v3.26.1
Consolidated Income Statement - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Income Statement [Line Items]    
Interest income from financial instruments measured at amortized cost and fair value through other comprehensive income $ 12,781 $ 13,538
Interest expense from financial instruments measured at amortized cost (11,661) (13,715)
Net interest income from financial instruments measured at fair value through profit or loss and other 2,958 3,089
Total net interest income 4,079 2,912
Other net income from financial instruments measured at fair value through profit or loss 7,624 7,298
Fee and commission income 16,743 14,459
Fee and commission expense (1,516) (1,303)
Net fee and commission income 15,227 13,156
Other income 580 432
Total revenues 27,510 23,798
Credit loss expense / (release) 197 275
Personnel expenses 12,252 11,559
General and administrative expenses 7,724 8,305
Depreciation, amortization and impairment of non-financial assets 1,235 1,458
Operating expenses 21,211 21,322
Operating profit / (loss) before tax 6,101 2,201
Tax expense / (benefit) 1,363 (32)
Net profit / (loss) 4,738 2,233
Net profit / (loss) attributable to non-controlling interests 25 13
Net profit / (loss) attributable to shareholders $ 4,713 $ 2,220