AutoNation Finance Income (Tables)

6 Months Ended

Jun. 30, 2026

AutoNation Finance Income [Abstract]

AutoNation Finance Income

The following table presents the components of AutoNation Finance income:


			Three Months Ended												Six Months Ended
			June 30,												June 30,
			2026						2025						2026						2025
Interest margin:
Interest and fee income			$	68.6					$	48.6					$	131.3					$	90.5
Interest expense			(27.1)						(17.8)						(51.5)						(31.7)
Total interest margin			41.5						30.8						79.8						58.8
Provision for credit losses			(20.1)						(19.2)						(39.6)						(38.1)
Total interest margin after provision for credit losses			21.4						11.6						40.2						20.7
Direct expenses(1)			(10.7)						(9.6)						(20.1)						(18.6)

AutoNation Finance income			$	10.7					$	2.0					$	20.1					$	2.1

(1) Direct expenses are comprised primarily of compensation expense and loan administration costs incurred by our auto finance company.