v3.26.1
Loans, Allowance for Credit Losses - Loans, and Credit Quality - Schedule of Activity in ACL - Loans by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
ACL-Loans          
Beginning balance $ 133,435 $ 67,480 $ 68,806 $ 66,322 $ 66,322
ACL on acquired PCD loans 0 0 19,735 0 0
ACL on acquired PSL loans 0 0 44,377 0 0
Provision for credit losses     2,150   4,300
Charge-offs (714) (568) (1,586) (956) (2,263)
Recoveries 63 196 102 242 447
Net (charge-offs) recoveries (651) (372) (1,484) (714) (1,816)
Ending balance 133,584 $ 68,408 $ 133,584 68,408 $ 68,806
As % of ACL-Loans     100.00%   100.00%
Residential first mortgage          
ACL-Loans          
Charge-offs     $ (33)   $ (98)
Residential junior mortgage          
ACL-Loans          
Charge-offs     (42)   (2)
Commercial & industrial          
ACL-Loans          
Charge-offs     (804)   (1,577)
Owner-occupied CRE          
ACL-Loans          
Charge-offs     (23)   (189)
Agricultural          
ACL-Loans          
Charge-offs     0   (65)
CRE investment          
ACL-Loans          
Charge-offs     0   0
Construction & land development          
ACL-Loans          
Charge-offs     0   0
Residential construction          
ACL-Loans          
Charge-offs     0   0
Retail & other          
ACL-Loans          
Beginning balance     618 931 931
ACL on acquired PCD loans     684    
ACL on acquired PSL loans     311    
Provision for credit losses     1,206   (47)
Charge-offs     (684)   (332)
Recoveries     54   66
Net (charge-offs) recoveries     (630)   (266)
Ending balance 2,189   $ 2,189   $ 618
As % of ACL-Loans     2.00%   1.00%
Commercial | Commercial & industrial          
ACL-Loans          
Beginning balance     $ 16,905 16,147 $ 16,147
ACL on acquired PCD loans     8,174    
ACL on acquired PSL loans     21,262    
Provision for credit losses     (10,027)   2,154
Charge-offs     (804)   (1,577)
Recoveries     38   181
Net (charge-offs) recoveries     (766)   (1,396)
Ending balance 35,548   $ 35,548   $ 16,905
As % of ACL-Loans     27.00%   24.00%
Commercial | Owner-occupied CRE          
ACL-Loans          
Beginning balance     $ 5,289 5,362 $ 5,362
ACL on acquired PCD loans     2,168    
ACL on acquired PSL loans     4,254    
Provision for credit losses     4,787   (79)
Charge-offs     (23)   (189)
Recoveries     0   195
Net (charge-offs) recoveries     (23)   6
Ending balance 16,475   $ 16,475   $ 5,289
As % of ACL-Loans     12.00%   8.00%
Commercial | Agricultural          
ACL-Loans          
Beginning balance     $ 9,434 9,957 $ 9,957
ACL on acquired PCD loans     518    
ACL on acquired PSL loans     1,739    
Provision for credit losses     (563)   (458)
Charge-offs     0   (65)
Recoveries     5   0
Net (charge-offs) recoveries     5   (65)
Ending balance 11,133   $ 11,133   $ 9,434
As % of ACL-Loans     8.00%   14.00%
Commercial real estate | CRE investment          
ACL-Loans          
Beginning balance     $ 15,038 14,616 $ 14,616
ACL on acquired PCD loans     5,300    
ACL on acquired PSL loans     7,758    
Provision for credit losses     1,670   422
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance 29,766   $ 29,766   $ 15,038
As % of ACL-Loans     22.00%   22.00%
Commercial real estate | Construction & land development          
ACL-Loans          
Beginning balance     $ 3,611 2,658 $ 2,658
ACL on acquired PCD loans     2,638    
ACL on acquired PSL loans     3,192    
Provision for credit losses     1,761   953
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance 11,202   $ 11,202   $ 3,611
As % of ACL-Loans     8.00%   5.00%
Residential | Residential first mortgage          
ACL-Loans          
Beginning balance     $ 13,310 12,590 $ 12,590
ACL on acquired PCD loans     204    
ACL on acquired PSL loans     3,920    
Provision for credit losses     248   817
Charge-offs     (33)   (98)
Recoveries     1   1
Net (charge-offs) recoveries     (32)   (97)
Ending balance 17,650   $ 17,650   $ 13,310
As % of ACL-Loans     13.00%   19.00%
Residential | Residential junior mortgage          
ACL-Loans          
Beginning balance     $ 3,351 2,827 $ 2,827
ACL on acquired PCD loans     49    
ACL on acquired PSL loans     1,223    
Provision for credit losses     4,215   522
Charge-offs     (42)   (2)
Recoveries     4   4
Net (charge-offs) recoveries     (38)   2
Ending balance 8,800   $ 8,800   $ 3,351
As % of ACL-Loans     7.00%   5.00%
Residential | Residential construction          
ACL-Loans          
Beginning balance     $ 1,250 $ 1,234 $ 1,234
ACL on acquired PCD loans     0    
ACL on acquired PSL loans     718    
Provision for credit losses     (1,147)   16
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance $ 821   $ 821   $ 1,250
As % of ACL-Loans     1.00%   2.00%