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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 9,308,749 120,237 SH SOLE 120,237 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 8,516,082 68,260 SH SOLE 68,260 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 3,693,056 86,555 SH SOLE 86,555 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 3,833,458 95,526 SH SOLE 95,526 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 11,188,086 282,956 SH SOLE 282,956 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 11,394,356 429,976 SH SOLE 429,976 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 25,186,414 343,092 SH SOLE 343,092 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 8,309,197 126,665 SH SOLE 126,665 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 5,973,895 57,971 SH SOLE 57,971 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,836,667 70,619 SH SOLE 70,619 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,157,825 251,039 SH SOLE 251,039 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 1,949,343 28,922 SH SOLE 28,922 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 524,077 10,792 SH SOLE 10,792 0 0
ISHARES TR CORE INTL AGGR 46435G672 310,330 6,133 SH SOLE 6,133 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 251,933 1,605 SH SOLE 1,605 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 776,809 20,026 SH SOLE 20,026 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,139,140 147,634 SH SOLE 147,634 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,195,857 16,784 SH SOLE 16,784 0 0
ISHARES TR TIPS BD ETF 464287176 2,330,761 21,299 SH SOLE 21,299 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 333,806 447 SH SOLE 447 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,067,059 17,877 SH SOLE 17,877 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 498,936 1,646 SH SOLE 1,646 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,710,552 57,694 SH SOLE 57,694 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 792,213 14,205 SH SOLE 14,205 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 493,581 9,137 SH SOLE 9,137 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,098,929 3,195 SH SOLE 3,195 0 0
LATTICE STRATEGIES TR HARTFORD MLT SML 518416508 242,784 4,340 SH SOLE 4,340 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 242,951 1,115 SH SOLE 1,115 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 268,279 725 SH SOLE 725 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 311,125 453 SH SOLE 453 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,348,495 8,740 SH SOLE 8,740 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,295,624 45,386 SH SOLE 45,386 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 290,666 8,045 SH SOLE 8,045 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 221,471 4,409 SH SOLE 4,409 0 0
SCHWAB STRATEGIC TR MUN BD ETF 808524649 466,748 18,077 SH SOLE 18,077 0 0
ISHARES TR CORE S&P SCP ETF 464287804 226,914 1,530 SH SOLE 1,530 0 0
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 318,988 8,039 SH SOLE 8,039 0 0
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 418,639 9,918 SH SOLE 9,918 0 0
RBB FD INC F M CO US AG ETF 74933W148 766,912 7,472 SH SOLE 7,472 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 459,358 918 SH SOLE 918 0 0
ISHARES TR MSCI USA VALUE 46432F388 254,958 1,276 SH SOLE 1,276 0 0