Note 6 Maximum credit risk exposure breakdown by counterparty and product (Details) - EUR (€)
€ in Millions |
Jun. 30, 2026 |
Dec. 31, 2025 |
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
€ 555,442
|
€ 496,503
|
| On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
7,548
|
6,192
|
| Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
33,774
|
30,651
|
| Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
38,126
|
34,426
|
| Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
10,874
|
10,610
|
| Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
11,286
|
8,864
|
| Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
433,575
|
392,469
|
| Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
20,259
|
13,292
|
| Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
141,038
|
134,624
|
| Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
36,329
|
30,715
|
| Of which credit for consumption [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
81,757
|
74,965
|
| Of which lending for house purchase [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
106,620
|
103,397
|
| Of which project finance loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
5,722
|
5,579
|
| Central banks [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
12,089
|
10,869
|
| Central banks [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Central banks [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Central banks [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Central banks [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Central banks [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
11,696
|
10,141
|
| Central banks [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
392
|
727
|
| Central banks [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Government [member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
30,184
|
25,907
|
| Government [member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
26
|
9
|
| Government [member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
1
|
1
|
| Government [member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
1,089
|
1,019
|
| Government [member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
153
|
162
|
| Government [member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
333
|
181
|
| Government [member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
27,827
|
23,871
|
| Government [member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
756
|
665
|
| Government [member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
187
|
213
|
| Government [member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
7,299
|
6,530
|
| credit institutions [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
32,623
|
24,377
|
| credit institutions [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| credit institutions [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| credit institutions [Member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
144
|
135
|
| credit institutions [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| credit institutions [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
10,377
|
8,120
|
| credit institutions [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
13,936
|
10,418
|
| credit institutions [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
8,166
|
5,704
|
| credit institutions [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| credit institutions [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
11,713
|
8,628
|
| Other financial corporations [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
28,992
|
23,522
|
| Other financial corporations [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
92
|
24
|
| Other financial corporations [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
4
|
4
|
| Other financial corporations [Member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
2,122
|
1,600
|
| Other financial corporations [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
15
|
18
|
| Other financial corporations [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
576
|
563
|
| Other financial corporations [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
20,834
|
17,027
|
| Other financial corporations [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
5,349
|
4,286
|
| Other financial corporations [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
1,208
|
889
|
| Other financial corporations [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
1,155
|
624
|
| Non financial corporations [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
244,248
|
218,004
|
| Non financial corporations [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
3,970
|
3,424
|
| Non financial corporations [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
2,728
|
2,585
|
| Non financial corporations [Member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
34,490
|
31,541
|
| Non financial corporations [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
10,442
|
10,166
|
| Non financial corporations [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Non financial corporations [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
191,403
|
168,758
|
| Non financial corporations [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
1,215
|
1,530
|
| Non financial corporations [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
34,109
|
31,091
|
| Non financial corporations [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
13,511
|
11,963
|
| Non financial corporations [Member] | Of which project finance loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
5,722
|
5,579
|
| Households [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
207,306
|
193,824
|
| Households [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
3,459
|
2,735
|
| Households [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
31,040
|
28,061
|
| Households [Member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
282
|
131
|
| Households [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
264
|
263
|
| Households [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
0
|
0
|
| Households [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
167,879
|
162,253
|
| Households [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
4,381
|
380
|
| Households [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
105,535
|
102,431
|
| Households [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
2,650
|
2,970
|
| Households [Member] | Of which credit for consumption [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
81,757
|
74,965
|
| Households [Member] | Of which lending for house purchase [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
106,620
|
103,397
|
| Gross Carrying Amount [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
568,616
|
508,872
|
| Gross Carrying Amount [Member] | On demand [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
7,900
|
6,479
|
| Gross Carrying Amount [Member] | Credit card debt [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
36,506
|
33,113
|
| Gross Carrying Amount [Member] | Commercial debtors [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
38,438
|
34,723
|
| Gross Carrying Amount [Member] | Finance leases [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
11,113
|
10,862
|
| Gross Carrying Amount [Member] | Reverse repurchase loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
11,288
|
8,865
|
| Gross Carrying Amount [Member] | Other term loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
443,065
|
401,489
|
| Gross Carrying Amount [Member] | Advances that are not loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
20,307
|
13,342
|
| Gross Carrying Amount [Member] | Of which mortagage loans collateralized by immovable property [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
143,351
|
137,107
|
| Gross Carrying Amount [Member] | Of which other collateralized loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
36,531
|
30,955
|
| Gross Carrying Amount [Member] | Of which credit for consumption [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
87,835
|
80,560
|
| Gross Carrying Amount [Member] | Of which lending for house purchase [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
107,994
|
104,890
|
| Gross Carrying Amount [Member] | Of which project finance loans [Member] |
|
|
| Breakdown by counterparty and product [Line Items] |
|
|
| Loans and advances by counterparty and product |
€ 5,829
|
€ 5,663
|