v3.26.1
INCOME TAX (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Income Tax Disclosure [Abstract]        
Tax Jurisdiction of Domicile [Extensible Enumeration] UNITED STATES UNITED STATES UNITED STATES UNITED STATES
Amount        
Income Before Income Taxes $ 47,750 $ 65,119 $ 74,837 $ 128,335
Federal statutory income tax at 21% 10,028 13,675 15,716 26,950
State & Local taxes, net of Federal income tax effect (97) 297 (569) 604
Tax-exempt interest income (4,808) (4,643) (9,621) (9,241)
Non-deductible FDIC premiums 310 162 493 291
Tax-exempt earnings and gains on life insurance (488) (401) (1,212) (859)
Other non-taxable/non-deductible items 117 124 530 236
Tax credits (1,240) (915) (2,444) (1,818)
Other (52) (12) (192) 1
Income tax expense and effective tax rate $ 3,770 $ 8,287 $ 2,701 $ 16,164
Percent        
Federal statutory income tax at 21% 21.00% 21.00% 21.00% 21.00%
State & Local taxes, net of Federal income tax effect (0.20%) 0.50% (0.70%) 0.50%
Tax-exempt interest income (10.10%) (7.10%) (12.90%) (7.20%)
Non-deductible FDIC premiums 0.60% 0.20% 0.70% 0.20%
Tax-exempt earnings and gains on life insurance (1.00%) (0.70%) (1.60%) (0.70%)
Other non-taxable/non-deductible items 0.30% 0.20% 0.70% 0.20%
Tax credits (2.60%) (1.40%) (3.30%) (1.40%)
Other (0.10%) 0.00% (0.30%) 0.00%
Income tax expense and effective tax rate 7.90% 12.70% 3.60% 12.60%