v3.26.1
employee future benefits (Tables)
6 Months Ended
Jun. 30, 2026
employee future benefits  
Schedule of defined benefit pension plan expense

Three-month periods ended June 30

2026

2025

 

 

Defined

 

 

 

Defined

benefit

benefit

 

obligations

 

 

obligations

($ in millions)

  ​ ​ ​

Note

  ​ ​ ​

Plan assets

  ​ ​ ​

accrued 1

  ​ ​ ​

Net

  ​ ​ ​

Plan assets

  ​ ​ ​

accrued 1

  ​ ​ ​

Net

Employee benefits expense

8

Benefits earned for current service

$

$

(18)

$

$

(18)

 

Benefits earned for past service

(4)

Employees’ contributions

 

5

 

 

 

5

 

 

Administrative fees

 

(1)

 

 

 

(1)

 

 

 

4

 

(22)

$

(18)

 

4

(18)

$

(14)

Financing costs

9

Notional income on plan assets 2 and interest on defined benefit obligations accrued

114

(102)

108

(96)

Interest effect on asset ceiling limit

(16)

(15)

98

(102)

(4)

93

(96)

(3)

DEFINED BENEFIT (COST) INCLUDED IN NET INCOME 3

(22)

(17)

Other comprehensive income

11

Difference between actual results and estimated plan assumptions 4

216

(15)

Changes in plan financial assumptions 5

(185)

150

Changes in the effect of limiting net defined benefit plan assets to the asset ceiling

 

(32)

 

 

(99)

 

 

184

(185)

(1)

(114)

150

36

DEFINED BENEFIT (COST) INCLUDED IN COMPREHENSIVE INCOME 3

$

(23)

$

19

Six-month periods ended June 30

2026

2025

Defined

Defined

benefit

benefit

obligations

obligations

($ in millions)

  ​ ​ ​

Note

  ​ ​ ​

Plan assets

  ​ ​ ​

accrued 1

  ​ ​ ​

Net

  ​ ​ ​

Plan assets

  ​ ​ ​

accrued 1

  ​ ​ ​

Net

Employee benefits expense

8

Benefits earned for current service

$

$

(34)

$

$

(36)

Benefits earned for past service

(4)

Employees’ contributions

9

9

Administrative fees

(2)

(2)

7

(38)

$

(31)

7

(36)

$

(29)

Financing costs

9

Notional income on plan assets 2 and interest on defined benefit obligations accrued

229

(203)

215

(192)

Interest effect on asset ceiling limit

(33)

(29)

196

(203)

(7)

186

(192)

(6)

DEFINED BENEFIT (COST) INCLUDED IN NET INCOME 3

(38)

(35)

Other comprehensive income

11

Difference between actual results and estimated plan assumptions 4

153

38

Changes in plan financial assumptions 5

(58)

100

Changes in the effect of limiting net defined benefit plan assets to the asset ceiling

 

(79)

 

 

 

(103)

 

 

74

(58)

16

(65)

100

35

DEFINED BENEFIT (COST) INCLUDED IN COMPREHENSIVE INCOME 3

(22)

AMOUNTS INCLUDED IN OPERATING ACTIVITIES CASH FLOWS

Employer contributions

9

9

10

10

BENEFITS PAID BY PLANS

(234)

234

(234)

234

PLAN ACCOUNT BALANCES 6

Change in period

52

(65)

(13)

(96)

106

10

Balance, beginning of period

8,258

(8,476)

(218)

8,262

(8,452)

(190)

Balance, end of period

$

8,310

$

(8,541)

$

(231)

$

8,166

$

(8,346)

$

(180)

FUNDED STATUS – PLAN SURPLUS (DEFICIT)

Pension plans that have plan assets in excess of defined benefit obligations accrued 7

20

$

8,301

$

(8,067)

$

234

$

8,157

$

(7,896)

$

261

Pension plans that have defined benefit obligations accrued in excess of plan assets 8

Funded

9

(254)

(245)

9

(226)

(217)

Unfunded

(220)

(220)

(224)

(224)

27

9

(474)

(465)

9

(450)

(441)

$

8,310

$

(8,541)

$

(231)

$

8,166

$

(8,346)

$

(180)

1Defined benefit obligations accrued are the actuarial present values of benefits attributed to employee services rendered to a particular date.
2The interest income on the plan assets portion of the employee defined benefit plans net interest amount included in Financing costs reflects a rate of return on plan assets equal to the discount rate used in determining the defined benefit obligations accrued, as at the end of the immediately preceding fiscal year.
3Excluding income taxes.
4Financial assumptions in respect of plan assets (interest income on plan assets included in Financing costs reflects a rate of return on plan assets equal to the discount rate used in determining the defined benefit obligations accrued) and demographic assumptions in respect of the actuarial present values of the defined benefit obligations accrued, as at the end of the immediately preceding fiscal year for both.
5The discount rate used to measure the defined benefit obligations accrued at June 30, 2026, was 5.03% (December 31, 2025 – 4.90)%.
6Effect of asset ceiling limit at June 30, 2026, was $1,463 (December 31, 2025 – $1,351). Subsequent to June 30, 2026, the TELUS Defined Contribution Pension Plan was merged into both the TELUS Corporation Pension Plan (as amended) and the Pension Plan for Management and Professional Employees of TELUS Corporation (as amended); such amendments do not affect the defined benefit obligations accrued. The amendments to these defined benefit pension plans allow for the plans’ surpluses, not previously recognized for accounting purposes (due to the asset ceiling limits), to be used to make future employer contributions for the defined contribution components, should sufficient surpluses be available to do so.
7Presented in the Consolidated statements of financial position as Other long-term assets.
8Presented in the Consolidated statements of financial position as Other long-term liabilities
Schedule of defined contribution pension plan expense

Three months

Six months

Periods ended June 30 (millions)

  ​ ​ ​

2026

  ​ ​ ​

2025

  ​ ​ ​

2026

  ​ ​ ​

2025

Union pension plan contributions

$

3

$

3

$

6

$

6

Other defined contribution pension plans

 

28

 

29

 

56

 

57

$

31

$

32

$

62

$

63