The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,497,163 63,332 SH SOLE 0 0 63,332
ISHARES TR CORE US AGGBD ET 464287226 22,177,846 224,064 SH SOLE 0 0 224,064
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 21,758,821 305,387 SH SOLE 0 0 305,387
INVESCO QQQ TR UNIT SER 1 46090E103 17,221,678 23,386 SH SOLE 0 0 23,386
ISHARES TR 7-10 YR TRSY BD 464287440 7,818,051 82,669 SH SOLE 0 0 82,669
APPLE INC COM 037833100 6,957,515 24,044 SH SOLE 0 0 24,044
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,151,290 108,911 SH SOLE 0 0 108,911
ISHARES TR 1 3 YR TREAS BD 464287457 5,850,053 71,247 SH SOLE 0 0 71,247
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,575,456 93,407 SH SOLE 0 0 93,407
JOHNSON & JOHNSON COM 478160104 4,928,966 19,408 SH SOLE 0 0 19,408
PGIM ETF TR PGIM ULTRA SH BD 69344A107 4,708,715 95,030 SH SOLE 0 0 95,030
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 3,603,188 19,094 SH SOLE 0 0 19,094
ISHARES TR CORE MSCI EAFE 46432F842 3,496,550 36,204 SH SOLE 0 0 36,204
NEOS ETF TRUST NASDAQ 100 HDGD 78433H576 3,255,679 58,304 SH SOLE 0 0 58,304
EATON VANCE TAX-MANAGED BUY- COM 27828Y108 3,176,858 213,499 SH SOLE 0 0 213,499
T ROWE PRICE EXCHANGE-TRADED PRICE BLUE CHIP 87283Q107 3,073,773 61,365 SH SOLE 0 0 61,365
NVIDIA CORPORATION COM 67066G104 2,986,415 14,925 SH SOLE 0 0 14,925
EATON VANCE FLOATING RATE IN COM 278279104 2,931,461 271,432 SH SOLE 0 0 271,432
GE AEROSPACE COM NEW 369604301 2,867,086 7,672 SH SOLE 0 0 7,672
VANGUARD MALVERN FDS CORE BD ETF 922020748 2,836,978 36,733 SH SOLE 0 0 36,733
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 2,810,234 52,420 SH SOLE 0 0 52,420
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 2,668,773 8,925 SH SOLE 0 0 8,925
AMAZON COM INC COM 023135106 2,556,197 10,725 SH SOLE 0 0 10,725
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,493,432 10,538 SH SOLE 0 0 10,538
ISHARES TR CORE S&P500 ETF 464287200 2,390,273 3,192 SH SOLE 0 0 3,192
GE VERNOVA INC COM 36828A101 2,371,680 2,019 SH SOLE 0 0 2,019
VANGUARD WORLD FD ESG US STK ETF 921910733 2,180,595 16,490 SH SOLE 0 0 16,490
GOLDMAN SACHS GROUP INC COM 38141G104 1,849,510 1,829 SH SOLE 0 0 1,829
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,792,960 33,759 SH SOLE 0 0 33,759
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,736,093 39,430 SH SOLE 0 0 39,430
CISCO SYS INC COM 17275R102 1,672,204 14,236 SH SOLE 0 0 14,236
T ROWE PRICE EXCHANGE-TRADED SMALL MID CAP 87283Q826 1,622,492 37,001 SH SOLE 0 0 37,001
CATERPILLAR INC COM 149123101 1,570,411 1,475 SH SOLE 0 0 1,475
EATON CORP PLC SHS G29183103 1,478,210 3,469 SH SOLE 0 0 3,469
ISHARES TR S&P MC 400GR ETF 464287606 1,412,737 12,023 SH SOLE 0 0 12,023
VANGUARD INDEX FDS GROWTH ETF 922908736 1,405,384 16,315 SH SOLE 0 0 16,315
HOME DEPOT INC COM 437076102 1,384,742 3,926 SH SOLE 0 0 3,926
DIREXION SHARES ETF TRUST NASDAQ 100 EQ WT 25459Y207 1,348,145 11,049 SH SOLE 0 0 11,049
ISHARES TR SELECT DIVID ETF 464287168 1,219,680 7,803 SH SOLE 0 0 7,803
MICROSOFT CORP COM 594918104 1,131,158 3,032 SH SOLE 0 0 3,032
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,101,331 13,375 SH SOLE 0 0 13,375
KIMBERLY-CLARK CORP COM 494368103 1,057,734 9,636 SH SOLE 0 0 9,636
EXXON MOBIL CORP COM 30231G102 990,987 7,248 SH SOLE 0 0 7,248
ALPHABET INC CAP STK CL C 02079K107 924,320 2,616 SH SOLE 0 0 2,616
MERCK & CO INC COM 58933Y105 912,798 7,103 SH SOLE 0 0 7,103
VANGUARD WORLD FD ESG US CORP BD 921910691 899,640 14,335 SH SOLE 0 0 14,335
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 890,181 14,484 SH SOLE 0 0 14,484
VANGUARD INDEX FDS SMALL CP ETF 922908751 867,093 2,861 SH SOLE 0 0 2,861
VANGUARD INDEX FDS VALUE ETF 922908744 809,538 3,715 SH SOLE 0 0 3,715
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 773,502 13,290 SH SOLE 0 0 13,290
WALMART INC COM 931142103 766,547 6,768 SH SOLE 0 0 6,768
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 742,298 2,423 SH SOLE 0 0 2,423
AMPLIFY ETF TR BLUE ISRA TE ETF 032108599 736,114 11,089 SH SOLE 0 0 11,089
JPMORGAN CHASE & CO COM 46625H100 704,873 2,153 SH SOLE 0 0 2,153
VANGUARD INDEX FDS MID CAP ETF 922908629 678,448 8,421 SH SOLE 0 0 8,421
ISHARES TR SP SMCP600VL ETF 464287879 662,322 4,846 SH SOLE 0 0 4,846
ELI LILLY & CO COM 532457108 644,504 537 SH SOLE 0 0 537
ISHARES TR ISHARES BIOTECH 464287556 589,863 3,101 SH SOLE 0 0 3,101
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 556,619 1,837 SH SOLE 0 0 1,837
VANGUARD INDEX FDS SML CP GRW ETF 922908595 544,324 1,488 SH SOLE 0 0 1,488
T ROWE PRICE EXCHANGE-TRADED INTL EQUITY ETF 87283Q834 529,404 13,797 SH SOLE 0 0 13,797
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 526,412 4,489 SH SOLE 0 0 4,489
ALPHABET INC CAP STK CL A 02079K305 523,311 1,464 SH SOLE 0 0 1,464
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 521,710 10,386 SH SOLE 0 0 10,386
ISHARES TR RUSSELL 2000 ETF 464287655 502,734 1,673 SH SOLE 0 0 1,673
LOWES COS INC COM 548661107 466,615 2,116 SH SOLE 0 0 2,116
ABBVIE INC COM 00287Y109 447,732 1,779 SH SOLE 0 0 1,779
VANGUARD INDEX FDS SM CP VAL ETF 922908611 447,130 1,840 SH SOLE 0 0 1,840
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 439,342 878 SH SOLE 0 0 878
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 436,083 584 SH SOLE 0 0 584
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 421,429 6,236 SH SOLE 0 0 6,236
ISHARES TR CORE S&P SCP ETF 464287804 411,236 2,773 SH SOLE 0 0 2,773
UNITED PARCEL SVCS INC CL B 911312106 398,825 3,710 SH SOLE 0 0 3,710
BOEING CO COM 097023105 393,110 1,816 SH SOLE 0 0 1,816
VANGUARD INDEX FDS TOTAL STK MKT 922908769 391,967 1,059 SH SOLE 0 0 1,059
SPDR SERIES TRUST ST STR P500VAL 78464A508 370,998 6,103 SH SOLE 0 0 6,103
MCKESSON CORP COM 58155Q103 369,488 489 SH SOLE 0 0 489
PROCTER & GAMBLE CO COM 742718109 366,756 2,501 SH SOLE 0 0 2,501
DISNEY WALT CO COM 254687106 343,680 3,571 SH SOLE 0 0 3,571
PEPSICO INC COM 713448108 323,542 2,390 SH SOLE 0 0 2,390
VANGUARD FIXED INCOME SECS F HIGH-YIELD ACTV 922031687 322,412 4,307 SH SOLE 0 0 4,307
META PLATFORMS INC CL A 30303M102 321,713 571 SH SOLE 0 0 571
ILLINOIS TOOL WKS INC COM 452308109 320,775 1,186 SH SOLE 0 0 1,186
ARK ETF TR INNOVATION ETF 00214Q104 315,198 3,900 SH SOLE 0 0 3,900
INTEL CORP COM 458140100 301,601 2,160 SH SOLE 0 0 2,160
MICRON TECHNOLOGY INC COM 595112103 296,653 257 SH SOLE 0 0 257
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 282,968 940 SH SOLE 0 0 940
INTERNATIONAL BUSINESS MACHS COM 459200101 273,322 972 SH SOLE 0 0 972
CONSOLIDATED EDISON INC COM 209115104 265,413 2,399 SH SOLE 0 0 2,399
CSX CORP COM 126408103 257,491 5,417 SH SOLE 0 0 5,417
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 248,300 3,879 SH SOLE 0 0 3,879
BANK OF AMER CORP COM 060505104 247,442 4,343 SH SOLE 0 0 4,343
SYNCHRONY FINANCIAL COM 87165B103 245,917 3,234 SH SOLE 0 0 3,234
PRICE T ROWE GROUP INC COM 74144T108 243,979 2,146 SH SOLE 0 0 2,146
SOUTHERN CO COM 842587107 234,189 2,447 SH SOLE 0 0 2,447
TESLA INC COM 88160R101 233,433 555 SH SOLE 0 0 555
NEBIUS GROUP N.V. SHS CLASS A N97284108 217,622 788 SH SOLE 0 0 788
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 214,846 5,827 SH SOLE 0 0 5,827
COLGATE PALMOLIVE CO COM 194162103 205,802 2,245 SH SOLE 0 0 2,245
IMMUNEERING CORP CLASS A COM 45254E107 54,835 11,000 SH SOLE 0 0 11,000