Exhibit 99.1

 

GM Financial Automobile Leasing Trust 2025-3

4.610% Exchange Note

Class A-1 4.35900% Asset Backed Notes

Class A-2A 4.19% Asset Backed Notes

Class A-2B Floating Asset Backed Notes

Class A-3 4.17% Asset Backed Notes

Class A-4 4.20% Asset Backed Notes

Class B 4.41% Asset Backed Notes

Class C 4.60% Asset Backed Notes

Servicer’s Certificate

 

Beginning of Period: 06/01/26
End of Period: 06/30/26
Number of days in Interest Period (Actual/360): 28
Number of days in Collection Period: 30
Report Due Date: 07/16/26
Distribution Date: 07/20/26
Transaction Month: 11

 

             Original Agg. 
2025-3
Designated Pool
  Units   Start Date  Closing Date  Securitization
Value
 
           33,089   07/02/2025  08/13/2025  $1,105,522,523 
                 
Total   33,089         $1,105,522,523 

 

RECONCILIATION OF 2025-3 DESIGNATED POOL AGGREGATE SECURITIZATION VALUE

 

{1}  Beginning of period Aggregate Securitization Value             {1}   $881,263,312 
                 
{2}  Reduction in Agg. Securitization Value due to payments  {2}   8,722,768      
{3}  Reduction in Agg. Securitization Value due to Defaulted Leases  {3}   1,188,806      
{4}  Reduction in Agg. Securitization Value due to early terminations, dealer buyouts, cancellations, repurchases  {4}   21,892,379      
{5}  Other adjustments  {5}   0      
{6}  Total change in Agg. Securitization Value      {6}    31,803,953 
                 
{7}  End of period Aggregate Securitization Value      {7}   $849,459,359 
                 
{8}  Pool Factor      {8}    76.837816%

 

RECONCILIATION OF 2025-3 EXCHANGE NOTE

 

{9}  Original Exchange Note Balance  {9}  $1,050,000,000 
            
{10}  Beginning of period Exchange Note Balance  {10}  $825,740,789 
            
{11}  Exchange Note Principal Payment Amount  {11}   31,803,953 
            
{12}  End of period Exchange Note Balance  {12}  $793,936,836 
            
{13}  Note Pool Factor  {13}   75.613032%

 

1 

 

 

RECONCILIATION OF THE ASSET BACKED NOTES

 

         Class A-1   Class A-2A   Class A-2B   Class A-3   Class A-4 
{14}  Original Note Balance  {14}  $134,310,000   $215,600,000   $135,000,000   $350,500,000   $65,000,000 
                                
{15}  Beginning of period Note Balance  {15}  $0   $153,512,509   $96,123,325   $350,500,000   $65,000,000 
                                
{16}  Noteholders’ Principal Distributable Amount  {16}   0    19,557,707    12,246,246    0    0 
{17}  Noteholders’ Accelerated Principal Amount  {17}   0    0    0    0    0 
{18}  Aggregate Principal Parity Amount  {18}   0    0    0    0    0 
{19}  Matured Principal Shortfall  {19}   0    0    0    0    0 
                                
{20}  End of period Note Balance  {20}  $0   $133,954,802   $83,877,079   $350,500,000   $65,000,000 
                                
{21}  Note Pool Factor  {21}   0.000000%   62.131170%   62.131170%   100.0000000%   100.000000%

 

         Class B   Class C   TOTAL 
{22}  Original Note Balance  {22}  $49,190,000   $45,330,000   $994,930,000 
                      
{23}  Beginning of period Note Balance  {23}  $49,190,000   $45,330,000   $759,655,834 
                      
{24}  Noteholders’ Principal Distributable Amount  {24}   0    0    31,803,953 
{25}  Noteholders’ Accelerated Principal Amount  {25}   0    0    0 
{26}  Aggregate Principal Parity Amount  {26}   0    0    0 
{27}  Matured Principal Shortfall  {27}   0    0    0 
                      
{28}  End of period Note Balance  {28}  $49,190,000   $45,330,000   $727,851,881 
                      
{29}  Note Pool Factor  {29}   100.000000%   100.000000%   73.156089%

 

EXCHANGE NOTE MONTHLY PRINCIPAL PAYMENT AND INTEREST CALCULATIONS

 

   Principal payment calculation:           
{30}  Beginning of period Designated Pool Balance             {30}   $881,263,312 
                 
{31}  Ending Designated Pool Balance  {31}   849,459,359      
{32}  Unpaid prior Exchange Note Principal Payment Amount  {32}   0      
{33}  Sum of {31} + {32}      {33}    849,459,359 
                 
{34}  Exchange Note Principal Payment Amount {30} - {33}      {34}   $31,803,953 

 

   Interest calculation:                   
                    Beg Note
Balance
   Interest
Carryover
   Interest
Rate
   Days  Days Basis  Interest 
{35}            $825,740,789   $0    4.610%  30  30/360  $3,172,221 

 

2 

 

 

RECONCILIATION OF EXCHANGE NOTE COLLECTION ACCOUNT

 

   Additions:           
{36}  2025-3 Designated Pool Collections (net of Liquidation Proceeds and fees)  {36}  $15,188,791             
{37}  Net Liquidation Proceeds collected during period  {37}   26,124,171      
{38}  Investment Earnings  {38}   109,984      
{39}  Investment Earnings - transferred to Indenture Note Collection Account  {39}   (109,984)     
{40}  Deposit from Servicer  {40}   0      
                 
{41}  Total Additions:      {41}    41,312,962 

 

   Distributions:           
{42}  To the Servicer, Designated Pool Servicing Fee  {42}   734,386             
{43}  To the 2025-3 Exchange Noteholder, the Exchange Note Interest Payment Amount  {43}   3,172,221      
{44}  To the 2025-3 Exchange Noteholder, the Exchange Note Principal Payment Amount  {44}   31,803,953      
{45}  To the 2025-3 Exchange Noteholder, any funds available to pay obligations pursuant to Indenture Section 8.3 (a)(i) through (xiv)  {45}   0      
{46}  To the 2025-3 Exchange Noteholder, all remaining funds to be applied as Excess Exchange Note Payments  {46}   5,602,402      
                 
{47}  Total Distributions:      {47}   $41,312,962 

 

NOTEHOLDERS’ MONTHLY PRINCIPAL PAYMENT AND INTEREST CALCULATIONS

 

   Noteholders’ Principal Distributable calculation:                   
{48}  Beginning Agg. Securitization Value  {48}  $881,263,312                                     
{49}  Ending Agg. Securitization Value  {49}   849,459,359                
{50}  Principal Distributable Amount {48} - {49}      {50}    31,803,953           
                           
{51}  Noteholders’ Principal Carryover Amount      {51}    0           
                           
{52}  Principal Distributable Amount + Noteholders’ Principal Carryover Amount           {52}    31,803,953      
                           
{53}  Amount required to reduce Outstanding Amount after giving effect to distributions made pursuant to Indenture Section 8.3 (a) (i) through (x) to the Required Pro Forma Note Balance           {53}    31,803,953      
                           
{54}  Noteholders’ Principal Distributable Amount Lesser of {52} and {53}                {54}   $31,803,953 

 

   Noteholders’ Interest Distributable calculation:               
   Class  Beg Note
Balance
   Interest
Carryover
   Interest
Rate
   Days  Days Basis  Interest 
{55}  Class A-1  $0   $        0    4.35900%  28  Actual/360  $0 
{56}  Class A-2A  $            0    4.19%  30  30/360   536,015 
{57}  Class A-2B  $96,123,325    0    3.95872%  28  Actual/360   295,965 
{58}  Class A-3  $350,500,000    0    4.17%  30  30/360   1,217,988 
{59}  Class A-4  $65,000,000    0    4.20%  30  30/360   227,500 
{60}  Class B  $49,190,000    0    4.41%  30  30/360   180,774 
{61}  Class C  $45,330,000    0    4.60%  30  30/360   173,765 

 

3 

 

 

RECONCILIATION OF INDENTURE COLLECTION ACCOUNT

 

   Available Funds:           
{62}  2025-3 Exchange Note Collections  {62}  $40,578,576             
{63}  Investment Earnings  {63}   0      
{64}  Investment Earnings - transferred from Exchange Note Collection Account  {64}   109,984      
{65}  Investment Earnings - and amounts released from Reserve Account pursuant to Section 2.14(b)(ii) of Servicing Supplement  {65}   7,947      
{66}  Optional Purchase Price  {66}   0      
{67}  Indenture Section 5.4 disposition of Collateral  {67}   0      
{68}  Available Funds:      {68}    40,696,507 
                 
{69}  Reserve Account Withdrawal Amount  {69}   0      
                 
{70}  Total Distributable Funds:      {70}    40,696,507 

 

   Distributions:           
{71}  To the Successor Servicer, unpaid transition expenses, pro rata  {71}   0             
{72}  To the Indenture Trustee, any accrued and unpaid fees & expenses, pro rata  {72}   417      
{73}  To the Issuer Owner Trustee, any accrued and unpaid fees & expenses, pro rata  {73}   250      
{74}  To the Asset Representations Reviewer, any accrued and unpaid fees & expenses, pro rata  {74}   0      
{75}  Class A-1 Noteholders’ Interest Distributable Amount pari passu  {75}   0      
{76}  Class A-2A Noteholders’ Interest Distributable Amount pari passu  {76}   536,015      
{77}  Class A-2B Noteholders’ Interest Distributable Amount pari passu  {77}   295,965      
{78}  Class A-3 Noteholders’ Interest Distributable Amount pari passu  {78}   1,217,988      
{79}  Class A-4 Noteholders’ Interest Distributable Amount pari passu  {79}   227,500      
{80}  Class A Noteholders’ Principal Parity Amount or Matured Principal Shortfall  {80}   0      
{81}  Class B Noteholders’ Interest Distributable Amount  {81}   180,774      
{82}  Class B Noteholders’ Principal Parity Amount or Matured Principal Shortfall  {82}   0      
{83}  Class C Noteholders’ Interest Distributable Amount  {83}   173,765      
{84}  Class C Noteholders’ Principal Parity Amount or Matured Principal Shortfall  {84}   0      
{85}  Noteholders’ Principal Distributable Amount  {85}   31,803,953      
{86}  To the Reserve Account, the Reserve Account Required Amount  {86}   0      
{87}  To the Noteholders, the Accelerated Principal Amount (as calculated below)  {87}   0      
{88}  To the Successor Servicer, any amounts in excess of the caps set forth, pro rata  {88}   0      
{89}  To the Indenture Trustee, any amounts in excess of the caps set forth, pro rata  {89}   0      
{90}  To the Asset Representations Reviewer, any amounts in excess of the caps set forth, pro rata  {90}   0      
{91}  To the Issuer Owner Trustee, any amounts in excess of the caps set forth, pro rata  {91}   0      
{92}  To the Issuer Trust Certificateholders, the aggregate amount remaining  {92}   6,259,880      
                 
{93}  Total Distributions:      {93}   $40,696,507 

 

4 

 

 

PRINCIPAL PARITY AMOUNT CALCULATION

 

   Class  (X)
Cumulative
Note Balance
   (Y)
Aggregate
Securitization
Value
   (I)
Excess of
(X) - (Y)
   (II)
Total
Available
Funds in
Indenture
Collection
Account
   Lesser of
(I) or (II)
 
{94}  Class A  $665,135,834   $849,459,359   $0   $38,418,372   $0 
{95}  Class B   714,325,834    849,459,359    0    38,237,598    0 
{96}  Class C   759,655,834    849,459,359    0    38,063,833    0 

 

ACCELERATED PRINCIPAL AMOUNT CALCULATION

 

{97}  Excess Total Available Funds                         {97}   $6,259,880             
{98}  Beginning Note Balance  {98}   759,655,834                
{99}  Principal payments through Indenture Section 8.3 (a) (i) through (xii)  {99}   31,803,953                
{100}  Pro-Forma Note Balance      {100}    727,851,881           
                           
{101}  Ending Aggregate Securitization Value  {101}   849,459,359                
{102}  11.0% of Aggregate Securitization Value as of Cutoff until Class A-2 is paid in full, 10.5% Thereafter ($121,607,478)  {102}   121,607,478                
{103}  Required Pro Forma Note Balance {101} - {102}      {103}    727,851,881           
                           
{104}  Excess of Pro Forma Balance minus Required Pro Forma Balance {100} - {103}           {104}    0      
                           
{105}  Lesser of Excess Total Available Funds and Excess of Pro Forma Note Balance                {105}   $0 

 

OVERCOLLATERALIZATION CALCULATIONS

 

   Exchange Note:           
{106}  Ending Aggregate Securitization Value  {106}  $849,459,359             
{107}  End of Period Note Balance  {107}   793,936,836      
{108}  Overcollateralization  {108}   55,522,523      
{109}  Overcollateralization %      {109}    6.54%

 

   Asset Backed Notes:           
{110}  Ending Aggregate Securitization Value  {110}   849,459,359             
{111}  End of Period Note Balance  {111}   727,851,881      
{112}  Overcollateralization  {112}   121,607,478      
{113}  Overcollateralization %      {113}    14.32%

 

5 

 

 

RECONCILIATION OF 2025-3 CASH RESERVE ACCOUNT

 

{114}  Specified Reserve Balance             {114}   $2,763,806 
                 
{115}  Beginning of Period Reserve Account balance      {115}   $2,763,806 
{116}  Investment Earnings  {116}   7,947      
{117}  From the Indenture Collection Account, the Reserve Account Required Amount  {117}   0      
{118}  To the Indenture Collection Account, the Reserve Account Withdrawal Amount  {118}   0      
{119}  Total Reserve balance available:      {119}    2,771,753 
                 
{120}  Specified Reserve Balance      {120}    2,763,806 
                 
{121}  Release Excess Cash to Indenture Collection Available Funds      {121}    7,947 
                 
{122}  End of period Reserve Account balance      {122}   $2,763,806 

 

ASSET REPRESENTATIONS REVIEW DELINQUENCY TRIGGER

 

         Dollars   Percentage 
{123}  Receivables with Scheduled Payment delinquent 61 days or more  {123}  $1,280,191    0.15%
                 
{124}  Compliance (Trigger Violation is a Delinquency Rate Greater Than 1.40%)  {124}         Yes 

 

By: /s/ Ellen Billings  
Name:  Ellen Billings  
Title: Senior Vice President, Controller – North America  
Date: July 15, 2026  

 

6 

 

 

GM Financial

GMALT 2025-3

Supplemental Monthly Data

June 30, 2026

 

   Aggregate
Securitization
Value
   Residual
Value
 
Beginning of Period  $881,263,312   $742,339,567 
Change   (31,803,953)   (20,859,722)
End of Period  $849,459,359   $721,479,845 
           
Residual Value as % of Agg. Securitization Value        84.93%

 

Delinquency

 

Leases with scheduled payment delinquent  Number of
Leases
   Agg.
Securitization
Value
   Percentage(1) 
0 - 30 days   28,075    844,344,684    99.40%
31 - 60 days   117    3,834,484    0.45%
61 - 90 days   34    1,028,075    0.12%
91 - 120 days   7    252,116    0.03%
Total   28,233    849,459,359    100.00%

 

Lease Terminations

 

   Current Period   Cumulative 
   Number of
Leases
   Agg.
 Securitization
Value
   Number of
Leases
   Agg.
Securitization
Value
 
Retained vehicles by lessee                
Early terminations   449    12,789,692    2,733    85,658,862 
Standard terminations   88    2,008,089    414    9,507,502 
Total retained by lessee   537    14,797,781    3,147    95,166,364 
Returned Vehicles                    
Early terminations   141    4,134,484    798    22,558,255 
Standard terminations   100    2,960,114    355    9,634,000 
Total returned to dealer   241    7,094,598    1,153    32,192,255 
Charged off leases / Repossessed vehicles   37    1,188,806    555    17,455,801 
Repurchases   0    0    1    33,892 
Other   0    0    0    0 
Total terminations   815    23,081,185    4,856    144,848,312 

 

Lease Extensions/Deferments

 

   Current Period 
   Number of
Leases
   Agg.
Securitization
Value
   Percentage 
             
Term Extensions   51    1,217,224    0.14%
                
Deferments   12    504,140    0.06%

 

7 

 

 

Net Credit (Gain) Loss

 

   Current
Period
   Cumulative 
Agg. Securitized Value of early term defaults   1,188,806    17,455,801 
less: Sales proceeds   1,568,763    17,045,667 
less: Excess wear and excess mileage received   164    2,634 
less: Other amounts received   0    0 
Net Credit (Gain) Loss   (380,121)   407,500 

 

Residual (Gain) Loss on Returned Vehicles

 

Agg. Securitized Value of returned vehicles sold by Servicer   7,075,089    32,071,694 
add: Reimbursement of outstanding residual advance   N/A     N/A 
less: Sales proceeds   7,778,985    35,471,553 
less: Excess wear and excess mileage received   30,141    128,244 
less: Other recovery amounts   0    0 
Residual (Gain) Loss   (734,037)   (3,528,103)

 

   Current
Period
   Prev. Month 
Prepay Speed   1.0098%   0.6382%
           
Return Rate based on Scheduled to Terminate(2)   54.0359%   46.6184%
           
Return Rate based on Terminated Leases(3)   29.5706%   31.1290%

 

(1)Percentages may not add to 100% due to rounding.
(2)Percentage of total number of vehicles returned to dealer over number of vehicles scheduled to terminate per month.
(3)Percentage of total number of vehicles returned to dealer over number of vehicles terminated per month.

8