Exhibit 99.2

Schedule 7 - Data Compare Report 

 

 

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
6751383 XXXXXXXX     XXXXXXX Borrower 1 Last Name notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
8338912 XXXXXXXX     XXXXXXX Borrower 1 First Name notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
8338912 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 22.71 24 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
9784931 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.99 42.98 Rounding
6096860 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.62 40.39 Audit reflects difference in qualifying P & I than the approval.
7583365 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.9 42.98 Difference in DTI is due to 2nd Home PITI amount - considered as per Credit report
4609914 XXXXXXXX     XXXXXXX Property Type propertyValuationPage PUD Single Family Detached Audit value pulled from Appraisal/AVM.
4609914 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.76 48.55 Audit liabilities were based on documents in the loan file.
7213075 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Condominium Single Family Attached Audit Value Pulled From Appraisal.
7213075 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.81 49.95 DTI difference is less than 1% and within lender tolerance.
3887476 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
3887476 XXXXXXXX     XXXXXXX Borrower 1 First Name notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
3635425 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.05 49.42 DTI difference is less than 1% and within lender tolerance.
2182582 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 704 658 Audit value based on lender qualifying requirements.
2182582 XXXXXXXX     XXXXXXX Property Type propertyValuationPage PUD Single Family Attached Audit Value Pulled From Appraisal.
2182582 XXXXXXXX     XXXXXXX Interest Rate notePage 9.375 9.625 Audit Value Pulled From Note.
2182582 XXXXXXXX     XXXXXXX Loan Amount notePage $XXXXXXX $XXXXXX Audie Value pulled from Note
2182582 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.7 48 1008 DTI: 49.73%.  DTI difference is less than 1% and within lender tolerance.
2018535 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit value pulled from Appraisal/AVM.
2018535 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 24.84 25 Audit reflects difference in qualifying P & I than the approval.
6562518 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.58 38.37 Audit utilized the most recent credit report in file for liabilities.
9732997 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.81 40.19 1008 DTI 40.19%. Audit reflects difference in 1st lien P & I than verified on mortgage statement.
8159175 XXXXXXXX     XXXXXXX Interest Rate notePage 7.875 8.1250 Audit Value Pulled From Note.
8159175 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
7255020 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.52 32.51 DTI difference is less than 1% and within lender tolerance.
5918694 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.24 47.88 Audit reflects difference in net rental income per documents in the loan file.
2391122 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.85 48.844 Rounding.
6276238 XXXXXXXX     XXXXXXX Property Type propertyValuationPage PUD Single Family Detached Audit Value Pulled From Appraisal.
8823093 XXXXXXXX     XXXXXXX Property City notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
5252018 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.26 40.007 Audit liabilities were based on documents in the loan file.
1702261 XXXXXXXX     XXXXXXX Property City notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
1702261 XXXXXXXX     XXXXXXX Interest Rate notePage 8.5 3.6250 Audit Value Pulled From Note.
8656456 XXXXXXXX     XXXXXXX Property City notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
8656456 XXXXXXXX     XXXXXXX Loan Amount notePage $XXXXXXX $XXXXXX Audit Value Pulled From Note.
8656456 XXXXXXXX     XXXXXXX Interest Rate notePage 7.875 5.0000 Audit Value Pulled From Note.
8656456 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
3099205 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Townhouse Single Family Detached Audit Value Pulled From Appraisal.
1219057 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit value pulled from note
5116585 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.47 33.838 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
5557937 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Condominium Single Family Detached Audit Value Pulled From Appraisal.
6185444 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.45 49.445 Rounding
4312394 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.17 49.102 Audit reflects difference in subject property taxes per documents in the loan file.
7578569 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit value pulled from appraisal
7578569 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.57 41.34 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
2730795 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 801 739 Audit value based on lender qualifying requirements.
4637668 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 19.17 15.075 Audit reflects difference in subject first lien qualifying P & I than the approval. Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.
9998273 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached PUD Audit Value Pulled From Appraisal.
9804170 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.83 38.466 Audit reflects difference in net rental income per documents in the loan file.
5977952 XXXXXXXX     XXXXXXX Number of Units propertyValuationPage 1 2 Audit Value Pulled From Appraisal.
1169803 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 771 694 Audit value based on lender qualifying requirements.
4690755 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.38 41.776 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
6509083 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.81 34.527 Audit reflects difference in subject property taxes per documents in the loan file.
6855982 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.56 40.457 Audit liabilities were based on documents in the loan file.
9690512 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44 44.06 Audit reflects more conservative income based on documents in the loan file.
7730185 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.34 39.38 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
9751407 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.53 33.523 Audit reflects difference in net rental income per documents in the loan file.
2739562 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.81 42.805 DTI difference is less than 1% and within lender tolerance.
3978342 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.39 30.249 Audit reflects difference in subject property 1st lien qualifying P & I than the approval. Audit reflects difference in net rental income per documents in the loan file.
4161026 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.31 42.588 Audit DTI difference is due to income calculations and difference in subject property taxes per documents in the loan file.
8306651 XXXXXXXX     XXXXXXX Number of Units propertyValuationPage 2 1 Audit Value Pulled From Appraisal.
8306651 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.46 30.268 Audit reflects more conservative income based on documents in the loan file.
9739095 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.15 35.689 Audit reflects difference in negative rental income per documents in the loan file.
6787920 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.25 21.799 Audit reflects more conservative income based on documents in the loan file.
6514411 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 667 683 Audit value based on lender qualifying requirements.
6514411 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
6514411 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.93 49.818 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
3666865 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.67 45.665 Audit liabilities were based on documents in the loan file. Rounding.
9483192 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.3 42.212 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
8586651 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.27 37.617 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
2961400 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.01 35.588 DTI difference is due to insurance payment
8614359 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.96 47.808 Audit liabilities were based on documents in the loan file.
2587233 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.19 39.147 Audit reflects difference in net rental income per documents in the loan file.
6024387 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.54 45.513 DTI difference is less than 1% and within lender tolerance.
4023186 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.62 40.546 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
7541526 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 619 601 Audit value based on lender qualifying requirements.
5434532 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.86 47.952 Audit reflects difference in net rental income per documents in the loan file.
1782498 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.83 35.363 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
9502882 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.7 41.747 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
8483190 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.5 39.23 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
7235772 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.03 39.374 Audit reflects difference in subject property taxes per documents in the loan file.
3658725 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.49 49.485 Rounding. 
8066747 XXXXXXXX     XXXXXXX Number of Units propertyValuationPage 1 2 Audit value pulled from appraisal.
3818907 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From AVM.
3818907 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.05 39.391 Audit reflects difference in net rental income per documents in the loan file.
4864853 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.13 33.119 Audit reflects difference in net rental income per documents in the loan file.
7794652 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.77 39.303 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
6688661 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 754 723 Audit value based on lender qualifying requirements.
9627574 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.09 42.347 Audit reflects difference in qualifying P & I than the approval.
2497717 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.83 49.219 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
6959947 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.45 44.455 DTI difference is less than 1% and within lender tolerance.
2311475 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.68 44.104 Audit liabilities were based on documents in the loan file.
2708928 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.43 38.966 Audit reflects difference in qualifying subject property 1st lien P & I than the approval.
4602327 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
3481407 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.55 35.341 Audit liabilities were based on documents in the loan file.
4966163 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40 40.015 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
2061894 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.48 42.437 Audit reflects more conservative income based on documents in the loan file.
4653887 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 691 681 Audit value based on lender qualifying requirements.
5061887 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Condominium Single Family Attached Audit Value Pulled From Appraisal/AVM
5061887 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.83 47.5 Audit reflects difference in subject property taxes per documents in the loan file.
3087554 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.69 37.043 Audit reflects difference in subject property taxes per documents in the loan file.
8241397 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 30.51 30.515 Audit liabilities were based on documents in the loan file.
9915944 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.76 33.44 Audit reflects difference in subject property 1st lien qualifying P & I than the approval.
3892167 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit value pulled from appraisal/avm
3892167 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.17 44.504 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
7092387 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.25 37.255 Audit liabilities were based on documents in the loan file.
1601536 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.12 38.157 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
4943570 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.38 49.085 Audit reflects difference in subject property taxes per documents in the loan file.
1182141 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.75 34.625 DTI difference is less than 1% and within lender tolerance.
1013270 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.95 35.945 Rounding.
3279007 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.03 42.294 DTI difference is less than 1% and within lender tolerance.
4717100 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.7 38.719 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
5140992 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 776 732 Audit value based on lender qualifying requirements.
5140992 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.99 47.434 Audit liabilities were based on documents in the loan file.
8836696 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.51 36.248 Audit reflects difference in subject property taxes per documents in the loan file.
4647703 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.95 25.969 DTI difference is less than 1% and within lender tolerance.
6232570 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled from Note.
5543745 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.65 42.697 Audit DTI difference is due to subject property tax amount
1886275 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.35 41.606 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
9499595 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 693 689 Audit value based on lender qualifying requirements.
7461004 XXXXXXXX     XXXXXXX Number of Units propertyValuationPage 9 1 Audit Value Pulled From Appraisal.
5636410 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.27 39.589 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
5372835 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.72 43.177 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
3899431 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.35 38.355 Audit liabilities were based on documents in the loan file.
3179512 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.36 38.425 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
8970618 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.1 41.743 DTI difference is less than 1% and within lender tolerance.
3798437 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.48 36.746 DTI difference is less than 1% and within lender tolerance.
2664524 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From AVM.
3582332 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.82 34.548 1008 DTI 35.311%. Audit omitted installment loan with < 10 payments remaining.
5257003 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.53 35.789 Audit reflects difference in subject property taxes per documents in the loan file.
3365131 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
3202721 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.85 49.974 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
2863061 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.04 46.78 Audit liabilities were based on documents in the loan file.
5127794 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.6 40.824 Audit reflects difference in net rental income per documents in the loan file.
5310045 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.69 41.695 DTI difference is less than 1% and within lender tolerance.
2348505 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.77 40.778 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
7812061 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.47 47.465 Rounding off.
9261145 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.74 40.42 Audit DTI difference is due to liabilities based on documents in loan file.
3322291 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 20.84 21.059 DTI difference is less than 1% and within lender tolerance.
6301183 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.58 43.476 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
2350090 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 30.35 33.516 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
1065272 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.94 40.933 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
5375514 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.1 40.183 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
2398081 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.39 42.691 Audit DTI difference is due to liabilities based on documents in loan file.
5780323 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.86 49.866 Rounding
9028303 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.92 43.926 Rounding
8284055 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.16 44.278 1008 DTI 44.278%. Audit reflects difference in subject property taxes per documents in the loan file.
1621080 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.19 39.361 1008 DTI 39.361%. Audit reflects difference in qualifying P & I than the approval.
6116587 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.23 38.225 Rounding
1249176 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 767 758 Audit value based on lender qualifying requirements.
6106594 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.99 43.969 1008 DTI 43.969%. Audit liabilities were based on documents in the loan file.
8445952 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.73 48.518 Audit liabilities were based on documents in the loan file.
8928672 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.86 26.742 1008 DTI 26.742%. DTI difference is less than 1% and within lender tolerance.
9665342 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
8188925 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.68 43.003 Audit DTI difference is due to Homeowner insurance based on documents in loan file.
5164146 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.71 39.889 Audit reflects difference in subject property taxes per documents in the loan file.
5072434 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.29 48.275 1008 DTI 48.275%. DTI difference is less than 1% and within lender tolerance.
3375600 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.77 48.358 DTI difference is less than 1% and within lender tolerance.
8861331 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.19 49.195 DTI difference is less than 1% and within lender tolerance.
4815888 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.98 28.914 1008 DTI 28.914%. Audit liabilities were based on documents in the loan file.
8931174 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
3476808 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.91 40.866 DTI is within the 1% variance
8333184 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.16 42.637 DTI difference is less than 1% and within lender tolerance.
2616679 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.42 42.42 DTI difference is less than 1% and within lender tolerance.
4000269 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.09 44.169 Audit reflects difference in subject property taxes per documents in the loan file.
2077307 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 697 711 Audit value based on lender qualifying requirements.
2077307 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From AVM
6771027 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.87 42.875 Rounding
5437623 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.66 40.083 Audit reflects difference in qualifying P & I than the approval. Audit reflects difference in subject XXX Dues per documents in the loan file.
3906263 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.43 46.144 DTI difference is less than 1% and within lender tolerance.
9164134 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
2060164 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.83 35.835 DTI difference is less than 1% and within lender tolerance.
8201112 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.39 39.461 Audit reflects difference in subject property taxes per documents in the loan file.
5667695 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit value pulled from Note.
5667695 XXXXXXXX     XXXXXXX Interest Rate notePage 8.5 8.25 Audit value pulled from Note.
5667695 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit value pulled from appraisal/avm
5667695 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.92 41.403 DTI difference is less than 1% and within lender tolerance.
3549957 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.68 48.662 Audit reflects more conservative income based on documents in the loan file.
1281575 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
1027231 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.83 44.835 Rounding 
8800935 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.34 42.572 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
4902946 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit value pulled from appraisal/avm
4902946 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.51 42.04 DTI difference is less than 1% and within lender tolerance.
6311121 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 718 670 Audit value based on lender qualifying requirements.
9265623 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 764 786 Audit value based on lender qualifying requirements.
4962719 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.05 34.055 1008 DTI 34.055%. DTI difference is less than 1% and within lender tolerance.
8101522 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
6541184 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.55 39.555 Rounding
4081018 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.91 47.07 Audit reflects difference in net rental income per documents in the loan file.
7593334 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.1 40.552 DTI difference is less than 1% and within lender tolerance.
6839726 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.25 37.255 Rounding
4288991 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
8566277 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.42 41.206 Audit reflects difference in qualifying P & I than the approval.
1390938 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 742 736 Audit value based on lender qualifying requirements.
5601433 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.84 41.823 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
4823002 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 34.5 38.162 1008 = 34.498%.  Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
6815720 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.71 31.715 Rounding 
1569488 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.23 43.222 Audit liabilities were based on documents in the loan file.
6635520 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.94 34.923 Audit reflects difference in subject property taxes per documents in the loan file.
5384207 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.07 42.969 Audit reflects difference in qualifying P & I than the approval.
3723203 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 29.08 29.058 Audit reflects difference in subject property taxes per documents in the loan file.

8615224 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.21 41.464 DTI difference is less than 1% and within lender tolerance.
8395229 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.19 42.332 Audit reflects difference in subject property taxes per documents in the loan file.
3568313 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached PUD Audit Value Pulled From Appraisal.
3568313 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.13 42.361 1008 42.361%. DTI Audit reflects difference in subject property taxes per documents in the loan file.
9209916 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit value pulled from documents located in the loan file.
3012397 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.34 39.267 1008 DTI 39.267%. Audit reflects difference in subject property taxes per documents in the loan file.
8212033 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.6 47.805 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
3062551 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 691 729 Audit value based on lender qualifying requirements.
7909419 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled from lower Appraised value based on Guidelines.
2512938 XXXXXXXX     XXXXXXX Interest Rate notePage 8.625 3.1250 Audit Value Pulled From Note.
3419842 XXXXXXXX     XXXXXXX Property Type propertyValuationPage PUD Single Family Detached Audit Value Pulled From Appraisal.
3419842 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 23.06 26 1008 DTI: 23.06%. Audit matches 1008.
3172339 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
3172339 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.81 41.61 The audit reflected debts based on the most recent credit report dated XX/XX/XXXX.
8917472 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.36 27 As per Final 1003, the XXXX monthly payment reflects $XXX. However, supporting proof is not available, since Audit considers 5% of the outstanding balance and updated the payment to $XXX.XX.
8103580 XXXXXXXX     XXXXXXX Property Type propertyValuationPage PUD Single Family Attached Audit Value Pulled From Appraisal.
5027869 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 762 772.0 Audit value based on lender qualifying requirements.
5027869 XXXXXXXX     XXXXXXX Property City notePage XXXXXXX XXXXXX Audit Value Pulled From Note.
5027869 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.93 20.34 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
3606253 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
3606253 XXXXXXXX     XXXXXXX Loan Amount notePage $XXXXXXX $XXXXXX Audit Value Pulled From Note.
3606253 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.58 46.21 Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. 
1034634 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
6854049 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
6854049 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.85 38.86 DTI difference is less than 1% and within lender tolerance.
4117335 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
8795079 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.2 25.209 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
2506110 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From AVM
6908969 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled from AVM
6070208 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 714 561 Audit value based on lender qualifying requirements.
3431222 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.16 43.508 Audit reflects difference in qualifying P & I than the approval.
6758575 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 44.48 44.492 DTI difference is less than 1% and within lender tolerance.
2629824 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.99 47.216 1008 DTI 47.216%. Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
6129580 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
6129580 XXXXXXXX     XXXXXXX Verified Doc Type employmentIncomePage 1YR Full Doc 2YR Full Doc Audit value pulled from documents located in the loan file.
6129580 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 52.97 48.0 1008 DTI: 49.88%. Audit matches 1008.
4442652 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.33 41.404 Audit reflects difference in qualifying P & I than the approval.
5760924 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
7124638 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.31 42.425 DTI difference is less than 1% and within lender tolerance.
4288300 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.21 32.33 1008 DTI 32.33%. Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
3461197 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.14 45.067 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
9978130 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.93 31.595 1008 DTI 28.932%.
3788195 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.82 40.011 Audit reflects more conservative income based on documents in the loan file.
1993856 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.98 49.988 Rounding
8543845 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.39 40.573 Audit reflects difference in qualifying P & I than the approval.
5276070 XXXXXXXX     XXXXXXX Note Date notePage XX/XX/XXXX XX/XX/XXXX Audit Value Pulled From Note.
4154445 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
4154445 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 20.99 20.995 Audit reflects difference in qualifying P & I than the approval.
6058551 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.03 49.025 Audit Value Differ Due to Rounding Off.
8083880 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From AVM meeting Lender Guidelines.
7449295 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.99 22.319 Data Compare DTI : Audit DTI difference is due to income calculations based on documents in loan file.
2982092 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.41 35.122 1008 DTI 35.122%. Audit liabilities were based on documents in the loan file. DTI difference is less than 1% and within lender tolerance.
3375026 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.65 48.505 Rounding
1648470 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.22 42.786 Audit liabilities were based on documents in the loan file.
9801332 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.83 38.825 Rounding
7060992 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.58 48.705 DTI difference is less than 1% and within lender tolerance.
4374669 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal/AVM.
4214009 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.29 47.455 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
2627544 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 23.25 23.245 DTI difference is less than 1% and within lender tolerance.
7351025 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.47 48.881 Audit liabilities were based on documents in the loan file.
8171557 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 26.4 26.446 1008 DTI 26.402%. DTI difference is less than 1% and within lender tolerance.
3657835 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.34 30.948 Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
7316529 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal
6253259 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 679 726 Audit value based on lender qualifying requirements.
6346149 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.06 42.555 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
3965014 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.47 41.338 DTI difference is less than 1% and within lender tolerance.
7569907 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.27 32.858 Due To Subject Property P&I DTI Differs
5174234 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.06 36.377 DTI difference is less than 1% and within lender tolerance.
2880961 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.89 47.88 Audit reflects difference in negative rental income per documents in the loan file.
3525994 XXXXXXXX     XXXXXXX Qualifying FICO creditLiabilitiesPage 711 736 Audit value based on lender qualifying requirements.
3525994 XXXXXXXX     XXXXXXX Primary Appraised Property Value propertyValuationPage $XXXXXXX $XXXXXX Audit Value Pulled From Appraisal.
9930577 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.18 45.173 DTI difference is less than 1% and within lender tolerance.
2341758 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.88 43.871 Rounding
9285266 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.72 48.906 1008 DTI 48.906%. Audit reflects difference in 1st lien P & I than the approval.
9012184 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.32 37.066 1008 DTI 36.319%.
2112808 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.89 36.896 DTI difference is less than 1% and within lender tolerance.
2955916 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.55 38.309 DTI difference is less than 1% and within lender tolerance.
3079507 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.93 45.897 Audit reflects difference in negative rental income per documents in the loan file.
1052447 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.65 47.12 Audit calculated lower P&I on 1st lien based on the mortgage statement in the file
8173281 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.95 49.893 1008 DTI 49.893%. Audit reflects difference in qualifying first lien P & I than the approval.
6046644 XXXXXXXX     XXXXXXX Loan Type the1003Page Other Conventional Audit value pulled from documents in the loan file. 
2820329 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.55 41.555 DTI difference is less than 1% and within lender tolerance.
4278656 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 25.7 21.71 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
1414368 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.57 37.579 Audit reflects difference in subject property taxes per documents in the loan file.
7674061 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 31.64 32.773 Audit used the actual/lower 1st lien P&I from the most recent mortgage statement.
6668288 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.2 39.079 1008 DTI 39.079%. Audit DTI difference is due to income calculations based on documents in loan file.
3225305 XXXXXXXX     XXXXXXX Property Type propertyValuationPage Single Family Detached Single Family Attached Audit Value Pulled From Appraisal.
3225305 XXXXXXXX     XXXXXXX Loan Amount notePage $XXXXXXX $XXXXXX Audit Value Pulled From Note.
3225305 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.77 42.72 DTI difference is less than 1% and within lender tolerance.
2355513 XXXXXXXX     XXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.84 34.12 Audit DTI difference is due to income calculations and liabilities based on documents in loan file.