The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 29,497,043 413,994 SH SOLE 413,994 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,626,497 211,535 SH SOLE 211,535 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 54,235,857 629,625 SH SOLE 629,625 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 13,754,656 105,480 SH SOLE 105,480 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 29,603,759 215,237 SH SOLE 215,237 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 61,645,109 1,059,194 SH SOLE 1,059,194 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 39,755,992 517,656 SH SOLE 517,656 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 23,000,316 462,039 SH SOLE 462,039 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 90,625,080 415,845 SH SOLE 415,845 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 112,986,426 2,547,034 SH SOLE 2,547,034 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 28,559,471 38,783 SH SOLE 38,783 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 10,857,423 14,539 SH SOLE 14,539 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 12,342,326 223,674 SH SOLE 223,674 0 0
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 1,835,558 36,601 SH SOLE 36,601 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,753,217 21,164 SH SOLE 21,164 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,430,679 13,117 SH SOLE 13,117 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 460,844 12,709 SH SOLE 12,709 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,119,838 129,922 SH SOLE 129,922 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,335,773 64,649 SH SOLE 64,649 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 29,404,352 667,825 SH SOLE 667,825 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,630,038 26,928 SH SOLE 26,928 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,779,007 36,232 SH SOLE 36,232 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,087,834 51,725 SH SOLE 51,725 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,736,530 28,822 SH SOLE 28,822 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,794,223 67,777 SH SOLE 67,777 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 17,017,379 45,988 SH SOLE 45,988 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,607,760 57,326 SH SOLE 57,326 0 0
ALTRIA GROUP INC COM 02209S103 248,156 3,449 SH SOLE 3,449 0 0
AMAZON COM INC COM 023135106 3,041,006 12,759 SH SOLE 12,759 0 0
CONOCOPHILLIPS COM 20825C104 414,139 3,984 SH SOLE 3,984 0 0
DEERE & CO COM 244199105 334,292 527 SH SOLE 527 0 0
NVIDIA CORPORATION COM 67066G104 9,334,022 46,649 SH SOLE 46,649 0 0
PHILLIPS 66 COM 718546104 301,923 1,786 SH SOLE 1,786 0 0
VALERO ENERGY CORP COM 91913Y100 249,502 958 SH SOLE 958 0 0
XCEL ENERGY INC COM 98389B100 382,067 4,758 SH SOLE 4,758 0 0
CATERPILLAR INC COM 149123101 1,408,863 1,323 SH SOLE 1,323 0 0
MICROSOFT CORP COM 594918104 3,194,114 8,563 SH SOLE 8,563 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,406,233 201,038 SH SOLE 201,038 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 12,718,146 155,213 SH SOLE 155,213 0 0
VANECK MERK GOLD ETF GOLD SHS 921078101 368,033 9,537 SH SOLE 9,537 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,651,817 16,434 SH SOLE 16,434 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 129,292,126 3,585,472 SH SOLE 3,585,472 0 0
CULLEN FROST BANKERS INC COM 229899109 311,976 2,019 SH SOLE 2,019 0 0
FIRST FINL BANKSHARES INC COM 32020R109 1,688,831 48,810 SH SOLE 48,810 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,294,290 82,826 SH SOLE 82,826 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,998,356 67,902 SH SOLE 67,902 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,856,743 15,535 SH SOLE 15,535 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,096,318 13,607 SH SOLE 13,607 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,623,532 27,207 SH SOLE 27,207 0 0
3M CO COM 88579Y101 497,388 3,072 SH SOLE 3,072 0 0
ABBVIE INC COM 00287Y109 537,251 2,135 SH SOLE 2,135 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,840,904 3,169 SH SOLE 3,169 0 0
ALPHABET INC CAP STK CL A 02079K305 2,954,378 8,267 SH SOLE 8,267 0 0
ALPHABET INC CAP STK CL C 02079K107 1,260,681 3,568 SH SOLE 3,568 0 0
AMERICAN EXPRESS CO COM 025816109 223,922 662 SH SOLE 662 0 0
AMGEN INC COM 031162100 356,382 984 SH SOLE 984 0 0
AMPHENOL CORP CL A 032095101 404,654 2,295 SH SOLE 2,295 0 0
APPLE INC COM 037833100 8,360,535 28,893 SH SOLE 28,893 0 0
APPLIED MATLS INC COM 038222105 1,136,556 1,572 SH SOLE 1,572 0 0
ARISTA NETWORKS INC COM SHS 040413205 284,549 1,675 SH SOLE 1,675 0 0
BANK OF AMER CORP COM 060505104 706,716 12,403 SH SOLE 12,403 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,411,001 2,820 SH SOLE 2,820 0 0
BOEING CO COM 097023105 282,060 1,303 SH SOLE 1,303 0 0
BROADCOM INC COM 11135F101 2,027,762 5,368 SH SOLE 5,368 0 0
CAPITAL ONE FINL CORP COM 14040H105 212,857 1,061 SH SOLE 1,061 0 0
CHEVRON CORPORATION COM 166764100 1,059,446 6,391 SH SOLE 6,391 0 0
CISCO SYS INC COM 17275R102 570,856 4,860 SH SOLE 4,860 0 0
CITIGROUP INC COM NEW 172967424 295,036 2,108 SH SOLE 2,108 0 0
COCA COLA CO COM 191216100 404,426 4,976 SH SOLE 4,976 0 0
CORNING INC COM 219350105 395,661 1,549 SH SOLE 1,549 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 446,281 477 SH SOLE 477 0 0
DELL TECHNOLOGIES INC CL C 24703L202 242,049 561 SH SOLE 561 0 0
ELI LILLY & CO COM 532457108 1,228,216 1,024 SH SOLE 1,024 0 0
EXXON MOBIL CORP COM 30231G102 2,221,445 16,248 SH SOLE 16,248 0 0
FIFTH THIRD BANCORP COM 316773100 333,147 5,910 SH SOLE 5,910 0 0
GE AEROSPACE COM NEW 369604301 620,766 1,661 SH SOLE 1,661 0 0
GE VERNOVA INC COM 36828A101 453,523 386 SH SOLE 386 0 0
GENERAL MTRS CO COM 37045V100 235,248 3,052 SH SOLE 3,052 0 0
HUNTINGTON BANCSHARES INC COM 446150104 207,317 11,693 SH SOLE 11,693 0 0
INTEL CORP COM 458140100 673,435 4,823 SH SOLE 4,823 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,007,490 3,583 SH SOLE 3,583 0 0
JOHNSON & JOHNSON COM 478160104 1,025,073 4,036 SH SOLE 4,036 0 0
JPMORGAN CHASE & CO COM 46625H100 1,364,665 4,169 SH SOLE 4,169 0 0
KLA CORP COM NEW 482480100 491,787 1,630 SH SOLE 1,630 0 0
LAM RESEARCH CORP COM NEW 512807306 460,630 1,063 SH SOLE 1,063 0 0
LINDE PLC SHS G54950103 303,957 586 SH SOLE 586 0 0
MARATHON PETE CORP COM 56585A102 426,458 1,668 SH SOLE 1,668 0 0
MARVELL TECHNOLOGY INC COM 573874104 328,573 1,103 SH SOLE 1,103 0 0
MASTERCARD INCORPORATED CL A 57636Q104 297,888 580 SH SOLE 580 0 0
MERCK & CO INC COM 58933Y105 580,820 4,520 SH SOLE 4,520 0 0
META PLATFORMS INC CL A 30303M102 1,115,063 1,980 SH SOLE 1,980 0 0
MICRON TECHNOLOGY INC COM 595112103 2,555,598 2,214 SH SOLE 2,214 0 0
MORGAN STANLEY COM NEW 617446448 376,481 1,801 SH SOLE 1,801 0 0
NETFLIX INC. COM 64110L106 332,938 4,663 SH SOLE 4,663 0 0
NEXTERA ENERGY INC COM 65339F101 457,601 5,214 SH SOLE 5,214 0 0
ORACLE CORP COM 68389X105 286,945 1,958 SH SOLE 1,958 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 305,442 2,618 SH SOLE 2,618 0 0
PALO ALTO NETWORKS INC COM 697435105 323,969 950 SH SOLE 950 0 0
PARKER-HANNIFIN CORP COM 701094104 237,683 243 SH SOLE 243 0 0
PEPSICO INC COM 713448108 320,093 2,364 SH SOLE 2,364 0 0
PHILIP MORRIS INTL INC COM 718172109 405,858 2,243 SH SOLE 2,243 0 0
PROCTER & GAMBLE CO COM 742718109 391,629 2,671 SH SOLE 2,671 0 0
PROGRESSIVE CORP COM 743315103 204,469 936 SH SOLE 936 0 0
PROLOGIS INC. COM 74340W103 218,964 1,616 SH SOLE 1,616 0 0
QUALCOMM INC COM 747525103 276,061 1,494 SH SOLE 1,494 0 0
RTX CORPORATION COM 75513E101 476,515 2,512 SH SOLE 2,512 0 0
SANDISK CORP COM 80004C200 245,563 108 SH SOLE 108 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 478,640 496 SH SOLE 496 0 0
SOUTHERN CO COM 842587107 422,273 4,412 SH SOLE 4,412 0 0
STRYKER CORPORATION COM 863667101 219,443 697 SH SOLE 697 0 0
TESLA INC COM 88160R101 1,324,049 3,148 SH SOLE 3,148 0 0
TEXAS INSTRS INC COM 882508104 307,608 1,032 SH SOLE 1,032 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 356,002 352 SH SOLE 352 0 0
HOME DEPOT INC COM 437076102 407,536 1,156 SH SOLE 1,156 0 0
DISNEY WALT CO COM 254687106 202,255 2,101 SH SOLE 2,101 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 225,612 450 SH SOLE 450 0 0
TJX COS INC NEW COM 872540109 212,555 1,403 SH SOLE 1,403 0 0
UNION PAC CORP COM 907818108 366,656 1,348 SH SOLE 1,348 0 0
UNITED RENTALS INC COM 911363109 293,419 259 SH SOLE 259 0 0
UNITEDHEALTH GROUP INC COM 91324P102 435,580 1,048 SH SOLE 1,048 0 0
VISA INC COM CL A 92826C839 682,197 1,988 SH SOLE 1,988 0 0
WALMART INC COM 931142103 824,028 7,276 SH SOLE 7,276 0 0
WELLS FARGO & CO COM 949746101 371,951 4,501 SH SOLE 4,501 0 0
WELLTOWER INC COM 95040Q104 258,292 1,138 SH SOLE 1,138 0 0
WESTERN DIGITAL CORP COM 958102105 553,770 867 SH SOLE 867 0 0
ISHARES TR CORE S&P MCP ETF 464287507 275,745 3,576 SH SOLE 3,576 0 0
SPDR SERIES TRUST ST STR SP DIV 78464A763 218,378 1,435 SH SOLE 1,435 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,464,125 6,039 SH SOLE 6,039 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,238,615 7,525 SH SOLE 7,525 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 411,710 1,377 SH SOLE 1,377 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 258,627 130 SH SOLE 130 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,512,353 102,993 SH SOLE 102,993 0 0
MICROVISION INC DEL COM NEW 594960304 13,937 42,622 SH SOLE 42,622 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 321,739 7,800 SH SOLE 7,800 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,855,596 51,910 SH SOLE 51,910 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,480,419 17,979 SH SOLE 17,979 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,138,010 16,281 SH SOLE 16,281 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 355,751 1,672 SH SOLE 1,672 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,095,799 2,799 SH SOLE 2,799 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,201,409 21,192 SH SOLE 21,192 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 239,265 1,927 SH SOLE 1,927 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 6,317,296 209,390 SH SOLE 209,390 0 0
ISHARES TR SELECT DIVID ETF 464287168 509,225 3,258 SH SOLE 3,258 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 101,423 10,587 SH SOLE 10,587 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,561,837 3,730 SH SOLE 3,730 0 0
LINEAGE CELL THERAPEUTICS IN COM 53566P109 14,803 11,300 SH SOLE 11,300 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 271,769 3,702 SH SOLE 3,702 0 0
ANGEL STUDIOS INC. CL A COM 034948109 49,090 13,376 SH SOLE 13,376 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 8,640,553 162,692 SH SOLE 162,692 0 0
META PLATFORMS INC CL A 30303M102 190,955 339 SH SOLE 339 0 0