The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 918,253 5,671 SH SOLE 5,399 0 272
ABBOTT LABORATORIES COM 002824100 276,899 3,052 SH SOLE 647 0 2,405
ABBVIE INC COM 00287Y109 919,432 3,654 SH SOLE 1,352 0 2,302
ADVANCED MICRO DEVICES INC COM 007903107 381,077 656 SH SOLE 0 0 656
AFLAC INC COM 001055102 1,174,133 10,014 SH SOLE 9,400 0 614
ALPHABET INC CAP STK CL A 02079K305 1,296,596 3,628 SH SOLE 2,043 0 1,585
ALPHABET INC CAP STK CL C 02079K107 1,741,301 4,928 SH SOLE 2,931 0 1,997
AMAZON COM INC COM 023135106 2,904,716 12,187 SH SOLE 6,961 0 5,226
AMENTUM HOLDINGS INC COM 023939101 249,611 12,076 SH SOLE 0 0 12,076
AMERICAN WTR WKS CO INC NEW COM 030420103 2,892,096 21,980 SH SOLE 21,900 0 80
AMERIS BANCORP COM 03076K108 1,469,738 16,283 SH SOLE 16,271 0 12
AMGEN INC COM 031162100 228,612 631 SH SOLE 74 0 557
APPLE INC COM 037833100 7,853,693 27,142 SH SOLE 18,191 0 8,951
ASML HLDG NV N Y REGISTRY SHS N07059210 386,801 194 SH SOLE 95 0 99
AT&T INC COM 00206R102 481,853 23,278 SH SOLE 20,773 0 2,505
BANK OF AMER CORP COM 060505104 611,597 10,734 SH SOLE 6,722 0 4,012
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,634,247 7,263 SH SOLE 2,110 0 5,153
BLACKROCK INC COM 09290D101 247,742 258 SH SOLE 37 0 221
BROADCOM INC COM 11135F101 2,281,507 6,040 SH SOLE 419 0 5,621
CATERPILLAR INC COM 149123101 2,116,872 1,988 SH SOLE 1,152 0 836
CELESTICA INC COM 15101Q207 867,494 2,378 SH SOLE 0 0 2,378
CHENIERE ENERGY INC COM NEW 16411R208 245,402 1,027 SH SOLE 1,027 0 0
CHEVRON CORPORATION COM 166764100 343,975 2,075 SH SOLE 907 0 1,168
CINCINNATI FINL CORP COM 172062101 237,149 1,281 SH SOLE 1,276 0 5
CISCO SYS INC COM 17275R102 403,600 3,436 SH SOLE 1,254 0 2,182
COCA COLA CO COM 191216100 951,284 11,705 SH SOLE 8,682 0 3,023
COMMUNITY HEALTH SYS INC NEW COM 203668108 367,400 110,000 SH SOLE 110,000 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,091,384 1,167 SH SOLE 348 0 819
CROWDSTRIKE HLDGS INC CL A 22788C105 629,897 825 SH SOLE 817 0 8
DEERE & CO COM 244199105 487,971 769 SH SOLE 390 0 379
DELL TECHNOLOGIES INC CL C 24703L202 335,811 778 SH SOLE 771 0 7
DELTA AIR LINES INC COM NEW 247361702 637,447 6,806 SH SOLE 6,604 0 202
DOMINION ENERGY INC COM 25746U109 285,221 4,177 SH SOLE 4,063 0 114
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 333,200 2,846 SH SOLE 2,846 0 0
EATON CORP PLC SHS G29183103 294,232 690 SH SOLE 70 0 620
ELI LILLY & CO COM 532457108 1,656,971 1,381 SH SOLE 209 0 1,172
EXXON MOBIL CORP COM 30231G102 938,904 6,867 SH SOLE 2,493 0 4,374
FIDELITY MERRIMACK STR TR SYSTEMATIC MUN 316188846 236,932 4,700 SH SOLE 4,700 0 0
FS KKR CAP CORP COM 302635206 199,366 18,987 SH SOLE 16,184 0 2,803
GALECTIN THERAPEUTICS INC COM NEW 363225202 97,440 21,000 SH SOLE 21,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109 247,079 1,076 SH SOLE 76 0 1,000
GE AEROSPACE COM NEW 369604301 891,880 2,386 SH SOLE 2,117 0 269
GE VERNOVA INC COM 36828A101 703,660 599 SH SOLE 488 0 111
GOLDMAN SACHS GROUP INC COM 38141G104 316,832 313 SH SOLE 0 0 313
HCA HEALTHCARE INC COM 40412C101 1,398,815 3,588 SH SOLE 3,587 0 1
HOME DEPOT INC COM 437076102 1,271,627 3,606 SH SOLE 2,155 0 1,451
HUBBELL INC COM 443510607 271,715 519 SH SOLE 502 0 17
INTEL CORP COM 458140100 309,700 2,218 SH SOLE 1,701 0 517
INVESCO QQQ TR UNIT SER 1 46090E103 1,917,793 2,604 SH SOLE 2,425 0 179
ISHARES TR CORE INTL AGGR 46435G672 31,712,186 626,723 SH SOLE 420,065 0 206,658
ISHARES TR U.S. TECH ETF 464287721 318,635 1,263 SH SOLE 1,240 0 23
ISHARES TR CORE S&P TTL STK 464287150 2,909,470 17,712 SH SOLE 12,922 0 4,790
ISHARES TR USD INV GRDE ETF 464288620 561,542 10,948 SH SOLE 0 0 10,948
ISHARES TR MSCI ACWI EX US 464288240 614,119 8,069 SH SOLE 8,069 0 0
ISHARES TR RUS 1000 ETF 464287622 705,630 1,723 SH SOLE 1,723 0 0
ISHARES TR CORE S&P500 ETF 464287200 494,733,187 660,622 SH SOLE 492,262 0 168,360
ISHARES TR SHRT NAT MUN ETF 464288158 28,753,706 270,064 SH SOLE 220,361 0 49,703
ISHARES TR MSCI USA QLT FCT 46432F339 1,264,026 5,760 SH SOLE 5,676 0 84
ISHARES TR CORE UNIVRSL USD 46434V613 596,489 12,925 SH SOLE 12,925 0 0
ISHARES TR NATIONAL MUN ETF 464288414 43,919,829 408,101 SH SOLE 321,827 0 86,274
ISHARES TR MSCI ACWI ETF 464288257 8,684,853 55,328 SH SOLE 55,208 0 120
ISHARES TR RUS 1000 GRW ETF 464287614 3,501,554 28,200 SH SOLE 22,751 0 5,449
ISHARES TR CORE US AGGBD ET 464287226 1,702,767 17,203 SH SOLE 12,908 0 4,295
ISHARES TR RUS MID CAP ETF 464287499 6,191,616 56,124 SH SOLE 44,385 0 11,739
ISHARES TR ESG SELECT SCRE 46436E569 495,213 8,720 SH SOLE 0 0 8,720
ISHARES TR S&P SML 600 GWT 464287887 235,070 1,316 SH SOLE 960 0 356
ISHARES TR CORE MSCI TOTAL 46432F834 172,517,726 1,807,604 SH SOLE 1,364,290 0 443,314
ISHARES TR RUS 2000 GRW ETF 464287648 927,012 2,353 SH SOLE 2,141 0 212
ISHARES TR CORE MSCI EAFE 46432F842 6,030,189 62,437 SH SOLE 59,335 0 3,102
ISHARES TR US AER DEF ETF 464288760 274,360 1,132 SH SOLE 1,108 0 24
ISHARES TR RUS MDCP VAL ETF 464287473 627,718 3,814 SH SOLE 1,856 0 1,958
ISHARES TR RUSSELL 2000 ETF 464287655 612,859 2,040 SH SOLE 1,825 0 215
ISHARES TR CORE S&P MCP ETF 464287507 159,211,143 2,064,728 SH SOLE 1,510,490 0 554,238
ISHARES TR MSCI EAFE ETF 464287465 1,503,628 14,475 SH SOLE 13,575 0 900
ISHARES TR RUS TP200 GR ETF 464289438 1,035,170 3,562 SH SOLE 3,430 0 132
ISHARES TR SELECT DIVID ETF 464287168 679,817 4,349 SH SOLE 4,050 0 299
ISHARES TR CORE 60 BALA ETF 464289867 737,181 10,607 SH SOLE 10,498 0 109
ISHARES TR S&P 500 VAL ETF 464287408 1,507,996 6,641 SH SOLE 4,999 0 1,642
ISHARES TR RUS 1000 VAL ETF 464287598 3,113,091 12,841 SH SOLE 11,229 0 1,612
ISHARES TR US TREAS BD ETF 46429B267 688,280 30,214 SH SOLE 0 0 30,214
ISHARES TR CORE 1 5 YR USD 46432F859 58,562,912 1,213,739 SH SOLE 786,644 0 427,095
ISHARES TR 1 3 YR TREAS BD 464287457 2,127,963 25,916 SH SOLE 20,059 0 5,857
ISHARES TR RUS MD CP GR ETF 464287481 950,393 6,491 SH SOLE 4,511 0 1,980
ISHARES TR ULTRA SHORT DUR 46434V878 6,927,157 136,954 SH SOLE 77,104 0 59,850
ISHARES TR RUSSELL 3000 ETF 464287689 1,437,817 3,372 SH SOLE 3,372 0 0
ISHARES TR CORE S&P SCP ETF 464287804 71,946,907 485,112 SH SOLE 347,179 0 137,933
ISHARES TR RUS TOP 200 ETF 464289446 974,680 5,270 SH SOLE 5,254 0 16
ISHARES TR U.S. FINLS ETF 464287788 400,585 3,142 SH SOLE 3,142 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,128,119 51,830 SH SOLE 45,931 0 5,899
ISHARES TR MBS ETF 464288588 484,823 5,129 SH SOLE 0 0 5,129
ISHARES TR RUS 2000 VAL ETF 464287630 659,863 2,983 SH SOLE 2,147 0 836
ISHARES TR S&P MC 400GR ETF 464287606 773,942 6,587 SH SOLE 5,247 0 1,340
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 22,598,642 446,878 SH SOLE 263,821 0 183,057
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 321,595 6,306 SH SOLE 5,660 0 646
JACOBS SOLUTIONS INC COM 46982L108 1,690,668 13,418 SH SOLE 0 0 13,418
JOHNSON & JOHNSON COM 478160104 1,667,243 6,565 SH SOLE 4,694 0 1,871
JPMORGAN CHASE & CO COM 46625H100 946,812 2,893 SH SOLE 1,028 0 1,865
LOCKHEED MARTIN CORP COM 539830109 267,684 525 SH SOLE 260 0 265
LOWES COS INC COM 548661107 287,268 1,303 SH SOLE 238 0 1,065
MASTERCARD INCORPORATED CL A 57636Q104 266,409 519 SH SOLE 471 0 48
MCDONALDS CORP COM 580135101 754,493 2,791 SH SOLE 849 0 1,942
MERCK & CO INC COM 58933Y105 296,247 2,305 SH SOLE 775 0 1,530
META PLATFORMS INC CL A 30303M102 338,373 601 SH SOLE 343 0 258
METROCITY BANKSHARES INC COM 59165J105 897,250 25,000 SH SOLE 0 0 25,000
MICROCHIP TECHNOLOGY INC. COM 595017104 270,938 2,971 SH SOLE 484 0 2,487
MICROSOFT CORP COM 594918104 4,175,914 11,195 SH SOLE 5,715 0 5,480
NEXTERA ENERGY INC COM 65339F101 446,326 5,085 SH SOLE 4,847 0 238
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 95,411 12,108 SH SOLE 0 0 12,108
NVIDIA CORPORATION COM 67066G104 4,144,526 20,713 SH SOLE 6,962 0 13,751
ORACLE CORP COM 68389X105 467,119 3,187 SH SOLE 901 0 2,286
PALO ALTO NETWORKS INC COM 697435105 1,503,216 4,408 SH SOLE 3,860 0 548
PEPSICO INC COM 713448108 564,529 4,169 SH SOLE 2,486 0 1,683
PHILIP MORRIS INTL INC COM 718172109 242,076 1,338 SH SOLE 1,183 0 155
PINNACLE FINL PARTNERS INC COM 72348N109 2,719,377 26,957 SH SOLE 26,942 0 15
PROCTER & GAMBLE CO COM 742718109 603,258 4,114 SH SOLE 822 0 3,292
QUALCOMM INC COM 747525103 275,422 1,490 SH SOLE 137 0 1,353
RAYMOND JAMES FINL INC COM 754730109 5,862,575 38,562 SH SOLE 38,557 0 5
RTX CORPORATION COM 75513E101 674,439 3,555 SH SOLE 277 0 3,278
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 328,807 9,717 SH SOLE 6,650 0 3,067
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 794,227 27,425 SH SOLE 0 0 27,425
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 305,983 11,046 SH SOLE 0 0 11,046
SOUTHERN CO COM 842587107 35,781,876 373,857 SH SOLE 258,283 0 115,574
SPDR GOLD TR GOLD SHS 78463V107 672,627 1,826 SH SOLE 929 0 897
SPDR SERIES TRUST ST STR P500GRW 78464A409 400,416 3,365 SH SOLE 2,369 0 996
SPDR SERIES TRUST ST STR SP600 SML 78468R853 18,922,538 328,118 SH SOLE 293,134 0 34,984
SPDR SERIES TRUST ST STR P500VAL 78464A508 507,550 8,349 SH SOLE 7,359 0 990
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 540,319 21,172 SH SOLE 12,396 0 8,776
SPDR SERIES TRUST ST STR P500ETF 78464A854 64,850,947 737,949 SH SOLE 615,526 0 122,423
SPDR SERIES TRUST ST STR P400MID 78464A847 31,562,886 467,183 SH SOLE 399,550 0 67,633
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,432,436 4,596 SH SOLE 2,879 0 1,717
SYSCO CORP COM 871829107 250,162 2,993 SH SOLE 0 0 2,993
TESLA INC COM 88160R101 357,865 851 SH SOLE 363 0 488
TIDAL TRUST I SOFI SELECT 500 886364173 434,074 2,916 SH SOLE 0 0 2,916
TRAVELERS COMPANIES INC COM 89417E109 638,620 1,935 SH SOLE 1,571 0 364
TREKOR METALS LTD COM 89472Y107 248,602 36,134 SH SOLE 0 0 36,134
UNITEDHEALTH GROUP INC COM 91324P102 553,939 1,333 SH SOLE 1,231 0 102
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,846,615 23,702 SH SOLE 23,075 0 627
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 514,232 10,618 SH SOLE 9,704 0 914
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 231,059 1,169 SH SOLE 1,169 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,148,752 1,673 SH SOLE 1,377 0 296
VANGUARD INDEX FDS VALUE ETF 922908744 292,178 1,341 SH SOLE 924 0 417
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,832,336 5,328 SH SOLE 5,328 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,870,892 5,056 SH SOLE 367 0 4,689
VANGUARD INDEX FDS MID CAP ETF 922908629 363,265 4,509 SH SOLE 2,247 0 2,262
VANGUARD INDEX FDS GROWTH ETF 922908736 302,778 3,515 SH SOLE 2,078 0 1,437
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 22,047,661 435,897 SH SOLE 324,612 0 111,285
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 282,663 3,420 SH SOLE 145 0 3,275
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 494,276 2,089 SH SOLE 2,050 0 39
VANGUARD STAR FDS VG TL INTL STK F 921909768 43,640,863 510,479 SH SOLE 396,227 0 114,252
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 360,228 5,056 SH SOLE 4,108 0 948
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 808,062 5,113 SH SOLE 5,113 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 497,632 4,164 SH SOLE 4,164 0 0
VICTORY PORTFOLIOS II CORE PLUS BD ETF 92647X863 186,000,651 8,561,595 SH SOLE 6,163,944 0 2,397,651
VISA INC COM CL A 92826C839 779,137 2,271 SH SOLE 1,377 0 894
WALMART INC COM 931142103 1,442,767 12,739 SH SOLE 7,503 0 5,236
WARNER MUSIC GROUP CORP COM CL A 934550203 536,536 19,820 SH SOLE 0 0 19,820
WASTE MGMT INC DEL COM 94106L109 551,274 2,473 SH SOLE 271 0 2,202
WILLIAMS SONOMA INC COM 969904101 347,785 1,492 SH SOLE 0 0 1,492