gpmt-20260728

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): July 28, 2026

Granite Point Mortgage Trust Inc.

(Exact name of registrant as specified in its charter)

Maryland

001-38124

61-1843143

(State or other jurisdiction
of incorporation)

(Commission
File Number)

(I.R.S. Employer
Identification No.)


1114 Avenue of the Americas, Suite 3020
New York,	NY	10036
(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (212) 364-5500

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:

Trading Symbol(s)

Name of each exchange on which registered:

Common Stock, par value $0.01 per share

GPMT

NYSE

7.00% Series A Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock, par value $0.01 per share

GPMTPrA

NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging Growth Company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

JPMorgan Repurchase Facility

On July 28, 2026, GP Commercial JPM LLC (“GPC”), a wholly owned subsidiary of Granite Point Mortgage Trust Inc. (the “Company”), entered into an amendment (the “MRA Amendment”) to that certain previously disclosed Uncommitted Master Repurchase Agreement (as amended, the “MRA”), dated as of December 3, 2015, between GPC and JPMorgan Chase Bank, National Association (“JPMorgan”) and, in connection therewith, the Company entered into an amendment and restatement (the “2nd A&R Guaranty”) of that certain Amended and Restated Guarantee Agreement, dated as of June 28, 2017, in favor of JPMorgan. On July 31, 2026, GPC entered into an amendment and restatement of the MRA (collectively, with the MRA Amendment and the 2nd A&R Guaranty, the “Facility Amendments”). Among other things, the Facility Amendments (i) increase the maximum facility amount to $651 million, (ii) extend the facility’s maturity date to July 28, 2028, and provide three 364-day options to further extend the facility’s final maturity date; (iii) adjust the facility’s principal payment waterfall mechanics; (iv) modify the facility’s “Unrestricted Cash” and “Minimum Tangible Net Worth” financial covenants and (v) update outdated language.

The foregoing descriptions of the Facility Amendments do not purport to be complete and are qualified in their entirety by reference to the full text of the Facility Amendments, which are filed herewith as Exhibit 10.1, 10.2 and 10.3, and are incorporated herein by reference.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 of this Current Report on Form 8-K is incorporated herein by reference.


Item 9.01			Financial Statements and Exhibits.

*Certain schedules and similar attachments have been omitted in reliance on Instruction 4 of Item 1.01 of Form 8-K and Item 601(a)(5) of Regulation S-K

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	GRANITE POINT MORTGAGE TRUST INC.


	By:	/s/ MICHAEL J. KARBER
		Michael J. Karber
		General Counsel and Secretary

Date: August 3, 2026


Exhibit No.						Description

10.1						Amendment No. 14 to Master Repurchase Agreement, dated as of July 28, 2026, between GP Commercial JPM LLC and JPMorgan Chase Bank, National Association, and acknowledged and agreed to by Granite Point Mortgage Trust Inc.
10.2						Second Amended and Restated Guarantee Agreement, dated as of July 28, 2026, made by Granite Point Mortgage Trust Inc. in favor of JPMorgan Chase Bank, National Association.
10.3*						Amended and Restated Uncommitted Master Repurchase Facility, dated as of July 31, 2026, between GP Commercial JPM LLC and JPMorgan Chase Bank, National Association.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)