v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES (Credit Quality Indicator) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 $ 1,871,690   $ 1,871,690   $ 3,034,712
2025/2024 2,250,148   2,250,148   1,275,709
2024/2023 1,090,808   1,090,808   856,666
2023/2022 498,533   498,533   689,067
2022/2021 597,940   597,940   279,598
2021/2020 & Prior 401,653   401,653   195,033
Revolving 637,759   637,759   497,968
Total loans 7,348,531   7,348,531   6,828,753
Charge-offs          
2024/2023     200    
2022/2021     19,988   3,827
2021/2020 & Prior     27,106   262
Total loans 34,838 $ 112 47,294 $ 231 4,089
Current          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Total loans 7,260,964   7,260,964   6,738,587
Past Due          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Total loans 87,567   87,567   90,166
Commercial and industrial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 74,572   74,572   144,522
2025/2024 49,617   49,617   138,733
2024/2023 63,144   63,144   54,113
2023/2022 11,147   11,147   101,345
2022/2021 74,045   74,045   16,377
2021/2020 & Prior 7,599   7,599   2,372
Revolving 551,312   551,312   414,190
Total loans 831,436   831,436   871,652
Charge-offs          
2024/2023     200    
2022/2021     14,198    
2021/2020 & Prior     4,329    
Total loans 14,397   18,727    
Commercial and industrial | Current          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Total loans 819,574   819,574   862,463
Commercial and industrial | Past Due          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
Total loans 11,862   11,862   9,189
Consumer          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2021/2020 & Prior 9,283   9,283   10,349
Total loans 9,283   9,283   10,349
Charge-offs          
2021/2020 & Prior     153   262
Total loans   $ 112 153 $ 231 262
Consumer | Current          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2021/2020 & Prior 9,283   9,283   10,231
Total loans 9,283   9,283   10,231
Consumer | Past Due          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2021/2020 & Prior         118
Total loans         118
Commercial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 1,603,149   1,603,149   2,537,770
2025/2024 2,026,955   2,026,955   1,051,681
2024/2023 900,225   900,225   675,773
2023/2022 412,279   412,279   548,079
2022/2021 486,363   486,363   202,359
2021/2020 & Prior 282,198   282,198   135,336
Revolving 53,736   53,736   50,491
Total loans 5,764,905   5,764,905   5,201,489
Charge-offs          
2021/2020 & Prior     8,511    
Total loans     8,511    
Construction          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 66,396   66,396   129,806
2025/2024 57,315   57,315   49,898
2024/2023 98,938   98,938   51,484
Revolving 21,595   21,595   30,616
Total loans 244,244   244,244   261,804
Multi-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 127,573   127,573   222,614
2025/2024 116,261   116,261   35,398
2024/2023 28,501   28,501   30,296
2023/2022 30,107   30,107   36,451
2022/2021 34,427   34,427   60,650
2021/2020 & Prior 66,346   66,346   8,930
Revolving 11,116   11,116   2,671
Total loans 414,331   414,331   397,010
Charge-offs          
2022/2021     5,790   3,827
2021/2020 & Prior     14,113    
Total loans     19,903   3,827
One-to-four-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2024/2023         45,000
2023/2022 45,000   45,000   3,192
2022/2021 3,105   3,105   211
2021/2020 & Prior 36,227   36,227   38,046
Total loans 84,332   84,332   86,449
One-to-four-family | Current          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2024/2023         45,000
2023/2022 45,000   45,000   3,192
2022/2021 3,105   3,105   211
2021/2020 & Prior 33,826   33,826   35,596
Total loans 81,931   81,931   83,999
One-to-four-family | Past Due          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2021/2020 & Prior 2,401   2,401    
Total loans 2,401   2,401    
Pass          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 1,811,421   1,811,421   2,944,696
2025/2024 2,181,226   2,181,226   1,251,680
2024/2023 1,059,868   1,059,868   849,023
2023/2022 494,693   494,693   644,099
2022/2021 565,536   565,536   269,543
2021/2020 & Prior 386,781   386,781   192,465
Revolving 623,303   623,303   482,783
Total loans 7,122,828   7,122,828   6,634,289
Pass | Commercial and industrial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 73,138   73,138   130,514
2025/2024 41,650   41,650   138,733
2024/2023 62,544   62,544   46,470
2023/2022 7,307   7,307   80,377
2022/2021 46,272   46,272   16,377
2021/2020 & Prior 7,599   7,599   2,372
Revolving 536,856   536,856   399,005
Total loans 775,366   775,366   813,848
Pass | Commercial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 1,544,314   1,544,314   2,514,770
2025/2024 2,000,568   2,000,568   1,030,181
2024/2023 872,414   872,414   675,773
2023/2022 412,279   412,279   524,079
2022/2021 481,732   481,732   192,304
2021/2020 & Prior 280,116   280,116   135,336
Revolving 53,736   53,736   50,491
Total loans 5,645,159   5,645,159   5,122,934
Pass | Construction          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 66,396   66,396   129,806
2025/2024 57,315   57,315   49,898
2024/2023 98,938   98,938   51,484
Revolving 21,595   21,595   30,616
Total loans 244,244   244,244   261,804
Pass | Multi-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 127,573   127,573   169,606
2025/2024 81,693   81,693   32,869
2024/2023 25,972   25,972   30,296
2023/2022 30,107   30,107   36,451
2022/2021 34,427   34,427   60,650
2021/2020 & Prior 55,957   55,957   8,930
Revolving 11,116   11,116   2,671
Total loans 366,845   366,845   341,473
Special Mention          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 36,769   36,769   32,463
2025/2024 46,295   46,295   21,500
2024/2023 28,411   28,411    
2022/2021         1,246
2021/2020 & Prior 8,990   8,990    
Total loans 120,465   120,465   55,209
Special Mention | Commercial and industrial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 1,434   1,434    
2025/2024 7,967   7,967    
2024/2023 600   600    
Total loans 10,001   10,001    
Special Mention | Commercial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 35,335   35,335   19,525
2025/2024 22,926   22,926   21,500
2024/2023 27,811   27,811    
2022/2021         1,246
Total loans 86,072   86,072   42,271
Special Mention | Multi-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025         12,938
2025/2024 15,402   15,402    
2021/2020 & Prior 8,990   8,990    
Total loans 24,392   24,392   12,938
Substandard          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 23,500   23,500   57,553
2025/2024 22,627   22,627   2,529
2024/2023 2,529   2,529   7,643
2023/2022 3,840   3,840   44,968
2022/2021 32,404   32,404   8,809
2021/2020 & Prior 5,882   5,882   2,568
Revolving 14,456   14,456   15,185
Total loans 105,238   105,238   139,255
Substandard | Commercial and industrial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025         14,008
2024/2023         7,643
2023/2022 3,840   3,840   20,968
2022/2021 27,773   27,773    
Revolving 14,456   14,456   15,185
Total loans 46,069   46,069   57,804
Substandard | Commercial          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025 23,500   23,500   3,475
2025/2024 3,461   3,461    
2023/2022         24,000
2022/2021 4,631   4,631   8,809
2021/2020 & Prior 2,082   2,082    
Total loans 33,674   33,674   36,284
Substandard | Multi-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2026/2025         40,070
2025/2024 19,166   19,166   2,529
2024/2023 2,529   2,529    
2021/2020 & Prior 1,399   1,399    
Total loans $ 23,094   $ 23,094   42,599
Substandard | One-to-four-family          
LOANS AND ALLOWANCE FOR CREDIT LOSSES          
2021/2020 & Prior         2,450
Total loans         $ 2,450