VCC MORTGAGE SECURITIES, LLC ABS-15G

Exhibit 99.06

 

 

Loan Level Exception - Final Grades (Loan Grades)

 

AMC Loan ID Customer Loan ID EDGAR Loan ID Borrower Name Deal Number Original Loan Amount State Purpose QM Status Overall Grade Credit Grade Credit Exceptions Credit Exception Information Credit Exception Comments Property Grade Property Exceptions Property Exception Information Property Exception Comments Compliance Grade Compliance Exceptions Compliance Exception Information Compliance Exception Comments Compliance Comp Factors Compensating Factors DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P
XXXX XXXX VCC 2026-P2-100043   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100044 XXXX XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100108 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100109   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100045 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100155   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100156   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100110   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100111   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100112   XXXX $XXX XX Refinance Rate/Term   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100157   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100046 XXXX XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100113 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100114   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100158   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100115 XXXX XXXX $XXX XX Refinance Rate/Term   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100159 XXXX XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100116   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100047   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100160   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100117   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100118 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100119 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100120 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100048   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100121   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100122   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100123 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100049   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100124 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100050   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100154   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100051   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100052 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100125   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100126   XXXX $XXX XX Refinance Rate/Term   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100053   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100127   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100054 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100128   XXXX $XXX XX Refinance Rate/Term   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100129 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100055 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100130   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100131 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100161   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100132   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100056   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100133 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100134   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100057   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100135   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100136   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100137 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100058 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100059   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100138 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100139 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100060   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100140   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100141   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100142   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100143   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100144   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100145   XXXX $XXX XX Purchase   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100146   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100147 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100148 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100149 XXXX XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100150   XXXX $XXX XX Refinance Rate/Term   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100151   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100162   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100163   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100152   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A
XXXX XXXX VCC 2026-P2-100153   XXXX $XXX XX Refinance Cash-out - Other   1 1       1       1           A A A A A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A A A A A A