The composition of deposits is shown below. Average balances represent year-to-date averages.


	June 30, 2026				December 31, 2025
	Balance		Average Balance		Balance		Average Balance
	(Dollars in Thousands)
Non-interest-bearing transaction accounts	$	420,556	$	421,518	$	378,770	$	419,691
Interest-bearing transaction accounts		1,297,353		1,250,191		1,103,696		1,018,736
Money market accounts		936,914		928,183		905,773		856,554
Certificates of deposit		222,852		254,467		284,764		236,848
Wholesale deposits		714,490		636,186		707,412		737,253
Total deposits	$	3,592,165	$	3,490,545	$	3,380,415	$	3,269,082

A summary of annual maturities of core and wholesale certificates of deposit at June 30, 2026 is as follows:


(In Thousands)
Maturities during the year ended December 31,
2026	$	339,269
2027		151,499
2028		55,384
2029		30,894
2030		34,017
Thereafter		1,022
	$	612,085

Wholesale deposits include $389.2 million and $325.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at June 30, 2026, compared to $537.1 million and $170.3 million of wholesale certificates of deposit and non-reciprocal interest-bearing transaction accounts, respectively, at December 31, 2025. The Corporation has entered into derivative contracts hedging a portion of the certificates of deposit included above. As of June 30, 2026, the notional amount of derivatives designated as cash flow hedges totaled $429.1 million with a weighted average remaining maturity of 3.09 years and a weighted average rate of 3.88%.

Certificates of deposit and wholesale deposits denominated in amounts greater than $250,000 were $70.8 million at June 30, 2026 and $113.0 million at December 31, 2025.