Exhibit 99.2

Schedule 4 - Supplemental Data Extract Report 

 

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage ITIN Flag Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Maturity Date Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name Delayed Financing Flag Settlement Agent Company Gift Funds Gift Funds Percentage of Total Funds Required
3419842 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.980% 7.875% 7.875% $7,250.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $15,519.96 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 23.06% 23.06% 23.06% No No Self-Employed Self-Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 1 0 1 1 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 47.50% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1065), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - SEPartnership, SEPartnership - 1 YR Business Tax Returns Verified(1065), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 Borrower - 1 YR Business Tax Returns Verified(1065), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - 1 YR Business Tax Returns Verified(1065), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7255020 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/07/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.660% Manual Underwriting Manual Underwriting No 8.364% 7.875% 7.875% $1,341.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,713.04 $XXXXXXX N/A $0.00 32.51% 32.52% 32.52% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 100949.72 21.4 No 50.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3661185 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3195.58 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 9.734% 9.125% 9.125% $602.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,406.38 $XXXXXXX N/A $0.00 24.88% 24.88% 24.88% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 43 30 Work Number No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8331544 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 10.037% 9.625% 9.625% $1,354.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,693.13 $XXXXXXX N/A $0.00 42.80% 38.92% 38.92% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.55 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1568581 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.332% 8.875% 8.875% $724.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,934.97 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.69% 48.69% 48.69% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9783329 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1860.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 10.209% 9.625% 9.625% $582.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,818.69 $XXXXXXX N/A $0.00 42.54% 42.54% 42.54% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.93 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7799283 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1627.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 10.280% 9.625% 9.625% $424.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,427.75 $XXXXXXX N/A $0.00 46.05% 45.85% 45.85% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No 7 XX/XX/XXXX XX/XX/XXXX 1 69 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.23 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3492234 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.750% 9.375% 9.375% $819.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,291.83 $XXXXXXX N/A $0.00 42.86% 42.86% 42.86% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 3449.48 1.1 No 81.02 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7492348 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.847% 9.125% 9.125% $453.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,313.50 $XXXXXXX N/A $0.00 40.23% 40.23% 40.23% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 16 16 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.17 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4051299 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 10.045% 9.750% 9.750% $1,589.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,488.12 $XXXXXXX N/A $0.00 49.39% 49.40% 49.40% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 673 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2945483 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.553% 8.125% 8.125% $371.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,651.91 $XXXXXXX N/A $0.00 49.50% 49.50% 49.50% No Employed Full Doc 2 1 Month N/A 0 0 0 2 2 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.14 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9303844 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3560.7 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 10.706% 9.750% 9.750% $720.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,879.43 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.61% 28.40% 28.40% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 26 26 FNMA 1005 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.03 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9593608 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.649% 8.125% 8.125% $1,043.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,349.88 $XXXXXXX N/A $0.00 43.90% 44.89% 44.89% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.74 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2995188 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2199.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.065% 9.625% 9.625% $623.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,119.26 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.41% 49.11% 49.11% No Employed Full Doc 1 1 Month Yes 126 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.05 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4293825 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.025% 7.625% 7.625% $2,830.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,926.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.29% 39.67% 39.67% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2746946 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.962% 7.750% 7.750% $3,110.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,728.38 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 31.10% 31.10% 31.10% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8676348 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.380% 7.875% 7.875% $1,077.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,765.92 $XXXXXXX N/A $0.00 42.83% 35.79% 35.79% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 814 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.83 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5024446 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3261.6 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.697% 7.875% 7.875% $578.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,665.56 $XXXXXXX N/A $0.00 28.04% 29.13% 29.13% No No Not Employed Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.74 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1260438 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.914% 8.500% 8.500% $999.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,289.59 $XXXXXXX N/A $0.00 45.35% 48.78% 48.78% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6751383 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2341.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 9.711% 8.875% 8.375% $445.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,064.75 $XXXXXXX N/A $0.00 49.38% 44.63% 44.63% No Retired Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.07 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9511175 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 780.82 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.425% 8.000% 8.000% $418.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,931.85 $XXXXXXX N/A $0.00 44.58% 44.58% 44.58% No Employed Full Doc 2 1 Month N/A 0 2 0 2 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 1 Other 0 No 0 Borrower - Wage, Other, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.5 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9762027 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 10.550% 10.000% 10.000% $1,249.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,615.69 $XXXXXXX N/A $0.00 48.52% 43.46% 43.46% Yes Yes Retired Self-Employed Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 2 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A Borrower Prepared Borrower 11 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024 || Co Borrower - SESoleProprietor, Other - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6095624 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 10.592% 9.875% 9.875% $958.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,248.64 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.27% 37.27% 37.27% No Employed Full Doc 0 1 Month N/A 0 0 0 2 2 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, SSI and Disability, Retirement - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.71 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7303461 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.211% 8.875% 8.875% $1,259.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,504.61 $XXXXXXX N/A $0.00 40.53% 40.53% 40.53% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 8 Other Yes 45 36 Work Number No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 105147.54 23.3 No 74.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2233768 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 922.48 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.469% 9.125% 9.125% $405.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,553.72 $XXXXXXX N/A $0.00 35.06% 35.06% 35.06% No Retired Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9277564 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.401% 8.000% 8.000% $513.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,946.96 $XXXXXXX N/A $0.00 44.89% 43.67% 43.67% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.15 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2962445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.580% 7.500% 7.500% $4,027.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,033.44 $XXXXXXX N/A $0.00 25.60% 25.61% 25.61% No No Employed Not Employed Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 35 FNMA 1005 NA 0 0 N/A No 0 Borrower - Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9596526 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.739% 8.125% 8.125% $422.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,822.51 $XXXXXXX N/A $0.00 41.98% 43.72% 43.72% Yes Employed Full Doc 2 1 Month N/A 0 1 0 2 2 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.58 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1203310 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2556.0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 10.323% 9.625% 9.625% $600.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,249.80 $XXXXXXX N/A $0.00 44.34% 40.64% 40.64% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 2 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1168623 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3172.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.949% 8.125% 8.125% $569.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,364.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.53% 34.79% 34.79% No Employed Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2883827 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.391% 8.250% 7.750% $2,629.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,562.76 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 24.66% 27.96% 27.96% No Self-Employed 12 Month Bank Statement 2 NA N/A 0 2 1 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 89.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9136660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2039.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.478% 7.875% 7.875% $455.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,128.05 $XXXXXXX N/A $0.00 48.20% 48.19% 48.19% No Employed Full Doc 2 1 Month N/A 0 1 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.8 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5226231 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1618.08 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.547% 9.250% 9.250% $665.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,060.29 $XXXXXXX N/A $0.00 42.74% 42.74% 42.74% No No Retired Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 17 17 FNMA 1005 No 0 Borrower - Other - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Overtime - Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 651 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4402906 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.680% 8.375% 8.375% $1,719.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,902.56 $XXXXXXX N/A $0.00 31.53% 31.53% 31.53% No Self-Employed Full Doc 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 40.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SECorporation, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.41 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5904551 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 9.266% 8.750% 9.000% $1,325.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,694.60 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.49% 41.34% 41.34% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 85 24 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 648 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX Employment Authorization Document (I-821D) XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 64.91 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4534934 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.703% 7.500% 7.500% $2,457.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,176.02 $XXXXXXX N/A $0.00 48.28% 44.77% 44.77% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Yes 40 24 Work Number No 0 Borrower - Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage, Commission, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6279737 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.227% 7.000% 7.000% $1,550.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,258.47 $XXXXXXX N/A $0.00 40.08% 40.08% 40.08% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 23 23 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6470818 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.874% 8.500% 8.500% $459.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,911.95 $XXXXXXX N/A $0.00 34.35% 34.35% 34.35% No Employed 1YR Full Doc 2 NA N/A 0 0 0 3 2 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 157 27 FNMA 1005 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4871356 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.053% 8.000% 8.000% $6,237.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $12,688.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.40% 42.40% 42.40% No No Employed Self-Employed 2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 0 2 2 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 94 26 Work Number NA 0 0 N/A No 0 Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 34905.86 2.8 34905.86 2.8 No 77.08 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1367590 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1850.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.668% 8.125% 8.125% $422.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,247.46 $XXXXXXX N/A $0.00 34.43% 32.31% 32.31% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5338408 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.769% 7.500% 7.500% $1,713.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,936.31 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.99% 49.99% 49.99% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Asset Depletion - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.75 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2884555 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.631% 9.125% 9.125% $724.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,031.02 $XXXXXXX N/A $0.00 48.73% 48.73% 48.73% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, SSI and Disability, SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.6 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3656629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 7.816% 7.375% 7.375% $1,196.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,077.05 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 26.99% 26.99% 26.99% No No Not Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 15 Work Number No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8338912 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.214% 7.875% 7.875% $2,320.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,346.65 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 23.26% 22.71% 22.71% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9784931 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.796% 10.250% 10.250% $1,478.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,025.06 $XXXXXXX N/A $0.00 42.76% 42.99% 42.99% No Employed 1YR Full Doc 0 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 16.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6096860 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.669% 9.250% 9.250% $2,232.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,669.82 $XXXXXXX N/A $0.00 40.73% 36.62% 36.62% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - Business Bank Statements Verified - 2025 Borrower - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7583365 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.537% 7.250% 7.250% $5,116.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $16,233.57 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.26% 45.90% 45.90% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 213 25 Work Number 0 No 0 Borrower - Wage, Bonus, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 32643.10 2.0 32643.10 2.0 No 58.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4609914 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.356% 8.125% 8.125% $3,712.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $10,380.77 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.37% 44.76% 44.76% Yes Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 213 25 Work Number 0 No 0 Borrower - Wage, Bonus, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 32643.10 3.1 32643.10 3.1 No 73.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7213075 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.630% 7.250% 7.250% $1,364.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,432.30 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.81% 49.81% 49.81% Yes Yes Employed Employed Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.4 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3887476 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.153% 8.875% 8.875% $1,829.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,647.10 $XXXXXXX N/A $0.00 16.38% 16.38% 16.38% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - Business Bank Statements Verified - 2026, 2025 || Co Borrower Borrower - 2026, 2025 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2006321 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 11.015% 10.625% 10.625% $3,696.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,364.06 $XXXXXXX N/A $0.00 34.58% 34.58% 34.58% No Self-Employed 2YR Business P&L 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Audited 24 Tax Preparer NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - YTD Profit And Loss Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3635425 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.287% 7.875% 7.875% $1,087.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,628.63 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.05% 49.05% 49.05% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 192 27 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3172339 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.313% 8.250% 8.250% $4,883.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $10,826.77 $XXXXXXX N/A $0.00 41.61% 41.81% 41.81% No Self-Employed 1YR Full Doc 0 NA N/A 0 1 1 3 1 NA No No 0 No No N/A 0 0 No 0.00% 33.33% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SEPartnership, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8917472 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.673% 7.500% 7.500% $2,013.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,298.44 $XXXXXXX N/A $0.00 27.36% 27.36% 27.36% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8103580 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.340% 8.250% 8.250% $4,620.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,235.76 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 22.73% 22.73% 22.73% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 28339.27 3.4 28339.27 3.4 No 74.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
5027869 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 7.791% 7.500% 7.500% $1,048.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,931.11 $XXXXXXX N/A $0.00 49.65% 48.93% 48.93% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2026 || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
3606253 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 9.093% 8.750% 8.750% $4,027.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,207.91 $XXXXXXX N/A $0.00 46.11% 49.58% 49.58% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 510.80 0.1 510.80 0.1 No 64.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1034634 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 9.887% 9.500% 9.500% $2,329.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,082.33 $XXXXXXX N/A $0.00 40.45% 40.45% 40.45% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SECorporation - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 30776.77 6.1 30776.77 6.1 No 74.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6854049 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.374% 7.125% 7.250% $2,014.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,803.12 $XXXXXXX N/A $0.00 39.11% 38.85% 38.85% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 189 28 FNMA 1005 0 No 0 Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 8824.22 2.3 8824.22 2.3 No 70.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4117335 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.342% 8.250% 8.250% $2,328.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,581.87 $XXXXXXX N/A $0.00 37.11% 37.11% 37.11% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes N/A 0 12 No 96.70% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 23692.11 5.2 23692.11 5.2 No 73.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2182582 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.938% 9.375% 9.375% $1,754.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,751.99 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.73% 49.70% 49.70% No No Self-Employed Self-Employed 2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 2 0 2 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2018535 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.892% 7.875% 7.875% $3,625.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,383.34 $XXXXXXX N/A $0.00 25.14% 24.84% 24.84% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 100.00% 95.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2025 Borrower - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 811 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6562518 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 04/03/2024 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2250.0 XX/XX/XXXX 6.450% Manual Underwriting Manual Underwriting No 10.354% 9.875% 9.875% $478.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,361.79 $XXXXXXX N/A $0.00 38.37% 37.58% 37.58% No No Employed Not Employed Full Doc 1 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 116 28 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Maintenance - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower Borrower - Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9732997 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 04/03/2024 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3420.0 XX/XX/XXXX 6.500% Manual Underwriting Manual Underwriting No 9.924% 9.625% 9.625% $677.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,518.70 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.19% 39.81% 39.81% No Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 115 25 FNMA 1005 NA 0 0 N/A No 0 Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4784813 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 04/03/2024 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.500% Manual Underwriting Manual Underwriting No 11.266% 10.875% 10.875% $906.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,783.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.64% 40.64% 40.64% No Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 112 24 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2023, 2022 Borrower - 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 79697.84 22.4 No 69.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8159175 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1885.87 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.453% 7.875% 7.875% $362.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,344.86 $XXXXXXX N/A $0.00 45.98% 46.35% 46.35% No No Self-Employed Employed Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 2 2 2 2 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Borrower Prepared 9 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 69 33 FNMA 1005 No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS IRS Transcripts Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.19 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5918694 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/07/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.700% Manual Underwriting Manual Underwriting No 8.715% 8.125% 8.125% $816.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,129.21 $XXXXXXX N/A $0.00 47.88% 42.24% 42.24% No Employed Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 199 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.14 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4164445 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/14/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.740% Manual Underwriting Manual Underwriting No 9.706% 9.125% 9.125% $1,069.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,487.07 $XXXXXXX N/A $0.00 26.56% 26.56% 26.56% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 29 FNMA 1005 Yes 31 29 FNMA 1005 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1134823 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.949% 8.500% 8.500% $1,822.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,392.58 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.99% 48.99% 48.99% Yes Employed Full Doc 2 2+ Months N/A 0 2 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 17 17 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.4 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4143172 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.706% 8.125% 8.125% $408.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,567.03 $XXXXXXX N/A $0.00 49.31% 49.31% 49.31% Yes Employed Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 30 FNMA 1005 0 No 0 Borrower - Wage, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8539614 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.461% 8.875% 8.875% $1,121.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,794.46 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.25% 49.25% 49.25% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 FNMA 1005 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 659 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 17814.57 6.4 No 64.33 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4832397 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/14/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.800% Manual Underwriting Manual Underwriting No 8.854% 8.250% 8.250% $1,389.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,687.12 $XXXXXXX N/A $0.00 36.22% 36.22% 36.22% No No Employed Employed Full Doc 0 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 241 29 Work Number Yes 4 4 Work Number No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3188812 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.380% Manual Underwriting Manual Underwriting No 8.712% 8.000% 8.000% $1,079.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,128.85 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.76% 49.76% 49.76% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023, 2022 Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3192933 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.514% 7.875% 7.875% $833.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,451.87 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.89% 48.89% 48.89% No No Self-Employed Self-Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% Borrower Prepared 8 Borrower Borrower Prepared Borrower 8 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.39 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4086633 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1665.0 XX/XX/XXXX 6.380% Manual Underwriting Manual Underwriting No 7.876% 7.500% 7.500% $596.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,755.83 $XXXXXXX N/A $0.00 22.21% 22.21% 22.21% No Self-Employed Full Doc 0 NA N/A 0 2 2 1 0 NA No No 0 No No N/A 0 0 No 0.00% 50.00% Borrower Prepared 5 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), YTD Profit And Loss Verified, Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6055788 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.611% 7.875% 7.875% $414.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,082.86 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.60% 45.60% 45.60% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 29 FNMA 1005 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No 7 XX/XX/XXXX XX/XX/XXXX 0 63 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.3 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6444605 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.920% Manual Underwriting Manual Underwriting No 9.538% 8.875% 8.875% $875.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,167.42 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.71% 36.71% 36.71% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 248 29 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7527233 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 8.095% 7.750% 7.750% $2,052.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,509.81 $XXXXXXX N/A $0.00 48.25% 48.27% 48.27% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 126 29 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7117173 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.234% 7.875% 7.875% $1,290.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,602.87 $XXXXXXX N/A $0.00 46.99% 47.29% 47.29% No No Employed Self-Employed Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 30 Work Number NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3793239 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.582% 7.125% 7.125% $1,105.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,808.58 $XXXXXXX N/A $0.00 46.35% 46.35% 46.35% No Retired Full Doc 2 NA N/A 0 2 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8666198 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.920% Manual Underwriting Manual Underwriting No 8.558% 8.000% 8.000% $792.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,613.99 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.67% 47.67% 47.67% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.36 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1057379 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 7.957% 7.375% 7.375% $798.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,502.81 $XXXXXXX N/A $0.00 47.35% 47.35% 47.35% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 FNMA 1005 Yes 122 29 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6309462 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.920% Manual Underwriting Manual Underwriting No 8.346% 7.750% 7.750% $1,239.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,522.61 $XXXXXXX N/A $0.00 47.84% 47.84% 47.84% No Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 6 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2298803 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/06/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.179% 7.750% 7.750% $573.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,976.57 $XXXXXXX N/A $0.00 36.75% 37.45% 37.45% No Employed Full Doc 2 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 22762.30 11.5 No 38.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8313507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 9.772% 9.500% 9.500% $1,128.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,022.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.54% 48.54% 48.54% No No Retired Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5467216 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.961% 7.625% 7.625% $1,274.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,034.37 $XXXXXXX N/A $0.00 48.31% 48.25% 48.25% No Employed Full Doc 0 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 168 24 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3082360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.009% 8.375% 8.375% $864.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,303.64 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.04% 45.82% 45.82% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.98 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6458937 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.510% Manual Underwriting Manual Underwriting No 8.380% 7.625% 7.625% $894.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,526.40 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.40% 36.40% 36.40% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 204 30 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1327485 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.880% Manual Underwriting Manual Underwriting No 9.920% 9.250% 9.250% $987.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,776.39 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.89% 42.89% 42.89% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No 7 XX/XX/XXXX XX/XX/XXXX 1 71 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5849800 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.880% Manual Underwriting Manual Underwriting No 8.751% 8.625% 8.625% $3,888.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,242.55 $XXXXXXX N/A $0.00 41.01% 41.01% 41.01% No No Self-Employed Self-Employed Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00% Third-Party Prepared (Unaudited) 5 Borrower Third-Party Prepared (Unaudited) Borrower 5 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, Extension), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, Extension), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, Extension), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, Extension), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
9415941 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 7.924% 7.750% 7.750% $3,582.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,254.54 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.87% 45.87% 45.87% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number Yes 16 16 Work Number No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2255439 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.880% Manual Underwriting Manual Underwriting No 9.235% 8.750% 8.750% $930.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,843.02 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.55% 42.55% 42.55% No No Self-Employed Self-Employed Full Doc 1 0 NA NA N/A 0 N/A 0 0 2 0 2 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp, SESoleProprietor, SSI and Disability, Retirement - 2 YRS Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022 || Co Borrower - SESCorp, SSI and Disability, Retirement - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022 Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1400641 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.880% Manual Underwriting Manual Underwriting No 7.854% 7.375% 7.375% $345.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,526.51 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.40% 35.40% 35.40% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 54 30 FNMA 1005 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.46 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8458855 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.586% 8.375% 8.375% $912.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,221.48 $XXXXXXX N/A $0.00 42.71% 42.71% 42.71% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 135 30 Other No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2390484 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.400% Manual Underwriting Manual Underwriting No 7.520% 7.125% 7.125% $4,696.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,946.22 $XXXXXXX N/A $0.00 32.20% 32.07% 32.07% No Employed Full Doc 2 1 Month N/A 0 1 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 30 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1081539 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.400% Manual Underwriting Manual Underwriting No 8.250% 7.625% 7.625% $813.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,640.82 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.38% 38.38% 38.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5959288 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2193.48 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 8.440% 8.000% 8.000% $462.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,232.68 $XXXXXXX N/A $0.00 49.42% 49.42% 49.42% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
3269218 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 7.959% 7.625% 7.625% $1,663.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,952.92 $XXXXXXX N/A $0.00 30.68% 30.67% 30.67% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 30 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8408584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 8.733% 8.375% 8.375% $988.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,847.10 $XXXXXXX N/A $0.00 42.90% 42.90% 42.90% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4388617 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 8.512% 8.250% 8.250% $901.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,809.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.62% 43.62% 43.62% No Employed Full Doc 2 1 Month N/A 0 2 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 101 27 Work Number 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4201416 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 7.633% 7.250% 7.250% $818.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,076.17 $XXXXXXX N/A $0.00 38.50% 38.50% 38.50% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - Executed 4506T Verified || Co Borrower - Retirement, Other - Executed 4506T Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.47 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
8086821 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.771% 7.375% 7.375% $398.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,143.71 $XXXXXXX N/A $0.00 49.58% 49.58% 49.58% No No Employed Self-Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 16.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5275083 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 9.263% 9.250% 9.250% $4,072.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $10,655.07 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.73% 46.73% 46.73% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 43 30 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2708009 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 8.370% 7.875% 7.875% $1,284.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,662.79 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.22% 42.22% 42.22% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.48 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4629523 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 9.244% 8.875% 8.875% $1,039.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,279.91 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.87% 42.79% 42.79% No No Self-Employed Retired Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7747267 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.890% Manual Underwriting Manual Underwriting No 9.780% 9.375% 9.375% $1,934.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,939.43 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.74% 42.74% 42.74% No No Employed Employed Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 86 30 Other Yes 46 30 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 646 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7028842 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.822% 8.500% 8.500% $709.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,154.06 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 30.22% 30.22% 30.22% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 2 0 2 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 30 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5724685 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.400% Manual Underwriting Manual Underwriting No 9.798% 9.500% 9.500% $559.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,386.98 $XXXXXXX N/A $0.00 47.94% 47.94% 47.94% No No Employed Not Employed Full Doc 2 2 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 657 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.2 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5967756 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.787% 8.250% 8.250% $751.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,141.57 $XXXXXXX N/A $0.00 49.70% 49.70% 49.70% No No Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Other - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2324146 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2793.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.720% 8.000% 8.000% $585.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,517.29 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.84% 26.84% 26.84% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9637122 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1826.91 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.559% 7.875% 7.875% $395.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,900.85 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.99% 49.98% 49.98% No No Retired Employed Full Doc 1 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9996065 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.307% 7.750% 7.750% $967.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,540.53 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.77% 47.77% 47.77% Yes Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 48 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.48 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3458233 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.726% 8.125% 8.125% $899.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,045.97 $XXXXXXX N/A $0.00 48.38% 42.26% 42.26% Yes Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.21 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4545480 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.532% 8.250% 8.250% $1,704.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,537.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.44% 45.44% 45.44% No No Employed Employed Full Doc 1 1 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 1 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Yes 1 1 Work Number No 0 N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2563606 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2444.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.641% 8.875% 8.875% $463.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,292.38 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.97% 42.97% 42.97% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6933296 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2984.5 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.227% 7.625% 7.625% $449.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,680.37 $XXXXXXX N/A $0.00 31.39% 30.12% 30.12% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7526892 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 7.655% 7.125% 7.125% $842.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,895.94 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.87% 48.87% 48.87% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9049391 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.597% 8.125% 8.125% $1,232.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,482.47 $XXXXXXX N/A $0.00 42.72% 42.72% 42.72% No No Employed Employed Full Doc 2 1 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Other Yes 19 19 FNMA 1005 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 381.60 0.1 No 79.83 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2007634 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3525.0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.591% 8.000% 8.000% $550.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,031.89 $XXXXXXX N/A $0.00 42.72% 42.72% 42.72% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 126 30 Work Number 0 No 0 Borrower - Wage, Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3515645 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.671% 9.375% 9.375% $1,192.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,290.11 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.40% 42.40% 42.40% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6107074 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.394% 7.750% 7.750% $689.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,548.82 $XXXXXXX N/A $0.00 45.38% 45.38% 45.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 336 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6132382 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.352% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,011.61 $XXXXXXX N/A $0.00 45.64% 45.64% 45.64% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 FNMA 1005 0 No 0 Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
1050660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.337% 8.000% 8.000% $3,670.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,902.27 $XXXXXXX N/A $0.00 48.37% 48.37% 48.37% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6482592 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.513% 7.875% 7.875% $3,017.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,404.59 $XXXXXXX N/A $0.00 38.84% 38.84% 38.84% Yes Employed Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5628378 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.976% 8.375% 8.375% $2,347.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,261.27 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.48% 44.48% 44.48% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 655 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6103285 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.366% 7.750% 7.750% $394.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,032.12 $XXXXXXX N/A $0.00 48.73% 48.73% 48.73% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8884573 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.427% 8.125% 8.125% $2,932.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,425.46 $XXXXXXX N/A $0.00 49.85% 49.85% 49.85% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
2964063 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1087.5 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.001% 8.500% 8.500% $377.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,242.71 $XXXXXXX N/A $0.00 28.97% 28.97% 28.97% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2527771 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.936% 8.125% 8.125% $844.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,903.38 $XXXXXXX N/A $0.00 45.85% 45.85% 45.85% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1297077 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.168% 7.875% 7.875% $414.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,764.44 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.00% 48.02% 48.02% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9832911 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 7.769% 7.375% 7.375% $558.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,393.43 $XXXXXXX N/A $0.00 38.57% 38.57% 38.57% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2271458 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1305.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.840% 8.250% 8.250% $494.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,556.47 $XXXXXXX N/A $0.00 47.96% 47.96% 47.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4472634 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2012.5 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 9.133% 8.500% 8.500% $442.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,837.17 $XXXXXXX N/A $0.00 35.84% 35.84% 35.84% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 12 Other Yes 36 36 Other No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9096863 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2345.73 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.127% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,507.38 $XXXXXXX N/A $0.00 48.49% 48.54% 48.54% No Retired Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7498898 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 6.830% Manual Underwriting Manual Underwriting No 8.703% 8.125% 8.125% $594.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,924.80 $XXXXXXX N/A $0.00 48.03% 49.26% 49.26% No Not Employed Full Doc 0 NA N/A 0 2 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2998.55 1.6 No 57.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4862670 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.134% 7.875% 7.875% $634.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,971.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.13% 39.13% 39.13% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 57 30 Work Number Yes 40 30 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9975119 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.960% 7.625% 7.625% $2,831.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,744.94 $XXXXXXX N/A $0.00 49.62% 49.62% 49.62% No No Employed Employed Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 104 32 Work Number Yes 96 32 Work Number No 0 Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7393539 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 9.703% 9.250% 9.250% $839.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,057.90 $XXXXXXX N/A $0.00 37.31% 37.31% 37.30% No Employed Full Doc 1 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 38 30 FNMA 1005 0 No 0 N/A Borrower - Wage, Commission - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9209890 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 7.838% 7.500% 7.500% $1,314.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,758.14 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.29% 48.29% 48.29% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.31 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4461381 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.817% 7.375% 7.375% $878.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,363.18 $XXXXXXX N/A $0.00 38.06% 38.06% 38.06% No No 1 - Not Stated Not Verified 5 - Stated, 2YRs Verified + CPA Letter 3 - Stated, 3rd Party Verification Retired Not Employed Employed 3.30 Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - 2025, 2024, 2023 || Co Borrower 2 - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2025, 2024, 2023 || Co Borrower 2 - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 727 739 751 728 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXXX XX/XX/XXXX N/A XXXXXX XXXXXX N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXXX XX/XX/XXXX N/A XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 60.7 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No No
3551821 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.740% 8.500% 8.500% $433.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,459.01 $XXXXXXX N/A $0.00 49.26% 49.26% 49.26% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 2435.05 1.0 2435.05 1.0 No 77.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7986584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.071% 7.500% 7.500% $762.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,020.99 $XXXXXXX N/A $0.00 31.71% 31.71% 31.71% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3832469 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2060.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.291% 9.000% 9.000% $463.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,742.08 $XXXXXXX N/A $0.00 42.26% 42.26% 42.26% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 251 30 Work Number 0 No 0 N/A Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9831631 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.599% 8.375% 8.375% $3,040.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,888.94 $XXXXXXX N/A $0.00 48.26% 48.55% 48.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 286 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2093609 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.643% 7.875% 7.875% $1,185.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,516.51 $XXXXXXX N/A $0.00 49.84% 49.85% 49.85% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
3824213 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 9.003% 8.625% 8.625% $1,011.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,084.61 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.79% 39.91% 39.91% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7676849 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2420.5 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.997% 8.250% 8.250% $438.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,374.41 $XXXXXXX N/A CO $0.00 37.71% 37.71% 37.71% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Military and Government Assistance, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2558425 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.542% 8.125% 8.125% $1,856.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,994.61 $XXXXXXX N/A $0.00 37.39% 37.39% 37.39% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4082654 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1740.0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.561% 7.875% 7.875% $550.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,500.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.99% 40.99% 40.99% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 263 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4036879 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 7.869% 7.500% 7.500% $1,055.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,694.00 $XXXXXXX N/A $0.00 28.20% 28.20% 28.20% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 219 30 Work Number Yes 34 30 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5420251 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.855% 7.500% 7.500% $1,300.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,762.06 $XXXXXXX N/A $0.00 42.00% 42.00% 42.00% No Retired Full Doc 0 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Retirement, Other - Executed 4506T Verified Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8613697 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.567% 8.125% 8.125% $816.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,798.88 $XXXXXXX N/A $0.00 49.48% 49.33% 49.33% Yes Self-Employed Full Doc 0 NA N/A 0 2 2 3 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.52 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9712686 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.032% 7.500% 7.500% $839.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,983.58 $XXXXXXX N/A $0.00 46.19% 46.19% 46.19% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.49 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6039473 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.348% 7.875% 7.875% $594.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,613.17 $XXXXXXX N/A $0.00 47.89% 47.89% 47.89% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2023 Borrower - Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3922488 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.966% 7.250% 7.250% $1,580.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,565.95 $XXXXXXX N/A $0.00 48.13% 48.13% 48.13% No Employed Full Doc 0 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 187 6 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.61 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7657264 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 9.222% 8.625% 8.625% $816.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,936.53 $XXXXXXX N/A $0.00 48.76% 48.76% 48.76% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.83 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6831965 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.790% 7.250% 7.250% $474.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,262.07 $XXXXXXX N/A $0.00 31.88% 31.89% 31.89% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.51 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6759943 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.330% 8.875% 8.875% $1,591.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,972.02 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.81% 49.81% 49.81% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Separation Agreement Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 2088.15 0.4 2088.15 0.4 No 38.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1548744 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.707% 9.250% 9.250% $2,611.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,799.54 $XXXXXXX N/A $0.00 42.26% 42.26% 42.26% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9748318 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 9.308% 8.625% 8.625% $661.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,712.53 $XXXXXXX N/A $0.00 37.72% 37.72% 37.72% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 240 30 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7228619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) No No No N/A N/A 2421.3 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 10.116% 9.250% 9.250% $431.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,750.86 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.80% 47.80% 47.80% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7720123 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.463% 8.000% 8.000% $1,027.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,029.01 $XXXXXXX N/A $0.00 49.93% 49.93% 49.93% No Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Wage, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8811387 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.159% 7.625% 7.625% $637.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,812.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.98% 27.98% 27.98% Yes Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.0 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5440978 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1123.7 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.849% 8.375% 8.375% $304.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,347.83 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.83% 45.64% 45.64% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7622700 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.367% 7.625% 7.625% $1,000.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,236.17 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.21% 49.22% 49.22% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 322 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8338768 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 2025.06.26 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.080% Manual Underwriting Manual Underwriting No 8.067% 7.500% 7.500% $1,900.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,558.45 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.83% 46.83% 46.83% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.46 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1822565 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.770% Manual Underwriting Manual Underwriting No 8.075% 7.500% 7.500% $279.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,963.18 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.62% 37.62% 37.62% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.69 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4047313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.622% 8.250% 8.250% $894.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,601.20 $XXXXXXX N/A $0.00 38.53% 38.53% 38.53% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2391122 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.576% 8.000% 8.000% $723.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,272.69 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.84% 48.85% 48.85% Yes Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 78 33 Work Number 0 No 0 Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.79 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
1541106 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1975.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.256% 9.125% 9.125% $453.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,049.12 $XXXXXXX N/A $0.00 28.48% 28.48% 28.48% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Other - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6195573 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1965.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.733% 8.250% 8.250% $426.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,643.94 $XXXXXXX N/A $0.00 43.58% 43.58% 43.58% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3108854 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 9.561% 9.000% 9.000% $1,126.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,210.59 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.74% 42.80% 42.80% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 1 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.57 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6736043 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.100% 8.875% 8.875% $1,591.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,080.87 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.47% 43.47% 43.47% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 236 30 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.21 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6276238 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.770% 8.000% 8.000% $752.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,938.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.54% 33.54% 33.54% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2060992 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.725% 8.250% 8.250% $1,029.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,409.73 $XXXXXXX N/A $0.00 39.76% 39.76% 39.76% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 810 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
5053157 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1578.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.867% 8.375% 8.375% $380.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,000.69 $XXXXXXX N/A $0.00 48.59% 48.59% 48.59% No Retired Full Doc 1 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8792607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3385.5 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.772% 9.500% 9.500% $682.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,955.18 $XXXXXXX N/A $0.00 31.31% 31.29% 31.29% No Employed Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 360 FNMA 1005 0 No 0 Borrower - Wage, Commission - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8929313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.463% 9.000% 9.000% $1,464.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,171.76 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.85% 48.85% 48.85% No Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 78 33 Other 0 No 0 Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
7222154 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A  XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.153% 7.625% 7.625% $1,415.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,536.00 $XXXXXXX N/A $0.00 46.59% 46.59% 46.59% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 296 30 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1040265 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.169% 7.500% 7.500% $1,699.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,305.54 $XXXXXXX N/A $0.00 43.43% 43.43% 43.43% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.03 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4730262 XXXXXXX HELOC - 2nd Lien XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.649% 8.875% 8.875% $1,453.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,815.78 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.62% 44.62% 44.62% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2020 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2020 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 27.14 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1835852 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 10.034% 9.750% 9.750% $569.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,905.65 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.66% 46.66% 46.66% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 652 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9939995 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.542% 7.250% 7.250% $648.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,927.59 $XXXXXXX N/A $0.00 41.59% 41.59% 41.59% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - Executed 4506T Verified || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3181932 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 9.284% 8.625% 8.625% $942.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,390.15 $XXXXXXX N/A $0.00 35.85% 35.85% 35.85% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5294504 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.140% 8.625% 8.625% $1,173.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,681.76 $XXXXXXX N/A $0.00 42.49% 42.49% 42.49% Yes Employed Full Doc 2 Less than 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 106 30 Other 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6392848 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.828% 8.375% 8.375% $1,900.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,663.52 $XXXXXXX N/A $0.00 7.06% 7.06% 7.06% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 1 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2217915 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.703% 8.250% 8.250% $1,645.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,543.10 $XXXXXXX N/A $0.00 48.95% 48.96% 48.96% No Employed Full Doc 2 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 221 30 Work Number 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5671299 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.777% 7.500% 7.500% $1,748.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,858.97 $XXXXXXX N/A $0.00 17.75% 17.75% 17.75% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 74 30 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7449180 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 9.354% 9.125% 9.125% $406.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,680.30 $XXXXXXX N/A $0.00 36.50% 36.50% 36.50% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 91 30 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8818103 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.580% 8.250% 8.250% $1,436.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,853.80 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.59% 44.59% 44.59% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 73 30 Work Number 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4923626 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.098% 8.500% 8.500% $1,268.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,552.10 $XXXXXXX N/A $0.00 37.74% 37.74% 37.74% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 216 30 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3228160 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.817% 7.125% 7.125% $861.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,568.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.19% 44.19% 44.19% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 813 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5475489 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 9.070% 8.500% 8.500% $881.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,532.59 $XXXXXXX N/A $0.00 49.19% 49.77% 49.77% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
3404878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 10.313% 9.750% 9.750% $474.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,169.32 $XXXXXXX N/A $0.00 40.87% 40.87% 40.87% No Employed Full Doc 2 NA N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7750958 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 935.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 9.357% 8.875% 8.875% $297.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,383.98 $XXXXXXX N/A $0.00 49.15% 49.23% 49.23% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6755720 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1092.03 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.686% 8.875% 8.875% $466.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,113.61 $XXXXXXX N/A $0.00 39.76% 39.76% 39.76% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 175 29 Other NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7824116 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.751% 7.250% 7.250% $920.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,584.97 $XXXXXXX N/A $0.00 36.91% 36.91% 36.91% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 Borrower - Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7189536 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.236% 7.750% 7.750% $706.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,574.91 $XXXXXXX N/A $0.00 26.50% 26.50% 26.50% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1566907 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.468% 8.875% 8.875% $795.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,503.52 $XXXXXXX N/A $0.00 31.59% 31.59% 31.59% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3658525 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 9.062% 8.375% 8.375% $390.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,950.12 $XXXXXXX N/A $0.00 19.83% 19.83% 19.83% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 10.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3456008 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2170.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.479% 7.875% 7.875% $449.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,561.90 $XXXXXXX N/A $0.00 49.59% 49.59% 49.59% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8095111 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 10.214% 9.625% 9.625% $340.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,889.70 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.82% 36.82% 36.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7511618 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.618% 8.125% 8.125% $1,941.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,874.09 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.26% 38.26% 38.26% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 20878.96 3.6 20878.96 3.6 No 78.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6308177 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.761% 8.125% 8.125% $651.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,527.76 $XXXXXXX N/A $0.00 33.14% 33.14% 33.14% No Employed Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6172457 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.732% 7.375% 7.375% $478.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,130.34 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 25.01% 25.01% 25.01% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.2 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7102904 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.928% 7.625% 7.625% $2,025.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,224.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.90% 40.90% 40.90% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9168911 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.529% 7.250% 7.250% $1,125.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,683.83 $XXXXXXX N/A $0.00 33.25% 33.24% 33.25% No No Retired Employed Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1208038 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2925.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.063% 7.500% 7.500% $454.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,598.90 $XXXXXXX N/A $0.00 43.38% 43.38% 43.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3904484 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3431.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.261% 8.625% 8.625% $567.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,187.28 $XXXXXXX N/A $0.00 39.77% 39.77% 39.77% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5204129 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A  XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.939% 7.500% 7.500% $1,328.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,484.11 $XXXXXXX N/A $0.00 27.57% 27.57% 27.57% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 30 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5051059 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2400.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 9.649% 9.250% 9.250% $617.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,163.73 $XXXXXXX N/A $0.00 37.00% 37.00% 37.00% No Self-Employed Full Doc 0 NA N/A 0 2 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2022, 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2022, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4611442 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2710.37 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.668% 7.875% 7.875% $497.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,644.50 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.42% 46.42% 46.42% No No Self-Employed Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.28 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6384043 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.752% 7.250% 7.250% $955.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,240.98 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.93% 47.93% 47.93% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 147 30 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.73 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1286859 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 12.697% 12.250% 12.250% $928.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,523.12 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.53% 42.33% 42.33% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 629 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3580876 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.496% 8.250% 8.250% $1,202.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,754.98 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.73% 49.73% 49.73% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7707205 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 10.701% 10.125% 10.125% $1,768.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,519.09 $XXXXXXX N/A $0.00 12.79% 13.63% 13.63% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7028241 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.190% 7.875% 7.875% $1,450.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,665.55 $XXXXXXX N/A $0.00 48.99% 49.01% 49.01% Yes Yes Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 30 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime and Bonus, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6319951 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3008.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 10.559% 9.875% 9.875% $555.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,768.68 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.69% 35.69% 35.69% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1937649 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.525% 8.250% 8.250% $450.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,398.67 $XXXXXXX N/A $0.00 41.33% 41.33% 41.33% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 234 30 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6045403 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.855% 8.625% 8.625% $1,201.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,660.89 $XXXXXXX N/A $0.00 43.85% 43.85% 43.85% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 12866.63 1.5 12866.63 1.5 No 79.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3786541 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.618% 8.875% 8.875% $1,159.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,756.43 $XXXXXXX N/A $0.00 34.19% 36.57% 36.57% No No Retired Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 2 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5258580 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 9.348% 9.000% 9.000% $3,218.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $13,202.89 $XXXXXXX N/A $0.00 38.47% 38.47% 38.47% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6096113 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.341% 7.750% 7.750% $1,611.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,032.08 $XXXXXXX N/A $0.00 47.73% 47.73% 47.73% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability, Other, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6246208 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2048.58 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.976% 8.500% 8.500% $460.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,532.25 $XXXXXXX N/A $0.00 43.73% 43.73% 43.73% No No Retired Employed Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 252 31 FNMA 1005 No 0 Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.67 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5838885 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.971% 8.375% 8.375% $809.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,179.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.96% 43.96% 43.96% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6135006 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2325.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.935% 8.625% 8.625% $615.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,997.61 $XXXXXXX N/A $0.00 44.37% 44.37% 44.37% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4359060 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.483% 7.875% 7.875% $362.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $919.75 $XXXXXXX N/A $0.00 42.01% 42.01% 42.01% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3973259 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.812% 7.250% 7.250% $671.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,588.39 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.95% 33.95% 33.95% Yes Yes Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8102027 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.309% 7.875% 7.875% $1,232.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,339.10 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.57% 43.57% 43.57% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 69 31 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1478327 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2036.27 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 8.661% 8.000% 8.000% $319.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,124.14 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.93% 49.93% 49.93% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Senior citizen Identification Card XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6563612 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.596% 7.875% 7.875% $863.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,311.30 $XXXXXXX N/A $0.00 40.20% 40.20% 40.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6045711 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.440% 7.625% 7.625% $560.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,649.44 $XXXXXXX N/A $0.00 15.70% 15.70% 15.70% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8321893 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 10.015% 9.375% 9.375% $1,055.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,422.50 $XXXXXXX N/A $0.00 45.40% 45.40% 45.40% No No Employed Retired Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3203665 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2298.99 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.791% 8.125% 8.125% $498.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,598.15 $XXXXXXX N/A $0.00 27.06% 26.96% 26.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6202814 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.747% 8.375% 8.375% $1,360.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,753.32 $XXXXXXX N/A $0.00 42.99% 42.99% 42.99% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 214 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.37 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9174610 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2240.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.297% 8.625% 8.625% $560.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,064.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.47% 47.47% 47.47% No Employed Full Doc 2 NA Yes 8 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 210 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2005199 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.838% 7.500% 7.500% $908.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,473.91 $XXXXXXX N/A $0.00 47.51% 47.51% 47.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.27 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3592959 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.712% 7.250% 7.250% $682.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,396.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.94% 47.94% 47.94% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8456263 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.352% 7.875% 7.875% $507.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,786.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.96% 43.69% 43.69% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5967182 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.340% 8.750% 8.750% $1,598.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,276.74 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.61% 45.61% 45.61% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.87 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1761308 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.450% 8.000% 8.000% $961.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,941.08 $XXXXXXX N/A $0.00 28.50% 28.25% 28.25% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 38 38 Work Number Yes 84 84 Work Number No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Lease Agreements Verified - 2023, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Lease Agreements Verified - 2023, 2025 Borrower - 1 YR Personal Tax Returns Verified - 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified - 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.67 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1245518 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1700.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.947% 7.500% 7.500% $547.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,584.22 $XXXXXXX N/A $0.00 48.34% 48.34% 48.34% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.67 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7858898 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.229% 8.750% 8.750% $1,219.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,483.40 $XXXXXXX N/A $0.00 35.48% 35.48% 35.48% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 1 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SECorporation, SECorporation - Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2350233 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2960.9 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.555% 8.875% 8.875% $510.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,707.13 $XXXXXXX N/A $0.00 44.05% 44.05% 44.05% No No Employed Employed Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 FNMA 1005 Yes 79 12 FNMA 1005 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4022866 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.405% 8.750% 8.750% $723.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,730.20 $XXXXXXX N/A $0.00 40.82% 40.82% 40.82% No Employed Full Doc 0 1 Month Yes 12 1 0 0 2 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4317276 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.120% 8.875% 8.875% $1,184.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,416.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.25% 44.25% 44.25% No No Employed Retired Full Doc 1 0 1 Month NA Yes 12 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
4703714 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2415.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.302% 7.875% 7.875% $500.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,524.43 $XXXXXXX N/A $0.00 34.42% 34.42% 34.42% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 17.03% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - 1 YR W2 1099 Verified, Executed 4506T Verified || Co Borrower - Other, Retirement - Executed 4506T Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6337370 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.765% 9.125% 9.125% $1,179.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,496.50 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.46% 44.46% 44.46% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Work Number 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9051814 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2486.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.104% 7.500% 7.500% $370.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $912.33 $XXXXXXX N/A $0.00 26.96% 26.96% 26.96% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8507862 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.618% 8.990% 8.900% $2,067.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,530.06 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.00% 34.00% 34.00% No No Retired Employed Full Doc 0 1 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1183044 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.080% 8.500% 8.500% $872.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,841.58 $XXXXXXX N/A $0.00 45.04% 45.04% 45.04% No Employed Full Doc 2 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 269 31 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1995534 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.675% 8.125% 8.125% $1,043.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,597.10 $XXXXXXX N/A $0.00 50.00% 50.00% 50.00% Yes Yes Employed Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 208 29 Work Number Yes 137 29 FNMA 1005 No 0 N/A Borrower - Wage, Overtime and Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.47 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9916441 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.899% 9.625% 9.625% $509.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,876.03 $XXXXXXX N/A $0.00 40.58% 40.54% 40.54% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 37 31 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 32311.14 17.3 No 56.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7279212 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 11.809% 11.000% 11.000% $660.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,504.80 $XXXXXXX N/A $0.00 35.57% 35.57% 35.57% No Yes Employed Retired Full Doc 2 1 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 626 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7902164 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.822% 8.500% 8.500% $694.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,091.24 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.77% 44.77% 44.77% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5965023 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2582.12 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.560% 8.875% 8.875% $437.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,385.83 $XXXXXXX N/A $0.00 34.19% 34.19% 34.19% No Retired Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3438273 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.214% 7.500% 7.500% $443.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,998.29 $XXXXXXX N/A $0.00 48.78% 48.78% 48.78% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 30 FNMA 1005 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1912480 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.849% 7.500% 7.500% $2,024.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,425.30 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.11% 43.11% 43.11% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8279030 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.879% 8.375% 8.375% $1,140.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,681.76 $XXXXXXX N/A $0.00 44.59% 44.59% 44.59% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
8510414 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2530.13 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.604% 9.000% 9.000% $434.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,639.62 $XXXXXXX N/A $0.00 41.51% 38.65% 38.65% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 30 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8007591 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2679.7 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.464% 8.625% 8.625% $525.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,632.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.67% 42.67% 42.67% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 59 30 Work Number 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.02 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3674314 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.700% 7.000% 7.000% $930.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,697.84 $XXXXXXX N/A $0.00 43.73% 43.73% 43.73% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.28 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2456313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A   XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.998% 7.625% 7.625% $1,220.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,113.72 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.68% 49.68% 49.68% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 32 Work Number Yes 55 32 Work Number No 0 Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8986263 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.938% 7.625% 7.625% $1,911.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,463.35 $XXXXXXX N/A $0.00 32.80% 32.27% 32.27% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 2.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1230625 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.341% 7.625% 7.625% $569.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,954.71 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.06% 34.06% 34.06% No No Retired Employed Full Doc 1 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6382500 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.000% Manual Underwriting Manual Underwriting No 8.154% 7.250% 7.250% $958.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,570.61 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.61% 32.61% 32.61% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9997954 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.038% 7.750% 7.750% $931.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,756.16 $XXXXXXX N/A $0.00 37.80% 37.80% 37.80% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.46 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4360259 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.473% 7.875% 7.875% $616.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,072.02 $XXXXXXX N/A $0.00 40.92% 40.92% 40.92% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 30 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 652 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.23 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9958660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2389.25 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.728% 9.375% 9.375% $464.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,918.91 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.94% 42.94% 42.94% No Retired Full Doc 0 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Retirement - Executed 4506T Verified, Award Letter Verified Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 652 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 43145.37 22.5 No 64.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8083833 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.138% 8.750% 8.750% $645.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,820.24 $XXXXXXX N/A $0.00 42.62% 42.62% 42.62% No Retired Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4117480 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2444.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 10.315% 9.500% 9.500% $484.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,113.42 $XXXXXXX N/A $0.00 47.78% 47.78% 47.78% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Other - Executed 4506T Verified, Award Letter Verified Borrower - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3155738 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.745% 9.500% 9.500% $4,191.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $11,424.09 $XXXXXXX N/A $0.00 42.94% 46.47% 46.47% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 10 FNMA 1005 Yes 148 31 Work Number No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.6 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6460905 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.318% 8.875% 8.875% $775.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,132.28 $XXXXXXX N/A $0.00 31.00% 30.30% 30.30% No No Employed Employed Full Doc 1 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5487203 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.449% 7.000% 7.000% $632.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,055.19 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.98% 36.98% 36.98% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.82 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5048400 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.320% 7.750% 7.750% $644.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,425.79 $XXXXXXX N/A $0.00 33.76% 33.76% 33.76% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 Borrower - Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7959592 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.535% 8.250% 8.250% $426.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,154.39 $XXXXXXX N/A $0.00 43.47% 43.47% 43.47% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9767487 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.527% 7.750% 7.750% $1,313.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,875.83 $XXXXXXX N/A $0.00 32.43% 32.43% 32.43% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 154 30 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.24 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8143884 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2470.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.706% 8.500% 8.500% $399.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,453.74 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 16.16% 16.16% 16.16% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 28.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9224628 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.080% 8.750% 8.750% $883.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,134.48 $XXXXXXX N/A $0.00 41.64% 41.64% 41.64% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 236 31 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8467591 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1852.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.854% 8.500% 8.500% $356.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,525.50 $XXXXXXX N/A $0.00 46.06% 46.89% 46.89% Yes Employed Full Doc 2 Less than 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4275498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3055.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.410% 8.750% 8.750% $511.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,391.65 $XXXXXXX N/A $0.00 40.72% 40.72% 40.72% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 180 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.83 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3331698 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3241.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.337% 8.750% 8.750% $550.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,659.07 $XXXXXXX N/A $0.00 42.59% 42.64% 42.64% No Self-Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3623992 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 11.713% 11.375% 11.375% $528.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,284.47 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.24% 33.24% 33.24% No No Employed Not Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 288 31 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 620 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4955802 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.273% 8.625% 8.625% $777.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,176.51 $XXXXXXX N/A $0.00 49.79% 49.79% 49.79% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 274 24 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5765034 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3713.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.640% 8.000% 8.000% $579.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,673.44 $XXXXXXX N/A $0.00 45.89% 45.89% 45.89% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.11 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2810406 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.841% 8.250% 8.250% $1,192.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,574.99 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.06% 35.06% 35.06% No No Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 101 36 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2024 Borrower - 2023, 2024 || Co Borrower - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.29 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8557089 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3525.0 XX/XX/XXXX 6.000% Manual Underwriting Manual Underwriting No 8.408% 7.500% 7.500% $695.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,097.60 $XXXXXXX N/A $0.00 45.51% 45.51% 45.51% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 61 31 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.01 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6121607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2101.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 10.186% 9.500% 9.500% $378.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,769.07 $XXXXXXX N/A $0.00 44.94% 44.94% 44.94% No Retired Full Doc 1 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 677 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
8823093 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.977% 8.500% 8.500% $499.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,661.00 $XXXXXXX N/A $0.00 38.52% 38.52% 38.52% No Retired Full Doc 0 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other - Executed 4506T Verified Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6123104 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.069% 7.625% 7.625% $1,012.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,264.28 $XXXXXXX N/A $0.00 49.62% 49.62% 49.62% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Retirement - Executed 4506T Verified - 2025 || Co Borrower - Other - Executed 4506T Verified - 2025 Borrower - Executed 4506T Verified - 2025 || Co Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6918608 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.425% 7.625% 7.625% $731.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,959.26 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.05% 47.05% 47.05% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5841590 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3087.5 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.182% 8.875% 8.875% $579.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,581.14 $XXXXXXX N/A $0.00 40.82% 43.25% 43.25% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4799793 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.294% 8.000% 8.000% $669.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,381.05 $XXXXXXX N/A $0.00 42.58% 42.58% 42.58% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5252018 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.273% 8.875% 8.875% $1,661.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,000.35 $XXXXXXX N/A $0.00 43.26% 43.26% 43.26% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 305 30 Other 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No 7 XX/XX/XXXX XX/XX/XXXX 1 79 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.68 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6638259 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2819.08 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 7.837% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,235.50 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.33% 41.33% 41.33% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 31 31 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7945236 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.840% 9.250% 9.250% $1,069.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,885.63 $XXXXXXX N/A $0.00 49.67% 49.67% 49.67% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2305207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.736% 8.125% 8.125% $2,363.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,238.55 $XXXXXXX N/A $0.00 38.00% 38.00% 38.00% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 700.60 0.1 700.60 0.1 No 62.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3461230 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.962% 8.375% 8.375% $668.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,290.64 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.57% 49.57% 49.57% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 Other Yes 32 32 Other No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 10261.19 2.4 10261.19 2.4 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3226234 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.302% 7.750% 7.750% $1,475.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,905.26 $XXXXXXX N/A $0.00 39.32% 39.32% 39.32% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 29 29 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9030480 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.594% 9.375% 9.375% $914.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,374.98 $XXXXXXX N/A $0.00 35.71% 35.71% 35.71% No No Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5124608 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3677.39 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.454% 7.875% 7.875% $580.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,979.04 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.09% 27.09% 27.09% No Retired Full Doc 1 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Other - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1843174 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.688% 9.000% 9.000% $899.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,401.89 $XXXXXXX N/A $0.00 21.15% 21.15% 21.15% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 30 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 648 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.61 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4319806 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.895% 7.500% 7.500% $1,333.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,546.66 $XXXXXXX N/A $0.00 48.47% 45.22% 45.22% No No Employed Not Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 324 30 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6694406 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2385.06 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.052% 8.375% 8.375% $579.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,917.54 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 251 31 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2675291 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1470.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.851% 9.250% 9.250% $345.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,413.46 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.28% 40.28% 40.28% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.7 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5623095 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.550% 9.000% 9.000% $764.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,492.51 $XXXXXXX N/A $0.00 38.65% 38.65% 38.65% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 31 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3314269 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.129% 7.875% 7.875% $1,087.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,071.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.68% 28.69% 28.69% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 Borrower - Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 62777.69 20.4 No 84.91 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5899746 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2341.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 7.861% 7.250% 7.250% $341.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,966.09 $XXXXXXX N/A $0.00 48.22% 48.22% 48.22% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.51 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6997360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2485.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.527% 9.000% 9.000% $571.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,089.10 $XXXXXXX N/A $0.00 45.53% 45.12% 45.12% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 Borrower - Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.47 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7529663 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2099.6 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 10.080% 9.250% 9.250% $636.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,156.55 $XXXXXXX N/A $0.00 42.51% 42.51% 42.51% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 11 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 647 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4048923 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2250.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 10.444% 10.125% 10.125% $486.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,326.49 $XXXXXXX N/A $0.00 42.82% 42.82% 42.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 22 22 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3355450 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 7.767% 7.500% 7.500% $1,517.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,960.58 $XXXXXXX N/A $0.00 45.99% 45.99% 45.99% No Retired Full Doc 0 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6051493 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2019.27 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 10.894% 10.125% 10.125% $611.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,293.90 $XXXXXXX N/A $0.00 39.96% 38.95% 38.95% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 51 36 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 633 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7767642 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2765.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.092% 7.625% 7.625% $559.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,938.88 $XXXXXXX N/A $0.00 43.21% 43.21% 43.21% No Retired Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 837 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1317637 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 7.657% 7.375% 7.375% $863.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,390.78 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.67% 43.67% 43.67% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9830934 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.331% 7.875% 7.875% $1,081.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,277.42 $XXXXXXX N/A $0.00 37.94% 37.94% 37.94% No Employed 1YR Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3222211 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.683% 7.125% 7.125% $1,792.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,223.50 $XXXXXXX N/A $0.00 49.84% 49.84% 49.84% No Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4126293 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 7.751% 7.375% 7.375% $1,105.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,288.69 $XXXXXXX N/A $0.00 48.66% 48.66% 48.66% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9587803 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 10.280% 9.625% 9.625% $1,521.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,384.28 $XXXXXXX N/A $0.00 38.50% 38.50% 38.50% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 621 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 139480.34 25.9 No 61.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6022635 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.005% 7.750% 7.750% $2,163.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,027.64 $XXXXXXX N/A $0.00 43.78% 43.78% 43.78% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4404530 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.705% 8.125% 8.125% $1,557.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,383.47 $XXXXXXX N/A $0.00 42.39% 42.39% 42.39% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 24.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1120853 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2679.0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.352% 7.750% 7.750% $408.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,329.80 $XXXXXXX N/A $0.00 45.60% 45.60% 45.60% No Self-Employed Full Doc 0 NA N/A 0 2 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 7 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4603692 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.413% 8.375% 8.375% $1,436.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,194.41 $XXXXXXX N/A $0.00 45.13% 45.13% 45.13% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 96682.99 18.6 No 19.89 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9854481 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.915% 8.625% 8.625% $656.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,350.94 $XXXXXXX N/A $0.00 40.27% 40.27% 40.27% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 FNMA 1005 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6489449 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2256.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.916% 8.125% 8.125% $405.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,008.06 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.86% 47.85% 47.85% No Employed Full Doc 1 Less than 1 Month N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4263829 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.241% 8.625% 8.625% $700.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,641.71 $XXXXXXX N/A $0.00 48.20% 48.20% 48.20% No No Retired Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6854121 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.421% 8.125% 8.125% $422.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,975.31 $XXXXXXX N/A $0.00 46.12% 46.12% 46.12% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 191 31 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 23.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1900436 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.291% 7.750% 7.750% $1,354.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,808.64 $XXXXXXX N/A $0.00 38.12% 38.12% 38.12% No Employed Full Doc 0 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 31 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3476961 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.586% 9.250% 9.250% $549.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,840.07 $XXXXXXX N/A $0.00 33.82% 33.82% 33.82% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.46 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6438668 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.174% 7.625% 7.625% $992.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,493.94 $XXXXXXX N/A $0.00 47.80% 47.80% 47.80% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6447495 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.879% 8.250% 8.250% $749.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,130.16 $XXXXXXX N/A $0.00 35.38% 35.38% 35.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3670371 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.178% 8.625% 8.625% $886.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,992.67 $XXXXXXX N/A $0.00 47.63% 47.63% 47.63% No Employed Full Doc 1 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 9 18 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 168869.77 114.4 168869.77 114.4 No 69.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4525784 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.978% 8.625% 8.625% $2,581.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,520.72 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.92% 42.92% 42.92% No Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 18 18 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2603250 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.971% 9.625% 9.625% $564.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,288.61 $XXXXXXX N/A $0.00 19.65% 19.52% 19.52% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 192 30 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6093440 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.929% 8.625% 8.625% $656.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,188.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.98% 47.98% 47.98% No No Employed Employed Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1341039 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.054% 8.750% 8.750% $1,104.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,110.92 $XXXXXXX N/A $0.00 38.76% 38.76% 38.76% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3593152 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.438% 8.750% 8.750% $883.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,006.59 $XXXXXXX N/A $0.00 43.37% 43.37% 43.37% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4439683 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.460% 8.250% 8.250% $1,877.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,753.40 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.59% 40.59% 40.59% No Self-Employed Full Doc 2 2+ Months N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 91.23% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 673 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6397597 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.703% 8.375% 8.375% $1,079.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,606.78 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.06% 45.06% 45.06% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.18 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9925524 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.772% 7.250% 7.250% $920.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,930.79 $XXXXXXX N/A $0.00 47.38% 47.27% 47.27% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 244 31 Work Number NA 0 0 N/A No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5627451 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.222% 7.500% 7.500% $684.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,301.15 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.72% 49.72% 49.72% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified Borrower - Executed 4506T Verified - 2024 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4861204 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.688% 7.125% 7.125% $704.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,773.74 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 28.23% 28.23% 28.23% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7935617 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 9.207% 9.000% 9.000% $683.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,102.04 $XXXXXXX N/A $0.00 43.65% 43.65% 43.65% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5257360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.670% Manual Underwriting Manual Underwriting No 7.440% 7.125% 7.125% $1,010.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,899.90 $XXXXXXX N/A $0.00 41.77% 41.77% 41.77% No No Self-Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 1 0 2 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 21 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 812 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX No No
4080537 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3172.5 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.859% 9.000% 9.000% $607.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,722.03 $XXXXXXX N/A $0.00 42.74% 42.75% 42.75% No No Employed Employed Full Doc 2 2 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 31 Work Number Yes 98 31 Work Number No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8233402 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.790% Manual Underwriting Manual Underwriting No 8.342% 7.750% 7.750% $859.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,336.19 $XXXXXXX N/A $0.00 29.60% 29.60% 29.60% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8872943 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3915.53 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.535% 8.250% 8.250% $681.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,795.18 $XXXXXXX N/A $0.00 43.75% 43.75% 43.75% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1939136 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.055% 8.750% 8.750% $441.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,506.84 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 31.02% 31.02% 31.02% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 31 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4694379 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2600.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.080% 7.875% 7.875% $471.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,173.57 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.41% 43.41% 43.41% No No Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 43 31 Other NA 0 0 N/A No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1204243 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.090% 8.750% 8.750% $795.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,539.53 $XXXXXXX N/A $0.00 30.69% 30.69% 30.69% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 123 31 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1550483 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 7.787% 7.500% 7.500% $402.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,483.32 $XXXXXXX N/A $0.00 33.09% 33.09% 33.09% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 30 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 21.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5294821 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2200.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 7.787% 7.500% 7.500% $443.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,140.69 $XXXXXXX N/A $0.00 31.89% 32.04% 32.04% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 37 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4221005 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.790% 7.375% 7.375% $1,842.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,817.47 $XXXXXXX N/A $0.00 49.60% 49.64% 49.64% No No Self-Employed Retired Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2023 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6899209 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.557% 8.375% 8.375% $429.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,869.36 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.83% 34.83% 34.83% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2025 Borrower - Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9170549 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2340.0 XX/XX/XXXX 6.040% Manual Underwriting Manual Underwriting No 8.360% 7.875% 7.875% $554.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,182.20 $XXXXXXX N/A $0.00 49.79% 44.72% 44.72% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.17 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1717449 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.441% 7.875% 7.875% $1,280.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,179.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 50.00% 50.00% 50.00% No No Retired Employed Full Doc 1 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 2 Work Number No 0 N/A Borrower - Other REO Net Rental Income(Loss), SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025 Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.68 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
2616655 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.944% 7.500% 7.500% $804.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,258.84 $XXXXXXX N/A $0.00 48.88% 48.88% 48.88% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6626195 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.737% 7.250% 7.250% $682.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,135.60 $XXXXXXX N/A $0.00 44.31% 44.31% 44.31% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9322300 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 5.970% Manual Underwriting Manual Underwriting No 9.240% 8.750% 8.750% $1,002.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,676.29 $XXXXXXX N/A $0.00 44.83% 44.83% 44.83% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6017535 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 10.241% 9.375% 9.375% $461.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,449.95 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.71% 40.71% 40.71% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.43 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6935176 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.358% 8.125% 8.125% $1,816.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,340.74 $XXXXXXX N/A $0.00 33.27% 33.27% 33.27% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8630459 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.963% 8.375% 8.375% $1,368.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,195.74 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.82% 39.82% 39.82% No No Employed Employed Full Doc 1 1 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 103 31 Work Number Yes 22 22 Work Number No 0 Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5418789 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.477% 7.750% 7.750% $763.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,753.34 $XXXXXXX N/A $0.00 49.84% 49.69% 49.69% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.43 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3886498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.203% 7.875% 7.875% $1,812.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,819.19 $XXXXXXX N/A $0.00 39.49% 39.40% 39.40% Yes Yes Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 1 0 1 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.39 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
9031732 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.455% 8.000% 8.000% $1,284.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,929.02 $XXXXXXX N/A $0.00 32.66% 32.66% 32.66% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3106983 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1255.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.170% 8.750% 8.750% $394.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,268.32 $XXXXXXX N/A $0.00 37.91% 37.91% 37.91% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 32 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4195656 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.608% 8.375% 8.375% $1,197.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,284.75 $XXXXXXX N/A $0.00 50.00% 50.00% 50.00% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 1 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 677 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4775817 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.196% 8.750% 8.750% $1,298.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,975.08 $XXXXXXX N/A $0.00 39.64% 39.64% 39.64% No Retired Full Doc 2 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7343784 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.675% 8.125% 8.125% $668.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,605.58 $XXXXXXX N/A $0.00 35.25% 35.25% 35.25% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5548540 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3139.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.887% 9.375% 9.375% $607.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,761.16 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.42% 28.42% 28.42% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 313 31 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.93 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5261552 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 7.986% 7.375% 7.375% $1,276.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,517.60 $XXXXXXX N/A $0.00 30.37% 24.79% 24.79% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
7458334 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 9.597% 9.000% 9.000% $2,397.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,254.70 $XXXXXXX N/A $0.00 49.95% 49.95% 49.95% No No Retired Employed Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 Work Number No 0 N/A Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4286863 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.007% 7.500% 7.500% $894.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,884.92 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.92% 49.92% 49.92% No Retired Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.61 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3785064 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2200.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.179% 8.875% 8.875% $490.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,123.33 $XXXXXXX N/A $0.00 40.20% 40.20% 40.20% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 104 30 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2729453 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1657.58 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 10.367% 9.625% 9.625% $470.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,147.27 $XXXXXXX N/A $0.00 38.69% 38.69% 38.69% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 174 31 Work Number 0 No 0 N/A Borrower - Wage, SSI and Disability, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6647621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2344.47 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.341% 8.625% 8.625% $388.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,990.34 $XXXXXXX N/A $0.00 45.06% 45.05% 45.05% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 153 31 Other No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9897411 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.677% 8.250% 8.250% $1,126.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,993.98 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.21% 32.47% 32.47% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 57 31 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.8 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4895612 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.178% 8.875% 8.875% $1,070.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,050.62 $XXXXXXX N/A $0.00 41.93% 41.93% 41.93% No No Employed Not Employed Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4513858 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.085% 7.875% 7.875% $1,355.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,020.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.76% 42.76% 42.76% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 815 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4316621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.686% 8.875% 8.875% $624.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,281.56 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.30% 42.30% 42.30% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 287 30 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1359333 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.746% 8.000% 8.000% $585.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,087.62 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.74% 35.74% 35.74% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.51 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1736573 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.040% Manual Underwriting Manual Underwriting No 8.119% 7.375% 7.375% $919.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,932.43 $XXXXXXX N/A $0.00 44.16% 44.16% 44.16% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
2370507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.115% 7.625% 7.625% $813.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,448.52 $XXXXXXX N/A $0.00 34.99% 34.99% 34.99% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6384631 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.312% 8.000% 8.000% $627.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,101.77 $XXXXXXX N/A $0.00 49.35% 49.35% 49.35% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
2476316 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2203.5 XX/XX/XXXX 6.040% Manual Underwriting Manual Underwriting No 7.783% 7.375% 7.375% $519.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,160.80 $XXXXXXX N/A $0.00 49.69% 49.70% 49.70% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9175795 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.452% 7.875% 7.875% $725.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,607.65 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.38% 47.38% 47.38% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8989646 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.669% 7.125% 7.125% $552.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,177.81 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.53% 41.53% 41.53% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8429045 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.736% 8.125% 8.125% $337.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,804.85 $XXXXXXX N/A $0.00 40.70% 40.70% 40.70% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 20 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2989939 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.780% 8.000% 8.000% $920.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,795.50 $XXXXXXX N/A $0.00 49.78% 45.39% 45.39% Yes Self-Employed Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 7 Borrower NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1849237 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.155% 8.750% 8.750% $2,753.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,539.03 $XXXXXXX N/A $0.00 31.71% 31.71% 31.71% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1702261 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3422.5 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.945% 8.500% 8.500% $1,238.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,336.36 $XXXXXXX N/A $0.00 47.06% 45.12% 45.12% No Employed 1YR Full Doc 0 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 15 15 Other 0 No 0 Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2023, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8656456 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.962% 7.875% 7.875% $1,015.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,933.36 $XXXXXXX N/A $0.00 28.69% 29.49% 29.49% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 23274.65 5.9 23274.65 5.9 No 45.27 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7098082 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.592% 8.125% 8.125% $887.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,046.37 $XXXXXXX N/A $0.00 47.64% 47.64% 47.64% No Employed Full Doc 0 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 266 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.09 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9572209 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.578% 9.000% 9.000% $760.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,419.03 $XXXXXXX N/A $0.00 42.72% 42.72% 42.72% No Retired Full Doc 1 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Other - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
5507903 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 8.630% 8.000% 8.000% $1,881.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,246.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 24.15% 24.15% 24.15% No Employed Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 73 31 Work Number 0 No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
3168425 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.340% Manual Underwriting Manual Underwriting No 9.526% 9.000% 9.000% $989.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,180.80 $XXXXXXX N/A $0.00 49.38% 49.38% 49.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6879395 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.329% 8.750% 8.750% $857.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,439.07 $XXXXXXX N/A $0.00 49.58% 49.58% 49.58% No Retired Full Doc 0 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - Executed 4506T Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8157078 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1625.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.789% 7.375% 7.375% $518.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,301.65 $XXXXXXX N/A $0.00 48.39% 48.39% 48.39% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9631420 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 10.251% 9.875% 9.875% $3,031.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,189.44 $XXXXXXX N/A $0.00 42.39% 42.39% 42.39% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No 7 XX/XX/XXXX XX/XX/XXXX 0 49 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3529718 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.785% 7.250% 7.250% $711.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,173.95 $XXXXXXX N/A $0.00 45.39% 45.39% 45.39% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5216027 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1803.38 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.385% 7.875% 7.875% $498.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,677.38 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.50% 34.50% 34.50% Yes Retired Full Doc 1 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2633981 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.543% 7.125% 7.125% $1,174.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,173.02 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.41% 27.41% 27.41% No No Self-Employed Self-Employed Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4416554 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.162% 7.875% 7.875% $497.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,929.93 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.58% 45.19% 45.19% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No Yes 240.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Asset Depletion - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.36 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2529732 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.490% 7.750% 7.750% $847.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,402.49 $XXXXXXX N/A $0.00 38.57% 38.57% 38.56% No Retired Full Doc 1 NA N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 Borrower - Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9687128 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.662% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,092.31 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.00% 45.00% 45.00% No Self-Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SESCorp - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.19 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9486060 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3126.77 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.204% 8.625% 8.625% $593.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,179.23 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.52% 37.52% 37.52% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 256 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1323791 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.356% 7.875% 7.875% $1,196.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,465.95 $XXXXXXX N/A $0.00 29.95% 29.95% 29.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 FNMA 1005 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4106267 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.000% Manual Underwriting Manual Underwriting No 7.995% 7.500% 7.500% $593.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,808.62 $XXXXXXX N/A $0.00 31.78% 31.78% 31.78% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3881619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.933% 8.500% 8.500% $2,499.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,661.30 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.57% 42.67% 42.67% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 30 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3362878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.950% 8.625% 8.625% $910.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,606.49 $XXXXXXX N/A $0.00 34.82% 34.82% 34.82% Yes Employed Full Doc 2 1 Month N/A 0 1 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9457288 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1792.73 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.274% 8.625% 8.325% $297.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,064.63 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.89% 40.89% 40.89% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 71 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9827222 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.440% 8.000% 8.000% $293.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,478.14 $XXXXXXX N/A $0.00 33.91% 33.91% 33.91% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 40 40 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2585270 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.380% 8.750% 8.750% $472.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,323.62 $XXXXXXX N/A $0.00 48.37% 48.37% 48.37% No Retired Full Doc 0 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6676355 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 10.414% 10.125% 10.125% $1,167.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,549.80 $XXXXXXX N/A $0.00 43.21% 43.20% 43.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 626 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7491569 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.097% 7.625% 7.625% $761.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,276.05 $XXXXXXX N/A $0.00 40.67% 40.67% 40.67% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8744347 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.667% 8.250% 8.250% $2,080.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,805.91 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.93% 41.93% 41.93% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 233 31 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 129799.50 22.4 No 64.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7218170 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.081% 8.875% 8.875% $556.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,188.41 $XXXXXXX N/A $0.00 49.86% 49.86% 49.86% No Retired Full Doc 0 NA N/A 0 0 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025 Borrower - Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8827803 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.951% 7.500% 7.500% $1,611.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,494.75 $XXXXXXX N/A $0.00 38.63% 38.63% 38.63% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3394183 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.864% 8.125% 8.125% $590.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,549.31 $XXXXXXX N/A $0.00 27.47% 27.47% 27.47% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 65649.70 27.3 No 62.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6662720 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.930% 7.500% 7.500% $1,390.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,716.83 $XXXXXXX N/A $0.00 48.27% 48.27% 48.27% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3934039 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.371% 7.125% 7.125% $707.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,992.11 $XXXXXXX N/A $0.00 41.73% 41.73% 41.73% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2517.08 0.6 No 43.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1879893 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.835% 7.250% 7.250% $579.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,130.27 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.86% 39.86% 39.86% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.2 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6293207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2432.87 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.121% 8.500% 8.500% $399.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,198.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.66% 48.66% 48.66% No Self-Employed Full Doc 1 NA N/A 0 2 0 2 2 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 5149.97 2.3 5149.97 2.3 No 59.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2935235 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.942% 8.250% 8.250% $1,073.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,451.75 $XXXXXXX N/A $0.00 48.13% 48.55% 48.55% No No Employed Retired Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 296 31 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.08 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3320338 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.932% 7.375% 7.375% $638.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,676.76 $XXXXXXX N/A $0.00 36.46% 36.46% 36.46% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 66.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3466128 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2145.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.034% 8.375% 8.375% $447.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,594.41 $XXXXXXX N/A $0.00 43.12% 43.12% 43.12% No No Employed Employed Full Doc 2 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 Yes 32 32 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 699 No 7 XX/XX/XXXX XX/XX/XXXX 0 109 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 48823.97 30.6 No 69.32 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6976069 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.548% 9.250% 9.250% $956.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,092.65 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.77% 42.01% 42.01% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 656 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 18.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1019237 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.144% 7.875% 7.875% $1,272.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,850.63 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 18.25% 18.25% 18.25% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 22 21 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7488516 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.553% 7.250% 7.250% $600.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,352.55 $XXXXXXX N/A $0.00 49.80% 49.80% 49.80% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 22.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5282801 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.046% 7.500% 7.500% $860.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,099.01 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.93% 36.93% 36.93% No Employed Full Doc 0 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 23 23 Other 0 No 0 Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.18 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3455788 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.352% 7.875% 7.875% $643.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,532.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.91% 42.91% 42.91% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7449948 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.153% 7.875% 7.875% $833.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,310.14 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.57% 47.57% 47.57% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 128 32 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 6665.28 1.3 6665.28 1.3 No 75.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6754756 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.529% 8.125% 8.125% $1,488.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,808.36 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.86% 43.86% 43.86% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5245999 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.006% 7.625% 7.625% $1,061.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,939.59 $XXXXXXX N/A $0.00 37.88% 37.88% 37.88% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 23318.98 7.9 No 68.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3099205 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.302% 7.875% 7.875% $435.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,325.40 $XXXXXXX N/A $0.00 34.63% 34.63% 34.63% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No 7 XX/XX/XXXX XX/XX/XXXX 1 115 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7391360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.542% 7.250% 7.250% $702.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,968.87 $XXXXXXX N/A $0.00 49.20% 49.20% 49.20% No Retired Full Doc 0 NA N/A 0 2 0 1 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1332334 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 8.697% 8.375% 8.375% $1,155.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,443.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.12% 47.12% 47.12% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 646 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5862337 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.923% 7.625% 7.625% $1,415.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,428.35 $XXXXXXX N/A $0.00 30.06% 30.06% 30.06% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 327 31 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.52 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6153191 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 10.075% 9.250% 9.250% $549.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,597.68 $XXXXXXX N/A $0.00 40.95% 40.95% 40.95% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 193 31 Work Number Yes 276 31 Work Number No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7186090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1873.2 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 9.094% 8.375% 8.375% $304.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,142.01 $XXXXXXX N/A $0.00 16.56% 16.56% 16.56% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 Work Number 0 No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 22.93 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3340619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.424% 7.875% 7.875% $994.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,553.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.12% 48.12% 48.12% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 31 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3327882 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 9.139% 8.875% 8.875% $756.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,204.98 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.26% 42.26% 42.26% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7429662 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.750% Manual Underwriting Manual Underwriting No 7.918% 7.500% 7.500% $2,062.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,250.69 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.31% 40.31% 40.31% No No Self-Employed Self-Employed Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 4100.27 0.8 4100.27 0.8 No 82.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2347686 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1976.25 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.180% 8.625% 8.625% $361.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,234.17 $XXXXXXX N/A $0.00 37.57% 37.57% 37.57% No Retired Retirement Income Doc Verified 1 NA N/A 0 1 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 27963.79 12.5 No 79.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6499242 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1641.5 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.788% 9.250% 9.250% $385.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,965.57 $XXXXXXX N/A $0.00 42.99% 42.99% 42.99% No Employed Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 6 Work Number 0 No 0 Borrower - Wage, Retirement, Retirement - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1865258 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2101.71 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.935% 8.250% 8.250% $511.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,384.86 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.39% 46.39% 46.39% No No Employed Employed Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 220 7 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3804686 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.011% 7.750% 7.750% $1,024.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,488.54 $XXXXXXX N/A $0.00 46.55% 46.55% 46.55% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2976435 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.172% 7.875% 7.875% $1,776.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,107.74 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.81% 36.81% 36.81% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8384936 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.636% 7.375% 7.375% $2,375.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,708.97 $XXXXXXX N/A $0.00 47.57% 47.57% 47.57% No Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8942098 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 10.334% 10.125% 10.125% $443.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,501.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.30% 41.30% 41.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 31 30 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1367379 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.061% 7.625% 7.625% $644.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,591.23 $XXXXXXX N/A $0.00 49.95% 49.95% 49.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 267 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No 7 XX/XX/XXXX XX/XX/XXXX 0 88 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.69 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9658296 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3525.0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 9.351% 8.375% 8.375% $733.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,080.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.35% 42.35% 42.35% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.69 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3160886 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2906.25 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.015% 7.750% 7.750% $615.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,589.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.20% 32.20% 32.20% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 358 32 Work Number No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.82 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2361613 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.942% 8.625% 8.625% $728.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,516.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.86% 42.86% 42.86% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9227509 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2204.8 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 10.297% 9.375% 9.375% $434.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,128.50 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.10% 42.10% 42.10% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1759862 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.839% 7.375% 7.375% $669.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,436.97 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.86% 38.86% 38.86% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 349 32 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1399227 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.614% 8.375% 8.375% $859.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,148.07 $XXXXXXX N/A $0.00 47.08% 47.08% 47.08% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8292392 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.624% 7.250% 7.250% $1,227.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,724.11 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.69% 33.69% 33.69% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.82 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1999380 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.437% 7.125% 7.125% $741.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,221.49 $XXXXXXX N/A $0.00 45.00% 45.00% 45.00% No No Retired Employed Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7969183 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.383% 8.000% 8.000% $770.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,883.29 $XXXXXXX N/A $0.00 31.75% 28.52% 28.52% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.41 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5437245 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.581% 8.000% 8.000% $1,735.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,612.10 $XXXXXXX N/A $0.00 49.98% 49.98% 49.98% Yes Employed Full Doc 2 Less than 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 192 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6158264 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.213% 7.750% 7.750% $1,647.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,079.33 $XXXXXXX N/A $0.00 43.70% 43.70% 43.70% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7065161 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.229% 8.000% 8.000% $418.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,958.14 $XXXXXXX N/A $0.00 32.90% 32.90% 32.90% No No Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 110 32 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3603973 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1872.62 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 10.115% 9.375% 9.375% $332.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,797.44 $XXXXXXX N/A $0.00 44.34% 44.34% 44.34% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4305032 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.476% 7.875% 7.875% $580.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,026.38 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.06% 48.01% 48.01% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.63 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9217355 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.819% 8.000% 8.000% $677.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,499.35 $XXXXXXX N/A $0.00 23.44% 23.44% 23.44% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9141589 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.084% 8.000% 8.000% $976.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,213.64 $XXXXXXX N/A $0.00 49.99% 49.29% 49.29% Yes Self-Employed Full Doc 0 NA N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 7 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3943949 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.759% 8.500% 8.500% $2,498.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,691.74 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.93% 46.93% 46.93% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6769798 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.970% 8.375% 8.375% $687.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,375.69 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.16% 43.16% 43.16% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.8 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6044137 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.010% 7.500% 7.500% $1,013.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,408.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.24% 40.24% 40.24% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.18 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6006857 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.286% 7.750% 7.750% $985.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,543.91 $XXXXXXX N/A $0.00 43.64% 43.64% 43.64% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 269 31 FNMA 1005 0 No 0 Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1616825 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.866% 8.625% 8.625% $661.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,652.60 $XXXXXXX N/A $0.00 49.69% 49.72% 49.72% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 11 11 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9058068 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.110% 8.500% 8.500% $1,913.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,109.07 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.86% 49.82% 49.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3727619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3293.5 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.974% 7.375% 7.375% $483.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,888.06 $XXXXXXX N/A $0.00 48.08% 48.08% 48.08% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1048171 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3077.6 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 11.586% 10.750% 10.750% $812.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,787.44 $XXXXXXX N/A $0.00 44.31% 44.31% 44.31% No Employed Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1219057 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1950.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 10.699% 10.250% 10.250% $698.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,464.40 $XXXXXXX N/A $0.00 47.05% 41.54% 41.54% No Employed Full Doc 2 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 137 24 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4659669 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.485% 7.250% 7.250% $1,023.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,242.37 $XXXXXXX N/A $0.00 33.50% 33.50% 33.50% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6723971 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.900% Manual Underwriting Manual Underwriting No 9.413% 8.500% 8.500% $896.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,749.62 $XXXXXXX N/A $0.00 36.23% 36.23% 36.23% No Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7667646 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.911% 7.500% 7.500% $787.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,542.84 $XXXXXXX N/A $0.00 32.11% 32.11% 32.11% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 2 151 Work Number 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4066707 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.197% 7.875% 7.875% $906.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,691.78 $XXXXXXX N/A $0.00 44.55% 44.55% 44.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 66 31 Other 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.89 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4468584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 N/A  XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.742% 8.375% 8.375% $703.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,796.15 $XXXXXXX N/A $0.00 44.84% 44.85% 44.85% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8896079 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.524% 9.000% 9.000% $1,287.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,553.93 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.20% 38.20% 38.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.23 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6889504 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.504% 8.875% 8.875% $1,640.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,572.36 $XXXXXXX N/A $0.00 42.26% 42.26% 42.26% No No Employed Self-Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 2 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - SESoleProprietor, Child Support - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7039475 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.008% 8.875% 8.875% $2,848.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,958.42 $XXXXXXX N/A $0.00 32.17% 32.17% 32.17% No Employed Full Doc 2 1 Month N/A 0 0 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1911945 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.793% 7.500% 7.500% $2,658.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,701.44 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.23% 49.23% 49.23% No No Employed Self-Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 354 31 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 11111.52 1.7 11111.52 1.7 No 45.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
4216175 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.862% 7.500% 7.500% $1,530.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,548.90 $XXXXXXX N/A $0.00 35.94% 37.45% 37.45% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 321 30 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 Borrower - Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.52 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4152207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.867% 8.250% 8.250% $525.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,686.45 $XXXXXXX N/A $0.00 44.11% 44.11% 44.11% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.21 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7167061 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.578% 9.250% 9.250% $549.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,703.99 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.53% 48.53% 48.53% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.06 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2244294 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.591% 9.000% 9.000% $687.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,678.53 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.51% 49.51% 49.51% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9526982 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.970% Manual Underwriting Manual Underwriting No 9.275% 8.750% 8.750% $1,528.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,898.91 $XXXXXXX N/A $0.00 48.79% 48.79% 48.79% No Employed Full Doc 2 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 111 31 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4339889 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.845% 7.500% 7.500% $727.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,248.54 $XXXXXXX N/A $0.00 30.26% 30.26% 30.26% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1123388 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 N/A  XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3325.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.751% 9.375% 9.375% $646.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,889.43 $XXXXXXX N/A $0.00 47.43% 47.43% 47.43% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 Work Number 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8073606 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.921% 9.250% 9.250% $493.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,152.44 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.77% 49.77% 49.77% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9471877 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2238.53 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.286% 8.875% 8.875% $477.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,947.71 $XXXXXXX N/A $0.00 33.37% 33.37% 33.37% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5420790 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1876.0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.272% 7.625% 7.625% $283.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,618.71 $XXXXXXX N/A $0.00 39.77% 39.77% 39.77% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9317892 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.322% 8.625% 8.625% $743.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,411.83 $XXXXXXX N/A $0.00 47.47% 47.47% 47.47% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 2024, 2025 Borrower - 2024, 2025 || Co Borrower - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2004865 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.172% 8.625% 8.625% $1,085.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,576.79 $XXXXXXX N/A $0.00 43.75% 43.75% 43.75% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5248828 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2625.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.058% 7.500% 7.500% $604.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,582.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 23.01% 23.01% 23.01% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6879297 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.962% 8.500% 8.500% $845.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,695.67 $XXXXXXX N/A $0.00 42.05% 41.98% 41.98% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 324 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.7 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4402803 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.816% 8.500% 8.500% $867.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,904.91 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.86% 45.86% 45.86% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4913587 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.214% 8.875% 8.875% $1,239.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,070.62 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.27% 42.27% 42.27% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 342 31 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5593548 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.607% 7.250% 7.250% $1,881.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,286.81 $XXXXXXX N/A $0.00 23.61% 23.61% 23.61% No No Employed Employed Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1585665 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1125.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.599% 7.125% 7.125% $336.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,673.96 $XXXXXXX N/A $0.00 32.63% 32.63% 32.63% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 74 33 FNMA 1005 Yes 60 33 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7371063 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 10.186% 9.375% 9.375% $508.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,643.98 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.45% 42.45% 42.45% No No Employed Employed Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 32 FNMA 1005 Yes 107 32 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1221505 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.456% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,261.21 $XXXXXXX N/A $0.00 37.04% 37.04% 37.04% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8698050 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2538.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 9.355% 8.875% 8.875% $756.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,772.65 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.45% 46.45% 46.45% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 13 13 Work Number 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5243955 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.433% 8.750% 8.750% $1,174.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,637.83 $XXXXXXX N/A $0.00 37.79% 37.79% 37.79% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6223928 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.577% 7.250% 7.250% $474.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,809.23 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.15% 43.15% 43.15% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 31 FNMA 1005 Yes 55 31 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8928761 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.955% 7.500% 7.500% $1,772.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,099.44 $XXXXXXX N/A $0.00 48.34% 48.34% 48.34% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1682517 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.269% 7.125% 7.125% $2,021.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,686.16 $XXXXXXX N/A $0.00 37.43% 37.43% 37.43% No No Employed Self-Employed Full Doc 2 2 1 Month NA N/A 0 N/A 0 2 0 2 2 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 168 32 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 805 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
5157446 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.065% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,358.66 $XXXXXXX N/A $0.00 35.94% 35.94% 35.94% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4949121 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.727% 9.375% 9.375% $1,314.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,092.13 $XXXXXXX N/A $0.00 48.73% 48.73% 48.73% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 635 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.8 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4587445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.637% 8.000% 8.000% $817.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,856.00 $XXXXXXX N/A $0.00 40.10% 40.10% 40.10% No Employed Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 260 32 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1733198 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.014% 7.250% 7.250% $880.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,771.75 $XXXXXXX N/A $0.00 45.83% 45.83% 45.83% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9626096 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.450% 9.000% 9.000% $820.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,965.85 $XXXXXXX N/A $0.00 49.35% 49.35% 49.35% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5116585 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2920.0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.030% 8.750% 8.750% $574.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,412.20 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.30% 34.47% 34.47% Yes Yes Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6847052 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.545% 8.125% 8.125% $1,688.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,590.25 $XXXXXXX N/A $0.00 48.78% 48.78% 48.78% No Employed Full Doc 2 1 Month N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 184 32 Other 0 No 0 Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.71 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3900642 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3055.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.918% 8.125% 8.125% $548.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,674.95 $XXXXXXX N/A $0.00 34.24% 34.24% 34.24% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 238 24 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4663297 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.788% 7.250% 7.250% $907.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,198.65 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 23.12% 23.12% 23.12% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5557937 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.925% 7.500% 7.500% $489.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,952.47 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.56% 49.56% 49.56% No No Retired Employed Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 65 33 Work Number No 0 Borrower - SSI and Disability - Award Letter Verified - 2025 || Co Borrower - Wage, Other, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2025 || Co Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.34 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8847648 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.412% 7.875% 7.875% $538.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,627.78 $XXXXXXX N/A $0.00 45.20% 45.20% 45.20% No Retired Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.51 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9721903 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.783% 7.500% 7.500% $1,398.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,740.70 $XXXXXXX N/A $0.00 38.44% 38.44% 38.44% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 170 31 FNMA 1005 Yes 49 32 FNMA 1005 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2984682 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.868% 8.500% 8.500% $1,922.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,409.34 $XXXXXXX N/A $0.00 44.94% 44.94% 44.94% No Retired Full Doc 0 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Child Support, SSI and Disability, SSI and Disability - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 18.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6185444 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.263% 7.875% 7.875% $952.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,950.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.45% 49.45% 49.45% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 111393.25 37.8 No 71.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
3234735 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.239% 7.750% 7.750% $612.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,713.46 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 14.53% 14.53% 14.53% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1699207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.519% 7.250% 7.250% $1,057.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,121.77 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.50% 39.50% 39.50% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
5286220 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3059.99 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 10.302% 9.625% 9.625% $552.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,638.49 $XXXXXXX N/A $0.00 44.59% 44.56% 44.56% No Retired Full Doc 0 NA N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Yes Borrower - Retirement, SSI and Disability, Other - Award Letter Verified - 2024, 2025 Borrower - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 649 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.21 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9353343 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 7.529% 7.125% 7.125% $707.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,421.75 $XXXXXXX N/A $0.00 39.20% 39.20% 39.20% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.38 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1586098 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.050% 7.750% 7.750% $418.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,716.50 $XXXXXXX N/A $0.00 14.59% 14.65% 14.65% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 138 31 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3926388 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2961.0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.239% 8.625% 8.625% $490.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,359.08 $XXXXXXX N/A $0.00 45.27% 45.27% 45.27% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9195443 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.453% 7.875% 7.875% $1,284.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,172.23 $XXXXXXX N/A $0.00 44.92% 44.92% 44.92% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 32 FNMA 1005 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 30.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9824781 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.338% 8.875% 8.875% $1,730.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,856.87 $XXXXXXX N/A $0.00 48.94% 48.94% 48.94% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
7296189 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.627% 8.000% 8.000% $836.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,428.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.74% 36.71% 36.71% Yes Employed Full Doc 2 1 Month N/A 0 1 0 0 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 120 33 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 805 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.51 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2856986 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1437.5 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 9.238% 8.625% 8.625% $447.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,488.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.55% 42.55% 42.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4312394 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.610% Manual Underwriting Manual Underwriting No 8.291% 7.750% 7.750% $716.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,980.83 $XXXXXXX N/A $0.00 49.10% 42.17% 42.17% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.08 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4191468 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.810% 8.375% 8.375% $1,203.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,565.17 $XXXXXXX N/A $0.00 41.88% 41.88% 41.88% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8125115 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.269% 7.875% 7.875% $1,058.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,625.70 $XXXXXXX N/A $0.00 31.81% 31.33% 31.33% No No Not Employed Self-Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8814778 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.258% 8.625% 8.625% $849.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,435.83 $XXXXXXX N/A $0.00 42.51% 42.51% 42.51% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.97 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2844725 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.536% 7.250% 7.250% $987.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,459.73 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.71% 41.71% 41.71% No No Employed Not Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 167 32 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5532247 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1878.58 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.453% 7.625% 7.625% $325.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,504.17 $XXXXXXX N/A $0.00 36.74% 36.74% 36.74% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6053532 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.449% 8.000% 8.000% $645.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,593.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.02% 41.02% 41.02% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6887395 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3559.18 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.255% 9.000% 9.000% $674.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,910.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.87% 38.87% 38.87% No No Employed Employed Full Doc 2 0 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 195 32 FNMA 1005 Yes 120 31 Work Number No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3026995 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.046% 7.500% 7.500% $629.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,808.98 $XXXXXXX N/A $0.00 26.54% 26.54% 26.54% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 43 32 FNMA 1005 No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3903479 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/26/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2240.0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.400% 7.000% 7.000% $465.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,530.05 $XXXXXXX N/A $0.00 41.74% 41.74% 41.74% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 50360.20 32.9 No 68.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4666269 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.240% 7.875% 7.875% $1,160.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,743.39 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.78% 43.78% 43.78% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8131567 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.041% 7.625% 7.625% $975.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,475.77 $XXXXXXX N/A $0.00 28.18% 28.18% 28.18% No No Employed Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement, SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.11 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4076455 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.552% 7.250% 7.250% $869.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,063.27 $XXXXXXX N/A $0.00 47.87% 47.87% 47.87% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8749104 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.990% 7.500% 7.500% $483.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,917.23 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.28% 39.28% 39.28% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 127 20 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
1489343 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.210% 7.875% 7.875% $1,517.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,315.30 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.45% 48.43% 48.43% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other - 1 YR W2 1099 Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 815 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3763019 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.013% 8.750% 8.750% $662.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,252.68 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.28% 36.28% 36.28% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 31 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6450413 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2944.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.273% 8.000% 8.000% $615.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,477.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.16% 43.16% 43.16% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4371199 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.064% 7.375% 7.375% $1,196.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,898.52 $XXXXXXX N/A $0.00 47.30% 47.30% 47.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8345197 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2817.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 10.193% 9.500% 9.500% $504.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,597.88 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.69% 46.54% 46.54% No No Self-Employed Self-Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A Borrower Prepared Borrower 8 NA 0 No 0 Yes 77 32 FNMA 1005 Yes 52 32 FNMA 1005 No 0 Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX Employment Authorization Document (I-821D) XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX I-821D Employment Authorization Document (I-821-D) XX/XX/XXXX Fee Simple No No N/A 55.29 0.0 55.29 0.0 No 79.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2568168 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.023% 7.500% 7.500% $769.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,109.45 $XXXXXXX N/A $0.00 46.62% 46.62% 46.62% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.98 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3350240 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.434% 8.125% 8.125% $1,588.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,712.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.11% 40.11% 40.11% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 216 32 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9620586 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.878% 8.375% 8.375% $1,295.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,851.32 $XXXXXXX N/A $0.00 47.58% 47.58% 47.58% No No Self-Employed Retired Full Doc 2 1 NA NA N/A 0 N/A 0 2 2 2 0 3 1 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 49.00% 0.00% Borrower Prepared 9 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2024, 2023 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7205090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.779% 8.500% 8.500% $1,168.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,186.28 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.51% 38.51% 38.51% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 192 31 FNMA 1005 No 0 Borrower - SSI and Disability - 3 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 3 YRS IRS Transcripts Verified - 2024, 2025 || Co Borrower - 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 23.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7244035 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2200.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.310% 8.000% 8.000% $525.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,372.14 $XXXXXXX N/A $0.00 35.22% 35.22% 35.22% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 16 16 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1807810 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.126% 7.500% 7.500% $489.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,058.93 $XXXXXXX N/A $0.00 20.90% 20.90% 20.90% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 162 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2709737 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1240.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.706% 7.375% 7.375% $494.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,755.85 $XXXXXXX N/A $0.00 32.64% 32.64% 32.64% No No Retired Employed Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 1 0 1 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 228 32 FNMA 1005 No 0 Borrower - Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2205236 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.044% 7.500% 7.500% $874.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,102.37 $XXXXXXX N/A $0.00 44.14% 44.14% 44.14% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7899953 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.497% 7.125% 7.125% $782.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,816.25 $XXXXXXX N/A $0.00 35.00% 34.74% 34.74% No No Employed Retired Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 303 31 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 795 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 23.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
4590552 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.353% 7.750% 7.750% $752.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,404.47 $XXXXXXX N/A $0.00 21.13% 21.13% 21.13% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 263 33 Work Number Yes 155 33 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3127875 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.023% 7.750% 7.750% $820.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,954.69 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.98% 46.98% 46.98% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 335 32 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3077342 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2314.79 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.999% 7.750% 7.750% $470.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,304.23 $XXXXXXX N/A $0.00 36.30% 36.30% 36.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 673 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.28 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2682470 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3282.08 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.442% 8.875% 8.875% $580.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,549.91 $XXXXXXX N/A $0.00 36.97% 36.97% 36.97% Yes Employed Full Doc 0 NA N/A 0 1 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4834416 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.699% 8.000% 8.000% $501.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,749.62 $XXXXXXX N/A $0.00 41.75% 42.83% 42.83% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 50 31 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4667321 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.825% 7.250% 7.250% $1,016.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,924.57 $XXXXXXX N/A $0.00 33.95% 33.95% 33.95% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 154 30 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.66 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2675415 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.403% 8.125% 8.125% $633.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,844.87 $XXXXXXX N/A $0.00 38.51% 38.51% 38.51% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 142 32 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3818386 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.961% 7.625% 7.625% $1,589.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,483.68 $XXXXXXX N/A $0.00 38.37% 38.37% 38.37% No No Employed Self-Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3929226 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.872% 7.500% 7.500% $2,132.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,576.74 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.48% 35.48% 35.48% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 339 32 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4448629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.412% 7.625% 7.625% $1,193.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,127.54 $XXXXXXX N/A $0.00 44.29% 44.29% 44.29% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 40.55 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9164757 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.313% 7.750% 7.750% $716.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,221.17 $XXXXXXX N/A $0.00 47.71% 47.71% 47.71% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 50 33 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6717022 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 8.537% 8.250% 8.250% $1,089.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,062.40 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.82% 41.82% 41.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7501087 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.235% 7.625% 7.625% $1,448.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,719.31 $XXXXXXX N/A $0.00 37.39% 37.31% 37.31% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6406245 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 9.205% 8.625% 8.625% $1,431.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,852.25 $XXXXXXX N/A $0.00 20.06% 20.06% 20.06% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No 7 XX/XX/XXXX XX/XX/XXXX 1 81 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.91 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5678838 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2301.03 XX/XX/XXXX 6.630% Manual Underwriting Manual Underwriting No 7.562% 7.125% 7.125% $465.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,998.80 $XXXXXXX N/A $0.00 45.88% 45.88% 45.88% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 300 32 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6924329 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.956% 7.625% 7.625% $1,537.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,712.32 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.23% 46.66% 46.66% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.32 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7578569 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.033% 8.750% 8.750% $2,045.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,525.38 $XXXXXXX N/A $0.00 38.57% 38.57% 38.57% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 85618.39 15.5 No 76.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7917169 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.397% 7.125% 7.125% $602.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,937.41 $XXXXXXX N/A $0.00 29.16% 29.16% 29.16% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 FNMA 1005 Yes 60 32 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4458194 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1663.01 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.127% 8.500% 8.500% $433.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,572.55 $XXXXXXX N/A $0.00 34.02% 33.14% 33.14% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 34757.39 13.1 No 67.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3390997 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2914.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.689% 7.125% 7.125% $417.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,652.74 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.04% 35.04% 35.04% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 153 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 58512.50 22.1 No 72.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7659555 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3510.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.937% 9.125% 9.125% $708.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,096.34 $XXXXXXX N/A $0.00 41.87% 42.06% 42.06% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4505277 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.564% 7.250% 7.250% $1,023.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,654.28 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.97% 46.97% 46.97% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 205 32 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7248503 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.428% 8.125% 8.125% $1,986.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,127.38 $XXXXXXX N/A $0.00 24.36% 24.36% 24.36% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 258 31 Other 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5654452 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.715% 7.250% 7.250% $1,021.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,121.85 $XXXXXXX N/A $0.00 49.79% 49.79% 49.79% Yes Retired Full Doc 1 NA N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
5290973 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.851% 8.500% 8.500% $607.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,536.08 $XXXXXXX N/A $0.00 46.26% 46.26% 46.26% No No Employed Not Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified || Co Borrower Borrower || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 684 No 7 XX/XX/XXXX XX/XX/XXXX 1 67 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4631556 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2170.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.551% 8.250% 8.250% $477.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,197.00 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.54% 47.54% 47.54% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 106 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8260735 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 7.923% 8.125% 8.125% $759.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,604.48 $XXXXXXX N/A $0.00 42.34% 42.34% 42.34% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.01 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1994338 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.941% 8.500% 8.500% $637.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,060.01 $XXXXXXX N/A $0.00 42.71% 42.71% 42.71% No No Employed Self-Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 302 31 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8325970 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3192.0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.954% 8.000% 8.000% $668.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,672.41 $XXXXXXX N/A $0.00 34.52% 34.52% 34.52% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7856181 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2900.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.126% 7.625% 7.625% $566.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,344.60 $XXXXXXX N/A $0.00 42.81% 42.81% 42.81% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 17 17 FNMA 1005 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9708190 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.081% 7.500% 7.500% $402.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,209.55 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.35% 34.35% 34.35% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 27.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2485190 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 10.266% 9.875% 9.875% $1,606.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,102.75 $XXXXXXX N/A $0.00 40.38% 40.30% 40.30% No No 1 - Not Stated Not Verified 5 - Stated, 2YRs Verified + CPA Letter 3 - Stated, 3rd Party Verification Retired Self-Employed Employed .62 Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes N/A 0 24 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 || Co Borrower 2 - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 725 750 722 725 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A XXXXXX XXXXXX N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.28 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No No
1155385 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.622% 8.250% 8.250% $804.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,658.57 $XXXXXXX N/A $0.00 37.51% 37.51% 37.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 77 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4963621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.972% 7.500% 7.500% $1,584.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,176.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.95% 48.95% 48.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.38 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8068990 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2447.14 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.070% 7.500% 7.500% $384.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,922.76 $XXXXXXX N/A $0.00 45.31% 42.26% 42.26% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1335764 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.680% 7.375% 7.375% $3,453.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $11,139.82 $XXXXXXX N/A $0.00 48.30% 48.30% 48.30% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 0 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Commission, Overtime and Bonus, Overtime and Bonus, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6503878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.572% 8.000% 8.000% $1,273.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,888.90 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.19% 49.46% 49.46% No Employed Full Doc 2 1 Month N/A 0 1 0 2 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3212313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2289.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.938% 7.500% 7.500% $457.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,985.00 $XXXXXXX N/A $0.00 19.39% 19.39% 19.39% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1239100 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.841% 7.375% 7.375% $1,208.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,201.65 $XXXXXXX N/A $0.00 28.64% 28.64% 28.64% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 814 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.69 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5415211 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.674% 8.250% 8.250% $1,202.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,181.38 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.33% 48.33% 48.33% No Self-Employed Full Doc 2 2+ Months N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 22 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6157264 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.832% 7.125% 7.125% $626.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,189.91 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.68% 26.68% 26.68% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9178603 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 11.693% 11.375% 11.375% $528.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,078.83 $XXXXXXX N/A $0.00 48.95% 48.95% 48.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 621 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 27.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4003818 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.542% 8.250% 8.250% $575.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,894.58 $XXXXXXX N/A $0.00 48.45% 48.45% 48.45% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 10 Work Number Yes 34 32 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 4 0 0 0 0 0 0 0 4 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2441655 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.953% 8.500% 8.500% $1,730.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,035.69 $XXXXXXX N/A $0.00 42.54% 42.54% 42.54% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 99 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8694035 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.799% 7.375% 7.375% $483.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,602.85 $XXXXXXX N/A $0.00 22.14% 22.14% 22.14% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.24 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3934235 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.521% 8.250% 8.250% $1,448.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $14,525.61 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.96% 47.96% 47.96% No Self-Employed Full Doc 2 NA N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 50.00% Borrower Prepared 21 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 810 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.43 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1350250 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.530% 9.250% 9.250% $915.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,229.60 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.79% 41.08% 41.08% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 32 Other 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6462204 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.645% 7.250% 7.250% $682.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,187.68 $XXXXXXX N/A $0.00 42.74% 42.74% 42.74% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 812 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 16.03 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7393473 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 9.093% 8.375% 8.375% $988.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,824.99 $XXXXXXX N/A $0.00 35.96% 35.96% 35.96% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 644 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8647020 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3055.0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.248% 7.625% 7.625% $460.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,632.11 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.88% 36.88% 36.88% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.63 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2730795 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.735% 7.125% 7.125% $1,957.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,221.56 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.55% 48.55% 48.55% No Yes Employed Employed Full Doc 2 2 1 Month 1 Month Yes 6 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.31 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5571590 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1730.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.786% 7.375% 7.375% $552.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,251.88 $XXXXXXX N/A $0.00 23.47% 23.47% 23.47% No Self-Employed Full Doc 2 1 Month N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 9 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3576457 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2764.8 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.869% 8.000% 8.000% $440.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,284.70 $XXXXXXX N/A $0.00 36.37% 36.37% 36.37% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4038734 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.647% 8.000% 8.000% $1,597.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,885.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.59% 49.59% 49.59% No No Employed Employed Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 128 32 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen Yes - ITIN Card Real ID Driver's License XX XXXXXXX XX/XX/XXXX Work Visa  XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.28 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4153106 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.140% 7.750% 7.750% $574.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,009.70 $XXXXXXX N/A $0.00 42.22% 42.22% 42.22% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 2 0 0 0 0 0 0 0 2 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1600756 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.765% 8.250% 8.250% $1,051.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,819.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.33% 48.33% 48.33% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
1059888 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.961% 7.500% 7.500% $926.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,450.11 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 31.89% 31.89% 31.89% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7725298 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3525.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.098% 8.500% 8.500% $576.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,860.59 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.09% 34.03% 34.03% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.6 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2746067 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2175.0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.119% 7.500% 7.500% $467.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,893.57 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.77% 46.77% 46.77% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1477336 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1798.84 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.771% 8.000% 8.000% $334.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,877.69 $XXXXXXX N/A $0.00 38.63% 38.63% 38.63% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3051093 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 8.073% 7.500% 7.500% $706.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,113.54 $XXXXXXX N/A $0.00 44.58% 44.58% 44.58% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 46 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 87372.56 41.3 No 79.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1913423 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.570% Manual Underwriting Manual Underwriting No 7.576% 7.250% 7.250% $1,098.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,672.45 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.77% 33.77% 33.77% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 177 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.47 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8331035 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 7.929% 7.250% 7.250% $711.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,599.64 $XXXXXXX N/A $0.00 30.38% 30.38% 30.38% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6474584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.358% 8.125% 8.125% $901.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,542.86 $XXXXXXX N/A $0.00 44.71% 44.71% 44.71% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 32 Other NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8699693 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.200% Manual Underwriting Manual Underwriting No 8.803% 8.250% 8.250% $894.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,135.92 $XXXXXXX N/A $0.00 41.47% 41.47% 41.47% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.91 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7713276 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.157% 7.500% 7.500% $716.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,683.78 $XXXXXXX N/A $0.00 39.40% 39.40% 39.40% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9042691 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.284% 7.875% 7.875% $1,131.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,504.40 $XXXXXXX N/A $0.00 44.67% 44.67% 44.67% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 155 32 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4497178 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.324% 8.750% 8.750% $1,051.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,600.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.87% 47.87% 47.87% No Self-Employed Full Doc 2 1 Month N/A 0 2 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.02 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4637668 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.630% 7.250% 7.250% $1,393.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,890.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 15.07% 19.17% 19.17% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 811 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.2 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9623915 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.706% 8.250% 8.250% $608.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,698.32 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.86% 42.86% 42.86% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 41 41 Other 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4400286 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.852% 7.500% 7.500% $874.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,308.45 $XXXXXXX N/A $0.00 24.76% 24.76% 24.76% No No Retired Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1544089 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.908% 7.500% 7.500% $1,151.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,299.22 $XXXXXXX N/A $0.00 44.00% 44.00% 44.00% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 70 30 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4553311 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.579% 8.250% 8.250% $1,852.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,225.15 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.52% 42.52% 42.52% No Self-Employed Full Doc 1 NA N/A 0 2 1 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6096027 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1752.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.668% 7.125% 7.125% $269.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,776.86 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.76% 43.76% 43.76% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.02 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
7457696 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1957.5 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.162% 7.375% 7.375% $359.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,339.86 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.94% 32.94% 32.94% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 83 26 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.28 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3464126 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3072.78 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.537% 9.000% 9.000% $643.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,178.38 $XXXXXXX N/A $0.00 48.20% 45.21% 45.21% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 193 32 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1810144 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.666% 7.250% 7.250% $1,975.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,941.72 $XXXXXXX N/A $0.00 42.53% 42.53% 42.53% Yes Yes Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 32 Work Number Yes 73 33 FNMA 1005 No 0 Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.24 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2762813 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.951% 8.375% 8.375% $665.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,370.32 $XXXXXXX N/A $0.00 44.51% 44.51% 44.51% No Retired Full Doc 0 NA N/A 0 0 0 3 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7143806 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 875.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.074% 8.750% 8.750% $275.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,843.14 $XXXXXXX N/A $0.00 46.15% 46.15% 46.15% Yes Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1990582 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.112% 7.750% 7.750% $1,001.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,488.88 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.96% 40.96% 40.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8683865 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.690% 7.875% 7.875% $745.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,838.03 $XXXXXXX N/A $0.00 41.96% 41.96% 41.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.08 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4462716 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.445% 7.875% 7.875% $790.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,291.32 $XXXXXXX N/A $0.00 46.11% 46.11% 46.11% No No Self-Employed Employed Full Doc 0 2 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Borrower Prepared 9 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 120 33 FNMA 1005 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4656865 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.622% 8.250% 8.250% $1,051.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,741.22 $XXXXXXX N/A $0.00 44.81% 44.78% 44.78% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 192 31 Work Number Yes 82 31 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8189880 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.108% 7.500% 7.500% $563.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,410.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.91% 27.91% 27.91% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 278 32 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9649713 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.576% 9.250% 9.250% $2,057.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,225.84 $XXXXXXX N/A $0.00 36.64% 36.64% 36.64% Yes Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9004498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.221% 7.875% 7.875% $1,533.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,426.69 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.04% 48.04% 48.04% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 159 31 Work Number 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8301155 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2115.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.656% 7.875% 7.875% $372.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,492.30 $XXXXXXX N/A $0.00 46.20% 46.20% 46.20% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9417893 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.750% 8.250% 8.250% $608.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,927.11 $XXXXXXX N/A $0.00 42.78% 42.78% 42.78% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7537242 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3196.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.149% 7.375% 7.375% $542.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,969.94 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.72% 48.72% 48.72% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2313568 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.457% 8.000% 8.000% $4,182.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,707.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.87% 32.87% 32.87% No No Self-Employed Self-Employed Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 60.00% 40.00% Borrower Prepared 5 Borrower Borrower Prepared Borrower 5 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - SECorporation - YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 28190.78 3.7 28190.78 3.7 No 48.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3992007 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3375.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.392% 7.625% 7.625% $609.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,873.56 $XXXXXXX N/A $0.00 41.73% 41.73% 41.73% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 75 32 Work Number Yes 28 28 Other No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8430026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 10.102% 9.625% 9.625% $2,949.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,415.07 $XXXXXXX N/A $0.00 44.20% 44.20% 44.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 23.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7159491 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.993% 7.500% 7.500% $524.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,741.59 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 16.47% 16.47% 16.47% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.11 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1486397 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.286% 8.750% 8.750% $896.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,958.08 $XXXXXXX N/A $0.00 49.20% 49.20% 49.20% No Employed Full Doc 2 2+ Months N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 118 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 64.19 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8887809 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2014.81 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.678% 8.000% 8.000% $460.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,308.47 $XXXXXXX N/A $0.00 37.12% 37.12% 37.12% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 22.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1694110 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1600.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.187% 7.500% 7.500% $322.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,287.62 $XXXXXXX N/A $0.00 41.90% 41.90% 41.90% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 28.04 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7861765 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.258% 8.000% 8.000% $1,212.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,899.31 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.86% 48.86% 48.86% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.14 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9196019 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.937% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,880.30 $XXXXXXX N/A $0.00 46.68% 46.67% 46.67% No Self-Employed Full Doc 0 NA N/A 0 2 2 3 1 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 21 Borrower NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8547643 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.234% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,540.35 $XXXXXXX N/A $0.00 46.52% 46.52% 46.52% No No Self-Employed Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.68 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
9482679 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.298% 8.000% 8.000% $843.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,910.67 $XXXXXXX N/A $0.00 40.04% 40.04% 40.04% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 204 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8907345 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 7.808% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,935.18 $XXXXXXX N/A $0.00 47.00% 47.00% 47.00% Yes Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 114 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 805 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7003271 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3778.8 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.694% 7.000% 7.000% $623.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,017.04 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.73% 45.73% 45.73% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6694175 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.141% 8.875% 8.875% $445.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,996.24 $XXXXXXX N/A $0.00 43.23% 43.23% 43.23% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2102610 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.258% 7.500% 7.500% $926.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,658.39 $XXXXXXX N/A $0.00 48.00% 48.00% 48.00% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.96 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5650757 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.619% 9.375% 9.375% $665.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,379.38 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.54% 40.54% 40.54% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 171 33 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.7 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2450603 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 10.566% 10.375% 10.375% $495.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,669.99 $XXXXXXX N/A $0.00 38.88% 38.88% 38.88% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 118 31 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7045010 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1280.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.840% 8.125% 8.125% $337.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,202.59 $XXXXXXX N/A $0.00 41.80% 41.80% 41.80% No Retired Full Doc 0 NA N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - Award Letter Verified - 2024, 2025 Borrower - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.46 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7848782 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.126% 8.875% 8.875% $757.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,090.91 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.37% 39.37% 39.37% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 120 32 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4286629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 8.307% 7.875% 7.875% $616.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,132.19 $XXXXXXX N/A $0.00 41.53% 41.53% 41.53% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5770962 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.204% 8.125% 8.125% $987.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,266.56 $XXXXXXX N/A $0.00 43.71% 43.71% 43.71% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 41 21 Work Number 0 No 0 Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6350587 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.275% 8.875% 8.875% $819.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,812.40 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.32% 45.32% 45.32% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 42 33 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No 7 XX/XX/XXXX XX/XX/XXXX 0 79 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.35 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3898721 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.500% 7.875% 7.875% $1,430.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,037.46 $XXXXXXX N/A $0.00 48.58% 48.58% 48.58% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 267 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3419046 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.540% Manual Underwriting Manual Underwriting No 9.549% 9.375% 9.375% $1,235.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,749.40 $XXXXXXX N/A $0.00 43.65% 43.65% 43.65% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9181469 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 9.039% 8.375% 8.375% $1,044.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,622.01 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.51% 33.96% 33.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 35072.79 9.7 No 79.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8254740 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.906% 8.625% 8.625% $635.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,401.76 $XXXXXXX N/A $0.00 48.28% 48.28% 48.28% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 648 No 7 XX/XX/XXXX XX/XX/XXXX 0 19 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4137627 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.511% 7.875% 7.875% $497.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,431.76 $XXXXXXX N/A $0.00 48.47% 48.47% 48.47% No No Self-Employed Employed Full Doc 1 1 NA 1 Month N/A 0 N/A 0 2 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 23 23 FNMA 1005 No 0 Borrower - SESoleProprietor, Other, Other - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage, Other, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
4512357 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.705% 7.875% 7.875% $747.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,751.19 $XXXXXXX N/A $0.00 45.74% 45.76% 45.76% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number Yes 185 34 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4305195 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.074% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,518.57 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.61% 49.61% 49.61% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 11.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8407181 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.717% 8.250% 8.250% $1,243.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,357.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.94% 42.94% 42.94% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.89 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5779629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1600.0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.052% 7.250% 7.250% $365.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,680.71 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 20.91% 20.91% 20.91% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9987108 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2550.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.600% 8.000% 8.000% $440.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,097.65 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.37% 47.37% 47.37% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 23 FNMA 1005 Yes 183 32 Work Number No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.76 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4207871 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2847.63 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.612% 8.375% 8.375% $455.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,866.86 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.3 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5688581 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.818% 8.500% 8.500% $650.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,217.44 $XXXXXXX N/A $0.00 43.71% 43.71% 43.71% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 283 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9053611 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.916% 7.625% 7.625% $771.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,408.90 $XXXXXXX N/A $0.00 49.87% 49.87% 49.87% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3108990 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.791% 7.250% 7.250% $729.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,519.31 $XXXXXXX N/A $0.00 43.08% 43.08% 43.08% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 81535.42 53.7 No 62.79 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
7771916 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.558% 7.250% 7.250% $1,773.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $10,649.60 $XXXXXXX N/A $0.00 33.54% 33.54% 33.54% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9998273 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.610% 8.250% 8.250% $939.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,915.94 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.81% 33.81% 33.81% No No Employed Retired Full Doc 1 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8732558 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2475.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 9.119% 8.250% 8.250% $468.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,951.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.11% 41.11% 41.11% No No Employed Employed Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Work Number Yes 32 32 Work Number No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.08 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5981878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 11.567% 10.875% 10.875% $5,638.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,613.28 $XXXXXXX N/A $0.00 49.26% 49.26% 49.26% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 42440.25 4.4 42440.25 4.4 No 77.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
9804170 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.620% 7.250% 7.250% $716.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,400.67 $XXXXXXX N/A $0.00 38.47% 38.83% 38.83% Yes Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4904419 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3156.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.258% 8.000% 8.000% $659.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,486.72 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.67% 44.67% 44.67% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 99 33 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2778038 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.591% 7.000% 7.000% $630.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,034.63 $XXXXXXX N/A $0.00 49.19% 49.19% 49.19% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6984226 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.556% 7.125% 7.125% $704.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,801.86 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.64% 49.64% 49.64% No Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 FNMA 1005 0 No 0 Borrower - Wage, Commission, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.5 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8001948 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.008% 7.375% 7.375% $345.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,404.77 $XXXXXXX N/A $0.00 38.46% 37.33% 37.33% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3932044 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.131% 7.875% 7.875% $695.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,416.95 $XXXXXXX N/A $0.00 47.38% 47.38% 47.38% Yes Self-Employed Full Doc 0 NA N/A 0 1 1 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Third-Party Prepared (Unaudited) 9 Accountant/Bookkeeper NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3617439 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2250.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.077% 7.375% 7.375% $398.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,935.76 $XXXXXXX N/A $0.00 49.48% 49.48% 49.48% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 9 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 9.86 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3717337 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1800.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.130% 7.500% 7.500% $362.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,083.82 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.11% 48.11% 48.11% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.03 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3949039 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.888% 8.500% 8.500% $2,911.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,046.20 $XXXXXXX N/A $0.00 44.34% 44.34% 44.34% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 249 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2550495 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2639.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 9.030% 8.375% 8.375% $648.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,471.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.51% 47.51% 47.51% No Employed Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7426041 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.231% 7.875% 7.875% $1,812.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,679.28 $XXXXXXX N/A $0.00 45.03% 45.03% 45.03% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7856703 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.201% 7.750% 7.750% $644.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,267.38 $XXXXXXX N/A $0.00 23.52% 23.52% 23.52% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 817 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8893472 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.449% 8.125% 8.125% $356.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,601.92 $XXXXXXX N/A $0.00 49.91% 49.91% 49.91% No Retired Full Doc 0 NA N/A 0 0 0 0 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR IRS Transcripts Verified, Award Letter Verified - 2024 Borrower - 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.8 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9228373 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.540% 7.250% 7.250% $2,728.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,677.31 $XXXXXXX N/A $0.00 43.00% 43.00% 43.00% No No Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5847619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.327% 7.875% 7.875% $1,574.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,612.06 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.13% 37.13% 37.13% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1966468 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.156% 7.875% 7.875% $1,077.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,287.09 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.93% 49.93% 49.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 222 32 Other 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 11 3 0 0 11 3 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.87 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8649860 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.560% Manual Underwriting Manual Underwriting No 8.882% 8.125% 8.125% $481.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,648.14 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 30.26% 29.17% 29.17% No Employed Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 FNMA 1005 0 No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 18.21 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1928231 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2600.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.990% 7.375% 7.375% $518.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,871.45 $XXXXXXX N/A $0.00 43.86% 43.86% 43.86% No Retired Full Doc 1 NA N/A 0 1 0 3 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6395954 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3525.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.686% 7.125% 7.125% $505.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,840.46 $XXXXXXX N/A $0.00 38.22% 38.22% 38.22% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8789833 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.482% 7.125% 7.125% $471.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,769.86 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.54% 49.54% 49.54% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5295849 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.735% 8.000% 8.000% $836.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,919.95 $XXXXXXX N/A $0.00 46.45% 46.45% 46.45% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.48 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2622978 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.279% 7.875% 7.875% $1,301.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,600.50 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.68% 45.68% 45.68% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 235 33 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.39 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2626498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.995% 8.500% 8.500% $764.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,532.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.99% 48.99% 48.99% No No Retired Employed Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 1 FNMA 1005 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5560116 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.190% 7.500% 7.500% $970.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,629.44 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.02% 49.02% 49.02% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.96 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2155436 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.881% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,292.08 $XXXXXXX N/A $0.00 22.28% 22.28% 22.28% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 654 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9234232 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2625.0 XX/XX/XXXX 5.790% Manual Underwriting Manual Underwriting No 8.133% 7.125% 7.125% $875.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,360.83 $XXXXXXX N/A $0.00 45.30% 45.30% 45.30% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 87 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 9.75 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1278874 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.589% 8.000% 8.000% $623.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,246.53 $XXXXXXX N/A $0.00 48.11% 48.11% 48.11% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.71 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7169438 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.421% 7.625% 7.625% $569.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,317.43 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.57% 34.57% 34.57% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 21 21 Work Number 0 No 0 Borrower - Wage, Wage - Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6227158 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.564% 7.250% 7.250% $2,046.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,957.53 $XXXXXXX N/A $0.00 39.50% 39.50% 39.50% Yes Yes Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2956218 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.204% 7.875% 7.875% $1,189.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,480.81 $XXXXXXX N/A $0.00 44.46% 44.46% 44.46% No Employed Full Doc 2 2+ Months N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 20.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1300764 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.549% 7.125% 7.125% $404.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,593.58 $XXXXXXX N/A $0.00 49.75% 49.75% 49.75% No No Self-Employed Employed Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 15 15 Other No 0 Borrower - SESoleProprietor, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8348316 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.584% 8.000% 8.000% $831.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,228.46 $XXXXXXX N/A $0.00 42.57% 42.57% 42.57% No No Employed Employed Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 186 33 FNMA 1005 Yes 84 33 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5288996 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2726.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.297% 7.500% 7.500% $467.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,023.48 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.78% 37.78% 37.78% No No Employed Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 356 33 Work Number Yes 248 33 Work Number No 0 N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1765538 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.200% 7.875% 7.875% $414.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,056.42 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.36% 45.00% 45.00% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 135 32 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7302533 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.597% 8.375% 8.375% $950.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,132.48 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.52% 42.52% 42.52% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 43 31 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7293265 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.896% 8.625% 8.625% $1,695.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,585.46 $XXXXXXX N/A $0.00 40.96% 40.96% 40.96% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 123 33 Work Number Yes 57 33 Work Number No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4888437 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.326% 8.000% 8.000% $1,100.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,525.00 $XXXXXXX N/A $0.00 42.42% 42.42% 42.42% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 69071.85 19.6 No 84.34 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4221860 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1939.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.879% 8.375% 8.375% $421.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,213.72 $XXXXXXX N/A $0.00 42.79% 42.79% 42.79% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 63 33 Other No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.92 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8369908 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.999% 7.375% 7.375% $758.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,231.63 $XXXXXXX N/A $0.00 49.96% 49.96% 49.96% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.07 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5977952 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.957% 7.375% 7.375% $414.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,275.51 $XXXXXXX N/A $0.00 34.41% 34.41% 34.41% No Employed Full Doc 2 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 Work Number 0 No 0 Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9248353 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.517% 7.250% 7.250% $2,387.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,002.31 $XXXXXXX N/A $0.00 41.63% 41.63% 41.63% Yes Yes Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7420135 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2680.0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 9.250% 8.875% 8.875% $674.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,215.03 $XXXXXXX N/A $0.00 30.35% 30.35% 30.35% No Employed Full Doc 2 Less than 1 Month N/A 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 647 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7503064 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3375.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.755% 9.125% 9.125% $610.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,101.82 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.81% 44.81% 44.81% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4572284 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.162% 7.875% 7.875% $3,625.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $10,239.81 $XXXXXXX N/A $0.00 47.66% 48.62% 48.62% No No Not Employed Self-Employed Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 2 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 25.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 472028.99 46.1 No 66.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
5766577 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.099% 7.875% 7.875% $1,812.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,809.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.56% 44.56% 44.56% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 33 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.2 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6581998 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3821.8 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 9.775% 9.000% 9.000% $727.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,497.95 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.56% 42.56% 42.56% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 132 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8464585 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.809% 7.250% 7.250% $1,296.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,932.19 $XXXXXXX N/A $0.00 45.26% 45.26% 45.26% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 9 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 45.66 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1169803 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.970% 7.625% 7.625% $884.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,297.75 $XXXXXXX N/A $0.00 48.62% 48.62% 48.62% No No Retired Employed Full Doc 0 1 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 28 28 Work Number No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 || Co Borrower - Wage, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
3354722 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.599% 7.250% 7.250% $592.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,072.05 $XXXXXXX N/A $0.00 28.72% 28.72% 28.72% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7505580 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2324.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.534% 7.125% 7.125% $471.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,001.38 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.57% 43.57% 43.57% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3071322 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.043% 7.500% 7.500% $1,055.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,657.15 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.70% 46.70% 46.70% No No Retired Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 174 34 Other No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1336994 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.693% 8.125% 8.125% $1,489.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,610.12 $XXXXXXX N/A $0.00 39.90% 39.90% 39.90% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 134 33 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 30.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3971294 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.513% 7.250% 7.250% $1,569.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,459.00 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.31% 39.31% 39.31% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4280873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.205% 7.625% 7.625% $757.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,131.94 $XXXXXXX N/A $0.00 48.27% 48.27% 48.27% Yes Retired Full Doc 1 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Other, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5777797 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.952% 7.375% 7.375% $1,276.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,955.74 $XXXXXXX N/A $0.00 37.29% 37.29% 37.29% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2923884 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.752% 8.500% 8.500% $1,567.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,248.12 $XXXXXXX N/A $0.00 42.09% 42.09% 42.09% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 340 32 Work Number No 0 Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2156558 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.207% 8.750% 8.750% $1,966.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,804.50 $XXXXXXX N/A $0.00 38.53% 38.53% 38.53% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.93 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8823762 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3511.5 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.920% 7.250% 7.250% $511.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,879.86 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.42% 48.42% 48.42% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 43 32 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4834567 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.437% 8.000% 8.000% $1,834.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,869.94 $XXXXXXX N/A $0.00 44.96% 44.96% 44.96% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 87 32 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7458549 XXXXXXX HELOC - 2nd Lien XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3357.5 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.676% 8.000% 8.000% $660.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,926.26 $XXXXXXX N/A $0.00 44.46% 44.46% 44.46% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3394924 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.685% 8.250% 8.250% $856.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,740.24 $XXXXXXX N/A $0.00 43.46% 43.17% 43.17% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 92 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 194443.58 52.0 No 54.07 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6655909 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3420.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.162% 7.875% 7.875% $596.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,402.62 $XXXXXXX N/A $0.00 40.62% 40.62% 40.62% No Employed Full Doc 0 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 103 33 FNMA 1005 0 No 0 Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3772505 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3187.5 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.061% 7.375% 7.375% $598.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,355.22 $XXXXXXX N/A $0.00 36.02% 36.02% 36.02% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
7070660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.925% 7.250% 7.250% $790.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,958.93 $XXXXXXX N/A $0.00 40.06% 40.06% 40.06% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 18.47 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7557440 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.974% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,801.26 $XXXXXXX N/A $0.00 42.28% 42.28% 42.28% No No Retired Retired Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.08 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7266360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1125.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.240% 7.750% 7.750% $369.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,194.67 $XXXXXXX N/A $0.00 27.67% 27.67% 27.67% No Employed Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 13 13 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025 Borrower - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5701557 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.617% 7.000% 7.000% $831.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,148.18 $XXXXXXX N/A $0.00 29.55% 28.29% 28.29% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.28 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9503057 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.819% 7.500% 7.500% $908.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,105.15 $XXXXXXX N/A $0.00 32.35% 32.35% 32.35% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 88 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.38 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3490559 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1427.72 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.086% 7.500% 7.500% $322.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,448.07 $XXXXXXX N/A $0.00 48.58% 48.58% 48.58% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 17.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
9810138 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.794% 7.750% 7.750% $1,203.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,586.01 $XXXXXXX N/A $0.00 44.84% 44.84% 44.84% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 185 33 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 25.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7535668 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.752% 8.500% 8.500% $384.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,177.05 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.81% 44.45% 44.45% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number Yes 33 33 Work Number No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 48860.27 22.4 No 78.3 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9741585 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.668% 8.125% 8.125% $844.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,772.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.22% 40.22% 40.22% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 654 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4690755 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.562% 9.000% 9.000% $1,400.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,248.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.38% 42.38% 42.38% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 26 26 Work Number No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus, Wage, Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.7 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6509083 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.933% 7.375% 7.375% $997.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,795.63 $XXXXXXX N/A $0.00 34.53% 33.81% 33.81% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.11 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1851973 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.756% 7.375% 7.375% $957.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,175.03 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.97% 43.97% 43.97% No Employed Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A 28764.32 4.7 28764.32 4.7 No 46.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6855982 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.090% 7.875% 7.875% $1,631.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,517.67 $XXXXXXX N/A $0.00 40.46% 40.56% 40.56% No No Employed Employed Full Doc 2 2 1 Month 1 Month Yes 24 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2020, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2020, 2021 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9690512 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.477% 8.125% 8.125% $1,815.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,863.78 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.06% 44.00% 44.00% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8781566 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.490% 7.250% 7.250% $2,387.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,779.02 $XXXXXXX N/A $0.00 39.44% 39.43% 39.43% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9467736 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.118% 8.500% 8.500% $638.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,440.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.80% 40.80% 40.80% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1327144 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.223% 8.625% 8.625% $1,820.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,078.07 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.70% 42.70% 42.70% No Self-Employed Full Doc 2 NA N/A 0 2 0 3 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.58 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3628777 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.227% 7.625% 7.625% $743.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,009.99 $XXXXXXX N/A $0.00 49.85% 49.85% 49.85% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 4 4 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2715947 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.113% 8.875% 8.875% $1,989.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,066.53 $XXXXXXX N/A $0.00 39.27% 39.27% 39.27% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8252530 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.888% 8.125% 8.125% $869.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,499.81 $XXXXXXX N/A $0.00 32.66% 32.66% 32.66% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1880927 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 10.127% 9.750% 9.750% $948.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,814.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.35% 49.97% 49.97% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 232 32 Work Number Yes 183 32 Work Number No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.7 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9060902 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.854% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,953.65 $XXXXXXX N/A $0.00 43.22% 43.22% 43.22% No Employed Full Doc 2 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 40 33 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.33 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1116721 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.276% 7.875% 7.875% $1,694.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,481.84 $XXXXXXX N/A $0.00 40.69% 40.53% 40.53% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 33 Work Number Yes 85 33 Work Number No 0 Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
7730185 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.247% 7.875% 7.875% $1,166.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,484.47 $XXXXXXX N/A $0.00 39.38% 39.34% 39.34% No Employed Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6368993 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.705% 8.375% 8.375% $1,644.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,885.43 $XXXXXXX N/A $0.00 40.35% 40.13% 40.13% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 33 Work Number Yes 85 33 Work Number No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6330631 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2341.5 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 11.842% 10.875% 10.875% $511.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,620.42 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.78% 48.78% 48.78% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 627 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 24.29 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1658418 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.441% 8.875% 8.875% $1,206.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,329.54 $XXXXXXX N/A $0.00 47.96% 47.96% 47.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 253 33 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 673 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9720797 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.045% 7.500% 7.500% $1,069.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,896.97 $XXXXXXX N/A $0.00 48.36% 48.33% 48.33% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 145 32 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.6 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2196746 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1600.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 9.441% 8.750% 8.750% $353.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,199.58 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.92% 44.92% 44.92% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6144156 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2625.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.821% 7.375% 7.375% $518.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,032.50 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.54% 40.54% 40.54% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 101 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6205445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3666.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.332% 7.750% 7.750% $558.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,638.90 $XXXXXXX N/A $0.00 30.92% 30.92% 30.92% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9239662 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.163% 8.750% 8.750% $1,502.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,278.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.02% 47.98% 47.98% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 19 19 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.37 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9603503 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 10.545% 10.250% 10.250% $865.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,063.68 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.30% 33.30% 33.30% No Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2412375 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.934% 9.500% 9.500% $466.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,842.07 $XXXXXXX N/A $0.00 48.49% 48.49% 48.49% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7116625 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.097% 7.875% 7.875% $362.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,996.26 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.86% 45.86% 45.86% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.38 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3594707 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.878% 7.375% 7.375% $448.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,969.12 $XXXXXXX N/A $0.00 24.83% 24.94% 24.94% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 17.73 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9751407 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.781% 7.500% 7.500% $948.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,419.72 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.52% 33.53% 33.53% Yes Employed Full Doc 1 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 237 19 FNMA 1005 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.03 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4650535 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2494.5 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.101% 7.375% 7.375% $438.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,169.14 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.57% 30.57% 30.57% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7405330 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.911% 7.500% 7.500% $693.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,827.06 $XXXXXXX N/A $0.00 30.57% 30.57% 30.57% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2739562 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.942% 8.375% 8.375% $1,346.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,682.77 $XXXXXXX N/A $0.00 42.81% 42.81% 42.81% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1187094 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.401% 8.000% 8.000% $1,015.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,825.43 $XXXXXXX N/A $0.00 28.67% 28.66% 28.66% No Employed Written Verification of Employment 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 33 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 32619.57 5.6 No 84.84 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8512297 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2447.65 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.408% 8.625% 8.625% $510.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,872.46 $XXXXXXX N/A $0.00 27.97% 27.97% 27.97% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 133 33 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9592912 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.606% 8.125% 8.125% $1,043.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,139.29 $XXXXXXX N/A $0.00 33.21% 33.21% 33.21% No No Employed Not Employed Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5107935 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.617% 7.375% 7.375% $2,216.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,041.76 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.67% 43.67% 43.67% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 59 33 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 27.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3978342 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 10.922% 10.499% 10.499% $1,829.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $13,424.20 $XXXXXXX N/A $0.00 30.25% 35.39% 35.39% Yes Yes Employed Employed Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Commission, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 72.81 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3715242 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.900% 7.375% 7.375% $925.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,049.59 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.78% 48.78% 48.78% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 21.63 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2989751 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.667% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,645.22 $XXXXXXX N/A $0.00 37.34% 37.34% 37.34% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6973170 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.705% 8.125% 8.125% $762.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,625.36 $XXXXXXX N/A $0.00 29.88% 29.88% 29.88% No Employed 1YR Full Doc 1 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 11 11 Work Number 0 No 0 N/A Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX Work Visa  XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8430538 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.679% 7.125% 7.125% $336.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,260.95 $XXXXXXX N/A $0.00 45.75% 45.75% 45.75% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4862120 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.567% 8.250% 8.250% $1,573.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,514.63 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.24% 38.24% 38.24% No No Employed Employed Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Real ID Driver's License XX XXXXXXX XX/XX/XXXX Work Visa  XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3155680 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.872% 7.375% 7.375% $621.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,552.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.85% 49.85% 49.85% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.64 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8368571 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1800.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.175% 7.625% 7.625% $318.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,403.67 $XXXXXXX N/A $0.00 49.18% 49.18% 49.18% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 61 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.59 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9056198 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.011% 7.750% 7.750% $1,361.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,469.87 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.78% 48.78% 48.78% Yes Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2501660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.987% 7.500% 7.500% $629.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,635.56 $XXXXXXX N/A $0.00 42.52% 42.52% 42.52% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.86 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4117046 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.329% 7.000% 7.000% $731.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,217.23 $XXXXXXX N/A $0.00 43.15% 43.15% 43.15% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 136 33 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4959966 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.750% 9.500% 9.500% $1,336.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,119.77 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.81% 41.81% 41.81% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 14 14 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8865792 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2312.5 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.715% 8.375% 8.375% $429.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,398.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 25.13% 25.13% 25.13% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 15 15 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.52 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3408761 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1608.0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.653% 8.000% 8.000% $418.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,925.20 $XXXXXXX N/A $0.00 26.56% 26.56% 26.56% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.33 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1804447 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.614% 7.750% 7.750% $1,395.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,102.29 $XXXXXXX N/A $0.00 46.30% 46.30% 46.30% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 288 34 Work Number 0 No 0 Borrower - Wage, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4161026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.200% 7.875% 7.875% $899.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,337.85 $XXXXXXX N/A $0.00 42.59% 42.31% 42.31% No Self-Employed Full Doc 1 NA N/A 0 2 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 25.00% Third-Party Prepared (Unaudited) 33 Tax Preparer NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2022, 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2022, 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4109886 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3375.0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.248% 8.500% 8.500% $650.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,664.39 $XXXXXXX N/A $0.00 40.00% 40.00% 40.00% No Employed Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 33 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.16 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8652941 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.856% 7.625% 7.625% $637.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,922.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.41% 45.41% 45.41% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 182 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8081342 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.060% 7.375% 7.375% $1,622.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,671.20 $XXXXXXX N/A $0.00 24.64% 24.64% 24.64% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4742349 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.801% 8.375% 8.375% $1,590.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,497.75 $XXXXXXX N/A $0.00 39.50% 39.50% 39.50% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4189003 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.016% 8.375% 8.375% $456.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,478.22 $XXXXXXX N/A $0.00 20.87% 20.87% 20.87% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3818881 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.601% 7.125% 7.125% $471.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,085.25 $XXXXXXX N/A $0.00 38.09% 38.09% 38.09% No Employed Full Doc 1 2+ Months Yes 72 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1283161 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.586% 7.875% 7.875% $828.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,643.10 $XXXXXXX N/A $0.00 37.17% 37.17% 37.17% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 279 32 Work Number NA 0 0 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8397781 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.536% 7.125% 7.125% $469.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,582.87 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 29.07% 29.07% 29.07% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8306651 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 10.919% 10.499% 10.499% $1,829.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $13,398.05 $XXXXXXX N/A $0.00 30.27% 31.46% 31.46% Yes Yes Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 14 FNMA 1005 Yes 1 1 FNMA 1005 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No 7 XX/XX/XXXX XX/XX/XXXX 1 75 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.81 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6654857 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2993.3 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.797% 9.250% 9.250% $665.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,706.09 $XXXXXXX N/A $0.00 41.25% 41.25% 41.25% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.3 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3660151 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 7.543% 7.125% 7.125% $547.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,755.85 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 27.99% 27.99% 27.99% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.54 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9022805 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.678% 8.375% 8.375% $1,289.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,329.51 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.17% 39.17% 39.17% No No Retired Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 53 21 FNMA 1005 No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.84 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9739095 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.687% 7.000% 7.000% $775.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,547.52 $XXXXXXX N/A $0.00 35.69% 46.15% 46.15% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 24.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1517015 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.547% 7.250% 7.250% $1,084.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,139.04 $XXXXXXX N/A $0.00 37.73% 37.73% 37.73% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1341584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/23/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.496% 8.875% 8.875% $644.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,905.15 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.65% 49.65% 49.65% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5417009 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.937% 7.625% 7.625% $1,287.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,086.39 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.69 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6787920 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.569% 9.250% 9.250% $2,056.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,563.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.25% 34.25% 34.25% No No Self-Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 63.21% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 127 33 Work Number No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7527943 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.438% 8.000% 8.000% $807.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,145.24 $XXXXXXX N/A $0.00 46.33% 46.33% 46.33% No No Employed Retired Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 2 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 691 No 13 XX/XX/XXXX XX/XX/XXXX 1 24 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.64 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3117947 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.074% 8.500% 8.500% $875.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,978.02 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.52% 27.52% 27.52% No No Employed Employed Full Doc 1 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 2 Work Number Yes 157 33 Work Number No 0 Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6514411 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.245% 9.000% 9.000% $1,178.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,436.78 $XXXXXXX N/A $0.00 44.94% 44.93% 44.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.56 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7236753 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.155% 7.375% 7.375% $877.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,186.84 $XXXXXXX N/A $0.00 47.21% 47.21% 47.21% No No Employed Employed Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 33 Work Number Yes 291 33 Work Number No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 21.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9962130 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.800% 7.375% 7.375% $897.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,474.99 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.98% 48.98% 48.98% No No Self-Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 91 33 Other No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1168164 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1802.5 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 8.510% 7.875% 7.875% $597.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,162.88 $XXXXXXX N/A $0.00 38.86% 38.86% 38.86% No No Employed Employed Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1216787 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.017% 8.375% 8.375% $798.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,141.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.50% 32.50% 32.50% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 300 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.28 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5238832 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.906% 7.500% 7.500% $1,223.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,592.94 $XXXXXXX N/A $0.00 44.01% 44.01% 44.01% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4066229 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2134.89 XX/XX/XXXX 5.730% Manual Underwriting Manual Underwriting No 9.021% 8.250% 8.250% $685.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,860.39 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.36% 48.36% 48.36% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Military and Government Assistance - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Military ID XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6837771 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.073% 8.500% 8.500% $922.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,079.32 $XXXXXXX N/A $0.00 49.16% 49.16% 49.16% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2640219 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.478% 7.875% 7.875% $725.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,468.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.71% 43.71% 43.71% Yes Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.65 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9309806 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.144% 9.000% 9.000% $402.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,459.09 $XXXXXXX N/A $0.00 48.20% 48.20% 48.20% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 313 33 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.18 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1106618 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.891% 8.375% 8.375% $927.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,199.72 $XXXXXXX N/A $0.00 38.61% 38.61% 38.61% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.65 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3666865 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2860.25 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.408% 7.875% 7.875% $471.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,615.12 $XXXXXXX N/A $0.00 45.67% 45.67% 45.67% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 146 32 Work Number NA 0 0 N/A No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Child Support - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8123313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1703.63 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.998% 8.500% 8.500% $374.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,610.56 $XXXXXXX N/A $0.00 46.33% 46.33% 46.33% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.7 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8190888 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2830.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.904% 8.625% 8.625% $550.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,828.81 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 27.85% 27.85% 27.85% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8212258 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2815.3 XX/XX/XXXX 5.590% Manual Underwriting Manual Underwriting No 8.764% 7.375% 7.375% $707.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,210.12 $XXXXXXX N/A $0.00 37.98% 41.78% 41.78% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - SSI and Disability, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7733473 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1650.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.621% 8.250% 8.250% $495.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,535.76 $XXXXXXX N/A $0.00 25.11% 25.30% 25.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 94 32 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.58 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8529376 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3670.7 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.125% 7.500% 7.500% $546.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,214.48 $XXXXXXX N/A $0.00 41.14% 41.14% 41.14% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1197014 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.845% 7.625% 7.625% $1,769.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,552.31 $XXXXXXX N/A $0.00 26.14% 26.14% 26.14% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3688932 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.215% 7.875% 7.875% $1,232.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,397.96 $XXXXXXX N/A $0.00 47.81% 47.81% 47.81% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4222090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3030.59 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.310% 8.625% 8.625% $501.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,086.60 $XXXXXXX N/A $0.00 36.33% 36.33% 36.33% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 69 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5905401 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.624% 8.250% 8.250% $1,592.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,242.43 $XXXXXXX N/A $0.00 39.82% 39.82% 39.82% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 813 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6870132 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 5.680% Manual Underwriting Manual Underwriting No 7.822% 7.125% 7.125% $543.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,988.69 $XXXXXXX N/A $0.00 20.69% 20.69% 20.69% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 34 FNMA 1005 NA 0 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.66 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8677219 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.975% 8.250% 8.250% $681.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,077.02 $XXXXXXX N/A $0.00 38.20% 38.20% 38.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 131 33 FNMA 1005 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 649 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9483192 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 9.294% 8.500% 8.500% $1,327.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,513.69 $XXXXXXX N/A $0.00 39.30% 39.30% 39.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 229 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.52 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8586651 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.481% 8.250% 8.250% $681.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,698.56 $XXXXXXX N/A $0.00 37.62% 40.27% 40.27% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 33 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1575275 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1960.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.965% 7.500% 7.500% $391.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,796.84 $XXXXXXX N/A $0.00 23.92% 23.92% 23.92% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2059855 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 09/10/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1695.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.277% 7.875% 7.875% $491.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,818.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.16% 47.16% 47.16% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 811 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.78 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8274831 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.510% 8.125% 8.125% $4,640.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,482.41 $XXXXXXX N/A $0.00 42.72% 42.72% 42.72% No No Employed Employed Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 FNMA 1005 Yes 24 24 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
9370382 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2730.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.901% 8.375% 8.375% $532.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,918.86 $XXXXXXX N/A $0.00 49.49% 49.49% 49.49% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2961400 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.963% 8.750% 8.750% $1,101.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,671.01 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.59% 36.01% 36.01% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 2 32 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8081023 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.567% 9.000% 9.000% $1,271.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,649.39 $XXXXXXX N/A $0.00 41.71% 41.71% 41.71% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 189 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 5680.83 2.1 No 84.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1053123 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.375% 7.875% 7.875% $978.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,474.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 21.67% 21.67% 21.67% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number Yes 183 33 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.2 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5696235 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.409% 7.875% 7.875% $836.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,973.39 $XXXXXXX N/A $0.00 33.70% 33.70% 33.70% No Employed Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8614359 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3780.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 10.671% 10.000% 10.000% $702.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,085.45 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.81% 45.96% 45.96% No No Retired Retired Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Military and Government Assistance, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 632 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.03 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1707040 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2028.25 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.557% 8.250% 8.250% $363.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,346.96 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.98% 43.98% 43.98% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2587233 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.835% 8.250% 8.250% $1,278.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,430.30 $XXXXXXX N/A $0.00 39.15% 41.19% 41.19% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 104 33 Work Number Yes 220 33 Other No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 656 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.04 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9722177 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.320% 7.875% 7.875% $507.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,264.10 $XXXXXXX N/A $0.00 24.54% 24.72% 24.72% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 200244.08 47.0 200244.08 47.0 No 84.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8659868 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.538% 7.250% 7.250% $1,833.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,762.98 $XXXXXXX N/A $0.00 29.71% 29.71% 29.71% No No Employed Employed Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Other NA 0 0 N/A No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
6024387 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.089% 7.750% 7.750% $1,576.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,993.78 $XXXXXXX N/A $0.00 45.51% 45.54% 45.54% Yes Yes Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7101118 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.489% 7.875% 7.875% $580.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,336.79 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.82% 46.82% 46.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 12311.03 2.8 12311.03 2.8 No 74.8 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4529507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.884% 7.375% 7.375% $587.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,571.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.07% 33.07% 33.07% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 827510.43 321.8 827510.43 321.8 No 52.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4587575 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2475.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.638% 9.000% 9.000% $442.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,863.11 $XXXXXXX N/A $0.00 49.78% 49.78% 49.78% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5341111 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1600.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.123% 7.750% 7.750% $458.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,505.75 $XXXXXXX N/A $0.00 45.24% 45.24% 45.24% Yes Yes Employed Employed Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 6999.94 1.6 6999.94 1.6 69.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
4023186 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 7.950% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,380.38 $XXXXXXX N/A $0.00 40.55% 37.62% 37.62% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.85 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1519680 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 8.094% 7.500% 7.500% $590.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,863.62 $XXXXXXX N/A $0.00 17.38% 17.38% 17.38% No No Employed Employed Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 92 33 Work Number Yes 253 33 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.82 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7491792 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.167% 7.875% 7.875% $828.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,836.86 $XXXXXXX N/A $0.00 38.60% 38.60% 38.60% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.91 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9438844 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 9.110% 8.375% 8.375% $1,126.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,040.84 $XXXXXXX N/A $0.00 48.58% 48.58% 48.58% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.77 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2369657 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2823.94 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.474% 8.125% 8.125% $590.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,428.07 $XXXXXXX N/A $0.00 41.68% 41.68% 41.68% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 26.36 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6533545 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3896.12 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 10.004% 9.625% 9.625% $752.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,748.05 $XXXXXXX N/A $0.00 36.11% 36.11% 36.11% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 655 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.07 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5895599 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3289.0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 7.701% 7.125% 7.125% $471.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,433.32 $XXXXXXX N/A $0.00 45.35% 45.40% 45.40% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 810 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
7541526 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.310% Manual Underwriting Manual Underwriting No 9.754% 9.125% 9.125% $1,220.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,989.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.13% 47.13% 47.13% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Missing No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 619 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
4825110 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2786.0 XX/XX/XXXX 5.710% Manual Underwriting Manual Underwriting No 9.680% 8.500% 8.500% $590.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,647.77 $XXXXXXX N/A $0.00 36.74% 36.74% 36.74% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 70 33 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 647 No NA 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8140000 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.139% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,680.87 $XXXXXXX N/A $0.00 32.64% 36.99% 36.99% No Retired Full Doc 1 NA N/A 0 2 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Separation Agreement Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.35 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8137953 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.514% 8.000% 8.000% $1,005.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,195.41 $XXXXXXX N/A $0.00 48.84% 49.46% 49.46% No Retired Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9174073 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3698.8 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 10.561% 9.750% 9.750% $752.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,467.70 $XXXXXXX N/A $0.00 45.92% 44.97% 44.97% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.27 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2881637 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2115.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.974% 8.250% 8.250% $400.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,160.51 $XXXXXXX N/A $0.00 42.33% 42.33% 42.33% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2579.43 1.2 No 84.98 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2883641 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.877% 8.375% 8.375% $1,444.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,609.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.79% 34.79% 34.79% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7340886 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 9.291% 8.625% 8.625% $779.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,748.79 $XXXXXXX No XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.38% 46.38% 46.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 208 33 Other 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.77 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8568022 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 7.532% 7.000% 7.000% $1,100.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,361.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.50% 37.50% 37.50% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 294 10 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5434532 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.100% 7.625% 7.625% $960.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,567.75 $XXXXXXX N/A $0.00 47.86% 47.86% 47.86% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 34 34 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 814 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1334394 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.023% 7.500% 7.500% $709.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,183.31 $XXXXXXX N/A $0.00 48.67% 48.68% 48.68% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3650945 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3087.5 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.080% 7.875% 7.875% $471.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,944.37 $XXXXXXX N/A $0.00 42.61% 42.61% 42.61% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.43 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5767621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1249.23 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.061% 8.375% 8.375% $321.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,778.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.47% 40.47% 40.47% No No Retired Retired Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 52724.09 14.0 52724.09 14.0 No 74.72 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1531676 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2170.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.095% 7.875% 7.875% $393.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,562.26 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.77% 40.74% 40.74% Yes Yes Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.2 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3080449 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1638.07 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 10.320% 9.750% 9.750% $420.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,015.90 $XXXXXXX N/A $0.00 48.11% 48.02% 48.02% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 321 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.76 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5047619 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.581% 8.250% 8.250% $3,005.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,102.42 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.03% 42.03% 42.03% No No Employed Employed Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1782498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.207% 8.625% 8.625% $1,853.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,045.86 $XXXXXXX N/A $0.00 38.83% 38.83% 38.83% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 114 33 Work Number 0 No 0 Borrower - Wage, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7557514 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2164.23 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.986% 7.375% 7.375% $369.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,102.57 $XXXXXXX N/A $0.00 24.00% 24.00% 24.00% No Retired Full Doc 1 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.45 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8914497 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 7.914% 7.625% 7.625% $1,309.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,917.76 $XXXXXXX N/A $0.00 44.23% 44.23% 44.23% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 132 33 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.52 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5242413 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.438% 7.125% 7.125% $606.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,156.57 $XXXXXXX N/A $0.00 45.52% 45.52% 45.52% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.78 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2438280 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1700.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.713% 8.000% 8.000% $334.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,952.05 $XXXXXXX N/A $0.00 35.97% 35.97% 35.97% No Employed Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9502882 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.680% 9.125% 9.125% $943.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,983.10 $XXXXXXX N/A $0.00 41.75% 41.70% 41.70% No Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No Yes Yes 0 12 No 57.65% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.87 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8483190 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.299% 9.000% 9.000% $909.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,648.52 $XXXXXXX N/A $0.00 42.17% 42.50% 42.50% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.33 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7072149 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.248% 8.000% 8.000% $660.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,625.05 $XXXXXXX N/A $0.00 44.51% 44.51% 44.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 72 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.85 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8745536 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.095% 7.750% 7.750% $905.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,003.52 $XXXXXXX N/A $0.00 48.92% 48.90% 48.90% No Employed Full Doc 2 1 Month Yes 6 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3389970 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.524% 8.125% 8.125% $1,967.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,456.40 $XXXXXXX N/A $0.00 47.20% 47.43% 47.43% No Employed Full Doc 2 2+ Months N/A 0 1 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8470595 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2369.5 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.875% 8.250% 8.250% $508.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,201.71 $XXXXXXX N/A $0.00 38.78% 38.78% 38.78% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 110 34 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6868011 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2090.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.904% 8.625% 8.625% $342.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,850.45 $XXXXXXX N/A $0.00 38.55% 38.55% 38.55% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.54 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2550837 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3450.5 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.622% 9.000% 9.000% $587.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,197.31 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.73% 39.73% 39.73% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 254 34 FNMA 1005 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, SSI and Disability, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.91 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2471046 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.714% 8.000% 8.000% $501.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,479.59 $XXXXXXX N/A $0.00 45.21% 45.21% 45.21% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9718453 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3400.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 9.289% 8.625% 8.625% $700.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,851.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 23.66% 23.66% 23.66% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.43 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9107764 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2700.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 9.809% 9.000% 9.000% $539.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,421.94 $XXXXXXX N/A $0.00 37.53% 37.53% 37.53% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 2 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 9 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 651 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3427255 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.483% 8.875% 8.875% $1,592.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,395.62 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.80% 42.80% 42.80% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 134 34 FNMA 1005 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 38739.05 6.1 38739.05 6.1 No 84.57 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7235772 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.117% 8.625% 8.625% $2,800.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,303.72 $XXXXXXX N/A $0.00 39.37% 45.03% 45.03% No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 11 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1877840 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.887% 7.375% 7.375% $5,594.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $14,827.27 $XXXXXXX N/A $0.00 49.98% 49.98% 49.98% No Not Employed Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified, Separation Agreement Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 11535.60 0.8 11535.60 0.8 No 46.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4288557 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 9.360% 9.000% 9.000% $804.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,833.89 $XXXXXXX N/A $0.00 41.68% 41.90% 41.90% No Retired Full Doc 0 NA N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Other - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.97 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2335480 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3375.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.243% 7.500% 7.500% $604.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,849.28 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.24% 41.24% 41.24% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.93 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4522673 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.958% 8.250% 8.250% $1,278.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,355.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.86% 43.86% 43.86% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.95 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
4226332 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.034% 7.250% 7.250% $395.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,682.93 $XXXXXXX N/A $0.00 46.27% 46.27% 46.27% No No Retired Employed Full Doc 1 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 80 34 FNMA 1005 No 0 N/A Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
3658725 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.830% 7.500% 7.500% $1,398.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,016.27 $XXXXXXX N/A $0.00 49.49% 49.49% 49.49% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other, Other REO Net Rental Income(Loss), Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
3872497 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1328.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.106% 7.875% 7.875% $240.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,252.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.68% 44.68% 44.68% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 33 Work Number Yes 20 20 Work Number No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.83 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1782969 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.016% 8.750% 8.750% $747.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,043.49 $XXXXXXX N/A $0.00 45.10% 45.10% 45.10% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.62 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8066747 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 8.452% 7.750% 7.750% $1,403.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,317.66 $XXXXXXX N/A $0.00 49.53% 49.53% 49.53% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 8.14 0.0 No 66.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7669326 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.661% 7.125% 7.125% $909.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,488.98 $XXXXXXX N/A $0.00 45.08% 45.08% 45.08% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.02 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7951658 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.844% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,583.91 $XXXXXXX N/A $0.00 46.72% 46.72% 46.72% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.9 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1486357 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1600.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.543% 7.250% 7.250% $545.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,696.06 $XXXXXXX N/A $0.00 49.75% 49.75% 49.75% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 113 33 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.09 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3348378 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.848% 7.625% 7.625% $495.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,542.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.08% 43.54% 43.54% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 209 34 Other 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.11 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1750106 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.348% 7.125% 7.125% $613.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,421.20 $XXXXXXX N/A $0.00 49.55% 49.55% 49.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 31 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.73 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1046080 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.205% 7.750% 7.750% $1,146.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,167.22 $XXXXXXX N/A $0.00 39.05% 39.05% 39.05% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 248 33 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.6 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3818907 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.665% 7.125% 7.125% $673.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,365.35 $XXXXXXX N/A $0.00 39.39% 40.05% 40.05% No No Retired Retired Full Doc 0 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No Yes 360.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Asset Depletion, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 829 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 12.32 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9772656 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.392% 8.000% 8.000% $876.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,187.97 $XXXXXXX N/A $0.00 40.90% 40.90% 40.90% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 193 33 Other Yes 12 12 Other No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5541270 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 8.231% 8.000% 8.000% $606.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,252.18 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% No Employed Full Doc 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 217 33 FNMA 1005 0 No 0 Borrower - Wage, Other, Child Support - Written VOE Verified, Separation Agreement Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.66 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7427736 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.798% 7.250% 7.250% $852.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,297.65 $XXXXXXX N/A $0.00 46.76% 46.76% 46.76% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.46 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7968834 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3185.95 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 11.928% 10.990% 10.990% $701.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,733.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 29.54% 29.54% 29.54% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 120 35 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.85 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1469428 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1837.08 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.596% 7.125% 7.125% $327.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,799.81 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.28% 48.28% 48.28% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 79 33 FNMA 1005 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6706851 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.142% 7.750% 7.750% $286.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,386.74 $XXXXXXX N/A $0.00 30.22% 30.22% 30.22% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8509694 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 7.987% 7.375% 7.375% $478.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,991.91 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.70% 37.70% 37.70% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1523505 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.329% 7.750% 7.750% $752.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,734.74 $XXXXXXX N/A $0.00 36.06% 36.06% 36.06% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6158092 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025  v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 6.290% Manual Underwriting Manual Underwriting No 7.473% 7.125% 7.125% $505.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,928.86 $XXXXXXX N/A $0.00 45.11% 45.11% 45.11% No Retired Full Doc 2 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1657026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1796.47 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 8.164% 7.375% 7.375% $319.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,768.51 $XXXXXXX N/A $0.00 42.24% 42.24% 42.24% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5296298 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2550.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.895% 8.625% 8.625% $525.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,963.97 $XXXXXXX N/A $0.00 31.33% 31.33% 31.33% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 114 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.1 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4236123 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.362% 7.875% 7.875% $507.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,158.36 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.08% 49.08% 49.08% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.92 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8540426 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1625.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.241% 7.750% 7.750% $533.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,097.35 $XXXXXXX N/A $0.00 38.17% 38.17% 38.17% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No $0.00 No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5138581 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2025.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.978% 9.125% 9.125% $408.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,352.22 $XXXXXXX N/A $0.00 23.43% 23.43% 23.43% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 268 33 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 656 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 10.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5299679 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.140% 8.750% 8.750% $1,282.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,703.99 $XXXXXXX N/A $0.00 25.87% 25.87% 25.87% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5906623 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.027% 8.375% 8.375% $623.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,292.72 $XXXXXXX N/A $0.00 37.55% 37.55% 37.55% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 4 Work Number Yes 48 34 Work Number No 0 N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.7 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7760467 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2755.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.335% 9.000% 9.000% $521.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,840.46 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.70% 46.66% 46.66% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.8 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4610488 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.659% 7.375% 7.375% $669.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,825.83 $XXXXXXX N/A $0.00 21.30% 21.30% 21.30% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 191 33 Other 0 No 0 Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.87 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6634592 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.452% 8.000% 8.000% $1,827.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,546.09 $XXXXXXX N/A $0.00 27.29% 27.29% 27.29% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 254 33 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.66 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6576077 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.837% 8.500% 8.500% $1,345.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,163.82 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.85% 41.85% 41.85% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9663314 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.992% 8.375% 8.375% $690.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,361.88 $XXXXXXX N/A $0.00 46.50% 46.50% 46.50% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 6439.78 2.7 6439.78 2.7 No 84.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No Yes 4.60
4436497 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.735% 7.375% 7.375% $1,381.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,134.37 $XXXXXXX N/A $0.00 47.32% 47.32% 47.32% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8652696 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2240.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.418% 8.625% 8.625% $700.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,440.62 $XXXXXXX N/A $0.00 40.63% 40.63% 40.63% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5743072 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.999% 7.250% 7.250% $474.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,706.56 $XXXXXXX N/A $0.00 28.53% 28.53% 28.53% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 252 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5022722 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.831% 7.500% 7.500% $1,104.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,365.09 $XXXXXXX N/A $0.00 19.25% 19.25% 19.25% No No Retired Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.32 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4864853 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3612.68 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.045% 8.375% 8.375% $584.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,961.23 $XXXXXXX N/A $0.00 33.12% 33.13% 33.13% No Employed Full Doc 2 NA N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 213 34 Work Number 0 No 0 Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.96 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5833694 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1967.63 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.730% 8.250% 8.250% $422.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,531.60 $XXXXXXX N/A $0.00 41.43% 41.43% 41.43% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 33 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.86 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3576996 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.269% 8.250% 8.250% $5,634.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $53,970.76 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.66% 40.66% 40.66% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 29 29 Work Number 0 No 0 Borrower - Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7520627 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 7.642% 7.125% 7.125% $905.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,005.29 $XXXXXXX N/A $0.00 22.63% 22.63% 22.63% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 156 34 FNMA 1005 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6167517 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3467.5 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.840% 9.500% 9.500% $680.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,498.46 $XXXXXXX N/A $0.00 42.81% 42.81% 42.81% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 148 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3313461 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2866.53 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.367% 8.750% 8.750% $590.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,156.45 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.90% 39.90% 39.90% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 126 34 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2891911 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1177.83 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.891% 7.375% 7.375% $276.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,835.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.38% 32.38% 32.38% No Employed Full Doc 1 1 Month N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.38 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3885455 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.177% 7.750% 7.750% $1,262.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,120.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.00% 49.00% 49.00% Yes Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 78 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime, Bonus, Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3594661 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.583% 7.125% 7.125% $582.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,910.45 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.07% 38.07% 38.07% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.06 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7794652 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.592% 7.875% 7.875% $1,048.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,617.10 $XXXXXXX N/A $0.00 39.30% 37.77% 37.77% No Yes Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6688661 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.676% 7.375% 7.375% $819.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,138.88 $XXXXXXX N/A $0.00 39.50% 39.50% 39.50% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 131 34 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2023, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.53 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1672059 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.340% 8.750% 8.750% $786.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,575.14 $XXXXXXX N/A $0.00 42.05% 42.05% 42.05% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1734135 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.855% 8.375% 8.375% $1,453.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,750.14 $XXXXXXX N/A $0.00 41.98% 41.98% 41.98% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 74 34 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9882025 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 7.991% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,450.15 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.19% 47.19% 47.19% No No Retired Employed Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Military and Government Assistance, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.34 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7696917 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.359% 9.250% 9.250% $1,788.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $11,458.63 $XXXXXXX N/A $0.00 41.10% 41.10% 41.10% No No Employed Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 214 34 FNMA 1005 Yes 206 34 Work Number No 0 Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.53 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2874763 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 7.455% 7.000% 7.000% $1,666.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,104.24 $XXXXXXX N/A $0.00 44.01% 44.01% 44.01% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 812 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4254873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 10.447% 10.125% 10.125% $1,028.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,291.94 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 14.33% 14.33% 14.33% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9627574 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 8.956% 8.375% 8.375% $1,031.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,607.75 $XXXXXXX N/A $0.00 42.35% 42.09% 42.09% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 183 33 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.35 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2179591 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.588% 9.000% 9.000% $925.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,915.88 $XXXXXXX N/A $0.00 42.94% 42.94% 42.94% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 45 34 FNMA 1005 0 No 0 N/A Borrower - Wage, Commission, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 647 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.96 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2497717 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 7.718% 7.250% 7.250% $1,975.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,958.02 $XXXXXXX N/A $0.00 49.22% 48.83% 48.83% No Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 94 34 FNMA 1005 0 No 0 Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.38 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6043766 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 7.889% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,037.86 $XXXXXXX N/A $0.00 27.85% 27.85% 27.85% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 12.88 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
3636281 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2460.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 8.044% 7.500% 7.500% $604.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,701.10 $XXXXXXX N/A $0.00 40.83% 40.83% 40.83% No No Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 34 FNMA 1005 Yes 282 33 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.88 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8198073 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.089% 7.750% 7.750% $809.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,890.67 $XXXXXXX N/A $0.00 44.35% 44.35% 44.35% No No 1 - Not Stated Not Verified 4 - Stated, 1YR W2 + YTD Paystub OR 2YR Tax Returns 3 - Stated, 3rd Party Verification Employed Employed Employed 2.18 Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 20 Work Number Yes 89 33 Work Number No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 724 701 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX I-551 Permanent Resident Card XX/XX/XXXX XXXXXX XXXXXX N/A Standard Driver's License - Not for federal use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.93 N/A No Yes No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No XXXXXXXX No
6501779 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.209% 8.875% 8.875% $802.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,723.23 $XXXXXXX N/A $0.00 49.69% 49.69% 49.69% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.65 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
6959947 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 10.421% 9.750% 9.750% $429.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,544.48 $XXXXXXX N/A $0.00 44.45% 44.45% 44.45% No No Employed Employed Full Doc 1 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 146 35 Work Number Yes 203 34 Work Number No 0 Borrower - Wage, Commission - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.49 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2742841 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 8.440% 8.250% 8.250% $601.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,955.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.27% 36.27% 36.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 40.69 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9276457 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2491.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 9.291% 8.500% 8.500% $459.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,050.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.99% 30.99% 30.99% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 657 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.44 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6651901 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 6.240% Manual Underwriting Manual Underwriting No 9.135% 8.875% 8.875% $556.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,033.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.78% 26.78% 26.78% No No Employed Employed Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 8 Work Number Yes 38 33 Work Number No 0 Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.77 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3031037 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.539% 8.375% 8.375% $1,793.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,895.50 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.67% 48.67% 48.67% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 55 33 Work Number NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.67 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7605026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.214% 7.875% 7.875% $580.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,712.82 $XXXXXXX N/A $0.00 49.67% 49.67% 49.67% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.84 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1202651 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.738% 7.500% 7.500% $2,097.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,874.99 $XXXXXXX N/A $0.00 32.24% 32.24% 32.24% No No Employed Self-Employed Full Doc 2 1 1 Month NA N/A 0 N/A 0 2 0 2 1 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7124447 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 8.868% 8.250% 8.250% $724.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,091.37 $XXXXXXX N/A $0.00 45.87% 45.87% 45.87% No Employed Full Doc 0 1 Month N/A 0 2 0 3 2 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.54 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2311475 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 7.943% 7.250% 7.250% $790.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,887.19 $XXXXXXX N/A $0.00 42.68% 42.68% 42.68% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 813 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.05 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2708928 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.212% 7.625% 7.625% $612.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,124.39 $XXXXXXX N/A $0.00 38.97% 34.43% 34.43% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Military and Government Assistance - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.69 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3185116 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 7.608% 7.250% 7.250% $592.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,747.49 $XXXXXXX N/A $0.00 42.27% 42.27% 42.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 114 33 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.5 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8848048 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3741.81 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.812% 8.250% 8.250% $607.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,886.62 $XXXXXXX N/A $0.00 44.31% 44.31% 44.31% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5522562 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2475.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.734% 8.125% 8.125% $408.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,801.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.98% 48.98% 48.98% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 34 FNMA 1005 Yes 43 33 Work Number No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.5 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4602327 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.653% 8.000% 8.000% $669.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,828.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.88% 40.88% 40.88% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 12.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3481407 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2856.13 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.821% 7.250% 7.250% $443.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,270.86 $XXXXXXX N/A $0.00 33.55% 33.55% 33.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 78 34 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.38 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1134370 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1425.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.681% 9.375% 9.375% $249.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,459.14 $XXXXXXX N/A $0.00 35.40% 35.40% 35.40% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 89144.18 36.3 89144.18 36.3 No 84.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3454063 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.674% 9.375% 9.375% $1,097.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,134.38 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.78% 41.78% 41.78% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4966163 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.197% 7.875% 7.875% $642.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,842.41 $XXXXXXX N/A $0.00 40.01% 40.00% 40.00% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 76 34 FNMA 1005 0 No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.81 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3863197 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2879.5 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 10.034% 9.750% 9.750% $616.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,468.51 $XXXXXXX N/A $0.00 40.74% 40.74% 40.74% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 140 33 FNMA 1005 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6710104 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 10.119% 9.500% 9.500% $1,332.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,023.62 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 8.10% 8.10% 8.10% No No Self-Employed Not Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 50.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3663855 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 7.796% 7.500% 7.500% $563.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,044.48 $XXXXXXX N/A $0.00 44.41% 44.41% 44.41% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 87 33 FNMA 1005 Yes 122 33 Work Number No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.38 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7217718 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.023% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,359.64 $XXXXXXX N/A $0.00 47.13% 47.13% 47.13% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 136 34 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.57 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2061894 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2653.14 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 9.365% 8.375% 8.375% $490.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,668.08 $XXXXXXX N/A $0.00 42.44% 42.48% 42.48% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 120 32 Work Number 0 No 0 Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2510864 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.856% 7.250% 7.250% $852.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,446.21 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.59% 48.59% 48.59% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.71 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
2584376 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.108% 7.625% 7.625% $920.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,861.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.86% 39.22% 39.22% No Employed Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 72 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.59 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2297336 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.856% 7.375% 7.375% $846.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,342.48 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.79% 26.79% 26.79% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.53 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7367084 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.456% 7.750% 7.750% $1,026.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,528.56 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.35% 33.35% 33.35% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.5 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7950205 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 8.796% 8.500% 8.500% $924.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,616.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.47% 37.47% 37.47% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 121 33 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.36 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9266085 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.808% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,425.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.80% 46.80% 46.80% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1969543 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.364% 8.000% 8.000% $1,093.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,186.02 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.15% 34.15% 34.15% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 64 33 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.96 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8276874 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.499% 7.250% 7.250% $2,558.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,494.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.76% 36.76% 36.76% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1207727 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1912.5 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 9.119% 8.500% 8.500% $346.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,846.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.36% 39.36% 39.36% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 70 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.2 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5923502 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.445% 7.125% 7.125% $673.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,270.79 $XXXXXXX N/A $0.00 34.75% 34.75% 34.75% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1023649 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 7.585% 7.250% 7.250% $1,106.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,418.64 $XXXXXXX N/A $0.00 49.02% 49.02% 49.02% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 34 34 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 130612.76 38.2 No 73.38 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1107569 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.731% 7.500% 7.500% $1,258.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,692.04 $XXXXXXX N/A $0.00 36.89% 36.89% 36.89% No Employed Full Doc 2 1 Month Yes 9 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 1 FNMA 1005 0 No 0 N/A Borrower - Wage, Other, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.4 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1876602 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.344% 8.875% 8.875% $1,364.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,430.93 $XXXXXXX N/A $0.00 44.99% 44.59% 44.59% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 177 35 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.84 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5242240 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2250.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.965% 7.500% 7.500% $419.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,656.67 $XXXXXXX N/A $0.00 41.20% 41.20% 41.20% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.24 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4653887 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3525.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.376% 7.750% 7.750% $537.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,991.99 $XXXXXXX N/A $0.00 38.80% 38.80% 38.80% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.17 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7176901 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.660% Manual Underwriting Manual Underwriting No 8.167% 7.500% 7.500% $2,460.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,935.78 $XXXXXXX N/A $0.00 20.11% 20.11% 20.11% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5976947 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3196.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 7.938% 7.375% 7.375% $469.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,211.77 $XXXXXXX N/A $0.00 45.85% 45.85% 45.85% No No Employed Not Employed Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.06 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6377873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.415% 7.875% 7.875% $1,450.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,257.90 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.03% 44.03% 44.03% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 236 34 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 813 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.26 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7317408 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.160% Manual Underwriting Manual Underwriting No 8.974% 8.500% 8.500% $384.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,861.75 $XXXXXXX N/A $0.00 42.07% 42.07% 42.07% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.36 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5061887 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.219% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,472.33 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.10% 46.83% 46.83% No Retired Asset Depletion – Debt Ratio Calculation 0 NA N/A 0 0 0 3 0 Yes Yes Yes 240.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Asset Depletion - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 39655.63 26.9 39655.63 26.9 No 37.31 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8071636 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1375.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 7.542% 7.125% 7.125% $430.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,625.53 $XXXXXXX N/A $0.00 29.80% 29.80% 29.80% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.53 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8237466 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 7.907% 7.250% 7.250% $790.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,686.89 $XXXXXXX N/A $0.00 37.56% 37.56% 37.56% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 98 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.42 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3978983 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.721% 8.500% 8.500% $1,099.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,419.98 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.59% 46.59% 46.59% No No Retired Retired Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 193 33 Work Number No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Other, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.78 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1674043 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1959.9 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.679% 9.000% 9.000% $335.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,120.65 $XXXXXXX N/A $0.00 47.93% 47.93% 47.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 Work Number 0 No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.95 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6944946 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3060.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 9.159% 8.375% 8.375% $619.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,229.90 $XXXXXXX N/A $0.00 45.64% 45.64% 45.64% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 117 34 Work Number 0 No 0 N/A Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.84 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6141993 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3679.35 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 10.428% 9.750% 9.750% $689.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,686.92 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 16.68% 16.68% 16.68% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.24 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1199085 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.564% 8.125% 8.125% $1,091.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,395.74 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.72% 43.72% 43.72% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 29 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.92 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4614798 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.192% 8.875% 8.875% $694.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,701.65 $XXXXXXX N/A $0.00 42.54% 42.54% 42.54% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 201 34 Work Number 0 No 0 Borrower - Wage, Overtime, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3087554 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.385% 7.750% 7.750% $693.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,811.38 $XXXXXXX N/A $0.00 37.04% 35.69% 35.69% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 13885.34 4.9 13885.34 4.9 No 84.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9356284 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.800% 7.375% 7.375% $1,036.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,684.10 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.30% 46.30% 46.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 4 4 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.78 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9405120 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1460.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.506% 7.250% 7.250% $497.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,088.87 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.51% 46.51% 46.51% No No Employed Retired Full Doc 1 1 1 Month NA N/A 0 N/A 0 1 0 1 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Wage, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.35 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1151499 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2619.5 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.018% 7.375% 7.375% $518.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,042.67 $XXXXXXX N/A $0.00 25.75% 25.75% 25.75% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.67 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8038321 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/24/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.233% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,329.01 $XXXXXXX N/A $0.00 34.55% 34.55% 34.55% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.08 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8932682 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.347% 8.000% 8.000% $1,254.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,570.82 $XXXXXXX N/A $0.00 49.99% 41.29% 41.29% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 47 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.02 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2443021 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1785.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.742% 7.250% 7.250% $347.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,923.40 $XXXXXXX N/A $0.00 31.27% 31.27% 31.27% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 166 33 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.16 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1926629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.369% 7.125% 7.125% $1,179.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,513.61 $XXXXXXX N/A $0.00 24.07% 24.07% 24.07% No No Employed Not Employed Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 39 Other NA 0 0 N/A No 0 Borrower - Wage, Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.18 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2696875 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2787.09 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.422% 7.625% 7.625% $482.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,995.88 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.93% 40.93% 40.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 40 34 Other 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5203457 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.746% 8.500% 8.500% $1,301.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,902.21 $XXXXXXX N/A $0.00 36.58% 36.58% 36.58% No No 1 - Not Stated Not Verified 1 - Not Stated, Not Verified 1 - Not Stated, Not Verified Retired Employed Not Employed .00 Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 273 34 Work Number No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower 2 - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower 2 - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 697 725 715 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A XXXXXX XXXXXX N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.49 N/A No Yes No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No XXXXXXXX No
2042802 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.531% 8.000% 8.000% $418.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,748.06 $XXXXXXX N/A $0.00 49.01% 49.01% 49.01% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.09 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2798936 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2467.5 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 9.436% 8.625% 8.625% $459.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,022.63 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.78% 49.78% 49.78% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No Yes 240.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Asset Depletion - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.09 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9466560 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.357% 7.875% 7.875% $1,396.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,416.03 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.63% 42.63% 42.63% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
8604820 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3150.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.869% 8.125% 8.125% $590.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,625.99 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.37% 37.37% 37.37% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 229 34 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.87 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6898371 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.626% 8.375% 8.375% $770.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,136.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.97% 40.97% 40.97% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 FNMA 1005 0 No 0 Borrower - Wage, Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.25 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7755156 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.535% 7.125% 7.125% $336.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,498.84 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.89% 39.27% 39.27% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 38 34 Work Number Yes 69 34 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.98 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1854002 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1625.0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.434% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,642.14 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.96% 32.96% 32.96% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.24 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8241397 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2519.2 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 7.952% 7.250% 7.250% $423.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,695.45 $XXXXXXX N/A $0.00 30.51% 30.51% 30.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.96 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1233886 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 7.819% 7.375% 7.375% $2,048.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,479.38 $XXXXXXX N/A $0.00 37.35% 37.35% 37.35% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9754602 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1897.5 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.942% 7.625% 7.625% $531.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,122.08 $XXXXXXX N/A $0.00 39.99% 39.99% 39.99% No No Employed Employed Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 15 Other Yes 36 36 Other No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9767307 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.290% 8.000% 8.000% $1,328.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,877.77 $XXXXXXX N/A $0.00 44.44% 44.44% 44.44% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1617320 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.098% 7.750% 7.750% $1,662.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,643.03 $XXXXXXX N/A $0.00 37.16% 37.16% 37.16% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.74 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
6412063 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2553.25 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 9.384% 8.625% 8.625% $481.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,827.62 $XXXXXXX N/A $0.00 42.72% 42.72% 42.72% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.98 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7508016 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.572% 7.250% 7.250% $2,592.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,323.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.64% 46.64% 46.64% No No Self-Employed Employed Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 1000.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 227 34 FNMA 1005 No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9915944 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.675% 7.375% 7.375% $783.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,435.82 $XXXXXXX N/A $0.00 33.44% 41.76% 41.76% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8007958 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.233% 7.875% 7.875% $2,900.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,671.23 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.20% 45.20% 45.20% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 133 34 Work Number 0 No 0 Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 824 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6769990 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.384% 9.125% 9.125% $406.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,725.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.63% 39.63% 39.63% No No Employed Employed Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 12 FNMA 1005 Yes 134 33 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.82 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8449763 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.109% 8.875% 8.875% $1,818.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,760.99 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.99% 49.99% 49.99% No No Employed Employed Full Doc 0 1 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Work Number Yes 23 23 Work Number No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 || Co Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3892167 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/07/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.335% 6.875% 6.875% $2,621.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,126.11 $XXXXXXX N/A $0.00 43.27% 49.17% 49.17% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6175548 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.786% 7.500% 7.500% $935.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,289.18 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.36% 36.36% 36.36% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 161 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5444607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.780% 7.500% 7.500% $1,111.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,142.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.97% 49.97% 49.97% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.38 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5542703 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.895% 7.625% 7.625% $530.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,795.45 $XXXXXXX N/A $0.00 49.45% 49.45% 49.45% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.1 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7092387 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 8.128% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,586.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.25% 37.25% 37.25% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.69 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1461128 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.835% 8.375% 8.375% $2,394.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,414.18 $XXXXXXX N/A $0.00 43.67% 43.67% 43.67% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Employed Retired Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 13 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 648 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.23 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1601536 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.408% 8.125% 8.125% $371.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,643.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.16% 38.12% 38.12% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 55 Work Number Yes 29 29 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.26 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1983191 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.640% Manual Underwriting Manual Underwriting No 9.079% 8.750% 8.750% $795.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,525.39 $XXXXXXX N/A $0.00 37.69% 37.69% 37.69% No No Employed Not Employed Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 211 34 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.15 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9547720 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.481% 8.125% 8.125% $742.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,863.55 $XXXXXXX N/A $0.00 35.57% 35.57% 35.57% No No Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - Award Letter Verified - 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2024, 2023 Borrower - 2025 || Co Borrower - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1681504 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.482% 8.000% 8.000% $1,499.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,811.62 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 19.81% 19.81% 19.81% No Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.14 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8969742 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.429% 7.125% 7.125% $404.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,703.26 $XXXXXXX N/A $0.00 25.00% 25.00% 25.00% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 34 Other Yes 25 25 Other No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.06 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3724722 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.648% 9.000% 9.000% $482.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,863.96 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.99% 42.99% 42.99% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 83 34 Work Number 0 No 0 Borrower - Wage, Overtime and Bonus, Commission, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4825762 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1890.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.293% 7.625% 7.625% $439.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,607.14 $XXXXXXX N/A $0.00 30.72% 30.72% 30.72% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.83 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5958338 XXXXXXX Closed End Second   XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.395% 7.750% 7.750% $429.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,288.46 $XXXXXXX N/A $0.00 29.34% 29.34% 29.34% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.43 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7489656 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.349% 9.125% 9.125% $1,846.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,985.79 $XXXXXXX N/A $0.00 49.23% 49.23% 49.23% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.42 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8910298 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1880.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.187% 9.500% 9.500% $336.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,526.96 $XXXXXXX N/A $0.00 30.87% 30.87% 30.87% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 150 34 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.59 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1513252 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.788% 8.125% 8.125% $1,069.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,068.07 $XXXXXXX N/A $0.00 48.85% 48.85% 48.85% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4943570 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.592% 8.125% 8.125% $928.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,605.32 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.08% 48.38% 48.38% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 89 34 FNMA 1005 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.1 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5784870 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.580% Manual Underwriting Manual Underwriting No 7.816% 7.250% 7.250% $587.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,000.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.75% 49.75% 49.75% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 152 34 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.6 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5032329 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.699% 7.375% 7.375% $345.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,833.21 $XXXXXXX N/A $0.00 41.59% 40.67% 40.67% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.89 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3777718 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.193% 8.750% 8.750% $629.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,325.84 $XXXXXXX N/A $0.00 49.58% 49.58% 49.58% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 17.54 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1182141 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.130% 7.875% 7.875% $1,789.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,166.61 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.75% 35.75% 35.75% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 129 34 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7164360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2980.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.198% 7.875% 7.875% $617.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,600.62 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.98% 49.98% 49.98% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No Yes 240.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability, Asset Depletion, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 2272.74 0.9 2272.74 0.9 No 72.58 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6743388 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.086% 8.750% 8.750% $472.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,322.62 $XXXXXXX N/A $0.00 40.62% 40.62% 40.62% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.26 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3166351 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.624% 6.875% 6.875% $460.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,469.85 $XXXXXXX N/A $0.00 48.61% 48.61% 48.61% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3989274 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.546% 7.125% 7.125% $1,044.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,112.31 $XXXXXXX N/A $0.00 39.34% 39.34% 39.34% No No Employed Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 356 34 Work Number Yes 41 34 Work Number No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.88 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5027930 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1419.5 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 11.435% 10.750% 10.750% $406.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,677.28 $XXXXXXX N/A $0.00 32.65% 32.65% 32.65% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 622 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.03 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4071463 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.160% 7.750% 7.750% $616.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,617.32 $XXXXXXX N/A $0.00 46.35% 46.35% 46.35% Yes Yes Employed Self-Employed Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Other REO Net Rental Income(Loss), SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6658418 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.371% 8.875% 8.875% $1,392.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,926.02 $XXXXXXX N/A $0.00 30.09% 30.16% 30.16% No Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.55 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8797304 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2676.98 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.687% 8.125% 8.125% $460.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,419.58 $XXXXXXX N/A $0.00 43.38% 43.38% 43.38% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 0 3 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 17 17 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 3 YRS IRS Transcripts Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.27 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8201873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.071% 7.500% 7.500% $935.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,450.91 $XXXXXXX No XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 29.67% 29.67% 29.67% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.33 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1753291 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.112% 7.625% 7.625% $1,458.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,090.60 $XXXXXXX N/A $0.00 45.57% 45.57% 45.57% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4116312 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.771% 7.375% 7.375% $1,036.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,969.32 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.82% 49.82% 49.82% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 16.67 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6233491 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2796.5 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.788% 7.000% 7.000% $461.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,961.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.59% 44.59% 44.59% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 260 34 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.17 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1013270 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.135% 8.875% 8.875% $795.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,870.99 $XXXXXXX N/A $0.00 35.95% 35.95% 35.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6233497 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.709% 9.125% 9.125% $813.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,061.25 $XXXXXXX N/A $0.00 40.98% 40.98% 40.98% No No Employed Employed Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 32 32 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.8 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1114006 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.235% 6.875% 6.875% $614.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,247.93 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.70% 26.70% 26.70% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.84 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2380341 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.812% 8.375% 8.375% $1,222.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,616.89 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.95% 42.95% 42.95% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.76 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9065032 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.156% 7.750% 7.750% $627.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,098.46 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.52% 48.52% 48.52% No Employed Full Doc 0 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 59 34 FNMA 1005 0 No 0 Borrower - Wage, Commission - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.88 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5725377 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 7.464% 7.125% 7.125% $808.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,294.09 $XXXXXXX N/A $0.00 38.94% 38.94% 38.94% No No Retired Employed Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8599077 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.798% 9.500% 9.500% $420.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,161.04 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.63% 44.63% 44.63% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 20 20 Other 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.08 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3156114 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2052.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.412% 7.000% 7.000% $399.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,130.18 $XXXXXXX N/A $0.00 49.38% 49.38% 49.38% No Yes Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.2 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4996387 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2355.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.138% 8.625% 8.625% $488.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,505.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 29.93% 29.93% 29.93% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6327427 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.713% 7.250% 7.250% $395.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,083.98 $XXXXXXX N/A $0.00 45.85% 45.85% 45.85% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5815078 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1209.85 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.351% 10.125% 10.125% $576.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,414.85 $XXXXXXX N/A $0.00 34.67% 34.67% 34.67% No Employed 2YR Full Doc 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime - 2025, 2024, 2023 Borrower - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 628 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.61 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7280227 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.772% 7.250% 7.250% $316.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,509.81 $XXXXXXX N/A $0.00 31.56% 31.56% 31.56% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.31 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8284445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.847% 9.250% 9.250% $329.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,958.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.89% 40.89% 40.89% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.02 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3279007 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.078% 8.500% 8.500% $1,053.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,778.48 $XXXXXXX N/A $0.00 42.29% 42.03% 42.03% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3765601 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.920% 7.500% 7.500% $1,048.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,403.49 $XXXXXXX N/A $0.00 38.80% 38.80% 38.80% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.19 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2607901 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.186% 7.625% 7.625% $1,008.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,200.21 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.98% 47.98% 47.98% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8300044 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.863% 7.750% 7.750% $2,791.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,199.15 $XXXXXXX N/A $0.00 32.18% 32.18% 32.18% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 19 19 FNMA 1005 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3770381 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.661% 9.000% 9.000% $712.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,990.30 $XXXXXXX N/A $0.00 44.96% 44.48% 44.48% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 677 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4536353 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.680% 8.250% 8.250% $1,293.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,995.69 $XXXXXXX N/A $0.00 37.30% 37.30% 37.30% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 646 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9269786 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3012.45 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.839% 9.250% 9.250% $547.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,122.16 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.27% 45.89% 45.89% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.63 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5509062 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.656% 7.000% 7.000% $868.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,956.46 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.05% 48.05% 48.05% No No Retired Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 40 34 Work Number No 0 Borrower - SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 67963.92 23.0 67963.92 23.0 No 40.18 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7488968 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.602% 8.125% 8.125% $6,482.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $15,515.73 $XXXXXXX N/A $0.00 39.70% 39.70% 39.70% No No Employed Employed Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 34 FNMA 1005 Yes 1 1 FNMA 1005 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2271210 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.820% 7.250% 7.250% $1,193.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,191.16 $XXXXXXX N/A $0.00 40.21% 40.21% 40.21% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No No
4717100 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2350.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 9.459% 8.625% 8.625% $437.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,621.60 $XXXXXXX N/A $0.00 38.72% 38.70% 38.70% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 644 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.44 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5514015 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.780% Manual Underwriting Manual Underwriting No 7.741% 7.375% 7.375% $895.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,817.76 $XXXXXXX N/A $0.00 26.38% 26.38% 26.38% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5140992 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2904.3 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.767% 8.125% 8.125% $467.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,533.26 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 50.00% 49.99% 49.99% No Self-Employed Full Doc 0 NA N/A 0 2 0 3 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 20.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1139934 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 9.299% 9.000% 9.000% $807.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,999.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.74% 48.74% 48.74% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3404812 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3015.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.695% 7.000% 7.000% $519.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,270.31 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.05% 49.05% 49.05% No Self-Employed Full Doc 0 NA N/A 0 2 2 3 1 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 9 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.97 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7711881 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2360.62 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.381% 7.625% 7.625% $406.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,825.64 $XXXXXXX N/A $0.00 39.14% 39.14% 39.14% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 1 0 0 0 1 0 0 0 2 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A XXXXXXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 31.5 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9751373 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1944.5 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 9.716% 9.125% 9.125% $499.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,116.16 $XXXXXXX N/A $0.00 36.85% 36.85% 36.85% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 220 34 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 646 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.67 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8836696 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3369.9 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 9.173% 8.375% 8.375% $616.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,505.64 $XXXXXXX N/A $0.00 36.25% 34.51% 34.51% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 FNMA 1005 Yes 179 34 Work Number No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2309124 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1235.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.297% 9.000% 9.000% $209.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,904.46 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.91% 33.91% 33.91% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 172 34 Work Number 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2142539 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2119.5 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.950% 8.375% 8.375% $515.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,822.34 $XXXXXXX N/A $0.00 42.81% 42.81% 42.81% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 1 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 45 36 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.35 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3001321 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3114.77 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.877% 9.250% 9.250% $545.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,616.28 $XXXXXXX N/A $0.00 39.27% 39.27% 39.27% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9510773 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2679.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.855% 7.125% 7.125% $446.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,390.03 $XXXXXXX N/A $0.00 37.87% 37.87% 37.87% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 35 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.77 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4647703 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2494.5 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 9.532% 8.750% 8.750% $486.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,443.43 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 25.97% 25.95% 25.95% Yes Retired Retirement Income Doc Verified 1 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.3 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6232570 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.569% 7.250% 7.250% $1,027.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,117.60 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.66% 26.66% 26.66% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7803943 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2467.5 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 7.445% 7.000% 7.000% $469.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,014.02 $XXXXXXX N/A $0.00 22.04% 22.04% 22.04% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.21 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8833301 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.076% 7.375% 7.375% $774.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,156.01 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.80% 42.80% 42.80% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.94 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6966597 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1874.4 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.088% 7.250% 7.250% $316.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,040.70 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 30.01% 30.01% 30.01% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.66 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4965180 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2959.11 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 10.089% 9.375% 9.375% $524.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,233.54 $XXXXXXX N/A $0.00 50.00% 50.00% 50.00% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 1 0 1 0 0 3 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.58 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4391596 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.364% 8.750% 8.750% $1,213.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,648.11 $XXXXXXX N/A $0.00 35.13% 34.32% 34.32% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 18 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.34 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8104576 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.039% 7.500% 7.500% $769.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,720.02 $XXXXXXX N/A $0.00 42.02% 42.02% 42.02% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 223 34 Other 0 No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5543745 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.233% 7.750% 7.750% $858.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,302.53 $XXXXXXX N/A $0.00 42.70% 42.65% 42.65% No No Employed Employed Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 201570.19 38.0 201570.19 38.0 No 84.33 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4625536 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2856.24 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 7.860% 7.250% 7.250% $610.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,616.70 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.35% 39.35% 39.35% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2580276 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2680.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.124% 7.625% 7.625% $474.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,639.94 $XXXXXXX N/A $0.00 40.73% 40.73% 40.73% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 340 35 FNMA 1005 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 22.91 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8866401 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 7.903% 7.250% 7.250% $316.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,516.17 $XXXXXXX N/A $0.00 34.92% 34.92% 34.92% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.57 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4088874 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.139% 7.625% 7.625% $920.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,937.13 $XXXXXXX N/A $0.00 48.31% 48.31% 48.31% No Employed Full Doc 2 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 34 Other 0 No 0 Borrower - Wage, Overtime, Other, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.52 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7162633 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 7.975% 7.625% 7.625% $1,798.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,501.22 $XXXXXXX N/A $0.00 19.95% 19.95% 19.95% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.57 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3710695 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.215% 7.625% 7.625% $612.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,583.00 $XXXXXXX N/A $0.00 38.29% 38.29% 38.29% Yes Yes Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.59 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1018990 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 7.542% 7.250% 7.250% $395.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,557.61 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.52% 38.52% 38.52% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 10 34 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8846000 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.222% 7.625% 7.625% $353.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,620.14 $XXXXXXX N/A $0.00 44.44% 44.44% 44.44% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.14 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7347597 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.430% 8.750% 8.750% $865.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,191.50 $XXXXXXX N/A $0.00 42.84% 42.84% 42.84% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1886275 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1700.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.829% 8.375% 8.375% $584.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,063.52 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.35% 41.35% 41.35% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 654 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.72 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8001002 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 7.864% 7.625% 7.625% $530.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,523.09 $XXXXXXX N/A $0.00 46.30% 46.30% 46.30% No Employed Full Doc 1 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 FNMA 1005 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5439261 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 7.352% 6.875% 6.875% $919.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,970.67 $XXXXXXX N/A $0.00 36.58% 36.58% 36.58% No Retired Full Doc 1 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 510811.27 259.2 510811.27 259.2 No 25.65 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8273280 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.128% 8.625% 8.625% $2,068.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,749.93 $XXXXXXX N/A $0.00 28.24% 28.24% 28.24% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A Yes 1 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7314622 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3491.4 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.380% 8.625% 8.625% $583.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,778.44 $XXXXXXX N/A $0.00 39.97% 39.97% 39.97% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5689720 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.728% 8.375% 8.375% $1,520.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,692.71 $XXXXXXX N/A $0.00 23.05% 23.05% 23.05% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9499595 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1455.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.493% 8.000% 8.000% $486.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,020.34 $XXXXXXX N/A $0.00 49.06% 49.06% 49.06% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 20 20 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.78 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8595269 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 9.560% 9.250% 9.250% $457.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,596.15 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 29.71% 29.71% 29.71% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 92 34 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7461004 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 9.166% 8.750% 8.750% $1,966.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,510.54 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 33.50% 33.50% 33.50% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.08 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7170589 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.033% 7.500% 7.500% $1,118.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,572.44 $XXXXXXX N/A $0.00 47.82% 41.13% 41.13% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Other, Other, Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.08 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
8469140 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.093% 8.625% 8.625% $3,678.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $9,987.46 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.91% 46.92% 46.92% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 32 32 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7230506 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 10.383% 9.875% 9.875% $1,718.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,335.74 $XXXXXXX N/A $0.00 41.60% 41.60% 41.60% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 215313.20 34.0 215313.20 34.0 No 84.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2477127 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.343% 7.750% 7.750% $820.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,187.29 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.79% 43.79% 43.79% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.4 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7855076 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.298% 8.000% 8.000% $2,007.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,608.75 $XXXXXXX N/A $0.00 49.71% 49.71% 49.71% No Self-Employed Full Doc 0 NA N/A 0 2 2 3 2 NA No No 0 No No N/A 0 0 No 0.00% 33.33% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2508362 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.822% 8.500% 8.500% $607.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,013.68 $XXXXXXX N/A $0.00 40.12% 40.12% 40.12% No No Retired Employed Full Doc 2 0 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 28 28 FNMA 1005 No 0 Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.78 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5636410 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.782% 8.375% 8.375% $1,571.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,637.63 $XXXXXXX N/A $0.00 40.27% 40.27% 40.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4756406 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.151% 7.625% 7.625% $353.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,051.51 $XXXXXXX N/A $0.00 45.02% 45.02% 45.02% Yes Employed 2YR Full Doc 2 1 Month N/A 0 2 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 41.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
7242825 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1975.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 7.815% 7.250% 7.250% $624.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,872.89 $XXXXXXX N/A $0.00 36.51% 36.51% 36.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 39 35 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5372835 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2173.35 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.022% 7.375% 7.375% $345.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,259.03 $XXXXXXX N/A $0.00 43.18% 44.72% 44.72% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 39 34 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.51 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5320153 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.418% 8.125% 8.125% $712.05 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,122.24 $XXXXXXX N/A $0.00 42.98% 42.98% 42.98% No No Self-Employed Self-Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 FNMA 1005 Yes 24 24 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9384380 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.689% 7.375% 7.375% $1,277.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,708.28 $XXXXXXX N/A $0.00 26.69% 26.69% 26.69% No Employed Full Doc 2 Less than 1 Month Yes 13 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7549894 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.027% 9.625% 9.625% $1,874.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,587.25 $XXXXXXX N/A $0.00 41.74% 42.31% 42.31% No No Self-Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 36.85% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.52 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3899431 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.166% 7.875% 7.875% $2,284.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,837.02 $XXXXXXX N/A $0.00 38.35% 38.35% 38.35% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 58 35 FNMA 1005 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6165587 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.107% 7.625% 7.625% $637.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,398.93 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.76% 49.76% 49.76% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.07 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1738369 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 8.471% 7.875% 7.875% $1,088.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,562.18 $XXXXXXX N/A $0.00 38.02% 38.02% 38.02% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 35 35 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1827586 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.535% 8.375% 8.375% $1,390.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $11,180.70 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.87% 38.83% 38.83% No No Employed Not Employed Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 10 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1067425 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.816% 8.375% 8.375% $1,520.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,887.96 $XXXXXXX N/A $0.00 49.33% 48.96% 48.96% No No Employed Employed Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 345 34 Work Number Yes 66 34 Work Number No 0 Borrower - Wage, Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - Wage, Bonus, Overtime - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.57 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
7922077 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.373% 8.125% 8.125% $556.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,702.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.92% 41.92% 41.92% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 111 34 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.22 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2990003 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1360.0 XX/XX/XXXX 5.890% Manual Underwriting Manual Underwriting No 10.280% 10.000% 10.000% $656.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,937.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.32% 37.32% 37.32% No Employed 2YR Full Doc 2 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 621 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5259411 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.734% 7.375% 7.375% $1,035.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,143.26 $XXXXXXX N/A $0.00 48.16% 48.16% 48.16% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.12 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4531524 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1600.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.042% 7.500% 7.500% $279.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,392.85 $XXXXXXX N/A $0.00 45.04% 39.88% 39.88% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3540090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2218.87 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.626% 8.125% 8.125% $397.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,911.85 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.97% 35.97% 35.97% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 12 12 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.49 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6524959 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.890% 7.375% 7.375% $276.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,037.25 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.29% 43.29% 43.29% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.12 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9893354 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.230% Manual Underwriting Manual Underwriting No 8.085% 7.750% 7.750% $1,254.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,768.44 $XXXXXXX N/A $0.00 42.66% 42.66% 42.66% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 35 35 Work Number 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.4 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9641863 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.909% 7.375% 7.375% $552.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,460.32 $XXXXXXX N/A $0.00 29.54% 29.54% 29.54% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3179512 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.577% 8.125% 8.125% $1,433.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,021.16 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.43% 37.36% 37.36% No Employed Full Doc 2 1 Month Yes 5 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.06 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3938038 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.404% 7.750% 7.750% $862.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,944.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.65% 49.65% 49.65% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.87 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9853122 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.760% Manual Underwriting Manual Underwriting No 7.697% 7.000% 7.000% $465.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,701.63 $XXXXXXX N/A $0.00 43.36% 43.36% 43.36% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5042234 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2961.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.388% 7.625% 7.625% $512.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,269.51 $XXXXXXX N/A $0.00 31.09% 31.09% 31.09% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 35 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.61 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5391803 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.328% 7.625% 7.625% $975.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,693.62 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.41% 49.41% 49.41% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2719624 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.207% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,188.31 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 28.75% 28.75% 28.75% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.29 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6942607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.972% 7.250% 7.250% $592.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,874.06 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.61% 44.61% 44.61% No Retired Full Doc 2 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.32 Yes No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8970618 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.550% 8.125% 8.125% $1,043.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,574.19 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.74% 41.10% 41.10% No No Employed Self-Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 50 36 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3787196 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.451% 7.000% 7.000% $332.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,522.53 $XXXXXXX N/A $0.00 46.00% 46.00% 46.00% No No Self-Employed Retired 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 No Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7449801 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.416% 6.875% 6.875% $459.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,671.23 $XXXXXXX N/A $0.00 28.10% 28.10% 28.10% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 99 34 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1841605 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1020.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.403% 10.125% 10.125% $226.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,636.72 $XXXXXXX N/A $0.00 30.81% 30.81% 30.81% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 630 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.85 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9145440 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.345% 7.875% 7.875% $819.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,802.75 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.94% 49.94% 49.94% No No Retired Retired Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.35 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8197360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2422.22 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.690% 6.875% 6.875% $399.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,519.94 $XXXXXXX N/A $0.00 46.69% 46.69% 46.69% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
9042891 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3087.5 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 9.930% 9.625% 9.625% $611.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,115.35 $XXXXXXX N/A $0.00 46.45% 46.45% 46.45% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 654 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.82 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6624011 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1573.64 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.951% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,842.80 $XXXXXXX N/A $0.00 49.11% 49.11% 49.11% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 35 Other NA 0 0 N/A No 0 Borrower - Wage, Overtime, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1916882 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.820% Manual Underwriting Manual Underwriting No 11.959% 10.750% 10.750% $1,233.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,008.74 $XXXXXXX N/A $0.00 50.00% 50.00% 50.00% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 621 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3848344 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.481% 7.750% 7.750% $722.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,611.31 $XXXXXXX N/A $0.00 49.07% 49.07% 49.07% No No Retired Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 92 35 Work Number No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, Retirement - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 11.94 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3798437 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.706% 8.375% 8.375% $1,437.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,308.41 $XXXXXXX N/A $0.00 33.48% 33.48% 33.48% No No Self-Employed Retired 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 2 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SEPartnership, SESoleProprietor, Other - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
1835507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1825.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.811% 7.375% 7.375% $582.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,366.02 $XXXXXXX N/A $0.00 38.79% 38.79% 38.79% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 5 0 0 0 5 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1107873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.925% 9.375% 9.375% $5,316.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $10,208.53 $XXXXXXX N/A $0.00 30.84% 30.84% 30.84% No No Self-Employed Self-Employed Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No Yes 0.0 No Yes Yes 0 12 Yes Yes 0 12 99.80% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Asset Depletion - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 || Co Borrower - SESoleProprietor - Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2664524 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.539% 8.250% 8.250% $751.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,511.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.08% 42.08% 42.08% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 10.12 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5330650 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2463.75 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.294% 6.875% 6.875% $492.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,107.68 $XXXXXXX N/A $0.00 27.37% 27.37% 22.23% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3968985 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 9.304% 8.875% 8.875% $535.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,737.33 $XXXXXXX N/A $0.00 40.26% 40.26% 40.26% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 299 36 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9265636 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.517% 6.875% 6.875% $998.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,929.41 $XXXXXXX N/A $0.00 30.05% 30.05% 30.05% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5313440 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2500.4 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.310% 9.625% 9.625% $452.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,577.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.73% 49.73% 49.73% No No Employed Retired Full Doc 1 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 25 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 1 YR IRS Transcripts Verified - 2024 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 1 YR IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 493.88 0.1 No 14.54 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6697607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2148.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.129% 7.500% 7.500% $483.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,410.67 $XXXXXXX N/A $0.00 41.71% 41.71% 41.71% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3556291 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.865% 7.375% 7.375% $345.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,804.50 $XXXXXXX N/A $0.00 48.50% 48.50% 48.50% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 96 35 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.57 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3582332 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.027% 7.500% 7.500% $816.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,313.65 $XXXXXXX N/A $0.00 35.31% 33.82% 33.82% No Yes Not Employed Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5880718 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2336.92 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 11.977% 11.000% 11.000% $516.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,486.79 $XXXXXXX N/A $0.00 41.75% 41.75% 41.75% No No Not Employed Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 FNMA 1005 No 0 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Note Receivable - Written VOE Verified, 3 YRS Executed 4506T Verified, Note Receivable Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 625 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 16663.42 6.7 No 46.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6926896 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.083% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,101.19 $XXXXXXX N/A $0.00 32.76% 32.76% 32.76% No Employed Written Verification of Employment 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 216 35 Work Number 0 No 0 N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 1 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.12 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9850466 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.587% 7.000% 7.000% $798.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,877.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.14% 48.14% 48.14% No No Retired Employed 2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 1 YR W2 1099 Verified, Award Letter Verified || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified Borrower || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
9221537 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.944% 8.375% 8.375% $874.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,545.96 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.61% 38.61% 38.61% No No Employed Retired Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.12 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5873456 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.503% 8.250% 8.250% $673.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,822.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.07% 45.07% 45.07% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7833364 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.384% 7.875% 7.875% $2,900.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,147.54 $XXXXXXX N/A $0.00 34.50% 34.50% 34.50% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6678431 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.470% 7.750% 7.750% $656.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,369.34 $XXXXXXX N/A $0.00 39.24% 39.24% 39.24% No No Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4736023 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.384% 7.875% 7.875% $290.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,967.03 $XXXXXXX N/A $0.00 42.23% 42.23% 42.23% No Self-Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 80.00% Third-Party Prepared (Unaudited) 11 Tax Preparer NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.03 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9075926 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.164% 8.375% 8.375% $988.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,229.97 $XXXXXXX N/A $0.00 37.59% 37.59% 37.59% Yes Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 36061.49 16.2 No 73.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7015085 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 7.859% 7.375% 7.375% $2,194.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,620.05 $XXXXXXX N/A $0.00 37.48% 37.48% 37.48% No Retired Full Doc 1 NA N/A 0 1 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2502453 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.852% 9.375% 9.375% $3,518.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,986.25 $XXXXXXX N/A $0.00 48.74% 48.74% 48.74% No Employed Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 85 37 FNMA 1005 0 No 0 Borrower - Wage, Bonus - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 655 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 35616.01 4.5 No 63.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
4815210 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2531.16 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.110% 7.625% 7.625% $460.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,310.53 $XXXXXXX N/A $0.00 46.16% 46.16% 46.16% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9179220 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.445% 8.875% 8.875% $1,193.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,875.52 $XXXXXXX N/A $0.00 32.45% 32.45% 32.45% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - null CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9051243 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.221% 8.000% 8.000% $550.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,157.08 $XXXXXXX N/A $0.00 38.64% 38.64% 38.64% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 130 34 Work Number Yes 40 34 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.4 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5257003 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.893% 8.375% 8.375% $1,254.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,306.23 $XXXXXXX N/A $0.00 35.79% 33.53% 33.53% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.72 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9741522 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.768% 8.000% 8.000% $460.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,520.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.86% 38.86% 38.86% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5834000 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1925.47 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 9.182% 8.375% 8.375% $490.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,269.45 $XXXXXXX N/A $0.00 35.27% 35.27% 35.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 23 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2474534 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.367% 8.125% 8.125% $887.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,668.93 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.94% 40.94% 40.94% No No Retired Self-Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 52 35 FNMA 1005 No 0 Borrower - Retirement, Other - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9962617 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.143% 8.625% 8.625% $694.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,749.92 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.03% 48.03% 48.03% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 136 35 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5497290 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.668% 7.250% 7.250% $1,500.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,105.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.13% 45.13% 45.13% No No Employed Employed 2YR Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 FNMA 1005 Yes 24 24 FNMA 1005 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024 || Co Borrower - Wage, Overtime, Other, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
9090868 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.646% 7.125% 7.125% $842.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,902.17 $XXXXXXX N/A $0.00 41.68% 41.68% 41.68% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.89 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2142977 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1609.5 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 7.570% 7.000% 7.000% $387.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,401.38 $XXXXXXX N/A $0.00 38.84% 38.84% 38.84% No No Retired Retired 1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 1 YR W2 1099 Verified || Co Borrower - Other - 1 YR W2 1099 Verified Borrower || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1400679 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 8.678% 8.375% 8.375% $877.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,885.55 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.72% 48.73% 48.73% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9632994 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 n/a XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.827% 8.375% 8.375% $380.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,378.60 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.60% 49.60% 49.60% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5541193 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.682% 7.375% 7.375% $1,036.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,224.59 $XXXXXXX N/A $0.00 33.07% 33.07% 33.07% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1782862 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 7.690% 7.250% 7.250% $940.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,141.86 $XXXXXXX N/A $0.00 43.26% 43.26% 43.26% No No Retired Employed Full Doc 0 0 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 42 35 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, SSI and Disability - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.89 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3817927 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1874.25 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.736% 7.250% 7.250% $365.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,596.24 $XXXXXXX N/A $0.00 49.97% 49.97% 49.97% No Retired Full Doc 0 NA N/A 0 0 0 3 2 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.55 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3365131 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 7.716% 7.125% 7.125% $939.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,331.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.51% 26.51% 26.51% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 1 FNMA 1005 0 No 0 N/A Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3070520 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.163% 7.750% 7.750% $1,433.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,840.08 $XXXXXXX N/A $0.00 37.37% 37.37% 37.37% No Employed Full Doc 2 2+ Months N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Overtime, Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.53 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2343061 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1375.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.622% 8.250% 8.250% $413.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,031.06 $XXXXXXX N/A $0.00 49.37% 49.37% 49.37% No Employed Full Doc 2 1 Month N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 46 35 Work Number 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.78 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8822737 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.178% 7.625% 7.625% $665.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,845.83 $XXXXXXX N/A $0.00 41.67% 41.67% 41.67% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.41 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6560228 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.308% 8.875% 8.875% $1,026.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,319.04 $XXXXXXX N/A $0.00 49.49% 49.49% 49.49% No Employed 2YR Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 35 35 FNMA 1005 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4815512 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1320.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.220% 6.750% 6.750% $259.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,875.41 $XXXXXXX N/A $0.00 18.57% 18.57% 18.57% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 813 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.07 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9041378 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3000.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 10.375% 10.125% 10.125% $665.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,109.95 $XXXXXXX N/A $0.00 46.91% 46.91% 46.91% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 FNMA 1005 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 629 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1892779 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 11.683% 10.750% 10.750% $609.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,541.29 $XXXXXXX N/A $0.00 40.22% 40.22% 40.22% No Employed Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 22 22 Work Number 0 No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 637 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.78 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3202721 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2062.5 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.902% 7.375% 7.375% $379.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,631.75 $XXXXXXX N/A $0.00 49.97% 49.85% 49.85% No Retired Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2863061 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.580% 7.250% 7.250% $3,410.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,628.30 $XXXXXXX N/A $0.00 46.78% 48.04% 48.04% Yes Employed Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5972503 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2167.09 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.016% 7.250% 7.250% $474.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,330.29 $XXXXXXX N/A $0.00 36.10% 36.10% 36.10% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 NA 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.71 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7313454 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1367.5 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.368% 7.875% 7.875% $396.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,717.37 $XXXXXXX N/A $0.00 40.29% 40.29% 40.29% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5472386 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.163% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,333.35 $XXXXXXX N/A $0.00 43.38% 43.38% 43.38% Yes Employed 1YR Full Doc 2 2+ Months N/A 0 1 0 3 3 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 53 25 Other 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 47822.65 35.9 No 68.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2676055 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.788% 7.000% 7.000% $719.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,544.17 $XXXXXXX N/A $0.00 42.54% 42.54% 42.54% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 39 24 FNMA 1005 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 7908.59 2.2 7908.59 2.2 No 47.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4542354 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1349.92 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.625% 7.250% 7.250% $321.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,066.34 $XXXXXXX N/A $0.00 49.98% 49.89% 49.89% No Retired Full Doc 1 NA N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 40.82 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5695315 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 11.499% 10.990% 10.990% $3,235.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $19,364.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.28% 30.28% 30.28% Yes Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No Yes 0 0 No 73.20% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1388769 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 7.652% 7.250% 7.250% $2,371.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,945.73 $XXXXXXX N/A $0.00 41.46% 41.50% 41.50% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 257 24 FNMA 1005 Yes 231 36 FNMA 1005 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1491976 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2167.0 XX/XX/XXXX 5.910% Manual Underwriting Manual Underwriting No 10.173% 9.499% 9.499% $672.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,321.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.74% 38.74% 38.74% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 FNMA 1005 Yes 18 17 Other No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 693 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7936210 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1700.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.888% 7.250% 7.250% $272.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,539.47 $XXXXXXX N/A $0.00 39.92% 39.92% 39.92% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement, Retirement - 3 YRS IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - 3 YRS IRS Transcripts Verified Borrower - 3 YRS IRS Transcripts Verified - 2025 || Co Borrower - 3 YRS IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5127794 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1700.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.455% 6.875% 6.875% $328.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,528.77 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.82% 44.60% 44.60% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 11.21 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
1545325 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2289.25 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.882% 7.125% 7.125% $391.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,211.50 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.36% 40.36% 40.36% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 25.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2723768 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3111.4 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.928% 7.375% 7.375% $457.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,430.76 $XXXXXXX N/A $0.00 48.72% 48.72% 48.72% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8809672 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1981.88 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.076% NaN% 7.625% $614.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,233.22 $XXXXXXX N/A $0.00 36.38% 36.38% 36.38% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5310045 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.367% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,779.64 $XXXXXXX N/A $0.00 41.69% 41.69% 41.69% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2348505 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.740% Manual Underwriting Manual Underwriting No 9.127% 8.625% 8.625% $623.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,627.09 $XXXXXXX N/A $0.00 40.78% 40.77% 40.77% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 54 33 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4526525 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.775% 8.375% 8.375% $2,888.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,926.40 $XXXXXXX N/A $0.00 41.59% 41.59% 41.59% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 119 35 Work Number 0 No 0 Borrower - Wage, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8587287 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.141% 7.750% 7.750% $809.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,615.94 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.79% 42.79% 42.79% No Employed Full Doc 2 2+ Months Yes 7 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 5 5 Work Number 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.89 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7812061 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.890% 7.500% 7.500% $1,748.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,916.79 $XXXXXXX N/A $0.00 47.47% 47.47% 47.47% No Employed Full Doc 2 2+ Months N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime, Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8407273 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2465.96 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.347% 7.750% 7.750% $376.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,330.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.00% 48.00% 48.00% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4098579 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.759% 7.250% 7.250% $1,214.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,381.06 $XXXXXXX N/A $0.00 49.89% 49.89% 49.89% No Retired Full Doc 0 NA N/A 0 1 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.25 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4643335 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.228% 8.625% 8.625% $763.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,062.08 $XXXXXXX N/A $0.00 47.81% 47.81% 47.81% No Self-Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 37 37 Other 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3711638 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.122% 7.625% 7.625% $1,138.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,306.15 $XXXXXXX N/A $0.00 36.82% 36.82% 36.82% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen Missing Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 57.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1566669 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.490% 8.000% 8.000% $953.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,072.79 $XXXXXXX N/A $0.00 48.47% 48.47% 48.47% No Employed Full Doc 2 Less than 1 Month N/A 0 1 0 0 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Other, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2108600 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2612.5 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 9.027% 8.750% 8.750% $486.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,724.28 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.46% 40.46% 40.46% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2830533 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.569% 8.125% 8.125% $778.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,085.98 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.73% 41.73% 41.73% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 74 34 Work Number 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.22 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9351669 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.944% 7.625% 7.625% $1,061.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,976.70 $XXXXXXX N/A $0.00 37.18% 37.18% 37.18% No No Employed Employed Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 31 Work Number Yes 36 31 Work Number No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9261145 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2392.5 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 11.332% 10.990% 10.990% $680.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,243.27 $XXXXXXX N/A $0.00 40.42% 40.74% 40.74% No Yes Employed Employed Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 88.21 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8718229 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2600.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.216% 9.000% 9.000% $523.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,648.13 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.87% 43.87% 43.87% No No Not Employed Employed Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 33 33 Work Number No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3361236 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.528% 8.250% 8.250% $653.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,702.65 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.10% 46.10% 46.10% No No Employed Retired Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1209271 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.150% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,570.60 $XXXXXXX N/A $0.00 39.50% 39.50% 39.50% Yes Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3322291 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 6.927% 6.875% 6.875% $1,919.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,079.40 $XXXXXXX N/A $0.00 20.84% 20.84% 20.84% No No Employed Employed 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number Yes 41 35 Work Number No 0 N/A Borrower - Wage, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 809 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2751957 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.823% 7.125% 7.125% $391.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,368.38 $XXXXXXX N/A $0.00 41.55% 41.55% 41.55% No Retired Full Doc 0 NA N/A 0 0 0 3 2 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 809 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.62 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4400893 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.032% 7.750% 7.750% $3,584.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,552.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.53% 39.53% 39.53% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 172 36 Work Number 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8846030 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.642% 7.125% 7.125% $313.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,606.21 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.46% 46.46% 46.46% No Employed Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 38 35 Work Number 0 No 0 Borrower - Wage, Other - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 795 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 29.5 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3183070 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.881% 7.375% 7.375% $448.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,915.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.27% 42.27% 42.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6301183 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2019.5 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.630% 7.125% 7.125% $336.85 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,119.45 $XXXXXXX N/A $0.00 43.48% 43.58% 43.58% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.42 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9511422 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.238% 8.000% 8.000% $440.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,557.68 $XXXXXXX N/A $0.00 49.30% 49.30% 49.30% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 32293.80 12.6 No 76.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3096912 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2720.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.900% 7.375% 7.375% $442.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,256.40 $XXXXXXX N/A $0.00 49.94% 49.94% 49.94% No Self-Employed Full Doc 0 NA N/A 0 2 2 3 2 NA No No 0 No No N/A 0 0 No 0.00% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A XXXXXXXX XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 60.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6301028 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.149% 8.750% 8.750% $2,563.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,833.22 $XXXXXXX N/A $0.00 40.30% 40.30% 40.30% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2350090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 11.360% 10.499% 10.499% $1,206.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,221.41 $XXXXXXX N/A $0.00 30.35% 30.35% 30.35% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 93.21% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7008662 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 9.222% 8.625% 8.625% $875.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,529.72 $XXXXXXX N/A $0.00 32.83% 32.83% 32.83% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 3301.48 0.9 No 62.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9706578 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.713% 8.500% 8.500% $1,207.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,642.83 $XXXXXXX N/A $0.00 46.88% 46.88% 46.88% No No Employed Employed 2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 31 FNMA 1005 Yes 36 31 FNMA 1005 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2339008 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.185% 7.000% 7.000% $1,709.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,455.74 $XXXXXXX N/A $0.00 45.02% 45.02% 45.02% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4593565 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1544.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.762% 7.250% 7.250% $272.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,620.61 $XXXXXXX N/A $0.00 49.98% 49.98% 49.98% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 24.14 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3747517 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1594.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.861% 8.625% 8.625% $619.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,739.06 $XXXXXXX N/A $0.00 42.86% 42.86% 42.86% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 27 27 FNMA 1005 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
9547139 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 784.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.591% 9.375% 9.375% $372.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,467.32 $XXXXXXX N/A $0.00 31.26% 31.26% 31.26% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3726630 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.068% 7.750% 7.750% $2,816.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,164.72 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.84% 49.84% 49.84% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 171 35 FNMA 1005 Yes 268 35 Work Number No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4777161 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2465.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.559% 7.000% 7.000% $385.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,075.23 $XXXXXXX N/A $0.00 48.89% 48.89% 48.89% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023, 2022 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
2749943 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.180% 7.625% 7.625% $894.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,143.22 $XXXXXXX N/A $0.00 41.84% 41.84% 41.84% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 229 36 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2467431 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.708% 8.250% 8.250% $1,032.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,400.70 $XXXXXXX N/A $0.00 43.00% 43.00% 43.00% No No Employed Employed Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Proceeds from Sale N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 114835.00 33.8 114835.00 33.8 No 84.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1065272 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.798% 7.500% 7.500% $1,069.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,106.16 $XXXXXXX N/A $0.00 40.93% 40.94% 40.94% No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8523922 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2200.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 9.083% 8.625% 8.625% $481.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,728.04 $XXXXXXX N/A $0.00 38.25% 38.25% 38.25% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 51663.88 29.9 No 80.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2165705 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2350.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 11.659% 10.750% 10.750% $507.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,530.43 $XXXXXXX N/A $0.00 27.94% 27.94% 27.94% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 630 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.31 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
9549455 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.636% 8.500% 8.500% $645.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,441.35 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.86% 34.86% 34.86% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5420967 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3429.96 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.134% 8.500% 8.500% $561.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,760.49 $XXXXXXX N/A $0.00 47.23% 47.23% 47.23% No No Not Employed Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.46 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1197689 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.152% 8.875% 8.875% $914.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,288.25 $XXXXXXX N/A $0.00 38.25% 38.25% 38.25% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 80 36 Work Number 0 No 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6963179 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2345.03 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.687% 8.000% 8.000% $366.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,188.52 $XXXXXXX N/A $0.00 41.93% 41.93% 41.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 285 35 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5792299 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3290.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.686% 7.125% 7.125% $471.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,692.89 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.86% 42.86% 42.86% No No Retired Retired Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1710390 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.972% 8.375% 8.375% $1,315.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,673.69 $XXXXXXX N/A $0.00 42.58% 42.58% 42.58% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2289905 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1959.1 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.922% 7.250% 7.250% $411.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,085.82 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.78% 44.78% 44.78% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.21 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9127139 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.240% 7.500% 7.500% $629.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,570.46 $XXXXXXX N/A $0.00 47.33% 47.33% 47.33% Yes Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 127 35 Other 0 No 0 N/A Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9737132 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2250.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.653% 8.000% 8.000% $366.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,193.38 $XXXXXXX N/A $0.00 41.56% 41.56% 41.56% Yes Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 40.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7320497 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.842% 7.250% 7.250% $777.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,492.99 $XXXXXXX N/A $0.00 39.46% 39.46% 39.46% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5398014 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.340% 7.000% 7.000% $4,657.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,297.16 $XXXXXXX N/A $0.00 35.69% 35.69% 35.69% No No Self-Employed Not Employed Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 622161.23 66.9 No 66.5 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7946151 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.277% 7.625% 7.625% $784.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,396.10 $XXXXXXX N/A $0.00 47.05% 47.05% 47.05% Yes Self-Employed 1YR Full Doc 1 NA N/A 0 1 1 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 12 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 2044.88 0.9 2044.88 0.9 No 69.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4182400 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.243% 8.875% 8.875% $967.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,520.95 $XXXXXXX N/A $0.00 42.49% 42.49% 42.49% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3864014 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.435% 7.000% 7.000% $731.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,250.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.79% 43.79% 43.79% No Self-Employed Full Doc 2 1 Month N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 817 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 1066862.45 147.1 1066862.45 147.1 No 59.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4867397 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.053% 7.750% 7.750% $2,216.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,148.41 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.95% 41.95% 41.95% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 35 Work Number Yes 45 35 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX Employment Authorization Document (I-821D) XX/XX/XXXX US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8958647 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2044.5 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.997% 7.250% 7.250% $395.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,165.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.96% 49.96% 49.96% No Employed Full Doc 0 NA N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% Borrower Prepared 11 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 9.51 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3105884 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3261.8 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.660% 8.000% 8.000% $509.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,083.79 $XXXXXXX N/A $0.00 39.23% 39.23% 39.23% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2322913 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.437% 7.875% 7.875% $685.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,908.43 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.99% 47.99% 47.99% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3695936 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.932% 9.500% 9.500% $3,507.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,804.61 $XXXXXXX N/A $0.00 34.82% 34.82% 34.82% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5375514 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1325.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.263% 7.375% 7.375% $487.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,352.05 $XXXXXXX N/A $0.00 40.18% 40.10% 40.10% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 41 35 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6520947 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.074% 8.500% 8.500% $1,537.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,211.68 $XXXXXXX N/A $0.00 42.84% 42.84% 42.84% No Retired 1YR Full Doc 1 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1167343 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.994% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,241.27 $XXXXXXX N/A $0.00 47.09% 47.06% 47.06% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 48069.72 38.7 No 28.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
5087307 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1464.0 XX/XX/XXXX 5.720% Manual Underwriting Manual Underwriting No 8.750% 7.875% 7.875% $379.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,532.28 $XXXXXXX N/A $0.00 44.12% 44.12% 44.12% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8810529 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 11.207% 10.740% 10.740% $2,798.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,480.65 $XXXXXXX N/A $0.00 49.40% 49.39% 49.39% No Employed 2YR Full Doc 0 NA N/A 0 2 2 2 0 NA No No 0 No No N/A 0 0 No 0.00% 7.50% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus, SESCorp, SESCorp, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 657 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2398081 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1540.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.614% 7.000% 7.000% $341.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,538.77 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.69% 43.39% 43.39% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.93 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7432769 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.104% 8.625% 8.625% $1,345.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,699.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.31% 47.31% 47.31% No No Employed Employed Full Doc 2 2 NA NA Yes 10 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 10 Work Number Yes 1 30 Other No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Commission, Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7570121 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2085.0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 9.500% 9.000% 9.000% $482.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,464.16 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.92% 49.92% 49.92% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9095587 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.144% 7.875% 7.875% $870.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,613.35 $XXXXXXX N/A $0.00 49.16% 49.16% 49.16% Yes Yes Employed Employed Full Doc 2 2 2+ Months Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 49 35 Work Number Yes 73 35 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2105146 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.913% 7.500% 7.500% $1,228.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,858.39 $XXXXXXX N/A $0.00 49.80% 49.80% 49.80% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2290304 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 7.984% 7.750% 7.750% $967.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,118.88 $XXXXXXX N/A $0.00 19.44% 19.44% 19.44% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 19266.69 4.7 19266.69 4.7 No 77.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4218765 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.450% 7.875% 7.875% $2,871.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,853.59 $XXXXXXX N/A $0.00 41.72% 41.72% 41.72% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4851911 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.025% 7.625% 7.625% $467.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,549.32 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.32% 44.32% 44.32% No No Retired Retired Full Doc 1 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 808 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 4.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3922141 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.270% Manual Underwriting Manual Underwriting No 8.048% 7.500% 7.500% $769.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,709.93 $XXXXXXX N/A $0.00 40.33% 40.33% 40.33% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 58 24 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4972528 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1021.53 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.210% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,108.73 $XXXXXXX N/A $0.00 48.57% 48.57% 48.57% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 38 35 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3825753 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.530% Manual Underwriting Manual Underwriting No 8.199% 7.875% 7.875% $948.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,334.00 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.70% 37.70% 37.70% No No Self-Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 2 2 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 25.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR IRS Transcripts Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR IRS Transcripts Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9839040 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.801% 8.125% 8.125% $2,213.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,938.35 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 N/A Borrower - Wage, Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6828055 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.782% 7.125% 7.125% $391.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,807.79 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 30.69% 30.69% 30.69% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 182 35 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 18957.85 6.8 No 46.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2242513 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2030.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.721% 7.125% 7.125% $454.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,621.48 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 18.45% 18.45% 18.45% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5780323 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2578.8 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.949% 7.375% 7.375% $382.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,760.50 $XXXXXXX N/A $0.00 49.87% 49.86% 49.86% Yes Employed 2YR Full Doc 0 NA N/A 0 1 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Work Number 0 No 0 Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.59 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4358733 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2180.5 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.015% 7.375% 7.375% $497.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,176.48 $XXXXXXX N/A $0.00 31.25% 31.25% 31.25% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2285915 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.246% 7.875% 7.875% $1,312.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,922.14 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.72% 40.72% 40.72% No No Employed Employed Full Doc 2 2 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 31 Work Number No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4841364 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.796% 7.375% 7.375% $1,257.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,785.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.27% 47.27% 47.27% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2786456 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.387% 7.875% 7.875% $1,558.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,253.16 $XXXXXXX N/A $0.00 41.54% 41.55% 41.55% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6744680 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.958% 8.500% 8.500% $1,041.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,486.03 $XXXXXXX N/A $0.00 44.73% 44.73% 44.73% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.43 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2773797 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.722% 8.375% 8.375% $801.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,302.62 $XXXXXXX N/A $0.00 40.94% 40.94% 40.94% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Work Number Yes 85 35 Work Number No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3682218 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.875% 7.625% 7.625% $353.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,791.11 $XXXXXXX N/A $0.00 40.88% 40.88% 40.88% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 210 35 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5481760 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.544% 8.875% 8.875% $847.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,539.24 $XXXXXXX N/A $0.00 47.59% 47.59% 47.59% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 677 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2394988 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.958% 7.375% 7.375% $1,595.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,778.30 $XXXXXXX N/A $0.00 35.42% 35.42% 35.42% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.61 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
6947256 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.608% 8.125% 8.125% $1,467.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $0.00 $2,363.70 $XXXXXXX N/A $0.00 37.48% 37.48% 37.48% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 139 25 Work Number 0 No 0 No Borrower - Wage, Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen N/A XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1547005 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.566% 7.250% 7.250% $790.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,854.26 $XXXXXXX N/A $0.00 22.94% 22.94% 22.94% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 12 Borrower NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9028303 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.139% 7.750% 7.750% $1,289.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,503.99 $XXXXXXX N/A $0.00 43.92% 43.92% 43.92% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3920482 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1950.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.939% 7.500% 7.500% $454.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,216.10 $XXXXXXX N/A $0.00 32.60% 32.60% 32.60% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8568160 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.685% 8.375% 8.375% $1,178.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,759.76 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.64% 39.64% 39.64% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 3 3 Work Number 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.54 N/A No No No Unknown N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7409697 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 9.039% 8.500% 8.500% $768.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,956.63 $XXXXXXX N/A $0.00 46.32% 46.32% 46.32% No Retired Retirement Income Doc Verified 0 NA N/A 0 1 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4979207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.150% 6.875% 6.875% $919.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,420.98 $XXXXXXX N/A $0.00 41.40% 41.40% 41.40% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1237251 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 5.720% Manual Underwriting Manual Underwriting No 8.974% 8.625% 8.625% $694.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,804.37 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.44% 47.44% 47.44% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3143324 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.980% 7.625% 7.625% $4,301.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,254.51 $XXXXXXX N/A $0.00 46.04% 46.04% 46.04% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8284055 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2759.3 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 9.611% 8.750% 8.750% $520.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,942.89 $XXXXXXX N/A $0.00 44.28% 44.16% 44.16% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Military and Government Assistance, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9825056 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.647% 7.250% 7.250% $2,066.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,486.02 $XXXXXXX N/A $0.00 42.65% 42.65% 42.65% No Retired Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5151092 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.161% 7.875% 7.875% $975.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,707.18 $XXXXXXX N/A $0.00 39.13% 39.13% 39.13% No No Employed Employed 2YR Full Doc 2 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 36 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.77 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5446117 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.682% 9.125% 9.125% $1,403.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,816.73 $XXXXXXX N/A $0.00 48.98% 48.98% 48.98% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 66 36 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7165423 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.682% 8.125% 8.125% $631.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,477.14 $XXXXXXX N/A $0.00 47.31% 47.31% 47.31% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 79687.07 54.0 No 65.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3163767 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.954% 8.625% 8.625% $1,827.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,791.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.60% 48.60% 48.60% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 18 18 FNMA 1005 0 No 0 Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 7588.72 1.3 No 74.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2021371 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.538% 7.125% 7.125% $1,428.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,255.02 $XXXXXXX N/A $0.00 45.43% 45.43% 45.43% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2521684 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2252.5 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.808% 8.000% 8.000% $443.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,553.37 $XXXXXXX N/A $0.00 49.92% 49.92% 49.92% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 63 24 Work Number 0 No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3527636 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 8.692% 8.375% 8.375% $1,625.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,910.67 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 29.86% 29.86% 29.86% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Retirement, Other - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6336927 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.304% 7.750% 7.750% $1,051.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,095.96 $XXXXXXX N/A $0.00 49.98% 49.98% 49.98% No Employed 1YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 17 13 FNMA 1005 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.08 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6370289 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.460% 8.875% 8.875% $1,718.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,901.29 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.90% 39.90% 39.90% No No Self-Employed Self-Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 77273.35 13.1 No 55.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7065060 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.602% 7.125% 7.125% $587.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,634.00 $XXXXXXX N/A $0.00 33.50% 33.50% 33.50% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4101152 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 9.433% 9.125% 9.125% $453.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,600.79 $XXXXXXX N/A $0.00 39.61% 39.61% 39.61% No Yes Employed Retired Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 2024 Borrower - 2023, 2024, 2025 || Co Borrower - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 642 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.66 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7205927 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.150% 8.875% 8.875% $2,188.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,579.49 $XXXXXXX N/A $0.00 48.81% 46.97% 46.97% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Other 0 No 0 Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 64010.78 11.5 No 83.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1621080 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.119% 7.750% 7.750% $1,674.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,257.66 $XXXXXXX N/A $0.00 39.36% 39.19% 39.19% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8821726 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.785% 8.250% 8.250% $1,776.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,927.61 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.58% 42.58% 42.58% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 21 21 Work Number 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1430431 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1860.78 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.552% 8.000% 8.000% $366.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,514.54 $XXXXXXX N/A $0.00 47.62% 47.62% 47.62% No Employed Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1519662 XXXXXXX Closed End Second   XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.828% 7.250% 7.250% $553.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,556.70 $XXXXXXX N/A $0.00 28.48% 28.48% 28.48% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
6116587 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.519% 7.000% 7.000% $931.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,052.35 $XXXXXXX N/A $0.00 38.23% 38.23% 38.23% No No Employed Employed 2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4703567 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.711% 7.500% 7.500% $1,675.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,771.11 $XXXXXXX N/A $0.00 49.54% 49.54% 49.54% No Retired Full Doc 0 NA N/A 0 0 0 2 2 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2756806 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.820% 7.375% 7.375% $398.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,460.78 $XXXXXXX N/A $0.00 47.29% 47.29% 47.29% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2022 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2022 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1270594 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1950.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.550% 7.000% 7.000% $465.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,742.69 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.44% 34.44% 34.44% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.49 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1249176 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 06/01/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.201% 8.000% 8.000% $366.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,373.24 $XXXXXXX N/A $0.00 41.68% 41.68% 41.68% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 36 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4092464 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.036% 7.375% 7.375% $573.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,499.62 $XXXXXXX N/A $0.00 34.05% 34.05% 34.05% Yes Employed 2YR Full Doc 0 NA N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 199 24 Work Number 0 No 0 No Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6853878 XXXXXXX Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.328% 8.125% 8.125% $950.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,475.33 $XXXXXXX N/A $0.00 46.39% 46.39% 46.39% No Employed Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 25 Work Number 0 No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.94 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9436766 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.782% 7.375% 7.375% $863.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,665.73 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.51% 49.51% 49.51% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 23087.84 5.0 No 75.12 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7814445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.371% 6.875% 6.875% $652.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,202.36 $XXXXXXX N/A $0.00 30.23% 30.23% 30.23% No No Employed Employed Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number Yes 25 25 Work Number No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR IRS Transcripts Verified - 2025, 2023, 2024 Borrower - 1 YR IRS Transcripts Verified - 2025, 2024, 2023 || Co Borrower - 1 YR IRS Transcripts Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2498549 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.545% 8.250% 8.250% $450.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,744.82 $XXXXXXX N/A $0.00 38.08% 38.08% 38.08% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 Yes 8 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 104 28 FNMA 1005 Yes 6 6 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2735864 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.502% 7.125% 7.125% $5,536.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,492.17 $XXXXXXX N/A $0.00 36.10% 36.23% 36.23% No No Employed Retired 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 133 133 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.12 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
4004292 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.561% 7.250% 7.250% $886.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,115.41 $XXXXXXX N/A $0.00 48.93% 49.23% 49.23% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 252 25 Other 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 70.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6882045 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.553% 9.125% 9.125% $1,101.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,176.95 $XXXXXXX N/A $0.00 39.84% 39.84% 39.84% No No Employed Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 213 36 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Other - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5806309 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.763% 7.375% 7.375% $656.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,135.88 $XXXXXXX N/A $0.00 39.62% 39.62% 39.62% Yes Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 96 25 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss), Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.02 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6106594 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 7.832% 7.625% 7.625% $1,762.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,477.07 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.97% 44.99% 44.99% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 809 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2133600 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.007% 8.625% 8.625% $1,310.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,919.47 $XXXXXXX N/A $0.00 48.33% 48.33% 48.33% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 256 25 FNMA 1005 Yes 156 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 78420.19 7.9 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5620043 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.487% 8.000% 8.000% $953.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,228.37 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.85% 49.85% 49.85% No No Not Employed Employed Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 24 Work Number No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5778345 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.475% 8.875% 8.875% $755.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,710.21 $XXXXXXX N/A $0.00 48.42% 48.42% 48.42% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.06 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8295505 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2654.5 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.836% 7.125% 7.125% $454.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,577.79 $XXXXXXX N/A $0.00 45.80% 45.80% 45.80% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 69 25 Work Number 0 No 0 No Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.33 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8468292 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.649% 8.000% 8.000% $1,045.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,597.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.08% 34.08% 34.08% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7848199 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2632.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 9.650% 9.000% 9.000% $450.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,974.24 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.75% 46.75% 46.75% No No Retired Retired 1YR Full Doc 1 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2026 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 10012.67 5.1 No 83.87 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3095155 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.853% 8.125% 8.125% $337.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,985.36 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.52% 33.61% 33.61% No No Employed Not Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX I-551 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 41.68 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6824944 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2925.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.962% 8.375% 8.375% $494.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,522.41 $XXXXXXX N/A $0.00 49.07% 49.07% 49.07% No No Employed Retired 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 || Co Borrower - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9204546 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.503% 9.000% 9.000% $764.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,210.13 $XXXXXXX N/A $0.00 42.23% 42.23% 42.23% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 25.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8445952 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 10.259% 10.000% 10.000% $1,087.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,053.47 $XXXXXXX N/A $0.00 48.52% 48.73% 48.73% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 243 35 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 624 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 72499.27 17.9 No 59.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8105376 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.278% 7.750% 7.750% $1,110.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,891.23 $XXXXXXX N/A $0.00 36.39% 36.39% 36.39% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4411910 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 10.416% 10.125% 10.125% $1,809.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,765.56 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.20% 49.20% 49.20% Yes Yes Employed Not Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No Yes 84.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 36 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Asset Depletion, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.19 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1210734 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.318% 7.875% 7.875% $1,087.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,851.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.99% 49.97% 49.97% No Self-Employed Full Doc 2 NA N/A 0 0 2 3 0 NA No No 0 No Yes N/A 0 2 No 0.00% 100.00% Borrower Prepared 12 Borrower NA 0 No Yes 1 111 Work Number 0 No 0 Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2023, 2024, 2025 Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.4 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9087789 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1803.59 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.179% 7.375% 7.375% $327.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,898.30 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.41% 32.41% 32.41% No Employed Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 110 24 Work Number 0 No 0 Borrower - Wage, Other - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8928672 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1078.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.966% 8.750% 8.750% $424.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,916.25 $XXXXXXX N/A $0.00 26.74% 25.86% 25.86% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 92 24 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2087493 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.971% 7.750% 7.750% $816.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,900.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.70% 34.70% 34.70% No Employed Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8033232 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.218% 7.500% 7.500% $483.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,442.92 $XXXXXXX N/A $0.00 42.68% 42.68% 42.68% No No Not Employed Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX I-551 Stamp and Passport XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 78.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9665342 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.472% 7.875% 7.875% $798.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,471.67 $XXXXXXX N/A $0.00 46.55% 46.55% 46.55% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 41072.72 11.8 No 74.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4004541 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.200% 6.875% 6.875% $985.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,080.83 $XXXXXXX N/A $0.00 45.44% 45.44% 45.44% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 807 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1662237 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2033.94 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.823% 7.250% 7.250% $516.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,001.70 $XXXXXXX N/A $0.00 19.15% 19.15% 19.15% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3174866 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2407.5 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.585% 7.000% 7.000% $355.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,185.74 $XXXXXXX N/A $0.00 39.55% 39.55% 39.55% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8188925 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1400.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.004% 7.500% 7.500% $279.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $905.56 $XXXXXXX N/A $0.00 45.68% 45.68% 45.68% No Retired Full Doc 0 NA N/A 0 0 0 2 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5164146 XXXXXXX  Closed End 2nd XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.690% Manual Underwriting Manual Underwriting No 8.932% 8.375% 8.375% $1,031.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,326.16 $XXXXXXX N/A $0.00 39.89% 39.71% 39.71% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number Yes 36 36 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7812755 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2564.42 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 9.464% 8.500% 8.500% $477.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,178.65 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.30% 42.30% 42.30% No Retired Full Doc 0 NA N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - Award Letter Verified - 2026 Borrower - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 662 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.45 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1113639 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3478.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 9.117% 8.375% 8.375% $636.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,240.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.54% 46.54% 46.54% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 677 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6268960 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 2026.01.06 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1814.5 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.751% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,876.08 $XXXXXXX N/A $0.00 32.75% 32.75% 32.75% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 677 No 7 XX/XX/XXXX XX/XX/XXXX 2 87 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 8.53 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6869375 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.747% 7.375% 7.375% $1,664.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,520.32 $XXXXXXX N/A $0.00 38.84% 38.84% 38.84% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6442661 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.407% 8.000% 8.000% $617.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,773.12 $XXXXXXX N/A $0.00 44.59% 44.59% 44.59% No Retired 1YR Full Doc 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 82.52 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3296186 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.692% 8.375% 8.375% $1,805.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,109.20 $XXXXXXX N/A $0.00 39.18% 39.18% 39.18% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.53 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7050636 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.695% 7.375% 7.375% $800.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,308.84 $XXXXXXX N/A $0.00 44.82% 44.82% 44.82% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 2025, 2024 Borrower - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3614283 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3307.5 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.137% 8.625% 8.625% $622.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,021.26 $XXXXXXX N/A $0.00 49.27% 49.27% 49.27% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No 7 XX/XX/XXXX XX/XX/XXXX 1 99 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8954730 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.815% 7.500% 7.500% $1,398.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,396.83 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.04% 43.60% 43.60% No No Retired Retired Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3509357 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2493.75 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.873% 8.625% 8.625% $408.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,085.46 $XXXXXXX N/A $0.00 30.17% 30.17% 30.17% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 28 Work Number 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7854878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2350.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 10.679% 10.000% 10.000% $438.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,152.44 $XXXXXXX N/A $0.00 33.83% 33.83% 33.83% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 636 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 24.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3391893 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1624.17 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.996% 7.250% 7.250% $316.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,483.41 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 26.00% 26.00% 26.00% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8944189 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/26/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.694% 7.250% 7.250% $938.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,612.06 $XXXXXXX N/A $0.00 32.87% 32.87% 32.87% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 808 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8441859 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 7.598% 7.250% 7.250% $1,091.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,807.00 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 26.27% 26.27% 26.27% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 1007.37 0.3 No 71.13 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6995254 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 9.058% 8.375% 8.375% $866.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,177.53 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.21% 32.21% 32.21% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 1830.80 0.4 No 79.45 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2886630 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.091% 7.875% 7.875% $797.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,587.20 $XXXXXXX N/A $0.00 46.80% 46.80% 46.80% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.71 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7409859 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.773% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,539.85 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.10% 30.10% 30.10% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8658393 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.850% 8.250% 8.250% $976.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,734.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 25.83% 25.83% 25.83% No No Employed Not Employed Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1441275 XXXXXXX Close End Fixed XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.144% 7.625% 7.625% $969.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,693.16 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.57% 44.47% 44.47% No Employed 1YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 25 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.76 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7222573 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.579% 6.875% 6.875% $691.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,294.53 $XXXXXXX N/A $0.00 42.31% 42.31% 42.31% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 FNMA 1005 0 No 0 Borrower - Wage, Overtime - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5184648 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.392% 7.375% 7.375% $472.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,339.96 $XXXXXXX N/A $0.00 17.35% 17.35% 17.35% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.57 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7510762 XXXXXXX HELOAN Fixed XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.327% 8.875% 8.875% $1,103.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,677.69 $XXXXXXX N/A $0.00 46.97% 46.97% 46.97% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 2 Work Number Yes 80 24 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5410004 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.130% 7.875% 7.875% $1,607.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,697.00 $XXXXXXX N/A $0.00 42.15% 42.15% 42.15% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 145 36 Work Number 0 No 0 Borrower - Wage, Overtime, Other, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4657484 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 11.133% 10.750% 10.750% $1,988.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $7,496.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.98% 49.98% 49.98% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1054570 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.945% 7.500% 7.500% $563.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,799.20 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 21.75% 21.75% 21.75% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 136 25 Work Number 0 No 0 Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1325660 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.673% 7.375% 7.375% $897.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,144.86 $XXXXXXX N/A $0.00 35.71% 35.71% 35.71% No Retired Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 No Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9034736 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.718% 8.500% 8.500% $1,922.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,438.12 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 50.00% 50.00% 50.00% No No Employed Retired 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 219 36 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4438921 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 7.722% 7.125% 7.125% $821.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,352.20 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.88% 39.88% 39.88% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1306822 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2475.0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 8.120% 7.375% 7.375% $438.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,388.71 $XXXXXXX N/A $0.00 16.15% 16.15% 16.15% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7922324 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.843% 8.375% 8.375% $633.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,400.81 $XXXXXXX N/A $0.00 47.58% 47.58% 47.58% Yes Retired 1YR Full Doc 1 NA N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Award Letter Verified - 2025, 2026 Borrower - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1111837 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1890.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.690% 8.250% 8.250% $644.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,432.96 $XXXXXXX N/A $0.00 41.32% 41.32% 41.32% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 3 3 Work Number 0 No 0 N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1695021 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.825% 7.250% 7.250% $1,307.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,717.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.41% 49.41% 49.41% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 58235.26 15.7 No 79.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
7168054 XXXXXXX Closed End Secound XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 9.811% 9.250% 9.250% $1,908.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,370.58 $XXXXXXX N/A $0.00 43.14% 43.76% 43.76% No No Self-Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 1 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 25.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 625 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 16.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7545698 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.498% 9.125% 9.125% $772.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,466.37 $XXXXXXX N/A $0.00 37.16% 37.16% 37.16% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 25 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.89 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5072434 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2337.5 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.790% 7.250% 7.250% $375.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,576.30 $XXXXXXX N/A $0.00 48.28% 48.29% 48.29% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3375600 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.437% 8.875% 8.875% $823.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,556.70 $XXXXXXX N/A $0.00 46.77% 46.77% 46.77% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 2 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5070755 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.810% 8.375% 8.375% $2,280.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,540.82 $XXXXXXX N/A $0.00 38.66% 38.66% 38.66% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3272676 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.255% 8.625% 8.625% $700.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,705.82 $XXXXXXX N/A $0.00 22.21% 22.21% 22.21% No No Employed Employed Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 101 35 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7025169 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3561.5 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 11.419% 10.750% 10.750% $718.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,844.61 $XXXXXXX N/A $0.00 42.68% 42.68% 42.68% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 42490.08 23.0 No 64.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5428199 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 8.310% 7.750% 7.750% $1,032.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,728.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.58% 39.58% 39.58% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8861331 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.045% 7.500% 7.500% $489.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,375.05 $XXXXXXX N/A $0.00 49.19% 49.19% 49.19% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7095373 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.873% 7.500% 7.500% $909.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,054.64 $XXXXXXX N/A $0.00 42.29% 42.29% 42.28% No No 1 - Not Stated Not Verified Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6829277 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.343% 8.750% 8.750% $708.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,123.16 $XXXXXXX N/A $0.00 40.35% 40.35% 40.35% No No Retired Self-Employed 1YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 24 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2168031 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 8.106% 7.500% 7.500% $1,388.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,270.51 $XXXXXXX N/A $0.00 48.51% 48.51% 48.51% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 134 25 Work Number 0 No 0 Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2022, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2022, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7119321 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.484% 7.125% 7.125% $1,010.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,599.33 $XXXXXXX N/A $0.00 46.52% 46.52% 46.52% No Yes Employed Retired 2YR Full Doc 1 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 49 13 Work Number NA 0 0 N/A No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 13311.36 2.0 13311.36 2.0 No 68.48 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
4521562 XXXXXXX Closed end second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.095% 7.750% 7.750% $573.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,093.46 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.59% 38.59% 38.59% No No 1 - Not Stated Not Verified 3 - Stated, Partially Verified 1 - Not Stated, Not Verified Employed Retired Retired .00 2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Retirement, Other - 1 YR W2 1099 Verified, Award Letter Verified - 2026, 2023 || Co Borrower 2 - Other, SSI and Disability, Other - 1 YR W2 1099 Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2026, 2023 || Co Borrower 2 - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 768 778 801 793 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A XXXXXX XXXXXX N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.9 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No XXXXXXXX No
2089692 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 7.835% 7.125% 7.125% $782.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,028.48 $XXXXXXX N/A $0.00 44.07% 43.68% 43.68% No No Self-Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 6 Work Number No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4957736 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2228.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.271% 7.750% 7.750% $399.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,434.78 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.00% 48.00% 48.00% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 296 24 Work Number 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.87 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4852006 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.835% 9.375% 9.375% $2,378.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $13,777.72 $XXXXXXX N/A $0.00 17.31% 17.31% 17.31% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 No Borrower - SESCorp, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8129111 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.754% 7.500% 7.500% $4,894.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $11,526.77 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.21% 37.21% 37.21% Yes Employed Full Doc 0 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 549146.71 47.6 No 53.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8823357 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.201% 7.250% 7.250% $547.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,747.88 $XXXXXXX N/A $0.00 48.82% 48.82% 48.82% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 33 33 Work Number 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 40.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2741758 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 7.887% 7.500% 7.500% $1,006.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,216.56 $XXXXXXX N/A $0.00 48.34% 48.34% 48.34% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 26201.81 11.8 No 58.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2649691 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2160.0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 9.832% 9.000% 9.000% $485.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,573.07 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 31.47% 31.47% 31.47% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Work Number 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.78 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3135496 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3082.5 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 9.511% 8.875% 8.875% $545.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,435.77 $XXXXXXX N/A $0.00 39.27% 39.27% 39.27% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 45 36 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Retirement, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.93 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6379571 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.808% 7.375% 7.375% $276.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,149.72 $XXXXXXX N/A $0.00 45.27% 45.27% 45.27% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 23 23 Work Number 0 No 0 No Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4255843 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.371% 8.000% 8.000% $708.08 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,506.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.23% 39.23% 39.23% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 247 25 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 15.13 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4815888 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3515.0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 10.078% 9.750% 9.750% $701.90 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,187.83 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.91% 28.98% 28.98% No No Employed Employed 2YR Full Doc 2 0 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 25 Other Yes 15 15 Other No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8931174 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 7.874% 7.250% 7.250% $790.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,841.08 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.25% 39.25% 39.25% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 11734.44 3.1 No 73.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3005348 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 700.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.660% 7.375% 7.375% $241.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,472.38 $XXXXXXX N/A $0.00 42.04% 42.04% 42.04% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7304420 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1575.0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 8.266% 7.875% 7.875% $580.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,385.12 $XXXXXXX N/A $0.00 49.56% 49.56% 49.56% Yes Yes Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8965589 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.001% 8.625% 8.625% $1,851.14 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,488.33 $XXXXXXX N/A $0.00 41.80% 41.80% 41.80% No No Employed Employed 2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 156 36 Work Number Yes 84 36 Work Number No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3476808 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.370% 7.875% 7.875% $1,206.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,875.45 $XXXXXXX N/A $0.00 40.87% 40.91% 40.91% No Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 16 15 Work Number 0 No 0 N/A Borrower - Wage, Bonus, Other - Written VOE Verified, 3 YRS Executed 4506T Verified, null IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, null IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.36 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4565675 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 9.147% 8.375% 8.375% $2,364.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,206.57 $XXXXXXX N/A $0.00 49.28% 49.28% 49.28% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9635645 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.998% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,737.37 $XXXXXXX N/A $0.00 33.24% 33.24% 33.24% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 23 23 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
5933938 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.190% Manual Underwriting Manual Underwriting No 8.170% 8.000% 8.000% $1,364.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,821.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.66% 35.66% 35.66% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5466355 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.696% 8.250% 8.250% $634.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,449.31 $XXXXXXX N/A $0.00 42.91% 42.91% 42.91% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 3 3 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6113598 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 8.956% 8.500% 8.500% $1,071.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,175.74 $XXXXXXX N/A $0.00 49.46% 49.46% 49.46% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 145 25 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8333184 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.811% 7.375% 7.375% $635.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,286.61 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.16% 42.16% 42.16% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.73 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
4295134 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.170% Manual Underwriting Manual Underwriting No 7.315% 6.875% 6.875% $664.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,902.00 $XXXXXXX N/A $0.00 47.93% 47.93% 47.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 97 97 Work Number 0 No 0 Borrower - Wage, Overtime, Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2616679 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.960% Manual Underwriting Manual Underwriting No 9.270% 8.500% 8.500% $1,054.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,273.35 $XXXXXXX N/A $0.00 40.42% 40.42% 40.42% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 216 25 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9365348 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.989% 7.375% 7.375% $414.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,386.17 $XXXXXXX N/A $0.00 43.97% 43.97% 43.97% No Retired Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4000269 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.029% 7.625% 7.625% $1,465.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,499.68 $XXXXXXX N/A $0.00 44.17% 44.09% 44.09% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, SSI and Disability, SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2095468 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 9.400% 8.625% 8.625% $875.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,766.51 $XXXXXXX N/A $0.00 45.60% 45.60% 45.60% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 24 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 2 0 0 0 2 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2077307 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.724% 8.000% 8.000% $836.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,573.02 $XXXXXXX N/A $0.00 33.30% 33.30% 33.30% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 25 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3482554 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2092.33 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.946% 8.125% 8.125% $422.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,573.61 $XXXXXXX N/A $0.00 49.88% 49.88% 49.88% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.06 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8671091 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2706.6 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 9.279% 8.750% 8.750% $511.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,362.77 $XXXXXXX N/A $0.00 29.15% 29.15% 29.15% No No Employed Not Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5400961 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.619% 8.125% 8.125% $1,367.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,554.08 $XXXXXXX N/A $0.00 44.06% 44.06% 44.06% Yes Employed 2YR Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 30 Work Number 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Overtime, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8981893 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2023.65 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.223% 7.625% 7.625% $318.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,212.51 $XXXXXXX N/A $0.00 35.01% 35.01% 35.01% No No Employed Employed 2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 136 136 Work Number Yes 28 28 FNMA 1005 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9982231 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.600% Manual Underwriting Manual Underwriting No 8.624% 7.625% 7.625% $1,241.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,517.11 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 31.89% 31.89% 31.89% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 12412.11 3.5 No 77.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3660234 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.962% 8.750% 8.750% $1,101.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,506.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.64% 48.64% 48.64% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 25 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 28782.83 6.4 No 54.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6496365 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 9.231% 8.625% 8.625% $525.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,141.23 $XXXXXXX N/A $0.00 42.64% 42.64% 42.64% No Employed 2YR Full Doc 1 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6771027 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 9.149% 8.875% 8.875% $1,989.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,302.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.87% 42.87% 42.87% No Employed 1YR Full Doc 1 Less than 1 Month N/A 0 1 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 216 24 FNMA 1005 0 No 0 Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6628084 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.350% 7.000% 7.000% $3,326.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,643.98 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.98% 38.98% 38.98% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3202418 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2145.0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.836% 7.375% 7.375% $414.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,859.54 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.94% 35.94% 35.94% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5437623 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2415.87 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 9.790% 9.000% 9.000% $463.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,953.87 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.08% 39.66% 39.66% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 581.67 0.3 No 84.77 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3906263 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2520.0 XX/XX/XXXX 5.500% Manual Underwriting Manual Underwriting No 7.726% 7.375% 7.375% $579.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,487.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.14% 45.43% 45.43% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 178 178 Work Number 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 808 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3448743 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.294% 8.000% 8.000% $418.22 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,418.63 $XXXXXXX N/A $0.00 33.51% 33.51% 33.51% No Retired Retirement Income Doc Verified 0 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6584908 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 8.418% 8.125% 8.125% $1,737.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,132.62 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.08% 47.08% 47.08% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 50044.31 9.8 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1290974 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2560.0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.518% 8.250% 8.250% $480.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,858.24 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 28.60% 28.60% 28.60% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 50 25 FNMA 1005 0 No 0 No Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1477043 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 10.095% 9.500% 9.500% $1,093.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,800.63 $XXXXXXX N/A $0.00 41.05% 41.16% 41.16% No No Self-Employed Not Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 || Co Borrower - N/A - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.01 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9164134 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.603% 7.250% 7.250% $682.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,919.50 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.61% 35.61% 35.61% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 67 25 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1975984 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 8.487% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,852.85 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.03% 38.03% 38.03% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5772376 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2720.0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 8.485% 8.250% 8.250% $510.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,173.40 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.89% 35.89% 35.89% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4975770 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.415% 8.125% 8.125% $422.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,312.40 $XXXXXXX N/A $0.00 32.70% 32.70% 32.70% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 90 25 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7634416 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.201% 8.500% 8.500% $958.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,743.79 $XXXXXXX N/A $0.00 41.56% 41.56% 41.56% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 22699.17 8.3 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1413415 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2920.0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 9.883% 9.250% 9.250% $600.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,760.32 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.29% 42.29% 42.29% No No Employed Employed Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 151 21 FNMA 1005 Yes 31 25 Work Number No 0 Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 20087.74 11.4 No 79.54 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4272348 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 9.201% 8.625% 8.625% $766.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,076.89 $XXXXXXX N/A $0.00 49.17% 49.17% 49.17% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4026627 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.659% 7.250% 7.250% $1,111.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,647.02 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.28% 48.28% 48.28% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2067211 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.573% 8.000% 8.000% $501.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,307.39 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.32% 42.32% 42.32% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8733981 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.418% 7.000% 7.000% $2,946.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,319.65 $XXXXXXX N/A $0.00 38.10% 38.10% 38.10% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 314 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
1161243 XXXXXXX Closed Ended Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.920% Manual Underwriting Manual Underwriting No 7.257% 6.875% 6.875% $7,681.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $15,501.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.08% 40.08% 40.08% No Not Employed Asset Depletion – Debt Ratio Calculation 0 NA N/A 0 0 0 3 0 NA Yes No 240.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Asset Depletion - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 800 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3005074 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.060% Manual Underwriting Manual Underwriting No 7.718% 7.375% 7.375% $1,174.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,041.07 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.54% 35.54% 35.54% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 164084.19 54.0 No 36.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2060164 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2132.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 9.144% 8.375% 8.375% $458.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,032.26 $XXXXXXX N/A $0.00 35.83% 35.83% 35.83% No Employed 2YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 34 25 Work Number 0 No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5796103 XXXXXXX Closed End Program XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1225.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.021% 8.625% 8.625% $381.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,344.81 $XXXXXXX N/A $0.00 43.80% 43.80% 43.80% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 2 5 1 0 0 0 0 0 2 5 1 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2159863 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.459% 8.000% 8.000% $587.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,261.59 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.34% 35.34% 35.34% No Employed 1YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 751 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3432683 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 9.093% 8.375% 8.375% $1,117.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,196.22 $XXXXXXX N/A $0.00 27.98% 27.98% 27.98% No No Employed Employed Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2041884 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.450% 7.125% 7.125% $1,482.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,249.83 $XXXXXXX N/A $0.00 44.55% 44.55% 44.55% No Self-Employed 2YR Full Doc 2 NA N/A 0 0 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 832 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9134811 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.842% 7.500% 7.500% $1,048.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,992.44 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.35% 36.35% 36.35% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 107 35 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Bonus, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 144765.96 20.7 No 69.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5249539 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.005% 7.500% 7.500% $447.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,166.66 $XXXXXXX N/A $0.00 46.69% 46.69% 46.69% No No Retired Retired 1YR Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7932592 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.425% 7.875% 7.875% $1,243.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,314.50 $XXXXXXX N/A $0.00 49.52% 49.52% 49.52% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 33566.41 10.1 33566.41 10.1 No 79.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8950080 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.390% 8.125% 8.125% $844.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,881.20 $XXXXXXX N/A $0.00 39.73% 39.73% 39.73% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 52 25 Work Number 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 60218.58 20.9 No 23.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8201112 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2867.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.352% 8.750% 8.750% $479.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,579.45 $XXXXXXX N/A $0.00 39.46% 40.39% 40.39% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2260384 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3644.5 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.974% 7.250% 7.250% $632.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,466.46 $XXXXXXX N/A $0.00 37.52% 37.52% 37.52% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.38 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1981378 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.958% 7.375% 7.375% $414.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,415.72 $XXXXXXX N/A $0.00 42.50% 42.50% 42.50% No Employed Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4912676 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.386% 9.000% 9.000% $669.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,654.48 $XXXXXXX N/A $0.00 40.78% 39.63% 39.63% No Employed 1YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 25 Work Number 0 No 0 Borrower - Wage, Overtime, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7384466 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.450% 7.000% 7.000% $1,023.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,222.98 $XXXXXXX N/A $0.00 42.73% 42.73% 42.73% No No Employed Employed 1YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 240 25 FNMA 1005 No 0 Borrower - Wage, Maintenance, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 757.01 0.2 No 65.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2952211 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.180% 7.625% 7.625% $778.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,638.16 $XXXXXXX N/A $0.00 31.70% 31.70% 31.70% No Employed Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 2 25 Work Number 0 No 0 N/A Borrower - Wage, Overtime - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1309384 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1660.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 9.406% 9.000% 9.000% $534.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,747.51 $XXXXXXX N/A $0.00 42.47% 42.74% 42.74% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 63425.93 10.4 No 80.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6995413 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1491.75 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.431% 8.125% 8.125% $492.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,711.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.82% 34.82% 34.82% No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Self-Employed 1YR Full Doc 2 NA N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 655 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
2199083 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.345% 7.750% 7.750% $702.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,601.30 $XXXXXXX N/A $0.00 40.08% 40.08% 40.08% No No Employed Employed 2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 60 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
5667695 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2901.78 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 9.009% 8.250% 8.250% $536.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,378.91 $XXXXXXX N/A $0.00 41.40% 41.40% 41.40% No No Retired Employed 1YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 68 26 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.01 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1486320 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3060.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.459% 7.875% 7.875% $493.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,820.53 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.50% 48.50% 48.50% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified 3 - Stated, Partially Verified 3 - Stated, 3rd Party Verification Self-Employed Self-Employed Employed 13.58 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower 2 - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower 2 - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 712 712 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A XXXXXX XXXXXX N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.56 N/A No No No Borrower As Individual Borrower As Individual Borrower As Individual N/A XX/XX/XXXX No XXXXXXXX No
3549957 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.265% 6.875% 6.875% $328.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,436.32 $XXXXXXX N/A $0.00 48.68% 48.68% 48.68% No No Not Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 178 24 Work Number No 0 N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 45014.52 31.3 No 32.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2350980 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.526% 7.250% 7.250% $1,150.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,648.87 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 29.68% 29.68% 29.68% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 24 FNMA 1005 Yes 360 24 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.08 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4805383 XXXXXXX Closed End Second   XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2814.45 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.349% 7.750% 7.750% $429.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,744.11 $XXXXXXX N/A $0.00 37.78% 37.78% 37.78% No No Employed Retired 1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5073332 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.988% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,378.84 $XXXXXXX N/A XXXXXXXX XX $0.00 XX/XX/XXXX Monthly 37.81% 38.28% 38.28% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 28 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 48872.60 14.5 No 45.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9311472 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.6 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.192% 7.375% 7.375% $319.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,239.86 $XXXXXXX N/A $0.00 40.61% 40.61% 40.61% No Retired Retirement Income Doc Verified 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1805098 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.032% 7.500% 7.500% $910.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,743.11 $XXXXXXX N/A $0.00 43.60% 43.60% 43.60% No No Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 1 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Other - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.56 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1978996 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.845% 8.375% 8.375% $687.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,088.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.68% 49.68% 49.68% No No Retired Self-Employed 1YR Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 2 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Military and Government Assistance, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7684864 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.366% 9.125% 9.125% $829.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,727.22 $XXXXXXX N/A $0.00 40.85% 40.85% 40.85% No Employed Full Doc 0 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 No Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 86553.58 50.1 No 79.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3951496 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3760.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.711% 7.000% 7.000% $620.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,829.81 $XXXXXXX N/A $0.00 27.72% 27.72% 27.72% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3351717 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.542% 8.125% 8.125% $1,202.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,353.10 $XXXXXXX N/A $0.00 39.54% 39.54% 39.54% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 19.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1191049 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 855.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.057% 7.875% 7.875% $551.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,935.05 $XXXXXXX N/A $0.00 49.55% 49.55% 49.55% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 15006.42 5.1 No 59.87 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7797558 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2337.5 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 9.322% 8.625% 8.625% $481.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,681.68 $XXXXXXX N/A $0.00 48.27% 48.27% 48.27% No No Retired Employed Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 681 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7196194 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.790% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,816.66 $XXXXXXX N/A $0.00 40.55% 40.55% 40.55% No Employed Full Doc 1 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1323036 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1225.0 XX/XX/XXXX 5.590% Manual Underwriting Manual Underwriting No 7.953% 7.250% 7.250% $365.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,013.95 $XXXXXXX N/A $0.00 49.57% 49.57% 49.57% No Retired Retirement Income Doc Verified 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
4078202 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2689.65 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 10.347% 9.625% 9.625% $606.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,127.21 $XXXXXXX N/A $0.00 46.47% 46.47% 46.47% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 128 25 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime, Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 23961.30 12.1 No 77.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1341362 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2400.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 10.265% 10.000% 10.000% $526.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,088.59 $XXXXXXX N/A $0.00 30.57% 30.57% 30.57% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 639 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3558028 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.642% 7.125% 7.125% $2,398.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,262.80 $XXXXXXX N/A $0.00 48.14% 48.14% 48.14% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 113 36 FNMA 1005 0 No 0 Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 829 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9951872 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 9.165% 8.750% 8.750% $766.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,481.87 $XXXXXXX N/A $0.00 39.91% 39.91% 39.91% No Employed 2YR Full Doc 1 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 121 121 Work Number 0 No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 676 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9353034 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2066.75 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.363% 7.750% 7.750% $315.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,840.51 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.87% 40.87% 40.87% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3500426 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2057.85 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.051% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,048.59 $XXXXXXX N/A $0.00 41.60% 41.60% 41.60% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 310 360 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 653 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.82 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1281575 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.341% 6.875% 6.875% $929.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,140.39 $XXXXXXX N/A $0.00 48.23% 48.23% 48.23% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 786 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 36876.41 11.7 No 61.33 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8477806 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.004% 7.750% 7.750% $410.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,839.25 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 27.91% 27.91% 27.91% No Employed Full Doc 1 2+ Months N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8098289 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 9.259% 8.750% 8.750% $942.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,080.26 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.91% 40.91% 40.91% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 1746.98 0.6 No 55.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6428255 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 8.329% 7.625% 7.625% $690.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,403.71 $XXXXXXX N/A $0.00 42.98% 42.98% 42.98% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 55 25 Other 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2489191 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.586% 8.125% 8.125% $662.62 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,818.40 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.59% 28.59% 28.59% No No Retired Employed 1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 149 26 Work Number No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 649 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.19 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1846642 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 10.650% 10.375% 10.375% $1,034.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,225.74 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.86% 34.86% 34.86% No Self-Employed Full Doc 0 NA N/A 0 0 0 0 0 Yes No No 0 No No N/A 0 0 No 0.00% 25.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, SESCorp - Award Letter Verified - 2025 Borrower - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2071217 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3426.7 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.268% 7.125% 7.125% $491.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,169.81 $XXXXXXX N/A $0.00 38.27% 38.27% 38.27% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Retirement - 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 3611.29 1.1 3611.29 1.1 No 71.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
1508280 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.947% 7.625% 7.625% $1,458.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,441.07 $XXXXXXX N/A $0.00 42.90% 42.90% 42.90% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1027231 XXXXXXX Closed end second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 8.160% 7.625% 7.625% $495.46 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,335.68 $XXXXXXX N/A $0.00 44.83% 44.83% 44.83% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.14 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
8800935 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.819% 7.500% 7.500% $1,677.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,041.14 $XXXXXXX N/A $0.00 42.34% 42.34% 42.34% No No Not Employed Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.72 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8921356 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.806% 8.500% 8.500% $1,922.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,080.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.16% 41.16% 41.16% No Employed Written Verification of Employment 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 27 FNMA 1005 0 No 0 Borrower - Wage, Commission, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2890494 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1683.93 XX/XX/XXXX 6.140% Manual Underwriting Manual Underwriting No 7.727% 7.125% 7.125% $336.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,786.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.51% 47.51% 47.51% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4902946 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.947% 8.500% 8.500% $1,718.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,811.33 $XXXXXXX N/A $0.00 48.51% 48.51% 48.51% No Employed 2YR Full Doc 0 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 26 Work Number 0 No 0 Borrower - Wage, Overtime, Other, Other - Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9166024 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.524% 7.000% 7.000% $2,031.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,407.40 $XXXXXXX N/A $0.00 32.04% 32.04% 32.04% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability || Co Borrower - SSI and Disability, Retirement Borrower || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9392747 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1575.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 9.284% 8.625% 8.625% $394.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,217.70 $XXXXXXX N/A $0.00 30.51% 30.51% 30.51% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8269498 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 890.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.072% 7.750% 7.750% $318.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,568.78 $XXXXXXX N/A $0.00 31.91% 31.91% 31.91% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 7280.44 4.6 No 66.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5602204 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.220% 7.875% 7.875% $761.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,439.40 $XXXXXXX N/A $0.00 46.85% 46.85% 46.85% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
2605575 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.332% 7.000% 7.000% $1,995.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,072.78 $XXXXXXX N/A $0.00 39.04% 39.04% 39.04% No No Retired Employed 1YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 327 25 FNMA 1005 No 0 Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Senior citizen Identification Card XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 289170.84 71.0 No 63.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8437305 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.832% 8.375% 8.375% $760.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,405.18 $XXXXXXX N/A $0.00 49.96% 49.96% 49.96% No Employed 1YR Full Doc 0 1 Month N/A 0 0 0 3 0 NA No Yes 60.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 13 25 Work Number 0 No 0 Borrower - Wage, Asset Depletion, Asset Depletion - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 49092.95 20.4 No 19.05 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5936744 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.111% 8.750% 8.750% $1,258.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,094.96 $XXXXXXX N/A $0.00 48.98% 48.98% 48.98% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 644 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No No
1560634 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.279% 6.875% 6.875% $650.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,344.45 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.12% 44.12% 44.12% No Employed 2YR Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 181 25 FNMA 1005 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
3317283 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.200% 6.875% 6.875% $854.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,160.24 $XXXXXXX N/A $0.00 46.46% 46.46% 46.46% No No Employed Employed Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 297 25 Work Number No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026, 2024 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.53 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5366365 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.397% 7.875% 7.875% $870.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,817.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.22% 48.22% 48.22% No No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Employed Employed 2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 104034.05 27.3 No 74.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5902602 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.502% 7.125% 7.125% $1,174.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,217.84 $XXXXXXX N/A $0.00 47.08% 47.08% 47.08% No No Retired Employed 1YR Full Doc 1 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 308 308 Work Number No 0 N/A Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Commission, Overtime - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.43 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6619015 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.467% 8.250% 8.250% $1,014.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,026.80 $XXXXXXX N/A $0.00 31.84% 31.84% 31.84% No No Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 78 13 FNMA 1005 No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9878633 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.766% 7.125% 7.125% $939.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,226.68 $XXXXXXX N/A $0.00 23.12% 23.12% 23.12% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7640987 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.564% 7.250% 7.250% $682.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,429.86 $XXXXXXX N/A $0.00 32.60% 32.60% 32.60% No No Employed Employed 2YR Full Doc 2 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 52 25 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4245643 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.274% 6.875% 6.875% $847.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,917.18 $XXXXXXX N/A $0.00 40.34% 40.34% 40.34% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 92 25 Work Number Yes 185 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8958588 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.945% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,316.95 $XXXXXXX N/A $0.00 44.97% 44.97% 44.97% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 100.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime, Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4573609 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 8.322% 8.000% 8.000% $836.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $9,606.11 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.09% 49.09% 49.09% No No Employed Self-Employed 2YR Full Doc 2 1 2+ Months NA N/A 0 N/A 0 0 0 0 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 73.00% N/A 0 N/A Borrower Prepared Borrower 12 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - SEPartnership - 2 YRS Business Tax Returns Verified(1065), YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Business Tax Returns Verified(1065), 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5643090 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2546.06 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.819% 8.375% 8.375% $594.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,759.78 $XXXXXXX N/A $0.00 48.22% 48.22% 48.22% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 41 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8956485 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2025.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.844% 7.250% 7.250% $306.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,402.90 $XXXXXXX N/A $0.00 32.13% 32.13% 32.13% Yes Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 42085.76 12.4 No 47.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3215991 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.483% 8.250% 8.250% $1,066.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,495.82 $XXXXXXX N/A $0.00 22.88% 22.88% 22.88% No Employed Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 142 26 Work Number 0 No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2930910 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2085.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.243% 6.750% 6.750% $570.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,391.26 $XXXXXXX N/A $0.00 43.19% 43.19% 43.19% No Self-Employed 1YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 43.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3673440 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.148% 6.875% 6.875% $2,211.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,319.80 $XXXXXXX N/A $0.00 21.38% 21.38% 21.38% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
8795079 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.559% 7.250% 7.250% $3,513.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,455.86 $XXXXXXX N/A $0.00 25.21% 25.20% 25.20% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 497744.57 66.8 No 84.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5130884 XXXXXXX Closed End Second   XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1810.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.232% 7.750% 7.750% $573.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,540.44 $XXXXXXX N/A $0.00 40.72% 40.72% 40.72% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 104 24 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2017620 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.087% 7.625% 7.625% $782.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,202.66 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.72% 40.72% 40.72% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 31 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 22.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7337150 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.698% 7.250% 7.250% $1,296.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,210.02 $XXXXXXX N/A $0.00 48.91% 48.91% 48.91% No No Retired Retired Retirement Income Doc Verified 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2023, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6311121 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2025.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.378% 7.750% 7.750% $322.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,986.54 $XXXXXXX N/A $0.00 45.39% 45.39% 45.39% No No Employed Not Employed 2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 25 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 718 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.19 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4330460 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.360% 8.750% 8.750% $2,360.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,794.97 $XXXXXXX N/A $0.00 13.81% 13.81% 13.81% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 159786.46 18.2 No 73.46 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7160522 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.965% 7.750% 7.750% $1,432.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,956.00 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.28% 38.28% 38.28% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 77 25 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.31 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6460072 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.457% 7.875% 7.875% $1,087.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,080.54 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 30.66% 30.66% 30.66% No Employed Full Doc 0 NA N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 94 15 Work Number 0 No 0 Borrower - Wage, Overtime, Other - Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8853461 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.257% 6.990% 6.990% $867.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,744.18 $XXXXXXX N/A $0.00 30.59% 30.59% 30.59% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 FNMA 1005 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 814 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3042677 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.940% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,904.75 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 29.75% 29.75% 29.75% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 27.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1715084 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.074% 8.625% 8.625% $1,882.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,532.08 $XXXXXXX N/A $0.00 42.22% 42.22% 42.22% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024, 2023, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9265623 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2565.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.412% 7.000% 7.000% $418.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,222.08 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.69% 32.69% 32.69% No No Employed Retired 2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9067762 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.891% 7.625% 7.625% $691.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,572.45 $XXXXXXX N/A $0.00 40.21% 40.21% 40.21% No Retired Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7372090 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.682% 8.125% 8.125% $1,076.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,237.05 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.34% 34.34% 34.34% No No Not Employed Employed 2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.71 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4316924 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2975.0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.934% 7.250% 7.250% $553.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,054.01 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.28% 48.75% 48.75% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.61 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6557748 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.857% 7.500% 7.500% $1,611.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,344.58 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.49% 46.49% 46.49% No No Employed Employed 1YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.27 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8909812 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.865% 7.250% 7.250% $1,175.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,897.03 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.52% 42.52% 42.52% No No Employed Employed 2YR Full Doc 1 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 162 26 Work Number Yes 167 26 Work Number No 0 N/A Borrower - Wage, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7055695 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.919% 8.750% 8.750% $944.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,296.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.48% 45.48% 45.48% Yes Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No Yes 12.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 214 25 Work Number 0 No 0 Borrower - Subject Property Net Rental Income(Loss) if NOO, Overtime, Wage, Asset Depletion - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 40910.31 12.4 No 46.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4739587 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1567.85 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.709% 7.125% 7.125% $235.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,182.88 $XXXXXXX N/A $0.00 49.92% 49.92% 49.92% No Employed Full Doc 0 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 25 Work Number 0 No 0 Borrower - Wage, Overtime - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 735 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1350757 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1445.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.581% 7.125% 7.125% $336.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,297.34 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.53% 33.53% 33.53% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2148520 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.237% 6.875% 6.875% $788.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,220.44 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.57% 49.57% 49.57% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 108 14 FNMA 1005 0 No 0 N/A Borrower - Wage, SSI and Disability, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 70781.17 31.9 No 56.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1338514 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2269.5 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.655% 6.875% 6.875% $383.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,956.69 $XXXXXXX N/A $0.00 40.85% 40.85% 40.85% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 40635.81 20.8 No 37.4 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1667932 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.092% 7.875% 7.875% $1,137.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,165.39 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.81% 39.81% 39.81% No No Employed Not Employed 2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 174 25 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6361472 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.316% 8.750% 8.750% $899.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,211.41 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.59% 42.59% 42.59% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - null CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 802 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.6 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3443768 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 9.983% 9.375% 9.375% $1,145.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,016.97 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 24.49% 24.49% 24.49% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No No Yes 0 12 No 100.00% 100.00% Borrower Prepared 13 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4962719 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.840% Manual Underwriting Manual Underwriting No 7.197% 6.750% 6.750% $760.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,099.05 $XXXXXXX N/A $0.00 34.05% 34.05% 34.05% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2428906 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.204% 6.875% 6.875% $821.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,593.06 $XXXXXXX N/A $0.00 47.09% 47.09% 47.09% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 2 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3027787 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.390% 6.875% 6.875% $952.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,624.95 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 43.41% 43.41% 43.41% No No Retired Employed 1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No Yes 360.0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Asset Depletion, SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3060282 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.086% 6.875% 6.875% $1,937.94 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,282.39 $XXXXXXX N/A $0.00 39.07% 39.07% 39.07% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 241 25 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 792 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.69 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5811771 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.580% Manual Underwriting Manual Underwriting No 7.647% 6.750% 6.750% $1,653.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,291.05 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.05% 34.05% 34.05% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 26 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 795 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.75 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7705783 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.361% 7.000% 7.000% $465.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,321.81 $XXXXXXX N/A $0.00 42.94% 42.22% 42.22% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8515035 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.239% 7.875% 7.875% $3,556.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,201.98 $XXXXXXX N/A $0.00 44.27% 44.27% 44.27% No No Self-Employed Self-Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 2 0 2 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 50.00% 50.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2025, 2024 || Co Borrower - SESCorp - 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2025, 2024 Borrower - 2 YRS Business Tax Returns Verified(K1, 1120S) - 2025, 2024 || Co Borrower - 2 YRS Business Tax Returns Verified(K1, 1120S) - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1048308 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.737% 8.375% 8.375% $776.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,210.83 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.76% 37.76% 37.76% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8101522 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.460% 7.125% 7.125% $963.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,801.57 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.89% 48.89% 48.89% Yes No Employed Self-Employed 2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 2 0 2 2 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.83 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5759491 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.176% 6.750% 6.750% $917.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,405.62 $XXXXXXX N/A $0.00 49.99% 49.99% 49.99% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.4 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7011457 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.890% 7.625% 7.625% $1,061.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,546.24 $XXXXXXX N/A $0.00 24.75% 24.75% 24.75% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1643536 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.679% 9.375% 9.375% $748.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,459.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.98% 42.98% 42.98% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 322 322 Work Number 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 5111.94 0.8 No 73.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6541184 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.937% 7.375% 7.375% $1,001.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,655.53 $XXXXXXX N/A $0.00 39.55% 39.55% 39.55% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
1590515 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1260.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.458% 8.125% 8.125% $467.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,585.82 $XXXXXXX N/A $0.00 35.41% 34.51% 34.51% No No Employed Employed 2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 652 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 30263.59 11.7 No 63.51 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4081018 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.397% 6.875% 6.875% $952.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,133.45 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.07% 46.91% 46.91% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 19 24 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8693788 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.572% 7.125% 7.125% $1,077.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,328.80 $XXXXXXX N/A $0.00 47.60% 47.60% 47.60% No Employed 2YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 56 25 Work Number 0 No 0 Borrower - Wage, Overtime, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6492639 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.920% 7.625% 7.625% $622.86 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,492.12 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.95% 37.95% 37.95% No No Retired Retired Retirement Income Doc Verified 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5566063 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.369% 8.750% 8.750% $786.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,789.41 $XXXXXXX N/A $0.00 23.10% 23.10% 23.10% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 49.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 2 0 0 0 0 0 0 0 2 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 93655.86 52.3 No 75.12 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1452433 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3483.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.672% 7.875% 7.875% $641.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,104.81 $XXXXXXX N/A $0.00 39.68% 39.68% 39.68% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 33639.99 17.1 No 64.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1533719 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.347% 7.750% 7.750% $1,346.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,274.59 $XXXXXXX N/A $0.00 21.29% 21.29% 21.29% Yes Self-Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 40 40 Work Number 0 No 0 Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1627538 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 6.987% 6.750% 6.750% $3,015.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,916.17 $XXXXXXX N/A $0.00 44.62% 44.62% 44.62% No No Employed Not Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 2 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SEPartnership, Wage - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9572539 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2841.69 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.592% 8.000% 8.000% $443.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,502.06 $XXXXXXX N/A $0.00 42.99% 42.99% 42.99% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7593334 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/06/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3000.0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 8.738% 8.375% 8.375% $644.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,787.83 $XXXXXXX N/A $0.00 40.55% 39.10% 39.10% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 18485.05 10.3 No 52.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3045436 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.860% Manual Underwriting Manual Underwriting No 7.686% 7.250% 7.250% $1,304.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,619.36 $XXXXXXX N/A $0.00 39.51% 39.51% 39.51% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No No
6670505 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.629% 7.250% 7.250% $1,036.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,803.07 $XXXXXXX N/A $0.00 40.52% 31.87% 31.87% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
6798013 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.897% 7.750% 7.750% $2,568.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,078.54 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.43% 45.43% 45.43% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4302903 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.342% 8.000% 8.000% $1,467.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,653.53 $XXXXXXX N/A $0.00 43.87% 43.87% 43.87% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6839726 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.860% 7.375% 7.375% $690.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,704.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.25% 37.25% 37.25% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8483620 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.797% 8.375% 8.375% $380.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,547.99 $XXXXXXX N/A $0.00 47.51% 47.51% 47.51% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 29283.02 11.5 No 66.25 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1261681 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.478% 8.125% 8.125% $950.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,265.71 $XXXXXXX N/A $0.00 15.21% 15.21% 15.21% No No Self-Employed Not Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8154062 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.588% 8.000% 8.000% $974.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,389.10 $XXXXXXX N/A $0.00 49.59% 49.59% 49.59% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 168 25 Work Number 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4288991 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1810.5 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.039% 7.125% 7.125% $385.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $852.42 $XXXXXXX N/A $0.00 23.25% 23.25% 23.25% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8093172 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.607% 9.250% 9.250% $1,220.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,586.46 $XXXXXXX N/A $0.00 36.75% 36.75% 36.75% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 620 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2001985 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.829% 7.500% 7.500% $524.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,413.32 $XXXXXXX N/A $0.00 47.54% 47.54% 47.54% Yes Employed 2YR Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Military and Government Assistance, Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 4744.61 2.0 No 70.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5744414 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.870% Manual Underwriting Manual Underwriting No 7.708% 7.500% 7.500% $664.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,625.17 $XXXXXXX N/A $0.00 36.44% 36.44% 36.44% No No Employed Employed 1YR Full Doc 1 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number NA 0 0 N/A No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.44 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9558006 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.391% 7.125% 7.125% $1,347.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,993.91 $XXXXXXX N/A $0.00 43.93% 43.93% 43.93% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.64 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5503881 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.361% 7.125% 7.125% $1,482.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,538.99 $XXXXXXX N/A $0.00 13.82% 13.82% 13.82% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 60 25 Work Number 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7274360 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.631% 7.375% 7.375% $5,939.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $12,318.36 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.45% 38.45% 38.45% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 787 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 230206.04 25.3 No 51.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2506110 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.314% 8.250% 8.250% $7,512.67 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $14,473.91 $XXXXXXX N/A $0.00 37.43% 37.43% 37.43% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 0 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SECorporation, SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2026, 2025 Borrower - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 945323.68 65.3 No 53.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8295989 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.642% 8.375% 8.375% $1,626.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,130.63 $XXXXXXX N/A $0.00 44.60% 44.60% 44.60% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6459954 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2517.5 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.730% 8.500% 8.500% $407.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,413.38 $XXXXXXX N/A $0.00 47.06% 47.06% 47.06% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 20.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5957045 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.744% 7.500% 7.500% $978.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,725.66 $XXXXXXX N/A $0.00 42.69% 42.69% 42.69% No Employed Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9690888 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.610% Manual Underwriting Manual Underwriting No 8.620% 7.750% 7.750% $3,200.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $9,374.66 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.72% 37.72% 37.72% No Self-Employed 2YR Full Doc 2 NA N/A 0 0 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 740 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 201303.63 21.5 No 82.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7289992 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2835.75 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 7.822% 7.500% 7.500% $417.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,765.47 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.16% 48.16% 48.16% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 819 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2007.54 1.1 No 78.75 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8566277 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 9.173% 8.500% 8.500% $384.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,198.57 $XXXXXXX N/A $0.00 41.21% 39.42% 39.42% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 0 0 N/A Yes 51 26 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 || Co Borrower - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.43 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4420215 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.057% 7.875% 7.875% $1,457.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,277.89 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.94% 27.94% 27.94% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 111 25 Other 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.65 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6959962 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.992% 7.625% 7.625% $1,024.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,775.35 $XXXXXXX N/A $0.00 49.83% 49.83% 49.83% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4627684 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.130% 7.875% 7.875% $662.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,445.96 $XXXXXXX N/A $0.00 42.62% 42.62% 42.62% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1390938 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026  v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.680% 7.125% 7.125% $782.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,591.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.04% 38.04% 38.04% No No Employed Employed 2YR Full Doc 1 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7643629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2420.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.121% 7.625% 7.625% $428.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,057.02 $XXXXXXX N/A $0.00 39.65% 39.65% 39.65% No No Employed Employed 2YR Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 Yes 29 26 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 7.94 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7365356 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.063% 7.500% 7.500% $1,061.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,783.77 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.66% 28.66% 28.66% No No Employed Not Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 3 Other NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 15751.99 4.2 No 78.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5596426 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2720.0 XX/XX/XXXX 6.130% Manual Underwriting Manual Underwriting No 8.092% 7.875% 7.875% $493.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,152.41 $XXXXXXX N/A $0.00 39.94% 39.94% 39.94% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 23719.25 11.0 No 59.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9862541 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3019.5 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.503% 7.750% 7.750% $574.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,264.16 $XXXXXXX N/A $0.00 38.18% 38.18% 38.18% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 22164.71 9.8 No 45.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7799334 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2492.95 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.891% 7.375% 7.375% $379.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,832.54 $XXXXXXX N/A $0.00 39.82% 39.82% 39.82% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No 13 XX/XX/XXXX XX/XX/XXXX 1 24 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5405584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.501% 7.250% 7.250% $1,036.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,005.48 $XXXXXXX N/A $0.00 38.31% 38.31% 38.31% No Employed Written Verification of Employment 0 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 68 50 FNMA 1005 0 No 0 Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1220875 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.836% 7.375% 7.375% $764.05 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,285.39 $XXXXXXX N/A $0.00 33.08% 33.08% 33.08% No No Employed Employed 2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8100162 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2582.8 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.689% 7.125% 7.125% $370.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,006.19 $XXXXXXX N/A $0.00 47.07% 47.07% 47.07% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7867386 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.923% 8.375% 8.375% $1,900.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,533.28 $XXXXXXX N/A $0.00 30.17% 30.17% 30.17% No Self-Employed 1YR Full Doc 0 NA N/A 0 0 0 2 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SECorporation - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.28 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9515374 XXXXXXX  Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2705.83 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.793% 7.250% 7.250% $450.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,766.21 $XXXXXXX N/A $0.00 45.01% 45.01% 45.01% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 715 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 39.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2007041 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.171% 6.875% 6.875% $1,527.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,886.61 $XXXXXXX N/A $0.00 30.91% 30.91% 30.91% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 27 Other Yes 108 26 Work Number No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7279578 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2521.05 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.521% 7.125% 7.125% $505.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,966.28 $XXXXXXX N/A $0.00 49.90% 49.90% 49.90% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 92 25 Work Number 0 No 0 Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 712 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2876.13 1.5 No 58.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6678621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.515% 8.000% 8.000% $1,552.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,802.94 $XXXXXXX N/A $0.00 25.94% 25.94% 25.94% No Self-Employed 1YR Full Doc 2 NA N/A 0 2 1 3 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Borrower Prepared 12 Borrower NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3937224 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.861% 7.625% 7.625% $1,769.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,893.84 $XXXXXXX N/A $0.00 32.58% 32.58% 32.58% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 25 Work Number Yes 360 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5601433 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.148% 6.875% 6.875% $1,793.42 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,239.93 $XXXXXXX N/A $0.00 41.82% 41.84% 41.84% No Yes Employed Employed 1YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1772590 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.660% 7.125% 7.125% $668.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,403.47 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.99% 49.99% 49.99% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 120 25 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.2 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4988512 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1968.11 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.738% 8.250% 8.250% $595.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,125.14 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.17% 32.17% 32.17% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.85 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4692751 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.356% 6.750% 6.750% $713.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,537.83 $XXXXXXX N/A $0.00 44.95% 44.95% 44.95% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 806 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.5 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8429369 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1980.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.492% 7.750% 7.750% $361.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,082.44 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.96% 42.96% 42.96% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.75 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5914823 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.258% 7.875% 7.875% $1,367.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,359.74 $XXXXXXX N/A $0.00 29.13% 29.13% 29.13% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 323 25 Work Number 0 No 0 Borrower - Wage, Overtime, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9236406 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1865.78 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.954% 7.250% 7.250% $272.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $899.46 $XXXXXXX N/A $0.00 22.57% 22.57% 22.57% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 224 25 Work Number 0 No 0 Borrower - Wage, Overtime, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1869368 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.127% 7.625% 7.625% $853.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,388.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.23% 28.23% 28.23% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.01 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1629236 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.721% 8.500% 8.500% $930.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,893.19 $XXXXXXX N/A $0.00 42.84% 42.84% 42.84% No Employed 1YR Full Doc 0 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 FNMA 1005 0 No 0 Borrower - Wage, Overtime, SSI and Disability - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 697 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6337044 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.526% 8.250% 8.250% $751.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,762.04 $XXXXXXX N/A $0.00 36.32% 36.32% 36.32% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 21.01 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2198487 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1853.68 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.321% 7.875% 7.875% $437.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,221.03 $XXXXXXX N/A $0.00 49.96% 49.96% 49.96% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5649327 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.378% 6.875% 6.875% $1,162.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,408.36 $XXXXXXX N/A $0.00 49.96% 49.96% 49.96% No Retired 1YR Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 669 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9346699 XXXXXXX Close End Fixed XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1200.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.891% 7.250% 7.250% $316.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,528.57 $XXXXXXX N/A $0.00 23.80% 23.80% 23.80% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
6355837 XXXXXXX  Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.549% 6.750% 6.750% $836.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,930.09 $XXXXXXX N/A $0.00 17.73% 17.73% 17.73% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4823002 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.227% 6.750% 6.750% $687.51 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,160.01 $XXXXXXX N/A $0.00 34.50% 34.50% 34.50% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3078148 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.850% 7.500% 7.500% $1,014.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,134.03 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.38% 30.38% 30.38% Yes Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 59670.47 28.0 No 26.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9503745 XXXXXXX Closed End 2nd  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.244% 6.875% 6.875% $788.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,078.29 $XXXXXXX N/A $0.00 30.28% 30.28% 30.28% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 793 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
6815720 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.060% 6.625% 6.625% $527.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,014.39 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 31.71% 31.71% 31.71% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 24 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7687214 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.972% 7.750% 7.750% $2,994.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,415.13 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.57% 46.57% 46.57% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 86 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5156875 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 7.295% 6.875% 6.875% $1,151.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,046.95 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.38% 35.38% 35.38% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 54 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1256025 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.534% 7.000% 7.000% $665.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,415.66 $XXXXXXX N/A $0.00 40.20% 40.20% 40.20% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 781 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7929417 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.679% 9.375% 9.375% $623.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,281.73 $XXXXXXX N/A $0.00 40.12% 40.12% 40.12% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 44 25 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3237491 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.468% 8.125% 8.125% $1,113.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,764.08 $XXXXXXX N/A $0.00 40.38% 40.38% 40.38% No Employed Full Doc 1 2+ Months N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 15 Work Number 0 No 0 Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 652 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4550987 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2283.07 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 10.384% 9.625% 9.625% $433.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,359.32 $XXXXXXX N/A $0.00 46.65% 46.65% 46.65% No No Employed Employed 2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 218 26 Other Yes 97 26 Work Number No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1247323 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1920.0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.597% 8.250% 8.250% $408.99 Yes 5.000% $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,208.34 $XXXXXXX N/A $0.00 35.54% 35.54% 35.54% Yes Employed 2YR Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 783 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6285036 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.880% Manual Underwriting Manual Underwriting No 8.183% 7.875% 7.875% $764.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,827.70 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.80% 40.80% 40.80% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 170 36 Work Number No 0 Borrower - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 803 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9908189 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.450% 8.875% 8.875% $922.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,448.40 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.28% 39.28% 39.28% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 60648.81 13.6 No 51.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7747918 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1993.3 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.810% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,381.98 $XXXXXXX N/A $0.00 26.11% 26.11% 26.11% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 645 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.16 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1569488 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2800.0 XX/XX/XXXX 5.530% Manual Underwriting Manual Underwriting No 9.800% 9.375% 9.375% $725.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,616.73 $XXXXXXX N/A $0.00 43.22% 43.23% 43.23% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Work Number NA 0 0 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 639 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6115558 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.933% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,952.70 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.48% 36.48% 36.48% No No Employed Retired 1YR Full Doc 2 1 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 17 Work Number NA 0 0 N/A No 0 Borrower - Wage, Wage, Other, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026, 2023 || Co Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.47 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9451796 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.620% 8.250% 8.250% $1,758.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,053.41 $XXXXXXX N/A $0.00 49.99% 49.26% 49.26% No Employed 2YR Full Doc 2 2+ Months N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5094653 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.547% 7.375% 7.375% $1,657.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,701.11 $XXXXXXX N/A $0.00 37.80% 37.80% 37.80% No No Employed Not Employed 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 141 36 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 808 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.26 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5969029 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.279% 7.750% 7.750% $1,379.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,292.54 $XXXXXXX N/A $0.00 40.80% 40.80% 40.80% No No Employed Retired 1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 179 26 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 22815.27 5.3 No 60.49 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6635520 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 9.228% 8.750% 8.750% $706.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,131.57 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 34.92% 32.94% 32.94% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5553231 XXXXXXX Close End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1625.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.411% 6.875% 6.875% $499.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,894.79 $XXXXXXX N/A $0.00 41.40% 41.40% 41.40% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 150 26 Other 0 No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 723 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9904990 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.740% Manual Underwriting Manual Underwriting No 7.960% 6.625% 6.625% $1,256.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,193.03 $XXXXXXX N/A $0.00 31.41% 31.41% 31.41% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9963621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 9.235% 8.625% 8.625% $1,260.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,349.62 $XXXXXXX N/A $0.00 49.13% 49.13% 49.13% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
8264231 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2612.5 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 11.420% 11.125% 11.125% $528.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,573.00 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.40% 42.40% 42.40% No Employed 2YR Full Doc 2 1 Month Yes 9 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 3 3 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 624 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.48 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8854743 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1625.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.243% 7.875% 7.875% $471.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,819.84 $XXXXXXX N/A $0.00 18.16% 18.16% 18.16% No No Self-Employed Self-Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00% 50.00% 50.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - SEPartnership - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.76 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5384207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.405% 8.000% 8.000% $913.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,870.70 $XXXXXXX N/A $0.00 42.97% 43.07% 43.07% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9375332 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.094% 7.750% 7.750% $537.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,761.91 $XXXXXXX N/A $0.00 40.75% 40.75% 40.75% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 2 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 71583.31 25.9 No 77.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3888071 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3463.75 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 9.836% 9.250% 9.250% $670.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,126.60 $XXXXXXX N/A $0.00 47.92% 47.92% 47.92% No Retired 1YR Full Doc 0 NA N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2026, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
5112023 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/06/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.431% 7.125% 7.125% $1,027.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,351.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.42% 36.42% 36.42% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Other - Award Letter Verified || Co Borrower - SSI and Disability, Other - Award Letter Verified Borrower || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.84 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4824132 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.956% 8.500% 8.500% $888.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,328.26 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.79% 47.79% 47.79% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 1 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5682560 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 10.996% 10.625% 10.625% $855.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,663.60 $XXXXXXX N/A $0.00 44.00% 44.00% 44.00% No 1 - Not Stated Not Verified 1 - Not Stated Not Verified Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 25 FNMA 1005 0 No 0 Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 629 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5673084 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3205.69 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.486% 7.000% 7.000% $532.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,889.01 $XXXXXXX N/A $0.00 37.74% 37.74% 37.74% No No Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 22 22 Other No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1735159 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.946% 7.625% 7.625% $1,946.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,312.25 $XXXXXXX N/A $0.00 49.58% 49.58% 49.58% Yes Yes Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 768 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2439699 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1125.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.756% 7.375% 7.375% $345.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,636.80 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.95% 42.95% 42.95% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 752 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7422266 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1997.5 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.555% 8.125% 8.125% $593.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,650.92 $XXXXXXX N/A $0.00 42.79% 42.79% 42.79% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2044684 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.682% 7.000% 7.000% $969.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,560.23 $XXXXXXX N/A $0.00 46.33% 46.33% 46.33% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.29 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1149340 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.940% 8.625% 8.625% $2,456.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,828.47 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 37.74% 37.74% 37.74% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 Other 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1249702 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 8.037% 7.750% 7.750% $716.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,209.58 $XXXXXXX N/A $0.00 34.70% 34.70% 34.70% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 91 27 FNMA 1005 0 No 0 Borrower - Wage, Retirement, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3723203 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1925.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.623% 8.000% 8.000% $460.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,585.32 $XXXXXXX N/A $0.00 29.06% 29.08% 29.08% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 303 26 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8740254 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2758.5 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.006% 7.250% 7.250% $484.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,828.21 $XXXXXXX N/A $0.00 38.56% 38.56% 38.56% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.81 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3344242 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 9.008% 8.375% 8.375% $760.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,140.71 $XXXXXXX N/A $0.00 36.60% 36.61% 36.61% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 67470.21 21.5 No 83.56 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4139621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.526% 7.000% 7.000% $332.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $988.24 $XXXXXXX N/A $0.00 37.34% 37.34% 37.34% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1822911 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.151% 6.750% 6.750% $608.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,094.57 $XXXXXXX N/A $0.00 17.45% 17.45% 17.45% No No Retired Employed 1YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 44356.48 14.3 No 68.15 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6318185 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 9.078% 8.375% 8.375% $743.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,662.17 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 31.65% 31.65% 31.65% No No Not Employed Employed 2YR Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 40 26 Work Number No 0 N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX Work Visa  XX/XX/XXXX Non Permanent Resident Alien Non-Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX Work Visa XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8615224 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.287% 6.750% 6.750% $940.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,239.49 $XXXXXXX N/A $0.00 41.21% 41.21% 41.21% No No Employed Not Employed 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.36 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3803053 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.968% 7.625% 7.625% $1,146.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,988.17 $XXXXXXX N/A $0.00 38.21% 38.21% 38.21% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 706 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5859369 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.745% 8.500% 8.500% $1,214.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,782.11 $XXXXXXX N/A $0.00 49.84% 49.84% 49.84% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 83 26 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 705 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3647113 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.753% 7.375% 7.375% $1,196.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,543.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.53% 47.53% 47.53% No Self-Employed 2YR Full Doc 2 NA N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 57193.29 12.6 No 66.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8262635 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 7.515% 7.125% 7.125% $821.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,425.09 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.51% 33.51% 33.51% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 75.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4673517 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1564.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 8.273% 7.875% 7.875% $567.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,331.43 $XXXXXXX N/A $0.00 41.25% 41.25% 41.25% No Employed Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8395229 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.377% 7.625% 7.625% $447.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,793.34 $XXXXXXX N/A $0.00 42.33% 42.19% 42.19% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.27 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3568313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1593.55 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.510% 8.125% 8.125% $637.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,108.99 $XXXXXXX N/A $0.00 42.36% 42.13% 42.13% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 120 26 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9122026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.529% 8.250% 8.250% $1,065.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,317.39 $XXXXXXX N/A $0.00 36.00% 36.00% 36.00% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 107 26 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6519621 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 9.212% 8.990% 8.990% $1,848.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,416.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.84% 49.84% 49.84% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 83 26 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 658 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2504303 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.672% 8.125% 8.125% $1,249.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,906.57 $XXXXXXX N/A $0.00 33.90% 33.90% 33.90% No No Retired Employed Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.9 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4446651 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.770% Manual Underwriting Manual Underwriting No 8.310% 8.000% 8.000% $710.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,384.89 $XXXXXXX N/A $0.00 47.19% 47.19% 47.19% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 18 18 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.11 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7904077 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.655% 7.375% 7.375% $1,045.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,065.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 48.03% 48.03% 48.03% No No Employed Employed Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 259 27 Work Number Yes 150 27 Work Number No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6268289 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.716% 7.125% 7.125% $404.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,798.88 $XXXXXXX N/A $0.00 47.44% 47.44% 47.44% Yes Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8577355 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.546% 7.000% 7.000% $332.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,664.60 $XXXXXXX N/A $0.00 45.97% 45.97% 45.97% No Retired 1YR Full Doc 0 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 39489.56 23.7 No 41.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3985207 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.895% 7.375% 7.375% $1,256.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,684.86 $XXXXXXX N/A $0.00 43.59% 43.59% 43.59% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No Yes 360.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Asset Depletion - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 708 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5449878 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.836% 7.625% 7.625% $849.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,955.40 $XXXXXXX N/A $0.00 46.30% 46.30% 46.30% No No Employed Not Employed 2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 25 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 767 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.66 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5195046 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.059% 6.750% 6.750% $764.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,615.65 $XXXXXXX N/A $0.00 40.40% 40.40% 40.40% No Employed 1YR Full Doc 1 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 12649.00 3.5 12649.00 3.5 No 12.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6370476 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3807.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.231% 7.500% 7.500% $652.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,510.77 $XXXXXXX N/A $0.00 41.95% 41.95% 41.95% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 1 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SSI and Disability, Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3826953 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.041% 6.625% 6.625% $451.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,777.42 $XXXXXXX N/A $0.00 32.28% 32.28% 32.28% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 270 26 FNMA 1005 0 No 0 N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 66.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7213847 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.695% 7.250% 7.250% $1,185.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,720.33 $XXXXXXX No XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.59% 49.59% 49.59% Yes Yes Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 818 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.4 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1059942 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.420% 7.000% 7.000% $598.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,506.57 $XXXXXXX N/A $0.00 43.73% 43.73% 43.73% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 2 3 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 795 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.59 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6954395 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.743% 7.500% 7.500% $1,643.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,554.60 $XXXXXXX N/A $0.00 44.07% 44.07% 44.07% No Retired 2YR Full Doc 2 NA N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 699 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No $XXXXXX No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 42.82 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5728410 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2945.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.056% 7.750% 7.750% $508.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,052.32 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.78% 35.78% 35.78% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 74 25 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 33.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8182683 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 999.5 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.665% 7.250% 7.250% $395.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,955.80 $XXXXXXX N/A $0.00 47.53% 47.53% 47.53% Yes Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.4 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7950804 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.770% 8.500% 8.500% $768.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,889.44 $XXXXXXX N/A $0.00 42.50% 42.50% 42.50% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6939889 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2939.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 9.699% 9.500% 9.500% $588.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,592.35 $XXXXXXX N/A $0.00 42.40% 42.40% 42.40% No No Employed Retired 1YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 22 Work Number NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.34 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9209916 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.503% 8.125% 8.125% $619.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,290.17 $XXXXXXX N/A $0.00 25.93% 25.93% 25.93% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5155374 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.992% 7.625% 7.625% $1,051.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,116.07 $XXXXXXX N/A $0.00 42.69% 42.69% 42.69% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Military and Government Assistance, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 749 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2271069 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3325.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.739% 7.500% 7.500% $563.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,324.95 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.06% 38.06% 38.06% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3012397 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.010% 6.750% 6.750% $972.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,167.21 $XXXXXXX N/A $0.00 39.27% 39.34% 39.34% No No Not Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.17 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4272029 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 9.204% 8.625% 8.625% $1,750.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,880.98 $XXXXXXX N/A $0.00 49.41% 49.41% 49.41% No No Employed Retired 1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.88 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
6253852 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.822% 7.500% 7.500% $762.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,262.70 $XXXXXXX N/A $0.00 49.51% 49.51% 49.51% No Employed 2YR Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 177 27 Work Number 0 No 0 Borrower - Wage, Overtime, Other - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 754 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.24 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5466464 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.844% 7.625% 7.625% $990.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,443.19 $XXXXXXX N/A $0.00 39.41% 39.41% 39.41% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 183 26 Work Number 0 No 0 Borrower - Wage, Other, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 769 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4735329 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.284% 7.000% 7.000% $864.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,490.70 $XXXXXXX N/A $0.00 32.92% 32.92% 32.92% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 101 26 FNMA 1005 0 No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 721 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 15081.83 6.1 No 65.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3952019 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1940.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.145% 6.750% 6.750% $380.18 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,296.16 $XXXXXXX N/A $0.00 28.87% 28.87% 28.87% No No Employed Employed Full Doc 2 1 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.23 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3757407 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1877.5 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 7.682% 7.250% 7.250% $593.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,923.01 $XXXXXXX N/A $0.00 35.67% 32.63% 32.63% No Employed Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 36 36 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.43 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7977767 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.119% 6.875% 6.875% $1,018.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,685.20 $XXXXXXX N/A $0.00 33.20% 33.20% 33.20% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 288688.91 171.3 288688.91 171.3 No 47.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6014422 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.425% 7.125% 7.125% $966.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,255.67 $XXXXXXX N/A $0.00 37.67% 37.67% 37.67% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8212033 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.455% 7.875% 7.875% $1,035.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,529.61 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 46.60% 46.60% 46.60% Yes Yes Employed Employed 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 58 27 Work Number Yes 8 8 Work Number No 0 Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026, 2024 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2026, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.12 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4803857 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2623.55 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 8.106% 7.500% 7.500% $450.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,088.99 $XXXXXXX N/A $0.00 49.81% 49.81% 49.81% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 32.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6072982 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.415% 8.125% 8.125% $422.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,866.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.81% 39.81% 39.81% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 360 27 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.19 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3300548 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.617% 8.375% 8.375% $380.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,218.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.46% 47.46% 47.46% Yes Employed 1YR Full Doc 2 1 Month N/A 0 1 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 5 5 FNMA 1005 0 No 0 N/A Borrower - Wage, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified - 2025, 2026, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 22030.31 6.9 No 69.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2708067 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 7.692% 7.250% 7.250% $1,264.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,494.36 $XXXXXXX N/A $0.00 48.65% 48.65% 48.65% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
5094095 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.569% 7.875% 7.875% $1,367.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,792.48 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.05% 39.05% 39.05% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 27 27 Work Number 0 No 0 N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 690 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.76 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3301162 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.078% 7.625% 7.625% $838.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,894.26 $XXXXXXX N/A $0.00 39.38% 39.38% 39.38% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8489170 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2225.0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 10.374% 9.500% 9.500% $444.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,747.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 38.18% 38.18% 38.18% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 644 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.94 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1634643 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 5.580% Manual Underwriting Manual Underwriting No 7.796% 7.500% 7.500% $695.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,900.35 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 26.64% 26.64% 26.64% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 142 25 Work Number NA 0 0 N/A No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.03 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6498702 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.052% 7.625% 7.625% $813.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,640.65 $XXXXXXX N/A $0.00 25.23% 25.23% 25.23% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 27955.35 10.6 No 54.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1192793 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 8.361% 7.625% 7.625% $878.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,301.64 $XXXXXXX N/A $0.00 44.91% 44.91% 44.91% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 666 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.49 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6983635 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 7.640% 7.125% 7.125% $1,307.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,059.30 $XXXXXXX N/A $0.00 26.71% 26.71% 26.71% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.96 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3062551 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.650% Manual Underwriting Manual Underwriting No 7.945% 7.500% 7.500% $1,305.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,238.70 $XXXXXXX N/A $0.00 37.01% 37.01% 37.01% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7909419 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3562.5 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 9.199% 9.000% 9.000% $603.47 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,736.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.90% 47.90% 47.90% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9017842 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.700% Manual Underwriting Manual Underwriting No 8.307% 7.625% 7.625% $1,108.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,219.01 $XXXXXXX N/A $0.00 21.12% 21.12% 21.12% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4949797 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 10.165% 9.625% 9.625% $424.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,354.26 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.85% 49.85% 49.85% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 39 24 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5971667 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 8.344% 7.750% 7.750% $1,147.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,450.03 $XXXXXXX N/A $0.00 49.76% 49.76% 49.76% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.29 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6908969 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3444.61 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 9.027% 8.375% 8.375% $556.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,569.32 $XXXXXXX N/A $0.00 46.35% 46.35% 46.35% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.38 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6070208 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 7.838% 7.500% 7.500% $689.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,534.63 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.57% 34.57% 34.57% No No Employed Employed 2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number Yes 286 27 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 8477.77 3.3 No 58.65 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7806398 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2000.0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 8.021% 7.500% 7.500% $349.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,008.13 $XXXXXXX N/A $0.00 33.73% 33.73% 33.73% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 758 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.07 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5181635 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 8.316% 8.000% 8.000% $728.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,155.15 $XXXXXXX N/A $0.00 33.62% 33.62% 33.62% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 247 26 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 3183.34 1.0 3183.34 1.0 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3280872 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 9.435% 8.875% 8.875% $2,347.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $9,350.77 $XXXXXXX N/A $0.00 49.98% 49.98% 49.98% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 656 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3431222 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.200% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,238.53 $XXXXXXX N/A $0.00 45.15% 41.16% 41.16% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 56 26 FNMA 1005 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 663 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 58.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7193831 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1740.0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 7.934% 7.500% 7.500% $405.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,694.13 $XXXXXXX N/A $0.00 47.07% 47.07% 47.07% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.28 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9971814 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 9.216% 8.625% 8.625% $777.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,281.18 $XXXXXXX N/A $0.00 36.64% 36.64% 36.64% No Self-Employed 2YR Business P&L 2 1 Month N/A 0 2 2 3 1 NA No No 0 No No N/A 0 0 No 0.00% 33.33% Borrower Prepared 24 Borrower Yes 29 No NA 0 0 N/A 0 No 0 N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.33 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9142529 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.886% 8.625% 8.625% $1,298.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,572.77 $XXXXXXX N/A $0.00 28.27% 28.27% 28.27% No No Employed Not Employed 2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 0 0 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 178 27 Work Number NA 0 0 N/A No 0 Borrower - Wage, Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 2 YRS Personal Tax Returns Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 714 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.81 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1906762 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.750% Manual Underwriting Manual Underwriting No 8.312% 8.000% 8.000% $1,672.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,715.31 $XXXXXXX N/A $0.00 49.49% 49.49% 49.49% No No Employed Employed 2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 266 27 FNMA 1005 Yes 28 24 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 674 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6758575 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.735% 7.250% 7.250% $1,634.10 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,525.55 $XXXXXXX N/A $0.00 44.48% 44.48% 44.48% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 198688.46 43.9 No 71.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2629824 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3807.0 XX/XX/XXXX 6.220% Manual Underwriting Manual Underwriting No 7.439% 6.875% 6.875% $532.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,775.30 $XXXXXXX N/A $0.00 47.22% 46.99% 46.99% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Primary Residence Rent Income - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 825 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 28.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3080292 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.623% 8.125% 8.125% $660.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,868.37 $XXXXXXX N/A $0.00 48.72% 48.72% 48.72% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 130 24 Work Number 0 No 0 Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2411742 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2600.0 XX/XX/XXXX 5.940% Manual Underwriting Manual Underwriting No 7.458% 7.125% 7.125% $508.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,930.82 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 36.23% 36.23% 36.23% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 162 36 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1515889 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1769.5 XX/XX/XXXX 5.990% Manual Underwriting Manual Underwriting No 7.760% 7.125% 7.125% $391.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,582.29 $XXXXXXX N/A $0.00 28.04% 28.04% 28.04% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 738 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 47231.69 18.3 No 61.45 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7445622 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.603% 7.125% 7.125% $1,125.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,519.60 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.66% 27.66% 27.66% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 5222.68 2.1 No 68.06 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6129580 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 8.292% 8.125% 8.125% $2,448.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,639.02 $XXXXXXX N/A $0.00 49.88% 52.97% 52.97% No Retired 1YR Full Doc 1 NA N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, Other, Other, Other REO Net Rental Income(Loss), Note Receivable - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 713 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5594139 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2895.2 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 10.061% 9.375% 9.375% $512.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,605.46 $XXXXXXX N/A $0.00 42.61% 42.61% 42.61% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 29 FNMA 1005 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 640 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4442652 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.718% 7.375% 7.375% $929.38 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,095.00 $XXXXXXX N/A $0.00 41.40% 41.33% 41.33% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.1 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6249579 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 9.854% 9.375% 9.375% $1,039.69 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,222.48 $XXXXXXX N/A $0.00 42.35% 42.35% 42.35% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7727775 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.449% 8.000% 8.000% $623.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,686.39 $XXXXXXX N/A $0.00 40.31% 40.31% 40.31% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 776 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.38 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5760924 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.682% 7.375% 7.375% $794.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,391.06 $XXXXXXX N/A $0.00 31.12% 31.12% 31.12% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - SECorporation, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Separation Agreement Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.73 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1148498 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.268% 6.875% 6.875% $885.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,755.53 $XXXXXXX N/A $0.00 49.86% 49.86% 49.86% No No Self-Employed Employed 2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 29 28 FNMA 1005 No 0 Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SSI and Disability, SESoleProprietor - 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 17.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3037918 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1503.07 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 11.214% 10.500% 10.500% $365.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,222.76 $XXXXXXX N/A $0.00 20.11% 20.11% 20.11% No No Retired Employed 1YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 620 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 37.07 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2053768 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 8.822% 8.250% 8.250% $1,941.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,542.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.65% 40.65% 40.65% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.87 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6773313 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.989% 7.750% 7.750% $2,507.44 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,465.63 $XXXXXXX N/A $0.00 37.89% 37.89% 37.89% Yes Yes Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 29 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 40557.08 5.4 No 71.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7961624 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1416.0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.107% 7.625% 7.625% $334.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,473.75 $XXXXXXX N/A $0.00 43.27% 43.27% 43.27% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8084178 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.149% 7.625% 7.625% $792.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,095.04 $XXXXXXX N/A $0.00 39.83% 39.83% 39.83% No No Self-Employed Not Employed 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 2 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 820 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7124638 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.984% 8.500% 8.500% $1,426.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,193.21 $XXXXXXX N/A $0.00 42.43% 42.31% 42.31% No No Not Employed Retired 2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.73 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4306877 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 9.184% 8.875% 8.875% $1,579.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $8,364.19 $XXXXXXX N/A $0.00 39.99% 39.99% 39.99% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 670 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 143028.35 17.1 No 74.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4288300 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2350.0 XX/XX/XXXX 5.970% Manual Underwriting Manual Underwriting No 8.667% 7.250% 7.250% $587.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,815.30 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.33% 32.21% 32.21% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 30 30 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 60.3 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4808026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1883.7 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.141% 8.000% 8.000% $506.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,107.06 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.46% 47.46% 47.46% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 825 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.57 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
5834373 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 9.537% 8.875% 8.875% $798.83 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,703.15 $XXXXXXX N/A $0.00 28.14% 28.14% 28.14% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.85 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
2389191 XXXXXXX Closed End Second   XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.072% 7.500% 7.500% $894.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,995.47 $XXXXXXX N/A $0.00 34.55% 34.55% 34.55% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2023, 2024 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2023, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2023, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 799 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 36.59 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3875386 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3200.0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 10.658% 10.375% 10.375% $724.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,072.22 $XXXXXXX N/A $0.00 46.06% 46.06% 46.06% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 93 28 Work Number Yes 51 29 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 635 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.17 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3461197 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 8.407% 8.000% 8.000% $2,766.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,594.57 $XXXXXXX N/A $0.00 45.14% 45.14% 45.14% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 70 29 Work Number 0 No 0 Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9326311 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.115% 6.625% 6.625% $376.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,471.28 $XXXXXXX N/A $0.00 49.75% 49.75% 49.75% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 816 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3864450 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.128% 8.875% 8.875% $1,861.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,282.48 $XXXXXXX N/A $0.00 42.21% 42.21% 42.21% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1895871 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1902.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 11.203% 10.625% 10.625% $585.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,612.80 $XXXXXXX N/A $0.00 48.20% 48.20% 48.20% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 24 24 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 629 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 56.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7074890 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.165% 7.875% 7.875% $1,476.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,362.36 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.39% 32.39% 32.38% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Enhanced Driver's License (XX, XX, XX, XX, XX) XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3979003 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.980% Manual Underwriting Manual Underwriting No 7.960% 7.500% 7.500% $805.59 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,252.49 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 23.82% 23.82% 23.82% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 698 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7256297 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.452% 7.000% 7.000% $1,663.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,789.61 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 33.14% 33.14% 33.14% No No Self-Employed Not Employed 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 1 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.26 Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7403258 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.242% 9.000% 9.000% $985.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,275.36 $XXXXXXX N/A $0.00 40.18% 40.18% 40.18% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 700 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.99 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9241181 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.691% 7.250% 7.250% $1,425.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,349.21 $XXXXXXX N/A $0.00 47.46% 47.46% 47.46% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9978130 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1397.5 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.962% 8.500% 8.500% $429.82 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,205.91 $XXXXXXX N/A $0.00 28.93% 31.59% 31.59% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.23 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2653907 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.850% Manual Underwriting Manual Underwriting No 7.973% 7.000% 7.000% $746.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,784.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 40.48% 40.48% 40.48% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 56 27 Work Number 0 No 0 Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 77406.20 27.8 No 75.49 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5049584 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.050% 8.500% 8.500% $1,076.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,784.66 $XXXXXXX N/A $0.00 47.47% 47.47% 47.47% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.7 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3788195 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2248.75 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 9.759% 9.000% 9.000% $516.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,266.68 $XXXXXXX N/A $0.00 40.01% 42.82% 42.82% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 50.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5991115 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.467% 8.250% 8.250% $375.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,223.55 $XXXXXXX N/A $0.00 45.18% 45.18% 45.18% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 57 27 Work Number 0 No 0 Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9963680 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.996% 7.375% 7.375% $863.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,975.63 $XXXXXXX N/A $0.00 49.79% 49.79% 49.79% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1158639 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.967% 7.750% 7.750% $573.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,299.19 $XXXXXXX N/A $0.00 38.32% 38.32% 38.32% No Employed 2YR Full Doc 0 1 Month N/A 0 2 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.7 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1993856 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1620.0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.947% 7.375% 7.375% $298.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,049.67 $XXXXXXX N/A $0.00 49.99% 49.98% 49.98% No Retired Retirement Income Doc Verified 0 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8543845 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 9.062% 8.500% 8.500% $697.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,598.49 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 40.57% 39.39% 39.39% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 703 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 63526.74 24.5 63526.74 24.5 No 85.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5276070 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.493% 8.125% 8.125% $742.50 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,377.19 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.74% 41.74% 41.74% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 686 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4154445 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 7.480% 7.250% 7.250% $859.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,479.53 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 20.99% 20.99% 20.99% No Employed 2YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 44 28 Work Number 0 No 0 Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 123175.50 27.5 No 65.88 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7366629 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.916% 8.250% 8.250% $638.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,657.48 $XXXXXXX N/A $0.00 49.25% 49.25% 49.25% No Employed 2YR Full Doc 0 NA N/A 0 0 0 0 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 28 231 Work Number 0 No 0 Borrower - Wage - Written VOE Verified - 2026, 2025, 2024 Borrower - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1196906 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.634% 7.250% 7.250% $750.39 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,387.94 $XXXXXXX N/A $0.00 44.16% 44.16% 44.16% No No Employed Retired 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 132 27 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.52 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5429144 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2232.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 9.756% 9.125% 9.125% $454.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,210.85 $XXXXXXX N/A $0.00 48.63% 48.63% 48.63% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 651 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 41896.76 34.6 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8013073 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.370% Manual Underwriting Manual Underwriting No 8.354% 7.875% 7.875% $1,084.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,317.53 $XXXXXXX N/A $0.00 22.83% 22.83% 22.83% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4257429 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.536% 8.125% 8.125% $1,856.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $6,029.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.06% 42.06% 42.06% No No Self-Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 2 2 0 3 3 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00% N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - Wage, Other REO Net Rental Income(Loss), Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2026, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 39110.91 6.5 No 24.25 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6058551 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.876% 7.625% 7.625% $2,165.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,097.80 $XXXXXXX N/A $0.00 49.03% 49.03% 49.03% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5590432 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 557.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.890% 7.750% 7.750% $358.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,587.97 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.28% 39.28% 39.28% No No Retired Retired Retirement Income Doc Verified 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 49080.14 30.9 No 65.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7171422 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.844% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,479.12 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.86% 47.86% 47.86% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 761 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 55842.43 44.4 No 42.23 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8083880 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.858% 7.375% 7.375% $1,120.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,193.32 $XXXXXXX N/A $0.00 45.46% 45.46% 45.46% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 4 0 0 0 0 0 0 0 4 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7449295 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2972.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 9.179% 8.750% 8.750% $584.52 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,063.80 $XXXXXXX N/A $0.00 22.32% 28.99% 28.99% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 764 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6327783 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.364% 7.000% 7.000% $1,197.54 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,308.64 $XXXXXXX N/A $0.00 42.02% 42.02% 42.02% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 743 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX XXXXXXXX XXXXXXXX No XXXXXXXX No
7645662 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.199% 8.125% 8.125% $2,784.36 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,194.18 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.61% 27.61% 27.61% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2982092 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 8.527% 8.125% 8.125% $2,100.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,580.92 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.12% 35.41% 35.41% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6386284 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.025% 7.750% 7.750% $3,274.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,850.09 $XXXXXXX N/A $0.00 28.46% 28.46% 28.46% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% Stocks/Bonds N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 812 No NA 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 324715.11 41.4 769451.92 98.0 No 84.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3375026 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.198% 7.625% 7.625% $990.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,843.10 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.51% 47.65% 47.65% No No Retired Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 XX/XX/XXXX 0 185 0 0 0 0 0 1 0 0 0 1 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 68.3 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3524915 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.512% 7.250% 7.250% $2,457.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,256.82 $XXXXXXX N/A $0.00 30.41% 30.41% 30.41% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 820 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1118056 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3352.0 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 8.470% 8.250% 8.250% $681.65 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,841.58 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.88% 49.88% 49.88% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 44.18 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1648470 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.798% 8.250% 8.250% $756.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,335.00 $XXXXXXX N/A $0.00 36.44% 40.22% 40.22% No Employed 2YR Full Doc 2 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 684 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.97 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2463764 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.326% 6.990% 6.990% $3,569.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,843.43 $XXXXXXX N/A $0.00 26.68% 26.68% 26.68% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.04 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6362335 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.473% 7.125% 7.125% $673.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,127.56 $XXXXXXX N/A $0.00 28.94% 28.94% 28.94% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 105 29 Work Number 0 No 0 Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 785 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A .00 0.0 95752.79 18.7 No 69.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
6128344 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.306% 7.000% 7.000% $1,131.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,368.30 $XXXXXXX N/A $0.00 48.45% 48.45% 48.45% Yes Employed 2YR Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 164500.83 69.5 No 63.64 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1023011 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3170.14 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.703% 7.125% 7.125% $471.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,888.03 $XXXXXXX N/A $0.00 49.64% 49.64% 49.64% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
2176049 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2612.5 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.607% 7.375% 7.375% $379.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,512.91 $XXXXXXX N/A $0.00 14.59% 14.59% 14.59% No No Employed Employed 1YR Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 189 28 Work Number Yes 14 14 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 810 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.53 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7968238 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.205% 7.875% 7.875% $2,873.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $8,536.97 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.37% 32.37% 32.37% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6202575 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.323% 8.000% 8.000% $2,531.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $6,232.04 $XXXXXXX N/A $0.00 36.17% 36.17% 36.17% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 28 Work Number 0 No 0 Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 87510.18 14.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7637873 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.306% 7.000% 7.000% $647.15 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,777.72 $XXXXXXX N/A $0.00 48.81% 48.81% 48.81% No No Retired Retired Retirement Income Doc Verified 1 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 734 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8911495 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1519.5 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.108% 6.750% 6.750% $389.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,097.10 $XXXXXXX N/A $0.00 25.47% 25.47% 25.47% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 57499.75 18.6 No 57.54 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9801332 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2331.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 9.350% 8.875% 8.875% $618.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,991.39 $XXXXXXX N/A $0.00 38.83% 38.83% 38.83% No No Retired Retired 1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 85.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6352839 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.053% 6.750% 6.750% $1,297.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,540.65 $XXXXXXX N/A $0.00 44.50% 44.50% 44.50% No Employed 1YR Full Doc 0 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 13 13 FNMA 1005 0 No 0 Borrower - Wage, Commission - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 53951.97 15.2 No 65.4 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7032075 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.483% 6.875% 6.875% $361.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,461.47 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 35.63% 35.63% 35.63% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 14039.36 5.7 No 58.05 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2677915 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2275.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.542% 8.000% 8.000% $476.95 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,343.78 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.37% 48.37% 48.37% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 97 27 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.93 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4531738 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2585.0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 7.603% 7.000% 7.000% $365.92 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,644.87 $XXXXXXX N/A $0.00 49.48% 49.48% 49.48% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.04 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2116198 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2391.37 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 10.896% 10.000% 10.000% $492.16 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,690.79 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 31.07% 31.07% 31.07% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 629 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.32 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3352318 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.300% Manual Underwriting Manual Underwriting No 8.594% 8.375% 8.375% $836.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,213.28 $XXXXXXX N/A $0.00 49.22% 49.22% 49.22% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 34 29 Work Number 0 No 0 Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 1379.27 0.6 No 68.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3319450 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.450% 7.000% 7.000% $685.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,483.85 $XXXXXXX N/A $0.00 38.90% 38.90% 38.90% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 32549.51 13.1 No 54.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6801857 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 8.377% 8.125% 8.125% $1,435.20 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,021.67 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 44.74% 44.74% 44.74% No No Employed Retired 1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number NA 0 0 N/A No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5048862 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.030% Manual Underwriting Manual Underwriting No 7.645% 7.000% 7.000% $620.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,286.00 $XXXXXXX N/A $0.00 48.86% 48.86% 48.86% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 759 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 38689.75 18.1 No 69.08 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9410136 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.289% 7.000% 7.000% $2,328.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,551.37 $XXXXXXX N/A $0.00 24.59% 24.59% 24.59% Yes Yes Self-Employed Employed 2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 811 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Real ID Driver's License XX XXXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 57.17 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8865500 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.326% 7.875% 7.875% $761.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,789.30 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.33% 36.33% 36.33% No No Employed Employed 2YR Full Doc 2 0 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 19 19 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.02 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1073499 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 9.134% 8.625% 8.625% $933.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,635.29 $XXXXXXX N/A $0.00 47.30% 47.30% 47.30% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 704 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 70206.44 26.6 No 62.62 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2161657 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 8.795% 8.500% 8.500% $1,431.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,104.20 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.59% 32.59% 32.59% No No Employed Employed 2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 FNMA 1005 Yes 27 27 Work Number No 0 N/A Borrower - Wage, Overtime, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7060992 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1619.5 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.984% 7.375% 7.375% $276.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $731.92 $XXXXXXX N/A $0.00 48.58% 48.58% 48.58% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 794 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 28877.07 39.5 No 35.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1334475 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.348% 8.000% 8.000% $1,361.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,146.47 $XXXXXXX N/A $0.00 37.59% 37.59% 37.59% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8587355 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3102.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.464% 7.875% 7.875% $478.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,033.21 $XXXXXXX N/A $0.00 42.43% 42.43% 42.43% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 || Co Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 83.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8058160 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 19.5 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.530% 8.375% 8.375% $273.63 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,688.41 $XXXXXXX N/A $0.00 27.67% 27.67% 27.67% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 35141.87 13.1 No 84.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7811231 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.908% 7.500% 7.500% $839.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,972.86 $XXXXXXX N/A $0.00 19.63% 19.63% 19.63% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 788 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.9 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4374669 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 7.675% 7.375% 7.375% $797.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,882.53 $XXXXXXX N/A $0.00 30.78% 30.78% 30.78% No No Employed Employed 1YR Full Doc 1 1 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 17 Work Number Yes 6 6 Work Number No 0 Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Passport XX XXXXXXXX XX/XX/XXXX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.09 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4072615 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.777% 7.375% 7.375% $1,105.71 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,204.90 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.21% 44.21% 44.21% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 26 26 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 771 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3177339 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.492% 9.000% 9.000% $1,223.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,408.62 $XXXXXXX N/A $0.00 35.07% 35.07% 35.07% Yes Yes Employed Employed 2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 687 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 144744.25 42.5 No 84.98 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3076075 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.435% 8.125% 8.125% $1,317.19 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,837.01 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.57% 36.57% 36.57% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 4 4 Other 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 82.49 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6088605 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1155.0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 9.033% 8.375% 8.375% $331.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,867.04 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.83% 49.83% 49.83% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 688 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.97 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8863691 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.135% 7.625% 7.625% $631.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,736.66 $XXXXXXX N/A $0.00 42.06% 42.06% 42.06% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA XX/XX/XXXX XX/XX/XXXX 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 61930.94 35.7 No 60.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2862858 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 10.109% 9.750% 9.750% $1,718.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,542.76 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 34.50% 34.50% 34.50% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 630 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 21.74 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9966047 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.786% 7.250% 7.250% $409.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,392.05 $XXXXXXX N/A $0.00 42.97% 42.97% 42.97% No No Employed Employed 2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 194 27 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.42 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4877787 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.375% 8.125% 8.125% $1,009.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,101.87 $XXXXXXX N/A $0.00 47.44% 47.44% 47.44% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.22 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4214009 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1880.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.787% 7.250% 7.250% $320.62 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,112.41 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.29% 47.29% 47.29% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 770 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8205663 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2100.0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 9.036% 8.375% 8.375% $515.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,330.18 $XXXXXXX N/A $0.00 34.40% 34.40% 34.40% Yes Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 757 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7144342 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 8.557% 8.000% 8.000% $1,087.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,956.41 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.78% 48.78% 48.78% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 360 29 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 48.38 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6238390 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1050.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 9.668% 9.000% 9.000% $314.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,476.92 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 41.41% 41.41% 41.41% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 722 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7460576 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.554% 7.250% 7.250% $1,228.61 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,725.41 $XXXXXXX N/A $0.00 24.66% 24.66% 24.66% No Employed 2YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 22 22 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.93 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2627544 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 10.117% 9.750% 9.750% $515.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,157.66 $XXXXXXX N/A $0.00 23.25% 23.25% 23.25% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 633 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.81 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7351025 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.204% 7.625% 7.625% $714.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,984.45 $XXXXXXX N/A $0.00 48.88% 48.47% 48.47% No No Retired Retired 1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 756 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 47.83 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9881603 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.118% 7.750% 7.750% $1,182.08 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,520.18 $XXXXXXX N/A $0.00 36.47% 37.54% 37.54% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 774 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6683065 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.383% 7.125% 7.125% $768.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,807.80 $XXXXXXX N/A $0.00 29.54% 29.54% 29.54% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 778 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 73.06 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2629720 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 8.337% 7.750% 7.750% $985.96 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,686.32 $XXXXXXX N/A $0.00 41.65% 41.65% 41.65% Yes Employed 1YR Full Doc 1 1 Month N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 3 3 FNMA 1005 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8377314 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1842.8 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 9.616% 8.875% 8.875% $313.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,145.92 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.35% 42.35% 42.35% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 49 36 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 731 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9586669 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.912% 7.375% 7.375% $1,560.93 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,493.20 $XXXXXXX N/A $0.00 41.69% 41.69% 41.69% No No Employed Self-Employed 2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 230 28 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 725 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 8506.86 1.9 8506.86 1.9 No 82.57 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8574721 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1300.0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.190% 7.875% 7.875% $471.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,490.32 $XXXXXXX N/A $0.00 38.53% 38.53% 38.53% No No Employed Employed 2YR Full Doc 1 1 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 67 28 Work Number Yes 107 28 Work Number No 0 Borrower - Wage, Other - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 798 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4959557 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 7.891% 7.500% 7.500% $1,398.43 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,751.69 $XXXXXXX N/A $0.00 48.02% 48.02% 48.02% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month Yes 8 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 11 11 Work Number Yes 13 13 FNMA 1005 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026, 2024 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.85 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3458311 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 10.488% 9.990% 9.990% $4,484.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $12,639.25 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 42.24% 42.24% 42.24% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 93 28 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 26103.21 2.1 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7960643 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.966% 8.375% 8.375% $1,463.14 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,725.07 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 25.16% 25.16% 25.16% No No Retired Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 236 28 Work Number No 0 Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.79 Yes No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5232463 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.950% Manual Underwriting Manual Underwriting No 9.424% 9.000% 9.000% $854.74 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,126.08 $XXXXXXX N/A $0.00 44.33% 44.33% 44.33% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 48 15 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 656 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Passport XX XXXXXXX XX/XX/XXXX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.25 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1077909 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.016% 8.625% 8.625% $1,120.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,135.56 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 39.60% 39.60% 39.60% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 95 28 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 709 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.84 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8923939 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2612.5 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.607% 8.375% 8.375% $418.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,724.59 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 48.59% 48.59% 48.59% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 218 29 Work Number NA 0 0 N/A No 0 Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.57 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4490925 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.275% 6.875% 6.875% $643.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,991.28 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 32.67% 32.67% 32.67% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 773 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.4 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1823761 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1987.5 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 9.691% 9.125% 9.125% $431.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,688.50 $XXXXXXX N/A $0.00 45.68% 45.68% 45.68% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 84 36 Work Number 0 No 0 Borrower - Wage, Bonus, Commission, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 772 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6097652 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX ATR/QM: Exempt Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 0.000% 9.000% 9.000% $1,931.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $7,153.06 $XXXXXXX N/A $0.00 40.87% 40.87% 40.87% Yes Yes Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 667 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 15600.98 2.2 No 64.85 N/A No No Yes Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8171557 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2372.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.594% 8.375% 8.375% $450.72 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,587.09 $XXXXXXX N/A $0.00 26.40% 26.40% 26.40% Yes Employed 2YR Full Doc 1 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 25 25 Work Number 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3657835 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 3560.47 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 10.269% 9.875% 9.875% $667.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,445.71 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.95% 32.34% 32.34% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 226 27 Work Number 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 632 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 65.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7359394 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.360% 8.000% 8.000% $733.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,989.37 $XXXXXXX N/A $0.00 49.92% 49.92% 49.92% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 660 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.75 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
7316529 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2820.0 XX/XX/XXXX 5.830% Manual Underwriting Manual Underwriting No 8.556% 7.625% 7.625% $560.48 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,243.73 $XXXXXXX N/A $0.00 49.64% 49.64% 49.64% No No Retired Employed 2YR Full Doc 0 1 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 27 FNMA 1005 No 0 N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 719 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2839.65 0.5 No 74.58 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6253259 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.099% 7.875% 7.875% $362.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,349.91 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 27.35% 27.35% 27.35% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 679 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 31.92 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1346737 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 7.294% 6.750% 6.750% $1,018.89 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,458.96 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.28% 42.28% 42.28% No No Not Employed Employed 2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 28 Work Number No 0 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime, Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.41 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4797100 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 11.967% 11.500% 11.500% $594.17 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,788.72 $XXXXXXX N/A $0.00 30.08% 30.08% 30.08% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 628 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 62.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6346149 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.141% 6.875% 6.875% $1,602.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,148.98 $XXXXXXX N/A $0.00 42.56% 40.06% 40.06% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 141 28 FNMA 1005 NA 0 0 N/A No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 777 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.96 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7565853 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.633% 7.250% 7.250% $1,023.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,746.58 $XXXXXXX N/A $0.00 41.77% 41.77% 41.77% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 744 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 144082.17 52.5 No 67.1 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3965014 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2800.0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.203% 7.625% 7.625% $650.60 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,434.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 41.34% 41.47% 41.47% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 268 28 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 727 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2451705 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 7.829% 7.500% 7.500% $923.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,409.12 $XXXXXXX N/A $0.00 39.89% 39.89% 39.89% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 308 28 Other 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7569907 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 9.442% 8.875% 8.875% $795.64 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,636.76 $XXXXXXX N/A $0.00 32.86% 31.27% 31.27% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 140 36 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 77.45 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2550905 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.372% 8.000% 8.000% $1,713.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,457.75 $XXXXXXX N/A $0.00 37.48% 37.48% 37.48% No Employed 1YR Full Doc 2 1 Month N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 1 1 Work Number 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2989.03 0.9 No 83.26 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
5044650 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.105% 7.625% 7.625% $495.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,420.33 $XXXXXXX N/A $0.00 47.99% 47.99% 47.99% No No Retired Retired 1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 661 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 35.05 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7179761 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.963% 7.500% 7.500% $783.12 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,921.64 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.90% 49.90% 49.90% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Other, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7219778 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 9.284% 9.000% 9.000% $791.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,238.27 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 46.52% 46.52% 46.52% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 683 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 19.0 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3932175 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 11.082% 10.625% 10.625% $1,409.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,809.57 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 50.00% 50.00% 50.00% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 650 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.87 Yes No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1053461 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.830% Manual Underwriting Manual Underwriting No 7.469% 6.875% 6.875% $1,373.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,856.30 $XXXXXXX N/A $0.00 34.38% 34.38% 34.38% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.58 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5174234 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2850.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 10.101% 9.875% 9.875% $521.01 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,708.64 $XXXXXXX N/A $0.00 36.06% 36.06% 36.06% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 691 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2880961 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.226% 7.875% 7.875% $920.84 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,160.94 $XXXXXXX N/A $0.00 47.88% 47.89% 47.89% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 680 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.82 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1056507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.260% Manual Underwriting Manual Underwriting No 8.872% 8.500% 8.500% $922.70 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,270.81 $XXXXXXX N/A $0.00 34.54% 34.54% 34.54% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 707 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.91 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
5735315 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.665% 8.125% 8.125% $916.98 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,314.59 $XXXXXXX N/A $0.00 44.93% 44.93% 44.93% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 692 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.54 N/A No Yes No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6404761 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1462.5 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.184% 7.625% 7.625% $414.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,880.37 $XXXXXXX N/A $0.00 33.07% 33.07% 33.07% No No Self-Employed Not Employed 12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.57 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6452394 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 11.156% 10.500% 10.500% $1,207.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,102.06 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 49.98% 49.98% 49.98% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 638 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 68033.50 16.6 No 57.19 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3486189 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/0206 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.728% 7.375% 7.375% $718.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,448.77 $XXXXXXX N/A $0.00 37.08% 37.08% 37.08% No No Retired Retired 1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 790 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.74 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3525994 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 8.235% 8.000% 8.000% $733.76 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,809.37 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 44.56% 44.56% 44.56% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 29 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 711 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 51.22 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4091089 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 9.163% 8.750% 8.750% $1,431.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,560.69 $XXXXXXX N/A $0.00 49.82% 49.82% 49.82% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 41 41 Work Number 0 No 0 Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 678 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 68.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5880783 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.560% 7.000% 7.000% $711.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,860.02 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 47.45% 47.45% 47.45% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 104 29 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 789 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2926389 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 8.612% 8.250% 8.250% $1,167.33 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,707.70 $XXXXXXX N/A $0.00 35.38% 35.38% 35.38% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 671 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 55.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6438164 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1395.0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.201% 6.875% 6.875% $407.30 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,400.21 $XXXXXXX N/A $0.00 47.13% 47.13% 47.13% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 797 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 70.77 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1282080 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3010.46 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 7.643% 7.000% 7.000% $428.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,501.41 $XXXXXXX N/A $0.00 44.71% 44.71% 44.71% No No Retired Retired Retirement Income Doc Verified 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX I-551 Permanent Resident Card  XX/XX/XXXX Permanent Resident Alien Permanent Non-US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 59.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8111053 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.250% 8.750% 8.750% $851.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,667.44 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.69% 45.69% 45.69% No Retired 1YR Full Doc 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 694 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9076268 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2067.5 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 12.022% 11.500% 11.500% $818.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,887.70 $XXXXXXX N/A $0.00 41.39% 41.39% 41.39% No Employed 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 5 5 Work Number 0 No 0 Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 630 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 64.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2262107 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.507% 9.000% 9.000% $877.04 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,489.32 $XXXXXXX N/A $0.00 34.37% 34.37% 34.37% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 641 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.89 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9930577 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.020% Manual Underwriting Manual Underwriting No 7.935% 7.625% 7.625% $1,301.21 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,191.57 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 45.17% 45.18% 45.18% No No Employed Employed 2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 702 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.86 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4843031 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2700.0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.064% 7.375% 7.375% $478.78 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,981.02 $XXXXXXX N/A $0.00 49.84% 49.84% 49.84% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.15 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
1376274 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1785.0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.264% 8.750% 8.750% $401.22 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,455.07 $XXXXXXX N/A $0.00 46.78% 46.78% 46.78% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 6 6 FNMA 1005 0 No 0 Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 717 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4720626 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.432% 7.750% 7.750% $716.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,650.89 $XXXXXXX N/A $0.00 41.64% 41.64% 41.64% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 127 28 Work Number 0 No 0 N/A Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 791 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1077167 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2201.5 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.835% 8.375% 8.375% $478.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,379.89 $XXXXXXX N/A $0.00 41.46% 41.46% 41.46% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 115 29 Work Number 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.92 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8863759 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1844.5 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.470% 7.875% 7.875% $382.11 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,222.73 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 28.91% 28.91% 28.91% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 28 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.83 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2341758 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1575.0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.765% 8.250% 8.250% $338.07 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,869.33 $XXXXXXX N/A $0.00 43.88% 43.88% 43.88% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 88 29 Work Number 0 No 0 Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2605017 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2130.0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.146% 8.750% 8.750% $558.56 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,773.93 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 42.98% 42.98% 42.98% No No Retired Retired Retirement Income Doc Verified 0 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 N/A Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 737 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 1000.10 0.3 No 84.97 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
9285266 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2028.6 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.307% 6.750% 6.750% $479.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,298.34 $XXXXXXX N/A $0.00 48.91% 42.72% 42.72% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 753 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 61.03 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4231542 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 9.265% 8.875% 8.875% $1,783.40 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,468.95 $XXXXXXX N/A $0.00 49.20% 49.20% 49.20% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 655 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 59.33 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9012184 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 8.467% 8.125% 8.125% $1,210.27 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,301.55 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 36.32% 36.32% 36.32% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 746 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.95 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2846528 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.425% 9.000% 9.000% $796.58 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,001.63 $XXXXXXX N/A $0.00 44.23% 44.23% 44.23% No Self-Employed 2YR Full Doc 2 1 Month N/A 0 2 2 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% Audited 2 Accountant/Bookkeeper NA 0 No Yes 26 25 FNMA 1005 0 No 0 N/A Borrower - SECorporation, Wage, Bonus, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2024, 2025, 2026, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 648 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.34 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9672130 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 7.781% 7.375% 7.375% $686.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,893.67 $XXXXXXX N/A $0.00 49.94% 49.94% 49.94% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 755 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 54.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9958917 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 NA XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 9.180% 8.500% 8.500% $977.29 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,448.35 $XXXXXXX N/A $0.00 39.49% 39.49% 39.49% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 729 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.87 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5617129 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.100% Manual Underwriting Manual Underwriting No 8.659% 7.875% 7.875% $828.68 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,856.37 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 37.43% 37.43% 37.43% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 736 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 23402.84 8.2 No 79.47 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2112808 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.931% 7.500% 7.500% $1,792.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,879.44 $XXXXXXX N/A $0.00 36.90% 36.89% 36.89% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 1 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 72.82 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
9888167 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 7.918% 7.500% 7.500% $2,356.35 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,693.73 $XXXXXXX N/A $0.00 40.08% 40.08% 40.08% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2026, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No Permanent Resident Alien Permanent Non-US Citizen Yes - ITIN Card Real ID Driver's License XX XXXXXXX XX/XX/XXXX I-151 Permanent Resident Card XX/XX/XXXX Fee Simple No No N/A .00 0.0 .00 0.0 No 74.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
3372765 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 7.933% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,652.88 $XXXXXXX N/A $0.00 39.83% 39.83% 39.83% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 53.42 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3020559 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.410% Manual Underwriting Manual Underwriting No 7.230% 6.875% 6.875% $1,379.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,213.43 $XXXXXXX N/A $0.00 37.31% 37.31% 37.31% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 810 No NA 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 74.43 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7806179 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 8.211% 7.625% 7.625% $813.25 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,993.48 $XXXXXXX N/A $0.00 39.43% 39.43% 39.43% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 129 29 Work Number 0 No 0 Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 52.37 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2955916 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 8.866% 8.625% 8.625% $866.99 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,910.31 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 38.31% 38.55% 38.55% No Self-Employed 2YR Full Doc 0 NA N/A 0 2 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 665 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.54 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8480512 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3230.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.379% 8.125% 8.125% $504.90 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,618.30 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 24.74% 24.74% 24.74% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 728 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 64.16 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
7478325 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1125.0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 9.202% 8.625% 8.625% $394.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,428.32 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 47.30% 47.30% 47.30% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 675 No NA 0 0 0 0 0 0 0 0 2 1 0 0 2 1 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9527984 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1725.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.589% 9.125% 9.125% $561.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,235.01 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.20% 49.20% 49.20% No Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 225 29 Work Number 0 No 0 N/A Borrower - Wage, Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 720 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 2500.18 0.6 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1950592 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.703% 9.250% 9.250% $709.97 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,808.81 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.95% 49.95% 49.95% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 285 28 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 724 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.95 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5242607 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.132% 7.875% 7.875% $667.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,675.63 $XXXXXXX N/A $0.00 49.44% 49.44% 49.44% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.68 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6356624 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2043.75 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.372% 8.000% 8.000% $599.85 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,655.59 $XXXXXXX N/A $0.00 38.58% 38.58% 38.58% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 50 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 762 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 22889.87 8.6 No 84.98 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9239783 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 7.615% 7.375% 7.375% $932.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,274.15 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 35.43% 35.43% 35.43% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 164 29 Work Number 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 780 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 131857.50 40.3 No 70.35 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8138285 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 5.900% Manual Underwriting Manual Underwriting No 8.991% 8.125% 8.125% $1,372.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,546.79 $XXXXXXX N/A $0.00 49.45% 49.45% 49.45% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 315 28 FNMA 1005 0 No 0 N/A Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.48 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5558222 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.813% 8.375% 8.375% $782.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,369.59 $XXXXXXX N/A $0.00 47.11% 47.11% 47.11% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 114 29 FNMA 1005 0 No 0 Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 742 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.17 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5215551 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.153% 8.625% 8.625% $1,400.02 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,835.51 $XXXXXXX N/A $0.00 45.85% 45.85% 45.85% No No Employed Retired 1YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 3 Work Number NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 689 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.63 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3769884 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2028.0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 9.502% 8.875% 8.875% $602.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,170.53 $XXXXXXX N/A $0.00 32.21% 31.89% 31.89% No No Employed Retired 2YR Full Doc 1 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 28 Work Number NA 0 0 N/A No 0 Borrower - Wage, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025, 2024 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 664 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 69.87 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3631103 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 2120.0 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 10.687% 9.750% 9.750% $474.26 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,917.62 $XXXXXXX N/A $0.00 46.58% 46.58% 46.58% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 28 Other NA 0 0 N/A No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 672 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.18 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6820184 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1769.5 XX/XX/XXXX 6.150% Manual Underwriting Manual Underwriting No 8.559% 7.875% 7.875% $414.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,062.07 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 31.82% 33.99% 33.99% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 733 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 50.66 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3079507 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1875.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.109% 7.750% 7.750% $537.31 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $2,707.14 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 45.90% 45.93% 45.93% Yes Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 9 9 FNMA 1005 0 No 0 Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 730 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A 12569.73 4.6 19631.96 7.3 No 56.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9643514 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1106.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.589% 8.000% 8.000% $231.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,592.82 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.98% 49.98% 49.98% No Retired Retirement Income Doc Verified 1 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 763 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 76.84 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1052447 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 V1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1000.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.793% 9.375% 9.375% $415.87 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,388.14 $XXXXXXX N/A $0.00 47.12% 45.65% 45.65% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 643 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 46.78 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX XXXXXXXX No XXXXXXXX No
8173281 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1779.25 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.697% 8.250% 8.250% $435.73 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,281.23 $XXXXXXX N/A $0.00 49.89% 47.95% 47.95% No No Retired Retired 1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 710 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 73.28 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
5972327 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2450.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.226% 7.750% 7.750% $501.49 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,416.10 $XXXXXXX N/A $0.00 40.46% 40.46% 40.46% No Retired 1YR Full Doc 0 NA N/A 0 0 0 3 0 NA No Yes 0.0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Asset Depletion, SSI and Disability, Other, Asset Depletion - 3 YRS Executed 4506T Verified - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 745 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 34.04 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8099255 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.843% 8.375% 8.375% $931.75 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,806.61 $XXXXXXX N/A $0.00 42.34% 42.34% 42.34% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 28 FNMA 1005 Yes 33 28 FNMA 1005 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 716 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.35 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
3734492 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.670% 8.250% 8.250% $1,202.03 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,720.01 $XXXXXXX N/A $0.00 41.54% 41.52% 41.52% No Retired Retirement Income Doc Verified 0 NA N/A 0 0 0 3 0 Yes No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified - 2026 Borrower - 3 YRS Executed 4506T Verified - 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 779 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 63.01 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
9302821 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 9.396% 8.875% 8.875% $682.66 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,911.51 $XXXXXXX N/A $0.00 49.26% 49.26% 49.26% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 142 28 FNMA 1005 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 696 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.67 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3619942 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2375.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.132% 7.875% 7.875% $362.53 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,932.40 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.61% 27.61% 27.61% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number Yes 36 36 Work Number No 0 N/A Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024, 2023 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 766 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 47238.19 8.0 No 52.94 N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6046644 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.391% 8.000% 8.000% $1,137.34 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,698.61 $XXXXXXX N/A $0.00 49.06% 49.06% 49.06% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 308 29 Work Number 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 784 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.53 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
6934938 XXXXXXX Closed End Second  XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1500.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.323% 8.000% 8.000% $550.32 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,234.65 $XXXXXXX N/A $0.00 29.47% 29.47% 29.47% No Employed 2YR Full Doc 2 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 249 28 Other 0 No 0 Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 685 No NA 0 0 0 XX/XX/XXXX 1 192 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 45.2 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2820329 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1980.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 8.334% 7.875% 7.875% $478.55 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,447.00 $XXXXXXX N/A $0.00 41.55% 41.55% 41.55% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 80 28 Work Number 0 No 0 N/A Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2024, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2024, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 739 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 48879.90 20.0 No 37.09 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3831393 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3800.0 XX/XX/XXXX 6.420% Manual Underwriting Manual Underwriting No 7.877% 7.625% 7.625% $566.23 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,448.51 $XXXXXXX N/A $0.00 31.25% 31.25% 31.25% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 804 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.44 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8025446 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1547.5 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.091% 8.625% 8.625% $542.09 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,595.16 $XXXXXXX N/A $0.00 32.62% 32.62% 32.62% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 747 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.8 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2805588 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 8.408% 8.000% 8.000% $1,130.00 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,279.54 $XXXXXXX N/A $0.00 32.13% 32.13% 32.13% No Employed 1YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 90 28 Work Number 0 No 0 N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 760 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 3541.51 1.6 No 79.86 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
5552405 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 9.141% 8.875% 8.875% $1,869.77 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,631.72 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 29.94% 29.94% 29.94% No Self-Employed 12 Month Bank Statement 0 NA N/A 0 0 0 3 0 NA No No 0 No Yes Yes 0 12 No 100.00% 90.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 726 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.72 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
8673920 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 03/02/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 7.834% 7.625% 7.625% $707.79 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,559.52 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 30.63% 30.63% 30.63% No No Employed Employed 2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 775 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 49.79 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
1190235 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.447% 8.125% 8.125% $1,722.24 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $5,152.54 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 27.39% 27.39% 27.39% No No Employed Employed 2YR Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 Work Number Yes 29 29 Work Number No 0 Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.91 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8444117 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2560.79 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 9.663% 8.625% 8.625% $483.41 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,173.39 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 43.79% 43.79% 43.79% Yes Employed 2YR Full Doc 2 2+ Months N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 695 No 7 XX/XX/XXXX XX/XX/XXXX 1 107 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 51139.48 16.1 No 64.62 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4155141 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1750.0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 9.059% 8.500% 8.500% $384.46 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,323.89 $XXXXXXX N/A $0.00 35.77% 35.77% 35.77% No Employed 2YR Full Doc 2 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 54 28 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 668 No NA 0 0 0 0 2 0 0 0 0 0 0 0 2 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 57.39 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
4278656 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 NA XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 3657.5 XX/XX/XXXX 6.090% Manual Underwriting Manual Underwriting No 7.887% 7.500% 7.500% $713.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,461.80 $XXXXXXX N/A $0.00 25.70% 25.70% 25.70% No No Employed Employed 2YR Full Doc 0 0 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 226 17 Work Number Yes 86 29 Work Number No 0 Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 782 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.69 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
4907259 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 9.146% 8.750% 8.750% $747.37 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,547.88 $XXXXXXX N/A $0.00 41.10% 41.10% 41.10% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No NA 0 0 N/A 0 No 0 Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 701 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 78.79 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
1414368 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1250.0 XX/XX/XXXX 6.250% Manual Underwriting Manual Underwriting No 8.051% 7.500% 7.500% $402.80 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $1,155.96 $XXXXXXX N/A $0.00 37.58% 37.57% 37.57% No Employed 2YR Full Doc 2 Less than 1 Month N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 229 28 Work Number 0 No 0 N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 748 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 47427.08 41.0 No 51.63 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
7674061 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 02/03/2026 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 1893.65 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 7.988% 7.500% 7.500% $384.57 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $1,870.22 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 32.77% 31.64% 31.64% No No Employed Employed 2YR Full Doc 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 106 30 FNMA 1005 Yes 7 7 Work Number No 0 Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 750 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 72.37 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
8937550 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 Na XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 8.530% 8.250% 8.250% $1,220.81 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $4,169.96 $XXXXXXX N/A $0.00 32.75% 32.75% 32.75% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2026, 2025 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2026, 2025 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 796 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 84.89 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6668288 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 05/21/2026 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.600% Manual Underwriting Manual Underwriting No 8.541% 8.250% 8.250% $1,352.28 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $3,954.48 $XXXXXXX N/A XXXXXXXX XX $XXXXXXX XX/XX/XXXX Annually 39.08% 39.20% 39.20% No No Employed Employed 2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 90 29 Work Number Yes 274 29 Work Number No 0 Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 801 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 81.24 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
6594022 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 11/25/2025 v1 XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2434.12 XX/XX/XXXX 6.520% Manual Underwriting Manual Underwriting No 9.722% 9.125% 9.125% $504.45 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $2,589.90 $XXXXXXX N/A $0.00 28.13% 28.13% 28.13% No Employed 2YR Full Doc 0 NA N/A 0 0 0 3 0 NA No No 0 No No N/A 0 0 No 0.00% 0.00% N/A 0 N/A NA 0 No Yes 51 29 Work Number 0 No 0 Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 682 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Other Patriot Act Form XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.55 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
3225305 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 01/27/2026 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.120% Manual Underwriting Manual Underwriting No 7.771% 7.625% 7.625% $1,419.91 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $3,071.19 $XXXXXXX N/A $0.00 44.39% 41.77% 41.77% No Self-Employed 2YR Full Doc 2 1 Month N/A 0 2 0 2 2 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 132 26 Other 0 No 0 Borrower - Wage, Overtime, Other, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025, 2026 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 765 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 79.8 N/A No No No Borrower As Individual N/A N/A N/A XX/XX/XXXX No XXXXXXXX No
2512938 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 08/27/2025 v1 XX/XX/XXXX ATR/QM: Exempt No No No N/A N/A 0 0.000% Manual Underwriting Manual Underwriting No 9.091% $211,000.00 8.625% 8.625% $1,641.13 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $0.00 $2,779.53 $XXXXXXX N/A $0.00 49.78% 49.78% 49.78% Yes Employed 1YR Full Doc 2 1 Month N/A 0 1 0 2 1 NA No No 0 No No N/A 0 0 No 0.00% 100.00% N/A 0 N/A NA 0 No Yes 24 24 Other 0 No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX 741 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Standard Driver's License - Not for federal use XX XXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 71.31 N/A No No Yes Borrower As Individual N/A N/A N/A XX/XX/XXXX No No
2976774 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 v1 XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.430% Manual Underwriting Manual Underwriting No 7.584% 7.375% 7.375% $897.88 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $4,816.90 $XXXXXXX Yes XXXXXXXX XX $XXXXXXX XX/XX/XXXX Monthly 49.56% 49.56% 49.56% No No Employed Employed 2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number Yes 138 27 Work Number No 0 N/A Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - Wage, Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 695 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 38.78 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No
2355513 XXXXXXX Closed End Second XXXXXXX XXXXXXX No XXXXXXX XXXXXXX 10/27/2025 N/A XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A 0 XX/XX/XXXX 6.320% Manual Underwriting Manual Underwriting No 7.619% 7.375% 7.375% $884.06 No $XXXXXXX $XXXXXXX $XXXXXXX $XXXXXXX $0.00 $0.00 $XXXXXXX $5,309.21 $XXXXXXX N/A $0.00 35.69% 35.84% 35.84% No No Employed Employed 2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00% N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 27 FNMA 1005 NA 0 0 N/A No 0 Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 XXXXXXX XXXXXX XX XXXXX XXXXXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX 732 No NA 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Unknown No No No US Citizen US Citizen N/A Real ID Driver's License XX XXXXXXX XX/XX/XXXX N/A US Citizen US Citizen N/A Standard Driver's License - Not for federal Use XX XXXXXXXX XX/XX/XXXX N/A Fee Simple No No N/A .00 0.0 .00 0.0 No 67.55 N/A No No No Borrower As Individual Borrower As Individual N/A N/A XX/XX/XXXX No XXXXXXXX No