The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 253,281 1,744 SH SOLE 0 0 1,744
ABBVIE INC COM 00287Y109 290,132 1,334 SH SOLE 0 0 1,334
ALLIANT ENERGY CORP COM 018802108 466,584 6,502 SH SOLE 0 0 6,502
ALPHABET INC CAP STK CL A 02079K305 2,468,415 8,584 SH SOLE 0 0 8,584
ALPHABET INC CAP STK CL C 02079K107 1,958,680 6,828 SH SOLE 0 0 6,828
AMAZON COM INC COM 023135106 1,763,839 8,469 SH SOLE 0 0 8,469
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 4,805,253 56,639 SH SOLE 0 0 56,639
AMERICAN EXPRESS CO COM 025816109 210,224 695 SH SOLE 0 0 695
AMGEN INC COM 031162100 432,424 1,229 SH SOLE 0 0 1,229
AMPLIFY ETF TR VIDE GAME LE ETF 032108615 217,357 2,895 SH SOLE 0 0 2,895
APPLE INC COM 037833100 5,131,210 20,218 SH SOLE 0 0 20,218
B2GOLD CORP COM 11777Q209 79,179 17,482 SH SOLE 0 0 17,482
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,110,966 6,492 SH SOLE 0 0 6,492
BNY MELLON ETF TRUST US LRG CP CORE 09661T107 931,083 7,460 SH SOLE 0 0 7,460
BOEING CO COM 097023105 203,210 1,021 SH SOLE 0 0 1,021
BRIDGEBIO PHARMA INC COM 10806X102 267,262 3,599 SH SOLE 0 0 3,599
BROADCOM INC COM 11135F101 530,191 1,713 SH SOLE 0 0 1,713
CF BANKSHARES INC COM 12520L109 330,538 11,843 SH SOLE 0 0 11,843
CINCINNATI FINL CORP COM 172062101 306,833 1,950 SH SOLE 0 0 1,950
COCA COLA CO COM 191216100 810,769 10,661 SH SOLE 0 0 10,661
COLGATE PALMOLIVE CO COM 194162103 205,830 2,415 SH SOLE 0 0 2,415
COSTCO WHOLESALE CORPORATION COM 22160K105 386,615 388 SH SOLE 0 0 388
DBX ETF TR XTRACK MSCI EAFE 233051200 708,841 14,349 SH SOLE 0 0 14,349
DEERE & CO COM 244199105 237,713 422 SH SOLE 0 0 422
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,402,139 130,010 SH SOLE 0 0 130,010
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 365,673 9,410 SH SOLE 0 0 9,410
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 465,083 13,691 SH SOLE 0 0 13,691
DTE ENERGY CO COM 233331107 361,482 2,472 SH SOLE 0 0 2,472
EATON CORP PLC SHS G29183103 511,468 1,430 SH SOLE 0 0 1,430
ECOLAB INC COM 278865100 657,601 2,472 SH SOLE 0 0 2,472
ELI LILLY & CO COM 532457108 1,732,847 1,884 SH SOLE 0 0 1,884
EXXON MOBIL CORP COM 30231G102 620,956 3,660 SH SOLE 0 0 3,660
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 214,936 5,926 SH SOLE 0 0 5,926
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 5,701,482 150,039 SH SOLE 0 0 150,039
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 489,183 10,723 SH SOLE 0 0 10,723
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 253,593 4,296 SH SOLE 0 0 4,296
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 330,340 6,632 SH SOLE 0 0 6,632
GRANITESHARES GOLD TR SHS BEN INT 38748G101 251,224 5,446 SH SOLE 0 0 5,446
HOME DEPOT INC COM 437076102 295,014 897 SH SOLE 0 0 897
INNOVATOR ETFS TRUST EQUI DEFI 1 AUG 45783Y111 501,143 18,821 SH SOLE 0 0 18,821
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 539,091 13,545 SH SOLE 0 0 13,545
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 277,886 6,459 SH SOLE 0 0 6,459
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 360,351 6,757 SH SOLE 0 0 6,757
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 266,713 5,368 SH SOLE 0 0 5,368
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 652,306 14,103 SH SOLE 0 0 14,103
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 402,935 9,432 SH SOLE 0 0 9,432
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 552,208 12,013 SH SOLE 0 0 12,013
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 394,171 9,154 SH SOLE 0 0 9,154
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318 313,050 7,838 SH SOLE 0 0 7,838
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 1,192,508 28,059 SH SOLE 0 0 28,059
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 884,543 19,175 SH SOLE 0 0 19,175
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 1,552,680 38,000 SH SOLE 0 0 38,000
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 1,948,356 45,195 SH SOLE 0 0 45,195
INTERNATIONAL BUSINESS MACHS COM 459200101 611,792 2,524 SH SOLE 0 0 2,524
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 620,663 2,612 SH SOLE 0 0 2,612
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 340,077 6,172 SH SOLE 0 0 6,172
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,062,272 36,798 SH SOLE 0 0 36,798
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,082,664 16,193 SH SOLE 0 0 16,193
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 215,912 6,837 SH SOLE 0 0 6,837
INVESCO QQQ TR UNIT SER 1 46090E103 7,677,648 13,302 SH SOLE 0 0 13,302
IRON MTN INC DEL COM 46284V101 342,169 3,350 SH SOLE 0 0 3,350
ISHARES GOLD TR ISHARES NEW 464285204 632,901 7,179 SH SOLE 0 0 7,179
ISHARES INC CORE MSCI EMKT 46434G103 241,760 3,466 SH SOLE 0 0 3,466
ISHARES INC ESG AWR MSCI EM 46434G863 346,840 7,628 SH SOLE 0 0 7,628
ISHARES INC MSCI EMRG CHN 46434G764 519,156 6,600 SH SOLE 0 0 6,600
ISHARES INC MSCI WORLD ETF 464286392 717,380 3,985 SH SOLE 0 0 3,985
ISHARES SILVER TR ISHARES 46428Q109 246,326 3,615 SH SOLE 0 0 3,615
ISHARES TR 1 3 YR TREAS BD 464287457 557,513 6,752 SH SOLE 0 0 6,752
ISHARES TR 3 7 YR TREAS BD 464288661 601,421 5,071 SH SOLE 0 0 5,071
ISHARES TR 7-10 YR TRSY BD 464287440 277,635 2,909 SH SOLE 0 0 2,909
ISHARES TR CORE S&P MCP ETF 464287507 15,599,343 230,999 SH SOLE 0 0 230,999
ISHARES TR CORE S&P US GWT 464287671 620,440 4,000 SH SOLE 0 0 4,000
ISHARES TR CORE S&P500 ETF 464287200 35,841,703 54,870 SH SOLE 0 0 54,870
ISHARES TR ESG AWR MSCI USA 46435G425 7,712,198 54,534 SH SOLE 0 0 54,534
ISHARES TR ESG AWR US AGRGT 46435U549 567,472 11,934 SH SOLE 0 0 11,934
ISHARES TR ESG AWRE 1 5 YR 46435G243 245,311 9,787 SH SOLE 0 0 9,787
ISHARES TR ESG AWRE USD ETF 46435G193 250,859 10,842 SH SOLE 0 0 10,842
ISHARES TR ESG MSCI KLD ETF 464288570 532,266 4,392 SH SOLE 0 0 4,392
ISHARES TR ESG OPTIMIZED 464288802 212,153 1,606 SH SOLE 0 0 1,606
ISHARES TR ISHARES BIOTECH 464287556 200,256 1,186 SH SOLE 0 0 1,186
ISHARES TR MSCI ACWI ETF 464288257 5,616,162 40,588 SH SOLE 0 0 40,588
ISHARES TR MSCI EAFE ETF 464287465 3,245,502 33,414 SH SOLE 0 0 33,414
ISHARES TR MSCI EMG MKT ETF 464287234 1,261,136 22,207 SH SOLE 0 0 22,207
ISHARES TR RUS 1000 ETF 464287622 6,152,443 17,255 SH SOLE 0 0 17,255
ISHARES TR RUS 1000 GRW ETF 464287614 18,003,461 42,222 SH SOLE 0 0 42,222
ISHARES TR RUS 1000 VAL ETF 464287598 6,923,549 32,403 SH SOLE 0 0 32,403
ISHARES TR RUS 2000 VAL ETF 464287630 333,316 1,758 SH SOLE 0 0 1,758
ISHARES TR RUS MD CP GR ETF 464287481 605,367 4,725 SH SOLE 0 0 4,725
ISHARES TR RUS MDCP VAL ETF 464287473 506,884 3,478 SH SOLE 0 0 3,478
ISHARES TR RUS MID CAP ETF 464287499 2,302,795 23,684 SH SOLE 0 0 23,684
ISHARES TR RUSSELL 2000 ETF 464287655 340,752 1,374 SH SOLE 0 0 1,374
ISHARES TR S&P 500 GRWT ETF 464287309 2,972,983 26,284 SH SOLE 0 0 26,284
ISHARES TR S&P 500 VAL ETF 464287408 2,085,951 9,879 SH SOLE 0 0 9,879
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 1,525,509 28,371 SH SOLE 0 0 28,371
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 209,999 3,705 SH SOLE 0 0 3,705
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 6,975,155 139,531 SH SOLE 0 0 139,531
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 36,375,431 718,740 SH SOLE 0 0 718,740
JOHNSON & JOHNSON COM 478160104 751,164 3,073 SH SOLE 0 0 3,073
JPMORGAN CHASE & CO COM 46625H100 1,201,055 4,083 SH SOLE 0 0 4,083
LAM RESEARCH CORP COM NEW 512807306 892,031 4,175 SH SOLE 0 0 4,175
MCDONALDS CORP COM 580135101 466,185 1,500 SH SOLE 0 0 1,500
MERCK & CO INC COM 58933Y105 741,347 6,163 SH SOLE 0 0 6,163
META PLATFORMS INC CL A 30303M102 201,962 353 SH SOLE 0 0 353
MICROSOFT CORP COM 594918104 2,345,397 6,336 SH SOLE 0 0 6,336
NETFLIX INC. COM 64110L106 220,184 2,290 SH SOLE 0 0 2,290
NEXTERA ENERGY INC COM 65339F101 338,919 3,649 SH SOLE 0 0 3,649
NVIDIA CORPORATION COM 67066G104 1,721,502 9,871 SH SOLE 0 0 9,871
ORACLE CORP COM 68389X105 309,078 2,101 SH SOLE 0 0 2,101
PALANTIR TECHNOLOGIES INC CL A 69608A108 465,170 3,180 SH SOLE 0 0 3,180
PHILIP MORRIS INTL INC COM 718172109 264,048 1,597 SH SOLE 0 0 1,597
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 34,892,661 346,949 SH SOLE 0 0 346,949
PNC FINL SVCS GROUP INC COM 693475105 202,888 975 SH SOLE 0 0 975
PROCTER & GAMBLE CO COM 742718109 652,724 4,519 SH SOLE 0 0 4,519
RTX CORPORATION COM 75513E101 275,075 1,426 SH SOLE 0 0 1,426
SALESFORCE INC COM 79466L302 265,631 1,423 SH SOLE 0 0 1,423
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 245,195 7,992 SH SOLE 0 0 7,992
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,830,471 62,838 SH SOLE 0 0 62,838
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 729,586 28,455 SH SOLE 0 0 28,455
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 272,770 9,380 SH SOLE 0 0 9,380
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,546,876 25,251 SH SOLE 0 0 25,251
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 496,761 10,062 SH SOLE 0 0 10,062
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 3,080,356 23,178 SH SOLE 0 0 23,178
SOUTHERN CO COM 842587107 354,518 3,673 SH SOLE 0 0 3,673
SPDR GOLD TR GOLD SHS 78463V107 1,591,212 3,698 SH SOLE 0 0 3,698
SPDR INDEX SHS FDS ST MAR DIVID ETF 78463X533 559,392 14,169 SH SOLE 0 0 14,169
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 545,985 11,639 SH SOLE 0 0 11,639
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 971,904 26,562 SH SOLE 0 0 26,562
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 523,790 10,525 SH SOLE 0 0 10,525
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 203,599 4,460 SH SOLE 0 0 4,460
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 954,911 15,138 SH SOLE 0 0 15,138
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 326,232 11,180 SH SOLE 0 0 11,180
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 626,845 24,467 SH SOLE 0 0 24,467
SPDR SERIES TRUST ST STR P400MID 78464A847 42,310,854 714,469 SH SOLE 0 0 714,469
SPDR SERIES TRUST ST STR P500ETF 78464A854 141,592,724 1,849,918 SH SOLE 0 0 1,849,918
SPDR SERIES TRUST ST STR P500GRW 78464A409 3,272,054 33,419 SH SOLE 0 0 33,419
SPDR SERIES TRUST ST STR P500VAL 78464A508 2,395,767 42,343 SH SOLE 0 0 42,343
SPDR SERIES TRUST ST STR SP METAL 78464A755 1,011,298 9,363 SH SOLE 0 0 9,363
SPDR SERIES TRUST ST STR SP TRANS 78464A532 258,261 2,777 SH SOLE 0 0 2,777
SPDR SERIES TRUST ST STR SP400GRW 78464A821 225,410 2,349 SH SOLE 0 0 2,349
SPDR SERIES TRUST ST STR SP500FF 78468R796 8,734,981 164,718 SH SOLE 0 0 164,718
SPDR SERIES TRUST ST STR SW SERV 78464A599 242,462 1,704 SH SOLE 0 0 1,704
STANDARD LITHIUM CORP COM 853606101 181,753 53,300 SH SOLE 0 0 53,300
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 45,314,065 69,678 SH SOLE 0 0 69,678
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,257,030 10,145 SH SOLE 0 0 10,145
TESLA INC COM 88160R101 277,697 747 SH SOLE 0 0 747
TRANE TECHNOLOGIES PLC SHS G8994E103 200,869 482 SH SOLE 0 0 482
VALLEY NATL BANCORP COM 919794107 521,139 42,438 SH SOLE 0 0 42,438
VANECK ETF TRUST GOLD MINERS ETF 92189F106 434,531 4,735 SH SOLE 0 0 4,735
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,602,995 4,181 SH SOLE 0 0 4,181
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 375,122 5,094 SH SOLE 0 0 5,094
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 330,515 1,606 SH SOLE 0 0 1,606
VANGUARD INDEX FDS GROWTH ETF 922908736 2,411,518 5,521 SH SOLE 0 0 5,521
VANGUARD INDEX FDS LARGE CAP ETF 922908637 250,735 839 SH SOLE 0 0 839
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 602,971 2,343 SH SOLE 0 0 2,343
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 241,960 1,313 SH SOLE 0 0 1,313
VANGUARD INDEX FDS MID CAP ETF 922908629 4,016,212 13,985 SH SOLE 0 0 13,985
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,779,803 4,652 SH SOLE 0 0 4,652
VANGUARD INDEX FDS SMALL CP ETF 922908751 230,490 880 SH SOLE 0 0 880
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,255,936 7,032 SH SOLE 0 0 7,032
VANGUARD INDEX FDS VALUE ETF 922908744 1,124,226 5,730 SH SOLE 0 0 5,730
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 631,224 8,344 SH SOLE 0 0 8,344
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,571,543 20,926 SH SOLE 0 0 20,926
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 225,983 4,181 SH SOLE 0 0 4,181
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 846,994 2,870 SH SOLE 0 0 2,870
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 310,977 1,446 SH SOLE 0 0 1,446
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 540,579 8,436 SH SOLE 0 0 8,436
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 521,016 3,518 SH SOLE 0 0 3,518
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 415,282 2,865 SH SOLE 0 0 2,865
VANGUARD WORLD FD MEGA GRWTH IND 921910816 633,099 1,723 SH SOLE 0 0 1,723
VISA INC COM CL A 92826C839 342,136 1,132 SH SOLE 0 0 1,132
WALMART INC COM 931142103 333,070 2,680 SH SOLE 0 0 2,680
WORLD GOLD TR SPDR GLD MINIS 98149E303 12,033,201 129,822 SH SOLE 0 0 129,822