​

​

Three Months Ended

​

Six Months Ended

​

​

June 30,

​

June 30,

(Dollars in thousands)

​

2026

​

2025

​

2026

​

2025

Net Income (GAAP)

​

​

​

​

​

​

​

​

​

​

​

​

Interest income

​

$

838,259

​

$

840,504

​

$

1,655,088

​

$

1,649,070

Interest expense

​

​

262,310

​

​

262,556

​

​

517,534

​

​

526,575

Net interest income (a)

​

​

575,949

​

​

577,948

​

​

1,137,554

​

​

1,122,495

Provision for credit losses

​

​

15,919

​

​

7,505

​

​

26,727

​

​

108,067

Net interest income after provision for credit losses

​

​

560,030

​

​

570,443

​

​

1,110,827

​

​

1,014,428

Total noninterest income

​

​

​

​

​

​

​

​

​

​

​

​

Securities (losses) gain, net

​

​

—

​

​

—

​

​

—

​

​

(228,811)

Gain on sale-leaseback, net of transaction costs

​

​

—

​

​

—

​

​

—

​

​

229,279

Other operating noninterest income

​

​

96,726

​

​

86,817

​

​

196,824

​

​

172,437

Total noninterest income

​

​

96,726

​

​

86,817

​

​

196,824

​

​

172,905

Total noninterest expense

​

​

​

​

​

​

​

​

​

​

​

​

Employee salaries

​

​

144,142

​

​

135,895

​

​

286,612

​

​

271,623

Employee commissions

​

​

19,221

​

​

14,278

​

​

35,333

​

​

25,554

Employee incentives

​

​

34,119

​

​

33,623

​

​

63,776

​

​

62,389

Other salaries and benefits

​

​

35,872

​

​

36,353

​

​

73,442

​

​

73,318

Deferred loan costs

​

​

(27,977)

​

​

(19,987)

​

​

(48,133)

​

​

(36,911)

Salaries and employee benefits

​

​

205,377

​

​

200,162

​

​

411,030

​

​

395,973

Occupancy expense

​

​

43,878

​

​

41,507

​

​

86,180

​

​

77,000

Information services expense

​

​

29,136

​

​

30,155

​

​

58,840

​

​

61,517

Professional fees

​

​

5,090

​

​

4,658

​

​

10,329

​

​

9,367

Amortization of intangibles

​

​

21,041

​

​

24,048

​

​

42,345

​

​

47,879

Business development and staff related

​

​

10,639

​

​

7,182

​

​

22,001

​

​

13,692

FDIC assessment and other regulatory charges

​

​

10,753

​

​

11,469

​

​

21,010

​

​

22,727

Merger and branch consolidation related expense

​

​

—

​

​

24,379

​

​

—

​

​

92,385

Other operating expense

​

​

31,835

​

​

31,501

​

​

65,538

​

​

63,347

Total noninterest expense

​

​

357,749

​

​

375,061

​

​

717,273

​

​

783,887

Income before income tax provision

​

​

299,007

​

​

282,199

​

​

590,378

​

​

403,446

Income tax provision

​

​

68,985

​

​

66,975

​

​

134,536

​

​

99,142

Net income (GAAP)

​

$

230,022

​

$

215,224

​

$

455,842

​

$

304,304

​

​

​

​

​

​

​

​

​

​

​

​

​

Net Interest Margin, Non-Tax Equivalent ("Non-TE") (GAAP)

​

​

​

​

​

​

​

​

​

​

​

​

Average interest earning assets (b)

​

$

61,133,759

​

$

57,710,001

​

$

60,670,045

​

$

57,604,313

Net interest margin, non-TE ((a)/(b)) (GAAP)

​

​

3.78%

​

​

4.02%

​

​

3.78%

​

​

3.93%