Net interest income (Tables)	6 Months Ended
Jun. 30, 2026
Disclosure Net Interest Income [Line Items]
Net interest income	Net interest income Year-to-date USD m 30.6.26 30.6.25 Interest income from loans and deposits 1 10,580 11,620 Interest income from securities financing transactions measured at amortized cost 2 1,443 1,754 Interest income from other financial instruments measured at amortized cost 834 766 Interest income from debt instruments measured at fair value through other comprehensive income 282 71 Interest income from derivative instruments designated as cash flow hedges (358) (672) Total interest income from financial instruments measured at amortized cost and fair value through other comprehensive income 12,781 13,538 Interest expense on loans and deposits 3 5,802 7,325 Interest expense on securities financing transactions measured at amortized cost 4 1,104 972 Interest expense on debt issued and funding from UBS Group AG measured at amortized cost 4,691 5,346 Interest expense on lease liabilities 63 72 Total interest expense from financial instruments measured at amortized cost 11,661 13,715 Total net interest income from financial instruments measured at amortized cost and fair value through other comprehensive income 1,120 (177) Net interest income from financial instruments measured at fair value through profit or loss and other 2,958 3,089 Total net interest income 4,079 2,912 1 Consists of interest income from cash and balances at central banks, amounts due from banks, and cash collateral receivables on derivative instruments, as well as negative interest on amounts due to banks, customer deposits, and cash collateral payables on derivative instruments. 2 Includes interest income on receivables from securities financing transactions and negative interest, including fees, on payables from securities financing transactions. 3 Consists of interest expense on amounts due to banks, cash collateral payables on derivative instruments, and customer deposits, as well as negative interest on cash and balances at central banks, amounts due from banks, and cash collateral receivables on derivative instruments. 4 Includes interest expense on payables from securities financing transactions and negative interest, including fees, on receivables from securities financing transactions.

Net interest income

Year-to-date

USD m

30.6.26

30.6.25

Interest income from loans and deposits

10,580

11,620

Interest income from securities financing transactions measured at amortized cost

1,443

1,754

Interest income from other financial instruments measured at amortized cost

834

766

Interest income from debt instruments measured at fair value through other comprehensive income

282

Interest income from derivative instruments designated as cash flow hedges

(358)

(672)

Total interest income from financial instruments measured at amortized cost and fair value through other comprehensive income

12,781

13,538

Interest expense on loans and deposits

5,802

7,325

Interest expense on securities financing transactions measured at amortized cost

1,104

972

Interest expense on debt issued and funding from UBS Group AG measured at amortized cost

4,691

5,346

Interest expense on lease liabilities

Total interest expense from financial instruments measured at amortized cost

11,661

13,715

Total net interest income from financial instruments measured at amortized cost and fair value through other comprehensive income

1,120

(177)

Net interest income from financial instruments measured at fair value through profit or loss and other

2,958

3,089

Total net interest income

4,079

2,912

1 Consists of

interest income from

cash and balances

at central banks,

amounts due from

banks, and

cash collateral

receivables on

derivative instruments,

as well as

negative interest on

amounts due to

banks,

customer deposits, and

cash collateral payables

on derivative instruments.

2 Includes interest income

on receivables from

securities financing transactions

and negative interest,

including fees, on

payables from

securities financing transactions.

3 Consists of interest expense on amounts due to banks, cash collateral payables on derivative instruments, and customer deposits, as well as negative

interest on cash and balances

at central banks, amounts

due from banks, and cash

collateral receivables on derivative

instruments.

4 Includes interest expense on payables

from securities financing transactions and

negative interest, including

fees, on receivables from securities financing transactions.