v3.26.1
Note 6 Maximum credit risk exposure, accumulated allowances and carrying amount by geographical location (Details) - EUR (€)
€ in Millions
Jun. 30, 2026
Dec. 31, 2025
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk € 1,260,354 € 1,104,820
Loans and advances to customers at amortised cost 509,424 460,401
SPAIN    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 289,964 [1] 261,536 [2]
Loans and advances to customers at amortised cost 285,080 [1] 256,838 [2]
Loans and advances to customers at amortised cost, allowance for expected credit losses 4,884 [1] 4,699 [2]
MEXICO    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 112,176 100,699
Loans and advances to customers at amortised cost 108,424 97,217
Loans and advances to customers at amortised cost, allowance for expected credit losses 3,752 3,482
TURKEY    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 58,931 [3] 55,756 [4]
Loans and advances to customers at amortised cost 56,701 [3] 53,745 [4]
Loans and advances to customers at amortised cost, allowance for expected credit losses 2,230 [3] 2,011 [4]
South America [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 59,903 [5] 53,331 [6]
Loans and advances to customers at amortised cost 57,663 [5] 51,235 [6]
Loans and advances to customers at amortised cost, allowance for expected credit losses 2,240 [5] 2,095 [6]
Other Countries [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 1,569 1,375
Loans and advances to customers at amortised cost 1,557 1,366
Loans and advances to customers at amortised cost, allowance for expected credit losses 12 9
Total maximum credit risk exposures [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 522,544 [7] 472,697 [8]
Loans and advances to customers at amortised cost 509,424 [7] 460,401 [8]
Loans and advances to customers at amortised cost, allowance for expected credit losses 13,119 [7] 12,297 [8]
Of which individual [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,581 1,304
Of which collective [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 11,538 10,992
Stage 1 [Member] | SPAIN    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 268,132 [1] 239,762 [2]
Loans and advances to customers at amortised cost 267,578 [1] 239,235 [2]
Loans and advances to customers at amortised cost, allowance for expected credit losses 553 [1] 528 [2]
Stage 1 [Member] | MEXICO    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 101,327 91,333
Loans and advances to customers at amortised cost 99,850 89,987
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,477 1,346
Stage 1 [Member] | TURKEY    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 49,556 [3] 48,214 [4]
Loans and advances to customers at amortised cost 49,375 [3] 48,038 [4]
Loans and advances to customers at amortised cost, allowance for expected credit losses 181 [3] 176 [4]
Stage 1 [Member] | South America [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 52,993 [5] 46,988 [6]
Loans and advances to customers at amortised cost 52,589 [5] 46,614 [6]
Loans and advances to customers at amortised cost, allowance for expected credit losses 404 [5] 373 [6]
Stage 1 [Member] | Other Countries [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 1,512 1,327
Loans and advances to customers at amortised cost 1,511 1,326
Loans and advances to customers at amortised cost, allowance for expected credit losses 1 1
Stage 1 [Member] | Total maximum credit risk exposures [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 473,519 [7] 427,625 [8]
Loans and advances to customers at amortised cost 470,902 [7] 425,200 [8]
Loans and advances to customers at amortised cost, allowance for expected credit losses 2,617 [7] 2,424 [8]
Stage 1 [Member] | Of which individual [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 14 15
Stage 1 [Member] | Of which collective [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 2,602 2,409
Stage 2 [Member] | SPAIN    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 15,122 [1] 15,141 [2]
Loans and advances to customers at amortised cost 14,519 [1] 14,539 [2]
Loans and advances to customers at amortised cost, allowance for expected credit losses 603 [1] 602 [2]
Stage 2 [Member] | MEXICO    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 7,669 6,549
Loans and advances to customers at amortised cost 6,989 5,919
Loans and advances to customers at amortised cost, allowance for expected credit losses 680 629
Stage 2 [Member] | TURKEY    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 6,305 [3] 4,866 [4]
Loans and advances to customers at amortised cost 5,943 [3] 4,510 [4]
Loans and advances to customers at amortised cost, allowance for expected credit losses 362 [3] 356 [4]
Stage 2 [Member] | South America [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 4,449 [5] 4,140 [6]
Loans and advances to customers at amortised cost 4,139 [5] 3,841 [6]
Loans and advances to customers at amortised cost, allowance for expected credit losses 310 [5] 299 [6]
Stage 2 [Member] | Other Countries [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 35 31
Loans and advances to customers at amortised cost 34 30
Loans and advances to customers at amortised cost, allowance for expected credit losses 1 1
Stage 2 [Member] | Total maximum credit risk exposures [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 33,580 [7] 30,727 [8]
Loans and advances to customers at amortised cost 31,623 [7] 28,840 [8]
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,957 [7] 1,887 [8]
Stage 2 [Member] | Of which individual [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 272 266
Stage 2 [Member] | Of which collective [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,685 1,622
Stage 3 [Member] | SPAIN    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 6,711 [1] 6,633 [2]
Loans and advances to customers at amortised cost 2,983 [1] 3,064 [2]
Loans and advances to customers at amortised cost, allowance for expected credit losses 3,728 [1] 3,569 [2]
Stage 3 [Member] | MEXICO    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 3,181 2,817
Loans and advances to customers at amortised cost 1,586 1,310
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,595 1,507
Stage 3 [Member] | TURKEY    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 3,070 [3] 2,676 [4]
Loans and advances to customers at amortised cost 1,384 [3] 1,198 [4]
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,687 [3] 1,478 [4]
Stage 3 [Member] | South America [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 2,461 [5] 2,203 [6]
Loans and advances to customers at amortised cost 935 [5] 780 [6]
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,526 [5] 1,423 [6]
Stage 3 [Member] | Other Countries [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 22 16
Loans and advances to customers at amortised cost 12 9
Loans and advances to customers at amortised cost, allowance for expected credit losses 10 7
Stage 3 [Member] | Total maximum credit risk exposures [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Maximum exposure to credit risk 15,444 [7] 14,346 [8]
Loans and advances to customers at amortised cost 6,899 [7] 6,361 [8]
Loans and advances to customers at amortised cost, allowance for expected credit losses 8,546 [7] 7,985 [8]
Stage 3 [Member] | Of which individual [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses 1,295 1,023
Stage 3 [Member] | Of which collective [Member]    
Maximum Exposure to Credit Risk [Line Items]    
Loans and advances to customers at amortised cost, allowance for expected credit losses € 7,251 € 6,962
[1]
(1) Spain includes all the countries where BBVA, S.A. operates.
[2]
(1) Spain includes all the countries where BBVA, S.A. operates.
[3]
(2) Turkey includes all the countries in which Garanti BBVA operates.
[4]
(2) Turkey includes all the countries in which Garanti BBVA operates.
[5] 3) In South America, BBVA Group operates in Argentina, Colombia, Peru and Uruguay.
[6]
(3) In South America, the BBVA Group operates in Argentina, Colombia, Peru and Uruguay.
[7] 4) The amount of the accumulated impairment includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation (PPA) and were originated mainly in the acquisition of Catalunya Banc S.A. (as of June 30, 2026, the remaining balance was €46 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the instrument or applied as allowances in the value of the financial instrument when the losses materialize.
[8] (4) The amount of the accumulated impairment includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation (PPA) and were originated mainly in the acquisition of Catalunya Banc S.A. (as of December 31, 2025, the remaining balance was €76 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the instrument or applied as allowances in the value of the financial instrument when the losses materialize