Exhibit 99.3 - Schedule 4

Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

10064883

Closed

2026-01-08 03:45

2026-01-23 06:23

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Missing the tax documentation that was used in the approval for $XXXX.XX monthly ($XX,XXX.XX annually). The documentation in the file for $XX,XXX.XX annually ($X,XXX.XX monthly).  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please clarify what is not matching? need more of an explanation  - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax amount is not matching in provided tax cert. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

XXXX

Primary Residence

Purchase

6976822

N/A

XXXX

10064883

Closed

2026-01-08 03:29

2026-01-14 13:59

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender income calculation worksheet is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX XXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

6976729

N/A

XXXX

10088890

Closed

2026-02-02 04:14

2026-05-14 22:21

Resolved

1 - Information

Compliance

Missing Doc

Premium Pricing Disclosure T64 Form is Missing

Resolved-Premium Pricing Disclosure TXX form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Premium Pricing Disclosure TXX Form is Missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Premium Pricing Disclosure TXX form provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7392805

N/A

XXXX

10088890

Closed

2026-02-02 01:41

2026-02-06 20:44

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LO signature is not required on the XXXX - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing The XXXX is missing dates on page X.  - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7391977

N/A

XXXX

10088890

Closed

2026-02-02 02:08

2026-02-06 05:10

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Xrd party VOE not required per GL's. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-this is not required on a bank statement loan - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Require a Xrd party Verification of Employment for borrower X within XX days of closing either in form of VVOE or business entity search.
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Xrd party VOE not required per GL's. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7392091

N/A

XXXX

10139063

Closed

2026-05-14 14:18

2026-05-18 10:34

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX
Open-Audited LTV Exceeds Guideline LTV. Non-Arm's Length Transaction due to Gift-of-Equity max XX% LTV. - Due Diligence Vendor-XX/XX/XXXX

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX- XXXX XXXX XX.XX, XX XXXXXXXXXXX XXX X XXXXXX -XXXXXXX XXXXXXX XX X.X XXXXXX
XXXX- XXXX XXXX X.XXX, XX XXXXXXXXXXX XXX X.X

XXXX

Investment

Purchase

9207688

Originator Post-Close

Yes

XXXX

10139063

Closed

2026-03-03 09:05

2026-05-14 14:31

Waived

2 - Non-Material

Credit

Assets requirement other than reserves not met

Waived-Exception page XXX
Exception -Borrower Contribution does not meet gudelines requirement of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX- XXXX XXXX XX.XX, XX XXXXXXXXXXX XXX X XXXXXX -XXXXXXX XXXXXXX XX X.X XXXXXX
XXXX- XXXX XXXX X.XXX, XX XXXXXXXXXXX XXX X.X

XXXX

Investment

Purchase

7896950

Originator Pre-Close

Yes

XXXX

10139063

Closed

2026-02-21 07:47

2026-02-27 03:20

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirement

Resolved-DSCR Worksheet uploaded, Audited DSCR matches with the DSCR worksheet, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please advise what the issue is.  Our DSCR calc is X.XX . - Buyer-XX/XX/XXXX
Open-Originator DSCR calculation is X.XX whereas the Calculated DSCR: Lease agreement Rent of $XXXX / Total subject housing expense: $X,XXX.XX [$X,XXX.XX (P&I) + $XXX.XX (Tax) + $XXX.XX (HOI)+ $X.XX(HOA)]= X.XX DSCR ratio which matches the loan approval.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-DSCR Worksheet uploaded, Audited DSCR matches with the DSCR worksheet, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX.XXX

XXXX

Investment

Purchase

7738306

N/A

XXXX

10139068

Closed

2026-03-05 22:51

2026-03-25 06:45

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- Processing Fee (Fee ID: 9)

Resolved-Amount was refunded to the borrower. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Second B, Line item X IAO $XXX in the final CD - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-sorry, please clarify. i don't see a processing fee on the CD...please clarify where and the amount - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXXX Mortgage Loans, Fees, Obligations Provisions (XXXXC. X:X-XX.X) does not allow Processing Fee (Fee ID: X) to be charged to the Borrower in XXXX. Processing Fee (Fee ID: X) to be charged to the Borrower in XXXX does not allow. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-sorry, please clarify. i don't see a processing fee on the CD...please clarify where and the amount - Seller-XX/XX/XXXX

Resolved-Amount was refunded to the borrower. - Due Diligence Vendor-XX/XX/XXXX

XXXXX - XXXXXXXXXXXX - XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7963549

N/A

XXXX

10139068

Closed

2026-03-06 03:33

2026-03-17 07:23

Resolved

1 - Information

Compliance

Missing Doc

Consumer Caution and Home Owner Counseling Notice is Missing

Resolved-Consumer Caution and Home Owner Counseling Notice is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Home Owner Counseling Notice provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-i think your missing these singed initial disclosures. this should clear a lot of the conditions, see attached - Seller-XX/XX/XXXX
Open-Home Owner Counseling Notice is Missing on this file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-i think your missing these singed initial disclosures. this should clear a lot of the conditions, see attached - Seller-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7965313

N/A

XXXX

10139068

Closed

2026-03-06 03:31

2026-03-17 07:22

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see page XX of attached. intent to proceed is there.  - Seller-XX/XX/XXXX
Counter-Per client directive LO signature is not required with an executed Intent to Proceed.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see initial disclosure to address - Buyer-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes.  Intent to Proceed Disclosure document is missing on this file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see page XX of attached. intent to proceed is there. - Seller-XX/XX/XXXX

XXXXX XXXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7965295

N/A

XXXX

10139068

Closed

2026-03-06 13:27

2026-03-16 15:41

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application

Resolved-TRID updated. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Initial Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(XX CFR XXXX.XX(e)(X)(iii)) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-TRID updated. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7978845

N/A

XXXX

10139068

Closed

2026-03-06 03:32

2026-03-16 05:26

Resolved

1 - Information

Compliance

Missing Doc

Missing Service Provider List

Resolved-Service Provider List provided.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Missing Service Provider List. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Service Provider List provided.
- Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7965307

N/A

XXXX

10139068

Closed

2026-03-05 22:51

2026-03-06 13:31

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (XXX%) APR equals or exceeds the Federal HPML threshold of (XXXX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (XXXX%).(XX CFR XXXX.XX(a)(X)(i)) This is a XXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XXXXX%) equals or exceeds the XXXX HPML threshold of (XXXX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (XXXX%). (XXXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(I)) This loan failed the higher-priced mortgage loan test. (XX XXXX § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg.'s XXX and the Final Closing disclosure on Pg.'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#X, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXXs, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (XXX%) APR equals or exceeds the Federal HPML threshold of (XXXX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (XXXX%).(XX CFR XXXX.XX(a)(X)(i)) This is a XXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (XXXXX%) equals or exceeds the XXXX HPML threshold of (XXXX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (XXXX%). (XXXX. Fin. Code XXXX(a); XX XXXX XXXX.XX(a)(X)(I)) This loan failed the higher-priced mortgage loan test. (XX XXXX § XXXX.XX(a)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage provisions specify that lenders can legally make this type of loan subject to additional requirements in XX XXXX §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg.'s XXX and the Final Closing disclosure on Pg.'s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#X, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXXs, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7963548

N/A

XXXX

10139074

Closed

2026-03-05 03:35

2026-03-05 11:11

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7937195

N/A

XXXX

10139074

Closed

2026-02-25 04:46

2026-03-04 04:12

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved.   - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing UDM report. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7794329

N/A

XXXX

10139077

Closed

2026-03-11 13:46

2026-03-18 08:00

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8054446

N/A

XXXX

10139077

Closed

2026-02-17 22:35

2026-03-10 12:58

Waived

1 - Information

Compliance

Fees:Limited

XXXX - Maximum Lender Fees (01/09)

Waived-Per XXXX DFI - X%/X% RCE is outdated and dos not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Waived-Per XXXX DFI - X%/X% RCE is outdated and dos not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Under the XXXX Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); XXXX XXX-XXX-XXX(X)).  Under the XXXX Consumer Loan Act, a lender may not charge a "loan origination fee" exceeding X% of the first $XX,XXX and X% thereafter of the remaining loan amount. (RCW XX.XX.XXX(X); WAC XXX-XXX-XXX(X)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Waived-Per XXXX DFI - X%/X% RCE is outdated and dos not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX
Waived-Per XXXX DFI - X%/X% RCE is outdated and dos not apply to creditors, as defined in TILA. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7670571

Originator Pre-Close

XXXX

10139077

Closed

2026-02-18 04:21

2026-02-23 14:55

Resolved

1 - Information

Compliance

Missing Doc

Missing Change of Circumstance

Resolved-Clerical error, documentation provided to verify was accepted. Error covered under Errors and Omissions clause. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Open-Change of Circumstance on page #XXX & #XXX reflects incorrect year XXXX on Date of Change, Provide updated Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX

This was a clerical error. Can this be cleared? - XX/XX/XXXX

Resolved-Clerical error, documentation provided to verify was accepted. Error covered under Errors and Omissions clause. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX_XXXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7672669

N/A

XXXX

10139077

Closed

2026-02-18 04:21

2026-02-23 03:25

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Provide Loan Approval Document, Missing in File - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan Approval provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7672675

N/A

XXXX

10139077

Closed

2026-02-17 22:51

2026-02-19 13:01

Waived

2 - Non-Material

Credit

Income/Employment

Income and Employment Do Not Meet Guidelines

Open-Income and Employment Do Not Meet XXXXXXXXXX Exception Approval Form is on XXXX #XXX

Pre Funding Exception - INCOME: NSF limits NSFs exceed – max X allowed – XXXX shows X – only found X occurrences on bank stmts - Due Diligence XXXXXX-XX/XX/XXXX

XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X.XX%.
XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%.
XXXXXXXX XXXX XX XXXXXXX XXX XXX XX XXXXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7670656

Originator Pre-Close

Yes

XXXX

10139086

Closed

2026-03-23 01:27

2026-03-26 07:15

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower Undisclosed Debt Monitoring is missing from file. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8256426

N/A

XXXX

10139093

Closed

2026-02-20 04:33

2026-03-17 04:00

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-PCCD, IEAD, and first payment letter provided, resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax As per provided Tax certificate Monthly tax amount is $XXX.XX where as per Final CD and IEAD monthly property Tax should be $XXX.XX. Provided updated tax certificate with correct tax amount. ($X,XXX.XX bi- annually. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-PCCD, IEAD, and first payment letter provided, resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXX XXXX XXXX - XXXX XXX XXX XXXXXXX XXXXXX.XXX

XXXX

Investment

Purchase

7714947

N/A

XXXX

10139093

Closed

2026-02-24 05:39

2026-03-17 03:59

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) Received final title policy, resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Title commitment does not included an amount that it is insured for. Missing title commitment/supplement showing loan amount of $XXX,XXX. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) Received final title policy, resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXX XXXXX XXXXX.XXX

XXXX

Investment

Purchase

7775722

N/A

XXXX

10139093

Closed

2026-02-24 06:13

2026-03-03 04:30

Resolved

1 - Information

Compliance

TRID

Final CD: Disbursement Date is missing or inaccurate

Resolved-Received PCCD, resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Disbursement date on final CD is XX/XX/XXXX is prior to closing date. Notary date is XX/XX/XXXX. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Received PCCD, resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXX XXXX.XXX

XXXX

Investment

Purchase

7776289

N/A

XXXX

10139093

Closed

2026-02-22 18:10

2026-03-02 22:41

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Requested UDM in lieu of gap credit report provided, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Missing UDM report. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXX XXX.XXX

XXXX

Investment

Purchase

7745043

N/A

XXXX

10139102

Closed

2026-03-24 01:31

2026-07-23 07:40

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Verification of Active license provided.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing VOE within XX days of Close missing.  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Verification of Active license provided. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX XXXXXXX - XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8281647

N/A

XXXX

10139102

Closed

2026-03-24 01:53

2026-03-26 06:56

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring is missing.  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8281790

N/A

XXXX

10139109

Closed

2026-03-13 01:38

2026-03-18 03:16

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087942

N/A

XXXX

10139134

Closed

2026-03-12 03:55

2026-03-13 05:45

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8063328

N/A

XXXX

10139134

Closed

2026-03-12 03:55

2026-03-13 05:45

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8063329

N/A

XXXX

10139142

Closed

2026-03-20 07:35

2026-04-02 14:42

Resolved

1 - Information

Compliance

Note has incorrect information

Resolved-Note with Borrower only signature provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. correct note - Buyer-XX/XX/XXXX
Open-Note has an additional borrower signature, but there is only X borrower application for XXXXXX XXXXX. Please reconcile. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Note with Borrower only signature provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

XXXX

Investment

Purchase

8234842

N/A

XXXX

10139146

Closed

2026-02-24 01:38

2026-03-24 13:21

Resolved

1 - Information

Compliance

Predatory:LateFees

Federal - Maximum Late Fee (01/14)

Resolved-Invalid Data Entry, condition resolved once updated.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML guidelines and is a compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. loan passed HPML - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-You submitted a late fee amount of ($XXX.XX) and a (X.X%) Late Fee Percent. In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed X% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (XX CFR XXXX.XX(a)(X)(i))  In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed X% of the amount of the payment past due - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7773485

N/A

XXXX

10139146

Closed

2026-02-24 01:38

2026-03-24 13:20

Resolved

1 - Information

Compliance

Mavent

HighCost: Fees

Ready for Review-should be cleared as this is a Non-QM loan. - Seller-XX/XX/XXXX

Resolved-Invalid Data Entry, condition resolved once updated. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-High-cost consideration is X% of the total loan amount, which equals $XX,XXX. The amount of fees are less than $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7773480

N/A

XXXX

10139146

Closed

2026-02-24 01:38

2026-03-24 13:20

Resolved

1 - Information

Compliance

Mavent

HighCost: APR/FEES

Ready for Review- should be cleared as this is a Non-QM loan. - Seller-XX/XX/XXXX

Resolved-Invalid Data Entry, condition resolved once updated. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Loan fees cannot exceed $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7773489

N/A

XXXX

10139146

Closed

2026-02-24 01:38

2026-03-24 13:20

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-Invalid Data Entry, condition resolved once updated.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML guidelines and is a compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML guidelines and is a compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. loan passed HPML - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  Required undiscounted rate hence finding kept open - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. loan passed HPML - Seller-XX/XX/XXXX

XXXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7773483

N/A

XXXX

10139146

Closed

2026-02-24 01:38

2026-03-24 13:20

Resolved

1 - Information

Compliance

Predatory:Restrictions

Federal - Section 32 Disclosure Required (High Cost)

Resolved-Invalid Data Entry, condition resolved once updated.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML guidelines and is a compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z. (XX CFR XXXX.XX(c) and XXXX.XX(c))  This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7773488

N/A

XXXX

10139146

Closed

2026-02-23 23:49

2026-03-06 04:08

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Credit Report is Missing in the file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XX XXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7772404

N/A

XXXX

10139185

Closed

2026-03-13 01:16

2026-04-02 08:56

Resolved

1 - Information

Compliance

Predatory:Restrictions

Federal - Section 32 Disclosure Required (High Cost)

Resolved-updated information with documents provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Document Uploaded. The Compliance Ease providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded. The Compliance Ease providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z. (XX CFR XXXX.XX(c) and XXXX.XX(c)) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Passing HPML - Buyer-XX/XX/XXXX
Open-This is a Federal High Cost Loan. Since the loan file does not contain a Section XX Sign Date, the System assumes the creditor did not furnish the Federal High Cost Section XX disclosures at least X business days prior to consummation, in violation of Reg Z. (XX CFR XXXX.XX(c) and XXXX.XX(c)) According to the note, any payment received over XX days late will result in a late fee of X% of the overdue monthly principal and interest payment.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-updated information with documents provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX - XXXXXXX XXXX.XXX
XXXXXXXXXX XXXXXXXXXX XXXX XXXX-XX.XXX
XXXXXXX XX - XXXXXXXX XXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087829

N/A

XXXX

10139185

Closed

2026-03-13 01:16

2026-04-02 08:55

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-Added CD dated XX/XX/XXXX with COC received.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Received COC for increase in discount points.  - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Provide Change of Circumstance (COC) for the increase in discount points. The discount points changed from $XXX.XX to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Added CD dated XX/XX/XXXX with COC received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Received COC for increase in discount points. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX-XX XXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087828

N/A

XXXX

10139185

Closed

2026-03-13 01:16

2026-04-02 08:55

Resolved

1 - Information

Compliance

Mavent

HighCost: APR/FEES

Resolved-Updated discount fee with documents provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Passing HPML - Buyer-XX/XX/XXXX
Open-The loan fees ($XX,XXX.XX) exceed the (XXXXXXX) (Note Amount >=$XX,XXX.XX) fee limit, which is X% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XXX.XX). (XX CFR XXXX.XX). Loan is failing the X% fee limit. According to the note, any payment received over XX days late will result in a late fee of X% of the overdue monthly principal and interest payment.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated discount fee with documents provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX - XXXXXXX XXXX.XXX
XXXXXXXXXX XXXXXXXXXX XXXX XXXX-XX.XXX
XXXXXXX XX - XXXXXXXX XXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087830

N/A

XXXX

10139185

Closed

2026-03-13 01:16

2026-04-02 08:54

Resolved

1 - Information

Compliance

Predatory:LateFees

Federal - Maximum Late Fee (01/14)

Resolved-Updated Discount points with documents provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open-You submitted a late fee amount of ($XXX.XX) and a (X.X%) Late Fee Percent. In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed X% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (XX CFR XXXX.XX(a)(X)(i)) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Passing HPML - Buyer-XX/XX/XXXX
Open-You submitted a late fee amount of ($XXX.XX) and a (X.X%) Late Fee Percent. In connection with a Federal High-Cost Mortgage any late payment charge must be specifically permitted by the terms of the loan contract or open-end credit agreement and may not exceed X% of the amount of the payment past due. No such charge may be imposed more than once for a single late payment. (XX CFR XXXX.XX(a)(X)(i)) According to the note, any payment received over XX days late will result in a late fee of X% of the overdue monthly principal and interest payment.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Discount points with documents provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX - XXXXXXX XXXX.XXX
XXXXXXXXXX XXXXXXXXXX XXXX XXXX-XX.XXX
XXXXXXX XX - XXXXXXXX XXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087826

N/A

XXXX

10139185

Closed

2026-03-13 01:16

2026-04-02 08:53

Resolved

1 - Information

Compliance

Mavent

HighCost: Fees

Resolved-Updated discount points with documents provided - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded. The XXXXXXXXXX XXXX providing is testing at the lower discount points of $X,XXX. The discount points increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open-The loan fees ($XX,XXX.XX) exceed the (XXXXXX) High Cost fee limit, which is ($XX,XXX.XX), the difference is ($XXX.XX). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Passing HPML - Buyer-XX/XX/XXXX
Open-The loan fees ($XX,XXX.XX) exceed the (XXXXXX) High Cost fee limit, which is ($XX,XXX.XX), the difference is ($XXX.XX). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated discount points with documents provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX - XXXXXXX XXXX.XXX
XXXXXXXXXX XXXX-XX-XX XXXXXX.XXX
XXXXXXXXXX XXXXXXXXXX XXXX XXXX-XX.XXX
XXXXXXX XX - XXXXXXXX XXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087825

N/A

XXXX

10139185

Closed

2026-03-12 23:00

2026-03-30 10:33

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Evidence of Undisclosed Debt Monitoring. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8087123

N/A

XXXX

10139210

Closed

2026-03-02 07:55

2026-03-17 08:17

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-UDM is missing in file, which is required, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide evidence of Undisclosed Debt Monitoring.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7871511

N/A

XXXX

10139210

Closed

2026-03-02 07:30

2026-03-12 04:42

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Finding added for tax value mis match  in in file tax cert, asked for updated tax cert, but tax value matches from title, considered the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. I'm not sure this is a valid condition. i show the tax bill was sent with delivery and it matches docs, and UW calculations XXXX.XX (Xnd installment) so XXXX/XX XXX.XX - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Provide Tax document used for a monthly tax payment of $XXX.XX used on XXXX.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX XXXX.XXX

XXXX

Primary Residence

Purchase

7870706

N/A

XXXX

10139210

Closed

2026-03-02 21:47

2026-03-03 11:40

Waived

2 - Non-Material

Property

Appraisal

Property/Appraisal General

Waived-Client elects to waive with the following compensating factors:
Exception document on # XXX

PROPERTY: NON-WARRANTABLE CONDO – OTHER
DOES NOT REQUIRE X BOARD MEMBERS TO SIGN - Due Diligence Vendor-XX/XX/XXXX

XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%.

XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX
$XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX.

XXXX

Primary Residence

Purchase

7887202

Originator Pre-Close

Yes

XXXX

10139221

Closed

2026-03-10 04:38

2026-03-18 03:02

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Attestation provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The closing disclosure should have the same document date as the note and security instrument XX/XX/XXXX however CD is dated XX/XX/XXXX, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Note in file is dated XX/XX/XXXX. The Deed of Trust, XXXX and Final CD are signed on XX/XX/XXXX. Provide updated document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Attestation provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX.XXX
XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8013354

N/A

XXXX

10139221

Closed

2026-03-10 04:39

2026-03-13 03:50

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Attestation to date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing As per note final the note date is XX/XX/XXXX. However the DOT XXXX and Final CD signed on XX/XX/XXXX. Provide updated document - Due Diligence Vendor-XX/XX/XXXX

Resolved-Attestation to date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8013364

N/A

XXXX

10139221

Closed

2026-03-10 04:40

2026-03-13 03:50

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Attestation to date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Missing Note in file is dated XX/XX/XXXX. The Deed of Trust, XXXX and Final CD are signed on XX/XX/XXXX. Provide updated document. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Attestation to date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8013372

N/A

XXXX

10139221

Closed

2026-03-10 01:15

2026-03-13 00:50

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement Summary Lender Worksheet / Income Calculator is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8012014

N/A

XXXX

10139221

Closed

2026-03-10 01:49

2026-03-13 00:50

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8012193

N/A

XXXX

10139221

Closed

2026-03-10 01:49

2026-03-13 00:50

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8012192

N/A

XXXX

10151720

Closed

2026-03-03 21:19

2026-06-11 01:50

Resolved

1 - Information

Compliance

Missing Doc

PUD Rider is Missing

Resolved-XXX Rider provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-XXX Rider is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-XXX Rider provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7911226

N/A

XXXX

10151720

Closed

2026-03-03 06:20

2026-06-11 01:50

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Deed of Trust doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Incomplete The appraisal and the title shows the property type as a "XXX-Detached". DOT must be checked with XXX Rider requirement and provide XXX rider attached with DOT.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Deed of Trust doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7893113

N/A

XXXX

10151720

Closed

2026-03-03 21:14

2026-03-10 01:23

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX.XXX

XXXX

Primary Residence

Purchase

7911207

N/A

XXXX

10151720

Closed

2026-03-03 21:14

2026-03-10 01:23

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX.XXX

XXXX

Primary Residence

Purchase

7911206

N/A

XXXX

10151768

Closed

2026-03-04 06:42

2026-03-17 13:35

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated CD accepted, taxes in alignment with tax certificate. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax As per final CD Monthly Tax amount is $XXX.XX and as per Tax Document Monthly Tax is $XXX.XX provide Updated final CD and initial escrow disclosure or updated Tax certificate. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated CD accepted, taxes in alignment with tax certificate. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX.XXX
XXXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

7916418

N/A

XXXX

10151768

Closed

2026-03-03 01:12

2026-03-11 02:43

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of undisclosed debt Monitoring Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX_XXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Primary Residence

Purchase

7888967

N/A

XXXX

10151768

Closed

2026-03-03 01:12

2026-03-11 02:43

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of undisclosed debt Monitoring Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX_XXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Primary Residence

Purchase

7888966

N/A

XXXX

10151775

Closed

2026-02-27 08:21

2026-03-05 03:27

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate lock provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing evidence that the rate was locked for X.XXX to match the note. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Rate lock provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Rate Lock Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XXXXXXXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7844705

N/A

XXXX

10151775

Closed

2026-02-27 02:53

2026-03-05 01:04

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing UDM report. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7839767

N/A

XXXX

10151688

Closed

2026-03-17 05:09

2026-04-08 07:36

Resolved

1 - Information

Credit

Missing Doc

Approval/Underwriting Summary Not Provided

Resolved-Approval Certificate provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested Loan Approval  provided, updated & condition resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Loan approval missing in file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Approval Certificate provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested Loan Approval provided, updated & condition resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8146061

N/A

XXXX

10151688

Closed

2026-03-17 05:17

2026-04-08 06:41

Waived

2 - Non-Material

Credit

DSCR Does Not Meet Guideline Requirement

Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX
Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX
Waived-Exception page #XXX is made for DSCR FTHB.  - Due Diligence Vendor-XX/XX/XXXX

XX.X% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.X%.
XXXX XXXXX XX X.XX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XX XXXXXX.
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8146143

Originator Pre-Close

Yes

XXXX

10151688

Closed

2026-03-17 23:47

2026-04-07 16:29

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Rec'd updated asset stmt with additional reserves/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. provided Jan, Feb, and printout through X/XX (closed X/XX) showing $XX,XXX in the account - Buyer-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please clarify what reserves are missing?  - Buyer-XX/XX/XXXX
Open-Audited reserves are less than required reserves, required additional reserves for closing. provide additional reserves.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Rec'd updated asset stmt with additional reserves/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX XXXX XXX.XXX
XXXXXXXX XXXXXX XXXX XXX.XXX
XXXXXXXX XXXXXX XXXXXXXXX X-XX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8175239

N/A

XXXX

10151703

Closed

2026-02-11 06:39

2026-03-27 07:24

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Updated disbursement date to XX/XX/XXXX with PCCD, available funds meets reserves requirement of X months. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing approved exception for reserves, countered - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Closing date is X/X/XXXX. The $X,XXX.XX were funds deposited on X/X/XXXX (post closing).  At the time of closing, the reserves/assets were short, counter. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-X&X statement which had an ending balance of $XXXX.XX after borrower wired closing funds on X/XX/XX and attached XXX America statement indicating ending balance of $XXXX.XX. Total reserves $XXXX.XX. - Buyer-XX/XX/XXXX
Counter-Bank statements provided are the same statements in file, provide proof of additional assets, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Available asset are not sufficient for cash to close and reserves. Cash to close XX,XXX.XX, audited available funds XX,XXX.XX leaves only $X,XXX.XX. -$X,XXX.X needed for reserve requirements. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated disbursement date to XX/XX/XXXX with PCCD, available funds meets reserves requirement of X months. - Due Diligence Vendor-XX/XX/XXXX

X&X #XXXX.XXX
XXX.XXX
XXXXXXX XXX.XXX
XXXXXXX XXXX.XXX
XXXXXXX XXXXXXXXX XXXXXX XXXXXX.XXX

XXXX

Investment

Purchase

7556632

N/A

XXXX

10155939

Closed

2026-03-10 00:40

2026-03-23 02:32

Resolved

1 - Information

Credit

Income/Employment

Borrower 1 Business Bank Statements Less Than 24 Months Provided

Resolved-October bank statement provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Missing October XXXX statement showing deposits of $XX,XXX.XX. Received XX/XXXX, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-these were in the file and sent with delivery - Seller-XX/XX/XXXX
Open-Borrower is income-qualified using XX months of Business Bank Statements (XXX Checking #XXXX). However, the October XXXX statement showing deposits of $XX,XXX.XX and the December XXXX statement showing deposits of $XX,XXX.XX are missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-these were in the file and sent with delivery - Seller-XX/XX/XXXX

Resolved-October bank statement provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XXXXXXXXX.XXX
XXXX XXX XXXXXXXX XXXX XXXXXXXXXX (XX).XXX
XXXXX XXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8011873

N/A

XXXX

10155939

Closed

2026-03-09 22:30

2026-03-15 23:38

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Requested updated title supplemental report with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Title Coverage Amount of $XXX,XXX is Less than Loan Amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXX XXXXXXX & XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8011260

N/A

XXXX

10155939

Closed

2026-03-09 05:17

2026-03-13 05:39

Resolved

1 - Information

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-PCCD provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) Right to cancel cancellation date is XX/XX/XXXX. Closing disclosure disbursement date is XX/XX/XXXX, Missing Post Close CD with disbursement date after XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-PCCD provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7991095

N/A

XXXX

10155960

Closed

2026-03-04 10:14

2026-03-19 10:42

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Confirmed methodology and it is within tolerance of lender value using X.XXX%. - Due Diligence Vendor-XX/XX/XXXX
Counter-Thank you. Please provide documentation to reflect the calculation that was used. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The tax bill in file is too low because it is new construction.  It’s based off the similar figures pre-construction.  Higher amount used to qualify. - Buyer-XX/XX/XXXX
Open-Missing Evidence of Property Tax Evidence of Property Tax in the amount of $XXXX.XX (Monthly Escrow $XXX.XX*XX=$XXXX.XX) missing. - Due Diligence Vendor-XX/XX/XXXX

We used more conservative figures to qualify due to this being new construction. Approximate tax rate of X.XXX% of the Sales price. - XX/XX/XXXX

Resolved-Confirmed methodology and it is within tolerance of lender value using X.XXX%. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

7922181

N/A

XXXX

10155960

Closed

2026-02-23 20:59

2026-03-02 07:19

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Initial XXXX is Missing Provide Initial XXXX  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

7771581

N/A

XXXX

10155963

Closed

2026-03-19 22:56

2026-03-24 04:36

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX.XXX

XXXX

Investment

Purchase

8228604

N/A

XXXX

10155963

Closed

2026-03-19 20:44

2026-03-24 02:34

Resolved

1 - Information

Compliance

TRID

Final CD: Disbursement Date is missing or inaccurate

Resolved-Final PCCD provided with disbursement date of XX/XX/XXXX, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open- Closing disclosure has a disbursement date of XX/XX/XXXX and notary date on the security instrument is XX/XX/XXXX. Missing closing disclosure with disbursement date post notary date. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final PCCD provided with disbursement date of XX/XX/XXXX, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX.XXX

XXXX

Investment

Purchase

8228199

N/A

XXXX

10155966

Closed

2026-03-12 04:15

2026-03-23 06:30

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-Hazard Insurance Effective Date of XX-XX-XXXX is prior to or equal to the Note Date of XX-XX-XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Prior policy provided verifying continuous coverage - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Received PCCD. Still need Hazard insurance policy with an effective date on or before disbursement date of XX-XX-XXXX. Policy provided has an effective date of XX-XX-XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXXX.XXX
XXXXX.XXX
XXXXX XXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8063564

N/A

XXXX

10155966

Closed

2026-03-12 03:58

2026-03-18 23:58

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Undisclosed Debt Monitoring is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8063367

N/A

XXXX

10155966

Closed

2026-03-12 03:58

2026-03-18 23:58

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Undisclosed Debt Monitoring is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8063366

N/A

XXXX

10155975

Closed

2026-03-09 15:24

2026-03-16 15:25

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Received corrected Note. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Note is Incomplete Provided updated Note signed as LLC. Mortgage and Title vested in LLC. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received corrected Note. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX.XXX

XXXX

Investment

Purchase

8007050

N/A

XXXX

10155975

Closed

2026-03-09 09:14

2026-03-16 05:29

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-Updated DOT with LLC sign provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Provide updated Deed of Trust signed as LLC. Proposed vesting is in the name of LLC. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated DOT with LLC sign provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Investment

Purchase

7997911

N/A

XXXX

10155975

Closed

2026-03-09 06:51

2026-03-13 01:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide undisclosed debt monitoring document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Investment

Purchase

7993782

N/A

XXXX

10155981

Closed

2026-03-17 10:19

2026-03-19 07:44

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Received title policy. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Preliminary Report does not reflect any title insurance coverage.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX XXXXXXXXXXXX XXXXXXXXXXXXXX XXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8156276

N/A

XXXX

10155981

Closed

2026-03-17 08:38

2026-03-19 07:44

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Received UDM. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Received UDM. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8150722

N/A

XXXX

10155981

Closed

2026-03-17 08:38

2026-03-19 07:43

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Received UDM. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8150721

N/A

XXXX

10155981

Closed

2026-03-13 04:47

2026-03-18 05:54

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Loan approval Certificate is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan approval cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8090912

N/A

XXXX

10155986

Closed

2026-02-24 11:33

2026-03-24 12:39

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Total Assets short using option Underwritten to X. $XXX,XXX provided the borrower has XX months of total liabilities* net of funds to close. $XXX,XXX in total assets we are short of the $XXX,XXX required. - Due Diligence Vendor-XX/XX/XXXX
Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX
Waived-Loan does not conform to program guidelines Client elects to waive with the following compensating factors:
Exception page XXX
$XXX,XXX Assets total (short $XXXK and debt coverage) > XX% of income
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX XX%, XXXXXXXXXX XXX XX XXXXXXXXXX XX XX%
XXXXXXXXX XXX XXXX XXX, XXXXXXXXXX XXXX XXX, XXXXXXXXXX XX XX
XXXXXXXXX XXXXXXXX XXXXXXXX - XXXXXX XX XXXXXX X, XXXXXXXXXX XXXXX XXXXXXXX XXXXXX XX XXXXXX XX.XX, XXXXXXXXXX XX XX.XX

XXXX

Primary Residence

Purchase

7782348

Originator Pre-Close

Yes

XXXX

10155986

Closed

2026-02-21 07:29

2026-03-04 05:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved.   - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDN Report uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing UDM report.
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7738276

N/A

XXXX

10155986

Closed

2026-02-21 07:29

2026-03-04 05:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved.   - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDN Report uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Missing UDM report.
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7738277

N/A

XXXX

10155986

Closed

2026-02-24 09:42

2026-03-04 05:14

Resolved

1 - Information

Credit

Eligibility

Trust/POA Does Not Meet Guideline Requirements

Resolved-POA provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Trust/POA Does Not Meet Guideline Requirements Missing power of attorney allowing borrower to sign as attorney in fact for borrower X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-POA provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Trust/POA Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

7781451

N/A

XXXX

10155997

Closed

2026-03-13 06:01

2026-03-20 16:54

Resolved

1 - Information

Compliance

TRID Tolerance

Lender Credits That Cannot Decrease Test (50001262)

Resolved-Lender Credits fields where blank added lender credits provided on disclosures. This resolved this condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX,XXX.XX). The Last CD shows a total lender credit amount of ($X.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8091756

N/A

XXXX

10155997

Closed

2026-03-13 06:01

2026-03-20 16:50

Resolved

1 - Information

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. settlement occurred X/X attached PCD and LOE - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8091759

N/A

XXXX

10155997

Closed

2026-03-09 08:56

2026-03-13 06:19

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved-Initial loan estimate (LE) provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide all loan estimates (LE). No loan estimates (LE) in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Initial loan estimate (LE) provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7997475

N/A

XXXX

10155997

Closed

2026-03-09 09:35

2026-03-13 06:19

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title supplement provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Preliminary commitment does not list an insured amount. Insured amount must be equal to or greater than the loan amount. No supplemental found in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7999185

N/A

XXXX

10155997

Closed

2026-03-08 22:38

2026-03-13 05:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Undisclosde Debt Monitoring is misisng in fle, Evidence of Undisclosed Debt Monitoring provided, Changes made in system, Finding Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7988817

N/A

XXXX

10155997

Closed

2026-03-09 05:20

2026-03-13 05:26

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Income Worksheet missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender Worksheet / Income Calculator is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXXX XXXXX.XXX
XXXXX XXX XXXXXX XXXX XXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

7991292

N/A

XXXX

10155998

Closed

2026-02-24 13:11

2026-03-20 07:28

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Percentage of ownership provided. Findings X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. We are allowed in guidelines to use Bank validation of ownership of the account/signor for validation of % of ownership. The XXX document in the file meets this requirement for both entities in question.  - Buyer-XX/XX/XXXX
Counter-Unable to locate in guidelines allowing for use of Banking relationship documents as proof of ownership percentage.  Ownership percentage required to verify correct percentage of assets used.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Documents provided are Bank form and do not meet requirement for Articles of Incorporation, Operating Agreement or comparable Company documents officially designating members and ownership percentages. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Please provide Articles of Incorporation or comparable document to validate Owner % and use of XXX% of Bank Statement deposits for XXXXX XXX, XXX and Asset account for XXXXXXXX XXX XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Percentage of ownership provided. Findings X/XX/XX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXX XXX XXX - XXXXXXXX XXXXXXXXXX.XXX
XXXXXX XXXXX XXX - XXXXXXXX XXXXXXXXXX.XXX
XXXXXX XXX.XXX
XXXXXX XX XXXX.XXX

XXXX

Primary Residence

Purchase

7784946

N/A

XXXX

10155998

Closed

2026-02-23 01:49

2026-03-20 07:23

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Income Worksheet is Missing in file, Provide the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Required Income worksheet for this File.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

7746437

N/A

XXXX

10155998

Closed

2026-02-24 12:28

2026-03-12 11:21

Resolved

1 - Information

Credit

Income/Employment

Borrower 1 Business Bank Statements Less Than 12 Months Provided

Resolved-Statement through X/XX/XX accepted by Client.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Loan closed X-XX - statement provided goes up until X-XX.  Full Feb statement is not required - Seller-XX/XX/XXXX
Counter-Feb XXXX statement incomplete as it only provided deposits to X/XX/XX.  Please provide X/XX/XXXX statement.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-X/XX/XX statement for acct #XXXX used for income calculation purposes, is missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Loan closed X-XX - statement provided goes up until X-XX. Full Feb statement is not required - Seller-XX/XX/XXXX

Resolved-Statement through X/XX/XX accepted by Client. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX XXXX.XXX

XXXX

Primary Residence

Purchase

7783509

N/A

XXXX

10155998

Closed

2026-02-22 07:49

2026-03-12 11:21

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-I-XXX Notice of Action-Extension of I-XXX card for XX months provided.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Extension - Buyer-XX/XX/XXXX
Counter-Per GL's, Alien Registration Card I-XXX (Green Card) is missing.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-I-XXX Notice of Action-Extension of I-XXX card for XX months provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XX XXXX.XXX
XXXXXX XX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

7741542

N/A

XXXX

10155998

Closed

2026-02-22 08:21

2026-02-24 13:08

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

7741579

N/A

XXXX

10155979

Closed

2026-03-17 04:12

2026-03-19 02:18

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Credit Report is Missing

Resolved-Initial credit report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing credit report dated XX/XX/XXXX, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Missing initial credit report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Initial credit report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXX XXXXXX.XXX
XXXXXX XXXXXX X-XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8145457

N/A

XXXX

10155979

Closed

2026-03-17 04:12

2026-03-19 02:18

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Initial credit report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Missing credit report dated XX/XX/XXXX, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Missing initial credit report. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Initial credit report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXX XXXXXX.XXX
XXXXXX XXXXXX X-XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8145456

N/A

XXXX

10155979

Closed

2026-03-09 06:06

2026-03-18 02:53

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-No new lock agreement with new appraised value and correct LTV's. Client provided the same lock confirmation, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Document Uploaded. Rate lock dated XX/XX/XXXX appraised value is $X,XXX,XXX.XX and the final appraisal shows appraised value of $X,XXX,XXX.XX Please see upload, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Rate lock dated XX/XX/XXXX appraised value is $X,XXX,XXX.XX and the final appraisal shows appraised value of $X,XXX,XXX.XX Please see upload, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please elaborate on these conditions. i am showing the rate lock is correct with a X.XXX% rate and L/A XXX,XXX - Seller-XX/XX/XXXX
Open-Evidence of Rate Lock Missing Rate lock in file has the incorrect LTV and appraised value. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-please elaborate on these conditions. i am showing the rate lock is correct with a X.XXX% rate and L/A XXX,XXX - Seller-XX/XX/XXXX

Resolved-No new lock agreement with new appraised value and correct LTV's. Client provided the same lock confirmation, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXX XXX XXX.XXX
XXXXXXXXXXX XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7992166

N/A

XXXX

10155979

Closed

2026-03-09 05:21

2026-03-18 02:49

Resolved

1 - Information

Credit

DTI discrepancy or failure.

Resolved-Flood invoice and new XXXX provided, DTI matches, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Provided flood policy however, Tax amount does not match XXXX $X,XXX.XX bi-annually and tax bill $X,XXX.XX bi-annually. Difference is $XX.XX higher in monthly debt, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Tax amount does not match XXXX $X,XXX.XX bi-annually and tax bill $X,XXX.XX bi-annually. Difference is $XX.XX higher in monthly debt. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Flood invoice and new XXXX provided, DTI matches, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX.XXX
XXXXXXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7991309

N/A

XXXX

10155979

Closed

2026-03-05 21:23

2026-03-16 04:14

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Requested hazard insurance policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7963136

N/A

XXXX

10155979

Closed

2026-03-09 05:45

2026-03-16 04:14

Resolved

1 - Information

Credit

Missing Doc

Flood Insurance Policy Missing

Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Flood Insurance Policy Flood invoice shows $XXX.XX annually however post CD shows monthly amount of XX.XX which equals XXX.XX annually.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX.XXX
XXXXX XXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

7991639

N/A

XXXX

10155931

Closed

2026-03-05 12:30

2026-03-18 08:02

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-rec'd papertrail and lox for rents /resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The tenant statement is not sufficient. Per GL's it specifically states the following:
- A new lease within XXX% of the XXXX can be used provided the first month rent and security deposit are paper trailed to the
borrower’s bank account
Please provide papertrail to borrowers account that matches with lease/tenant statement - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-    It is a new lease that started X/XX/XXXX There is proof of security deposit and Xst months rent for the $XXXX/mos in the tenant statement. - Receipt of rent/security deposit-Tenant statement in file. I have attached it to this email. Also I attached the rental agreement with the breakdown.  - Seller-XX/XX/XXXX
Open-Verification of Security Deposit and Xst months rent payments received and paper trailed to Borrower's bank account missing. Required to use XXX% Actual lease which exceeds Third party Market rent.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review- It is a new lease that started X/XX/XXXX There is proof of security deposit and Xst months rent for the $XXXX/mos in the tenant statement. - Receipt of rent/security deposit-Tenant statement in file. I have attached it to this email. Also I attached the rental agreement with the breakdown. - Seller-XX/XX/XXXX

Resolved-rec'd papertrail and lox for rents /resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXX XXXXXXXXX.XXX
XXXXX XX_ XXX XXXXXXXX XXXXXXX XXXX XXXX XXXXXXXX.XXX
XXXX XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7950994

N/A

XXXX

10155931

Closed

2026-02-26 22:00

2026-03-06 14:26

Acknowledged

2 - Non-Material

Credit

Spousal Consent Missing

Acknowledged-Acknowledged by the client as an immaterial EVX/B Grade. - Due Diligence Vendor-XX/XX/XXXX
Counter-XX requires Spousal Consent when Personal Guaranty is present on Investment property transaction. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Spousal consent is not required on DSCR transactions hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-In XX, XX, XX, XX, XX, XX, XX, when a personal guaranty is present, then evidence of spousal consent is also required.  This is XX state subject Property.  per guidelines evidence of spousal consent is required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Acknowledged-Acknowledged by the client as an immaterial EVX/B Grade. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Spousal consent is not required on DSCR transactions hence condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7837786

Originator Post-Close

XXXX

10155931

Closed

2026-02-27 11:34

2026-03-04 07:23

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirement

Resolved-Evidence rents rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-DSCR Does Not Meet Guideline Requirement, For refinance transactions if the higher lease rents are used X months proof of rents received is required. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Evidence rents rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX _ XXXXX XXXXXXXXXX (XX).XXX
XXXX XXXXXXX XX XXXX _ XXXXXXXX XXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

7848875

N/A

XXXX

10155931

Closed

2026-02-26 21:31

2026-03-04 07:18

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Need document to verify values. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXX XXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

7837390

N/A

XXXX

10155949

Closed

2026-03-03 09:24

2026-03-18 07:13

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is DSCR.) - Due Diligence Vendor-XX/XX/XXXX
Resolved-Rec'd signature page/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-There was no document attached to review - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Business Purpose Affidavit pg X is missing. Provide signed pg X of business purpose document - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please clarify - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'DSCR' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Provide signed pg X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXX XXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

7897951

N/A

XXXX

10155949

Closed

2026-03-03 09:13

2026-03-10 07:17

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. Provide HOA Questionnaire - Due Diligence Vendor-XX/XX/XXXX

Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

7897123

N/A

XXXX

10155949

Closed

2026-03-02 04:14

2026-03-10 00:14

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Primary Address is Free & clear, Bill of sale attached in findings, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. Their primary residence is a boat house that is paid off. There is no payment history. There is a bill of sale for the purchase of it in X/XXXX. See attached - XXXXXX-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Borrower X did not provide any verification of rent (VOR) or mortgage history documentation. No housing history documents available for review. - Due Diligence XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Their primary residence is a XXXX that is paid off. There is no payment history. There is a bill of sale for the purchase of it in X/XXXX. See attached - XXXXXX-XX/XX/XXXX

XXXXXXX XXX XXXX (XX).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

7866619

N/A

XXXX

10155977

Closed

2026-03-20 10:03

2026-03-25 12:37

Resolved

1 - Information

Credit

Doc Issue

Amount of title insurance is less than mortgage amount

Resolved-Title supplement received reflecting sufficient title insurance. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Title supp rec'd/resolved - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Provide title reflecting loan amount of $XXX,XXX - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Title supplement received reflecting sufficient title insurance. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Title supp rec'd/resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXXX XXXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8242035

N/A

XXXX

10155991

Closed

2026-03-05 06:16

2026-03-18 07:25

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Rec'd pg X/resolved - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Missing borrower initials on pg X of Business Purpose Affidavit Disclosure  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-please clarify...what is missing?  - Buyer-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose XXXXX Page is 'Present'.  Business Purpose Affidavit is required for a XXXX loan. missing borrower initials on pg X of Business Purpose Affidavit Disclosure . - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Rec'd pg X/resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

7940241

N/A

XXXX

10155991

Closed

2026-03-05 06:49

2026-03-10 01:01

Resolved

1 - Information

Property

Property is listed for sale

Resolved-Loan purpose is rate & term hence seasoning not required, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-The listed for sale does not apply since borrower purchased the subject property XXXXXXX XXXX. It only applies if the property was listed for sale AFTER borrower purchased property - Buyer-XX/XX/XXXX
Open-Property listed for sale on XX/XX/XXXX and borrowed acquired in Jan of XXXX which is less than X months from closing. The property is XX% occupied. Please address the GL's regarding properties that are recently listed for sale that have vacant units. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Loan purpose is rate & term hence seasoning not required, updated & condition resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

7941250

N/A

XXXX

10155994

Closed

2026-03-10 14:26

2026-03-17 07:35

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-title supplement rec'd/resolved - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Preliminary Title Report missing Loan Amount/Title Coverage amount.  - Due Diligence XXXXXX-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-title supplement rec'd/resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXXXX XXXXXX.XXX

XXXX

Investment

Purchase

8030173

N/A

XXXX

10155994

Closed

2026-03-04 02:37

2026-03-10 14:32

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX provided.   - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-XXXX provided. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXX XXXX.XXX

XXXX

Investment

Purchase

7912852

N/A

XXXX

10155970

Closed

2026-03-05 09:33

2026-03-30 09:38

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Validation Resolved - Due Diligence XXXXXX-XX/XX/XXXX
Open-XXXX XXXX Earning Summary reflects X homes. X are verified as being XXXX XXXXX XXXX XX. XXXX XXXX XXXX, XXXX and The XXXX are not verified as subject property and no additional properties reflected in REO Section of XXXX. - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Home Improvement/Reno

7946848

N/A

XXXX

10155970

Closed

2026-03-05 09:39

2026-03-18 08:18

Resolved

1 - Information

Property

Appraisal

Property/Appraisal General

Resolved-ADU included in STR calculations. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. this was already provided with delivery - Buyer-XX/XX/XXXX
Counter-Please provide a rental history that documents the address of each unit that is being considered in ratios.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Per Appraisal, Subject property includes ADU.  Is ADU listed as separate Short Term Rental or included with rental of main house.  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-ADU included in STR calculations. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXX XXXXXX XXXXXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Home Improvement/Reno

7946965

N/A

XXXX

10256031

Closed

2026-03-13 01:39

2026-03-13 15:34

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Confirmed Initial and Final sent on the same date. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review- - XXXXXX-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Missing Initial Closing Disclosure. Provide Initial Closing Disclosure.  - Due Diligence XXXXXX-XX/XX/XXXX

Ready for Review- - XXXXXX-XX/XX/XXXX

Resolved-Confirmed Initial and Final sent on the same date. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXXXXXX XX.XXX

XXXX

Primary Residence

Purchase

8087948

N/A

XXXX

10256031

Closed

2026-03-13 09:01

2026-03-13 15:33

Resolved

1 - Information

Compliance

TRID

Federal - Closing Disclosure and Consummation Date

Resolved-Resolved - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open-. - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review- - XXXXXX-XX/XX/XXXX
Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) Initial CD is missing in the file.  - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX
Open- - Due Diligence XXXXXX-XX/XX/XXXX

Ready for Review- - XXXXXX-XX/XX/XXXX

Resolved-Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXXXXXXXXX XXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8096557

N/A

XXXX

10256064

Closed

2026-03-25 03:47

2026-03-27 04:00

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-We have LOE stating "dwelling coverage is XXX% Replacement Cost Coverage" hence resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-RCE attached for insurance - Seller-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Hazard Insurance Coverage Amount of $XXX,XXX is Less than Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-RCE attached for insurance - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Second Home

Purchase

8307516

N/A

XXXX

10256098

Closed

2026-03-26 00:24

2026-04-07 08:21

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan meets HPML XXXXXXXXXX and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) The loan meets HPML XXXXXXXXXX and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan meets HPML XXXXXXXXXX and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) The loan meets HPML XXXXXXXXXX and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8327883

N/A

XXXX

10256029

Closed

2026-03-26 22:47

2026-03-31 03:35

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Final CD for primary residence provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide VOM or Final CD to verify new mortgage obtained from XXXXXXXX XXXX for the new primary residence #XXXX XXXX XXXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Final CD for primary residence provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XX.XXX

XXXX

Investment

Purchase

8352344

N/A

XXXX

10256029

Closed

2026-03-26 21:26

2026-03-31 03:34

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire not required since project approved by Xxxxxx mae. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. XXX Questionnaire is Missing. Provide XXX questionaire.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXX Questionnaire not required since project approved by Xxxxxx mae. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXX.XXX

XXXX

Investment

Purchase

8352040

N/A

XXXX

10263256

Closed

2026-03-26 03:00

2026-04-13 09:30

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Document shows the borrower paid for primary in cash. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The borrower owns and occupies the primary residence. The property was purchased with cash; therefore, there is no current mortgage or rent obligation. A VOR/VOM is not applicable. Master Statement attached. Thank you! - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline XXXXXXXXXXXX Unable to verify the primary mortgage history or current rent history. Please provide the LOX or VOM/VOR.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The borrower owns and occupies the primary residence. The property was purchased with cash; therefore, there is no current mortgage or rent obligation. A VOR/VOM is not applicable. Master Statement attached. Thank you! - Seller-XX/XX/XXXX

Resolved-Document shows the borrower paid for primary in cash. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXXXXXXXX_XXX XXXXXX XXXXXXXXX_XXX.XXX

XXXX

Investment

Purchase

8329128

N/A

XXXX

10263256

Closed

2026-03-26 03:00

2026-03-28 10:59

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXX.XXX

XXXX

Investment

Purchase

8329129

N/A

XXXX

10256067

Closed

2026-03-26 06:04

2026-03-30 09:07

Resolved

1 - Information

Property

Missing Doc

Missing Appraisal photos

Resolved-Appraisal received and photos are visible. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provided Final Appraisal document do not have property photographs. Need updated Appraisal report to verify. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Appraisal received and photos are visible. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8331775

N/A

XXXX

10256108

Closed

2026-03-27 06:25

2026-04-01 08:51

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Available HUD-X settlement statement is trimmed at top & bottom. Page X is with incomplete information and missing signature date. Provide complete HUD-X statement, closing disclosure or settlement statement.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8356318

N/A

XXXX

10256088

Closed

2026-03-27 08:56

2026-03-31 07:04

Resolved

1 - Information

Compliance

TRID

Final CD: Disbursement Date is missing or inaccurate

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Please see attached final settlement statement. The disbursement date should be X/XX/XXXX. - Seller-XX/XX/XXXX
Open-Provide updated Final CD/PCCD with corrected disbursement date on or after X/XX/XXXX Notary signed date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Please see attached final settlement statement. The disbursement date should be X/XX/XXXX. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8359307

N/A

XXXX

10256088

Closed

2026-03-27 08:35

2026-03-31 07:02

Resolved

1 - Information

Property

Missing Doc

Missing Appraisal photos

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Available subject property appraisal on the page XX-XX is missing with property photo exhibits. Provide Appraisal with property photo exhibits. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXX XXX-XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8358848

N/A

XXXX

10256080

Closed

2026-04-06 14:49

2026-04-29 10:12

Resolved

1 - Information

Compliance

TRID Tolerance

Lender Credits That Cannot Decrease Test (50001262)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX,XXX.XX). The Last CD shows a total lender credit amount of ($XX,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). COC provided - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Documentation Clears the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Counter-Please provide a change of circumstance detail form that was provided to the borrower notifying of this change. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Lender credit decreased due to borrower requested rate lock extension. APR change was less than .XXX% so the revised CD was provided at closing which is permitted - Seller-XX/XX/XXXX
Open- Lender Credits decreased from $XX,XXX on Initial CD to $XX,XXX.XX on Final CD dated X/XX/XXXX without a Change of Circumstance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX,XXX.XX). The Last CD shows a total lender credit amount of ($XX,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). Lender Credits decreased from $XX,XXX on Initial CD to $XX,XXX.XX on Final CD dated X/XX/XXXX without a Change of Circumstance.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Lender credit decreased due to borrower requested rate lock extension. APR change was less than .XXX% so the revised CD was provided at closing which is permitted - Seller-XX/XX/XXXX

Resolved-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX,XXX.XX). The Last CD shows a total lender credit amount of ($XX,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). COC provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Documentation Clears the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXX X.XX.XX.XXX
XXXXX-XXX-XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8510418

N/A

XXXX

10256080

Closed

2026-04-01 00:49

2026-04-29 09:56

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Final Closing Disclosure is not a valid. The one in the file has a different closing date and disbursement date compare to loan approval document.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8419823

N/A

XXXX

10256080

Closed

2026-04-13 09:18

2026-04-13 16:57

Resolved

1 - Information

Compliance

Right to cancel process contains multiple deficiencies

Resolved-Document Recieved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-NRTC attached - Seller-XX/XX/XXXX
Open-Please provide the Right to Cancel required by TILA as this is a cash-out refinance transaction and is not the original lender. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-NRTC attached - Seller-XX/XX/XXXX

Resolved-Document Recieved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8623499

N/A

XXXX

10256080

Closed

2026-04-06 15:03

2026-04-13 08:55

Resolved

1 - Information

Compliance

Disclosure

Missing PCCD.

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-PCCD and another rate extension COC - Seller-XX/XX/XXXX
Open-Final CD provided dated X/XX/XX and executed X/XX/XXXX reflects Closing Date X/XX/XX and disbursement date X/XX/XX.  PCCD required reflecting correct closing and disbursement dates.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-PCCD and another rate extension COC - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXX X.XX.XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX XX.XX.XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8510673

N/A

XXXX

10256080

Closed

2026-04-01 01:49

2026-04-06 15:06

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Final XXXX provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8420195

N/A

XXXX

10256080

Closed

2026-04-01 04:49

2026-04-06 15:05

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Initial CD provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial Closing Disclosure is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Initial CD provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX_XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8422702

N/A

XXXX

10256080

Closed

2026-03-31 22:19

2026-04-06 03:30

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Deed of Trust document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Deed of Trust document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8418626

N/A

XXXX

10256080

Closed

2026-03-31 22:16

2026-04-06 03:28

Resolved

1 - Information

Compliance

Missing Doc

The Note is Missing

Resolved-Note document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Note is Missing Note Document missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Note document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8418617

N/A

XXXX

10256065

Closed

2026-03-27 00:56

2026-04-03 08:00

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8352878

N/A

XXXX

10256065

Closed

2026-03-27 00:56

2026-04-03 08:00

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8352879

N/A

XXXX

10256065

Closed

2026-03-30 05:40

2026-04-03 07:48

Resolved

1 - Information

Credit

Deficient Income Documentation

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per Underwriter, The $XXXX is XX% of of lease agreements for the two new ADUs built in XXXX that were not included on XXXX XXXX SCH E rental income for subject property. Subject property rental income: ADUs were built in XXXX so XXXX XXXX Sch E only include rents for subject property's as two unit and we are using XXX% of rental income on Sch E for subject + XX% of leases for two new ADUs. - Seller-XX/XX/XXXX
Open-The XXXX indicates Other Income of $X,XXX, but supporting verification documents were not provided. Additionally, rental income verification documents are missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Per Underwriter, The $XXXX is XX% of of lease agreements for the two new ADUs built in XXXX that were not included on XXXX XXXX SCH E rental income for subject property. Subject property rental income: ADUs were built in XXXX so XXXX XXXX Sch E only include rents for subject property's as two unit and we are using XXX% of rental income on Sch E for subject + XX% of leases for two new ADUs. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXXXX XXXXXXXXX_XXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXXXX XXXXXXXXX_XXXX XXXXXXX.XXX

XXXXXXXX XXXXXXXX. XXXX XXX XXXXXXX.

XXXX

Investment

Refinance

Cash Out - Other

8380890

N/A

XXXX

10256074

Closed

2026-03-27 04:25

2026-04-01 02:45

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Gap Report dated no more than XX calendar days prior to note date provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXX XXXXXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8354906

N/A

XXXX

10256074

Closed

2026-03-27 04:25

2026-04-01 02:45

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXX XXXXXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8354905

N/A

XXXX

10256072

Closed

2026-03-30 15:01

2026-04-07 15:45

Resolved

1 - Information

Credit

Occupancy- Potential Occupancy Misrepresentation

Resolved-Unable to Resolve-Updated Appraisal reflect Tenant Occupied.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Unable to Resolve-Updated appraisal and UCCD received - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve-Revised UCdP - Seller-XX/XX/XXXX
Open-Occupancy, per Appraisal, reflects Owner occupied which does not match application which reflects Investment Property.  - Due Diligence Vendor-XX/XX/XXXX

Unable to Resolve-Revised UCdP - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXX XXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXXXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8393258

N/A

XXXX

10256045

Closed

2026-03-28 03:26

2026-04-14 11:02

Resolved

1 - Information

Credit

Income/Employment

Income/Employment General

Resolved-Documents validate employment/income - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The borrower’s most recent signed tax return including Schedule E required to verify Royalty income per guideline.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Documents validate employment/income - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXX X.XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXXXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8371968

N/A

XXXX

10256045

Closed

2026-03-28 03:28

2026-04-14 10:57

Resolved

1 - Information

Property

Missing Doc

Missing Appraisal photos

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provided Appraisal do not have interior or exterior photos of property. Need updated appraisal document
   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8371972

N/A

XXXX

10256045

Closed

2026-03-27 23:49

2026-04-14 10:42

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXXX Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Income Lender Worksheet Calculator is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8371124

N/A

XXXX

10256110

Closed

2026-03-28 03:03

2026-04-14 09:32

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Award Letter Missing

Resolved-Updated XXXX provided for Borrower X removing $XXXX SSI.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Award Letter Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Updated XXXX removing SSI - Seller-XX/XX/XXXX
Counter-SS Award Letter for Borrower X provided and is present in file.  Borrower Final XXXX reflects additional Social Security Income in the amount of $XXXX.XX.  Award Benefit Letter for Borrower X Social Security Benefit is misisng.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Award Letter Missing Borrower X Award Letter for Social Security Benefits missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Updated XXXX removing SSI - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXX XXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8371806

N/A

XXXX

10256110

Closed

2026-03-28 03:37

2026-04-01 01:32

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated Final XXXX & XXXX with corrected qualifying income provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-As per XXXX Borrower X income is XX,XXX.XX and as per XXXX borrower income is $XX,XXX provide updated XXXX and Updated XXXX with correct FICO score
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX & XXXX with corrected qualifying income provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX & XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8371981

N/A

XXXX

10256110

Closed

2026-03-30 11:52

2026-03-31 06:44

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval Provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-loan Approval is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval Provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXX XXXXXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8389627

N/A

XXXX

10256110

Closed

2026-03-28 03:22

2026-03-31 01:48

Resolved

1 - Information

Compliance

Missing Doc

Missing Right of Rescission

Resolved-Right to cancel doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Right of Rescission is Missing File is Refinance Right to Cancel is Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Right to cancel doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XX XXXXX XX XXXXXX - XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8371965

N/A

XXXX

10256110

Closed

2026-03-28 03:35

2026-03-31 01:46

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate lock doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock confirmation / Loan Approval Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate lock doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXX X_XX_XXXX X_XX_XX XX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8371979

N/A

XXXX

10256110

Closed

2026-03-28 02:03

2026-03-30 13:40

Waived

2 - Non-Material

Credit

Tradeline minimum has not met guidelines

Waived-Client elects to waive based on the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX

$XXX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $XX,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX.
XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X.XX%.

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8371644

Originator Pre-Close

Yes

XXXX

10256095

Closed

2026-03-30 11:02

2026-04-03 06:36

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Verification all alerts have been cleared provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud Report Shows Uncleared Alerts - Seller-XX/XX/XXXX
Open-Verification all Alerts have been cleared missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Fraud Report Shows Uncleared Alerts - Seller-XX/XX/XXXX

Resolved-Verification all alerts have been cleared provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8387883

N/A

XXXX

10256090

Closed

2026-03-30 11:07

2026-04-01 08:14

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Verification all alerts have been cleared has been provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Verification all alerts have been cleared has been provided.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fraud Report - Seller-XX/XX/XXXX
Open-Verification all alerts are cleared missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Fraud Report - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8388023

N/A

XXXX

10256028

Closed

2026-03-27 04:03

2026-04-01 08:32

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UDM – Gap Credit - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-UDM – Gap Credit - Seller-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX - XXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8354755

N/A

XXXX

10256028

Closed

2026-03-27 04:03

2026-04-01 02:37

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XX (Fannie SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Fannie SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Fannie SSR - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8354754

N/A

XXXX

10256041

Closed

2026-03-30 22:40

2026-04-01 21:00

Resolved

1 - Information

Compliance

TRID Tolerance

Lender Credits That Cannot Decrease Test (50001262)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit, Appraisal Review Fee). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). The most recent CD reflects a total lender credit of ($X,XXX.XX). Certain fees categorized as lender credits decreased below their baseline amounts due to a valid change of circumstance associated with the re-disclosure. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX - XXX_XXXXXXXXXX.XXX

XXXX

Second Home

Purchase

8396785

N/A

XXXX

10256069

Closed

2026-04-07 10:56

2026-04-10 07:26

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-Originator DSCR provided which matches Audited DSCR.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached to clear - Seller-XX/XX/XXXX
Open-Audited DSCR = X.XXX (Rent $XXXX / $XXXX.XX  ($XXXX.XX pitia +$XXX.XX taxes + $XXX.XX insurance).  Audited value verified by Note, Insurance Declaration page and Tax estimate provided by Closing Attorneys.  Originator DSCR calculation misisng from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see attached to clear - Seller-XX/XX/XXXX

Resolved-Originator DSCR provided which matches Audited DSCR. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8529141

N/A

XXXX

10256069

Closed

2026-03-31 08:56

2026-04-07 09:51

Resolved

1 - Information

Credit

Missing Doc

Missing Letter of Explanation (Credit)

Resolved-LOX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LOX provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see LOE to clear - Seller-XX/XX/XXXX
Open-LOE for delinquent XXXX Mortgage misisng.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see LOE to clear - Seller-XX/XX/XXXX

Resolved-LOX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8405365

N/A

XXXX

10256055

Closed

2026-03-30 23:23

2026-04-07 07:04

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Document Received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Evidence of Undisclosed Debt Monitoring is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document Received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXX XXXXXX.XXX

XXXX

Second Home

Purchase

8397086

N/A

XXXX

10256055

Closed

2026-03-31 01:16

2026-04-07 06:55

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Please provide updated XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX in file needs to be updated as noted - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Primary housing expense on the XXXX shows $XXX.XX, Hazard insurance shows $XXX monthly; however, policy shows $XXX.XX. All other monthly payments shows $X,XXX.XX; however, there is a total of $XXX.XX verified in other payments. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-XXXX in file needs to be updated as noted - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXX.XXX

XXXX

Second Home

Purchase

8397841

N/A

XXXX

10256055

Closed

2026-03-30 23:55

2026-04-03 06:22

Resolved

1 - Information

Credit

Insurance

Named Insured on HO6 Master Policy does not match HOA Name

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The proposed insured on the master policy is correct with XXXX XXXXX XXXXXXXXXXX XXXXXXXXXXX. The borrower's HXX Condo (not master) is attached showing the borrower. - Seller-XX/XX/XXXX
Open-Named Insured on HO-X Master Insurance Policy does not match HOA Name - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The proposed insured on the master policy is correct with XXXX XXXXX XXXXXXXXXXX XXXXXXXXXXX. The borrower's HXX Condo (not master) is attached showing the borrower. - Seller-XX/XX/XXXX

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXX.XXX

XXXX

Second Home

Purchase

8397302

N/A

XXXX

10256055

Closed

2026-03-31 10:52

2026-04-03 06:21

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Rate Lock Confirmation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Second Home

Purchase

8409518

N/A

XXXX

10256055

Closed

2026-03-30 23:35

2026-04-02 04:41

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-CDA provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score is greater than X.X Secondary Valuation (X.X CU Score) Missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-CDA provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Second Home

Purchase

8397191

N/A

XXXX

10256102

Closed

2026-04-06 10:47

2026-04-08 13:08

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Lender Approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval is missing from file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Lender Approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX - XXX XXXX XXXXXXXXXX.XXX

XXXX

Second Home

Purchase

8504634

N/A

XXXX

10256102

Closed

2026-04-02 07:42

2026-04-08 03:46

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement Income Worksheet missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXX XXXXXXXXX.XXX

XXXX

Second Home

Purchase

8451619

N/A

XXXX

10256100

Closed

2026-04-06 06:55

2026-04-15 07:19

Resolved

1 - Information

Credit

Fraud Alert not cleared per protocol

Resolved-Evidence alerts have been cleared provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-cleared alerts - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is condition is for documentation that the Fraud Alerts shown on the Fraud Report were cleared.  This is not for the notary condition.  I have applied the doc to the correct LDP Notary condition.  X/X/XX XXXXX/XXXXX. - Seller-XX/XX/XXXX
Ready for Review-SAM and OFAC for the Notary - Seller-XX/XX/XXXX
Open-Fraud Report reflect uncleared alerts.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-cleared alerts - Seller-XX/XX/XXXX
Ready for Review-This is condition is for documentation that the Fraud Alerts shown on the Fraud Report were cleared. This is not for the notary condition. I have applied the doc to the correct LDP Notary condition. X/X/XX XXXXX/XXXXX. - Seller-XX/XX/XXXX
Ready for Review-SAM and OFAC for the Notary - Seller-XX/XX/XXXX

Resolved-Evidence alerts have been cleared provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX - XXX XXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX - XXX XXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8497181

N/A

XXXX

10256025

Closed

2026-04-03 06:29

2026-05-05 06:55

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Below are a few notes you may want to include to the investor that they may want to know:

• There is X new inquiry – The inquiry resulted in a new tradeline reporting on credit, with a zero balance.
• No lates or derog info.
• There are no new debts
• Borrower actually paid off both her debts she had when the loan closed (she did a cash out so she had sufficient funds to pay the debts) - Seller-XX/XX/XXXX
Open-Evidence of Undisclosed Debt Monitoring missing from file. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Provide Gap report on the page XXX-XXX is expired. Provide UDM for borrower X within XX closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Below are a few notes you may want to include to the investor that they may want to know:

• There is X new inquiry – The inquiry resulted in a new tradeline reporting on credit, with a zero balance.
• No lates or derog info.
• There are no new debts
• Borrower actually paid off both her debts she had when the loan closed (she did a cash out so she had sufficient funds to pay the debts) - Seller-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXX - X.X.XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8472270

N/A

XXXX

10256025

Closed

2026-04-10 07:04

2026-05-04 08:27

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Cured-PCCD, LOX, Refund check and proof of delivery provided.  Cured. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-County Deed Transfer Tax increasing from $XXX.XX on CD X/XX/XX to $XXX.XX on final CD X/XX/XX without a Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Open-County Deed Transfer Tax increasing from $XXX.XX on CD X/XX/XX to $XXX.XX on final CD X/XX/XX without a Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-County Deed Transfer Tax increasing from $XXX.XX on CD X/XX/XX to $XXX.XX on final CD X/XX/XX without a Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County, Flood Certification Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(X)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Cured-PCCD, LOX, Refund check and proof of delivery provided. Cured. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXX - XXXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8592792

N/A

XXXX

10256025

Closed

2026-04-03 07:46

2026-05-04 08:26

Cured

2 - Non-Material

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Cured-PCCD, LOX, Refund check and proof of delivery provided.  Cured. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Tolerance Cure of $XX.XX on Final CD X/XX/XX are not sufficient. Lender Credits decreased to $X.XX on LE X/XX/XXXX without a Change of Circumstance.  Additionally, County Deed Transfer Tax increased from $XXX to $XXX.XX on CD X/XX/XX without a Change of Circumstance. - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Cured-PCCD, LOX, Refund check and proof of delivery provided. Cured. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXX - XXXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8473518

N/A

XXXX

10256025

Closed

2026-04-10 07:04

2026-05-04 08:21

Resolved

1 - Information

Compliance

TRID Tolerance

Lender Credits That Cannot Decrease Test (50001262)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Lender Credit decreased from $XXXX on Revised LE X/X/XX to $X.XX on Revised LE X/XX/XX without a change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Open-Lender Credit decreased from $XXXX on Revised LE X/X/XX to $X.XX on Revised LE X/XX/XX without a change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Open-Lender Credit decreased from $XXXX on Revised LE X/X/XX to $X.XX on Revised LE X/XX/XX without a change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-Lender Credit decreased from $XXXX on Revised LE X/X/XX to $X.XX on Revised LE X/XX/XX without a change of Circumstance - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-Lender Credit decreased from $XXXX on Revised LE X/X/XX to $X.XX on Revised LE X/XX/XX without a change of Circumstance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($XX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X)(i) and comments XX(e)(X)(i)-X and -X; XX CFR XXXX.XX(f)(X)(v); XX CFR XXXX.XX(g)(X); XX CFR XXXX.XX(h)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8592791

N/A

XXXX

10256127

Closed

2026-04-06 08:33

2026-04-09 02:17

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements

Resolved-XXXXXXXXXX page #XX X.X Asset Documentation requires only X month statement, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Qualification Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rebuttal - Seller-XX/XX/XXXX
Open-Asset Qualification Does Not Meet XXXXXXXXX Requirements Provide X additional bank statement for XXXX of XXXXXXX and XXXXX. Only received X month, guidelines require X months.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Rebuttal - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8499332

N/A

XXXX

10256033

Closed

2026-04-06 05:50

2026-04-09 19:29

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. Condo  Questionnaire is Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXX XXX XXXXXXXX.XXX

XXXX

Investment

Purchase

8496389

N/A

XXXX

10263278

Closed

2026-04-07 02:03

2026-04-21 14:52

Cured

2 - Non-Material

Compliance

Mavent

XXXX Fee Not Allowed- Administration Fee (Fee ID: 141)

Cured-LOX, PCCD, Refund and proof of delivery provided.  Cured - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LOX/PCCD/Check/Shipping Label - Seller-XX/XX/XXXX
Open-May be cured if the client refunds the fee violation and provides XXXXXX a copy of the check, PCCD, LOE, and proof of delivery. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-May be cured if the client refunds the fee violation and provides XXXXXX a copy of the check, PCCD, LOE, and proof of delivery. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Administration Fee (Fee ID: XXX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-LOX/PCCD/Check/Shipping Label - Seller-XX/XX/XXXX

Cured-LOX, PCCD, Refund and proof of delivery provided. Cured - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8516785

N/A

XXXX

10263278

Closed

2026-04-07 05:43

2026-04-17 09:52

Resolved

1 - Information

Credit

Missing Doc

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved-Updated XXXX/XXXX provided, system updated.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Corrected XXXX/XXXX Removed $XXX//  Appears to be mistake as taxes, hoi, flood are all correct - Seller-XX/XX/XXXX
Open-Provide supporting documentation for the other payment of $XXX considered for subject property  per XXXX and lender proposed Loan Information page XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Corrected XXXX/XXXX Removed $XXX// Appears to be mistake as taxes, hoi, flood are all correct - Seller-XX/XX/XXXX

Resolved-Updated XXXX/XXXX provided, system updated. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX_XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8521015

N/A

XXXX

10263278

Closed

2026-04-07 02:03

2026-04-17 09:51

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-This loan passes XXXX guidelines and is a XXXX Compliant loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX reflects escrows. Rate lock date was entered correctly – see Pg# XXX. An interior and exterior appraisal was completed for this property – see Pg# findings, the appraisal disclosure was provided to the borrower(s)- see Pg# XXX , and copy of the appraisal was given to the borrower – see Pg# XXX, XXX, XXX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan passes XXXX guidelines and is a XXXX Compliant loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Interior and exterior appraisal  and XXXXXXXXX Disclosure missing from file.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))
This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg# XXX and the Final Closing disclosure on Pg# XXX  reflects escrows. Rate lock date was entered correctly – see Pg# XXX.  An interior and exterior appraisal was completed for this property – see Pg#  missing, the appraisal disclosure was provided to the borrower(s)- see Pg# missing , and copy of the appraisal was given to the borrower – see Pg# missing for the copy of the disclosure. The loan does not meet XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-This loan passes XXXX guidelines and is a XXXX Compliant loan - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan passes XXXX guidelines and is a XXXX Compliant loan. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXXXXXXXX XX XXXXX (XXXXX) XX XX XXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8516786

N/A

XXXX

10263278

Closed

2026-04-10 08:09

2026-04-16 06:46

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-CD X/XX/XX provided.  Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The revised Cd was due by X.XX, in which we disclosed the changes day X,  X.XX - Seller-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Per COC provided in  finding dated X/XX/XX, change was disclosed on CD X/XX/XX.  CD X/XX/XX missing from file.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The revised Cd was due by X.XX, in which we disclosed the changes day X, X.XX - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX X.XX XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX X.XX XX XXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8594176

N/A

XXXX

10263278

Closed

2026-04-07 02:03

2026-04-16 06:30

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Counter-Change of Circumstance provided reflects Change date X/XX/XX is not within X days of Final CD dated X/X/XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Xnd Appraisal. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). File is available COC for Appraisal Fee Increase on dated X/XX on the page XXX- Provide LE or CD for the correspondent COC. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_X.XX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8516789

N/A

XXXX

10263278

Closed

2026-04-16 06:19

2026-04-16 06:28

Resolved

1 - Information

Compliance

TRID

Federal - Closing Disclosure Business Day Waiting Period Date Warnings

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-You submitted a Prior Closing Disclosure Received Date (XXXX-XX-XX) earlier than the Prior Closing Disclosure Date Issued (XXXX-XX-XX). The System cannot perform a Reg Z business day disclosure waiting period review without accurate dates. (XX CFR XXXX.XX(f); XXXX.XX; XXXX.XX(f); XXXX.XX(a)(X))   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8702516

N/A

XXXX

10263278

Closed

2026-04-06 23:44

2026-04-16 06:05

Resolved

1 - Information

Property

Appraisal

Review Product 1 Valuation is Expired

Resolved-Recertification of appraisal/value dated X/XX/XX in file.  Within XXX days.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Appraisal was more than XXX days, therefore recert dated X.XX - Seller-XX/XX/XXXX
Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX.  Days Difference is XXX) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX.  Days Difference is XXX) Provide secondary valuation (Collateral Underwriter) is dated on XX/XX/XXXX, expired. Provide secondary valuation within XXX days from closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Appraisal was more than XXX days, therefore recert dated X.XX - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Recertification of appraisal/value dated X/XX/XX in file. Within XXX days. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXXXXXXXX XX XXXXX (XXXXX) XX XX XXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXXXXXXXX XX XXXXX (XXXXX) XX XX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8515925

N/A

XXXX

10263278

Closed

2026-04-08 12:27

2026-04-13 07:39

Resolved

1 - Information

Credit

Doc Issue

Borrower Certification of Appraisal Delivery is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Appraisal Delivery verification provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Evidence Appraisal was delivered to the Borrower misisng from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8554936

N/A

XXXX

10263278

Closed

2026-04-07 03:52

2026-04-10 05:10

Resolved

1 - Information

Compliance

Missing Doc

Missing Right to Receive Appraisal

Resolved-Requested Right to receive Appraisal document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Right to receive appraisal Disclosure.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested Right to receive Appraisal document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XX XXXXX XX XXXXXXX XXXX XX XXXXXXX XXXXXXXXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8519633

N/A

XXXX

10263278

Closed

2026-04-06 23:44

2026-04-10 05:09

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Appraisal is Missing Provide XXXX appraisal for the subject property.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8515923

N/A

XXXX

10263278

Closed

2026-04-06 23:36

2026-04-10 02:55

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide Evidence of Undisclosed Debt Monitoring for borrower within XX days from closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX X.XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8515868

N/A

XXXX

10263278

Closed

2026-04-07 02:03

2026-04-09 13:16

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- Attorney Fee (Fee ID: 998)

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Attorney Fee (Fee ID: XXX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8516788

N/A

XXXX

10263278

Closed

2026-04-07 02:03

2026-04-09 13:16

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- Cert of Recemptions X 2 (Fee ID: 998)

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Cert of Recemptions X X (Fee ID: XXX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8516790

N/A

XXXX

10263278

Closed

2026-04-07 03:39

2026-04-09 13:16

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- Title - E-recording Fee (Fee ID: 998)

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Title - E-recording Fee (Fee ID: XXX) to be charged to the Borrower in XX. State Specific Finding.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8519547

N/A

XXXX

10263278

Closed

2026-04-07 03:39

2026-04-09 13:15

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- 2nd Appraisal (Fee ID: 998)

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Xnd Appraisal (Fee ID: XXX) to be charged to the Borrower in XX. State Specific Finding.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8519546

N/A

XXXX

10263278

Closed

2026-04-08 12:10

2026-04-09 13:15

Resolved

1 - Information

Compliance

Mavent

XXXX Fee Not Allowed- Document Preparation Fee (Fee ID: 104)

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Section X:X-XX.X of the XXX XXXXXX Mortgage Loans, Fees, Obligations Provisions (X.X.X.X. X:X-XX.X) does not allow Document Preparation Fee (Fee ID: XXX) to be charged to the Borrower in XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated entry which resolved the condition. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

8554594

N/A

XXXX

10256107

Closed

2026-04-09 15:06

2026-04-17 08:44

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Evidence all alerts have been cleared provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See Attached - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-See Attached - Seller-XX/XX/XXXX

Resolved-Evidence all alerts have been cleared provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8584535

N/A

XXXX

10256107

Closed

2026-04-09 13:47

2026-04-17 08:25

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-XXXX provided includes loan program and DSCR Calculation.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached to clear. - Seller-XX/XX/XXXX
Open-Loan Approval is misisng.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see attached to clear. - Seller-XX/XX/XXXX

Resolved-XXXX provided includes loan program and DSCR Calculation. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8582874

N/A

XXXX

10256092

Closed

2026-04-09 01:25

2026-04-13 04:55

Resolved

1 - Information

Credit

Title

Amount of title insurance is less than mortgage amount

Resolved-Supplement title doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Title Supplement - Seller-XX/XX/XXXX
Open-Available Title Supplement on the page XXX, XXX for the loan Policy amount. As per Title supplement, Loan Policy amount is $XXX,XXX, not meeting minimum requirement of loan amount. Provide Title Supplement with Loan Policy amount of $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Title Supplement - Seller-XX/XX/XXXX

Resolved-Supplement title doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXX (XXXXXXXX XXXXXXX) (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8566052

N/A

XXXX

10256082

Closed

2026-04-13 11:25

2026-05-18 08:44

Resolved

1 - Information

Credit

Title

Potential Ownership issues identified in file

Resolved-Warranty Deed from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Warranty Deed from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX - Seller-XX/XX/XXXX
Counter-Warranty Deed provided is transferring from another party to XXX XXXXXXXXXX, XXX.  Warranty Deed transferring property from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX required.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Warranty Deed transferring subject property from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Warranty Deed from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Warranty Deed from XXX XXXXXXXXXX to XXXX XXXXXXX, XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXXXXXX XXXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8628036

N/A

XXXX

10256082

Closed

2026-04-13 11:22

2026-04-21 09:33

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Operating Agreement for XXX XXXXXXXXXX XXX provided verifying Borrower is XXX% owner.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Operating Agreement attached.  Page X of the OA, Article IV Members Section X.X indicates borrower is XXX% owner of XXX XXXXXXXXXX, signed X/X/XX. - Seller-XX/XX/XXXX
Open-Please provide Articles of Incorporation or comparable documents for XXX XXXXXXXXXX to verify transaction is a refinance.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Operating Agreement attached. Page X of the OA, Article IV Members Section X.X indicates borrower is XXX% owner of XXX XXXXXXXXXX, signed X/X/XX. - Seller-XX/XX/XXXX

Resolved-Operating Agreement for XXX XXXXXXXXXX XXX provided verifying Borrower is XXX% owner. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8627941

N/A

XXXX

10256082

Closed

2026-04-10 08:39

2026-04-14 06:54

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested Closing Doc provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Final SS - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Closing Doc Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Final SS - Seller-XX/XX/XXXX

Resolved-Requested Closing Doc provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8594750

N/A

XXXX

10263249

Closed

2026-04-15 03:01

2026-04-19 20:19

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring (UDM) missing in the file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX - XX XXX.XXX

XXXX

Primary Residence

Purchase

8668213

N/A

XXXX

10263249

Closed

2026-04-15 03:01

2026-04-19 20:19

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX - XX XXX.XXX

XXXX

Primary Residence

Purchase

8668214

N/A

XXXX

10263289

Closed

2026-04-16 12:54

2026-04-22 02:39

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Updated DSCR breakdown using market rents provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-DSCR calculation: Market Rent iao $X,XXX/ PITIA $X,XXX.XX=X.XXX.  Also, Appraisal reflects subject property is tenant occupied.  If the lease amount is being used for the DSCR calculation, provide the lease agreement or provide an updated DSCR breakdown using market rents - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated DSCR breakdown using market rents provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX-XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8713422

N/A

XXXX

10263289

Closed

2026-04-16 13:01

2026-04-17 07:00

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Undisclosed Debt Monitoring (UDM) received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Undisclosed Debt Monitoring (UDM) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Undisclosed Debt Monitoring (UDM) received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8713535

N/A

XXXX

10263289

Closed

2026-04-16 13:17

2026-04-17 06:56

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Evidence of Rate Lock received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Rate Lock - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Rate Lock received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8714092

N/A

XXXX

10263289

Closed

2026-04-16 13:20

2026-04-17 06:51

Resolved

1 - Information

Credit

Missing Doc

Missing letter of explanation

Resolved-Letter of Explanation for use of cash out funds received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Letter of Explanation for use of cash out funds - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Letter of Explanation for use of cash out funds received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXX XXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8714130

N/A

XXXX

10263336

Closed

2026-04-14 10:04

2026-04-16 16:41

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

8655038

N/A

XXXX

10263287

Closed

2026-04-15 01:06

2026-06-03 11:08

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please waive this condition, the UDM Refresh will always show on the DV/Fraud Report - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Evidence of Undisclosed Debt Monitoring missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please waive this condition, the UDM Refresh will always show on the DV/Fraud Report - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXX - XXX - XXXXXXX XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XX XXXXXX - XXXXXXX XXXXX.XXX

XXXX

Investment

Purchase

8667481

N/A

XXXX

10263287

Closed

2026-04-15 01:06

2026-06-03 11:08

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Ready for Review-Please waive this condition, the UDM Refresh will always show on the DV/Fraud Report - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Undisclosed Debt Monitoring provided.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXX - XXX - XXXXXXX XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XX XXXXXX - XXXXXXX XXXXX.XXX

XXXX

Investment

Purchase

8667482

N/A

XXXX

10263270

Closed

2026-04-21 09:37

2026-05-21 10:26

Resolved

1 - Information

Credit

Missing proof of debt payoff(s)

Resolved-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Affidavit of Consideration signed by borrower's ex-spouse accepting payment in full and stating nothing else is owed by the borrower. Divorce decree filed on XX/XX/XXXX provided, borrower does not owe alimony or child support. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide satisfactory evidence that the borrower's financial obligation to the ex-spouse has been paid in full from closing proceeds including an executed release or equivalent legal instrument from the ex-spouse. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXX XXXXXXXXX XX XXXXXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8797497

N/A

XXXX

10263270

Closed

2026-04-17 17:10

2026-05-20 11:25

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Audited Reserves of X.X month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. Post-Close Closing Disclosure provided with revised cash-out amount. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) Cash-out proceeds totaling $XXX,XXX.XX are being used to satisfy reserve requirements; however, $XXX,XXX is obligated for disbursement to ex-spouse per file documentation on page #XXX. Net available proceeds are insufficient to meet the reserve requirements of X months PITIA ($X,XXX.XX); reflecting a shortage of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8749604

N/A

XXXX

10263270

Closed

2026-04-20 06:44

2026-04-30 10:29

Resolved

1 - Information

Credit

Missing Doc

Missing Divorce Decree

Resolved-Divorce Decree received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide divorce decree between the borrower and ex-spouse. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Divorce Decree received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX _ XXXXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8764722

N/A

XXXX

10263270

Closed

2026-04-15 01:40

2026-04-22 03:14

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Updated Title Commitment uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Loan amount($XXXXXX) is more than title coverage amount (XXXXXX), Please provide the updated title document - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8667754

N/A

XXXX

10263270

Closed

2026-04-15 02:18

2026-04-21 09:31

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Resolved. Extended dwelling coverage and replacement cost coverage provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Replacement Cost included - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXX,XXX is less than Required Coverage Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Replacement Cost included - Seller-XX/XX/XXXX

Resolved-Resolved. Extended dwelling coverage and replacement cost coverage provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8667951

N/A

XXXX

10263270

Closed

2026-04-17 17:34

2026-04-21 06:24

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Final Loan Approval missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8749902

N/A

XXXX

10263317

Closed

2026-04-16 16:35

2026-04-24 09:09

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-XXXXX / XXX Loan Approval Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review and clear as soon as possible - Seller-XX/XX/XXXX
Counter-Originator Loan Approval missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Loan Approval.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please review and clear as soon as possible - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXXX / XXX Loan Approval Uploaded. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX__X XXXX XXXXXX XXXX XXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXX.XXX

XXXX

Investment

Purchase

8718351

N/A

XXXX

10263288

Closed

2026-04-16 03:52

2026-04-24 15:21

Resolved

1 - Information

Credit

Income/Employment

Income and Employment Do Not Meet Guidelines

Resolved-Resolved. XXXX guidelines only offer Asset Depletion, not Asset Utilization. The terms are interchanged in the file. X months bank statements meet the lender's guideline requirements. - Due Diligence Vendor-XX/XX/XXXX
Open-Income and Employment Do Not Meet Guidelines - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The XXXX guidelines require X months of statements, not X.
XXXXX #XXXX was used in the AU income w/s because the XXXXX CD #XXXX matured on XX/XX/XXXX and the funds were transferred to XXXXX #XXXX. This was noted on the XXXX. - Seller-XX/XX/XXXX
Open-Income and Employment Do Not Meet Guidelines XXXXXX XXXXXXXX XXXXXXX #XXXX - Provided only X months Bank statements, as per guidelines, X months of assets statements are required.
XX XXXXXX ACCT #XXXX - Provided only X months assets statement, as per guidelines, X months of assets statements are required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The XXXX guidelines require X months of statements, not X.
XXXXX #XXXX was used in the AU income w/s because the XXXXX CD #XXXX matured on XX/XX/XXXX and the funds were transferred to XXXXX #XXXX. This was noted on the XXXX. - Seller-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8700594

N/A

XXXX

10263288

Closed

2026-04-22 06:50

2026-04-24 13:01

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-The documentation received was sufficient to resolve the finding. Approval Certificate. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval Document is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Approval Certificate. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXXXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8815652

N/A

XXXX

10263288

Closed

2026-04-17 14:20

2026-04-22 06:54

Resolved

1 - Information

Credit

Income/Employment

Income/Employment General

Resolved-Resolved. Updated information and documentation provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Income w/s updated and attached. Income updated in the system as well. Updated XXXX attached. - Seller-XX/XX/XXXX
Open-Audited Calculated DTI is XX.XX% based on Asset Depletion/Utilization usage changed to XX% qualifying usage for XXXXX checking acct #XXXX that reflects both the borrower and borrower’s spouse on the account. Guidelines require XX% usage when no evidence of credit report is provided for the spouse on the account. X different monthly income amounts are disclosed on the XXXX, unable to determine final loan program used for income calculations. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Income w/s updated and attached. Income updated in the system as well. Updated XXXX attached. - Seller-XX/XX/XXXX

Resolved-Resolved. Updated information and documentation provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXXXXX XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

8745961

N/A

XXXX

10263288

Closed

2026-04-16 01:39

2026-04-22 02:45

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Requested Gap report provided within XX days from closing date - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Verification of Undisclosed Debt Monitoring (UDM) Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

8697396

N/A

XXXX

10263288

Closed

2026-04-17 13:30

2026-04-20 06:48

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock Confirmation document missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX_XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8744345

N/A

XXXX

10263261

Closed

2026-04-17 13:48

2026-04-21 09:48

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Originator or XXXXX Loan approval missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXXXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8745200

N/A

XXXX

10263261

Closed

2026-04-17 13:49

2026-04-21 09:45

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate Lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock misisng from file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate Lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8745201

N/A

XXXX

10263261

Closed

2026-04-15 23:10

2026-04-21 09:36

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring (UDM) Missing in file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

8695533

N/A

XXXX

10263280

Closed

2026-04-17 14:34

2026-04-22 08:52

Resolved

1 - Information

Credit

Unable to verify PITI on other mortgage related obligations (ATR)

Resolved-HOA/monthly dues for XXXXX XXXXXXXX XXXXXXX and XXXX XXXXX Court. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Please provide HOA monthly dues documentation for XXXXX XXXXXXXX XXXXXXX and XXXX XXXXX Court. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-HOA/monthly dues for XXXXX XXXXXXXX XXXXXXX and XXXX XXXXX Court. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXX XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXXX XXXXXXX XXXXX.XXX

XXXX

Primary Residence

Purchase

8746393

N/A

XXXX

10263337

Closed

2026-04-18 10:41

2026-04-23 10:23

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX w/ UW comments provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX incomplete.  UW comments *See attached comments*.  Attached comments missing from file
- Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX w/ UW comments provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (XX).XXX

XXXX

Primary Residence

Purchase

8753507

N/A

XXXX

10263337

Closed

2026-04-18 10:39

2026-04-21 11:11

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXX Loan approval missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8753505

N/A

XXXX

10263324

Closed

2026-04-16 04:18

2026-04-21 00:19

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XXXXXXX XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXXXXX XXX - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide secondary valuation for the subject property.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXXXXX XXX - Seller-XX/XX/XXXX

Resolved-XXXXXXX XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8700836

N/A

XXXX

10263311

Closed

2026-04-16 16:14

2026-04-24 08:44

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-
Please see below the information to clear the two outstanding conditions as we are trying to get this loan purchased today.  Per the documentation below please use the credit report that you already have in the file to clear these.

The credit report reflected the prior housing payment history for the borrower based on the prior Mortgage and HELOC that closed X/XXXX.

- Buyer-XX/XX/XXXX
Counter-The final XXXX reflects updated loan amount and interest rate; however, the DSCR calculation included in the XXXX addendum reflects prior/original terms and an outdated DSCR of X.XX. As a result, the DSCR used to support the credit decision is inconsistent with the final loan structure. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-the DSCR score is .XX that is the correct XXXX - Buyer-XX/XX/XXXX
Counter-Thank you. Please provide a revised XXXX showing the final DSCR calculation, the current one reflects an amount lower than X.XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Thank you for the final loan approval document. Please provide a revised XXXX showing the final DSCR calculation, the current one reflects an amount lower than X.XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UW Approval and XXXX - Seller-XX/XX/XXXX
Open-Provide missing Loan Approval Document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-UW Approval and XXXX - Seller-XX/XX/XXXX

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XX XXXXXXXX.XXX
XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Investment

Purchase

8718242

N/A

XXXX

10263311

Closed

2026-04-16 16:13

2026-04-17 06:55

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rate Lock - Seller-XX/XX/XXXX
Open-Provide missing Rate Lock Document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Rate Lock - Seller-XX/XX/XXXX

Resolved-Resolved. Document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXX.XXX

XXXX

Investment

Purchase

8718239

N/A

XXXX

10263303

Closed

2026-04-16 06:41

2026-04-21 00:16

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Gap Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX

XXXX

Investment

Purchase

8702885

N/A

XXXX

10263303

Closed

2026-04-16 06:44

2026-04-21 00:08

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Resolved Loan approval doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Loan approval document in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Resolved Loan approval doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX-XX.-XXXXXXXXXX---XXXXX-XXX-XXXX-XX-XXXXX-XX-XXXXX-XXXXXXXXXXXX.XXX

XXXX

Investment

Purchase

8702915

N/A

XXXX

10263279

Closed

2026-04-19 06:37

2026-04-23 10:07

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided.  LOX for new debt by Borrower provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-udn - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-udn - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX X-XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXX-XXXXXXX-XXXXX & XXXX XXXX.XXX

XXXX

Investment

Purchase

8754676

N/A

XXXX

10263279

Closed

2026-04-19 06:03

2026-04-21 11:00

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Approval/Rate Lock provided in Rate lock finding.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Approval/Rate Lock provided in Rate lock finding. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX

XXXX

Investment

Purchase

8754657

N/A

XXXX

10263279

Closed

2026-04-19 06:03

2026-04-21 10:58

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Approval/Rate Lock provided. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Approval/Rate Lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Purchase

8754656

N/A

XXXX

10263338

Closed

2026-04-17 00:42

2026-04-30 10:24

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Award Letter Missing

Resolved-As per the Gl's, Most recent SSA-XXXX and Proof of Current receipt provided  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Award Letter Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Award Letter Missing Borrower X SSI Award letter is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-As per the Gl's, Most recent SSA-XXXX and Proof of Current receipt provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Award Letter Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8722841

N/A

XXXX

10263338

Closed

2026-04-23 12:09

2026-04-30 10:08

Resolved

1 - Information

Compliance

TRID

Final CD: Estimated Taxes, Insurance, & Assessments monthly estimate is inaccurate

Resolved-PCCD, FPL and IEADS provided with accurate escrow information. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Final CD reflects Estimated Taxes, Insurance, & Assessments as $XXX.XX which does not match IEADS value of $XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-PCCD, FPL and IEADS provided with accurate escrow information. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX X.XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXX X.XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX X.XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8846870

N/A

XXXX

10263338

Closed

2026-04-23 12:13

2026-04-30 10:07

Resolved

1 - Information

Compliance

TRID

Final CD: Escrow Account Initial Escrow Payment (Page 4) calculation is not accurate

Resolved-PCCD provided with accurate escrow information.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Final CD Escrow Account Information does not match IEADS which reflects $XXXX.XX over Year X, Initial Escrow payment of $XXXX.XX  and Monthly Escrow Payment of $XXX.XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-PCCD provided with accurate escrow information. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX X.XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8846936

N/A

XXXX

10263338

Closed

2026-04-18 12:34

2026-04-23 12:05

Resolved

1 - Information

Credit

Escrow information insufficient or has discrepancy

Resolved-Updated IEADS provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Counter-IEADS in file does not match Hazard Insurance premium per Insurance Declaration page which reflects an annual premium of $XXXX.XX.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Escrow amount for Hazard Insurance is based on $XXXX premium per IEADS.  Declaration page for subject property reflects premium amount of $XXXX.  Discrepancy results in an annual  deficiency of $XXX or $XX.XX per month discrepancy in PITIA.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated IEADS provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8753864

N/A

XXXX

10263338

Closed

2026-04-17 03:01

2026-04-23 05:40

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Requested BPA Document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is Conventional.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'Conventional' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a DSCR loan. Business Purpose affidavit is required  for Investment transaction.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8723903

N/A

XXXX

10263338

Closed

2026-04-17 07:14

2026-04-21 00:06

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan approval document is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8732876

N/A

XXXX

10263310

Closed

2026-05-29 01:56

2026-06-01 14:14

Cured

2 - Non-Material

Compliance

Mavent

Rescission: Disbursement

Cured-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX)
Received an updated Notice of Right to Cancel (RTC); the rescission period has been reopened. The issue is now cured, and the signed Right to Cancel expired on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Cured-Received an updated Notice of Right to Cancel (RTC); the rescission period has been reopened. The issue is now cured, and the signed Right to Cancel expired on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Cured- - Due Diligence Vendor-XX/XX/XXXX
Cured-Received an updated Notice of Right to Cancel (RTC); the rescission period has been reopened. The issue is now cured, and the signed Right to Cancel expired on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX)
The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX)
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX)
The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. The Last Closing Disclosure (XXXX-XX-XX) was sent after Consummation, so the system assumes the CD with the "material disclosures" was provided before or on the (XXXX-XX-XX) Consummation Date. A "consumer" may exercise the right to rescind until midnight of the Xrd business day following consummation, receipt of the Notice of Right to Cancel, or delivery of all material disclosures, whichever occurs last. "Material disclosures" means the disclosure of the APR, the finance charge, the amount financed, the total of payments, the payment schedule, and the disclosures and limitations in sections XXXX.XX(c) and (d) and XXXX.XX(g) (if applicable). (XX CFR XXXX.XX)
. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9443183

N/A

XXXX

10263310

Closed

2026-04-17 02:04

2026-06-01 11:06

Resolved

1 - Information

Compliance

Rescission:Variance

Federal - Right of Rescission Variance Failure (TILA)

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed "Right to Cancel Expire Date" (XXXX-XX-XX) is earlier than the system calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until the expiration of the rescission period. (XX CFR XXXX.XX(c) and Official Staff Commentary)  Right to cancel is dated XX/XX/XXXX and signature date is XX/XX/XXXX. Provide PCCD or RTC document with the correct cancel date. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8723523

N/A

XXXX

10263310

Closed

2026-04-17 02:04

2026-06-01 11:05

Resolved

2 - Non-Material

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-Post CD and ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) . - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Post CD and ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Because the loan was disbursed before the expiration of the valid rescission period, a PCCD is required to document the revision and reflect the corrected rescission timeline. This ensures the issue was properly addressed post-closing and provides supporting evidence of compliance.
The violation was discovered on XX/XX/XXXX and must be cured by XX/XX/XXXX to remain within the required cure timeframe.
- Due Diligence Vendor-XX/XX/XXXX
Counter-seller wants to know exactly what is needed to get this loan conditon cleared.  please advise - Buyer-XX/XX/XXXX
Counter-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) Right to cancel cannot be a future date. needs to be dated the same day as closing with X days to cancel. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary)  Right to cancel is dated XX/XX/XXXX and signature date is XX/XX/XXXX. Provide PCCD or RTC document with the correct cancel date. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Post CD and ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Post CD and ROR provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX.XXX
XXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXX XX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8723524

N/A

XXXX

10263310

Closed

2026-04-17 00:03

2026-04-23 03:24

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Requested Income Worksheet provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers.  Income Calculator / Worksheet  is Missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested Income Worksheet provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8722229

N/A

XXXX

10263310

Closed

2026-04-17 02:04

2026-06-01 11:03

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX guidelines met - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  Escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly – see Pg#XXX, XXX An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX, and copy of the appraisal was given to the borrower – see Pg#XXX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX guidelines met - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets XXXX XXXXXXXXXX and is a Compliant XXXX loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  Escrow disclosures and loan information is on Pg#XXX and the Final Closing disclosure on Pg#XXX reflects escrows. Rate lock date was entered correctly – see Pg#XXX, XXX An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX, and copy of the appraisal was given to the borrower – see Pg#XXX for the copy of the disclosure. The loan meets XXXX guidelines - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8723521

N/A

XXXX

10263297

Closed

2026-04-17 03:21

2026-04-23 07:05

Resolved

1 - Information

Credit

Missing non-subject rental income documentation

Resolved-Underwriter Response: This is a Commercial Property and therefore excluded from UW/Ratios. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Hello XXXXXXXX,

Good morning! We received below condition, kindly see Underwriter response and advise if this will suffice to clear condition

CONDITION:   Missing non-subject rental income documentation
Provide Supporting Documents for the Property to verify Rental Income XXX X XXXXXX XXXX, XXXXXXXXX, XX XXXXX-XXXX per Final XXXX page#XXXX reflecting Negative Rental Income of $X,XXX.XX

Underwriter Response:   This is a Commercial Property and therefore excluded from UW/Ratios.

- Buyer-XX/XX/XXXX
Open-Provide Supporting Documents for the Property to verify Rental Income XXX X XXXXXX XXXX, XXXXXXXXX, XX XXXXX-XXXX per Final XXXX page#XXXX reflecting Negative Rental Income of $X,XXX.XX
- Due Diligence Vendor-XX/XX/XXXX

Resolved-Underwriter Response: This is a Commercial Property and therefore excluded from UW/Ratios. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8724153

N/A

XXXX

10263297

Closed

2026-04-17 03:12

2026-04-22 05:19

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated Final XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXXX Loan Amount Not Matching with Note document
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8723980

N/A

XXXX

10263297

Closed

2026-04-17 03:01

2026-04-22 03:38

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated XXXX Document with corrected Loan Amount provided, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. The XXXX loan amount is $XXX,XXX.XX and the Note Loan Amount is $XXX,XXX.XX. Provide an updated XXXX.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8723902

N/A

XXXX

10263262

Closed

2026-04-16 23:23

2026-04-22 07:43

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Cert - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXX XXXXXX XXXXXXXXXXX.XXX

XXXX

Investment

Purchase

8721705

N/A

XXXX

10263262

Closed

2026-04-17 02:46

2026-04-21 06:19

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Requested Business narrative Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- Business Narrative missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested Business narrative Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXX_XXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Purchase

8723836

N/A

XXXX

10263304

Closed

2026-04-17 03:59

2026-04-26 02:47

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report Partially Provided

Resolved-Fraud report and SAM report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Third Party Fraud Report Partially Provided Missing fraud report (Risk assessment) with all pages. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Fraud report and SAM report provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX _ XXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8729124

N/A

XXXX

10263294

Closed

2026-04-21 04:45

2026-04-24 04:33

Resolved

1 - Information

Credit

Eligibility

Loan does not conform to program guidelines

Resolved-Proof taxes are current on free and clear property provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-proof of taxes - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Per XXX guidelines free and clear properties need to provide proof property taxes are paid current to satisfy housing history. Section X.X Mortgage/housing history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-proof of taxes - Seller-XX/XX/XXXX

Resolved-Proof taxes are current on free and clear property provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXXX XX XXXXX.XXX

XXXX

Investment

Purchase

8790586

N/A

XXXX

10263323

Closed

2026-04-21 14:32

2026-04-23 08:32

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document Recieved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX

XXXX

Investment

Purchase

8804634

N/A

XXXX

10263335

Closed

2026-04-20 12:58

2026-04-29 12:45

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Originator or XXXXX Loan Approval Certificate is missing.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan approval missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXXX.XXX

XXXX

Investment

Purchase

8776824

N/A

XXXX

10263335

Closed

2026-04-19 11:02

2026-04-27 04:59

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is 'Missing'.  Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit is missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXX.XXX

XXXX

Investment

Purchase

8755029

N/A

XXXX

10263335

Closed

2026-04-20 13:21

2026-04-24 07:00

Resolved

1 - Information

Credit

Borrowing Entity / Individual has insufficient experience

Resolved-Evidence of Investor Experience provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower Investment experience verification missing from file.  Documentation verifying Borrower has  owned investment properties XX months or longer missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Investor Experience provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

8777438

N/A

XXXX

10263335

Closed

2026-04-19 21:50

2026-04-24 04:23

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-Requested updated HOI policy with effective date of XX/XX/XXXX which is within the disbursement date of XX/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Hazard Insurance Effective Date of XX-XX-XXXX is after the Note Date of XX-XX-XXXX Hazard Insurance  policy effective date begins X/XX/XXXX this is after Disbursement Date X/XX/XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested updated HOI policy with effective date of XX/XX/XXXX which is within the disbursement date of XX/XX/XXXX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXX.XXX

XXXX

Investment

Purchase

8756323

N/A

XXXX

10263335

Closed

2026-04-19 21:14

2026-04-23 04:23

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested property Report provided for Housing history, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Primary mortgage or rent history is missing from file - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements   - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary mortgage or rent history is missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

8756269

N/A

XXXX

10263335

Closed

2026-04-20 13:23

2026-04-23 04:22

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided.  Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXX.XXX

XXXX

Investment

Purchase

8777499

N/A

XXXX

10263266

Closed

2026-04-21 13:27

2026-04-28 06:33

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX comments updated for clarification. - Seller-XX/XX/XXXX
Open-Please provide the loan approval that matches the XXXX calculation of X.XXX, the lock confirmation shows X.XXX. PITIA $X,XXX/$X,XXX.XX = X.XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXX comments updated for clarification. - Seller-XX/XX/XXXX

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX X XXXXXXX XXXXXXXX XXX XXXXXXXXXXXXX.XXX

XXXX

Investment

Purchase

8803414

N/A

XXXX

10263339

Closed

2026-04-21 14:04

2026-04-24 13:43

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see this CD transaction is not a cash out attached CD shows borrower is paying that amount at closing not receiving. - Seller-XX/XX/XXXX
Ready for Review-see email between credit risk and the rep on this product. we meet the guidelines for cash out - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% XX% LTV Exceeds max allowed LTV of XX% for Cash Out.  Per Cd in file, Borrower receiving $XX,XXX.XX cash out.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see this CD transaction is not a cash out attached CD shows borrower is paying that amount at closing not receiving. - Seller-XX/XX/XXXX
Ready for Review-see email between credit risk and the rep on this product. we meet the guidelines for cash out - Seller-XX/XX/XXXX

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8804220

N/A

XXXX

10263339

Closed

2026-04-21 14:24

2026-04-24 13:39

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fraud Report with cleared alerts provided.  Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see rebuttal notes explaining how fraud was cleared. Attached clear fraud report. - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Fraud Report shows uncleared alerts.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-please see rebuttal notes explaining how fraud was cleared. Attached clear fraud report. - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fraud Report with cleared alerts provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8804522

N/A

XXXX

10263269

Closed

2026-04-22 10:31

2026-04-23 03:44

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Proof of ownership provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-File contains a mortgage statement and lease for XXXX XXXXXX and the address on the mortgage statement and rental payments are going to XX XXXXXXX XXXX. XXXXXXXXX Pa. Is XX XXXXXXX XXXX. owned by the borrower? XX XXXXXXXX was not included in the liabilities. Need proof of ownership for XX XXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Proof of ownership provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXX XXX XXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8821157

N/A

XXXX

10263314

Closed

2026-04-22 13:42

2026-04-30 12:55

Resolved

1 - Information

Credit

Income/Employment

Income and Employment Do Not Meet Guidelines

Resolved-Client clarified XXXXX monthly dues.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Income and Employment Meet XXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Income and Employment Do Not Meet XXXXXXXXXX Rent Loss Documentation for XXX X XXXXXXX missing.  Mortgage Statement provided and XXXXX bill provided.  Verification of monthly XXXXX monthly required.  Rent loss amount on Final XXXX -$XXXX.  Per Mortgage Statement, XXXX amount $XXXX.XX and XXXXX Statement reflects $XXXX.XX due.  $XXXX.XX+$XXXX.XX=$XXXX.XX Rent Loss.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Client clarified XXXXX monthly dues. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Income and Employment Meet XXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXXX XXX.XXX

XXXX

Investment

Purchase

8825541

N/A

XXXX

10263314

Closed

2026-04-21 04:08

2026-04-24 01:49

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Signature Date is missing on Final XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Final XXXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Investment

Purchase

8790156

N/A

XXXX

10263300

Closed

2026-04-27 02:38

2026-05-11 12:30

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Audited Income matches Approval provided in Loan Approval finding. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Bank Statement/Income Worksheet Missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Audited Income matches Approval provided in Loan Approval finding. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXX XXXXXXXX XXX XXXX XXXXXXXX XXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXX .XXXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8884000

N/A

XXXX

10263300

Closed

2026-04-30 00:47

2026-05-11 12:27

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application

Resolved-LE provided. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-The Initial Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(XX CFR XXXX.XX(e)(X)(iii))   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-LE provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8965029

N/A

XXXX

10263300

Closed

2026-04-30 00:47

2026-05-08 06:25

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-COC for increased loan amount provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Doc Tax Stamps/Transfer Taxes – XXXX/XXXXXX with fees increased from $XXX from initial LE to $XXX.XX in Final Cd. No COC provided. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – XXXX/XXXXXX. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-COC for increased loan amount provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX-XXXX---XXXXXX_XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8965030

N/A

XXXX

10263300

Closed

2026-04-27 05:12

2026-05-06 14:17

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-PC Credit Report provided.  No new debt, no increased payments.  Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Supplemental report only include update on mortgage history.  Evidence of Undisclosed Debt Monitoring Missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Undisclosed Debt Monitoring Missing  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-PC Credit Report provided. No new debt, no increased payments. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXXXX(X) (X).XXX
_X XXXX XXXXXXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887081

N/A

XXXX

10263300

Closed

2026-04-27 05:41

2026-05-05 07:51

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-executed XXXX provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-XXXX provided is not executed by either the Borrower or the Originator.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Originator signature missing from Initial XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Initial XXXX Missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-executed XXXX provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX - XXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX - XXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX - XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887404

N/A

XXXX

10263300

Closed

2026-04-27 05:42

2026-04-30 12:13

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved-Initial LE provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Initial and all revised Loan Estimates Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Initial LE provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887420

N/A

XXXX

10263300

Closed

2026-04-27 05:45

2026-04-30 12:12

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Intent to proceed provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed Disclosure - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Intent to proceed provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XX XXXXXXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887464

N/A

XXXX

10263300

Closed

2026-04-30 00:47

2026-04-30 00:52

Resolved

1 - Information

Compliance

TRID

Federal - List of Settlement Service Providers Mailed/Delivered Within Three Business Days of Application

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-The List of Settlement Service Providers Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under Regulation Z, the List of Settlement Service Providers must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(XX CFR XXXX.XX(e)(X)(vi); XXXX.XX(e)(X)(iii))   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8965031

N/A

XXXX

10263300

Closed

2026-04-30 00:47

2026-04-30 00:52

Resolved

1 - Information

Compliance

Tolerance:Disclosure

Federal - Homeownership Counseling Disclosure Delivery

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-The Homeownership Counseling Organization Disclosure Sent Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under XX CFR XXXXX.XX, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (XX CFR XXXXX.XX)   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8965028

N/A

XXXX

10263300

Closed

2026-04-27 05:46

2026-04-30 00:39

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved-Homeownership counseling disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Homeownership Counseling Disclosure Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Homeownership counseling disclosure provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXXXXXXX (XXXX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887478

N/A

XXXX

10263300

Closed

2026-04-27 02:38

2026-04-29 08:48

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Business Bank Statements Missing

Resolved-Requested XX Months bank statements from march XXXX to Feb XXXX provided in conditions, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Business Bank Statements Missing XX month Bank Statements missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8883998

N/A

XXXX

10263300

Closed

2026-04-27 05:43

2026-04-29 08:37

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-XX X/XX/XX provided.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial and all Revised Closing disclosures missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-XX X/XX/XX provided. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887421

N/A

XXXX

10263300

Closed

2026-04-28 11:09

2026-04-29 08:31

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval provided.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8924564

N/A

XXXX

10263300

Closed

2026-04-27 05:40

2026-04-29 02:43

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Requested business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Business Narrative Missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887398

N/A

XXXX

10263300

Closed

2026-04-27 02:33

2026-04-29 02:27

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Requested title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing Title documentation missing. l - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested title document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXXXXXX XXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXX (X).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8883974

N/A

XXXX

10263300

Closed

2026-04-27 05:23

2026-04-29 02:23

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Requested third party fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Fraud Report Missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested third party fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887202

N/A

XXXX

10263300

Closed

2026-04-27 05:17

2026-04-29 02:21

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Requested flood certificate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Flood Certificate Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested flood certificate provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887125

N/A

XXXX

10263300

Closed

2026-04-27 05:14

2026-04-29 02:18

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Requested appraisal document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Appraisal is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested appraisal document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887087

N/A

XXXX

10263300

Closed

2026-04-27 05:14

2026-04-29 02:18

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested secondary valuation CDA with low risk provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested appraisal document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX (XX).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887086

N/A

XXXX

10263300

Closed

2026-04-27 05:43

2026-04-29 00:47

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Lock confirmation doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Evidence of Rate lock Missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Lock confirmation doc provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8887433

N/A

XXXX

10337853

Closed

2026-05-04 07:55

2026-05-08 06:47

Resolved

1 - Information

Credit

Missing Doc

Loan has escrow holdback. No proof it was released provided in file

Resolved-Documentation verifying "On Hold" funds used for additional property purchase transaction.  Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Closing Documentation for additional property purchase missing.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-PCCD provided.  PCCD Section H, reflects Other-"Hold" in the amount of $XX,XXX paid to XXXXX XXXXXXXXX and Refi Proceeds paid to XXXXXXX XXXXX.  No payoff or documentation regarding these fees are present.  LOE for these fees missing and no proof that Borrower was made aware of $XXX,XXX less Cash Out.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Documentation verifying "On Hold" funds used for additional property purchase transaction. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX_XX_XXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXX - XXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX _ XXX XXXXXX XXXXXXXXX XXXXXXXXXX XXXXX X.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9021898

N/A

XXXX

10337853

Closed

2026-04-29 05:57

2026-05-04 07:51

Resolved

1 - Information

Compliance

Rescission:Disbursement

Federal - Right of Rescission (Loan Disbursement Violation) (TILA)

Resolved-PCCD provided with updated Disbursement Date.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, XX CFR XXXX.XX(c) and Official Staff Commentary)  ROC cancel date should be before disbursement date. Provided ROC is before disbursement date. Disbursement date: XX/XX/XXXX and ROC Cancel date: XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-PCCD provided with updated Disbursement Date. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX _ XXXX XXXXXXXXXXXX XX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8943187

N/A

XXXX

10337853

Closed

2026-04-29 16:51

2026-05-01 06:56

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Updated XXXX correcting married status provided.  Title vesting is correct.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Property Title Issue Property Title as XXXXXXX XXXXXX, a married man as his sole and separate property which does not match XXXX which states Unmarried.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated XXXX correcting married status provided. Title vesting is correct. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXX XXXXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX__XXXX_XX_XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8962381

N/A

XXXX

10337853

Closed

2026-04-29 06:43

2026-05-01 04:15

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Business narrative document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide business narrative as per GL's we required business narrative document which is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Business narrative document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8943991

N/A

XXXX

10337853

Closed

2026-04-29 06:53

2026-05-01 00:59

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Requested lock confirmation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-provide evidence rate lock. Document is missing in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested lock confirmation provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXX XXXX - XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8944143

N/A

XXXX

10337853

Closed

2026-04-29 05:57

2026-05-08 07:09

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8943184

N/A

XXXX

10337853

Closed

2026-04-29 05:57

2026-05-08 07:09

Resolved

1 - Information

Compliance

HigherPriced:APR

XXXX - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXXX. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Resolved-This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX
Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(XXXX Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan meets HPML Guidelines and is a Compliant HPML Loan - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8943186

N/A

XXXX

10256129

Closed

2026-04-29 13:48

2026-05-08 14:44

Resolved

1 - Information

Credit

Hazard insurance coverage amount is insufficient.

Resolved-Definition of FE-XXXX Actual Cash Value accepted as Replacement Cost Coverage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This coverage is for the any provision that use the term “actual cash value”.  Loss of rents is a separate coverage that just covers the amount they would lose in rental income should it not be able to be rented.  Dwelling is Coverage A and loss of Rents is Coverage C.

This is from XXXXX Farms site:

XXXXX XXXX loss of rents coverage, included in their rental dwelling policies, reimburses landlords for lost income if a rental property becomes uninhabitable due to a covered peril, such as fire, wind, or sudden water damage. It typically covers the actual loss of fair rental value during the repair period. XXXXX XXXX Loss of Use coverage (often listed under Coverage C or as "Additional Living Expenses" in policies) helps pay for increased living costs if a covered loss makes your home uninhabitable. It covers expenses above your normal standard of living, such as hotel stays, restaurant meals, and temporary rent while repairs are

XXXXX XXXX Coverage A (Dwelling) protects the main structure of your home, including attached structures (like garages), against risks like fire, wind, and hail. It covers the cost to repair or rebuild, often with options for extended replacement cost (like XX% or XX% over) to manage inflation. [X, X, X, X]

Key features of XXXXX XXXX Coverage A:

What is Covered: The house, foundation, attached structures, and permanently attached items (e.g., plumbing, HVAC, electrical).
Replacement Cost: Focuses on the cost to rebuild the home with similar materials, not the market value. - Due Diligence Vendor-XX/XX/XXXX
Counter-Thank you. The provided declaration page does not reflect guaranteed replacement cost coverage for the dwelling. The actual cash value endorsement covers the full rent loss required coverage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Correct that the coverage amount is $XXX,XXX - however there is an endorsement on the Dec Page that references replacement cost - See attached  - Seller-XX/XX/XXXX
Open-Current dwelling coverage of $XXX,XXX is less than the subject loan amount of $XXX,XXX and do not meet hazard insurance coverage requirements. No evidence of dwelling replacement cost estimator by insurer in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Correct that the coverage amount is $XXX,XXX - however there is an endorsement on the Dec Page that references replacement cost - See attached - Seller-XX/XX/XXXX

Resolved-Definition of FE-XXXX Actual Cash Value accepted as Replacement Cost Coverage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (X).XXX
XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8958239

N/A

XXXX

10256129

Closed

2026-04-29 14:12

2026-05-04 07:41

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan parameter provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. loan parameters attached. - Buyer-XX/XX/XXXX
Open-Loan Approval and Rate Lock Confirmation Documents are missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan parameter provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8958820

N/A

XXXX

10256129

Closed

2026-04-29 14:17

2026-05-04 07:26

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Executed Final XXXX signed by the borrower provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing Final XXXX is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Executed Final XXXX signed by the borrower provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX - XXXXX XXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8958929

N/A

XXXX

10256129

Closed

2026-04-27 07:23

2026-05-04 05:55

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Title Document is missing Title document is missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXX XXXXXXXXXX _ XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8888965

N/A

XXXX

10256129

Closed

2026-04-27 07:19

2026-05-04 04:22

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested final CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Closing Doc is Missing.  Final CD/HUD/ ALTA is missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested final CD provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX - XX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8888886

N/A

XXXX

10256121

Closed

2026-04-27 10:32

2026-05-07 08:03

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Audited LTV Exceeds Guideline LTV - Due Diligence Vendor-XX/XX/XXXX
Resolved-Loan approval has been provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-loan was locked on X/XX after the guides were published on X/XX. - Buyer-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Loan Approval is missing. Used NewFi Artemis DSCR guideline dated XX/XX/XXXX. Audited LTV is XX% and Guideline allows maximum of XX% for cashout refinance using FICO with less XXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Audited LTV Exceeds Guideline LTV - Due Diligence Vendor-XX/XX/XXXX
Resolved-Loan approval has been provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

8897104

N/A

XXXX

10256121

Closed

2026-04-27 10:20

2026-05-05 01:16

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Requested updated title report with updated coverage amount that covers loan amount provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXX is Less than Loan Amount Available Title commitment doesn't cover teh required coverage of loan amount $XXX,XXX. Provide Title Supplement for Loan Policy amount.  - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

8896847

N/A

XXXX

10256121

Closed

2026-04-29 10:28

2026-05-04 07:15

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Loan approval with XX day rate rate lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached. - Buyer-XX/XX/XXXX
Open-Rate Lock Confirmation Document is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan approval with XX day rate rate lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8951930

N/A

XXXX

10256121

Closed

2026-04-29 10:29

2026-05-04 07:05

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Fully executed Final XXXX with all pages provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-Provide fully executed Final XXXX missing page X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Fully executed Final XXXX with all pages provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX - XXXXX XXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8951949

N/A

XXXX

10256021

Closed

2026-05-08 08:32

2026-06-29 13:54

Waived

2 - Non-Material

Credit

Eligibility

Asset do not meet guidelines

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX
Waived-Exception made for stock in non-publicly traded companies being utilized for asset depletion. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX(X) XXXX XX.XX XXXXXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X XXXXXX.
XXXXXXXX XXX $XX,XXX XXXXXXXX XXXXXX XXXXX XXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXX XX $X.
XXXXXXXX XXX XXXXX XX XXXXXXX XXXXXXXX X+ XXXXX XXXX XX XXXX XXXXXXXX.

XXXX

Primary Residence

Purchase

9105736

Originator Post-Close

Yes

XXXX

10256021

Closed

2026-04-30 16:45

2026-06-29 13:53

Waived

2 - Non-Material

Credit

Doc Issue

Missing asset documentation (ATR)

Waived-Client elects to waive with the following compensating factors.  - Due Diligence Vendor-XX/XX/XXXX
Waived-Exception made for X months assets instead of X months for asset depletion. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. exception for X month assets instead of X months - Buyer-XX/XX/XXXX
Counter-Per guidelines if any Asset Depletion is used on a full doc or Alt Doc loan, the file must be registered on an Asset Depletion program. Asset Depletion is being utilized in the DTI calculation. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-not AD it is a full doc loan - Buyer-XX/XX/XXXX
Open-Missing X month seasoning for accounts ending in XXXX XXXX XXXX XXXX for asset depletion requirement. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX (X).XXX

XXXX

Primary Residence

Purchase

8983218

Originator Post-Close

Yes

XXXX

10256021

Closed

2026-04-27 05:09

2026-04-30 16:24

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Audited LTV of XX.XX% exceeds XXXXXXXXX LTV of XX% Exception made for XX% LTV with maximum allowed of XX%. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXX(X) XXXX XX.XX XXXXXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X XXXXXX.
XXXXXXXX XXX $XX,XXX XXXXXXXX XXXXXX XXXXX XXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXX XX $X.

XXXX

Primary Residence

Purchase

8887062

Originator Pre-Close

Yes

XXXX

10256035

Closed

2026-04-28 08:14

2026-05-18 09:56

Resolved

1 - Information

Compliance

Missing Doc

Missing Service Provider List

Resolved-Service Provider received. Resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. providers list - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open- Service Provider List missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Service Provider received. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXXXXXXX - XXXXXXXXX XXXXXXXX XXXXXXXXX.XXXX

XXXX

Second Home

Purchase

8918383

N/A

XXXX

10256035

Closed

2026-04-28 08:17

2026-05-08 09:15

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved-LE provided. Resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. LE - Buyer-XX/XX/XXXX
Counter-The document uploaded is the Intent to Proceed. The Initial Loan Estimate is still needed.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. le  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-initial Loan estimate Missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-LE provided. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX
XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX

XXXX

Second Home

Purchase

8918457

N/A

XXXX

10256035

Closed

2026-05-08 09:09

2026-05-08 09:13

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application

Resolved-Resolved - Due Diligence XXXXXX-XX/XX/XXXX
Open-The Initial Disclosure Date (XXXX-XX-XX) is more than X business days from the Application Date (XXXX-XX-XX). Three business days from the Application Date is (XXXX-XX-XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(XX CFR XXXX.XX(e)(X)(iii)) - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXX

Second Home

Purchase

9106433

N/A

XXXX

10256035

Closed

2026-04-28 06:52

2026-05-08 08:46

Resolved

1 - Information

Credit

Missing Doc

HO-6 Insurance Policy is Missing

Resolved-HOI provided. Resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-HO-X Insurance Policy is fully present - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. hoX - Buyer-XX/XX/XXXX
Counter-Document uploaded is an expired Master Policy. The HO-X Insurance Policy is still Missing in the file.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. master policy  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-HO-X Insurance Policy is Missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-HOI provided. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-HO-X Insurance Policy is fully present - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX
XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (X).XXX

XXXX

Second Home

Purchase

8916655

N/A

XXXX

10256035

Closed

2026-04-28 06:52

2026-05-08 08:45

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Flood Certificate is fully present - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Flood Certificate uploaded, Verified - Resolved  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. flood - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-Missing Flood Certificate in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Flood Certificate is fully present - Due Diligence XXXXXX-XX/XX/XXXX
Resolved-Flood Certificate uploaded, Verified - Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Second Home

Purchase

8916654

N/A

XXXX

10256035

Closed

2026-04-28 08:16

2026-05-07 08:12

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Document provided. Resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. rate lock - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-Lock confirmation and Loan Approval Missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Document provided. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXX XXXXXXXXXXXX (X).XXX

XXXX

Second Home

Purchase

8918443

N/A

XXXX

10256035

Closed

2026-04-28 08:13

2026-05-07 08:12

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Document provided. Resolved.  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. intent to proceed - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Missing Signed Intent to Proceed Disclosure - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Document provided. Resolved. - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX

XXXX

Second Home

Purchase

8918295

N/A

XXXX

10256035

Closed

2026-04-28 08:18

2026-05-07 02:15

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. inital cd - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Initial Closing Disclosure Missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Initial Closing Disclosure uploaded, Verified & entered in system - Resolved
- Due Diligence XXXXXX-XX/XX/XXXX

XXXXXXX XXXXXXXXXXX & XXXX.XXX

XXXX

Second Home

Purchase

8918464

N/A

XXXX

10256035

Closed

2026-04-28 08:15

2026-05-07 02:10

Resolved

1 - Information

Compliance

Missing Doc

Homeownership Counseling Disclosure Is Missing

Resolved-Homeownership Counseling Disclosure uploaded, Verified - Resolved  - Due Diligence XXXXXX-XX/XX/XXXX
Ready for Review-Document Uploaded. homeowners counseling  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence XXXXXX-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence XXXXXX-XX/XX/XXXX
Open-Homeownership Counseling Disclosure Missing in the file  - Due Diligence XXXXXX-XX/XX/XXXX

Resolved-Homeownership Counseling Disclosure uploaded, Verified - Resolved - Due Diligence XXXXXX-XX/XX/XXXX

XXXXXX XXXXXXXXXXX (XX).XXX

XXXX

Second Home

Purchase

8918426

N/A

XXXX

10256035

Closed

2026-04-28 07:21

2026-05-07 02:06

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report uploaded, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Document Uploaded. attached - Buyer-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Third Party Fraud Report Missing Fraud Report in The file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Third Party Fraud Report uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXX XXXX.XXX
XXXX - XXXXXX.XXX
_X XXXX XXXXXXX XXXXXX XXXX.XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (X).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXX XXXXXX XXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXXXXXX (XX).XXX
_X XXXX XXXXXX XXXX XXXX (XX).XXX
_X XXXX XXXXXX XXXX XXXX (XX).XXX
XXXXXXXXX XXXXXXXX (X).XXX
XXX X-XXXXXX XXXXXXXXXXX (XXXXXXX XXXXXX).XXX
XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (X).XXX
XXXXX XXXXXX (XX).XXX

XXXX

Second Home

Purchase

8917252

N/A

XXXX

10256035

Closed

2026-04-28 06:48

2026-05-07 01:58

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-CU (Fannie SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. ssr  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX X (XX).XXX

XXXX

Second Home

Purchase

8916605

N/A

XXXX

10256035

Closed

2026-04-28 06:48

2026-05-07 01:57

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-Homeowners Association Questionnaire uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-HOA Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-HOA Questionnaire is Missing or Partial. HOA Questionnaire is Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXXXXXX (XX).XXX

XXXX

Second Home

Purchase

8916606

N/A

XXXX

10256035

Closed

2026-04-28 06:48

2026-05-07 01:57

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Appraisal is Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Appraisal document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX (XX).XXX

XXXX

Second Home

Purchase

8916607

N/A

XXXX

10256035

Closed

2026-04-28 06:28

2026-05-07 01:48

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Gap report within XX days from closing date uploaded - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Undisclosed Debt Monitoring provided.

- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Missing Verification of Undisclosed Debt Monitoring in file  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXX(X) (XX).XXX

XXXX

Second Home

Purchase

8916234

N/A

XXXX

10256035

Closed

2026-04-28 06:28

2026-05-07 01:40

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Rental Verification uploaded, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary Housing History verification is missing from the file.  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX _ XXXXXX XXXXXXXXXXXX (X).XXX

XXXX

Second Home

Purchase

8916233

N/A

XXXX

10256035

Closed

2026-04-28 08:10

2026-05-07 01:27

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Self-Employment Business Narrative uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. business narrative - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Business Narrative Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Self-Employment Business Narrative uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Second Home

Purchase

8918256

N/A

XXXX

10256035

Closed

2026-04-28 08:10

2026-05-07 01:24

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Business Bank Statements Missing

Resolved-May and March XXXX Business Bank Statement uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Business Bank Statements Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Business Bank Statements Missing May-XXXX and march-XXXX bank statements Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXXXXX XXXX XXXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Second Home

Purchase

8918241

N/A

XXXX

10256035

Closed

2026-04-28 05:50

2026-05-07 01:24

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Income Worksheet  Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Second Home

Purchase

8915684

N/A

XXXX

10256035

Closed

2026-04-28 05:09

2026-05-07 01:18

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX (XX).XXX

XXXX

Second Home

Purchase

8915146

N/A

XXXX

10256035

Closed

2026-04-28 08:12

2026-05-07 01:14

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Loan Officer is not required to sign and file has an Intent to Proceed signed by the borrower, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. initial XXXX - Buyer-XX/XX/XXXX
Open-Missing Documents - Due Diligence Vendor-XX/XX/XXXX
Escalated-Missing documents likely an upload issue, please provide if you have in house. - Due Diligence Vendor-XX/XX/XXXX
Open-Initial XXXX Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan Officer is not required to sign and file has an Intent to Proceed signed by the borrower, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX (XX).XXX

XXXX

Second Home

Purchase

8918287

N/A

XXXX

10256115

Closed

2026-04-28 04:32

2026-05-05 10:37

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert. - Due Diligence Vendor-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8914775

N/A

XXXX

10256115

Closed

2026-04-28 05:39

2026-05-05 10:35

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Document provide approved to use. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Counter-Please provide the loan approval document. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Loan approval document is not available in the file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document provide approved to use. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8915527

N/A

XXXX

10263286

Closed

2026-04-29 16:20

2026-05-04 07:43

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan parameter document provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Final Loan Approval Document is missing. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan parameter document provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX - XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8962067

N/A

XXXX

10263286

Closed

2026-04-28 05:30

2026-05-04 06:49

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Undisclosed Debt Monitoring Report dated XX/XX/XXXX reflects no new or undisclosed debts. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Undisclosed Debt Monitoring (UDM) document as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Undisclosed Debt Monitoring Report dated XX/XX/XXXX reflects no new or undisclosed debts. Resolved. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Primary Residence

Purchase

8915405

N/A

XXXX

10256038

Closed

2026-04-27 05:44

2026-05-04 01:18

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Requested HOI policy with extended replacement cost provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. with extended replacement cost - Buyer-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $XXX,XXX is less than Required Coverage Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX.XXX

XXXX

Primary Residence

Purchase

8887449

N/A

XXXX

10256038

Closed

2026-04-27 05:27

2026-05-04 01:06

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Verification of Undisclosed Debt Monitoring missing from file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Primary Residence

Purchase

8887240

N/A

XXXX

10256038

Closed

2026-04-27 07:10

2026-04-29 15:30

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). Doc Tax Stamps/Transfer Taxes – City/County fee is increased.(.XX) Within $X variance - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8888755

N/A

XXXX

10256052

Closed

2026-04-28 23:40

2026-05-06 07:14

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Borrower X did not appear at closing.  Borrower X signed with Power of Attorney.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. patriot act doc  - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. BX Id is missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. patriot act doc - Seller-XX/XX/XXXX

Resolved-Borrower X did not appear at closing. Borrower X signed with Power of Attorney. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX.XXX

XXXX

Primary Residence

Purchase

8936472

N/A

XXXX

10256052

Closed

2026-04-30 16:00

2026-05-06 07:14

Resolved

1 - Information

Credit

Closing

Borrower 2 Deed of Trust Signature does not match Note

Resolved-Power of Attorney provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Signature does not match Note Borrower X did not sign Mortgage and is not vested on property.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Power of Attorney provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXX (X).XXX
XXXXX XX XXXXX XXXX (X).XXX

XXXX

Primary Residence

Purchase

8982625

N/A

XXXX

10256052

Closed

2026-05-05 00:56

2026-05-06 02:27

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Executed 4506-T Missing

Resolved-Loan is qualified with XXXX XXXXXXXXX Program, Executed XXXX-X not required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-not required on this program - Seller-XX/XX/XXXX
Open-Borrower X Executed XXXX-X Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-not required on this program - Seller-XX/XX/XXXX

Resolved-Loan is qualified with XXXX XXXXXXXXX Program, Executed XXXX-X not required. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9037012

N/A

XXXX

10256052

Closed

2026-05-05 00:56

2026-05-06 02:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Executed 4506-T Missing

Resolved-Loan is qualified with XXXX XXXXXXXXX Program, Borrower X Executed XXXX-X not required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-not required on this program. - Seller-XX/XX/XXXX
Open-Borrower X Executed XXXX-X Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-not required on this program. - Seller-XX/XX/XXXX

Resolved-Loan is qualified with XXXX XXXXXXXXX Program, Borrower X Executed XXXX-X not required. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9037011

N/A

XXXX

10256052

Closed

2026-04-28 22:56

2026-05-05 01:00

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-Requested XXXX approval for condo project provided hence no questionnaire is required, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. Property is condo. property hence XXX Questionnaire  is required - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Requested XXXX approval for condo project provided hence no questionnaire is required, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (XX).XXX

XXXX

Primary Residence

Purchase

8936141

N/A

XXXX

10256052

Closed

2026-04-28 22:25

2026-05-05 00:56

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Requested self employment business narrative provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Business narrative is required - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested self employment business narrative provided in findings, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Primary Residence

Purchase

8936009

N/A

XXXX

10256052

Closed

2026-04-28 23:07

2026-05-05 00:54

Resolved

1 - Information

Credit

Missing Doc

HO-6 Insurance Policy is Missing

Resolved-Requested XXX policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-XX-X Insurance Policy is Missing Borrower XX-X missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Requested XXX policy provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (X).XXX

XXXX

Primary Residence

Purchase

8936228

N/A

XXXX

10256044

Closed

2026-04-28 05:55

2026-05-21 11:54

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-the borrower is also the owner of the Mortgage company.  The XXXX/XXXX is less because he does not want his income shared among his employees.  Clear the condition or escalate to your manager.  - Seller-XX/XX/XXXX
Counter-Provide the income worksheet that supports the income value on the XXXX & XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-which was less? - Seller-XX/XX/XXXX
Counter-The income worksheet provided income does not match the income on the XXXX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Counter-No documentation enclosed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached.  - Seller-XX/XX/XXXX
Open-XXXX XXXXXXXXX Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. XXXX XXXXXXXXX Summary Lender Worksheet  is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-the borrower is also the owner of the Mortgage company.  The XXXX/XXXX is less because he does not want his income shared among his employees.  Clear the condition or escalate to your manager.  - Seller-XX/XX/XXXX
Ready for Review-which was less? - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Ready for Review-attached.  - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX - XXXXXXXXXXX XXXXXX.XXXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8915739

N/A

XXXX

10256044

Closed

2026-04-27 21:25

2026-05-07 08:47

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. credit sup - Seller-XX/XX/XXXX
Counter-DRIVE report dated XX/XX/XX, UDM must be dated within XX days of closing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. credit sup - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXX(X) (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8910052

N/A

XXXX

10256094

Closed

2026-04-28 05:36

2026-05-07 03:56

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Primary Housing is verified to be owned Free & Clear, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets XXXXXXXXX Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. owns F&C - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Unable to verify housing history - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXX.XXX

XXXX

Primary Residence

Purchase

8915486

N/A

XXXX

10256039

Closed

2026-04-27 09:14

2026-05-14 13:35

Waived

2 - Non-Material

Credit

Assets

Asset Qualifications do not meet requirements

Waived-X MONTH STATEMENT, X REQUIRED - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Asset Qualification Does Not Meet XXXXXXXXX Requirements Provide complete X months for the following asset: XXXX XXXX #XXXX, XXXX, XXXX and XXXX XXXX #XXXX, XXXX, XXXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-X MONTH STATEMENT, X REQUIRED - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX (X).XXX

XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX X%.
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XXX XXXXXX

XXXX

Primary Residence

Purchase

8894316

Originator Post-Close

Yes

XXXX

10256039

Closed

2026-04-27 09:38

2026-05-13 04:10

Resolved

1 - Information

Credit

Title

Amount of title insurance is less than mortgage amount

Resolved-Requested XXX provided for Title coverage is less than loan amount as property state is XX, Provided XXX, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached. - Seller-XX/XX/XXXX
Open-Provide Title Supplement for the Loan Policy amount coverage.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached. - Seller-XX/XX/XXXX

Resolved-Requested XXX provided for Title coverage is less than loan amount as property state is XX, Provided XXX, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX - XXX_XXXXX XXXX.XXXX

XXXX

Primary Residence

Purchase

8895000

N/A

XXXX

10256039

Closed

2026-04-27 08:48

2026-05-04 08:30

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide borrower X verification of Undisclosed Debt Monitoring (UDM).  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX
XXXXXX XXXXXXXXXX(X).XXX

XXXX

Primary Residence

Purchase

8893716

N/A

XXXX

10256039

Closed

2026-04-27 08:48

2026-05-04 08:30

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide borrower X verification of Undisclosed Debt Monitoring (UDM). - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8893717

N/A

XXXX

10256034

Closed

2026-04-29 01:57

2026-05-05 13:58

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached
- Seller-XX/XX/XXXX
Open-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Borrower X evidence of Undisclosed Debt Monitoring (UDM) within XX prior to closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-attached
- Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX
XXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8939478

N/A

XXXX

10256034

Closed

2026-04-29 01:57

2026-05-05 13:58

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Seller-XX/XX/XXXX
Open-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Borrower X evidence of Undisclosed Debt Monitoring (UDM) within XX prior to closing date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-attached - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX
XXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8939479

N/A

XXXX

10256034

Closed

2026-04-29 00:58

2026-05-05 06:38

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached
- Buyer-XX/XX/XXXX
Open-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-Title Document is Incomplete Loan Policy amount is not available in available title commitment. Provide title supplement to verify Loan policy insured amount.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8937132

N/A

XXXX

10256034

Closed

2026-04-29 01:23

2026-05-05 02:38

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached
- Buyer-XX/XX/XXXX
Open-Document Uploaded. attached
- Seller-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide Bank statement Summary lender worksheet for both the borrowers.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8937368

N/A

XXXX

10256061

Closed

2026-04-29 10:29

2026-05-04 08:36

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Rate Lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Rate lock missing from file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Rate Lock provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Purchase

8951937

N/A

XXXX

10256061

Closed

2026-04-29 13:48

2026-05-04 08:34

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Loan Approval documentation is missing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan approval provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Purchase

8958241

N/A

XXXX

10256056

Closed

2026-04-28 00:27

2026-05-05 06:06

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded. UDM - Buyer-XX/XX/XXXX
Open-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded. UDM - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide of Evidence of Undisclosed Debt Monitoring (UDM). - Due Diligence Vendor-XX/XX/XXXX

Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXXXX XXXXXX-X.XXX
XXXXXXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8911097

N/A

XXXX

10256056

Closed

2026-04-28 02:15

2026-04-30 17:04

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The Doc Tax fee increased .XX cents; therefore, this amount is waived due to being under $X.XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). The Doc Tax fee increased .XX cents; therefore, this amount is waived due to being under $X.XX. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8911927

N/A

XXXX

10256056

Closed

2026-04-30 16:41

2026-04-30 16:51

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s __XXX__ and the Final Closing disclosure on Pg#’s _XXX___ reflects escrows. Rate lock date was entered correctly – see Pg#’s ___XXX__ An interior and exterior appraisal was completed for this property – see Pg# __XX__ , the appraisal disclosure was provided to the borrower(s)- see Pg#’s__XXX,XXX_ , and copy of the appraisal was given to the borrower – see Pg#’s __XX___ for the copy of the disclosure. The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8983112

N/A

XXXX

10256036

Closed

2026-04-27 02:21

2026-05-08 10:53

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report XX/XX/XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Gap report dated no more than XX calendar days prior to note date provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM)  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8883914

N/A

XXXX

10256036

Closed

2026-04-29 15:15

2026-05-08 10:50

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-XXXXXXXXXX cleared report X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Guidelines Page XX Seller is responsible for clearing all report findings. Page X of XXXXXXXXXX XXXXXXXX XXXXXXX report XX/XX/XXXX shows X Unresolved/Open High Alert.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached. - Buyer-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts . Page XXX XXXXXXXXXX report shows X uncleared high alert. - Due Diligence Vendor-XX/XX/XXXX

Resolved-XXXXXXXXXX cleared report X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX (XXXX).XXX
XXXXXXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8960287

N/A

XXXX

10263283

Closed

2026-04-29 18:38

2026-05-11 09:56

Waived

2 - Non-Material

Credit

Assets

Asset 2 Does Not Meet Guideline Requirements

Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX
Waived-Exception Approval X month statement, X required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. exception - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Guideline Page XX, missing either XXXXXXXX XXXX or XXXXXXX XXXX statement XXXXXXX XXX9750 to verify funds required to close and X months post close reserves.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. exception - Seller-XX/XX/XXXX

Waived-Client elects to waive with the following compensating factors - Due Diligence Vendor-XX/XX/XXXX
Waived-Exception Approval X month statement, X required. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX (X).XXX

XXXXXXXX XXX $XX,XXX XXXXXXXX XXXXXX XXXXX XXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXX XX $X.
XXXXXXXX XXX XXXX XXXXXXXX XX XXXX XXXXXX XXX X XXXXX.

XXXX

Primary Residence

Purchase

8963119

Investor Post-Close

XXXX

10263283

Closed

2026-04-28 23:57

2026-05-08 11:42

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Letter of explanation no primary housing expense. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. rent free letter - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements . Missing housing payment/rent free letter from owner of the property . - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. rent free letter - Seller-XX/XX/XXXX

Resolved-Letter of explanation no primary housing expense. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

8936620

N/A

XXXX

10263283

Closed

2026-04-29 19:05

2026-05-08 11:42

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). Guideline Page XX missing Borrower X Undisclosed Debt Monitoring dated within XX days from Closing.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXX(X) (X).XXX

XXXX

Primary Residence

Purchase

8963218

N/A

XXXX

10263283

Closed

2026-04-29 19:05

2026-05-08 11:42

Resolved

1 - Information

Credit

Closing

Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Undisclosed Debt Monitoring XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXX(X) (X).XXX

XXXX

Primary Residence

Purchase

8963219

N/A

XXXX

10263283

Closed

2026-04-28 23:50

2026-04-29 19:06

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

8936556

N/A

XXXX

10256042

Closed

2026-04-27 05:25

2026-05-07 02:43

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided by XXXXXXXXXX provided  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. UDM by XXXXXXXXXX. - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Undisclosed Debt Monitoring is missing in file - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

8887220

N/A

XXXX

10256042

Closed

2026-04-27 05:25

2026-05-07 02:43

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided by XXXXXXXXXX provided  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UDM by XXXXXXXXXX - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X Undisclosed Debt Monitoring is missing in file - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8887219

N/A

XXXX

10256043

Closed

2026-04-27 03:32

2026-05-05 00:44

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Requested alerts cleared fraud report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts   Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

8884316

N/A

XXXX

10256030

Closed

2026-04-27 01:24

2026-05-05 00:49

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Requested income calculator provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender worksheet is missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested income calculator provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXXX XXXXXXXXXX.XXX

XXXX

Investment

Purchase

8883549

N/A

XXXX

10256054

Closed

2026-04-30 10:15

2026-05-04 10:18

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Open-Document Uploaded. Field review and AVM in file. - Buyer-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX
XXXXX XX XXXX XXXXXX.XXX

XXXX

Investment

Purchase

8973583

N/A

XXXX

10256050

Closed

2026-04-28 04:31

2026-05-06 08:16

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Initial XXXX Uploaded. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Please upload XXXX. LE was uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Initial XXXX missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Initial XXXX Uploaded. Resolved. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXX XXXX XXXX (X).XXX
XXXXX XXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914757

N/A

XXXX

10256050

Closed

2026-04-28 01:23

2026-05-05 01:05

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report dated no more than XX calendar days prior to note date provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CBR X/XX, loan closed X/XX - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Verification of Undisclosed Debt Monitoring Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8911599

N/A

XXXX

10256050

Closed

2026-04-28 01:23

2026-05-05 01:05

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

XXXXXX XXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8911598

N/A

XXXX

10256050

Closed

2026-04-30 09:14

2026-05-04 07:16

Resolved

1 - Information

Property

Appraisal

Missing Core Valuation Product

Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Xnd appraisal - Seller-XX/XX/XXXX
Open-Missing Core Valuation Product X appraisals required.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Xnd appraisal - Seller-XX/XX/XXXX

Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8971499

N/A

XXXX

10256050

Closed

2026-04-28 04:45

2026-05-04 07:03

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Received At Least Four Business Days Before Consummation

Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX
Open-The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX). Under Regulation Z, a consumer must receive a revised Loan Estimate no later than X business days before consummation. (XX CFR XXXX.XX(e)(X)(ii)) The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX).  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX
XXXXXX XX XXX_XX XXXXXX XX XXXXXXX.XXX
XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914920

N/A

XXXX

10256050

Closed

2026-04-28 04:45

2026-05-04 07:02

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date

Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attachjed - Buyer-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The Last Loan Estimate was provided on (XXXX-XX-XX) which is on or after (XXXX-XX-XX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (XX CFR XXXX.XX(e)(X)(ii))  Revised LE and Initial CD both are issued on same date - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX_XXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914918

N/A

XXXX

10256050

Closed

2026-04-28 04:34

2026-05-04 04:10

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Requested evidence of rate lock provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Lock Confirmation & loan Approval Missing in the file   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-attached - Seller-XX/XX/XXXX

Resolved-Requested evidence of rate lock provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX - XXXXXXXXXXXX.XXX
XXXXXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914791

N/A

XXXX

10256047

Closed

2026-04-28 05:03

2026-05-05 10:28

Waived

2 - Non-Material

Credit

Income/Employment

Income documentation does not meet guidelines

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX
Waived-Underwriting Exception on page XXX: Social Security Retirement income has been applied for, but has not yet started receiving payments. So documenting X months receipt is not possible at time of application. SSI estimated income printout and SSI confirmation of application for benefits have both been documented. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XX XXXXX XXXX XXX XXXXXXXXX XXXXXXXXXXXX XXXXXXX:
XXX XX XX.XX%. XXXXXXX XXXXXXX XXX XXXXXXXXXX XX XX%.
XXXXXXXX(X) XXXX XX.XX XXXXXX XXXXXXXX. XXXXXXX XXXXXXXX XXX XXXXXXXXXX XX X XXXXXX.

XXXX

Primary Residence

Purchase

8915087

Originator Pre-Close

Yes

XXXX

10256047

Closed

2026-04-28 03:41

2026-05-05 10:09

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-UCD provided, Findings X/X/XX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Evidence of Undisclosed Debt Monitoring (UDM) for borrower.  - Due Diligence Vendor-XX/XX/XXXX

Resolved-UCD provided, Findings X/X/XX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXX(X) (X).XXX

XXXX

Primary Residence

Purchase

8914352

N/A

XXXX

10256047

Closed

2026-04-28 04:46

2026-04-29 14:40

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’in file XXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. Appraisal and appraisal disclosure was provided to the borrower. The loan meets HPML guidelines.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX-XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX. An interior and exterior appraisal was completed for this property – see pg XX-XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’in file XXX and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. Appraisal and appraisal disclosure was provided to the borrower. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

8914931

N/A

XXXX

10256060

Closed

2026-04-27 22:21

2026-05-04 20:20

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Requested business entity documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Articles of Incorporation is absent from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested business entity documents provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8910371

N/A

XXXX

10256060

Closed

2026-04-29 12:25

2026-05-04 09:23

Resolved

1 - Information

Credit

Eligibility

Business Entity EIN Number Missing

Resolved-Federal licensing entity Identification number received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached. - Buyer-XX/XX/XXXX
Open-Federal licensing Entity Identification Number (EIN) absent from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Federal licensing entity Identification number received. - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8955771

N/A

XXXX

10256060

Closed

2026-04-29 12:25

2026-05-04 09:22

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-Good standing received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Good standing absent from the file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Good standing received - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

8955778

N/A

XXXX

10256086

Closed

2026-04-29 11:21

2026-05-06 08:18

Waived

2 - Non-Material

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Waived-Document Uploaded. Exception provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. exception - Buyer-XX/XX/XXXX
Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX

Waived-Document Uploaded. Exception provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX (X).XXX
XXXX_XXXXXXX_XXXX_XXX.XX.XXXX.XXXX

XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XXXXXX XXXXX XX XXX XX XXX XXXXXX
XXXX XXXXXXXX XXXXXXX XXX XX XXXXXX
XXXX XXXXX XX X.XXX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX .XXX

XXXX

Investment

Purchase

8953815

Originator Post-Close

Yes

XXXX

10256086

Closed

2026-04-29 11:17

2026-05-06 08:17

Waived

2 - Non-Material

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Waived-Document Uploaded. Exception Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. exception - Buyer-XX/XX/XXXX
Open-XXXXX #XXXX, XXXXXX #XXX-XXX and XXXXX XXXX only have one statement each. Two statements required for each. - Due Diligence Vendor-XX/XX/XXXX

Waived-Document Uploaded. Exception Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX (X).XXX
XXXX_XXXXXXX_XXXX_XXX.XX.XXXX.XXXX

XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XXXXXX XXXXX XX XXX XX XXX XXXXXX
XXXX XXXXXXXX XXXXXXX XXX XX XXXXXX
XXXX XXXXX XX X.XXX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX .XXX

XXXX

Investment

Purchase

8953698

Originator Post-Close

Yes

XXXX

10298071

Closed

2026-05-01 10:01

2026-05-07 12:05

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached to clear - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXX, Borrower rents primary residence.  XX month bank transcript in file however, no documentation regarding rent paid amount or payee.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see attached to clear - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

9001586

N/A

XXXX

10298071

Closed

2026-05-01 10:17

2026-05-07 12:02

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Dated Closing Statement provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see attached to clear - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. HUD-X provided in file does not reflect any settlement date and Borrower signature not dated.  Additionally, XXXX funds in the amount of $XX,XXX.XX show as received.  This does not match Wire transfer of these funds date of X/XX/XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see attached to clear - Seller-XX/XX/XXXX

Resolved-Dated Closing Statement provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XX XXX XXXXX XXX XXXX XXXX.XXX

XXXX

Investment

Purchase

9001906

N/A

XXXX

10298071

Closed

2026-04-30 04:13

2026-05-07 05:04

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-See attached to clear - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''.  Business Purpose Affidavit is required for a XXXX loan. Business Purpose Affidavit is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-See attached to clear - Seller-XX/XX/XXXX

Resolved-Business Purpose Affidavit provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XX XXXXXXXXXX XXXX XXXX XX XXXXXXXX XXXXXXX -XXXXXXX.XXX

XXXX

Investment

Purchase

8966385

N/A

XXXX

10263274

Closed

2026-04-30 04:10

2026-07-21 11:53

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Requested Signed guaranty agreement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement is not executed by the borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested Signed guaranty agreement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXXX XXXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXX XXXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966370

N/A

XXXX

10263274

Closed

2026-04-30 04:22

2026-05-04 07:51

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing VOE Prior to Close Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX - XXXXXXX XXXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX - XXXXXXX XXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966463

N/A

XXXX

10263274

Closed

2026-04-30 04:36

2026-05-04 07:50

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Verification of Undisclosed Debt Monitoring (UDM) missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXXXX(X) (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966599

N/A

XXXX

10263274

Closed

2026-04-30 04:36

2026-05-04 07:50

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-both borrowers on one credit update attached with in the ten days - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Verification of Undisclosed Debt Monitoring (UDM) missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-both borrowers on one credit update attached with in the ten days - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXXXX(X) (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966600

N/A

XXXX

10263274

Closed

2026-05-01 09:17

2026-05-04 07:48

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Document received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8999824

N/A

XXXX

10263274

Closed

2026-04-30 08:27

2026-05-04 01:59

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-RCE uploaded, Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX.XX, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX.XX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8970331

N/A

XXXX

10263274

Closed

2026-04-30 04:45

2026-05-04 01:58

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Flood Certificate uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Flood Certificate missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Flood Certificate uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966687

N/A

XXXX

10263274

Closed

2026-04-30 04:58

2026-05-04 01:40

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Fraud Report Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966799

N/A

XXXX

10263274

Closed

2026-04-30 04:39

2026-05-04 01:32

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XX (Fannie SSR) uploaded, verified & entered in system - Resolved.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-ssr cu score X - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X secondary Valuation is Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-ssr cu score X - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX X (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966617

N/A

XXXX

10263274

Closed

2026-04-30 04:39

2026-05-04 01:30

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-XXXXXXXXX document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXXXXXX is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXXXXXXXX is Missing XXXXXXXXX Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXXXXXXX document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXXXXXX is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966618

N/A

XXXX

10263274

Closed

2026-04-30 03:29

2026-05-04 01:01

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXX Document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX (XX).XXX

XXXX

Investment

Refinance

Limited Cash Out - <1% of Loan Amount or $2000

8966083

N/A

XXXX

10298067

Closed

2026-05-14 06:17

2026-05-15 08:04

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-Client provided documentation that shows monthly XXX fee of $XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-CDD fees inc for UW,  not a XXX - Seller-XX/XX/XXXX
Open-Originator DSCR calculation includes an XXX Fee which per Appraiser, is not present.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-CDD fees inc for UW, not a XXX - Seller-XX/XX/XXXX

Resolved-Client provided documentation that shows monthly XXX fee of $XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXX XXXXXXXXX.XXX

XXXX

Investment

Purchase

9196601

N/A

XXXX

10298067

Closed

2026-05-05 09:48

2026-05-14 06:02

Resolved

1 - Information

Credit

Missing Doc

Missing HOA Fee Statement

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please refer back to the appraisal comments - Seller-XX/XX/XXXX
Counter- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Latest XXX Fee Assessment not provided required for PITIA calculation XXX fee included in originator DSCR calculation, no documentation to support. Provide updated DSCR calculation or XXX statement.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please refer back to the appraisal comments - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXXXXXXX.XXX

XXXXXXXXXXXXX XXXXXXXX XXXXXX XXXXXXXX XXXX XXX XXXX XX XXX, XXXXXXX XXXXX XXX XXX XXXXXXXX. XXXXXXXXXX'X XXXX XX X.XXXX. XXXXXXX XXXXXXX XXXX XXXXXXXXXXX XXXX XXXX XXX XXXXXXX XXX.

XXXX

Investment

Purchase

9045761

N/A

XXXX

10298055

Closed

2026-05-05 08:37

2026-05-11 11:08

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM received/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM received/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9043269

N/A

XXXX

10298066

Closed

2026-05-06 12:54

2026-05-12 08:19

Resolved

1 - Information

Credit

Assets

Asset 5 Does Not Meet Guideline Requirements

Resolved-Gift POC to Appraiser in  file.  Rescinded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-appraisal invoice X & X and gift letter - Seller-XX/XX/XXXX
Open-Asset X Does Not Meet XXXXXXXXX Requirements Evidence of receipt of Gift Funds in the amount of $XXXX misisng.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-appraisal invoice X & X and gift letter - Seller-XX/XX/XXXX

Resolved-Gift POC to Appraiser in file. Rescinded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets XXXXXXXXX Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXX (X) (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXX (X) (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXX _ XXXXXX XXXXXXX (X) (X).XXX

XXXX

Investment

Purchase

9069298

N/A

XXXX

10298066

Closed

2026-05-04 08:38

2026-05-12 07:48

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-UW verification of tax calculation provided.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UW Manager rebuttal to property tax findings - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Provided Tax cert is not matching with XXXX and Lender XXXX. Audited Tax amount calculated using Sales Price of $XXX,XXX*X.XX%=XXXXX.XX  XXXXX.XX/X=$XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-UW Manager rebuttal to property tax findings - Seller-XX/XX/XXXX

Resolved-UW verification of tax calculation provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXX XXXXXXXXX XXXXXXXX XX XXXXXXXX XXX XXXXXXX (X).XXX

XXXX

Investment

Purchase

9022944

N/A

XXXX

10298061

Closed

2026-05-04 06:31

2026-05-20 07:02

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Audited LTV Exceeds XXXXXXXXX LTV - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited LTV of XX% is less than or equal to XXXXXXXXX LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-see lox attached - Seller-XX/XX/XXXX
Open-Audited LTV Exceeds XXXXXXXXX LTV Per AFN cash out guidelines, credit score of XXX, but below XXX, LTV is XX%. Borrower's lowest mid score is XXX. Audited LTV XX% and  Exceeds XXXXXXXXX LTV of XX%.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-see lox attached - Seller-XX/XX/XXXX

Resolved-Audited LTV Exceeds XXXXXXXXX LTV - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited LTV of XX% is less than or equal to XXXXXXXXX LTV of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9020489

N/A

XXXX

10298061

Closed

2026-05-04 06:14

2026-05-18 00:18

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Provide Preliminary Title with loan amount of $XXX,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXX XXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9020307

N/A

XXXX

10298075

Closed

2026-05-05 01:13

2026-05-15 03:02

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Title Commitment - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXXX is Less than Loan Amount Title Coverage Amount of $X,XXX,XXX is Less than Loan Amount  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Title Commitment - Seller-XX/XX/XXXX

Resolved-Updated title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX - XXXXXX XXX XXX- XXX (X).XXX

XXXX

Primary Residence

Purchase

9037152

N/A

XXXX

10298083

Closed

2026-05-06 04:44

2026-05-14 15:18

Resolved

1 - Information

Compliance

Missing Doc

The Note is Missing

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Note is not present in loan documents delivered. Please provide the Final Note. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The note was already uploaded. You have conditions on this file not to upload duplicate documents. - Seller-XX/XX/XXXX
Counter-There were several document packages uploaded on X/X. They have all been reviewed and the Note was not located. Please resend. Thank you. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-this was uploaded on may Xth to the appropriate condition. why are we duplicating conditions? - Seller-XX/XX/XXXX
Open-The Note is Missing Note is missing in file. Provide fully execute Note. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The note was already uploaded. You have conditions on this file not to upload duplicate documents. - Seller-XX/XX/XXXX
Ready for Review-this was uploaded on may Xth to the appropriate condition. why are we duplicating conditions? - Seller-XX/XX/XXXX

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX (XX).XXX
XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX (XX).XXX
XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX (XX).XXX

XXXX

Investment

Purchase

9060184

N/A

XXXX

10298062

Closed

2026-05-06 04:33

2026-05-12 07:11

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX
Waived-Audited LTV Exceeds Guideline LTV Client elects to waive with the following cop factors (page XXX): - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX XX X.XX XXXXXXX XXX XXXXXXX XXXXXXXXXXX XX X XX X.XX XXXXXX.
$XX,XXX XXXXXXXX XXXXXX XXX XXXXXXX XXXXXXXX XX $X,XXX XXXXXXX XXX XXXXXXX XX XX XXXXXX XXXX XXX XXXXXXXX XXXXXXX.
XXXX XXXXXXXX XXXXXXX XXX XX XXXXX

XXXX

Investment

Refinance

Cash Out - Other

9060093

Originator Pre-Close

Yes

XXXX

10298062

Closed

2026-05-06 03:52

2026-05-12 00:06

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XXXXXX XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX SSR - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and XX Score, if present, is greater than X.X Secondary Valuation is missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXX SSR - Seller-XX/XX/XXXX

Resolved-XXXXXX XXX provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9059698

N/A

XXXX

10298051

Closed

2026-05-07 23:17

2026-05-21 05:58

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Deed of Trust document uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX-XXXX-XXX XXX XXXXX.XXX

XXXX

Primary Residence

Purchase

9097701

N/A

XXXX

10298051

Closed

2026-05-08 00:38

2026-05-20 03:32

Resolved

1 - Information

Compliance

Missing Doc

PUD Rider is Missing

Resolved-PUD Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-PUD Rider is Missing DOT is missing  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-PUD Rider uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX-XXXX-XXX XXX XXXXX.XXX

XXXX

Primary Residence

Purchase

9098374

N/A

XXXX

10298051

Closed

2026-05-08 02:41

2026-05-18 04:39

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Certificate provided showing loan program and lock date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Certificate provided showing loan program and lock date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Purchase

9099165

N/A

XXXX

10298051

Closed

2026-05-08 02:42

2026-05-18 04:39

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Certificate provided showing loan program and lock date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval Document is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Certificate provided showing loan program and lock date provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXXX XXXX (X).XXX

XXXX

Primary Residence

Purchase

9099167

N/A

XXXX

10298050

Closed

2026-05-07 06:23

2026-05-29 17:55

Resolved

1 - Information

Property

Appraisal

Appraisal is Expired

Resolved-Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Primary Value Appraisal is Expired, Check XXXX Completion date if available to confirm if expired. (Days Difference is XXX) Available appraisal is expired and dated on XX/XX/XXXX. Provide appraisal update - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9081630

N/A

XXXX

10298050

Closed

2026-05-29 12:08

2026-05-29 12:09

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Document Uploaded. Photo id provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document Uploaded. Photo id provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9456976

N/A

XXXX

10298053

Closed

2026-05-29 12:05

2026-05-29 12:06

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Document Uploaded. Photo ID provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Document Uploaded. Photo ID provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9456917

N/A

XXXX

10298053

Closed

2026-05-07 05:21

2026-05-21 00:32

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-XXXX Completion Report Provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-XXXX Completion Report is Missing Subject Property Appraisal is expired. Provide Completion/Update Report (XXXX)  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXX Completion Report Provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX_XXXXXXXX(XXXXXXX)-XX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9080608

N/A

XXXX

10298053

Closed

2026-05-08 09:48

2026-05-12 08:06

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-Rec'd lender DSCR calc wkst/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide DSCR calculation used to qualify - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rec'd lender DSCR calc wkst/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9108341

N/A

XXXX

10298054

Closed

2026-05-08 09:34

2026-05-14 05:02

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Passport provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Photo ID in file expired XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Passport provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9108091

N/A

XXXX

10298054

Closed

2026-05-08 09:39

2026-05-14 04:55

Resolved

1 - Information

Credit

Missing subject hazard insurance documentation.

Resolved-Corrected IED and first payment letter received showing no additional insurance, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-There is no additional policy in the amount of $X,XXX.XX. Corrected IEADS and Payment Letter have been uploaded showing the correction. - Seller-XX/XX/XXXX
Open-Missing additional HOI policy. Per the initial escrow statement and the first payment letter there is an addition policy with a premium of X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-There is no additional policy in the amount of $X,XXX.XX. Corrected IEADS and Payment Letter have been uploaded showing the correction. - Seller-XX/XX/XXXX

Resolved-Corrected IED and first payment letter received showing no additional insurance, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXX XXX XXXXX XXXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

9108173

N/A

XXXX

10298054

Closed

2026-05-08 09:04

2026-05-12 04:29

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-DSCR calculator provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing DSCR calculation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-DSCR calculator provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9106377

N/A

XXXX

10298063

Closed

2026-05-11 05:13

2026-05-12 04:09

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Business Narrative provided, rescinded. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing business narrative. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Business Narrative provided, rescinded. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9124870

N/A

XXXX

10263305

Closed

2026-05-11 03:26

2026-05-20 10:18

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Per management and legal, condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-personal guaranty is not needed when the borrower signs as individual and as member of entity.  Signing as an individual is the same as a personal guaranty.  clear the condition or discuss with your manager. - Buyer-XX/XX/XXXX
Counter-Title is vested in XXXXX Properties (entity) and not in XXXXXX XXXXX individually. Per guidelines, when vesting is held in an entity, a Personal Guaranty is required from the appropriate principal(s).
Please provide a fully executed Personal Guaranty to satisfy this requirement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. note signed by individual and as entity; no guaranty needed. - Buyer-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Guaranty Agreement Doc is Missing in file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Per management and legal, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XX XXXX - XXXX + XXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

9122990

N/A

XXXX

10263318

Closed

2026-05-11 22:36

2026-05-17 22:40

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation (CDA) uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. cda - Buyer-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Required Desk review as CU Score is greater than X.X - Due Diligence Vendor-XX/XX/XXXX

XXX (X).XXX

XXXX

Investment

Purchase

9144674

N/A

XXXX

10298040

Closed

2026-05-20 02:16

2026-06-17 07:02

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Provide property profile report for the current residency XXX XXX XXXXXXX XX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-I thought we addressed this below. The borrower was at XXX XXX XXXXXXX XX for X months, and XXX XXXX XXXX XX before that.

Can you confirm you need a specific property profile report just for XXX XXX XXXXXXX XX? - Seller-XX/XX/XXXX
Open-
I thought we addressed this below. The borrower was at XXX XXX XXXXXXX XX for X months, and XXX XXXX XXXX XX before that.

Can you confirm you need a specific property profile report just for XXX XXX XXXXXXX XX? - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide property profile report for the current residency XXX XXX XXXXXXX XX to verify X months history - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-I thought we addressed this below. The borrower was at XXX XXX XXXXXXX XX for X months, and XXX XXXX XXXX XX before that.

Can you confirm you need a specific property profile report just for XXX XXX XXXXXXX XX? - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXX XXX XXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9291639

N/A

XXXX

10298040

Closed

2026-05-21 08:02

2026-06-15 07:01

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-DSCR calc rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide DSCR calculation used to qualify - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-DSCR calc rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9322766

N/A

XXXX

10298040

Closed

2026-05-19 22:10

2026-06-01 21:19

Resolved

1 - Information

Credit

Missing Doc

Business Purpose Affidavit is Missing

Resolved-Business Purpose Affidavit uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-The Business Purpose Affidavit is present or Not Applicable (XXXX Page Loan Type is XXXX.) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX Page Loan Type is 'XXXX' but the Business Purpose Affidavit Disclosure Indicator on the XXXX is 'Missing', and on the Business Purpose VX Page is ''.  Business Purpose Affidavit is required for a XXXX loan. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9290094

N/A

XXXX

10297986

Closed

2026-06-11 07:45

2026-06-16 10:15

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirement

Resolved-Receipt of rent acceptable - Due Diligence Vendor-XX/XX/XXXX
Counter-This file was underwritten by XXXXX. Clear the condition it is not applicable. - Seller-XX/XX/XXXX
Counter-One of the cancelled checks provided has a different address (XXXX XXXXXX XX) in the memo section and is not for the subject address. Provide additional cancelled check for  proof of rent received for the subject property - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Document uploaded - Due Diligence Vendor-XX/XX/XXXX
Open-Document Uploaded.  - Seller-XX/XX/XXXX
Open-XXXX Does Not Meet Guideline Requirement as it currently stands.
Per XXXXXXX XX's Use the lower of estimated market rent from the XXXX or the lease agreement. If the lease is higher than
the XXXX, but within XXX%, it may be used with two (X) months proof of rent received. Lease over XXX%
will be capped at XXX% for XXXX calculation
Provide X months proof of rents received - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Receipt of rent acceptable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XX XXXX _ XXXXXXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXX XXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9686620

N/A

XXXX

10297986

Closed

2026-05-21 05:21

2026-06-12 11:04

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-XXXX calc rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Ready to Review - Due Diligence Vendor-XX/XX/XXXX
Counter-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Please provide the XXXX calculation used to qualify. Thank you - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Can you please clear? - Seller-XX/XX/XXXX
Open-The XXXX ratio is not disclosed, the Loan Approval Document is required - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Can you please clear? - Seller-XX/XX/XXXX

Resolved-XXXX calc rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXXXX XXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9319118

N/A

XXXX

10297986

Closed

2026-05-21 23:55

2026-05-27 04:12

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Updated Appraisal provided stating property is not XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per appraisal, it is not a XXX - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing The appraisal document indicates the subject property as a XXX, but the XXX rider checkbox is not marked in the Deed of Trust - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Per appraisal, it is not a XXX - Seller-XX/XX/XXXX

Resolved-Updated Appraisal provided stating property is not XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9339535

N/A

XXXX

10297986

Closed

2026-05-21 23:59

2026-05-27 04:10

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate lock confirmation document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate lock confirmation Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate lock confirmation document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9339570

N/A

XXXX

10297986

Closed

2026-05-21 23:37

2026-05-27 03:58

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-XXX Renewal Provided. Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXX,XXX is less than Required Coverage Amount of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9339265

N/A

XXXX

10297986

Closed

2026-05-21 01:35

2026-05-27 03:54

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax Provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Evidence of Property Tax - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax document for subject property is missing. Provide property tax cert
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax Provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9316639

N/A

XXXX

10297986

Closed

2026-05-21 01:35

2026-05-27 03:27

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing Title document is missing for subject property.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title Document is fully Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9316640

N/A

XXXX

10297986

Closed

2026-05-21 04:58

2026-05-27 02:10

Resolved

1 - Information

Credit

Escrow information insufficient or has discrepancy

Resolved-Updated XXX, Windstorm and flood with corrected premiums provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXX, Windstorm and flood insurance premium as per document on page #XXX-XXX is $XXX.XX, $XXX.XX,$ XXX.XX/ month as per document but as per settlement statement and first payment letter the payments are $XXX.XX, $XXX.XX, $XXX.XX/month. Please reconcile these amounts so that they match. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated XXX, Windstorm and flood with corrected premiums provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9318855

N/A

XXXX

10297986

Closed

2026-05-21 05:15

2026-05-27 01:56

Resolved

1 - Information

Credit

Doc Issue

Condo / PUD rider Missing

Resolved-Updated Appraisal provided showing property is not a XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Not in a XXX - Seller-XX/XX/XXXX
Open-Condo / XXX rider Missing As per Appraisal document subject property type is marked as XXX and XXX due amount if $XXX/year has been mentioned in pag #XX but on XXX the XXX rider is not selected and also XXX rider is missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Not in a XXX - Seller-XX/XX/XXXX

Resolved-Updated Appraisal provided showing property is not a XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9319051

N/A

XXXX

10297986

Closed

2026-05-21 05:26

2026-05-26 23:47

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-VOR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Borrower primary residence is a rental , Requires XX months rent History or VOR to verify Housing payment History per GL's  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-VOR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9319172

N/A

XXXX

10263346

Closed

2026-05-28 00:38

2026-06-01 14:27

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Does Not Meet XXXXXXXXX Requirements Housing history provided by lender.  Borrower has been an occupant of XXXX housing since XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Require XX months Housing History or Rent free LOX for primary residence - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Housing History Does Not Meet XXXXXXXXX Requirements Housing history provided by lender. Borrower has been an occupant of XXXX housing since XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX_XXX-XXXXXXX_XXX XXXXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX_XXX-XXXXXXX_XXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9414855

N/A

XXXX

10263346

Closed

2026-05-28 23:49

2026-06-01 14:23

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Non delegated certificate provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate Lock Confirmation Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Non delegated certificate provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9441733

N/A

XXXX

10263346

Closed

2026-05-29 12:27

2026-06-01 14:19

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided by the lender. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan Approval is missing.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval provided by the lender. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9457445

N/A

XXXX

10263346

Closed

2026-05-28 23:19

2026-06-01 14:18

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Articles of Incorporation or Operating agreement and entity Good standing certificate Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

9441466

N/A

XXXX

10263346

Closed

2026-05-28 23:19

2026-06-01 14:18

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX is part of teh appraisal i already uploaded - Seller-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Third-party market rent estimate is missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXX is part of teh appraisal i already uploaded - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9441467

N/A

XXXX

10263346

Closed

2026-05-28 01:41

2026-06-01 14:14

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Flood Certificate missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415357

N/A

XXXX

10263346

Closed

2026-05-28 01:41

2026-06-01 14:14

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415358

N/A

XXXX

10263346

Closed

2026-05-28 01:38

2026-06-01 03:55

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary valuation Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX X (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415333

N/A

XXXX

10263346

Closed

2026-05-28 01:38

2026-06-01 03:55

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Appraisal is Missing Appraisal document is Missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9415334

N/A

XXXX

10263346

Closed

2026-05-28 01:33

2026-06-01 01:16

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title Document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing in file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title Document provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415294

N/A

XXXX

10263346

Closed

2026-05-28 02:58

2026-06-01 00:32

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415786

N/A

XXXX

10263355

Closed

2026-05-28 02:36

2026-06-02 06:21

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Provide Third Party Fraud Report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Third Party Fraud Report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415688

N/A

XXXX

10263355

Closed

2026-05-28 01:04

2026-06-02 06:21

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXXX part of the appraisal report - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Provide Third party market rent estimate (XXXX)  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXXX part of the appraisal report - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9415083

N/A

XXXX

10263355

Closed

2026-05-28 02:00

2026-06-01 08:04

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-HOI binder rec'd - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy Hazard Insurance Policy is Missing  . - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-HOI binder rec'd - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415469

N/A

XXXX

10263355

Closed

2026-05-28 02:00

2026-06-01 08:04

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood cert provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Provide Flood Certificate  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood cert provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415468

N/A

XXXX

10263355

Closed

2026-05-28 01:30

2026-06-01 07:55

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-LOX/VOR rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Housing history does not meet guideline requirements due to the absence of supporting verification documentation. Provide XX month (VOR/VOM) on primary residence. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-LOX/VOR rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX _ XXXXXX XXXXXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX _ XXXXXX XXXXXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXX _ XXXXXX XXXXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415269

N/A

XXXX

10263355

Closed

2026-05-28 13:02

2026-06-01 07:53

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-rec'd lock form/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-lock sheet confirms the dscr ratio to qualify - Seller-XX/XX/XXXX
Open-Provide DSCR calculation used to qualify - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-lock sheet confirms the dscr ratio to qualify - Seller-XX/XX/XXXX

Resolved-rec'd lock form/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9430559

N/A

XXXX

10263355

Closed

2026-05-28 01:41

2026-06-01 01:36

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing Provide Title Document  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415348

N/A

XXXX

10263355

Closed

2026-05-28 06:37

2026-06-01 01:33

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Loan Approval Document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9419105

N/A

XXXX

10263355

Closed

2026-05-28 01:48

2026-06-01 01:30

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Appraisal is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9415393

N/A

XXXX

10263355

Closed

2026-05-28 01:48

2026-06-01 01:29

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary or additional valuation, demonstrating acceptable variance to the primary valuation, is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX X (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9415391

N/A

XXXX

10337922

Closed

2026-06-03 22:41

2026-06-17 10:12

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-RCE received - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-HOI Policy received; however dwelling coverage is deficient. Hazard Insurance Coverage Amount of $X,XXX,XXX is less than Required Coverage Amount of $X,XXX,XXX. Provide updated HOI dwelling coverage or a Replacement Cost Estimator (RCE). - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount of $X,XXX,XXX is less than Required Coverage Amount of $X,XXX,XXX.  Provide updated HOI dwelling coverage or a Replacement Cost Estimator (RCE). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXX XXXXXXXXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

9547347

N/A

XXXX

10337922

Closed

2026-06-08 08:56

2026-06-12 06:31

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide loan approval - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXXXXXX XXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

9606222

N/A

XXXX

10337922

Closed

2026-06-08 08:55

2026-06-12 06:31

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate Lock Confirmation received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Rate Lock Confirmation/Rate Lock documentation - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate Lock Confirmation received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX_XXXX XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

9606209

N/A

XXXX

10337923

Closed

2026-06-09 06:27

2026-06-09 23:09

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Lock confirmation doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Lock Confirmation doc is missing in the file . Provide lock confirmation  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Lock confirmation doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9626777

N/A

XXXX

10356513

Closed

2026-06-12 00:27

2026-06-17 11:24

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9708286

N/A

XXXX

10356513

Closed

2026-06-12 00:27

2026-06-17 11:24

Resolved

1 - Information

Credit

Closing

Borrower 2 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Borrower X Gap Credit Report is not expired. - Due Diligence Vendor-XX/XX/XXXX
Resolved-UDM Report dated no more than XX calendar days prior to note date provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

9708287

N/A

XXXX

10356513

Closed

2026-06-12 01:24

2026-06-17 09:37

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-per the seller their compliance dept stated that there is no such federal requirement for any form but they do provide what i just uploaded. please review and clear - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Discount Point Fee Disclosure.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-per the seller their compliance dept stated that there is no such federal requirement for any form but they do provide what i just uploaded. please review and clear - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXX XXXXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

9708680

N/A

XXXX

10356523

Closed

2026-06-16 05:27

2026-07-14 13:16

Waived

2 - Non-Material

Credit

Income/Employment

Income documentation does not meet guidelines

Waived-Client elects to waive with the following compensating factors: - Due Diligence Vendor-XX/XX/XXXX

XX.XX% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.XX%.
XX.X% XXX XX XXXXX XXX XXXXXXX XX% XXX XX XX.X%.
XXX XXXXXXXXXXXXXX XXXXXX XXXXX XXXXXXX XXX XXXXXXX XXXXXXXX XX XXX XX XX XXXXXX.

XXXX

Primary Residence

Refinance

Cash Out - Other

9763431

Originator Pre-Close

XXXX

10356565

Closed

2026-06-15 23:54

2026-06-26 14:11

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-UDM received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Gap credit - Seller-XX/XX/XXXX
Counter-Received UDM acknowledgment signed by Borrower. Still need Evidence of the Undisclosed Debt Monitoring (UDM) being checked by the Lender. Examples include Gap report, UDM checked on the Fraud/Risk report,. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Verification of Undisclosed Debt monitoring for borrower.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Gap credit - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-UDM received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XX XXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9758330

N/A

XXXX

10356565

Closed

2026-06-16 03:24

2026-06-22 02:27

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Evidence of rate lock uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Evident of Rate Lock.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of rate lock uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXX XXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9760107

N/A

XXXX

10356489

Closed

2026-06-16 01:58

2026-06-25 23:25

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC search report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Confirm that the borrower has been manually checked against OFAC's SDN List (OFAC Country – XXXX).  Provide OFAC Sanctioned List Search. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-OFAC search report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXX XXXXXX XX.XXX

XXXX

Primary Residence

Purchase

9759257

N/A

XXXX

10356489

Closed

2026-06-16 05:28

2026-06-18 07:27

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met.  TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg XXX, XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX and copy of the appraisal was given to the borrower – see page XX, XXX. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.X%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.X%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX, and the Final Closing disclosure on Pg XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg XXX, XXX An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg XXX and copy of the appraisal was given to the borrower – see page XX, XXX. The loan meets HPML guidelines. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9763444

N/A

XXXX

10356601

Closed

2026-06-18 00:38

2026-06-22 01:03

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Evidence of rate lock uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide evidence of rate lock. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Evidence of rate lock uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXX XXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9810201

N/A

XXXX

10356616

Closed

2026-06-18 01:27

2026-06-22 07:23

Resolved

1 - Information

Credit

Missing Doc

Rate Lock Document is Missing

Resolved-Rate lock confirmation received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Evidence of Rate Lock Agreement.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate lock confirmation received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX XXXX.XXX

XXXX

Primary Residence

Purchase

9810620

N/A

XXXX

10356501

Closed

2026-06-18 04:33

2026-07-17 09:54

Resolved

1 - Information

Credit

Eligibility

Audited FICO is less than Guideline requirements.

Resolved-As per matrices we have XXX FICO in the matrices,  as our FICO is XXX hence used XXX in the guidelines required tab & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited FICO of XXX is greater than or equal to Guideline FICO of XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached matrix showing this program allows for XXX minimum. - Seller-XX/XX/XXXX
Open-Audited FICO of XXX is less than Guideline FICO of XXX Audited FICO of XXX is less than Guideline minimum FICO of XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see attached matrix showing this program allows for XXX minimum. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9813131

N/A

XXXX

10356501

Closed

2026-06-23 13:52

2026-06-29 10:12

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-GAP Report provided.  No new credit.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-please see GAP attached - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Missing Verification of Undisclosed Debt Monitoring (UDM) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-please see GAP attached - Seller-XX/XX/XXXX

Resolved-GAP Report provided. No new credit. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX - XXX XXXXXX X-XX-XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9899161

N/A

XXXX

10356501

Closed

2026-06-18 06:08

2026-06-29 10:12

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested XXXXXXXXXX Mortgage payment made beginning X/X/XX provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested XXXXXXXXXX Mortgage payment made beginning X/X/XX provided. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see attached the requested. - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Verification on XXXXXXXXXX Mortgage payment made beginning X/X/XX missing from file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see attached the requested. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXX XXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9814823

N/A

XXXX

10356499

Closed

2026-06-18 05:02

2026-06-25 08:40

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Uploaded Initial Disclosure X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Initial CD and Disclosure Tracking Details showing borrower viewed on X/X/XX - Seller-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Subject transaction is purchase of primary residence and Initial Closing Disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Initial CD and Disclosure Tracking Details showing borrower viewed on X/X/XX - Seller-XX/XX/XXXX

Resolved-Uploaded Initial Disclosure X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXX XXXXXXX XX XXX XXXXXXXXXX XXXXXXXX XXXXXXX.XXX

XXXX

Primary Residence

Purchase

9813547

N/A

XXXX

10356499

Closed

2026-06-23 11:29

2026-06-25 08:37

Resolved

1 - Information

Compliance

TRID

Federal - Closing Disclosure and Consummation Date

Resolved-Uploaded Separate finding Initial Disclosure X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX).  - Due Diligence Vendor-XX/XX/XXXX
Rescinded- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) Duplicate finding, Initial Closing Disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Uploaded Separate finding Initial Disclosure X/X/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Rescinded- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The Initial Closing Disclosure Received Date of (XXXX-XX-XX) is not three business days before the consummation date of (XXXX-XX-XX). Three business days before the consummation date is (XXXXXXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (XX CFR XXXX.XX(f)(X)(ii)(A)); XXXX.XX(f)(X)(iii)) Duplicate finding, Initial Closing Disclosure is missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9894419

N/A

XXXX

10356499

Closed

2026-06-23 14:09

2026-06-25 08:08

Resolved

1 - Information

Credit

Unable to verify PITI on other mortgage related obligations (ATR)

Resolved-Uploaded HOA dues for XXX XXXXXXXX XXXX XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-HOA documentation from the HOA treasurer for review. - Seller-XX/XX/XXXX
Open-Missing Homeowners Association Statement for XXX XXXXXXXX XXXX XXXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-HOA documentation from the HOA treasurer for review. - Seller-XX/XX/XXXX

Resolved-Uploaded HOA dues for XXX XXXXXXXX XXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXX XXX XXXXXXXXX XXXXX - XXX XXXXXXXX XXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXXXXX XXX XXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

9899461

N/A

XXXX

10356575

Closed

2026-06-22 13:52

2026-06-29 07:27

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-XXXX Statement Summary Lender Worksheet / Income Calculator received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Hello is this condition satisfied? - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-XXXX Statement Calculator provided is a partial screenshot in an email. Provide complete bank statement worksheet. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Income Calculation provided and completed by XXX XX attached. - Seller-XX/XX/XXXX
Open-XXXX Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide XXXX Statement Summary Lender Worksheet / Income Calculator  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Hello is this condition satisfied? - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Income Calculation provided and completed by XXX XX attached. - Seller-XX/XX/XXXX

Resolved-XXXX Statement Summary Lender Worksheet / Income Calculator received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX X. XXXXXX XXX X-XX-XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXX X. XXXXXX XXXX XXXXXXXXX XXXXXX XXXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_X XXXXX XXXXXXX XXXXXX XXXXXX XXX XXXXXX XXXXXXXX XXXXXXXXXXX XXXXXXX XXXXX XXXXXXXX XX.XXXX

XXXX

Investment

Purchase

9873995

N/A

XXXX

10356575

Closed

2026-06-23 10:36

2026-06-25 04:26

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Conditional Approval received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Conditional Approval - Seller-XX/XX/XXXX
Open-Provide loan approval - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Conditional Approval - Seller-XX/XX/XXXX

Resolved-Conditional Approval received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX X. XXXXXX XXXXXXXXXXX XXXXXXXX.XXX

XXXX

Investment

Purchase

9893002

N/A

XXXX

10356598

Closed

2026-06-18 04:55

2026-06-26 13:57

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-UDM on Drive report. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-UDM Refresh on page X of Fraud Report - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Provide Evidence Undisclosed Debt Monitoring (UDM) for Borrower X. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-UDM Refresh on page X of Fraud Report - Seller-XX/XX/XXXX

Resolved-UDM on Drive report. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9813460

N/A

XXXX

10356598

Closed

2026-06-18 04:55

2026-06-26 13:57

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Ready for Review-UDM Refresh on page X of Fraud Report - Seller-XX/XX/XXXX

Resolved-UDM on Drive report. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9813459

N/A

XXXX

10356598

Closed

2026-06-18 07:20

2026-06-25 23:05

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Requested business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Business Narrative. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Requested business narrative provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9816419

N/A

XXXX

10356598

Closed

2026-06-18 07:19

2026-06-24 07:50

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate lock received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Evidence of Rate lock agreement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate lock received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9816408

N/A

XXXX

10356589

Closed

2026-06-17 23:16

2026-07-02 04:46

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-AUS provided, Meets housing history requirements. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-AUS - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Require VOR or evidence of XX month housing history - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-AUS - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-AUS provided, Meets housing history requirements. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

9809567

N/A

XXXX

10356589

Closed

2026-06-18 01:31

2026-07-02 04:37

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Final XXXX signed X/X/XXXX received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Provide Final XXXX for BX and BX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Final XXXX signed X/X/XXXX received - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

9810645

N/A

XXXX

10356589

Closed

2026-06-18 01:36

2026-07-02 01:38

Resolved

1 - Information

Credit

Doc Issue

Initial Escrow Acct Disclosure missing; loan has escrows

Resolved-IEAD provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Initial Escrow Account Disclosure - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-IEAD provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXX XXXXXX.XXX

XXXX

Primary Residence

Purchase

9810670

N/A

XXXX

10356507

Closed

2026-06-22 03:05

2026-06-25 08:15

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Did you see this from the purchase file upload? - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Provide Non-US Citizen Identification Document for Borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-Did you see this from the purchase file upload? - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

9853756

N/A

XXXX

10356541

Closed

2026-06-23 13:02

2026-06-29 05:39

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Loan Approval - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan Approval received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9898122

N/A

XXXX

10356505

Closed

2026-06-22 00:10

2026-07-06 06:52

Resolved

1 - Information

Compliance

Mavent

License: Loan Originator

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-A relationship between XXXXXX XXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Update originating company.  Rescinded.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-A relationship between XXXXXX XXXX (NMLS ID: XXXXXXX) and the company (Company NMLS ID: XXXXXX) does not exist in the NMLS Consumer Access as of XXXX-XX-XX. However, other relationship(s) were found in the NMLS Consumer Access for this individual and may be found in the NMLS Info section. Update originating company. Rescinded. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9852940

N/A

XXXX

10356505

Closed

2026-06-23 12:58

2026-07-06 06:20

Resolved

1 - Information

Credit

Closing

Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date)

Resolved-Updated UDM provided.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Expired (Greater than XX days from Closing/Settlement Date). UDM provided.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Updated UDM provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

9898053

N/A

XXXX

10356505

Closed

2026-06-23 12:06

2026-07-06 06:19

Resolved

1 - Information

Credit

Occupancy- Potential Occupancy Misrepresentation

Resolved-Unable to Resolve-XXXX update to reflect Borrower will occupy as Primary Residence. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Unable to Resolve- - Seller-XX/XX/XXXX
Open-XXXX reflects borrower will not occupy as primary residence.   - Due Diligence Vendor-XX/XX/XXXX

Unable to Resolve- - Seller-XX/XX/XXXX

Resolved-Unable to Resolve-XXXX update to reflect Borrower will occupy as Primary Residence. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX_XXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

9896010

N/A

XXXX

10356604

Closed

2026-06-25 00:17

2026-06-25 08:35

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months).

Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Open-Audited Reserves of  month(s) are less than Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX

Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX
Resolved-Audited Reserves of XX.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9928693

N/A

XXXX

10356604

Closed

2026-06-25 00:33

2026-06-25 07:56

Resolved

1 - Information

Compliance

TRID

Per Diem should be $0 or a charge to borrower

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-X Month after Cash Disbursement Date is 'XX/XX/XXXX'. And The First Payment Date is XX-XX-XXXX And The Prepaid Interest is '$-XXX.XX'. Positive Fees are Expected. Ensure correct entries have been made. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9928800

N/A