The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 14,626,901 296,812 SH SOLE 0 0 296,812
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 897,499 18,212 SH DFND 0 0 18,212
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 9,323,577 220,259 SH SOLE 0 0 220,259
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 105,740 2,498 SH DFND 0 0 2,498
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 14,621,737 309,783 SH SOLE 0 0 309,783
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 210,069 4,451 SH DFND 0 0 4,451
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 9,801,710 283,123 SH SOLE 0 0 283,123
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 7,781,481 31,605 SH SOLE 0 0 31,605
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,708,712 11,002 SH DFND 0 0 11,002
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,791,991 165,502 SH SOLE 0 0 165,502
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,758,249 38,712 SH DFND 0 0 38,712
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,968,349 66,483 SH SOLE 0 0 66,483
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 762,710 12,778 SH DFND 0 0 12,778
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,022,949 21,874 SH SOLE 0 0 21,874
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,325,877 4,842 SH DFND 0 0 4,842
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 5,192,241 200,860 SH SOLE 0 0 200,860
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 1,062,820 41,115 SH DFND 0 0 41,115
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 3,922,709 142,800 SH SOLE 0 0 142,800
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 3,537,995 128,795 SH DFND 0 0 128,795
ISHARES TR CORE S&P TTL STK 464287150 293,758 1,788 SH SOLE 0 0 1,788
ISHARES TR CORE S&P TTL STK 464287150 105,393 642 SH DFND 0 0 642
ISHARES TR RUS 2000 GRW ETF 464287648 317,451 806 SH SOLE 0 0 806
ISHARES TR RUS 2000 GRW ETF 464287648 206,443 524 SH DFND 0 0 524
ISHARES TR S&P 100 ETF 464287101 298,955 817 SH SOLE 0 0 817
ISHARES TR S&P 100 ETF 464287101 130,084 356 SH DFND 0 0 356
ISHARES TR S&P 500 GRWT ETF 464287309 256,352 1,864 SH SOLE 0 0 1,864
ISHARES TR S&P 500 GRWT ETF 464287309 393,861 2,864 SH DFND 0 0 2,864
VANGUARD INDEX FDS MID CAP ETF 922908629 199,515 2,476 SH SOLE 0 0 2,476
VANGUARD INDEX FDS MID CAP ETF 922908629 48,498 602 SH DFND 0 0 602
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 849,392 8,384 SH SOLE 0 0 8,384
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,848,330 155,167 SH SOLE 0 0 155,167
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 18,209 360 SH DFND 0 0 360
ALPHABET INC CAP STK CL C 02079K107 287,151 813 SH DFND 0 0 813
ALPHABET INC CAP STK CL C 02079K107 15,677 44 SH SOLE 0 0 44
AMGEN INC COM 031162100 83,420 230 SH DFND 0 0 230
AMGEN INC COM 031162100 457,767 1,264 SH SOLE 0 0 1,264
APPLE INC COM 037833100 160,259 554 SH DFND 0 0 554
APPLE INC COM 037833100 906,854 3,134 SH SOLE 0 0 3,134
BROADCOM INC COM 11135F101 384,726 1,018 SH DFND 0 0 1,018
BROADCOM INC COM 11135F101 28,178 75 SH SOLE 0 0 75
CATERPILLAR INC COM 149123101 90,570 85 SH DFND 0 0 85
CATERPILLAR INC COM 149123101 111,907 105 SH SOLE 0 0 105
DEERE & CO COM 244199105 29,893 47 SH DFND 0 0 47
DEERE & CO COM 244199105 704,789 1,111 SH SOLE 0 0 1,111
INTERNATIONAL BUSINESS MACHS COM 459200101 32,041 114 SH DFND 0 0 114
INTERNATIONAL BUSINESS MACHS COM 459200101 344,904 1,226 SH SOLE 0 0 1,226
META PLATFORMS INC CL A 30303M102 100,227 178 SH DFND 0 0 178
META PLATFORMS INC CL A 30303M102 2,278,191 4,044 SH SOLE 0 0 4,044
MICROSOFT CORP COM 594918104 178,698 479 SH DFND 0 0 479
MICROSOFT CORP COM 594918104 36,491 98 SH SOLE 0 0 98
NVIDIA CORPORATION COM 67066G104 296,160 1,480 SH DFND 0 0 1,480
NVIDIA CORPORATION COM 67066G104 52,834 264 SH SOLE 0 0 264
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 320,504 671 SH DFND 0 0 671
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 41,212 86 SH SOLE 0 0 86
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 2,895,288 37,896 SH DFND 0 0 37,896
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 826,780 10,822 SH SOLE 0 0 10,822
VANGUARD INDEX FDS TOTAL STK MKT 922908769 242,206 655 SH DFND 0 0 655
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,288,330 3,482 SH SOLE 0 0 3,482
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 292,336 3,815 SH DFND 0 0 3,815
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 219,838 2,869 SH SOLE 0 0 2,869
ISHARES TR MSCI ACWI EX US 464288240 1,611,761 21,177 SH SOLE 0 0 21,177
ISHARES TR RUSSELL 2000 ETF 464287655 480,176 1,598 SH SOLE 0 0 1,598
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,837,011 22,234 SH SOLE 0 0 22,234
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 300,941 1,373 SH SOLE 0 0 1,373
VANGUARD MALVERN FDS CORE BD ETF 922020748 9,174,534 118,791 SH SOLE 0 0 118,791
VANGUARD MALVERN FDS CORE BD ETF 922020748 540,290 6,996 SH DFND 0 0 6,996
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 866,488 38,873 SH SOLE 0 0 38,873
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 533,778 14,230 SH SOLE 0 0 14,230
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 185,299 4,940 SH DFND 0 0 4,940
CAPITAL GRP FIXED INCM ETF T HIGH YIELD BOND 14020Y870 480,217 18,958 SH SOLE 0 0 18,958
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 600,177 21,960 SH SOLE 0 0 21,960
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,846,622 35,725 SH SOLE 0 0 35,725
VANGUARD MALVERN FDS SHOR DURA BD ETF 922020730 291,557 3,819 SH SOLE 0 0 3,819
VANGUARD STAR FDS VG TL INTL STK F 921909768 252,678 2,956 SH SOLE 0 0 2,956
VANGUARD STAR FDS VG TL INTL STK F 921909768 240,569 2,814 SH DFND 0 0 2,814
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 713,176 27,241 SH SOLE 0 0 27,241
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 228,878 5,692 SH SOLE 0 0 5,692
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 371,708 9,976 SH SOLE 0 0 9,976
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 307,012 3,729 SH SOLE 0 0 3,729
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 299,131 1,906 SH DFND 0 0 1,906
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 273,839 1,745 SH SOLE 0 0 1,745
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 718,060 1,435 SH SOLE 0 0 1,435
HOME BANCSHARES INC COM 436893200 1,000,033 35,027 SH SOLE 0 0 35,027
ISHARES TR MSCI ACWI ETF 464288257 978,607 6,234 SH SOLE 0 0 6,234
ISHARES TR MSCI EMG MKT ETF 464287234 202,227 2,956 SH SOLE 0 0 2,956
ISHARES TR RUS 1000 ETF 464287622 978,232 2,389 SH SOLE 0 0 2,389
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,449,766 6,127 SH SOLE 0 0 6,127
WALMART INC COM 931142103 1,431,770 12,641 SH SOLE 0 0 12,641
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 280,323 8,835 SH SOLE 0 0 8,835
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 506,789 12,331 SH SOLE 0 0 12,331
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 293,051 2,984 SH SOLE 0 0 2,984
ISHARES TR CORE S&P500 ETF 464287200 557,468 744 SH SOLE 0 0 744
ISHARES TR CORE S&P500 ETF 464287200 529,534 707 SH DFND 0 0 707
ISHARES TR CORE S&P MCP ETF 464287507 132,244 1,715 SH SOLE 0 0 1,715
ISHARES TR CORE S&P MCP ETF 464287507 132,354 1,716 SH DFND 0 0 1,716
ISHARES TR CORE S&P SCP ETF 464287804 138,571 934 SH SOLE 0 0 934
ISHARES TR CORE S&P SCP ETF 464287804 115,657 780 SH DFND 0 0 780
ISHARES TR NATIONAL MUN ETF 464288414 2,419,685 22,484 SH DFND 0 0 22,484
ISHARES TR NATIONAL MUN ETF 464288414 1,234,364 11,470 SH SOLE 0 0 11,470
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 518,007 1,563 SH SOLE 0 0 1,563
JOHNSON & JOHNSON COM 478160104 202,797 799 SH SOLE 0 0 799
JOHNSON & JOHNSON COM 478160104 13 0 SH DFND 0 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 466,078 12,808 SH DFND 0 0 12,808
WP CAREY INC COM 92936U109 406,401 5,684 SH SOLE 0 0 5,684
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 646,300 13,754 SH DFND 0 0 13,754
VANGUARD INDEX FDS GROWTH ETF 922908736 88,061 1,022 SH DFND 0 0 1,022
VANGUARD INDEX FDS GROWTH ETF 922908736 245,099 2,845 SH SOLE 0 0 2,845
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 228,007 8,231 SH SOLE 0 0 8,231
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 248,688 8,978 SH DFND 0 0 8,978
ALPS ETF TR ALERIAN MLP 00162Q452 366,580 7,070 SH SOLE 0 0 7,070