Exhibit 99.2

Schedule 3 - ATR OR OM Report 

 

 

ALT ID Loan ID Seller Loan ID Investor Loan ID Lender Application Date Originator QM Status Final QM Status Originator QM Status Difference than Final QM Status? Reason Why NonQM Final Status APR Pricing Threshold Exceeded? QM DTI Threshold Exceeded? Higher Priced Mortgage Loan (HPML)? Negatively Amortizing Loan? Principal Deferment? Interest Only Flag? Prepayment Penalty? Balloon Flag? Adjustable Rate Balloon? Loan Term Less Than 5 Years? QM Points and Fees Threshold Exceeded? QM Total Points and Fees APR ATR: Qualifying Payment Properly Considered? ATR: Current Employment/Self-Employment Verified? ATR: Balloon Qualifying Payment Properly Considered? ATR: Reasonable Income or Assets Considered? ATR: Subject PITIA Adequately Documented? ATR: All Liabilities Including Alimony and Child Support in DTI? ATR: Simultaneous Loan Calculated Properly ATR: Credit History was Considered Properly? ATR: Did Lender Document All ATR Factors? ATR: Was an ATR/QM DTI/Residual Income Analysis Provided? Residual Income Residual Income Meets Guidelines? Borrower 1 Employment Indicator Borrower 2 Employment Indicator Borrower 1 Foreign National Indicator Borrower 2 Foreign National Indicator Business Purpose Loan? Business Purpose Verified?
3419842 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.98 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7255020 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.364 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3661185 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3195.58 9.734 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8331544 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.037 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1568581 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.332 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9783329 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1860.0 10.209 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7799283 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 1627.0 10.28 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3492234 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.75 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7492348 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1500.0 9.847 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4051299 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.045 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2945483 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1500.0 8.553 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9303844 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3560.7 10.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9593608 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.649 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2995188 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2199.0 10.065 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4293825 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.025 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2746946 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8676348 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.38 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5024446 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3261.6 8.697 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
1260438 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.914 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6751383 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 2341.0 9.711 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9511175 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 780.82 8.425 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9762027 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 10.55 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6095624 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.592 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7303461 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.211 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2233768 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 922.48 9.469 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9277564 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2100.0 8.401 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2962445 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.58 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9596526 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1500.0 8.739 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1203310 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2556.0 10.323 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1168623 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3172.0 8.949 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2883827 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.391 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9136660 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2039.0 8.478 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5226231 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1618.08 9.547 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
4402906 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5904551 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.266 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4534934 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6279737 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.227 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6470818 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.874 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4871356 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.053 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1367590 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1850.0 8.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5338408 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.769 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2884555 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.631 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3656629 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.816 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
8338912 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9784931 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6096860 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.669 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7583365 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.537 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4609914 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.356 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7213075 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.63 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3887476 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.153 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
2006321 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 11.015 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3635425 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.287 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3172339 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.313 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8917472 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.673 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8103580 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.34 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5027869 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.791 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3606253 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.093 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1034634 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.887 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6854049 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.374 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4117335 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.342 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2182582 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 9.938 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2018535 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.892 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6562518 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 2250.0 10.354 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9732997 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3420.0 9.924 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4784813 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 11.266 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8159175 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1885.87 8.453 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5918694 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.715 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4164445 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1134823 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.949 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4143172 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2585.0 8.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8539614 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.461 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4832397 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.854 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3188812 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.712 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3192933 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.514 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4086633 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1665.0 7.876 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6055788 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2350.0 8.611 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6444605 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.538 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7527233 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.095 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7117173 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.234 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3793239 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.582 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8666198 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.558 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1057379 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.957 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6309462 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.346 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2298803 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 8.179 Yes Yes N/A No Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8313507 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.772 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Not Employed No No No
5467216 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.961 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3082360 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.009 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6458937 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.38 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1327485 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.92 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5849800 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9415941 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.924 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2255439 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.235 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1400641 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.854 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8458855 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.586 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2390484 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.52 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1081539 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.25 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5959288 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2193.48 8.44 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3269218 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.959 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8408584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.733 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4388617 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.512 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4201416 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.633 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8086821 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1000.0 7.771 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5275083 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.263 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2708009 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.37 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4629523 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.244 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7747267 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.78 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7028842 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5724685 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2850.0 9.798 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5967756 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
2324146 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2793.0 8.72 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9637122 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1826.91 8.559 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9996065 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.307 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3458233 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.726 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4545480 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.532 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2563606 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2444.0 9.641 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6933296 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2984.5 8.227 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7526892 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.655 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9049391 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.597 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2007634 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3525.0 8.591 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3515645 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.671 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6107074 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.394 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6132382 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.352 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1050660 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.337 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6482592 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.513 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5628378 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.976 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6103285 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2585.0 8.366 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8884573 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.427 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2964063 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1087.5 9.001 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2527771 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.936 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1297077 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.168 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9832911 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 7.769 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2271458 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1305.0 8.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4472634 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2012.5 9.133 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9096863 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2345.73 8.127 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7498898 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3760.0 8.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed No No
4862670 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.134 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9975119 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.96 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7393539 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9209890 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.838 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4461381 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.817 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Not Employed No No No
3551821 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.74 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7986584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.071 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3832469 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2060.0 9.291 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9831631 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.599 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2093609 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.643 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3824213 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.003 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7676849 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2420.5 8.997 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2558425 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4082654 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1740.0 8.561 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4036879 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.869 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5420251 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.855 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8613697 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.567 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9712686 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.032 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6039473 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.348 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3922488 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.966 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7657264 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.222 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6831965 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 7.79 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6759943 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.33 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1548744 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.707 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9748318 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.308 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7228619 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2421.3 10.116 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7720123 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.463 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8811387 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.159 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5440978 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1123.7 8.849 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7622700 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.367 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8338768 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.067 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1822565 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1400.0 8.075 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4047313 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2391122 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.576 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1541106 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1975.0 9.256 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6195573 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1965.0 8.733 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3108854 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.561 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6736043 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.1 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6276238 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.77 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2060992 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.725 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5053157 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1578.0 8.867 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8792607 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3385.5 9.772 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8929313 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.463 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7222154 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.153 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1040265 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.169 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4730262 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.649 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1835852 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2850.0 10.034 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9939995 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.542 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3181932 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.284 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5294504 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.14 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6392848 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.828 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2217915 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5671299 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.777 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7449180 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 9.354 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8818103 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.58 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4923626 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.098 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3228160 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.817 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5475489 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.07 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3404878 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1250.0 10.313 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7750958 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 935.0 9.357 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6755720 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1092.03 9.686 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7824116 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7189536 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.236 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1566907 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.468 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3658525 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1000.0 9.062 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3456008 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2170.0 8.479 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8095111 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1200.0 10.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7511618 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.618 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6308177 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.761 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6172457 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 7.732 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7102904 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.928 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9168911 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.529 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1208038 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2925.0 8.063 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3904484 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3431.0 9.261 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5204129 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.939 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5051059 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2400.0 9.649 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4611442 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2710.37 8.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6384043 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.752 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1286859 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 12.697 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3580876 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.496 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7707205 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.701 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7028241 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.19 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6319951 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3008.0 10.559 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1937649 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 8.525 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6045403 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.855 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3786541 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.618 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5258580 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.348 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6096113 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.341 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6246208 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2048.58 8.976 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5838885 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.971 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6135006 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2325.0 8.935 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4359060 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2350.0 8.483 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3973259 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.812 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8102027 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.309 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1478327 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2036.27 8.661 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6563612 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.596 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6045711 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 8.44 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8321893 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 10.015 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3203665 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2298.99 8.791 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6202814 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.747 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9174610 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2240.0 9.297 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2005199 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.838 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3592959 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.712 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8456263 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2450.0 8.352 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5967182 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.34 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1761308 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1245518 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1700.0 7.947 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7858898 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.229 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2350233 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2960.9 9.555 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4022866 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.405 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4317276 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.12 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4703714 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2415.0 8.302 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6337370 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.765 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9051814 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2486.0 8.104 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8507862 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.618 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1183044 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.08 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1995534 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.675 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9916441 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2850.0 9.899 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7279212 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2400.0 11.809 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7902164 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3800.0 8.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5965023 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2582.12 9.56 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3438273 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2585.0 8.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1912480 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.849 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8279030 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.879 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8510414 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2530.13 9.604 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8007591 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2679.7 9.464 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3674314 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.7 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2456313 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.998 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8986263 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.938 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1230625 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 8.341 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6382500 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.154 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9997954 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.038 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4360259 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.473 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9958660 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2389.25 9.728 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8083833 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.138 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4117480 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2444.0 10.315 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3155738 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.745 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6460905 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.318 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5487203 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.449 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5048400 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.32 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7959592 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.535 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9767487 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.527 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8143884 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2470.0 8.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9224628 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.08 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8467591 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1852.0 8.854 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4275498 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3055.0 9.41 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3331698 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3241.0 9.337 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3623992 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2375.0 11.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4955802 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.273 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5765034 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3713.0 8.64 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2810406 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.841 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8557089 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3525.0 8.408 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6121607 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2101.0 10.186 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8823093 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2275.0 8.977 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6123104 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.069 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6918608 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.425 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5841590 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3087.5 9.182 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4799793 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3800.0 8.294 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5252018 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.273 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6638259 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2819.08 7.837 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7945236 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
2305207 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.736 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3461230 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3226234 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.302 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9030480 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.594 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5124608 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3677.39 8.454 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1843174 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.688 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4319806 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.895 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6694406 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2385.06 9.052 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2675291 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1470.0 9.851 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5623095 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.55 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3314269 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.129 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5899746 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2341.0 7.861 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6997360 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2485.0 9.527 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7529663 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2099.6 10.08 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4048923 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2250.0 10.444 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3355450 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.767 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6051493 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2019.27 10.894 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7767642 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2765.0 8.092 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1317637 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.657 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9830934 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.331 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3222211 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.683 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4126293 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9587803 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 10.28 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6022635 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.005 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4404530 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1120853 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2679.0 8.352 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4603692 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.413 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9854481 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 8.915 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6489449 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2256.0 8.916 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4263829 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.241 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Not Employed No No No
6854121 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.421 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1900436 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.291 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3476961 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2850.0 9.586 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6438668 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.174 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6447495 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.879 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3670371 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.178 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4525784 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.978 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2603250 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2850.0 9.971 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6093440 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3562.5 8.929 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1341039 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.054 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3593152 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.438 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4439683 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.46 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6397597 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.703 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9925524 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.772 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5627451 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.222 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4861204 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.688 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7935617 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.207 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5257360 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.44 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4080537 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3172.5 9.859 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8233402 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.342 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8872943 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3915.53 8.535 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1939136 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 9.055 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4694379 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2600.0 8.08 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1204243 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.09 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1550483 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 7.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5294821 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2200.0 7.787 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4221005 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.79 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6899209 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.557 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9170549 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2340.0 8.36 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1717449 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.441 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2616655 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.944 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6626195 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.737 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9322300 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3800.0 9.24 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6017535 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2350.0 10.241 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6935176 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.358 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8630459 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.963 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5418789 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.477 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3886498 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.203 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9031732 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.455 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3106983 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1255.0 9.17 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4195656 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.608 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4775817 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.196 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7343784 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.675 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5548540 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3139.0 9.887 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5261552 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.986 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7458334 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.597 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
4286863 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.007 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3785064 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2200.0 9.179 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2729453 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1657.58 10.367 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6647621 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2344.47 9.341 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9897411 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.677 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4895612 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.178 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4513858 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.085 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4316621 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 9.686 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1359333 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 8.746 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1736573 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2370507 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.115 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6384631 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3000.0 8.312 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2476316 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2203.5 7.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9175795 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.452 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8989646 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.669 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8429045 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1400.0 8.736 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2989939 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.78 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1849237 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.155 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1702261 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3422.5 8.945 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8656456 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7098082 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.592 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9572209 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.578 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5507903 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.63 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3168425 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.526 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6879395 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.329 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8157078 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1625.0 7.789 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9631420 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.251 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3529718 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.785 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5216027 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1803.38 8.385 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2633981 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.543 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4416554 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2850.0 8.162 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2529732 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.49 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9687128 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 8.662 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9486060 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3126.77 9.204 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1323791 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.356 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4106267 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 7.995 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
3881619 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.933 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3362878 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.95 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9457288 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1792.73 9.274 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9827222 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1000.0 8.44 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2585270 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 9.38 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6676355 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.414 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7491569 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.097 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8744347 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.667 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7218170 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3325.0 9.081 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8827803 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.951 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3394183 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 8.864 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6662720 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.93 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3934039 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.371 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1879893 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.835 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6293207 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2432.87 9.121 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2935235 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.942 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3320338 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.932 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3466128 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2145.0 9.034 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6976069 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.548 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1019237 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.144 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7488516 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.553 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5282801 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.046 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3455788 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.352 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7449948 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.153 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6754756 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.529 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5245999 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.006 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3099205 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 8.302 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7391360 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.542 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1332334 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.697 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5862337 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.923 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6153191 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2820.0 10.075 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7186090 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1873.2 9.094 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3340619 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.424 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3327882 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.139 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7429662 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.918 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2347686 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1976.25 9.18 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6499242 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1641.5 9.788 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1865258 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2101.71 8.935 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3804686 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.011 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2976435 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.172 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8384936 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.636 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8942098 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2375.0 10.334 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1367379 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.061 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9658296 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3525.0 9.351 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3160886 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2906.25 8.015 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
2361613 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.942 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9227509 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2204.8 10.297 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1759862 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.839 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1399227 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.614 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8292392 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.624 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1999380 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.437 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7969183 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.383 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5437245 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.581 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6158264 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.213 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7065161 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.229 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3603973 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1872.62 10.115 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4305032 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3760.0 8.476 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9217355 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.819 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9141589 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.084 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3943949 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.759 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6769798 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 8.97 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6044137 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.01 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6006857 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.286 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1616825 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.866 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9058068 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.11 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3727619 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3293.5 7.974 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1048171 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3077.6 11.586 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1219057 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1950.0 10.699 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4659669 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.485 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6723971 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.413 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7667646 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.911 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4066707 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.197 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4468584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.742 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8896079 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.524 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6889504 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.504 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7039475 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.008 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1911945 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.793 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4216175 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.862 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4152207 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3290.0 8.867 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7167061 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2850.0 9.578 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
2244294 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.591 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9526982 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.275 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4339889 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.845 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1123388 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3325.0 9.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8073606 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 9.921 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9471877 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2238.53 9.286 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5420790 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1876.0 8.272 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9317892 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.322 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2004865 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.172 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5248828 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2625.0 8.058 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6879297 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4402803 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.816 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4913587 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5593548 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.607 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1585665 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1125.0 7.599 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7371063 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2585.0 10.186 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1221505 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.456 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
8698050 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2538.0 9.355 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5243955 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.433 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6223928 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2400.0 7.577 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8928761 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.955 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1682517 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.269 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5157446 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.065 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4949121 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.727 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4587445 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.637 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1733198 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1875.0 8.014 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9626096 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5116585 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2920.0 9.03 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6847052 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.545 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3900642 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3055.0 8.918 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4663297 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.788 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5557937 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2275.0 7.925 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
8847648 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2275.0 8.412 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9721903 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.783 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2984682 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.868 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6185444 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.263 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3234735 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.239 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1699207 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.519 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5286220 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3059.99 10.302 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9353343 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.529 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1586098 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.05 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3926388 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2961.0 9.239 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9195443 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.453 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9824781 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.338 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7296189 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.627 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2856986 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1437.5 9.238 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4312394 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.291 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4191468 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.81 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8125115 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.269 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
8814778 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2844725 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.536 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5532247 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1878.58 8.453 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6053532 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.449 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6887395 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3559.18 9.255 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3026995 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.046 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
3903479 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2240.0 7.4 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4666269 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.24 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8131567 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.041 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4076455 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.552 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8749104 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 7.99 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1489343 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.21 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3763019 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 9.013 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6450413 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2944.0 8.273 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4371199 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.064 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8345197 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2817.0 10.193 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2568168 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.023 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3350240 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.434 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9620586 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.878 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7205090 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.779 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7244035 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2200.0 8.31 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1807810 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 8.126 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2709737 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1240.0 7.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2205236 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.044 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7899953 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.497 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4590552 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.353 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3127875 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.023 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3077342 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2314.79 8.999 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2682470 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3282.08 9.442 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4834416 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 8.699 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4667321 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.825 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2675415 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 8.403 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3818386 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.961 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3929226 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.872 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4448629 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.412 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9164757 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.313 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6717022 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.537 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7501087 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.235 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6406245 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.205 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5678838 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2301.03 7.562 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6924329 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.956 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7578569 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.033 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7917169 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.397 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4458194 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1663.01 9.127 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3390997 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2914.0 7.689 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7659555 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3510.0 9.937 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4505277 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.564 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7248503 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.428 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5654452 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.715 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5290973 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No N/A No Yes No No No No No No No No No 3325.0 8.851 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4631556 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2170.0 8.551 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8260735 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.923 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1994338 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.941 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8325970 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3192.0 8.954 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7856181 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2900.0 8.126 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9708190 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 8.081 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2485190 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.266 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1155385 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4963621 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.972 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8068990 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2447.14 8.07 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1335764 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6503878 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.572 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3212313 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2289.0 7.938 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1239100 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.841 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5415211 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.674 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6157264 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3760.0 7.832 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9178603 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2375.0 11.693 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4003818 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2700.0 8.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2441655 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.953 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8694035 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2450.0 7.799 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3934235 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.521 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1350250 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.53 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6462204 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.645 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7393473 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.093 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8647020 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3055.0 8.248 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2730795 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.735 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5571590 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1730.0 7.786 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3576457 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2764.8 8.869 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4038734 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.647 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4153106 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 8.14 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1600756 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No N/A Not Tested Yes No No No No No No No No Not Tested 0 8.765 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1059888 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.961 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7725298 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3525.0 9.098 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2746067 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2175.0 8.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1477336 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1798.84 8.771 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3051093 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.073 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1913423 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.576 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8331035 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.929 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6474584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.358 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
8699693 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.803 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7713276 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.157 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9042691 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.284 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4497178 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.324 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4637668 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.63 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9623915 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4400286 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.852 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Not Employed No No No
1544089 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.908 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4553311 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.579 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6096027 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1752.0 7.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7457696 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1957.5 8.162 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3464126 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3072.78 9.537 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1810144 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.666 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2762813 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.951 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7143806 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 875.0 9.074 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1990582 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.112 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8683865 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.69 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4462716 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.445 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4656865 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8189880 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 8.108 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9649713 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.576 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9004498 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.221 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8301155 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2115.0 8.656 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9417893 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.75 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7537242 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3196.0 8.149 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2313568 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.457 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3992007 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3375.0 8.392 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8430026 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.102 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7159491 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3000.0 7.993 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1486397 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.286 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8887809 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2014.81 8.678 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1694110 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1600.0 8.187 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7861765 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9196019 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.937 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8547643 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.234 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9482679 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.298 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8907345 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 7.808 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7003271 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3778.8 7.694 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6694175 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 9.141 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2102610 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5650757 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3800.0 9.619 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2450603 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2375.0 10.566 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7045010 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1280.0 8.84 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7848782 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.126 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4286629 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.307 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5770962 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.204 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6350587 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.275 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3898721 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.5 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3419046 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.549 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9181469 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.039 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8254740 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.906 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4137627 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2400.0 8.511 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4512357 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4305195 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.074 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8407181 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.717 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5779629 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1600.0 8.052 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9987108 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2550.0 8.6 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4207871 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2847.63 8.612 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5688581 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3562.5 8.818 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9053611 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.916 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3108990 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.791 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7771916 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.558 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9998273 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.61 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
8732558 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2475.0 9.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5981878 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.567 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9804170 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.62 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4904419 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3156.0 8.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2778038 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.591 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6984226 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.556 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8001948 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2350.0 8.008 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3932044 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.131 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3617439 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2250.0 8.077 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3717337 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1800.0 8.13 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3949039 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.888 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2550495 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2639.0 9.03 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7426041 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.231 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
7856703 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.201 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8893472 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1200.0 8.449 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9228373 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.54 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5847619 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.327 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1966468 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.156 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8649860 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 8.882 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1928231 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2600.0 7.99 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6395954 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3525.0 7.686 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8789833 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1750.0 7.482 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5295849 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.735 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2622978 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.279 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2626498 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.995 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5560116 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.19 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2155436 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2350.0 8.881 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9234232 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2625.0 8.133 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1278874 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.589 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7169438 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 8.421 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6227158 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.564 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2956218 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.204 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1300764 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2100.0 7.549 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8348316 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.584 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5288996 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2726.0 8.297 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1765538 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7302533 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.597 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7293265 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.896 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4888437 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.326 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4221860 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1939.0 8.879 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8369908 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.999 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5977952 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2700.0 7.957 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9248353 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.517 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
7420135 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2680.0 9.25 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7503064 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3375.0 9.755 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4572284 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.162 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
5766577 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.099 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6581998 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3821.8 9.775 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8464585 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.809 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1169803 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.97 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3354722 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.599 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7505580 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2324.0 7.534 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3071322 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.043 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1336994 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.693 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3971294 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.513 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4280873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.205 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5777797 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.952 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2923884 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.752 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2156558 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.207 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8823762 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3511.5 7.92 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4834567 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.437 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7458549 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3357.5 8.676 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3394924 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.685 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6655909 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3420.0 8.162 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3772505 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3187.5 8.061 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7070660 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.925 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7557440 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.974 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7266360 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1125.0 8.24 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5701557 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.617 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9503057 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.819 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3490559 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1427.72 8.086 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9810138 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.794 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7535668 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.752 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9741585 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4690755 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.562 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6509083 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.933 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1851973 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.756 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6855982 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.09 Yes Yes N/A No Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9690512 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.477 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8781566 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.49 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9467736 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.118 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1327144 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.223 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3628777 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.227 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2715947 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.113 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8252530 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.888 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1880927 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.127 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9060902 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.854 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1116721 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.276 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7730185 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.247 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6368993 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6330631 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2341.5 11.842 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1658418 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.441 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9720797 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.045 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
2196746 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 1600.0 9.441 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6144156 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2625.0 7.821 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6205445 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3666.0 8.332 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9239662 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.163 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9603503 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.545 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2412375 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2000.0 9.934 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7116625 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.097 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3594707 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2275.0 7.878 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9751407 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.781 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4650535 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2494.5 8.101 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7405330 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.911 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2739562 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.942 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1187094 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.401 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8512297 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2447.65 9.408 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9592912 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.606 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5107935 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.617 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3978342 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 10.922 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3715242 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.9 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2989751 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.667 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6973170 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.705 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8430538 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2350.0 7.679 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4862120 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.567 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3155680 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.872 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8368571 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1800.0 8.175 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9056198 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.011 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2501660 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.987 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
4117046 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.329 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4959966 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.75 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8865792 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2312.5 8.715 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3408761 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1608.0 8.653 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1804447 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.614 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4161026 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4109886 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3375.0 9.248 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8652941 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.856 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8081342 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.06 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4742349 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.801 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4189003 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2820.0 9.016 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3818881 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.601 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1283161 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.586 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8397781 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.536 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8306651 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 10.919 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6654857 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2993.3 9.797 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3660151 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.543 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9022805 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.678 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9739095 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.687 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1517015 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.547 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1341584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.496 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5417009 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.937 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6787920 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.569 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7527943 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.438 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3117947 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.074 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6514411 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.245 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7236753 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.155 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9962130 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.8 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1168164 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1802.5 8.51 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1216787 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.017 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5238832 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.906 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4066229 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2134.89 9.021 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6837771 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.073 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2640219 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.478 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9309806 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 9.144 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1106618 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3666865 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2860.25 8.408 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
8123313 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1703.63 8.998 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8190888 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2830.0 8.904 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8212258 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2815.3 8.764 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7733473 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1650.0 8.621 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8529376 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3670.7 8.125 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1197014 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.845 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3688932 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.215 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4222090 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3030.59 9.31 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5905401 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.624 Yes Yes N/A Yes Yes Yes N/A No Yes Yes $XXXXXX N/A Employed Employed No No No
6870132 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 7.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8677219 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3760.0 8.975 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9483192 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.294 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8586651 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3800.0 8.481 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1575275 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1960.0 7.965 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2059855 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1695.0 8.277 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8274831 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.51 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9370382 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2730.0 8.901 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2961400 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.963 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8081023 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.567 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1053123 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.375 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5696235 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.409 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8614359 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3780.0 10.671 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1707040 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2028.25 8.557 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2587233 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9722177 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2450.0 8.32 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8659868 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.538 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6024387 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.089 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7101118 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3760.0 8.489 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4529507 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.884 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4587575 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2475.0 9.638 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5341111 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1600.0 8.123 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4023186 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.95 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1519680 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.094 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7491792 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.167 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9438844 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.11 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2369657 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2823.94 8.474 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6533545 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3896.12 10.004 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5895599 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3289.0 7.701 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7541526 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.754 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4825110 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2786.0 9.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8140000 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.139 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8137953 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.514 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9174073 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3698.8 10.561 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2881637 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2115.0 8.974 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2883641 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.877 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
7340886 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.291 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8568022 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.532 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5434532 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.1 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1334394 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.023 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3650945 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3087.5 8.08 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5767621 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1249.23 9.061 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1531676 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2170.0 8.095 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3080449 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 1638.07 10.32 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5047619 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.581 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1782498 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.207 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7557514 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2164.23 7.986 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8914497 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.914 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5242413 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.438 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2438280 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1700.0 8.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9502882 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8483190 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.299 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7072149 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.248 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8745536 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.095 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3389970 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.524 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8470595 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2369.5 8.875 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6868011 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2090.0 8.904 Yes N/A N/A No Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2550837 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3450.5 9.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2471046 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2700.0 8.714 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9718453 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3400.0 9.289 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9107764 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2700.0 9.809 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3427255 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.483 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7235772 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.117 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1877840 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.887 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed No No
4288557 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.36 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2335480 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3375.0 8.243 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4522673 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.958 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4226332 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2350.0 8.034 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3658725 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.83 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3872497 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1328.0 8.106 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1782969 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.016 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8066747 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.452 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7669326 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.661 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7951658 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 7.844 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1486357 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1600.0 7.543 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3348378 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 7.848 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1750106 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.348 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1046080 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.205 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3818907 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.665 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9772656 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No Yes No No Not Tested 0 8.392 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5541270 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.231 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7427736 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.798 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7968834 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3185.95 11.928 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1469428 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1837.08 7.596 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6706851 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 8.142 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8509694 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 7.987 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1523505 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.329 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6158092 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1875.0 7.473 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1657026 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1796.47 8.164 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5296298 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2550.0 8.895 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4236123 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 8.362 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
8540426 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1625.0 8.241 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5138581 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2025.0 9.978 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5299679 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.14 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5906623 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.027 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7760467 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2755.0 9.335 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4610488 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.659 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6634592 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.452 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6576077 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.837 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9663314 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.992 Yes Yes N/A Yes Yes Yes Yes Yes Yes Yes $XXXXXX N/A Employed No No
4436497 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.735 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8652696 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2240.0 9.418 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5743072 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2820.0 7.999 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5022722 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.831 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Not Employed No No No
4864853 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3612.68 9.045 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5833694 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1967.63 8.73 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3576996 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.269 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7520627 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.642 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6167517 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3467.5 9.84 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3313461 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2866.53 9.367 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2891911 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1177.83 7.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3885455 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors Yes Not Tested Yes No No No No No No No No Not Tested 0 8.177 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3594661 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.583 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7794652 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.592 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6688661 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.676 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1672059 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors Yes Not Tested No No No No No No No No No Not Tested 0 9.34 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1734135 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.855 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9882025 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.991 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7696917 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.359 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2874763 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.455 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4254873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.447 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9627574 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.956 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2179591 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.588 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2497717 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.718 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6043766 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.889 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
3636281 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2460.0 8.044 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8198073 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.089 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6501779 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.209 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6959947 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2350.0 10.421 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2742841 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3800.0 8.44 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9276457 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2491.0 9.291 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6651901 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3325.0 9.135 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3031037 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.539 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7605026 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2000.0 8.214 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1202651 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.738 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7124447 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.868 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2311475 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.943 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2708928 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.212 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3185116 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3000.0 7.608 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8848048 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3741.81 8.812 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5522562 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2475.0 8.734 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4602327 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3000.0 8.653 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3481407 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2856.13 7.821 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1134370 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1425.0 9.681 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3454063 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.674 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4966163 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.197 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3863197 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2879.5 10.034 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6710104 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
3663855 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 7.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7217718 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.023 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2061894 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2653.14 9.365 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2510864 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.856 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2584376 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.108 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2297336 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.856 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7367084 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.456 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7950205 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9266085 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2000.0 7.808 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1969543 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.364 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8276874 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.499 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1207727 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1912.5 9.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5923502 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.445 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1023649 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.585 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1107569 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.731 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1876602 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.344 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5242240 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2250.0 7.965 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4653887 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3525.0 8.376 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7176901 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.167 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5976947 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3196.0 7.938 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6377873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.415 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7317408 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 8.974 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5061887 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.219 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8071636 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1375.0 7.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8237466 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.907 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3978983 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.721 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1674043 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1959.9 9.679 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6944946 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3060.0 9.159 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6141993 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3679.35 10.428 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1199085 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.564 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4614798 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.192 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3087554 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.385 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9356284 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.8 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9405120 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1460.0 7.506 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1151499 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2619.5 8.018 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8038321 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1250.0 8.233 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8932682 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.347 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2443021 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1785.0 7.742 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1926629 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.369 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
2696875 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2787.09 8.422 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5203457 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.746 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2042802 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1400.0 8.531 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2798936 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2467.5 9.436 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9466560 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.357 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8604820 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3150.0 8.869 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6898371 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.626 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7755156 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1250.0 7.535 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1854002 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1625.0 8.434 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8241397 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2519.2 7.952 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1233886 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.819 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9754602 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1897.5 7.942 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9767307 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.29 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1617320 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.098 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6412063 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2553.25 9.384 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7508016 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.572 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9915944 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.675 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8007958 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.233 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6769990 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 9.384 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8449763 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.109 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3892167 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.335 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6175548 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.786 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5444607 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.78 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5542703 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3000.0 7.895 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7092387 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.128 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
1461128 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1601536 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 8.408 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1983191 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.079 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9547720 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.481 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1681504 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.482 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8969742 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 7.429 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3724722 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2820.0 9.648 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4825762 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1890.0 8.293 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5958338 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2820.0 8.395 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7489656 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.349 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8910298 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1880.0 10.187 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1513252 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.788 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4943570 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.592 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5784870 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2000.0 7.816 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5032329 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1000.0 7.699 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3777718 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 9.193 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1182141 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.13 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7164360 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2980.0 8.198 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6743388 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 9.086 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3166351 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 7.624 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3989274 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.546 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5027930 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1419.5 11.435 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4071463 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.16 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6658418 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.371 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8797304 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2676.98 8.687 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8201873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.071 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1753291 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.112 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4116312 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.771 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6233491 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2796.5 7.788 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1013270 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.135 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6233497 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.709 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1114006 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.235 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2380341 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.812 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9065032 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.156 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5725377 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.464 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
8599077 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 2375.0 9.798 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3156114 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2052.0 7.412 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4996387 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2355.0 9.138 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6327427 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 7.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5815078 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1209.85 10.351 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7280227 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 7.772 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8284445 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1400.0 9.847 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3279007 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.078 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3765601 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.92 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2607901 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.186 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8300044 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.863 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3770381 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.661 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4536353 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9269786 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3012.45 9.839 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5509062 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.656 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7488968 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.602 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2271210 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.82 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4717100 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2350.0 9.459 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5514015 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.741 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5140992 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2904.3 8.767 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1139934 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.299 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3404812 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3015.0 7.695 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7711881 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2360.62 8.381 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9751373 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1944.5 9.716 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8836696 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3369.9 9.173 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2309124 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1235.0 9.297 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2142539 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2119.5 8.95 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3001321 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 3114.77 9.877 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9510773 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2679.0 7.855 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4647703 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2494.5 9.532 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6232570 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.569 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7803943 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2467.5 7.445 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
8833301 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.076 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6966597 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1874.4 8.088 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4965180 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2959.11 10.089 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4391596 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.364 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8104576 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.039 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5543745 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.233 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4625536 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2856.24 7.86 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2580276 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2680.0 8.124 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
8866401 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1400.0 7.903 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4088874 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.139 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7162633 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.975 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3710695 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.215 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1018990 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 7.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8846000 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2350.0 8.222 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7347597 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.43 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1886275 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1700.0 8.829 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8001002 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 7.864 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5439261 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.352 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8273280 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.128 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7314622 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3491.4 9.38 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5689720 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.728 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9499595 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1455.0 8.493 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8595269 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2375.0 9.56 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7461004 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.166 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7170589 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.033 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8469140 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.093 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7230506 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.383 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2477127 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.343 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7855076 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.298 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2508362 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3325.0 8.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5636410 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.782 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4756406 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 8.151 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7242825 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1975.0 7.815 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5372835 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2173.35 8.022 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5320153 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.418 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9384380 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.689 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7549894 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.027 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3899431 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.166 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6165587 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.107 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1738369 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.471 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1827586 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.535 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
1067425 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.816 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7922077 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 8.373 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2990003 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1360.0 10.28 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5259411 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.734 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4531524 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1600.0 8.042 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3540090 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2218.87 8.626 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6524959 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1400.0 7.89 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9893354 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.085 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9641863 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 7.909 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3179512 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.577 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3938038 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.404 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9853122 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 7.697 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5042234 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2961.0 8.388 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5391803 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.328 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2719624 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.207 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6942607 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3000.0 7.972 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8970618 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.55 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3787196 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 7.451 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7449801 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 7.416 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1841605 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1020.0 10.403 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9145440 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.345 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8197360 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2422.22 7.69 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9042891 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 3087.5 9.93 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6624011 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1573.64 7.951 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1916882 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.959 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3848344 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.481 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3798437 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.706 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1835507 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1825.0 7.811 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1107873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.925 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed Employed No No No
2664524 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.539 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5330650 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2463.75 7.294 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3968985 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2850.0 9.304 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9265636 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.517 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5313440 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 2500.4 10.31 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6697607 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2148.0 8.129 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3556291 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1750.0 7.865 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3582332 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.027 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
5880718 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2336.92 11.977 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
6926896 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.083 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9850466 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.587 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9221537 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.944 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5873456 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.503 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7833364 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.384 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6678431 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3760.0 8.47 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4736023 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1400.0 8.384 Yes Yes N/A No Yes Yes N/A Yes No Yes $XXXXXX N/A Employed No No
9075926 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.164 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7015085 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.859 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2502453 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 9.852 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4815210 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2531.16 8.11 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9179220 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.445 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9051243 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 8.221 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5257003 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.893 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9741522 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2585.0 8.768 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5834000 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1925.47 9.182 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2474534 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.367 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9962617 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.143 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed No No
5497290 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.668 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9090868 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.646 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2142977 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1609.5 7.57 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1400679 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.678 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9632994 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1750.0 8.827 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5541193 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1782862 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.69 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3817927 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1874.25 7.736 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3365131 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No Yes Not Tested 0 7.716 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3070520 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.163 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2343061 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1375.0 8.622 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8822737 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.178 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6560228 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.308 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4815512 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1320.0 7.22 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9041378 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 3000.0 10.375 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1892779 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2820.0 11.683 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3202721 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2062.5 7.902 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2863061 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.58 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5972503 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2167.09 8.016 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7313454 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1367.5 8.368 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5472386 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2000.0 8.163 Yes Yes N/A No Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2676055 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 7.788 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
4542354 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1349.92 7.625 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5695315 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 11.499 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1388769 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.652 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1491976 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2167.0 10.173 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7936210 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1700.0 7.888 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5127794 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1700.0 7.455 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1545325 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2289.25 7.882 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2723768 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3111.4 7.928 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8809672 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1981.88 8.076 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5310045 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 8.367 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2348505 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 9.127 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4526525 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.775 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8587287 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.141 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7812061 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.89 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8407273 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2465.96 8.347 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4098579 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.759 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4643335 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.228 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3711638 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.122 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1566669 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.49 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2108600 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2612.5 9.027 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2830533 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.569 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9351669 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.944 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9261145 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2392.5 11.332 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8718229 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2600.0 9.216 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
3361236 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.528 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
1209271 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1250.0 8.15 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3322291 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 6.927 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2751957 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1875.0 7.823 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4400893 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.032 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8846030 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1200.0 7.642 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3183070 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2275.0 7.881 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6301183 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2019.5 7.63 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9511422 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2850.0 8.238 Yes Yes N/A No Yes Yes N/A Yes No Yes $XXXXXX N/A Retired No No
3096912 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2720.0 7.9 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6301028 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.149 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2350090 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 11.36 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7008662 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.222 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9706578 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.713 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2339008 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.185 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4593565 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1544.0 7.762 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Retired No No
3747517 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1594.0 8.861 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9547139 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 784.0 9.591 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3726630 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.068 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4777161 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2465.0 7.559 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2749943 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.18 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2467431 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.708 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1065272 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.798 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8523922 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2200.0 9.083 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2165705 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2350.0 11.659 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9549455 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.636 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5420967 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3429.96 9.134 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
1197689 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.152 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6963179 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2345.03 8.687 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5792299 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3290.0 7.686 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1710390 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.972 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2289905 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1959.1 7.922 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9127139 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.24 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed No No
9737132 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2250.0 8.653 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7320497 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5398014 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.34 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
7946151 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.277 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4182400 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.243 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3864014 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.435 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4867397 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.053 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8958647 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2044.5 7.997 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3105884 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3261.8 8.66 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2322913 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.437 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3695936 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.932 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5375514 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1325.0 8.263 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6520947 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.074 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1167343 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 7.994 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5087307 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1464.0 8.75 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8810529 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.207 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2398081 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1540.0 7.614 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7432769 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.104 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7570121 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2085.0 9.5 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9095587 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.144 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2105146 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.913 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2290304 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.984 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4218765 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4851911 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.025 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3922141 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.048 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4972528 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1021.53 8.21 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3825753 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.199 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9839040 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.801 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6828055 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.782 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2242513 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2030.0 7.721 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5780323 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2578.8 7.949 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4358733 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2180.5 8.015 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2285915 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.246 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4841364 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2786456 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.387 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6744680 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.958 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2773797 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.722 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3682218 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 7.875 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5481760 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.544 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2394988 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.958 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6947256 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.608 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1547005 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.566 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9028303 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.139 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3920482 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1950.0 7.939 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8568160 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.685 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7409697 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.039 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4979207 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.15 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1237251 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3325.0 8.974 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3143324 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.98 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8284055 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2759.3 9.611 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9825056 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.647 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5151092 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.161 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5446117 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7165423 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3163767 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.954 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2021371 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.538 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2521684 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2252.5 8.808 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3527636 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.692 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6336927 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.304 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6370289 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.46 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed Employed No No No
7065060 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1875.0 7.602 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4101152 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 9.433 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
7205927 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.15 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1621080 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8821726 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.785 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1430431 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1860.78 8.552 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1519662 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2450.0 7.828 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6116587 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.519 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4703567 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.711 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2756806 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 7.82 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1270594 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1950.0 7.55 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
1249176 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.201 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4092464 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.036 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6853878 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.328 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9436766 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.782 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7814445 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.371 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2498549 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2400.0 8.545 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2735864 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.502 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4004292 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.561 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6882045 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.553 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5806309 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.763 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6106594 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.832 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2133600 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.007 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5620043 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.487 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
5778345 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.475 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8295505 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2654.5 7.836 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8468292 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.649 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7848199 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2632.0 9.65 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3095155 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1400.0 8.853 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed Not Employed No No No
6824944 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2925.0 8.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
9204546 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.503 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8445952 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.259 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8105376 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.278 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4411910 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 10.416 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
1210734 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.318 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9087789 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1803.59 8.179 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8928672 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1078.0 8.966 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2087493 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.971 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8033232 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2700.0 8.218 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
9665342 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.472 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4004541 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1662237 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2033.94 7.823 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3174866 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2407.5 7.585 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8188925 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1400.0 8.004 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5164146 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.932 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7812755 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 2564.42 9.464 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1113639 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3478.0 9.117 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6268960 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1814.5 8.751 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6869375 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.747 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6442661 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.407 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3296186 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.692 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7050636 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.695 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3614283 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3307.5 9.137 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Retired Retired No No No
8954730 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.815 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3509357 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2493.75 8.873 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7854878 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 2350.0 10.679 Yes N/A N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Retired No No
3391893 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1624.17 7.996 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8944189 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.694 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8441859 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.598 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6995254 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.058 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2886630 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.091 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7409859 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.773 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8658393 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.85 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
1441275 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.144 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7222573 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.579 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5184648 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 8.392 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7510762 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.327 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5410004 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.13 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4657484 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.133 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1054570 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.945 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1325660 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.673 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9034736 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.718 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4438921 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.722 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1306822 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2475.0 8.12 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7922324 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.843 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Retired No No
1111837 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1890.0 8.69 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1695021 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.825 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7168054 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 9.811 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7545698 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.498 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5072434 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2337.5 7.79 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3375600 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.437 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5070755 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.81 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3272676 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.255 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7025169 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3561.5 11.419 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5428199 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.31 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8861331 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 8.045 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7095373 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.873 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6829277 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.343 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2168031 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.106 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7119321 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.484 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
4521562 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 8.095 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
2089692 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4957736 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2228.0 8.271 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4852006 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8129111 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.754 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8823357 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) Yes N/A No Yes No No No No No No No No No 2820.0 8.201 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2741758 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.887 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2649691 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 2160.0 9.832 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3135496 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3082.5 9.511 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6379571 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1200.0 7.808 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4255843 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.371 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4815888 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3515.0 10.078 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8931174 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.874 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3005348 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 700.0 7.66 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7304420 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1575.0 8.266 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8965589 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.001 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3476808 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.37 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4565675 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.147 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9635645 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 7.998 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5933938 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.17 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5466355 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.696 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6113598 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.956 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8333184 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.811 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4295134 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.315 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2616679 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.27 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9365348 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 7.989 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4000269 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.029 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2095468 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.4 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2077307 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.724 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3482554 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2092.33 8.946 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8671091 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2706.6 9.279 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5400961 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.619 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8981893 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2023.65 8.223 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9982231 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.624 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3660234 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6496365 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 9.231 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6771027 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.149 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6628084 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.35 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3202418 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2145.0 7.836 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5437623 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2415.87 9.79 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3906263 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2520.0 7.726 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3448743 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.294 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6584908 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.418 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1290974 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2560.0 8.518 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1477043 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.095 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9164134 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.603 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1975984 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.487 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5772376 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2720.0 8.485 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4975770 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.415 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7634416 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.201 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1413415 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No No Yes No No No No No No No No 2920.0 9.883 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4272348 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.201 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4026627 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.659 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2067211 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 8.573 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8733981 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.418 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1161243 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.257 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed No No
3005074 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.718 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2060164 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2132.0 9.144 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5796103 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1225.0 9.021 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2159863 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 8.459 Yes Yes N/A Yes Yes Yes N/A Yes No Yes $XXXXXX N/A Employed No No
3432683 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.093 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2041884 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9134811 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.842 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5249539 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2400.0 8.005 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7932592 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.425 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8950080 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.39 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8201112 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2867.0 9.352 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2260384 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3644.5 7.974 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1981378 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2700.0 7.958 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4912676 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.386 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7384466 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2952211 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.18 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1309384 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1660.0 9.406 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6995413 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1491.75 8.431 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2199083 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.345 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5667695 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2901.78 9.009 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1486320 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3060.0 8.459 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3549957 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 7.265 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
2350980 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.526 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4805383 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2814.45 8.349 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5073332 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 7.988 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9311472 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1875.6 8.192 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1805098 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.032 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1978996 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3800.0 8.845 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7684864 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.366 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3951496 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3760.0 7.711 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3351717 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1191049 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 855.0 8.057 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7797558 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2337.5 9.322 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
7196194 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.79 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1323036 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1225.0 7.953 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4078202 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2689.65 10.347 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1341362 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2400.0 10.265 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3558028 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.642 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9951872 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.165 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9353034 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2066.75 8.363 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3500426 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2057.85 8.051 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1281575 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.341 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8477806 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.004 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8098289 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.259 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6428255 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.329 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2489191 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.586 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1846642 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.65 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2071217 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3426.7 7.268 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1508280 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.947 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1027231 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2450.0 8.16 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8800935 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.819 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
8921356 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.806 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2890494 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1683.93 7.727 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4902946 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.947 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9166024 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.524 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9392747 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1575.0 9.284 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8269498 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 890.0 8.072 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5602204 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.22 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2605575 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.332 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
8437305 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.832 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5936744 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.111 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1560634 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.279 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3317283 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5366365 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.397 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5902602 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.502 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6619015 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.467 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
9878633 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.766 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7640987 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.564 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4245643 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.274 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8958588 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.945 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4573609 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.322 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5643090 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2546.06 8.819 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8956485 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2025.0 7.844 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3215991 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.483 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2930910 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2085.0 7.243 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3673440 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.148 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8795079 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.559 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5130884 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1810.0 8.232 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2017620 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.087 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7337150 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.698 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6311121 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2025.0 8.378 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
4330460 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.36 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7160522 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.965 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6460072 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.457 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8853461 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.257 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3042677 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.94 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1715084 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.074 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9265623 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2565.0 7.412 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
9067762 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7372090 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
4316924 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2975.0 7.934 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6557748 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.857 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8909812 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.865 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7055695 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.919 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4739587 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1567.85 7.709 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1350757 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1445.0 7.581 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2148520 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.237 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1338514 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2269.5 7.655 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1667932 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.092 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6361472 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.316 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3443768 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.983 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4962719 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.197 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2428906 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.204 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3027787 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.39 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3060282 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.086 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5811771 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.647 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7705783 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.361 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8515035 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.239 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1048308 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.737 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8101522 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.46 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5759491 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.176 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7011457 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.89 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1643536 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 9.679 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6541184 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.937 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1590515 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1260.0 8.458 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4081018 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.397 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8693788 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.572 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6492639 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.92 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5566063 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.369 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1452433 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3483.0 8.672 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1533719 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.347 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1627538 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 6.987 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
9572539 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2841.69 8.592 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7593334 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3000.0 8.738 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3045436 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.686 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6670505 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.629 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6798013 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.897 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4302903 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.342 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6839726 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.86 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8483620 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1500.0 8.797 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1261681 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.478 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
8154062 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.588 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4288991 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1810.5 8.039 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8093172 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.607 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2001985 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1500.0 7.829 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5744414 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.708 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9558006 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.391 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5503881 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.361 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7274360 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.631 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2506110 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.314 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8295989 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.642 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6459954 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2517.5 8.73 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5957045 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.744 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9690888 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.62 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7289992 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2835.75 7.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8566277 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1000.0 9.173 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4420215 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.057 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6959962 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.992 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4627684 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.13 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1390938 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.68 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7643629 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2420.0 8.121 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7365356 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.063 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5596426 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2720.0 8.092 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9862541 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3019.5 8.503 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7799334 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2492.95 7.891 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5405584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.501 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1220875 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.836 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8100162 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2582.8 7.689 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7867386 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.923 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9515374 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2705.83 7.793 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2007041 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.171 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7279578 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2521.05 7.521 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6678621 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.515 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3937224 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.861 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5601433 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.148 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1772590 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.66 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4988512 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1968.11 8.738 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4692751 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.356 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8429369 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1980.0 8.492 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5914823 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.258 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9236406 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1865.78 7.954 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1869368 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.127 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1629236 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.721 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6337044 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.526 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2198487 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1853.68 8.321 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5649327 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.378 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9346699 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1200.0 7.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6355837 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.549 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4823002 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.227 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3078148 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.85 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9503745 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.244 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6815720 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 7.06 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7687214 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.972 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5156875 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.295 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1256025 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.534 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7929417 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3562.5 9.679 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3237491 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.468 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4550987 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2283.07 10.384 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1247323 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1920.0 8.597 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6285036 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.183 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9908189 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.45 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7747918 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1993.3 8.81 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1569488 XXXXXXX XX/XX/XXXX QM: Higher Priced APOR (APOR HP) QM: Higher Priced APOR (APOR HP) No No Yes Yes No No No No No No No No 2800.0 9.8 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6115558 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.933 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
9451796 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.62 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5094653 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.547 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5969029 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.279 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6635520 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 9.228 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5553231 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1625.0 7.411 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9904990 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.96 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9963621 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.235 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8264231 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2612.5 11.42 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8854743 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1625.0 8.243 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
5384207 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.405 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9375332 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1875.0 8.094 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3888071 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3463.75 9.836 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5112023 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.431 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
4824132 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.956 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5682560 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 10.996 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5673084 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3205.69 7.486 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
1735159 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.946 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2439699 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1125.0 7.756 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7422266 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1997.5 8.555 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2044684 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.682 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
1149340 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.94 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1249702 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.037 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3723203 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1925.0 8.623 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8740254 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2758.5 8.006 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3344242 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.008 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4139621 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1250.0 7.526 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1822911 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 7.151 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6318185 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.078 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
8615224 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.287 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
3803053 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.968 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5859369 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.745 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3647113 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.753 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8262635 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.515 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4673517 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1564.0 8.273 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8395229 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2585.0 8.377 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3568313 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1593.55 8.51 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9122026 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.529 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6519621 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.212 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2504303 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.672 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
4446651 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.31 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7904077 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.655 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6268289 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2700.0 7.716 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8577355 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2350.0 7.546 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3985207 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.895 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5449878 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.836 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
5195046 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.059 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6370476 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3807.0 8.231 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3826953 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.041 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7213847 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.695 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1059942 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.42 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6954395 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.743 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5728410 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2945.0 8.056 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8182683 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 999.5 7.665 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7950804 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.77 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6939889 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2939.0 9.699 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
9209916 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.503 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5155374 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.992 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
2271069 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3325.0 7.739 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3012397 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.01 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
4272029 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.204 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
6253852 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5466464 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.844 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4735329 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.284 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3952019 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No N/A No No No No No No No No No No No 1940.0 7.145 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3757407 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1877.5 7.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7977767 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.119 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6014422 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.425 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8212033 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.455 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4803857 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2623.55 8.106 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6072982 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.415 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3300548 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2000.0 8.617 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2708067 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.692 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5094095 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.569 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3301162 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.078 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8489170 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2225.0 10.374 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1634643 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3562.5 7.796 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6498702 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.052 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1192793 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.361 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6983635 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.64 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3062551 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.945 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7909419 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3562.5 9.199 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
9017842 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.307 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4949797 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 1750.0 10.165 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5971667 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.344 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6908969 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3444.61 9.027 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6070208 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.838 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7806398 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2000.0 8.021 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5181635 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.316 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3280872 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.435 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3431222 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.2 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7193831 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1740.0 7.934 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9971814 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.216 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9142529 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.886 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
1906762 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.312 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6758575 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.735 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2629824 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3807.0 7.439 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3080292 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.623 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2411742 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2600.0 7.458 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1515889 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1769.5 7.76 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7445622 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.603 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6129580 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.292 Yes Yes N/A Yes Yes No N/A Yes Yes Yes $XXXXXX N/A Retired No No
5594139 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2895.2 10.061 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4442652 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.718 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6249579 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.854 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7727775 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.449 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5760924 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.682 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1148498 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.268 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3037918 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1503.07 11.214 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
2053768 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.822 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6773313 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.989 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7961624 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1416.0 8.107 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8084178 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.149 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
7124638 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.984 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Retired No No No
4306877 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.184 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4288300 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2350.0 8.667 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4808026 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1883.7 8.141 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
5834373 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.537 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2389191 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.072 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3875386 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 3200.0 10.658 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3461197 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.407 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9326311 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1250.0 7.115 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3864450 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.128 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1895871 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 1902.0 11.203 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7074890 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.165 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3979003 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.96 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7256297 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.452 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
7403258 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.242 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9241181 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.691 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9978130 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1397.5 8.962 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2653907 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.973 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5049584 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.05 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3788195 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2248.75 9.759 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5991115 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2375.0 8.467 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9963680 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.996 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1158639 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1000.0 7.967 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1993856 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1620.0 7.947 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8543845 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.062 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5276070 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.493 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4154445 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.48 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7366629 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.916 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1196906 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.634 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5429144 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2232.0 9.756 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8013073 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.354 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4257429 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.536 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6058551 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.876 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5590432 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 557.0 7.89 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7171422 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2700.0 7.844 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8083880 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.858 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7449295 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2972.0 9.179 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6327783 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.364 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7645662 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.199 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2982092 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.527 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6386284 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.025 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3375026 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.198 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
3524915 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.512 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1118056 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3352.0 8.47 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1648470 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.798 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2463764 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.326 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6362335 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.473 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6128344 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.306 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1023011 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3170.14 7.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2176049 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2612.5 7.607 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7968238 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.205 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6202575 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.323 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7637873 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.306 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8911495 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1519.5 7.108 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9801332 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2331.0 9.35 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
6352839 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.053 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7032075 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2585.0 7.483 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2677915 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2275.0 8.542 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4531738 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2585.0 7.603 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2116198 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2391.37 10.896 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3352318 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.594 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3319450 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No N/A Not Tested No No No No No No No No No Not Tested 0 7.45 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6801857 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.377 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
5048862 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2800.0 7.645 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9410136 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.289 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8865500 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.326 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1073499 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.134 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
2161657 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.795 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7060992 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1619.5 7.984 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1334475 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.348 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8587355 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3102.0 8.464 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8058160 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 19.5 8.53 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7811231 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.908 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4374669 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.675 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4072615 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.777 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3177339 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.492 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3076075 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.435 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6088605 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1155.0 9.033 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8863691 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.135 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2862858 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.109 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9966047 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 7.786 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4877787 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.375 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
4214009 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1880.0 7.787 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8205663 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2100.0 9.036 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7144342 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.557 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6238390 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1050.0 9.668 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7460576 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.554 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2627544 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1500.0 10.117 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7351025 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.204 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9881603 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.118 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6683065 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.383 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2629720 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.337 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8377314 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1842.8 9.616 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9586669 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.912 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8574721 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1300.0 8.19 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4959557 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.891 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3458311 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No Yes No No No No No No No Not Tested 0 10.488 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7960643 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.966 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
5232463 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.424 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1077909 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.016 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8923939 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2612.5 8.607 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4490925 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.275 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1823761 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1987.5 9.691 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6097652 XXXXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No Not Tested No Not Tested No No No No No No No Not Tested 0 0 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXXXX N/A Employed Employed No No Yes N/A
8171557 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2372.0 8.594 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3657835 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 3560.47 10.269 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7359394 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.36 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7316529 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2820.0 8.556 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Employed No No No
6253259 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.099 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1346737 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.294 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Not Employed Employed No No No
4797100 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 1500.0 11.967 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
6346149 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.141 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7565853 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.633 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3965014 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2800.0 8.203 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2451705 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.829 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7569907 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.442 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2550905 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.372 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5044650 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2450.0 8.105 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
7179761 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.963 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
7219778 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.284 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3932175 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.082 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1053461 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.469 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5174234 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2850.0 10.101 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2880961 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.226 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1056507 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.872 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5735315 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.665 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6404761 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1462.5 8.184 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Not Employed No No No
6452394 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes Yes No No No No No No No Not Tested 0 11.156 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3486189 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.728 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
3525994 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.235 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4091089 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.163 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5880783 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.56 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2926389 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.612 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6438164 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1395.0 7.201 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1282080 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 3010.46 7.643 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
8111053 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.25 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9076268 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No No Yes No No No No No No No No 2067.5 12.022 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2262107 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.507 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9930577 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.935 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4843031 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2700.0 8.064 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1376274 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1785.0 9.264 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4720626 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.432 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1077167 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2201.5 8.835 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8863759 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1844.5 8.47 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2341758 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1575.0 8.765 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2605017 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2130.0 9.146 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
9285266 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2028.6 7.307 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4231542 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.265 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9012184 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.467 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2846528 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.425 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9672130 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 7.781 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9958917 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.18 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5617129 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.659 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2112808 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.931 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9888167 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.918 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3372765 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.933 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3020559 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.23 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7806179 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.211 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2955916 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.866 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8480512 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3230.0 8.379 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
7478325 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1125.0 9.202 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9527984 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1725.0 9.589 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1950592 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.703 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5242607 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.132 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6356624 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2043.75 8.372 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9239783 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.615 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8138285 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.991 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5558222 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.813 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5215551 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.153 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3769884 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2028.0 9.502 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Retired No No No
3631103 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Higher Priced APOR (APOR HP) Yes No Yes Yes No No No No No No No No 2120.0 10.687 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6820184 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1769.5 8.559 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
3079507 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1875.0 8.109 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
9643514 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1106.0 8.589 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
1052447 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1000.0 9.793 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8173281 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 1779.25 8.697 Yes N/A N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired Retired No No No
5972327 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2450.0 8.226 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
8099255 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.843 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
3734492 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.67 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Retired No No
9302821 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 9.396 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3619942 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2375.0 8.132 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6046644 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested Yes No No No No No No No No Not Tested 0 8.391 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
6934938 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1500.0 8.323 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2820329 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No N/A No No No No No No No No No No No 1980.0 8.334 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3831393 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3800.0 7.877 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8025446 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1547.5 9.091 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2805588 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.408 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
5552405 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.141 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
8673920 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.834 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
1190235 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.447 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8444117 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No Yes No No No No No No No No No 2560.79 9.663 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4155141 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1750.0 9.059 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
4278656 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 3657.5 7.887 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
4907259 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 9.146 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
1414368 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1250.0 8.051 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
7674061 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 1893.65 7.988 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
8937550 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.53 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6668288 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 8.541 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
6594022 XXXXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) No No No No No No No No No No No No 2434.12 9.722 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
3225305 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.771 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed No No
2512938 XXXXXXX XX/XX/XXXX ATR/QM: Exempt ATR/QM: Exempt No Not Tested Yes Not Tested No No No No No No No Not Tested 0 9.091 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A $XXXXXX N/A Employed No Yes Present
2976774 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.584 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No
2355513 XXXXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors No Not Tested No No No No No No No No No Not Tested 0 7.619 Yes Yes N/A Yes Yes Yes N/A Yes Yes Yes $XXXXXX N/A Employed Employed No No No