022 11,259
Segment earning assets 20,854,504 21,036,941 20,854,504 21,036,941
Retail Banking        
Selected business segment financial information        
Total interest income 22,049 20,053 43,461 40,901
Total interest expense 110,748 106,994 219,456 212,602
Net interest income (expense) 132,797 127,047 262,917 253,503
Noninterest income 29,111 27,754 57,250 54,405
Retail Banking | Operating Segments        
Selected business segment financial information        
Total interest income 84,849 81,298 168,862 162,350
Total interest expense (44,032) (50,628) (88,239) (102,881)
Net interest income (expense) 132,797 127,047 262,917 253,503
(Provision) benefit for credit losses (1,236) (2,111) (3,706) (6,802)
Net interest income after provision for credit losses 131,561 124,936 259,211 246,701
Noninterest income 29,111 27,754 57,250 54,405
Salaries and employee benefits (26,261) (25,743) (52,783) (50,355)
Contracted services and professional fees (2,858) (2,919) (5,529) (5,972)
Occupancy (8,268) (7,414) (16,250) (14,709)
Equipment (1,407) (1,450) (2,852) (2,845)
Other segment items (32,615) (34,850) (70,565) (71,620)
Noninterest expense (71,409) (72,376) (147,979) (145,501)
Income (loss) before (provision) benefit for income taxes 89,263 80,314 168,482 155,605
(Provision) benefit for income taxes (21,021) (14,890) (40,165) (32,750)
Net income 68,242 65,424 128,317 122,855
Other Segment Disclosures:        
Depreciation and amortization 1,509 992 3,039 2,041
Segment earning assets 7,123,319 7,081,942 7,123,319 7,081,942
Retail Banking | Intersegment Eliminations        
Selected business segment financial information        
Intersegment interest allocations (62,800) (61,245) (125,401) (121,449)
Intersegment interest allocations 154,780 157,622 307,695 315,483
Commercial Banking        
Selected business segment financial information        
Total interest income 31,217 28,683 61,485 59,378
Total interest expense 13,885 13,945 27,584 29,188
Net interest income (expense) 45,102 42,628 89,069 88,566
Noninterest income 21,453 19,039 40,057 36,794
Commercial Banking | Operating Segments        
Selected business segment financial information        
Total interest income 106,085 111,751 208,511 222,381
Total interest expense (14,402) (16,913) (29,421) (33,326)
Net interest income (expense) 45,102 42,628 89,069 88,566
(Provision) benefit for credit losses (1,639) (2,389) (4,919) (7,698)
Net interest income after provision for credit losses 43,463 40,239 84,150 80,868
Noninterest income 21,453 19,039 40,057 36,794
Salaries and employee benefits (4,894) (4,964) (9,905) (9,755)
Contracted services and professional fees (4,162) (4,338) (8,181) (8,208)
Occupancy (523) (478) (1,009) (973)
Equipment (498) (472) (974) (921)
Card rewards program (8,403) (8,406) (16,807) (16,325)
Other segment items (655) (1,360) (2,536) (3,607)
Noninterest expense (19,135) (20,018) (39,412) (39,789)
Income (loss) before (provision) benefit for income taxes 45,781 39,260 84,795 77,873
(Provision) benefit for income taxes (8,957) (6,193) (16,590) (14,060)
Net income 36,824 33,067 68,205 63,813
Other Segment Disclosures:        
Depreciation and amortization 38 68 84 136
Segment earning assets 7,457,073 7,278,709 7,457,073 7,278,709
Commercial Banking | Intersegment Eliminations        
Selected business segment financial information        
Intersegment interest allocations (74,868) (83,068) (147,026) (163,003)
Intersegment interest allocations 28,287 30,858 57,005 62,514
Corporate/Other        
Selected business segment financial information        
Total interest income 179,101 188,003 357,119 371,610
Total interest expense (186,007) (194,095) (370,582) (389,570)
Net interest income (expense) (6,906) (6,092) (13,463) (17,960)
Noninterest income 9,717 7,165 15,793 13,236
Corporate/Other | Operating Segments        
Selected business segment financial information        
Total interest income 41,433 43,690 84,692 87,158
Total interest expense (2,940) (5,615) (5,882) (11,573)
Net interest income (expense) (6,906) (6,092) (13,463) (17,960)
(Provision) benefit for credit losses (2,725)   (1,975) (500)
Net interest income after provision for credit losses (9,631) (6,092) (15,438) (18,460)
Noninterest income 9,717 7,165 15,793 13,236
Salaries and employee benefits (31,221) (28,794) (63,778) (59,495)
Contracted services and professional fees (11,382) (8,740) (18,656) (16,656)
Occupancy 889 (42) 1,541 (352)
Equipment (12,658) (12,115) (25,518) (24,142)
Other segment items 14,471 17,146 35,472 37,436
Noninterest expense (39,901) (32,545) (70,939) (63,209)
Income (loss) before (provision) benefit for income taxes (39,815) (31,472) (70,584) (68,433)
(Provision) benefit for income taxes 8,124 6,228 15,221 14,260
Net income (31,691) (25,244) (55,363) (54,173)
Other Segment Disclosures:        
Depreciation and amortization 3,850 4,670 7,899 9,082
Segment earning assets 6,274,112 6,676,290 6,274,112 6,676,290
Corporate/Other | Intersegment Eliminations        
Selected business segment financial information        
Intersegment interest allocations 137,668 144,313 272,427 284,452
Intersegment interest allocations $ (183,067) $ (188,480) $ (364,700) $ (377,997)