Loan ID

Lender Application Date

Final QM Status

QM Total Points and Fees

APR

Residual Income

Residual Income Meets Guidelines?

Borrower 1 Employment Indicator

Borrower 2 Employment Indicator

Borrower 1 Foreign National Indicator

Borrower 2 Foreign National Indicator

Business Purpose Loan?

Business Purpose Verified?

RATE202630280   

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)    

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630281

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Not Employed 

No

No

No

RATE202630282

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630283

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630284

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Not Employed

No

No

No

RATE202630285

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630286

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

No

No

RATE202630287

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630288

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No

RATE202630289

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

No

No

RATE202630290

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Not Employed

No

No

No

RATE202630291

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Retired

No

No

No

RATE202630292

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

XXX

XXX

XXX

N/A

Employed

Employed

No

No

No