The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 786,878 3,127 SH SOLE 0 0 3,127
ADVANCED MICRO DEVICES INC COM 007903107 274,190 472 SH SOLE 9 0 463
ALPHABET INC CAP STK CL A 02079K305 3,230,442 9,039 SH SOLE 23 0 9,016
ALPHABET INC CAP STK CL C 02079K107 1,783,422 5,047 SH SOLE 0 0 5,047
ALPS ETF TR OSHARES US SMLCP 00162Q395 5,028,659 105,822 SH SOLE 132 0 105,690
AMAZON COM INC COM 023135106 3,120,586 13,093 SH SOLE 14 0 13,079
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,904,516 55,342 SH SOLE 81 0 55,261
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 9,336,477 104,669 SH SOLE 104 0 104,565
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 321,887 6,332 SH SOLE 0 0 6,332
AMGEN INC COM 031162100 1,301,367 3,594 SH SOLE 5 0 3,589
APPLE INC COM 037833100 6,404,649 22,134 SH SOLE 8 0 22,126
APPLIED MATLS INC COM 038222105 858,924 1,188 SH SOLE 0 0 1,188
ARES CAPITAL CORP COM 04010L103 1,516,440 81,837 SH SOLE 339 0 81,498
B2GOLD CORP COM 11777Q209 39,708 10,617 SH SOLE 0 0 10,617
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,377,073 2,752 SH SOLE 0 0 2,752
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 4,765,847 70,076 SH SOLE 220 0 69,856
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 6,277,761 119,942 SH SOLE 0 0 119,942
BLACKROCK ETF TRUST II ISH HIG MUN ETF 092528843 261,350 5,248 SH SOLE 0 0 5,248
BLACKROCK ETF TRUST II SHOR DURA HI ETF 092528108 304,534 13,565 SH SOLE 0 0 13,565
BLUE OWL CAPITAL CORPORATION COM 69121K104 409,628 37,684 SH SOLE 0 0 37,684
BROADCOM INC COM 11135F101 3,286,793 8,701 SH SOLE 2 0 8,699
CATERPILLAR INC COM 149123101 318,366 299 SH SOLE 0 0 299
CHEVRON CORPORATION COM 166764100 1,061,382 6,403 SH SOLE 0 0 6,403
CISCO SYS INC COM 17275R102 356,843 3,038 SH SOLE 0 0 3,038
CITIGROUP INC COM NEW 172967424 237,232 1,695 SH SOLE 0 0 1,695
COHEN & STEERS QUALITY INCOM COM 19247L106 3,706,710 301,114 SH SOLE 247 0 300,867
CORNING INC COM 219350105 341,254 1,336 SH SOLE 0 0 1,336
COSTCO WHOLESALE CORPORATION COM 22160K105 1,038,857 1,111 SH SOLE 0 0 1,111
CSX CORP COM 126408103 1,022,985 21,523 SH SOLE 0 0 21,523
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,121,158 94,801 SH SOLE 110 0 94,691
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 211,238 3,022 SH SOLE 0 0 3,022
EATON CORP PLC SHS G29183103 1,350,374 3,169 SH SOLE 0 0 3,169
ETF SER SOLUTIONS BAHL GAYNOR SML 26922B832 7,028,911 214,231 SH SOLE 190 0 214,041
EXXON MOBIL CORP COM 30231G102 435,269 3,184 SH SOLE 0 0 3,184
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 923,738 46,210 SH SOLE 0 0 46,210
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 235,338 12,200 SH SOLE 0 0 12,200
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 5,100,702 119,398 SH SOLE 144 0 119,254
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 312,058 12,398 SH SOLE 0 0 12,398
GE AEROSPACE COM NEW 369604301 523,215 1,400 SH SOLE 0 0 1,400
GE VERNOVA INC COM 36828A101 397,285 338 SH SOLE 0 0 338
GLOBAL X FDS US INFR DEV ETF 37954Y673 6,902,304 117,147 SH SOLE 32 0 117,115
GOLDMAN SACHS GROUP INC COM 38141G104 1,742,262 1,723 SH SOLE 0 0 1,723
GOLUB CAP BDC INC COM 38173M102 451,360 35,043 SH SOLE 0 0 35,043
HOME DEPOT INC COM 437076102 307,733 873 SH SOLE 0 0 873
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 283,481 8,272 SH SOLE 0 0 8,272
INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 201,357 5,945 SH SOLE 0 0 5,945
INTEL CORP COM 458140100 296,003 2,120 SH SOLE 0 0 2,120
INTERNATIONAL BUSINESS MACHS COM 459200101 254,533 905 SH SOLE 9 0 896
INVESCO EXCH TRADED FD TR II SHORT TERM ETF 46138G888 23,886,883 226,266 SH SOLE 277 0 225,989
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 5,025,757 16,588 SH SOLE 49 0 16,539
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 346,787 4,630 SH SOLE 0 0 4,630
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 215,795 4,749 SH SOLE 0 0 4,749
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 365,417 4,831 SH SOLE 0 0 4,831
INVESCO EXCH TRD SLF IDX FD BLOO PRI PWR ETF 46138J775 446,324 5,024 SH SOLE 0 0 5,024
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 6,386,971 36,156 SH SOLE 8 0 36,148
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 797,895 12,370 SH SOLE 0 0 12,370
INVESCO QQQ TR UNIT SER 1 46090E103 4,557,053 6,188 SH SOLE 0 0 6,188
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 5,146,246 128,624 SH SOLE 32 0 128,592
ISHARES INC CORE MSCI EMKT 46434G103 399,620 4,824 SH SOLE 0 0 4,824
ISHARES SILVER TR ISHARES 46428Q109 252,592 4,724 SH SOLE 0 0 4,724
ISHARES TR RUSSELL 2000 ETF 464287655 419,665 1,397 SH SOLE 0 0 1,397
ISHARES TR CORE S&P MCP ETF 464287507 6,425,193 83,325 SH SOLE 105 0 83,220
ISHARES TR MRGSTR MD CP GRW 464288307 6,498,281 66,107 SH SOLE 81 0 66,025
ISHARES TR RESIDENTIAL MULT 464288562 5,879,780 62,096 SH SOLE 37 0 62,059
ISHARES TR ULTRA SHORT DUR 46434V878 7,262,327 143,581 SH SOLE 69 0 143,512
ISHARES TR RUS 1000 ETF 464287622 2,925,059 7,143 SH SOLE 0 0 7,143
ISHARES TR RUS 1000 VAL ETF 464287598 3,372,005 13,909 SH SOLE 0 0 13,909
ISHARES TR S&P 500 VAL ETF 464287408 2,113,870 9,310 SH SOLE 0 0 9,310
ISHARES TR SELECT US REIT 464287564 226,561 3,350 SH SOLE 0 0 3,350
ISHARES TR CORE DIV GRWTH 46434V621 382,788 5,051 SH SOLE 0 0 5,051
ISHARES TR CORE S&P500 ETF 464287200 2,934,588 3,919 SH SOLE 0 0 3,919
ISHARES TR MSCI EAFE ETF 464287465 488,548 4,703 SH SOLE 0 0 4,703
ISHARES TR RUS 1000 GRW ETF 464287614 2,139,697 17,232 SH SOLE 0 0 17,232
ISHARES TR SELECT DIVID ETF 464287168 349,018 2,233 SH SOLE 0 0 2,233
ISHARES TR RUS 2000 GRW ETF 464287648 658,701 1,672 SH SOLE 0 0 1,672
ISHARES TR RUS MID CAP ETF 464287499 547,187 4,960 SH SOLE 0 0 4,960
ISHARES TR CORE S&P SCP ETF 464287804 514,373 3,468 SH SOLE 0 0 3,468
ISHARES TR S&P 500 GRWT ETF 464287309 925,027 6,726 SH SOLE 0 0 6,726
ISHARES TR RUS 2000 VAL ETF 464287630 661,171 2,989 SH SOLE 0 0 2,989
ISHARES TR U.S. REAL ES ETF 464287739 370,036 3,619 SH SOLE 0 0 3,619
ISHARES TR CORE MSCI INTL 46435G326 286,790 3,222 SH SOLE 0 0 3,222
ISHARES TR NATIONAL MUN ETF 464288414 313,820 2,916 SH SOLE 0 0 2,916
ISHARES TR CORE UNIVRSL USD 46434V613 220,735 4,783 SH SOLE 0 0 4,783
ISHARES TR CORE US AGGBD ET 464287226 287,240 2,902 SH SOLE 0 0 2,902
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 5,520,306 68,720 SH SOLE 168 0 68,552
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 14,013,430 277,549 SH SOLE 302 0 277,246
JOHNSON & JOHNSON COM 478160104 1,121,710 4,417 SH SOLE 0 0 4,417
JPMORGAN CHASE & CO COM 46625H100 2,520,824 7,701 SH SOLE 0 0 7,701
KLA CORP COM NEW 482480100 283,607 940 SH SOLE 0 0 940
LOCKHEED MARTIN CORP COM 539830109 885,742 1,739 SH SOLE 0 0 1,739
LOWES COS INC COM 548661107 1,317,948 5,977 SH SOLE 0 0 5,977
MARTIN MARIETTA MATLS INC COM 573284106 622,008 1,079 SH SOLE 0 0 1,079
MASTERCARD INCORPORATED CL A 57636Q104 214,791 418 SH SOLE 0 0 418
MATTHEWS ASIA FDS EMER MARK EX ETF 577125792 285,410 5,713 SH SOLE 0 0 5,713
MCDONALDS CORP COM 580135101 499,067 1,846 SH SOLE 0 0 1,846
META PLATFORMS INC CL A 30303M102 1,516,636 2,692 SH SOLE 12 0 2,680
MICROSOFT CORP COM 594918104 4,561,345 12,228 SH SOLE 8 0 12,220
MORGAN STANLEY COM NEW 617446448 571,361 2,733 SH SOLE 0 0 2,733
NEXTERA ENERGY INC COM 65339F101 1,569,090 17,877 SH SOLE 71 0 17,806
NVIDIA CORPORATION COM 67066G104 2,174,475 10,867 SH SOLE 0 0 10,867
ORACLE CORP COM 68389X105 1,218,955 8,318 SH SOLE 20 0 8,297
PACER FDS TR INDUSTRIAL RELET 69374H766 3,341,222 83,096 SH SOLE 53 0 83,043
PACER FDS TR US SM CAP CA ETF 69374H857 253,505 5,009 SH SOLE 0 0 5,009
PEPSICO INC COM 713448108 214,609 1,585 SH SOLE 0 0 1,585
PIMCO ETF TR MULTISECTOR BD 72201R585 17,692,884 667,152 SH SOLE 1,240 0 665,912
PROCTER & GAMBLE CO COM 742718109 908,511 6,196 SH SOLE 0 0 6,196
PUTNAM ETF TRUST EMER MARK EX ETF 746729847 12,029,089 131,176 SH SOLE 126 0 131,050
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 11,520,922 226,122 SH SOLE 482 0 225,640
RTX CORPORATION COM 75513E101 446,883 2,355 SH SOLE 0 0 2,355
SALESFORCE INC COM 79466L302 947,195 6,046 SH SOLE 15 0 6,031
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,001,034 75,835 SH SOLE 0 0 75,835
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 498,655 18,002 SH SOLE 0 0 18,002
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 930,939 27,510 SH SOLE 0 0 27,510
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,495,186 254,678 SH SOLE 238 0 254,440
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 607,802 16,485 SH SOLE 0 0 16,485
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 344,752 9,542 SH SOLE 0 0 9,542
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 273,214 8,785 SH SOLE 0 0 8,785
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 398,436 12,565 SH SOLE 0 0 12,565
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,764,792 40,082 SH SOLE 0 0 40,082
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 395,813 2,495 SH SOLE 0 0 2,495
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 202,713 1,064 SH SOLE 0 0 1,064
SPDR GOLD TR GOLD SHS 78463V107 222,870 605 SH SOLE 0 0 605
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,743,833 2,335 SH SOLE 0 0 2,335
SYSCO CORP COM 871829107 807,634 9,663 SH SOLE 0 0 9,663
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 13,463,274 267,075 SH SOLE 199 0 266,876
TESLA INC COM 88160R101 262,454 624 SH SOLE 0 0 624
THERMO FISHER SCIENTIFIC INC COM 883556102 1,281,090 2,555 SH SOLE 2 0 2,553
UNITEDHEALTH GROUP INC COM 91324P102 1,130,891 2,721 SH SOLE 2 0 2,719
VANECK ETF TRUST GOLD MINERS ETF 92189F106 2,703,334 35,829 SH SOLE 8 0 35,821
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 757,917 5,812 SH SOLE 0 0 5,812
VANGUARD INDEX FDS MID CAP ETF 922908629 276,442 3,431 SH SOLE 0 0 3,431
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,333,444 46,785 SH SOLE 0 0 46,785
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 830,307 8,892 SH SOLE 0 0 8,892
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 418,904 2,651 SH SOLE 0 0 2,651
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 408,610 4,161 SH SOLE 0 0 4,161
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 301,651 837 SH SOLE 0 0 837
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 379,159 956 SH SOLE 0 0 956
VANGUARD WORLD FD INF TECH ETF 92204A702 1,809,794 15,142 SH SOLE 82 0 15,060
VISA INC COM CL A 92826C839 1,660,339 4,839 SH SOLE 0 0 4,839
WALMART INC COM 931142103 1,041,708 9,197 SH SOLE 18 0 9,179
WASTE MGMT INC DEL COM 94106L109 207,947 933 SH SOLE 0 0 933
WESTERN ASSET INTER MUNI COM 958435109 255,389 32,451 SH SOLE 0 0 32,451
WISDOMTREE TR EQUITY PREMIUM 97717X560 9,321,063 284,265 SH SOLE 675 0 283,590