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Loan Number
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Seller Loan Number
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Originator
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Last Name
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Note Date
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Original Balance
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State
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TPR QM ATR Status
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Loan Status
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Exception Date
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Remediation Status
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Exception ID
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Exception Type
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Exception Category
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Exceptions
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Exception Rebuttal
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Exception Rebuttal Date
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Exception Rebuttal Response
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Exception Rebuttal Response Date
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Compensating Factors
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Initial Overall Loan Grade
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Final Overall Loan Grade
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Initial Exception Grade
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Final Exception Grade
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Initial Credit Grade
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Final Credit Grade
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Initial Property Valuation Grade
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Final Property Valuation Grade
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Initial Compliance Grade
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Final Compliance Grade
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Initial Overall Grade (DBRS/Morningstar)
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Initial Credit Grade (DBRS/Morningstar)
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Initial Property Valuation Grade (DBRS/Morningstar)
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Initial Compliance Grade (DBRS/Morningstar)
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Initial Overall Grade (Fitch)
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Initial Credit Grade (Fitch)
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Initial Property Valuation Grade (Fitch)
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Initial Compliance Grade (Fitch)
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Initial Overall Grade (Kroll)
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Initial Credit Grade (Kroll)
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Initial Property Valuation Grade (Kroll)
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Initial Compliance Grade (Kroll)
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Initial Overall Grade (Moodys)
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Initial Credit Grade (Moodys)
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Initial Property Valuation Grade (Moodys)
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Initial Compliance Grade (Moodys)
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Initial Overall Grade (S&P)
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Initial Credit Grade (S&P)
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Initial Property Valuation Grade (S&P)
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Initial Compliance Grade (S&P)
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Final Overall Grade (DBRS/Morningstar)
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Final Credit Grade (DBRS/Morningstar)
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Final Property Grade (DBRS/Morningstar)
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Final Compliance Grade (DBRS/Morningstar)
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Final Overall Grade (Fitch)
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Final Credit Grade (Fitch)
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Final Property Grade (Fitch)
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Final Compliance Grade (Fitch)
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Final Overall Grade (Kroll)
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Final Credit Grade (Kroll)
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Final Property Grade (Kroll)
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Final Compliance Grade (Kroll)
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Final Overall Grade (Moodys)
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Final Credit Grade (Moodys)
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Final Property Grade (Moodys)
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Final Compliance Grade (Moodys)
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Final Overall Grade (S&P)
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Final Credit Grade (S&P)
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Final Property Grade (S&P)
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Final Compliance Grade (S&P)
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RATE202630280
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/11/2026
|
Resolved
|
FCRE5774
|
Credit
|
Borrower 1 Credit Report is Incomplete
|
Borrower 1 Credit Report is Partially Present. Missing supporting documentation for the PITIA payment of XXX for the property at XXX. Please provide evidence
of the new monthly payment of XXX for the property at XXX.
|
property was refinanced. Final PITI came in lower than expected.
|
06/18/2026
|
Lender provided the final signed CD for XXX. Property was refinanced. Final PITI came in lower than expected. Condition cleared. ; Borrower 1 Credit Report is
not partially present.
|
06/19/2026
|
Original LTV is Below the Guideline Maximum - Calculated LTV of XX.XX% is less than Guideline LTV of 75% Calculated LTV of XX.XX% is less than Guideline LTV
of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XX.XX% is less than Guideline CLTV of 75% Calculated CLTV of XX.XX% is less than Guideline CLTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is
less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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A
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A
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|
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RATE202630280
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/11/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/15/2026
|
Original LTV is Below the Guideline Maximum - Calculated LTV of XX.XX% is less than Guideline LTV of 75% Calculated LTV of XX.XX% is less than Guideline LTV
of 75% | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XX.XX% is less than Guideline CLTV of 75% Calculated CLTV of XX.XX% is less than Guideline CLTV of 75% | Qualifying DTI below max allowed. - Calculated DTI of XXX% is
less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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A
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A
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A
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C
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A
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A
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C
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A
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A
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
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RATE202630281
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/12/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/17/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max
allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
|
RATE202630282
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/17/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/22/2026
|
Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than
Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
|
C
|
A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
|
RATE202630283
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/18/2026
|
Resolved
|
FCRE1491
|
Credit
|
Asset Qualification Does Not Meet Guideline Requirements
|
Asset Qualification Does Not Meet Guideline Requirements. Lender to provide source of XXX to escrow of XXX and XXX Lender also to provide source of additional
deposit to escrow in the amount of XXX were provided. Additional conditions may apply.
|
XXX
|
06/22/2026
|
Lender provided the source of the gift funds to escrow of XXX and XXX and the source of additional deposit to escrow in the amount of XXX Condition cleared. ;
Asset Qualification Meets Guideline Requirements.
|
06/23/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time -
Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
|
C
|
A
|
C
|
A
|
C
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A
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A
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A
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A
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A
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C
|
C
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A
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A
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C
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C
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A
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A
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C
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C
|
A
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A
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C
|
C
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A
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A
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C
|
C
|
A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
|
|
RATE202630283
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/18/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/22/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time -
Borrower has XXX years on job. | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
|
C
|
A
|
C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
|
A
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A
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C
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C
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A
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A
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C
|
C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
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|||
|
RATE202630284
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/19/2026
|
Resolved
|
FVAL9739
|
Property
|
Property/Appraisal General
|
Property/Appraisal guideline violation: Missing CDA. Please provide CDA.
|
Please see CDA attached
|
06/26/2026
|
CDA provided within tolerance. Condition cleared.
|
06/29/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater
than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years
on job. Borrower has XXX years on job.
|
C
|
A
|
C
|
A
|
C
|
A
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C
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A
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A
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
|
|
RATE202630284
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/19/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.
|
06/24/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater
than Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years
on job. Borrower has XXX years on job.
|
C
|
A
|
C
|
A
|
C
|
A
|
C
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A
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A
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
|
A
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C
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C
|
C
|
A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
|
RATE202630285
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/23/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/29/2026
|
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% |
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
|
C
|
A
|
C
|
A
|
C
|
A
|
A
|
A
|
A
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A
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C
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C
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A
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A
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C
|
C
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A
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A
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C
|
C
|
A
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A
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C
|
C
|
A
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A
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C
|
C
|
A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
A
|
A
|
A
|
|||
|
RATE202630286
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/23/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared; HMDA Data Tape Provided.
|
06/29/2026
|
Borrower has stable job time - Borrower has XXX years on job. | Original LTV is Below the Guideline Maximum - Calculated LTV of XX.XX% is less than Guideline
LTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the Guideline Maximum - Calculated CLTV of XX.XX% is less than Guideline CLTV of
80%
|
C
|
A
|
C
|
A
|
C
|
A
|
A
|
A
|
A
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A
|
C
|
C
|
A
|
A
|
C
|
C
|
A
|
A
|
C
|
C
|
A
|
A
|
C
|
C
|
A
|
A
|
C
|
C
|
A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
A
|
A
|
A
|
|||
|
RATE202630287
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/26/2026
|
Cured
|
finding-3634
|
Compliance
|
Charges That Cannot Increase Test
|
This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according
to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data
between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b
Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal
Fee on CD XX/XX/XXXX without a COC.
|
PCCD/LOE/Check/UPS for XXX cure
|
07/06/2026
|
Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B
|
07/07/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max
allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.
|
C
|
B
|
C
|
B
|
C
|
A
|
A
|
A
|
C
|
B
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
B
|
A
|
A
|
B
|
B
|
A
|
A
|
B
|
B
|
A
|
A
|
B
|
B
|
A
|
A
|
B
|
B
|
A
|
A
|
B
|
|
|
RATE202630287
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
06/29/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.
|
07/01/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Qualifying DTI below max
allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Borrower has stable job time - Borrower has XXX years on job.
|
C
|
B
|
C
|
A
|
C
|
A
|
A
|
A
|
C
|
B
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
C
|
C
|
A
|
C
|
C
|
C
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A
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C
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C
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C
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A
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C
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B
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A
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A
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B
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B
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A
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A
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B
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B
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A
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A
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B
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B
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A
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A
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B
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B
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A
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A
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B
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|||
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RATE202630288
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XXX
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XXXXX
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XX/XX/XXXX
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$XXXXXX
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XXX
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QM: Safe Harbor APOR (APOR SH)
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Curative
|
06/30/2026
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Resolved
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FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.
|
07/06/2026
|
Borrower has stable job time - Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than
Guideline minimum FICO of XXX | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX%
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
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RATE202630289
|
XXX
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XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
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QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
07/01/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA received - no level XXX discrepancies - condition cleared ; HMDA Data Tape Provided.
|
07/06/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of XX.XX% is less than Guideline CLTV of 75% | Original LTV is Below the Guideline Maximum - Calculated LTV of XX.XX% is less than Guideline LTV of 75% | Borrower has stable job time - Borrower has XXX years
on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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|||
|
RATE202630290
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
07/02/2026
|
Resolved
|
finding-3532
|
Compliance
|
Initial Closing Disclosure Delivery Date Test
|
This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing
disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business
days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing
disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the
transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the
consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business
days before consummation. Documentation required. The initial CD is missing from the loan file. The earliest CD in the file is dated XX/XX/XXXX. The violation can be cured by providing the initial CD was well as evidence showing that it was
received by the consumer XXX business days prior to consummation XX/XX/XXXX
|
Initial CD
|
07/07/2026
|
Initial CD provided - exception resolved; Initial CD provided - exception resolved
|
07/08/2026
|
Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum -
Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
|
C
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A
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C
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A
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C
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A
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A
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A
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C
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A
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
|
|
RATE202630290
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
07/02/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply. Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.
|
07/08/2026
|
Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. | Qualifying FICO is Greater than the Guideline Minimum -
Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX
|
C
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A
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C
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A
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C
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A
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A
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A
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C
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A
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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C
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C
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A
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
A
|
|||
|
RATE202630291
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
07/06/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA review completed, no Level XXX findings noted, condition cleared. ; HMDA Data Tape Provided.
|
07/08/2026
|
Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Borrower has stable job time -
Borrower has XXX years on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
|
|||
|
RATE202630292
|
XXX
|
XXXXX
|
XX/XX/XXXX
|
$XXXXXX
|
XXX
|
QM: Safe Harbor APOR (APOR SH)
|
Loan Review Complete
|
07/08/2026
|
Resolved
|
FCRE3606
|
Credit
|
HMDA Data Tape Not Provided
|
Loan is pending HMDA data review. Additional conditions may apply.
|
HMDA review completed, no Level XXX findings noted, condition cleared.; HMDA Data Tape Provided.
|
07/13/2026
|
Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% | Original CLTV is Below the Guideline Maximum - Calculated CLTV
of XX.XX% is less than Guideline CLTV of 80% | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX | Original LTV is Below the Guideline Maximum - Calculated LTV of XX.XX%
is less than Guideline LTV of 80% | Borrower has stable job time - Borrower has XXX years on job.
|
C
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A
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C
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A
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C
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A
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A
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A
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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C
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C
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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A
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