The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 24,286 150 SH SOLE 0 0 150
ABBOTT LABS COM 002824100 95,277 1,050 SH SOLE 0 0 1,050
ADOBE INC COM 00724F101 20,502 100 SH SOLE 0 0 100
ALPHABET INC COM CL A 02079K305 348,078 974 SH SOLE 0 0 974
ALPHABET INC COM CL C 02079K107 1,358,907 3,846 SH SOLE 0 0 3,846
AMAZON.COM INC COM 023135106 2,792,630 11,717 SH SOLE 0 0 11,717
AMERICAN EXPRESS CO COM 025816109 304,425 900 SH SOLE 0 0 900
AMERIPRISE FINL INC COM 03076C106 91,752 200 SH SOLE 0 0 200
APPLE INC COM 037833100 8,256,076 28,532 SH SOLE 0 0 28,532
AT&T INC COM 00206R102 39,206 1,894 SH SOLE 0 0 1,894
AUTOMATIC DATA PROCESSIN COM 053015103 126,756 566 SH SOLE 0 0 566
AVANTIS INTERNATIONAL EQUITY ETF ETF 025072703 670,804 7,520 SH SOLE 0 0 7,520
BANK NEW YORK MELLON COR COM 064058100 427,178 2,954 SH SOLE 0 0 2,954
BANK OF AMERICA CORP COM 060505104 79,772 1,400 SH SOLE 0 0 1,400
BERKSHIRE HATHAWAY COM CL B 084670702 350,273 700 SH SOLE 0 0 700
BLACKROCK INC NEW COM 09290D101 96,156 100 SH SOLE 0 0 100
BONDBLOXX BLOOMBERG ONE YEAR TARGET DURATION US TREASURY ETF ETF 09789C861 4,937 100 SH SOLE 0 0 100
BROADCOM INC COM 11135F101 774,388 2,050 SH SOLE 0 0 2,050
CATERPILLAR INC COM 149123101 465,361 437 SH SOLE 0 0 437
CHEVRON CORP NEW COM 166764100 79,233 478 SH SOLE 0 0 478
CISCO SYS INC COM 17275R102 234,920 2,000 SH SOLE 0 0 2,000
COLGATE PALMOLIVE CO COM 194162103 165,849 1,809 SH SOLE 0 0 1,809
CORNING INC COM 219350105 423,305 1,657 SH SOLE 0 0 1,657
COSTCO WHSL CORP NEW COM 22160K105 120,676 129 SH SOLE 0 0 129
DISNEY WALT CO COM 254687106 96,250 1,000 SH SOLE 0 0 1,000
DUKE ENERGY CORP NEW COM 26441C204 37,974 300 SH SOLE 0 0 300
EASTMAN CHEM CO COM 277432100 48,360 722 SH SOLE 0 0 722
ELI LILLY AND CO COM 532457108 46,778 39 SH SOLE 0 0 39
EVERSOURCE ENERGY COM 30040W108 28,908 400 SH SOLE 0 0 400
EXXON MOBIL CORP COM 30231G102 672,116 4,916 SH SOLE 0 0 4,916
FORTINET INC COM 34959E109 1,102,224 7,175 SH SOLE 0 0 7,175
FRANKLIN DYNAMIC MUNICIPAL BOND ETF ETF 35473P868 828,219 32,905 SH SOLE 0 0 32,905
FRANKLIN INTERNATIONAL LOW VOLATILITY HIGH DIVIDEND INDEX ETF ETF 52468L505 48,702 1,200 SH SOLE 0 0 1,200
GE AEROSPACE COM 369604301 280,298 750 SH SOLE 0 0 750
GE HEALTHCARE TECHNOLOGI COM 36266G107 16,002 250 SH SOLE 0 0 250
GE VERNOVA INC COM 36828A101 219,699 187 SH SOLE 0 0 187
GILEAD SCIENCES INC COM 375558103 20,846 165 SH SOLE 0 0 165
GLOBAL X DEFENSE TECH ETF ETF 37960A529 1,078,524 18,063 SH SOLE 0 0 18,063
GLOBAL X U.S. ELECTRIFICATION ETF ETF 37960A370 302,838 8,750 SH SOLE 0 0 8,750
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673 3,353,319 56,913 SH SOLE 0 0 56,913
GOLDMAN SACHS GROUP INC COM 38141G104 596,708 590 SH SOLE 0 0 590
HOME DEPOT INC COM 437076102 316,354 897 SH SOLE 0 0 897
HOWMET AEROSPACE INC COM 443201108 1,621,798 6,032 SH SOLE 0 0 6,032
IBM CORP COM 459200101 2,577,290 9,165 SH SOLE 0 0 9,165
INTEL CORP COM 458140100 255,802 1,832 SH SOLE 0 0 1,832
INVESCO AEROSPACE & DEFENSE ETF ETF 46137V100 3,595,326 20,353 SH SOLE 0 0 20,353
INVESCO LARGE CAP GROWTHETF ETF 46137V746 3,056,217 18,142 SH SOLE 0 0 18,142
INVESCO QQQ TR ETF 46090E103 143,598 195 SH SOLE 0 0 195
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 287,836 1,353 SH SOLE 0 0 1,353
INVESCO S&P 500 EQUAL WEIGHT INCOME ADVANTAGE ETF ETF 46090A697 1,976,351 37,045 SH SOLE 0 0 37,045
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718 251,373 2,497 SH SOLE 0 0 2,497
ISHARES 01 YEAR TREASURYBOND ETF ETF 464288679 342,085 3,100 SH SOLE 0 0 3,100
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 73,899 900 SH SOLE 0 0 900
ISHARES CORE MSCI EUROPEETF ETF 46434V738 2,032,991 27,045 SH SOLE 0 0 27,045
ISHARES CORE S&P 500 ETF ETF 464287200 1,378,691 1,841 SH SOLE 0 0 1,841
ISHARES CORE S&P MID-CAPETF ETF 464287507 800,402 10,380 SH SOLE 0 0 10,380
ISHARES EXPANDED TECH SECTOR ETF ETF 464287549 454,049 2,776 SH SOLE 0 0 2,776
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 48,460 2,000 SH SOLE 0 0 2,000
ISHARES NEW YORK MUNI BOND ETF ETF 464288323 273,568 5,075 SH SOLE 0 0 5,075
ISHARES RUSSELL 1000 ETF ETF 464287622 1,757,007 4,291 SH SOLE 0 0 4,291
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,603,892 12,917 SH SOLE 0 0 12,917
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 808,746 3,336 SH SOLE 0 0 3,336
ISHARES S&P 500 GROWTH ETF ETF 464287309 153,896 1,119 SH SOLE 0 0 1,119
ISHARES S&P 500 VALUE ETF ETF 464287408 44,050 194 SH SOLE 0 0 194
JOHNSON & JOHNSON COM 478160104 468,321 1,844 SH SOLE 0 0 1,844
JPMORGAN ACTIVE BOND ETF ETF 46654Q716 26,557 496 SH SOLE 0 0 496
JPMORGAN CHASE & CO COM 46625H100 1,097,210 3,352 SH SOLE 0 0 3,352
JPMORGAN CORE PLUS BOND ETF ETF 46641Q670 636,878 13,568 SH SOLE 0 0 13,568
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 91,021 1,612 SH SOLE 0 0 1,612
JPMORGAN INCOME ETF ETF 46641Q159 3,789,988 82,302 SH SOLE 0 0 82,302
JPMORGAN INTERNATIONAL RESEARCH ENHANCED EQUITYETF ETF 46641Q134 2,382,936 28,888 SH SOLE 0 0 28,888
JPMORGAN INTERNATIONAL VALUE ETF ETF 46654Q757 22,989 250 SH SOLE 0 0 250
JPMORGAN MUNICIPAL ETF ETF 46641Q647 342,428 6,760 SH SOLE 0 0 6,760
JPMORGAN SHORT DURATION CORE PLUS ETF ETF 46641Q274 771,365 16,362 SH SOLE 0 0 16,362
JPMORGAN U.S. QUALITY FACTOR ETF ETF 46641Q761 4,046,382 55,982 SH SOLE 0 0 55,982
JPMORGAN U.S. TECH LEADERS ETF ETF 46654Q732 1,756,380 15,745 SH SOLE 0 0 15,745
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 99,035 1,958 SH SOLE 0 0 1,958
MASTERCARD INC COM CL A 57636Q104 64,200 125 SH SOLE 0 0 125
MERCK & CO. INC. COM 58933Y105 470,182 3,659 SH SOLE 0 0 3,659
MICROSOFT CORP COM 594918104 2,815,555 7,548 SH SOLE 0 0 7,548
MOODYS CORP COM 615369105 181,168 400 SH SOLE 0 0 400
NEXTERA ENERGY INC COM 65339F101 52,662 600 SH SOLE 0 0 600
NVIDIA CORP COM 67066G104 2,907,560 14,531 SH SOLE 0 0 14,531
NYLI FTSE INTERNATIONAL EQUITY CURRENCY NEUTRAL ETF ETF 45409B560 2,003,801 52,607 SH SOLE 0 0 52,607
NYLI MACKAY MUNI INSUREDETF ETF 45409F843 220,311 9,100 SH SOLE 0 0 9,100
NYLI MACKAY MUNI INTERMEDIATE ETF ETF 45409F827 124,185 5,100 SH SOLE 0 0 5,100
ORACLE CORP COM 68389X105 129,550 884 SH SOLE 0 0 884
PALANTIR TECHNOLOGIES INC COM CL A 69608A108 315,009 2,700 SH SOLE 0 0 2,700
PEPSICO INC COM 713448108 292,735 2,162 SH SOLE 0 0 2,162
PFIZER INC COM 717081103 99,186 4,119 SH SOLE 0 0 4,119
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,480,430 24,605 SH SOLE 0 0 24,605
PROCTER & GAMBLE CO COM 742718109 97,662 666 SH SOLE 0 0 666
PUBLIC SVC ENTERPRISE GR COM 744573106 12,174 150 SH SOLE 0 0 150
PUTNAM FOCUSED LARGE CAPVALUE ETF ETF 746729300 2,569,674 50,435 SH SOLE 0 0 50,435
QUALCOMM INC COM 747525103 138,777 751 SH SOLE 0 0 751
RTX CORP COM 75513E101 46,484 245 SH SOLE 0 0 245
S&P GLOBAL INC COM 78409V104 461,018 1,132 SH SOLE 0 0 1,132
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 96,560 4,000 SH SOLE 0 0 4,000
SERVICENOW INC COM 81762P102 49,640 500 SH SOLE 0 0 500
SLB LIMITED ORD 806857108 55,788 1,200 SH SOLE 0 0 1,200
SPACE EX TECH SPACEX COM CL A 84615Q103 77,741 455 SH SOLE 0 0 455
STATE STR CORP COM 857477103 36,634 216 SH SOLE 0 0 216
STATE STREET SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 1,923,214 21,885 SH SOLE 0 0 21,885
STATE STREET SPDR PORTFOLIO S&P 500 GROWTHETF ETF 78464A409 1,526,597 12,830 SH SOLE 0 0 12,830
STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1,121,585 18,450 SH SOLE 0 0 18,450
STATE STREET SPDR S&P 500 ETF TRUST ETF 78462F103 2,096,930 2,808 SH SOLE 0 0 2,808
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 91,308 600 SH SOLE 0 0 600
T. ROWE PRICE INTERNATIONAL EQUITY ETF ETF 87283Q834 500,252 13,038 SH SOLE 0 0 13,038
TESLA INC COM 88160R101 2,178,708 5,180 SH SOLE 0 0 5,180
THE COCA-COLA CO COM 191216100 167,660 2,063 SH SOLE 0 0 2,063
THERMO FISHER SCIENTIFIC COM 883556102 50,136 100 SH SOLE 0 0 100
TJX COS INC NEW COM 872540109 181,800 1,200 SH SOLE 0 0 1,200
VANECK CLO ETF ETF 92189H748 1,714,256 32,375 SH SOLE 0 0 32,375
VANECK MERK GOLD TRUST ETF 921078101 1,429,760 37,050 SH SOLE 0 0 37,050
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643 1,387,249 13,344 SH SOLE 0 0 13,344
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF SHARES ETF 921908844 2,130,999 9,006 SH SOLE 0 0 9,006
VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES ETF 921943858 1,940,097 27,229 SH SOLE 0 0 27,229
VANGUARD FTSE EUROPE ETF ETF 922042874 639,346 7,221 SH SOLE 0 0 7,221
VANGUARD S&P 500 ETF ETF 922908363 390,795 569 SH SOLE 0 0 569
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES ETF 922908769 10,880,668 29,404 SH SOLE 0 0 29,404
VANGUARD UTILITIES INDEXFUND ETF SHARES ETF 92204A876 253,025 1,293 SH SOLE 0 0 1,293
VERIZON COMMUNICATIONS I COM 92343V104 19,942 471 SH SOLE 0 0 471
VISA INC COM CL A 92826C839 687,209 2,003 SH SOLE 0 0 2,003
WALMART INC COM 931142103 302,857 2,674 SH SOLE 0 0 2,674
WISDOMTREE EUROPEAN OPPORTUNITIES FUND ETF 97717X552 6,938 124 SH SOLE 0 0 124
WISDOMTREE FLOATING RATETREASURY FUND ETF 97717Y527 4,555,718 90,481 SH SOLE 0 0 90,481
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND ETF 97717X669 1,202,983 12,581 SH SOLE 0 0 12,581