| Schedule of Reconciliation of Basic and Diluted Earnings Per Share |
The reconciliation of basic and diluted earnings per share for the three and six months ended June 30, 2026 and 2025 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended | | June 30, 2026 | | June 30, 2025 | | Diluted | | Basic | | Diluted | | Basic | | Consolidated operations | | | | | | | | | Income available to common stockholders | $ | 87,573 | | | $ | 87,573 | | | $ | 111,720 | | | $ | 111,720 | | | | | | | | | | | Average equivalent shares | | | | | | | | | Shares of common stock | 63,634 | | | 63,634 | | | 65,995 | | | 65,995 | | | Effect of dilutive stock-based compensation | | | | | | | | | Stock options | 224 | | | — | | | 568 | | | — | | | Restricted stock | 350 | | | — | | | 485 | | | — | | | Total average equivalent shares | 64,208 | | | 63,634 | | | 67,048 | | | 65,995 | | | Net income per share | $ | 1.36 | | | $ | 1.38 | | | $ | 1.67 | | | $ | 1.69 | |
| | | | | | | | | | | | | | | | | | | | | | | | | Six Months Ended | | June 30, 2026 | | June 30, 2025 | | Diluted | | Basic | | Diluted | | Basic | | Consolidated operations | | | | | | | | | Income available to common stockholders | $ | 160,247 | | | $ | 160,247 | | | $ | 190,518 | | | $ | 190,518 | | | | | | | | | | | Average equivalent shares | | | | | | | | | Shares of common stock | 63,841 | | | 63,841 | | | 66,132 | | | 66,132 | | | Effect of dilutive stock-based compensation | | | | | | | | | Stock options | 262 | | | — | | 579 | | | — | | Restricted stock | 401 | | | — | | 551 | | | — | | Total average equivalent shares | 64,504 | | | 63,841 | | | 67,262 | | | 66,132 | | | Net income per share | $ | 2.48 | | | $ | 2.51 | | | $ | 2.83 | | | $ | 2.88 | |
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