| Schedule of Loans and Leases |
Loans and leases at June 30, 2026 and December 31, 2025 were as follows: | | | | | | | | | | (In thousands) | 06/30/2026 | 12/31/2025 | | Commercial and industrial | | | | Agriculture | $ | 117,956 | | $ | 114,475 | | | Commercial and industrial other | 1,073,179 | | 986,173 | | | Subtotal commercial and industrial | 1,191,135 | | 1,100,648 | | | Commercial real estate | | | | Construction | 465,776 | | 448,901 | | | Agriculture | 240,974 | | 234,292 | | | Commercial real estate other | 3,002,459 | | 2,978,842 | | | Subtotal commercial real estate | 3,709,209 | | 3,662,035 | | | Residential real estate | | | | Home equity | 243,648 | | 227,654 | | | Mortgages | 1,363,611 | | 1,363,532 | | | Subtotal residential real estate | 1,607,259 | | 1,591,186 | | | Consumer and other | | | | Indirect | 42 | | 68 | | | Consumer and other | 84,316 | | 86,399 | | | Subtotal consumer and other | 84,358 | | 86,467 | | | Leases | 8,903 | | 10,413 | | | Total loans and leases | 6,600,864 | | 6,450,749 | | | Less: unearned income and deferred costs and fees | (3,686) | | (4,504) | | | Total loans and leases, net of unearned income and deferred costs and fees | $ | 6,597,178 | | $ | 6,446,245 | |
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| Schedule of Age Analysis of Past Due Loans |
The below tables are an age analysis of past due loans, segregated by class of loans and leases, as of June 30, 2026 and December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | (In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans | | June 30, 2026 | | | | | | | | | | Commercial and industrial | | | | | | | | Agriculture | $ | 0 | | $ | 30 | | $ | 163 | | $ | 193 | | $ | 117,763 | | $ | 117,956 | | Commercial and industrial other | 581 | | 976 | | 7,520 | | 9,077 | | 1,064,102 | | 1,073,179 | | | Subtotal commercial and industrial | 581 | | 1,006 | | 7,683 | | 9,270 | | 1,181,865 | | 1,191,135 | | | Commercial real estate | | | | | | | | Construction | 0 | | 0 | | 0 | | 0 | | 465,776 | | 465,776 | | Agriculture | 62 | | 606 | | 0 | | 668 | | 240,306 | | 240,974 | | Commercial real estate other | 0 | | 73 | | 21,241 | | 21,314 | | 2,981,145 | | 3,002,459 | | Subtotal commercial real estate | 62 | | 679 | | 21,241 | | 21,982 | | 3,687,227 | | 3,709,209 | | | Residential real estate | | | | | | | | Home equity | 650 | | 141 | | 2,672 | | 3,463 | | 240,185 | | 243,648 | | Mortgages | 0 | | 1,283 | | 9,941 | | 11,224 | | 1,352,387 | | 1,363,611 | | Subtotal residential real estate | 650 | | 1,424 | | 12,613 | | 14,687 | | 1,592,572 | | 1,607,259 | | | Consumer and other | | | | | | | | Indirect | 0 | | 0 | | 0 | | 0 | | 42 | | 42 | | Consumer and other | 198 | | 66 | | 138 | | 402 | | 83,914 | | 84,316 | | Subtotal consumer and other | 198 | | 66 | | 138 | | 402 | | 83,956 | | 84,358 | | | Leases | 0 | | 0 | | 0 | | 0 | | 8,903 | | 8,903 | | | Total loans and leases | 1,491 | | 3,175 | | 41,675 | | 46,341 | | 6,554,523 | | 6,600,864 | | | Less: unearned income and deferred costs and fees | 0 | | 0 | | 0 | | 0 | | (3,686) | | (3,686) | | | Total loans and leases, net of unearned income and deferred costs and fees | $ | 1,491 | | $ | 3,175 | | $ | 41,675 | | $ | 46,341 | | $ | 6,550,837 | | $ | 6,597,178 | |
| | | | | | | | | | | | | | | | | | | | | | (In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans | | December 31, 2025 | | | | | | | | | Commercial and industrial | | | | | | | | Agriculture | $ | 4 | | $ | 0 | | $ | 0 | | $ | 4 | | $ | 114,471 | | $ | 114,475 | | | Commercial and industrial other | 1,818 | | 1,543 | | 5,136 | | 8,497 | | 977,676 | | 986,173 | | | Subtotal commercial and industrial | 1,822 | | 1,543 | | 5,136 | | 8,501 | | 1,092,147 | | 1,100,648 | | | Commercial real estate | | | | | | | | Construction | 0 | | 0 | | 17,302 | | 17,302 | | 431,599 | | 448,901 | | | Agriculture | 69 | | 0 | | 0 | | 69 | | 234,223 | | 234,292 | | | Commercial real estate other | 474 | | 775 | | 4,507 | | 5,756 | | 2,973,086 | | 2,978,842 | | | Subtotal commercial real estate | 543 | | 775 | | 21,809 | | 23,127 | | 3,638,908 | | 3,662,035 | | | Residential real estate | | | | | | | | Home equity | 1,286 | | 107 | | 2,040 | | 3,433 | | 224,221 | | 227,654 | | | Mortgages | 0 | | 2,331 | | 8,225 | | 10,556 | | 1,352,976 | | 1,363,532 | | | Subtotal residential real estate | 1,286 | | 2,438 | | 10,265 | | 13,989 | | 1,577,197 | | 1,591,186 | | | Consumer and other | | | | | | | | Indirect | 0 | | 0 | | 0 | | 0 | | 68 | | 68 | | | Consumer and other | 295 | | 104 | | 191 | | 590 | | 85,809 | | 86,399 | | | Subtotal consumer and other | 295 | | 104 | | 191 | | 590 | | 85,877 | | 86,467 | | | Leases | 0 | | 0 | | 0 | | 0 | | 10,413 | | 10,413 | | | Total loans and leases | 3,946 | | 4,860 | | 37,401 | | 46,207 | | 6,404,542 | | 6,450,749 | | | Less: unearned income and deferred costs and fees | 0 | | 0 | | 0 | | 0 | | (4,504) | | (4,504) | | | Total loans and leases, net of unearned income and deferred costs and fees | $ | 3,946 | | $ | 4,860 | | $ | 37,401 | | $ | 46,207 | | $ | 6,400,038 | | $ | 6,446,245 | |
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| Schedule of Nonaccrual Loans |
The following tables present the amortized cost basis of loans and leases on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans and leases, as of June 30, 2026 and December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | (In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing | | June 30, 2026 | December 31, 2025 | | | | | | | | | Commercial and industrial | | | | | | | | Agriculture | $ | 0 | | $ | 163 | | $ | 0 | | $ | 0 | | $ | 0 | | $ | 0 | | | Commercial and industrial other | 6,175 | | 10,253 | | 0 | | 4,565 | | 8,305 | | 0 | | | Subtotal commercial and industrial | 6,175 | | 10,416 | | 0 | | 4,565 | | 8,305 | | 0 | | | Commercial real estate | | | | | | | | Construction | 1,325 | | 1,325 | | 0 | | 0 | | 17,303 | | 0 | | | Agriculture | 0 | | 63 | | 0 | | 0 | | 92 | | 0 | | | Commercial real estate other | 1,766 | | 22,560 | | 0 | | 1,463 | | 5,469 | | 0 | | | Subtotal commercial real estate | 3,091 | | 23,948 | | 0 | | 1,463 | | 22,864 | | 0 | | | Residential real estate | | | | | | | | Home equity | 42 | | 3,171 | | 0 | | 232 | | 2,624 | | 0 | | | Mortgages | 1,428 | | 14,836 | | 1 | | 1,570 | | 13,931 | | 1 | | | Subtotal residential real estate | 1,470 | | 18,007 | | 1 | | 1,802 | | 16,555 | | 1 | | | Consumer and other | | | | | | | | | | | | | | | Consumer and other | 0 | | 55 | | 121 | | 0 | | 70 | | 145 | | | Subtotal consumer and other | 0 | | 55 | | 121 | | 0 | | 70 | | 145 | | | | | | | | | | Total loans and leases | $ | 10,736 | | $ | 52,426 | | $ | 122 | | $ | 7,830 | | $ | 47,794 | | $ | 146 | |
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