Loans, Lease Receivables, and Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2026

Receivables [Abstract]

Loan and Lease Receivables Composition

Loan and lease receivables consist of the following:


		June 30, 2026				December 31, 2025
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	345,984			$	293,706
Commercial real estate — non-owner occupied			874,669				885,870
Construction and land development			227,782				248,560
Multi-family			654,405				571,468
1-4 family			58,981				60,661
Total commercial real estate			2,161,821				2,060,265
Commercial and industrial			1,380,476				1,273,997
Consumer and other			46,027				40,965
Total gross loans and leases receivable			3,588,324				3,375,227
Less:
Allowance for credit losses			37,393				35,877
Deferred loan fees and costs, net			2,709				1,986
Loans and leases receivable, net		$	3,548,222			$	3,337,364

Schedule of Loans Transferred and Purchased

Loans transferred to third parties consist of the guaranteed portions of SBA loans which the Corporation sold in the secondary market and participation interests in other, non-SBA originated loans.


June 30, 2026
(In Thousands)		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
SBA
Loans transferred to third parties		$	—			$	—			$	—			$	—			$	—			$	7,111			$	—			$	7,111
Outstanding balance of loans serviced			—				—				—				—				—				80,591				—				80,591
Ownership of transferred loans			—				—				—				—				—				23,835				—				23,835
Non-SBA
Loans transferred to third parties		$	—			$	—			$	18,373			$	635			$	—			$	46,689			$	—			$	65,697
Outstanding balance of loans serviced			11,783				147,470				52,502				151,447				—				42,553				—				405,755
Ownership of transferred loans			6,733				194,316				76,805				137,650				—				42,321				—				457,825
Loan participations purchased			—				—				—				—				—				6,395				—				6,395


June 30, 2025
(In Thousands)		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
SBA
Loans transferred to third parties		$	—			$	—			$	—			$	—			$	—			$	12,210			$	—			$	12,210
Outstanding balance of loans serviced			—				—				—				—				—				82,296				—				82,296
Ownership of transferred loans			—				—				—				—				—				24,815				—				24,815
Non-SBA
Loans transferred to third parties		$	—			$	22,146			$	41,469			$	1,820			$	—			$	11,482			$	—			$	76,917
Outstanding balance of loans serviced			12,483				167,100				39,081				155,198				—				18,810				—				392,672
Ownership of transferred loans			7,133				235,794				52,691				136,272				—				24,982				—				456,872
Loan participations purchased			—				—				8,738				—				—				—				—				8,738

Financing Receivable by Credit Quality Indicators

The following table illustrates ending balances of the Corporation’s loan and lease portfolio, including non-accrual loans by class of receivable, and considering certain credit quality indicators:


June 30, 2026		Term Loans Amortized Cost Basis by Origination Year
(In Thousands)		2026		2025		2024		2023		2022		Prior		Revolving Loans Amortized Cost Basis		Total		Category as a % of total portfolio
Commercial real estate — owner occupied
Category
I		$53,479		$70,282		$16,216		$32,646		$33,656		$112,531		$5,295		324,105		93.7%
II		—		—		—		6,903		—		—		—		6,903		2.0%
III		—		—		2,164		—		—		12,812		—		14,976		4.3%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$53,479		$70,282		$18,380		$39,549		$33,656		$125,343		$5,295		$345,984		100.0%
Commercial real estate — non-owner occupied
Category
I		$65,313		$96,274		$73,670		$65,472		$93,731		$429,580		$22,714		$846,754		96.8%
II		—		—		—		8,751		—		6,863		—		15,614		1.8%
III		—		—		—		—		—		12,301		—		12,301		1.4%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$65,313		$96,274		$73,670		$74,223		$93,731		$448,744		$22,714		$874,669		100.0%
Construction and land development
Category
I		$15,404		$43,927		$59,888		$54,257		$9,713		$4,993		$21,469		$209,651		92.1%
II		—		—		—		—		992		—		—		992		0.4%
III		—		—		—		5,715		—		—		—		5,715		2.5%
IV		—		—		—		—		454		10,970		—		11,424		5.0%
Total		$15,404		$43,927		$59,888		$59,972		$11,159		$15,963		$21,469		$227,782		100.0%
Multi-family
Category
I		$76,002		$56,714		$18,420		$116,887		$80,391		$278,326		$2,632		$629,372		96.2%
II		—		—		—		1,525		12,077		6,314		—		19,916		3.0%
III		—		—		—		—		—		1,006		—		1,006		0.2%
IV		—		—		—		1,641		—		2,470		—		4,111		0.6%
Total		$76,002		$56,714		$18,420		$120,053		$92,468		$288,116		$2,632		$654,405		100.0%
1-4 family
Category
I		$5,164		$17,880		$6,998		$—		$3,299		$3,547		$22,093		$58,981		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$5,164		$17,880		$6,998		$—		$3,299		$3,547		$22,093		$58,981		100.0%
Commercial and industrial
Category
I		$167,729		$228,978		$134,278		$102,824		$44,223		$58,744		$519,479		$1,256,255		91.0%
II		1,200		615		11,736		1,858		3,612		1,188		4,656		24,865		1.8%
III		277		558		8,476		16,281		3,722		1,876		45,639		76,829		5.6%
IV		—		914		1,997		2,598		6,617		2,720		7,681		22,527		1.6%
Total		$169,206		$231,065		$156,487		$123,561		$58,174		$64,528		$577,455		$1,380,476		100.0%
Consumer and other
Category
I		$11,548		$7,284		$4,755		$2,355		$4,061		$8,786		$7,238		$46,027		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$11,548		$7,284		$4,755		$2,355		$4,061		$8,786		$7,238		$46,027		100.0%
Total Loans
Category
I		$394,639		$521,339		$314,225		$374,441		$269,074		$896,507		$600,920		$3,371,145		93.9%
II		1,200		615		11,736		19,037		16,681		14,365		4,656		68,290		1.9%
III		277		558		10,640		21,996		3,722		27,995		45,639		110,827		3.1%
IV		—		914		1,997		4,239		7,071		16,160		7,681		38,062		1.1%
Total		$396,116		$523,426		$338,598		$419,713		$296,548		$955,027		$658,896		$3,588,324		100.0%


December 31, 2025		Term Loans Amortized Cost Basis by Origination Year
(In Thousands)		2025		2024		2023		2022		2021		Prior		Revolving Loans Amortized Cost Basis		Total		Category as a % of total portfolio
Commercial real estate — owner occupied
Category
I		$65,752		$20,422		$39,698		$32,186		$30,251		$92,981		$295		$281,585		95.9%
II		—		—		2,011		—		—		—		—		2,011		0.7%
III		—		2,197		—		—		—		7,913		—		10,110		3.4%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$65,752		$22,619		$41,709		$32,186		$30,251		$100,894		$295		$293,706		100.0%
Commercial real estate — non-owner occupied
Category
I		$85,103		$81,087		$108,308		$89,226		$63,803		$392,720		$34,236		$854,483		96.4%
II		—		—		—		—		—		6,863		—		6,863		0.8%
III		—		—		—		—		716		23,808		—		24,524		2.8%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$85,103		$81,087		$108,308		$89,226		$64,519		$423,391		$34,236		$885,870		100.0%
Construction and land development
Category
I		$35,887		$73,179		$78,264		$10,278		$91		$5,043		$25,482		$228,224		91.8%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		5,755		—		—		—		—		5,755		2.3%
IV		—		—		—		454		8,155		5,972		—		14,581		5.9%
Total		$35,887		$73,179		$84,019		$10,732		$8,246		$11,015		$25,482		$248,560		100.0%
Multi-family
Category
I		$57,113		$18,231		$103,795		$93,280		$61,620		$211,473		$2,644		$548,156		95.9%
II		—		—		1,530		7,309		—		782		—		9,621		1.7%
III		—		—		—		—		8,380		1,019		—		9,399		1.6%
IV		—		—		1,714		—		2,578		—		—		4,292		0.8%
Total		$57,113		$18,231		$107,039		$100,589		$72,578		$213,274		$2,644		$571,468		100.0%
1-4 family
Category
I		$18,249		$7,043		$1,416		$4,432		$2,036		$3,470		$24,015		$60,661		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$18,249		$7,043		$1,416		$4,432		$2,036		$3,470		$24,015		$60,661		100.0%
Commercial and industrial
Category
I		$240,914		$178,507		$138,504		$52,149		$35,514		$31,754		$452,160		$1,129,502		88.6%
II		568		14,119		10,997		5,948		25		2,797		24,140		58,594		4.6%
III		499		8,617		10,409		4,656		787		1,745		34,206		60,919		4.8%
IV		447		1,845		3,384		7,644		302		4,083		7,277		24,982		2.0%
Total		$242,428		$203,088		$163,294		$70,397		$36,628		$40,379		$517,783		$1,273,997		100.0%
Consumer and other
Category
I		$7,790		$5,715		$4,167		$4,926		$1,717		$10,423		$6,227		$40,965		100.0%
II		—		—		—		—		—		—		—		—		0.0%
III		—		—		—		—		—		—		—		—		0.0%
IV		—		—		—		—		—		—		—		—		0.0%
Total		$7,790		$5,715		$4,167		$4,926		$1,717		$10,423		$6,227		$40,965		100.0%
Total Loans
Category
I		$510,808		$384,184		$474,152		$286,477		$195,032		$747,864		$545,059		$3,143,576		93.1%
II		568		14,119		14,538		13,257		25		10,442		24,140		77,089		2.3%
III		499		10,814		16,164		4,656		9,883		34,485		34,206		110,707		3.3%
IV		447		1,845		5,098		8,098		11,035		10,055		7,277		43,855		1.3%
Total		$512,322		$410,962		$509,952		$312,488		$215,975		$802,846		$610,682		$3,375,227		100.0%

Delinquency Aging of Loan and Lease Portfolio by Class of Receivable

The delinquency aging of the loan and lease portfolio by class of receivable was as follows:


		June 30, 2026
		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days Past Due				Total Past Due				Current				Total Loans and Leases
		(Dollars in Thousands)
Total loans and leases
Commercial real estate:
Owner occupied		$	—			$	—			$	—			$	—			$	345,984			$	345,984
Non-owner occupied			—				—				—				—				874,669				874,669
Construction and land development			—				—				11,424				11,424				216,358				227,782
Multi-family			—				—				—				—				654,405				654,405
1-4 family			—				—				—				—				58,981				58,981
Commercial and industrial			2,510				813				15,317				18,640				1,361,836				1,380,476
Consumer and other			—				—				—				—				46,027				46,027
Total		$	2,510			$	813			$	26,741			$	30,064			$	3,558,260			$	3,588,324
Percent of portfolio			0.07	%			0.02	%			0.75	%			0.84	%			99.16	%			100.00	%


		December 31, 2025
		30-59 Days Past Due				60-89 Days Past Due				Greater Than 90 Days Past Due				Total Past Due				Current				Total Loans and Leases
		(Dollars in Thousands)
Total loans and leases
Commercial real estate:
Owner occupied		$	—			$	—			$	—			$	—			$	293,706			$	293,706
Non-owner occupied			—				—				—				—				885,870				885,870
Construction and land development			14,581				—				—				14,581				233,979				248,560
Multi-family			—				—				—				—				571,468				571,468
1-4 family			—				—				—				—				60,661				60,661
Commercial and industrial			3,116				963				15,229				19,308				1,254,689				1,273,997
Consumer and other			50				—				—				50				40,915				40,965
Total		$	17,747			$	963			$	15,229			$	33,939			$	3,341,288			$	3,375,227
Percent of portfolio			0.53	%			0.03	%			0.45	%			1.01	%			98.99	%			100.00	%

Schedule of Financing Receivables, Non-Performing Status

The following tables provide additional detail on loans on non-accrual status and loans past due over 89 days still accruing as of:


		June 30, 2026
		Non-accrual With No Allowance for Credit Loss				Non-accrual With Allowance for Credit Loss				Loans Past Due Over 89 Days Still Accruing
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	—			$	—			$	—
Commercial real estate — non-owner occupied			—				—				—
Construction and land development			11,424				—				—
Multi-family			4,111				—				—
1-4 family			—				—				—
Total commercial real estate			15,535				—				—
Commercial and industrial			9,189				13,338				—
Consumer and other			—				—				—
Total non-accrual loans and leases		$	24,724			$	13,338			$	—


		December 31, 2025
		Non-accrual With No Allowance for Credit Loss				Non-accrual With Allowance for Credit Loss				Loans Past Due Over 89 Days Still Accruing
		(In Thousands)
Commercial real estate:
Commercial real estate — owner occupied		$	—			$	—			$	—
Commercial real estate — non-owner occupied			—				—				—
Construction and land development			14,581				—				—
Multi-family			4,292				—				—
1-4 family			—				—				—
Total commercial real estate			18,873				—				—
Commercial and industrial			10,652				14,330				—
Consumer and other			—				—				—
Total non-accrual loans and leases		$	29,525			$	14,330			$	—


		June 30, 2026				December 31, 2025
Total non-accrual loans and leases to gross loans and leases			1.06	%			1.30	%
Allowance for credit losses to gross loans and leases			1.10				1.12
Allowance for credit losses to non-accrual loans and leases			103.82				85.95

Schedule of Collateral Dependent Loans

The following table presents the amortized cost basis of the non-accrual, collateral-dependent loans as of:


		June 30, 2026				December 31, 2025
		(In Thousands)
Equipment		$	14,413			$	14,615
Real Estate			17,607				21,595
Accounts Receivable			6,057				7,277
Other			65				473
Total		$	38,142			$	43,960

Summary of Financial Difficulty and Modification Type

The following table presents the amortized cost basis of loans at June 30, 2026 that were both experiencing financial difficulty and modified during the six months ended June 30, 2026 and 2025, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized costs basis of each class of financing receivable is also presented below.


		For the Six Months Ended June 30, 2026
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction				Combination Payment Delay and Term Extension				Total				Total Class of Financing Receivable
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%
Commercial and industrial			—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%


		For the Six Months Ended June 30, 2025
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction				Combination Payment Delay and Term Extension				Total				Total Class of Financing Receivable
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—			$	—			$	—				0.00	%
Commercial and industrial			—				—				—				311				6,195				6,506				0.52
Total		$	—			$	—			$	—			$	311			$	6,195			$	6,506				0.20	%

The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last 12 months:

          
         For the Six Months Ended June 30, 2026

          
         30-59
Days Past
Due

         60-89
Days Past
Due

         Greater
Than 90
Days Past
Due

         Total Past
Due

          
         (Dollars in Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—

          
         For the Six Months Ended June 30, 2025

          
         30-59
Days Past
Due

         60-89
Days Past
Due

         Greater
Than 90
Days Past
Due

         Total Past
Due

          
         (Dollars in Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—

The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the six months ended June 30, 2026 and 2025:


		For the Six Months Ended June 30, 2026
(Dollars in Thousands)		Principal Forgiveness				Weighted Average Interest Rate Reduction				Weighted Average Term Extension (years)				Weighted Average Payment Delay (years)
Commercial real estate		$	—				0.00	%			0.00				0.00
Commercial and industrial			—				0.00				0.00				0.00
Total		$	—				0.00	%			0.00				0.00


		For the Six Months Ended June 30, 2025
(Dollars in Thousands)		Principal Forgiveness				Weighted Average Interest Rate Reduction				Weighted Average Term Extension (years)				Weighted Average Payment Delay (years)
Commercial real estate		$	—				0.00	%			0.00				0.00
Commercial and industrial			—				2.25				0.50				0.50
Total		$	—				2.25	%			0.50				0.50

Schedule of Amortized Cost Basis of Loans That Had Payment Default

The following table presents the amortized cost basis of loans that had a payment default during the six months ended June 30, 2026 and 2025 and were modified in the 12 months prior to that default to borrowers experience financial difficulty:

          
         For the Six Months Ended June 30, 2026

          
         Principal Forgiveness

         Payment Delay

         Term Extension

         Interest Rate Reduction

          
         (In Thousands)

Commercial real estate

$

—

$

—

$

—

$

—

Commercial and industrial

—

—

—

—

Total

$

—

$

—

$

—

$

—


		For the Six Months Ended June 30, 2025
		Principal Forgiveness				Payment Delay				Term Extension				Interest Rate Reduction
		(In Thousands)
Commercial real estate		$	—			$	—			$	—			$	—
Commercial and industrial			—				—				397				—
Total		$	—			$	—			$	397			$	—

Summary of Activity in Allowance for Credit Losses by Portfolio Segment

A summary of the activity in the allowance for credit losses by portfolio segment is as follows:


		As of and for the Three Months Ended June 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,970			$	6,699			$	2,704			$	4,394			$	602			$	21,585			$	535			$	38,489
Charge-offs			—				—				—				—				—				(1,524	)			—				(1,524	)
Recoveries			—				—				—				—				5				481				—				486
Net recoveries (charge-offs)			—				—				—				—				5				(1,043	)			—				(1,038	)
Provision (credit) for credit losses			566				(254	)			275				527				(34	)			1,004				(18	)			2,066
Ending balance		$	2,536			$	6,445			$	2,979			$	4,921			$	573			$	21,546			$	517			$	39,517
Components:
Allowance for credit losses on loans		$	2,520			$	6,371			$	1,740			$	4,901			$	535			$	20,856			$	470			$	37,393
Allowance for credit losses on unfunded credit commitments			16				74				1,239				20				38				690				47				2,124
Total ACL		$	2,536			$	6,445			$	2,979			$	4,921			$	573			$	21,546			$	517			$	39,517


		As of and for the Three Months Ended June 30, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,682			$	6,017			$	2,491			$	5,473			$	494			$	19,946			$	412			$	36,515
Charge-offs			—				—				—				—				—				(1,338	)			—				(1,338	)
Recoveries			—				—				—				—				7				325				—				332
Net recoveries (charge-offs)			—				—				—				—				7				(1,013	)			—				(1,006	)
Provision (credit) for credit losses			3				313				(24	)			586				(72	)			1,903				(8	)			2,701
Ending balance		$	1,685			$	6,330			$	2,467			$	6,059			$	429			$	20,836			$	404			$	38,210
Components:
Allowance for credit losses on loans		$	1,675			$	6,281			$	1,882			$	6,037			$	401			$	20,222			$	363			$	36,861
Allowance for credit losses on unfunded credit commitments			10				49				585				22				28				614				41				1,349
Total ACL		$	1,685			$	6,330			$	2,467			$	6,059			$	429			$	20,836			$	404			$	38,210


		As of and for the Six Months Ended June 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,908			$	6,381			$	2,752			$	4,926			$	557			$	20,754			$	414			$	37,692
Charge-offs			—				—				—				—				—				(3,856	)			—				(3,856	)
Recoveries			—				—				—				—				12				642				—				654
Net recoveries (charge-offs)			—				—				—				—				12				(3,214	)			—				(3,202	)
Provision for credit losses			628				64				227				(5	)			4				4,006				103				5,027
Ending balance		$	2,536			$	6,445			$	2,979			$	4,921			$	573			$	21,546			$	517			$	39,517
Components:
Allowance for credit losses on loans		$	2,520			$	6,371			$	1,740			$	4,901			$	535			$	20,856			$	470			$	37,393
Allowance for credit losses on unfunded credit commitments			16				74				1,239				20				38				690				47				2,124
Total ACL		$	2,536			$	6,445			$	2,979			$	4,921			$	573			$	21,546			$	517			$	39,517


		As of and for the Six Months Ended June 30, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Beginning balance		$	1,629			$	5,892			$	2,826			$	4,613			$	523			$	21,470			$	315			$	37,268
Charge-offs			—				—				—				—				—				(5,138	)			(10	)			(5,148	)
Recoveries			2				—				—				—				13				715				—				730
Net recoveries (charge-offs)			2				—				—				—				13				(4,423	)			(10	)			(4,418	)
Provision for credit losses			54				438				(359	)			1,446				(107	)			3,789				99				5,360
Ending balance		$	1,685			$	6,330			$	2,467			$	6,059			$	429			$	20,836			$	404			$	38,210
Components:
Allowance for credit losses on loans		$	1,675			$	6,281			$	1,882			$	6,037			$	401			$	20,222			$	363			$	36,861
Allowance for credit losses on unfunded credit commitments			10				49				585				22				28				614				41				1,349
Total ACL		$	1,685			$	6,330			$	2,467			$	6,059			$	429			$	20,836			$	404			$	38,210

Allowance for Credit Losses and Balances by Type of Allowance Methodology

The following tables provide information regarding the allowance for credit losses and balances by type of allowance methodology.


		As of June 30, 2026
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Allowance for credit losses:
Collectively evaluated for credit losses		$	2,520			$	6,371			$	1,740			$	4,901			$	535			$	14,962			$	470			$	31,499
Individually evaluated for credit loss			—				—				—				—				—				5,894				—				5,894
Total		$	2,520			$	6,371			$	1,740			$	4,901			$	535			$	20,856			$	470			$	37,393
Loans and lease receivables:
Collectively evaluated for credit losses		$	345,984			$	874,669			$	216,358			$	650,294			$	58,981			$	1,357,949			$	46,027			$	3,550,262
Individually evaluated for credit loss			—				—				11,424				4,111				—				22,527				—				38,062
Total		$	345,984			$	874,669			$	227,782			$	654,405			$	58,981			$	1,380,476			$	46,027			$	3,588,324


		As of December 31, 2025
		Owner Occupied				Non-Owner Occupied				Construction and Land Development				Multi- Family				1-4 Family				Commercial and Industrial				Consumer and Other				Total
		(In Thousands)
Allowance for credit losses:
Collectively evaluated for credit losses		$	1,902			$	6,306			$	1,871			$	4,915			$	521			$	14,439			$	373			$	30,327
Individually evaluated for credit loss			—				—				—				—				—				5,550				—				5,550
Total		$	1,902			$	6,306			$	1,871			$	4,915			$	521			$	19,989			$	373			$	35,877
Loans and lease receivables:
Collectively evaluated for credit losses		$	293,706			$	885,870			$	233,979			$	567,176			$	60,661			$	1,249,015			$	40,965			$	3,331,372
Individually evaluated for credit loss			—				—				14,581				4,292				—				24,982				—				43,855
Total		$	293,706			$	885,870			$	248,560			$	571,468			$	60,661			$	1,273,997			$	40,965			$	3,375,227