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  <xs:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxable" abstract="false" name="InterestAndFeeIncomeLoansAndLeasesTaxable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_InterestAndFeeIncomeLoansAndLeasesTaxExempt" abstract="false" name="InterestAndFeeIncomeLoansAndLeasesTaxExempt" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_InterestIncomeFederalHomeLoanBankStock" abstract="false" name="InterestIncomeFederalHomeLoanBankStock" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_GainLossOnLoanMortgageTransferredToHeldForSale" abstract="false" name="GainLossOnLoanMortgageTransferredToHeldForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_OtherRealEstateOwnedAndForeclosureExpenses" abstract="false" name="OtherRealEstateOwnedAndForeclosureExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_StockIssuedUnderDividendReinvestmentAndStockPurchasePlanInShares" abstract="false" name="StockIssuedUnderDividendReinvestmentAndStockPurchasePlanInShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="frme_StockIssuedUnderDividendReinvestmentAndStockPurchasePlan" abstract="false" name="StockIssuedUnderDividendReinvestmentAndStockPurchasePlan" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_GainLossonSalesofLoansHeldforsale" abstract="false" name="GainLossonSalesofLoansHeldforsale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_GainLossOnInsuranceBenefits" abstract="false" name="GainLossOnInsuranceBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" abstract="false" name="ProceedsFromIssuanceOfCommonStockUnderEmployeeBenefitPlans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_BusinessAcquisitionAssetsLiabilitiesAssumedDuringPeriod" abstract="false" name="BusinessAcquisitionAssetsLiabilitiesAssumedDuringPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_ScheduleOfInvestmentsCostAndFairValueTableTextBlock" abstract="false" name="ScheduleOfInvestmentsCostAndFairValueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="frme_FinancingReceivablePurchasedWithCreditDeteriorationTableTextBlock" abstract="false" name="FinancingReceivablePurchasedWithCreditDeteriorationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="frme_ScheduleOfAllowanceForCreditLossesOffBalanceSheetTableTextBlock" abstract="false" name="ScheduleOfAllowanceForCreditLossesOffBalanceSheetTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="frme_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" abstract="false" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="frme_FirstSavingsFinancialGroupInc.Member" abstract="true" name="FirstSavingsFinancialGroupInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_NumberOfBankingCenters" abstract="false" name="NumberOfBankingCenters" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="frme_BusinessCombinationExchangeRatio" abstract="false" name="BusinessCombinationExchangeRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="frme_BusinessCombinationNumberOfConsecutiveTradingDays" abstract="false" name="BusinessCombinationNumberOfConsecutiveTradingDays" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDeposits" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAllowanceForCreditLossesLoans" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAllowanceForCreditLossesLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStock" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStock" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstateOwned" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstateOwned" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestReceivable" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashSurrenderValueOfLifeInsurance" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashSurrenderValueOfLifeInsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAssumedDeposits" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAssumedDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesFederalHomeLoanBankAdvances" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesFederalHomeLoanBankAdvances" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSubordinatedDebentures" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSubordinatedDebentures" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesInterestPayable" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesInterestPayable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTangibleAssetsNet" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedTangibleAssetsNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessAcquisitionProFormaNetIncomeLossAvailableToCommonStockholders" abstract="false" name="BusinessAcquisitionProFormaNetIncomeLossAvailableToCommonStockholders" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_SecuritiesPledgedAsCollateral" abstract="false" name="SecuritiesPledgedAsCollateral" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" abstract="true" name="InvestmentsInDebtAndEquitySecuritiesReportedAtLessThanHistoricalCostMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_InvestmentHistoricalCost" abstract="false" name="InvestmentHistoricalCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_SecuritiesContinuousUnrealizedLossPositionFairValue" abstract="false" name="SecuritiesContinuousUnrealizedLossPositionFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" abstract="false" name="SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_PercentageOfTotalInvestmentPortfolioFairValue" abstract="false" name="PercentageOfTotalInvestmentPortfolioFairValue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="frme_CommercialAndIndustrialLoansMember" abstract="true" name="CommercialAndIndustrialLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_FarmingAndAgricultureMember" abstract="true" name="FarmingAndAgricultureMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_CommercialRealEstateNonOwnerOccupiedMember" abstract="true" name="CommercialRealEstateNonOwnerOccupiedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="frme_PublicFinanceAndOtherCommercialLoansMember" abstract="true" name="PublicFinanceAndOtherCommercialLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="frme_PerformingResidentialMortgageLoansMember" abstract="true" name="PerformingResidentialMortgageLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_FinancingReceivablePastDueIncreaseDecrease" abstract="false" name="FinancingReceivablePastDueIncreaseDecrease" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_FinancingReceivableNonaccrualIncreaseDecrease" abstract="false" name="FinancingReceivableNonaccrualIncreaseDecrease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_NumberOfLoanSegments" abstract="false" name="NumberOfLoanSegments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="frme_StandbyLettersOfCreditTerm" abstract="false" name="StandbyLettersOfCreditTerm" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="frme_BusinessAssetsAndOtherCollateralHeldMember" abstract="true" name="BusinessAssetsAndOtherCollateralHeldMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_PaymentDeferralAndExtendedMaturityMember" abstract="true" name="PaymentDeferralAndExtendedMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_InterestRateReductionExtendedMaturityAndPaymentDeferralMember" abstract="true" name="InterestRateReductionExtendedMaturityAndPaymentDeferralMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_FinancingReceivableModifiedDuringThePeriodWeightedAverageInterestRateBeforeModification" abstract="false" name="FinancingReceivableModifiedDuringThePeriodWeightedAverageInterestRateBeforeModification" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="frme_FinancingReceivableModifiedDuringThePeriodWeightedAverageInterestRateAfterModification" abstract="false" name="FinancingReceivableModifiedDuringThePeriodWeightedAverageInterestRateAfterModification" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="frme_ConstructionPortfolioSegmentMember" abstract="true" name="ConstructionPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_ConsumerAndResidentialPortfolioSegmentMember" abstract="true" name="ConsumerAndResidentialPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" abstract="false" name="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPayments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_CorporateObligationsandU.S.GovernmentSponsoredMortgageBackedSecuritiesMember" abstract="true" name="CorporateObligationsandU.S.GovernmentSponsoredMortgageBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="frme_MeasurementInputDiscountByLoanBalanceMember" abstract="true" name="MeasurementInputDiscountByLoanBalanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_ImpairedLoansMeasurementInput" abstract="false" name="ImpairedLoansMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="frme_InterestBearingDepositsWithBanksFairValueDisclosure" abstract="false" name="InterestBearingDepositsWithBanksFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="frme_FirstMerchantCapitalTrustIiMember" abstract="true" name="FirstMerchantCapitalTrustIiMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_AmerianaCapitalTrustIMember" abstract="true" name="AmerianaCapitalTrustIMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_FirstSavingsSubordinatedNotesMember" abstract="true" name="FirstSavingsSubordinatedNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_U.S.BankN.ACreditAgreementMember" abstract="true" name="U.S.BankN.ACreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_LevelOneBancorpIncMember" abstract="true" name="LevelOneBancorpIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_LongTermDebtMaturityAfterYearFour" abstract="false" name="LongTermDebtMaturityAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesLongTermDebtFairValueAdjustment" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoncurrentLiabilitiesLongTermDebtFairValueAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_RestrictedStockAwardsMember" abstract="true" name="RestrictedStockAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_EmployeeStockPurchasePlanEmployeeContributionAmount" abstract="false" name="EmployeeStockPurchasePlanEmployeeContributionAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_StockOptionsAndEmployeeStockPurchasePlanMember" abstract="true" name="StockOptionsAndEmployeeStockPurchasePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="frme_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualTermAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
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  <xs:element id="frme_EffectiveIncomeTaxRateReconciliationTaxExemptEarningsAndGainsOnLifeInsurance" abstract="false" name="EffectiveIncomeTaxRateReconciliationTaxExemptEarningsAndGainsOnLifeInsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="frme_EffectiveIncomeTaxRateReconciliationNondeductibleExpenseFDICPremiumsPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationNondeductibleExpenseFDICPremiumsPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="frme_EffectiveIncomeTaxRateReconciliationTaxExemptEarningsAndGainsOnLifeInsurancePercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationTaxExemptEarningsAndGainsOnLifeInsurancePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="frme_EarningsPerShareBasicAndDilutedEPSAbstract" abstract="true" name="EarningsPerShareBasicAndDilutedEPSAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
</xs:schema>
