The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 2,044,438 5,721 SH SOLE 0 0 0 5,721
ALPHABET INC CAP STK CL C 02079K107 395,730 1,120 SH SOLE 0 0 0 1,120
ALPS ETF TR OSHARES US SMLCP 00162Q395 265,107 5,579 SH SOLE 0 0 0 5,579
AMAZON COM INC COM 023135106 456,421 1,915 SH SOLE 0 0 0 1,915
APPLE INC COM 037833100 2,517,609 8,701 SH SOLE 0 0 0 8,701
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,052,099 4,101 SH SOLE 0 0 0 4,101
BLUEROCK PVT REAL ESTATE FD COM 09631P102 258,224 19,848 SH SOLE 0 0 0 19,848
COSTCO WHOLESALE CORPORATION COM 22160K105 467,735 500 SH SOLE 0 0 0 500
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7,733,785 93,925 SH SOLE 0 0 0 93,925
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 244,813,209 6,311,245 SH SOLE 0 0 0 6,311,245
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823 1,466,373 56,054 SH SOLE 0 0 0 56,054
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 194,401,945 6,710,457 SH SOLE 0 0 0 6,710,457
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 94,829,493 2,333,403 SH SOLE 0 0 0 2,333,403
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,859,759 52,939 SH SOLE 0 0 0 52,939
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 185,312,117 4,973,487 SH SOLE 0 0 0 4,973,487
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 15,483,806 288,905 SH SOLE 0 0 0 288,905
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 267,259 6,479 SH SOLE 0 0 0 6,479
EXXON MOBIL CORP COM 30231G102 558,364 4,084 SH SOLE 0 0 0 4,084
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 319,611 2,253 SH SOLE 0 0 0 2,253
HOME DEPOT INC COM 437076102 299,778 850 SH SOLE 0 0 0 850
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 245,508 3,845 SH SOLE 0 0 0 3,845
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 262,312 4,703 SH SOLE 0 0 0 4,703
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 401,875 7,438 SH SOLE 0 0 0 7,438
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,222,789 5,747 SH SOLE 0 0 0 5,747
INVESCO QQQ TR UNIT SER 1 46090E103 9,723,980 13,205 SH SOLE 0 0 0 13,205
ISHARES INC MSCI GBL MIN VOL 464286525 208,960 1,738 SH SOLE 0 0 0 1,738
ISHARES INC MSCI EMERG MRKT 464286533 843,403 11,204 SH SOLE 0 0 0 11,204
ISHARES INC CORE MSCI EMKT 46434G103 2,120,655 25,599 SH SOLE 0 0 0 25,599
ISHARES INC ESG AWR MSCI EM 46434G863 1,624,348 29,701 SH SOLE 0 0 0 29,701
ISHARES TR CORE S&P SCP ETF 464287804 4,088,612 27,568 SH SOLE 0 0 0 27,568
ISHARES TR RUS 2000 VAL ETF 464287630 2,317,955 10,479 SH SOLE 0 0 0 10,479
ISHARES TR TIPS BD ETF 464287176 430,060 3,930 SH SOLE 0 0 0 3,930
ISHARES TR MSCI USA MIN ETF 46429B697 1,239,222 12,847 SH SOLE 0 0 0 12,847
ISHARES TR ESG MSCI USA ETF 46436E767 807,912 11,633 SH SOLE 0 0 0 11,633
ISHARES TR CORE US AGGBD ET 464287226 1,805,031 18,236 SH SOLE 0 0 0 18,236
ISHARES TR ESG AWR MSCI USA 46435G425 1,496,107 9,141 SH SOLE 0 0 0 9,141
ISHARES TR RUS 1000 VAL ETF 464287598 5,802,740 23,936 SH SOLE 0 0 0 23,936
ISHARES TR ESG EAFE ETF 46436E759 765,122 9,044 SH SOLE 0 0 0 9,044
ISHARES TR RUS MDCP VAL ETF 464287473 12,146,630 73,795 SH SOLE 0 0 0 73,795
ISHARES TR CORE S&P500 ETF 464287200 29,875,085 39,892 SH SOLE 0 0 0 39,892
ISHARES TR RUS MD CP GR ETF 464287481 16,603,678 113,405 SH SOLE 0 0 0 113,405
ISHARES TR EAFE VALUE ETF 464288877 215,042 2,809 SH SOLE 0 0 0 2,809
ISHARES TR S&P MC 400VL ETF 464287705 1,148,026 7,771 SH SOLE 0 0 0 7,771
ISHARES TR RUS 1000 GRW ETF 464287614 17,376,365 139,940 SH SOLE 0 0 0 139,940
ISHARES TR MSCI EMG MKT ETF 464287234 1,869,057 27,321 SH SOLE 0 0 0 27,321
ISHARES TR RUSSELL 2000 ETF 464287655 8,812,971 29,333 SH SOLE 0 0 0 29,333
ISHARES TR CORE 60 BALA ETF 464289867 277,722 3,996 SH SOLE 0 0 0 3,996
ISHARES TR MICRO-CAP ETF 464288869 210,042 1,050 SH SOLE 0 0 0 1,050
ISHARES TR MSCI ACWI ETF 464288257 1,569,700 10,000 SH SOLE 0 0 0 10,000
ISHARES TR MSCI EAFE MIN VL 46429B689 458,811 5,231 SH SOLE 0 0 0 5,231
ISHARES TR RUSSELL 3000 ETF 464287689 2,857,770 6,702 SH SOLE 0 0 0 6,702
ISHARES TR CORE S&P US VLU 464287663 440,731 4,001 SH SOLE 0 0 0 4,001
ISHARES TR CORE MSCI TOTAL 46432F834 1,263,053 13,234 SH SOLE 0 0 0 13,234
ISHARES TR CORE S&P US GWT 464287671 5,230,971 27,811 SH SOLE 0 0 0 27,811
ISHARES TR ESG AW MSCI EAFE 46435G516 2,746,878 26,718 SH SOLE 0 0 0 26,718
ISHARES TR EAFE SML CP ETF 464288273 613,816 7,461 SH SOLE 0 0 0 7,461
ISHARES TR RUS 2000 GRW ETF 464287648 2,606,439 6,616 SH SOLE 0 0 0 6,616
ISHARES TR SP SMCP600VL ETF 464287879 553,511 4,050 SH SOLE 0 0 0 4,050
ISHARES TR SELECT DIVID ETF 464287168 1,728,053 11,056 SH SOLE 0 0 0 11,056
ISHARES TR MSCI EAFE ETF 464287465 4,483,358 43,159 SH SOLE 0 0 0 43,159
ISHARES TR EAFE GRWTH ETF 464288885 280,692 2,256 SH SOLE 0 0 0 2,256
ISHARES TR CORE MSCI EAFE 46432F842 1,967,232 20,369 SH SOLE 0 0 0 20,369
ISHARES TR RUS MID CAP ETF 464287499 100,791,569 913,629 SH SOLE 0 0 0 913,629
ISHARES TR S&P 500 VAL ETF 464287408 859,036 3,783 SH SOLE 0 0 0 3,783
ISHARES TR S&P 500 GRWT ETF 464287309 2,091,694 15,209 SH SOLE 0 0 0 15,209
ISHARES TR RUS 1000 ETF 464287622 14,601,113 35,656 SH SOLE 0 0 0 35,656
ISHARES TR CORE S&P MCP ETF 464287507 1,405,506 18,227 SH SOLE 0 0 0 18,227
ISHARES TR 3 7 YR TREAS BD 464288661 351,763 2,995 SH SOLE 0 0 0 2,995
ISHARES TR CORE S&P TTL STK 464287150 592,686 3,608 SH SOLE 0 0 0 3,608
ISHARES TR CORE DIV GRWTH 46434V621 250,107 3,300 SH SOLE 0 0 0 3,300
JOHNSON & JOHNSON COM 478160104 319,642 1,259 SH SOLE 0 0 0 1,259
JPMORGAN CHASE & CO COM 46625H100 220,657 674 SH SOLE 0 0 0 674
MASTERCARD INCORPORATED CL A 57636Q104 513,326 999 SH SOLE 0 0 0 999
MERCK & CO INC COM 58933Y105 357,682 2,784 SH SOLE 0 0 0 2,784
MICROSOFT CORP COM 594918104 1,299,088 3,483 SH SOLE 0 0 0 3,483
NEXTERA ENERGY INC COM 65339F101 213,457 2,432 SH SOLE 0 0 0 2,432
PIMCO ETF TR MULTISECTOR BD 72201R585 3,457,890 130,388 SH SOLE 0 0 0 130,388
PROCTER & GAMBLE CO COM 742718109 269,334 1,837 SH SOLE 0 0 0 1,837
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,478,886 292,779 SH SOLE 0 0 0 292,779
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,969,922 125,419 SH SOLE 0 0 0 125,419
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 34,830,872 960,587 SH SOLE 0 0 0 960,587
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,620,517 82,640 SH SOLE 0 0 0 82,640
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,178,329 60,291 SH SOLE 0 0 0 60,291
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 788,703 14,949 SH SOLE 0 0 0 14,949
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,873,086 262,207 SH SOLE 0 0 0 262,207
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 796,160 25,600 SH SOLE 0 0 0 25,600
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,481,672 93,648 SH SOLE 0 0 0 93,648
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 113,354,067 3,074,425 SH SOLE 0 0 0 3,074,425
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 113,231,904 4,087,794 SH SOLE 0 0 0 4,087,794
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,494,931 42,945 SH SOLE 0 0 0 42,945
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 245,278,438 8,334,300 SH SOLE 0 0 0 8,334,300
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 888,917 23,356 SH SOLE 0 0 0 23,356
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,278,045 55,255 SH SOLE 0 0 0 55,255
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 538,995 10,054 SH SOLE 0 0 0 10,054
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 4,982,808 26,154 SH SOLE 0 0 0 26,154
SPDR GOLD TR GOLD SHS 78463V107 1,105,508 3,001 SH SOLE 0 0 0 3,001
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 276,957 6,329 SH SOLE 0 0 0 6,329
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 265,606 5,271 SH SOLE 0 0 0 5,271
SPDR SERIES TRUST ST STR P500GRW 78464A409 254,163 2,136 SH SOLE 0 0 0 2,136
SPDR SERIES TRUST ST STR SP DIV 78464A763 257,350 1,691 SH SOLE 0 0 0 1,691
SPDR SERIES TRUST ST STR P500VAL 78464A508 404,922 6,661 SH SOLE 0 0 0 6,661
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 196,729,684 263,441 SH SOLE 0 0 0 263,441
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 4,772,934 6,786 SH SOLE 0 0 0 6,786
TIDAL TRUST I FUND GRAN US ETF 886364231 767,647 27,763 SH SOLE 0 0 0 27,763
TIDAL TRUST I SP DWJNS SUKUK 886364702 499,237 27,720 SH SOLE 0 0 0 27,720
TRANSDIGM GROUP INC COM 893641100 463,550 348 SH SOLE 0 0 0 348
UNION PAC CORP COM 907818108 273,632 1,006 SH SOLE 0 0 0 1,006
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 237,950 2,086 SH SOLE 0 0 0 2,086
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 214,183 1,464 SH SOLE 0 0 0 1,464
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 811,401 11,053 SH SOLE 0 0 0 11,053
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,597,415 32,984 SH SOLE 0 0 0 32,984
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,533,028 24,594 SH SOLE 0 0 0 24,594
VANGUARD INDEX FDS TOTAL STK MKT 922908769 53,877,119 145,598 SH SOLE 0 0 0 145,598
VANGUARD INDEX FDS SML CP GRW ETF 922908595 277,217 758 SH SOLE 0 0 0 758
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 24,588,612 254,989 SH SOLE 0 0 0 254,989
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,267,340 20,676 SH SOLE 0 0 0 20,676
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 966,282,500 1,406,914 SH SOLE 0 0 0 1,406,914
VANGUARD INDEX FDS MID CAP ETF 922908629 454,947,649 5,646,613 SH SOLE 0 0 0 5,646,613
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,342,652 57,402 SH SOLE 0 0 0 57,402
VANGUARD INDEX FDS SM CP VAL ETF 922908611 92,287,057 379,798 SH SOLE 0 0 0 379,798
VANGUARD INDEX FDS VALUE ETF 922908744 10,587,816 48,584 SH SOLE 0 0 0 48,584
VANGUARD INDEX FDS LARGE CAP ETF 922908637 50,061,152 145,565 SH SOLE 0 0 0 145,565
VANGUARD INDEX FDS GROWTH ETF 922908736 13,690,570 158,934 SH SOLE 0 0 0 158,934
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,766,892 212,142 SH SOLE 0 0 0 212,142
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 9,477,585 211,317 SH SOLE 0 0 0 211,317
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 173,010,867 2,898,490 SH SOLE 0 0 0 2,898,490
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 821,937 5,237 SH SOLE 0 0 0 5,237
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,884,690 57,430 SH SOLE 0 0 0 57,430
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 335,244 6,628 SH SOLE 0 0 0 6,628
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 618,033 4,836 SH SOLE 0 0 0 4,836
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,652,808 19,664 SH SOLE 0 0 0 19,664
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,335,843 27,323 SH SOLE 0 0 0 27,323
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 445,574,099 6,253,672 SH SOLE 0 0 0 6,253,672
VANGUARD WORLD FD MEGA GRWTH IND 921910816 363,068 4,130 SH SOLE 0 0 0 4,130
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 200,203 670 SH SOLE 0 0 0 670
VANGUARD WORLD FD UTILITIES ETF 92204A876 262,703 1,342 SH SOLE 0 0 0 1,342
WISDOMTREE TR US LARGECAP DIVD 97717W307 375,870 3,902 SH SOLE 0 0 0 3,902