FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Tirado Camacho Yecimar

(Last) (First) (Middle)
220 ALHAMBRA CR.

(Street)
CORAL GABLES FL 33134

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
07/22/2026
3. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, Chief Risk Officer
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock 583
D
 
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Stock Units LTI 2024   (1)   (1) Class A Common Stock 168 0 (2) D  
Restricted Stock Units LTI 2025   (3)   (3) Class A Common Stock 1,000 0 (2) D  
Restricted Stock Units LTI 2026   (4)   (4) Class A Common Stock 1,500 0 (2) D  
Restricted Stock Units Promotion   (5)   (5) Class A Common Stock 874 0 (2) D  
Explanation of Responses:
1. On February 16, 2024, Mrs. Tirado Camacho was awarded 500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
2. Each RSU is the economic equivalent of one share of Class A Common Stock.
3. On February 18, 2025, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
4. On February 17, 2026, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
5. On June 8, 2026, Mrs. Tirado Camacho was awarded 874 RSUs in connection with her promotion to Executive Vice-President, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
/s/ Julio Pena, as Attorney-in-Fact for Yecimar Tirado Camacho 07/31/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

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