<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019e2236-5468-7cc3-b615-32bb7a70f6f0,g:ea173942-c0b3-4f85-9a29-e3d3cbe9ac2c-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:amtb="http://www.amerantbank.com/20260630" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.amerantbank.com/20260630">
  <xs:import namespace="http://fasb.org/srt/2026" schemaLocation="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2026" schemaLocation="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/country/2026" schemaLocation="https://xbrl.sec.gov/country/2026/country-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2026" schemaLocation="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/stpr/2026" schemaLocation="https://xbrl.sec.gov/stpr/2026/stpr-2026.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="amtb-20260630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="amtb-20260630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="amtb-20260630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="amtb-20260630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://www.amerantbank.com/role/CoverPage">
        <link:definition>0000001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheets" roleURI="http://www.amerantbank.com/role/ConsolidatedBalanceSheets">
        <link:definition>9952151 - Statement - Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheetsParenthetical" roleURI="http://www.amerantbank.com/role/ConsolidatedBalanceSheetsParenthetical">
        <link:definition>9952152 - Statement - Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofOperationsandComprehensiveIncomeUnaudited" roleURI="http://www.amerantbank.com/role/ConsolidatedStatementsofOperationsandComprehensiveIncomeUnaudited">
        <link:definition>9952153 - Statement - Consolidated Statements of Operations and Comprehensive Income (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofChangesinStockholdersEquityUnaudited" roleURI="http://www.amerantbank.com/role/ConsolidatedStatementsofChangesinStockholdersEquityUnaudited">
        <link:definition>9952154 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofCashFlowsUnaudited" roleURI="http://www.amerantbank.com/role/ConsolidatedStatementsofCashFlowsUnaudited">
        <link:definition>9952155 - Statement - Consolidated Statements of Cash Flows (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessBasisofPresentationandSummaryofSignificantAccountingPolicies" roleURI="http://www.amerantbank.com/role/BusinessBasisofPresentationandSummaryofSignificantAccountingPolicies">
        <link:definition>9952156 - Disclosure - Business, Basis of Presentation and Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashandCashEquivalentsandTimeDepositswithotherBanks" roleURI="http://www.amerantbank.com/role/CashandCashEquivalentsandTimeDepositswithotherBanks">
        <link:definition>9952157 - Disclosure - Cash and Cash Equivalents and Time Deposits with other Banks</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Securities" roleURI="http://www.amerantbank.com/role/Securities">
        <link:definition>9952158 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Loans" roleURI="http://www.amerantbank.com/role/Loans">
        <link:definition>9952159 - Disclosure - Loans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLosses" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLosses">
        <link:definition>9952160 - Disclosure - Allowance for Credit Losses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TimeDeposits" roleURI="http://www.amerantbank.com/role/TimeDeposits">
        <link:definition>9952161 - Disclosure - Time Deposits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AdvancesFromtheFederalHomeLoanBank" roleURI="http://www.amerantbank.com/role/AdvancesFromtheFederalHomeLoanBank">
        <link:definition>9952162 - Disclosure - Advances From the Federal Home Loan Bank</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeInstruments" roleURI="http://www.amerantbank.com/role/DerivativeInstruments">
        <link:definition>9952163 - Disclosure - Derivative Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxes" roleURI="http://www.amerantbank.com/role/IncomeTaxes">
        <link:definition>9952164 - Disclosure - Income Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveLossIncomeAOCLAOCI" roleURI="http://www.amerantbank.com/role/AccumulatedOtherComprehensiveLossIncomeAOCLAOCI">
        <link:definition>9952165 - Disclosure - Accumulated Other Comprehensive Loss/Income (&#8220;AOCL/AOCI&#8221;)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingencies" roleURI="http://www.amerantbank.com/role/CommitmentsandContingencies">
        <link:definition>9952166 - Disclosure - Commitments and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurements" roleURI="http://www.amerantbank.com/role/FairValueMeasurements">
        <link:definition>9952167 - Disclosure - Fair Value Measurements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShare" roleURI="http://www.amerantbank.com/role/EarningsPerShare">
        <link:definition>9952168 - Disclosure - Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SupplementalCashFlowInformation" roleURI="http://www.amerantbank.com/role/SupplementalCashFlowInformation">
        <link:definition>9952169 - Disclosure - Supplemental Cash Flow Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies" roleURI="http://www.amerantbank.com/role/BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies">
        <link:definition>9955511 - Disclosure - Business, Basis of Presentation and Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesTables" roleURI="http://www.amerantbank.com/role/BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesTables">
        <link:definition>9955512 - Disclosure - Business, Basis of Presentation and Summary of Significant Accounting Policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesTables" roleURI="http://www.amerantbank.com/role/SecuritiesTables">
        <link:definition>9955513 - Disclosure - Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansTables" roleURI="http://www.amerantbank.com/role/LoansTables">
        <link:definition>9955514 - Disclosure - Loans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesTables" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesTables">
        <link:definition>9955515 - Disclosure - Allowance for Credit Losses (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TimeDepositsTables" roleURI="http://www.amerantbank.com/role/TimeDepositsTables">
        <link:definition>9955516 - Disclosure - Time Deposits (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AdvancesFromtheFederalHomeLoanBankTables" roleURI="http://www.amerantbank.com/role/AdvancesFromtheFederalHomeLoanBankTables">
        <link:definition>9955517 - Disclosure - Advances From the Federal Home Loan Bank (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeInstrumentsTables" roleURI="http://www.amerantbank.com/role/DerivativeInstrumentsTables">
        <link:definition>9955518 - Disclosure - Derivative Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveLossIncomeAOCLAOCITables" roleURI="http://www.amerantbank.com/role/AccumulatedOtherComprehensiveLossIncomeAOCLAOCITables">
        <link:definition>9955519 - Disclosure - Accumulated Other Comprehensive Loss/Income (&#8220;AOCL/AOCI&#8221;) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesTables" roleURI="http://www.amerantbank.com/role/CommitmentsandContingenciesTables">
        <link:definition>9955520 - Disclosure - Commitments and Contingencies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsTables" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsTables">
        <link:definition>9955521 - Disclosure - Fair Value Measurements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareTables" roleURI="http://www.amerantbank.com/role/EarningsPerShareTables">
        <link:definition>9955522 - Disclosure - Earnings Per Share (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SupplementalCashFlowInformationTables" roleURI="http://www.amerantbank.com/role/SupplementalCashFlowInformationTables">
        <link:definition>9955523 - Disclosure - Supplemental Cash Flow Information (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesNarrativeDetails" roleURI="http://www.amerantbank.com/role/BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesNarrativeDetails">
        <link:definition>9955524 - Disclosure - Business, Basis of Presentation and Summary of Significant Accounting Policies - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesScheduleofDividendsDeclaredDetails" roleURI="http://www.amerantbank.com/role/BusinessBasisofPresentationandSummaryofSignificantAccountingPoliciesScheduleofDividendsDeclaredDetails">
        <link:definition>9955525 - Disclosure - Business, Basis of Presentation and Summary of Significant Accounting Policies - Schedule of Dividends Declared (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashandCashEquivalentsandTimeDepositswithotherBanksDetails" roleURI="http://www.amerantbank.com/role/CashandCashEquivalentsandTimeDepositswithotherBanksDetails">
        <link:definition>9955526 - Disclosure - Cash and Cash Equivalents and Time Deposits with other Banks (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofAvailableforSaleSecuritiesfromAmortizedCosttoFairValueDetails" roleURI="http://www.amerantbank.com/role/SecuritiesScheduleofAvailableforSaleSecuritiesfromAmortizedCosttoFairValueDetails">
        <link:definition>9955527 - Disclosure - Securities - Schedule of Available for Sale Securities from Amortized Cost to Fair Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesNarrativeDetails" roleURI="http://www.amerantbank.com/role/SecuritiesNarrativeDetails">
        <link:definition>9955528 - Disclosure - Securities - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofRealizedGainsLossesDetails" roleURI="http://www.amerantbank.com/role/SecuritiesScheduleofRealizedGainsLossesDetails">
        <link:definition>9955529 - Disclosure - Securities - Schedule of Realized Gains (Losses) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofAvailableforSaleSecuritieswithUnrealizedLossesDetails" roleURI="http://www.amerantbank.com/role/SecuritiesScheduleofAvailableforSaleSecuritieswithUnrealizedLossesDetails">
        <link:definition>9955530 - Disclosure - Securities - Schedule of Available for Sale Securities with Unrealized Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofContractualMaturitiesofSecuritiesDetails" roleURI="http://www.amerantbank.com/role/SecuritiesScheduleofContractualMaturitiesofSecuritiesDetails">
        <link:definition>9955531 - Disclosure - Securities - Schedule of Contractual Maturities of Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofLoanPortfoliobyClassesDetails" roleURI="http://www.amerantbank.com/role/LoansScheduleofLoanPortfoliobyClassesDetails">
        <link:definition>9955532 - Disclosure - Loans - Schedule of Loan Portfolio by Classes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansNarrativeDetails" roleURI="http://www.amerantbank.com/role/LoansNarrativeDetails">
        <link:definition>9955533 - Disclosure - Loans - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofLoanPortfolioDelinquenciesDetails" roleURI="http://www.amerantbank.com/role/LoansScheduleofLoanPortfolioDelinquenciesDetails">
        <link:definition>9955534 - Disclosure - Loans - Schedule of Loan Portfolio Delinquencies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofNonaccrualStatusandLoansPastDueDetails" roleURI="http://www.amerantbank.com/role/LoansScheduleofNonaccrualStatusandLoansPastDueDetails">
        <link:definition>9955535 - Disclosure - Loans - Schedule of Nonaccrual Status and Loans Past Due (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofLoansHeldforSaleDetails" roleURI="http://www.amerantbank.com/role/LoansScheduleofLoansHeldforSaleDetails">
        <link:definition>9955536 - Disclosure - Loans - Schedule of Loans Held for Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesScheduleofAllowanceforLoanLossesDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesScheduleofAllowanceforLoanLossesDetails">
        <link:definition>9955537 - Disclosure - Allowance for Credit Losses - Schedule of Allowance for Loan Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesNarrativeDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesNarrativeDetails">
        <link:definition>9955538 - Disclosure - Allowance for Credit Losses - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesScheduleofMasterRiskCategoriesandAssociatedLoanRiskRatingsDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesScheduleofMasterRiskCategoriesandAssociatedLoanRiskRatingsDetails">
        <link:definition>9955539 - Disclosure - Allowance for Credit Losses - Schedule of Master Risk Categories and Associated Loan Risk Ratings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesScheduleofLoansHeldforInvestmentbyCreditQualityIndicatorsDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesScheduleofLoansHeldforInvestmentbyCreditQualityIndicatorsDetails">
        <link:definition>9955540 - Disclosure - Allowance for Credit Losses - Schedule of Loans Held for Investment by Credit Quality Indicators (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesScheduleofGrossChargeOffsDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesScheduleofGrossChargeOffsDetails">
        <link:definition>9955541 - Disclosure - Allowance for Credit Losses - Schedule of Gross Charge-Offs (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditLossesScheduleofAmortizedCostBasisofCollateralDependentImpairedLoansDetails" roleURI="http://www.amerantbank.com/role/AllowanceforCreditLossesScheduleofAmortizedCostBasisofCollateralDependentImpairedLoansDetails">
        <link:definition>9955542 - Disclosure - Allowance for Credit Losses - Schedule of Amortized Cost Basis of Collateral Dependent/ Impaired Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TimeDepositsNarrativeDetails" roleURI="http://www.amerantbank.com/role/TimeDepositsNarrativeDetails">
        <link:definition>9955543 - Disclosure - Time Deposits - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="TimeDepositsScheduleofTimeDepositMaturitiesDetails" roleURI="http://www.amerantbank.com/role/TimeDepositsScheduleofTimeDepositMaturitiesDetails">
        <link:definition>9955544 - Disclosure - Time Deposits - Schedule of Time Deposit Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AdvancesfromtheFederalHomeLoanBankDetails" roleURI="http://www.amerantbank.com/role/AdvancesfromtheFederalHomeLoanBankDetails">
        <link:definition>9955545 - Disclosure - Advances from the Federal Home Loan Bank (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeInstrumentsScheduleofDerivativeInstrumentsDetails" roleURI="http://www.amerantbank.com/role/DerivativeInstrumentsScheduleofDerivativeInstrumentsDetails">
        <link:definition>9955546 - Disclosure - Derivative Instruments - Schedule of Derivative Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeInstrumentsNarrativeDetails" roleURI="http://www.amerantbank.com/role/DerivativeInstrumentsNarrativeDetails">
        <link:definition>9955547 - Disclosure - Derivative Instruments - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxesDetails" roleURI="http://www.amerantbank.com/role/IncomeTaxesDetails">
        <link:definition>9955548 - Disclosure - Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofAOCLDetails" roleURI="http://www.amerantbank.com/role/AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofAOCLDetails">
        <link:definition>9955549 - Disclosure - Accumulated Other Comprehensive Loss/Income (&#8220;AOCL/AOCI&#8221;) - Schedule of Components of AOCL (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofOtherComprehensiveLossIncomeDetails" roleURI="http://www.amerantbank.com/role/AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofOtherComprehensiveLossIncomeDetails">
        <link:definition>9955550 - Disclosure - Accumulated Other Comprehensive Loss/Income (&#8220;AOCL/AOCI&#8221;) - Schedule of Components of Other Comprehensive (Loss) Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofOtherComprehensiveLossIncomeDetails_1" roleURI="http://www.amerantbank.com/role/AccumulatedOtherComprehensiveLossIncomeAOCLAOCIScheduleofComponentsofOtherComprehensiveLossIncomeDetails_1">
        <link:definition>9955550 - Disclosure - Accumulated Other Comprehensive Loss/Income (&#8220;AOCL/AOCI&#8221;) - Schedule of Components of Other Comprehensive (Loss) Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesNarrativeDetails" roleURI="http://www.amerantbank.com/role/CommitmentsandContingenciesNarrativeDetails">
        <link:definition>9955551 - Disclosure - Commitments and Contingencies - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesScheduleofFinancialInstrumentswhoseContractAmountRepresentsOffBalanceSheetCreditRiskDetails" roleURI="http://www.amerantbank.com/role/CommitmentsandContingenciesScheduleofFinancialInstrumentswhoseContractAmountRepresentsOffBalanceSheetCreditRiskDetails">
        <link:definition>9955552 - Disclosure - Commitments and Contingencies - Schedule of Financial Instruments whose Contract Amount Represents Off-Balance Sheet Credit Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CommitmentsandContingenciesScheduleofChangesintheAllowanceforCreditLossesforOffBalanceSheetDetails" roleURI="http://www.amerantbank.com/role/CommitmentsandContingenciesScheduleofChangesintheAllowanceforCreditLossesforOffBalanceSheetDetails">
        <link:definition>9955553 - Disclosure - Commitments and Contingencies - Schedule of Changes in the Allowance for Credit Losses for Off-Balance Sheet (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaRecurringBasisDetails" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsScheduleofAssetsandLiabilitiesMeasuredatFairValueonaRecurringBasisDetails">
        <link:definition>9955554 - Disclosure - Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofAssetsMeasuredatFairValueonaNonrecurringBasisDetails" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsScheduleofAssetsMeasuredatFairValueonaNonrecurringBasisDetails">
        <link:definition>9955555 - Disclosure - Fair Value Measurements - Schedule of Assets Measured at Fair Value on a Nonrecurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofFairValueMeasurementInputsandValuationTechniquesDetails" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsScheduleofFairValueMeasurementInputsandValuationTechniquesDetails">
        <link:definition>9955556 - Disclosure - Fair Value Measurements - Schedule of Fair Value Measurement Inputs and Valuation Techniques (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsNarrativeDetails" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsNarrativeDetails">
        <link:definition>9955557 - Disclosure - Fair Value Measurements - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueMeasurementsScheduleofEstimatedFairValueofFinancialInstrumentswhereFairValueDiffersfromCarryingValueDetails" roleURI="http://www.amerantbank.com/role/FairValueMeasurementsScheduleofEstimatedFairValueofFinancialInstrumentswhereFairValueDiffersfromCarryingValueDetails">
        <link:definition>9955558 - Disclosure - Fair Value Measurements - Schedule of Estimated Fair Value of Financial Instruments where Fair Value Differs from Carrying Value (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareScheduleofEarningsPerShareDetails" roleURI="http://www.amerantbank.com/role/EarningsPerShareScheduleofEarningsPerShareDetails">
        <link:definition>9955559 - Disclosure - Earnings Per Share - Schedule of Earnings Per Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EarningsPerShareNarrativeDetails" roleURI="http://www.amerantbank.com/role/EarningsPerShareNarrativeDetails">
        <link:definition>9955560 - Disclosure - Earnings Per Share - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SupplementalCashFlowInformationDetails" roleURI="http://www.amerantbank.com/role/SupplementalCashFlowInformationDetails">
        <link:definition>9955561 - Disclosure - Supplemental Cash Flow Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="amtb_CashAndCashEquivalentsAtCarryingValueIncludingRestrictedCash" abstract="false" name="CashAndCashEquivalentsAtCarryingValueIncludingRestrictedCash" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_TimeDepositsWithOtherBanks" abstract="false" name="TimeDepositsWithOtherBanks" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_LoansHeldForSaleAtLowerOfCostOrFairValue" abstract="false" name="LoansHeldForSaleAtLowerOfCostOrFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_InterestBearingDemandSavingsAndMoneyMarketDeposits" abstract="false" name="InterestBearingDemandSavingsAndMoneyMarketDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_InterestExpenseBearingDemandSavingsAndMoneyMarketDeposits" abstract="false" name="InterestExpenseBearingDemandSavingsAndMoneyMarketDeposits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_InterestExpenseSeniorNotes" abstract="false" name="InterestExpenseSeniorNotes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_DepositsandServiceFees" abstract="false" name="DepositsandServiceFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_LoanLevelDerivativeIncome" abstract="false" name="LoanLevelDerivativeIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_GainsLossOnLoansHeldForSaleCarriedAtLowerCostOrFairValueNet" abstract="false" name="GainsLossOnLoansHeldForSaleCarriedAtLowerCostOrFairValueNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_OtherRealEstateOwnedAndRepossessedAssetsIncomeExpenseNet" abstract="false" name="OtherRealEstateOwnedAndRepossessedAssetsIncomeExpenseNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_StockIssuedDuringPeriodSharesRestrictedStockAwardSurrendered" abstract="false" name="StockIssuedDuringPeriodSharesRestrictedStockAwardSurrendered" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="amtb_StockIssuedDuringPeriodValueRestrictedStockAwardSurrendered" abstract="false" name="StockIssuedDuringPeriodValueRestrictedStockAwardSurrendered" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_OriginationsOfMortgageLoansHeldForSaleAtFairValue" abstract="false" name="OriginationsOfMortgageLoansHeldForSaleAtFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_PaymentsForInInterestBearingDepositsWithOtherBanks" abstract="false" name="PaymentsForInInterestBearingDepositsWithOtherBanks" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ProceedsfromSaleofLoansHeldforinvestment1" abstract="false" name="ProceedsfromSaleofLoansHeldforinvestment1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ProceedsFromSalesOfOtherRealEstateOwned" abstract="false" name="ProceedsFromSalesOfOtherRealEstateOwned" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ProceedsFromBankOwnedLifeInsuranceDeathBenefits" abstract="false" name="ProceedsFromBankOwnedLifeInsuranceDeathBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_IncreaseDecreaseInDemandAndSavingsDeposits" abstract="false" name="IncreaseDecreaseInDemandAndSavingsDeposits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_CashAndCashEquivalentsAndTimeDepositsWithOtherBanksTextBlock" abstract="false" name="CashAndCashEquivalentsAndTimeDepositsWithOtherBanksTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="amtb_TimeDepositsDisclosureAbstract" abstract="true" name="TimeDepositsDisclosureAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amtb_ScheduleOfFinancingReceivablesByTypeOfCollateralTableTextBlock" abstract="false" name="ScheduleOfFinancingReceivablesByTypeOfCollateralTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="amtb_FivePointSevenFivePercentSeniorNotesdue2025Member" abstract="true" name="FivePointSevenFivePercentSeniorNotesdue2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_AmerantBankN.AMember" abstract="true" name="AmerantBankN.AMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_A2026RepurchaseProgramMember" abstract="true" name="A2026RepurchaseProgramMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_InterestEarningDepositsWithBanksAverageInterestRate" abstract="false" name="InterestEarningDepositsWithBanksAverageInterestRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_CashPledgedAsCollateralObligationToRepay" abstract="false" name="CashPledgedAsCollateralObligationToRepay" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_U.S.GovernmentAgencyAndSponsoredEnterpriseResidentialMortgageBackedSecuritiesMember" abstract="true" name="U.S.GovernmentAgencyAndSponsoredEnterpriseResidentialMortgageBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_U.S.GovernmentAgencyAndSponsoredEnterpriseCommercialMortgageBackedSecuritiesMember" abstract="true" name="U.S.GovernmentAgencyAndSponsoredEnterpriseCommercialMortgageBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_U.S.GovernmentAgencyAndSponsoredEnterpriseObligationsMember" abstract="true" name="U.S.GovernmentAgencyAndSponsoredEnterpriseObligationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_U.S.TreasuryBillsMember" abstract="true" name="U.S.TreasuryBillsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_U.S.TreasuryNotesMember" abstract="true" name="U.S.TreasuryNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_DebtSecuritiesAvailableForSaleAccruedInterest" abstract="false" name="DebtSecuritiesAvailableForSaleAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ProceedsFromSaleRedemptionAndCallsOfDebtSecuritiesAvailableForSale" abstract="false" name="ProceedsFromSaleRedemptionAndCallsOfDebtSecuritiesAvailableForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_NonownerOccupiedCommercialRealEstateLoansMember" abstract="true" name="NonownerOccupiedCommercialRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_MultiFamilyResidentialCommercialRealEstateLoansMember" abstract="true" name="MultiFamilyResidentialCommercialRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_LandDevelopmentAndConstructionLoansMember" abstract="true" name="LandDevelopmentAndConstructionLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_CommercialRealEstateLoansMember" abstract="true" name="CommercialRealEstateLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_SingleFamilyResidentialLoansMember" abstract="true" name="SingleFamilyResidentialLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_OwnerOccupiedLoansMember" abstract="true" name="OwnerOccupiedLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_SouthFloridaMember" abstract="true" name="SouthFloridaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_TampaMember" abstract="true" name="TampaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_CentralFloridaMember" abstract="true" name="CentralFloridaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_HoustonAndOtherRegionsMember" abstract="true" name="HoustonAndOtherRegionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" abstract="false" name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_LoansHeldForSale" abstract="false" name="LoansHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_NumberOfLoansSoldAtLowerOfCostOrFairValue" abstract="false" name="NumberOfLoansSoldAtLowerOfCostOrFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="amtb_ResidentialAndCommercialPortfolioSegmentMember" abstract="true" name="ResidentialAndCommercialPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_CommercialRealEstateAndCommercialPortfolioSegmentsMember" abstract="true" name="CommercialRealEstateAndCommercialPortfolioSegmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_IndividuallyEvaluatedMember" abstract="true" name="IndividuallyEvaluatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_OwnerOccupiedLoansIndividuallyEvaluatedMember" abstract="true" name="OwnerOccupiedLoansIndividuallyEvaluatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_TriggeringEventAxis" abstract="true" name="TriggeringEventAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="amtb_TriggeringEventDomain" abstract="true" name="TriggeringEventDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_WithSpecificReserveMember" abstract="true" name="WithSpecificReserveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_UnsecuredCommercialLoansMember" abstract="true" name="UnsecuredCommercialLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossPercentOfTotalLoans" abstract="false" name="FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossPercentOfTotalLoans" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestReservesForIncreaseInSpecificReserveAllocations" abstract="false" name="FinancingReceivableExcludingAccruedInterestReservesForIncreaseInSpecificReserveAllocations" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestAdditionalReserveRequirementsForChargeOffs" abstract="false" name="FinancingReceivableExcludingAccruedInterestAdditionalReserveRequirementsForChargeOffs" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestDueToLoanGrowth" abstract="false" name="FinancingReceivableExcludingAccruedInterestDueToLoanGrowth" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossChangesInCreditQualityAndMacroeconomicFactors" abstract="false" name="FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossChangesInCreditQualityAndMacroeconomicFactors" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestModifiedWithinThe12MonthsPreceding" abstract="false" name="FinancingReceivableExcludingAccruedInterestModifiedWithinThe12MonthsPreceding" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_InternalRiskRatingsLoanBalanceMinimum" abstract="false" name="InternalRiskRatingsLoanBalanceMinimum" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_InternalRiskRatingsLoanBalanceMaximum" abstract="false" name="InternalRiskRatingsLoanBalanceMaximum" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableIndividuallyEvaluatedForCreditLossMinimumBalanceRequirement" abstract="false" name="FinancingReceivableIndividuallyEvaluatedForCreditLossMinimumBalanceRequirement" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableLoanRiskRating" abstract="false" name="FinancingReceivableLoanRiskRating" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsYearOneOriginatedCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsYearOneOriginatedCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffsOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffsOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestRevolvingChargeOffs" abstract="false" name="FinancingReceivableExcludingAccruedInterestRevolvingChargeOffs" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FinancingReceivableExcludingAccruedInterestChargeOffs" abstract="false" name="FinancingReceivableExcludingAccruedInterestChargeOffs" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_OtherCollateralMember" abstract="true" name="OtherCollateralMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_SpecificReserveMember" abstract="true" name="SpecificReserveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_LoansToFinancialInstitutionsAndAcceptancesMember" abstract="true" name="LoansToFinancialInstitutionsAndAcceptancesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_FinancingReceivableWeightedAverageLoanToValueCoveragePercent" abstract="false" name="FinancingReceivableWeightedAverageLoanToValueCoveragePercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_InterestbearingTimeDepositBrokered" abstract="false" name="InterestbearingTimeDepositBrokered" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ContractualMaturitiesTimeDeposits100000OrMore12MonthsThrough36Months" abstract="false" name="ContractualMaturitiesTimeDeposits100000OrMore12MonthsThrough36Months" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ContractualMaturitiesTimeDeposits100000OrMoreAfter36Months" abstract="false" name="ContractualMaturitiesTimeDeposits100000OrMoreAfter36Months" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_WeightedAverageInterestRateOfTimeDeposits100000OrMore12MonthsThrough36Months" abstract="false" name="WeightedAverageInterestRateOfTimeDeposits100000OrMore12MonthsThrough36Months" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_WeightedAverageInterestRateOfTimeDeposits100000OrMoreAfter36Months" abstract="false" name="WeightedAverageInterestRateOfTimeDeposits100000OrMoreAfter36Months" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_FederalHomeLoanBankAdvancesBranchofFHLBBankInterestRateDueinYearTwo" abstract="false" name="FederalHomeLoanBankAdvancesBranchofFHLBBankInterestRateDueinYearTwo" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRateDueInYearThree" abstract="false" name="FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRateDueInYearThree" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRateDueInYearFour" abstract="false" name="FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRateDueInYearFour" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="amtb_GainOnEarlyRepaymentsOfAdvancesFromFederalHomeLoanBanks" abstract="false" name="GainOnEarlyRepaymentsOfAdvancesFromFederalHomeLoanBanks" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_CustomersMember" abstract="true" name="CustomersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_ThirdPartyBrokerMember" abstract="true" name="ThirdPartyBrokerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_LoansAndLeasesMember" abstract="true" name="LoansAndLeasesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_WithMaturitiesInSecondQuarterOf20272028And2029Member" abstract="true" name="WithMaturitiesInSecondQuarterOf20272028And2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_InterestRateRiskManagementStrategyMember" abstract="true" name="InterestRateRiskManagementStrategyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_DerivativeNumberofInstrumentsTerminated" abstract="false" name="DerivativeNumberofInstrumentsTerminated" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="amtb_GainLossOnTerminationOfCashFlowHedge" abstract="false" name="GainLossOnTerminationOfCashFlowHedge" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_FederalHomeLoanBankAdvancesReductionofInterestExpense" abstract="false" name="FederalHomeLoanBankAdvancesReductionofInterestExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ParticipationAgreementAssumptionOfFutureCreditLosses" abstract="false" name="ParticipationAgreementAssumptionOfFutureCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ParticipationAgreementCreditLosses" abstract="false" name="ParticipationAgreementCreditLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ParticipationAgreementAssumptionOfFutureCreditLossesMaximumLossCap" abstract="false" name="ParticipationAgreementAssumptionOfFutureCreditLossesMaximumLossCap" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_NonAgencyCommercialMortgageBackedSecuritiesMember" abstract="true" name="NonAgencyCommercialMortgageBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_MortgageServicingRights" abstract="false" name="MortgageServicingRights" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_LoansHeldForSaleAtLowerOfFairValueOrCostMember" abstract="true" name="LoansHeldForSaleAtLowerOfFairValueOrCostMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_LoansHeldForInvestmentMember" abstract="true" name="LoansHeldForInvestmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_OtherRealEstateOwnedMember" abstract="true" name="OtherRealEstateOwnedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_CashFlowDependentLoansMeasuredForExpectedCreditLossesMember" abstract="true" name="CashFlowDependentLoansMeasuredForExpectedCreditLossesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_CollateralDependentImpairedLoansMember" abstract="true" name="CollateralDependentImpairedLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_MeasurementInputTypicalDiscountRateMember" abstract="true" name="MeasurementInputTypicalDiscountRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_ValuationMethodsAppraisalValueAsAdjustedMember" abstract="true" name="ValuationMethodsAppraisalValueAsAdjustedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_ValuationMethodsInventoryMember" abstract="true" name="ValuationMethodsInventoryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_ValuationMethodsAccountsReceivableMember" abstract="true" name="ValuationMethodsAccountsReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_ValuationMethodsEquipmentMember" abstract="true" name="ValuationMethodsEquipmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="amtb_MinimumOutstandingBalanceOfLoansForThirdPartyAppraisal" abstract="false" name="MinimumOutstandingBalanceOfLoansForThirdPartyAppraisal" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_CashPaidAbstract" abstract="true" name="CashPaidAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="amtb_LoansHeldForInvestmentTransferredToLoansHeldForSale" abstract="false" name="LoansHeldForInvestmentTransferredToLoansHeldForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_LoansHeldForSaleTransferredToLoansHeldForInvestment" abstract="false" name="LoansHeldForSaleTransferredToLoansHeldForInvestment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="amtb_ExchangeofLoansHeldforsaleforSecurities" abstract="false" name="ExchangeofLoansHeldforsaleforSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
